Get 250+ investors tailored to your startup

Invest in your industry and stage
Emails & contact info included
Excel and CSV export
Automatically

Trusted by 3,000+ startups

Top 50 FinTech Startup Investors in South Africa in September 2025

Last updated: Sep 2025 A list of 50 angel investors and VC (Venture Capital) funds that invest in Fintech startups based in South africa. We rank investors based on the number of investments they made in Fintech companies from South africa. We update this investor list every month.

Top 50 FinTech Startup Investors in South Africa in September 2025

Investor	FinTech South Africa investments
CRE Venture Capital	8
UW Ventures	7
4Di Capital	7
Naspers Foundry	6
Allan Gray	6
Launch Africa	6
Raba Partnership	5
Maven 11 Capital	5
Quona Capital	5
Everywhere Ventures	4
Martin Villig	4
Change Ventures	4
Ragnar Sass	4
Merrill Lynch	4
Goodwell Investments	4
Future Africa	4
1kx	4
Oui Capital	3
Sound Ventures	3
RaliCap	3
54 Collective	3
Kleiner Perkins	3
Markus Villig	3
Kalon Venture Partners	3
Everywhere Ventures	3
Musha Ventures	3
Imvelo Ventures	3
Yossi Hasson	3
Phillip Sebole Masango	3
Firstminute Capital	3
Scalar Capital	3
Lireas Holdings	3
TLcom Capital Partners	2
Hustle Fund	2
Newid capital	2
Yellowwood	2
Norrsken VC	2
Century Oak Capital	2
Newtown Partners	2
P1 Ventures	2
Technology Innovation Agency	2
Alumni Ventures	2
DCG Expeditions	2
Accion Venture Lab	2
Village Global	2
Two Culture Capital	2
Boost VC	2
LoftyInc Capital	2
Soma Capital	2
Reciprocal Ventures	2

Find investors that fund startups like yours. Automatically.

Our algorithm will find investors that invest in your industry, stage, and geography.

Investor list

Founded in 2015, CRE Venture Capital invests in early stage tech companies that are levered to Africa. CRE is headquartered in the New York metro area, with a regional office in Lagos, Nigeria.

Investment focus

Financial Services, FinTech, E-Commerce
Seed, Series A, Pre-Seed
South Africa, Nigeria, United States

Portfolio highlights

Sukhiba — Sukhiba is a decentralized community-based commerce platform.
Stitch — One API integration for enterprise online payments across South Africa. Accept Pay by bank, debit + credit card, cash, manual EFT, debit order and crypto.
Cutstruct — Cutstruct is your one source for bulk construction materials purchase. Get the best prices for cement, steel, granite, sharp sand wood, and more.

UW is a multi-stage investor that provides growth and replacement capital across the equity-cycle. Its activities span from high-growth venture to mid-market private equity opportunities.

Investment focus

FinTech, Payments, Insurance
Seed, Series A, Funding Round
South Africa

Portfolio highlights

Pargo — Pargo is a convenient logistics solution that lets you collect and return parcels at Pargo parcel points throughout the country when it suits you best.
Synatic — Synatic is a unified platform that enables your business to integrate and automate systems and services without sacrificing enterprise features and security.
Peach Payments — Get Peach as your Payment Gateway and Grow your ecommerce. Process online payments with Visa, Mastercard, Debit Orders, EFT payments, and subscriptions. Plugins for Wix, Shopify, WooCommerce.

4Di Capital is an independent seed- and early-stage technology venture capital firm based in Cape Town, South Africa.Nurture capital is the term that best describes 4Di Capitalâ€:tm:s purpose and philosophy.We understand that in the early days of any business, support, mentoring and access to networks is just as important as seed capital.Using tried and tested international venture capital best practices, adapted for local use, we believe in entrepreneur-friendly finance without frills, and in working as a team with our investments to achieve their true potential.4Di Capital Early-Stage Technology Fund 1 targets startup investment opportunities with high growth potential at the seed- and early-stages in the mobile, enterprise software and web sectors.We look for founder teams with hungry passion, commitment, domain expertise and deep insights into the large market problems they wish to solve with their technology solutions.

Investment focus

Software, Financial Services, Mobile
Seed, Series A, Pre-Seed
South Africa, United States, Kenya

Portfolio highlights

Maxe AI — AI investment Assistant for all investors. AI Portfolios tracker of stocks bonds exchanges futures. all in one to track mutual funds.
Cloudline — The all-in-one cloud platform helping leisure businesses sell more, reduce costs & personalize experiences.
Happy Pay — Happy Pay is a credit scoring system developing company. The company integrates an autonomous artificial intelligence technology system with the merchant's platform to increase their average basket size and customer conversion metrics, providing users with buy now, and pay later services.

Naspers Foundry is a global internet group and invests in technology-based companies. The company believes in the power of local backed by global scale and they look for opportunities to address big societal needs in markets where they see the greatest growth potential.

Investment focus

Financial Services, Information Technology, Information Services
Seed, Series A, Series B
South Africa, United Kingdom

Portfolio highlights

Planet42 — Having your own car has never been easier. Planet42 is a vehicle rental company offering rent-to-own car service for private clients.
LifeCheq — Lifecheq Enterprise platform
SweepSouth — Book a home cleaning online from your mobile, tablet or computer. SweepSouth connects you with a cleaner in minutes. Cleaners are experienced, reliable, efficient and insured.

Allan Gray is privately owned investment management company focused on generating long-term wealth for investors.

Investment focus

FinTech, Financial Services, Payments
Seed, Series A, Series C
South Africa, United States

Portfolio highlights

Mobiz — Supercharge your SMS marketing with dynamic, high-converting landing pages sent directly into the hands of your customers.
onafriq — MFS Africa is the largest mobile money inter-operability hub in Africa, which connects mobile network operators across the continent through a single API. In addition to mobile remittance services, the MFS Africa API enables merchant payment, bulk payment, bank-to-wallet transfers, and an array of other cross border digital payments services.
Sendmarc — Manage your organization's DMARC, SPF, and DKIM with world-class implementation services and support. All in one easy-to-use platform.

Launch Africa is a leading Pan-African VC fund solving the significant funding gap in the Seed and pre-Series A investment landscape in Africa

Investment focus

Financial Services, FinTech, Information Technology
Seed, Funding Round, Pre-Seed
Nigeria, South Africa, Kenya

Portfolio highlights

PayTic — PayTic enables payments issuers to manage their card programs by providing dedicated back-office solutions that streamline the end-to-end operations in customer support, chargebacks, fraud, AML, reporting, and reconciliation. Our proprietary solutions are unique in automating and centralizing the program management processes, regardless of thenumber of processors and the payment networks involved in the payments products. We impact payments providers by eliminating the defragmented and manual processes and replacing them with a SaaS platform that increases proactivity, mitigates risks, and delivers value. It reduces the burn rate to near 0 in operational costs and offers an unprecedented competitive advantage. PayTic is introducing the Zero Ops model in managing payments.
Affinity — Join over 70,000 who trust the Affinity mobile app to manage your personal banking needs and qualify for an Affinity Instant Loan
Liquify Digital — Liquify is an invoice marketplace that transforms invoices from SMEs in emerging markets into an investable asset class for financiers seeking reliable yield

The Raba Partnership, Raba Capital, Raba

Investment focus

Financial Services, FinTech, Software
Seed, Pre-Seed, Series A
United States, South Africa, Egypt

Portfolio highlights

Thndr — Investing in U.S. stocks made easy with thndr global
Letly — Letly is building an agentic platform to embed AI into property rental.
Stitch — One API integration for enterprise online payments across South Africa. Accept Pay by bank, debit + credit card, cash, manual EFT, debit order and crypto.

Maven 11 is a global blockchain and digital asset investment firm. The teams we partner with are on a rigorous quest to solve most exciting problems and make the necessary shift towards decentralised tomorrow.

Investment focus

Blockchain, Financial Services, Cryptocurrency
Seed, Series A, Funding Round
United States, United Kingdom, Germany

Portfolio highlights

Credit Coop — Leverage Future Cash Flows
Plural Energy — Plural Energy connects institutional investors with high-quality renewable energy assets overlooked by traditional finance. Access middle-market clean infrastructure with competitive yields, tax benefits, and impact while advancing the energy transition.
Plural Energy — Plural Energy is a platform for renewable energy assets available to more investors from fund and asset managers to alternative retail investors and retirement savers.

Quona Capital invests in fintech innovators that are advancing financial inclusion around the globe. Through our investments, Quona aims to deliver outstanding financial returns while making a lasting and positive impact on the world.

Investment focus

Financial Services, FinTech, Finance
Series A, Seed, Series B
India, Brazil, Indonesia

Portfolio highlights

Belvo — Belvo is the leading Open Banking API platform in Latin America and the easiest way for users to connect their account to an app
Ideem — Manual 2FA (SMS/WhatsApp One Time Passcodes, Authenticator Apps and Soft Tokens) are plagued with friction, fraud, and costs. Ideem cryptographically binds to the device to replace traditional possession factor 2FA and device fingerprinting solutions. Ideem's drop-in SDK works across all browsers and native apps. No user interaction isrequired - no effort, no permissions, no exceptions. Just an easy and invisible 2FA that reduces friction, fraud and costs.
Shivalik Small Finance Bank — Welcome to Shivalik Bank, home for all your financial needs. Contact us for savings accounts, current accounts, fixed deposits, recurring deposits gold loans & internet banking.

Everywhere Ventures is a global pre-seed venture capital fund for founders, by founders. Click to read Everywhere VC, by Everywhere Ventures, a Substack publication with tens of thousands of subscribers.

Investment focus

Software, Health Care, FinTech
Pre-Seed, Seed, Series A
United States, Australia, United Kingdom

Portfolio highlights

VOW — Meet Quick, a purpose-built Webflow template to promote SaaS and software apps without writing code. Its pre-built content will help you get your website up and running in no time at all.
Fusepay — Modern Finance & Payments for Indian Ocean Islands
Outfox Health — Healthcare answers quick as a fox

Martin is co-founder of Bolt.eu, Estonian Founders Society, Garage48.org, Good Deed Education Foundation and kood/Jõhvi coding school. Read more from http://martinvillig.com

Investment focus

Software, Information Technology, Education
Seed, Angel, Pre-Seed
Estonia, Spain, South Africa

Portfolio highlights

Planet42 — Having your own car has never been easier. Planet42 is a vehicle rental company offering rent-to-own car service for private clients.
Mentornaut — Mentornaut is a new online tutoring platform is aiming to increase inclusion in personalized education and counts Super angel, United Angels VC, and a list of EdTech advocates like Bolt co-founder Martin Villig, and Clanbeat co-founder Kadri Tuisk among its investors.
StudentFinance — Catapult your career with leading re-skilling and up-skilling bootcamps. Study now and pay us back once you land a job & start earning!

We are a seed stage venture capital fund based in the Baltic states, backing ambitious Baltic founders anywhere in the world.

Investment focus

Software, Information Technology, Apps
Seed, Pre-Seed, Series A
Estonia, Latvia, Lithuania

Portfolio highlights

Aerones — Robotic wind turbine service company offering maintenance, inspection and repairs worldwide. Reduce downtime and improve the efficiency of your wind park
ENGYcell — ENGYcell provides personalized energy storage solutions to reduce energy costs, gain energy independence, and participate in the energy market.
Trace.Space — Engineers develop complex products 10x faster with Trace.Space. Requirements management for the next generation

Ragnar Sass is the Co-Founder of Darkstar Camp. He previously worked at LIFT99 as a Founder and CEO. Ragnar Sass attended Estonian Business School.

Investment focus

Information Technology, Software, SaaS
Seed, Pre-Seed, Funding Round
Estonia, United States, Ukraine

Portfolio highlights

Alvin — Highly accurate, automated column-level lineage, powering your data workflows.
BeTRITON — 100% electric recreational vehicle - revolution in sustainable travel. BeTRITON (formerly known as Z-Triton) offers extraordinary experience and freedom to travel both over land and water.
Around — The largest network of workspaces on flexible terms. We are a savvy team from Latin America providing fast-growing companies with on-demand access to flexible office space. Everywhere.We believe work at its best is always creative and collaborative, expressed with freedom, autonomy, and purpose; and the space surrounding us should help us achieveit, anywhere & everywhere.We are shaping the future of work today by improving workspaces and the rules around them, and helping innovative teams find their ideal space to make their best work every day — our first step on a journey to change the way we work and think about work.Our best work. Anywhere. Everywhere. We are Around.

Merrill Lynch Wealth Management has the financial advisors and expertise to help you achieve your goals at any stage of your life or career.

Investment focus

Software, Information Technology, Internet
Funding Round, Series B, Series C
United States, India, United Kingdom

Portfolio highlights

ITM Power — ITM manufacture PEM electrolysers. A pioneering technology that generates green hydrogen enabling customers to decarbonise.
Pharmacierge — Pharmacierge is the digital e-prescribing service chosen by private clinicians to deliver medication to their patients throughout the UK and worldwide. Clinicians create and transfer e-prescriptions to our pharmacy near London's Harley Street, for free delivery to their patients either the same day or next weekday
The Boeing Company — Welcome to the official corporate site for the world's largest aerospace company and leading manufacturer of commercial jetliners and defense, space and security systems. Learn about our passion for innovation, our products, careers and more.

Goodwell Investments is a pioneering investment firm focused on financial inclusion, fintech and inclusive growth in sectors providing

Investment focus

FinTech, Financial Services, Banking
Series A, Series B, Funding Round
Nigeria, South Africa, Kenya

Portfolio highlights

OmniRetail — Get visibility of complete value chain and optimize processes end to end with our network of networks platform.
Hinckley Recycling — Hinckley Recycling is dedicated to the responsibility of being a good steward of the environment and will in all circumstances aspire to constantly emphasize awareness of the natural environment, whilst maintaining a level of proficiency which demonstrates bona fide leadership in all spheres of the environment.
Agent Banking Company — Agent Banking Company provides digital technology solutions that enable access to banking services through bank-approved agents.

Future Africa is a collective of mission-driven founders and funders building unicorns to solve Africa’s biggest challenges. They are build a future where purpose and prosperity are within everyone’s reach.

Investment focus

Financial Services, FinTech, Information Technology
Seed, Pre-Seed, Series A
Nigeria, United States, Kenya

Portfolio highlights

Moove — Moove is a mobility fintech that provides revenue-based vehicle financing to mobility entrepreneurs, democratizing vehicle ownership across Africa. The company embeds its alternative credit-scoring technology onto ride-hailing, logistics, and last-mile/instant delivery platforms, which allows access to proprietary performance and revenueanalytics of mobility entrepreneurs to underwrite loans.
Juicyway — Juice is a developer of a payment network platform for cross-border business payments for businesses and individuals. It facilitates financial transactions between parties regardless of location to allow enterprises to participate in international trade and the exchange of goods and services.
Filmmakers Mart — Find and book film locations, equipment, and services across Africa. Filmmakers Mart simplifies production logistics from start to finish.

1kx is an early-stage investment firm focused on ecosystem growth.

Investment focus

Blockchain, Cryptocurrency, Software
Seed, Funding Round, Series A
United States, Germany, United Kingdom

Portfolio highlights

Stackup — Stackup is transforming how businesses manage their on-chain operations by offering a smart account platform designed to simplify and automate complex blockchain tasks. As the need for seamless, secure, and efficient crypto transactions grows, Stackup provides centralized control over decentralized assets, allowing businesses to take charge ofevery detail of their operations with ease. Our platform integrates advanced security and adaptive features to eliminate the chaos of traditional crypto wallets, empowering businesses to manage their crypto stack in real-time. Whether you’re orchestrating large-scale transactions or ensuring complete transparency, Stackup’s solution brings order and precision to blockchain management—turning crypto chaos into structured, seamless business flow.
Orange Cap Games — Orange Cap Games is a game and experience design studio that creates digital and physical trading card games featuring Pudgy Penguins.
Impossible Cloud Network — Impossible Cloud Network (ICN) is the foundational layer for the next-generation internet — a decentralized, composable cloud infrastructure serving AI, Web3, and enterprise applications. Unlike siloed DePIN projects or centralized incumbents, ICN delivers a high-performance, permissionless platform integrating storage, compute, and networking.With $31M in total funding, enterprise-grade architecture, 1,000+ B2B clients, and 28,000+ hypernodes sold, ICN is uniquely positioned to outcompete traditional cloud services and power the future of decentralized infrastructure. ICN is community-owned, performance-optimized, and regulation-aligned — bridging real-world adoption with blockchain innovation.

Oui Capital is an Africa-focused VC firm backing tech-enabled businesses at the pre-seed & seed stage.

Investment focus

Transportation, Information Technology, B2B
Pre-Seed, Seed, Funding Round
Kenya, Nigeria, United States

Portfolio highlights

Duplo — We enable businesses across Africa to simplify their payment flows.
Cauridor — Cauridor is a Financial Services company.
Maad — Maad is Francophone Africa's fastest-growing B2B marketplace, based in Dakar, Senegal. Our tech-driven solution allows retailers to order products from our one-stop shop and benefit from working capital loans

Sound Ventures is a venture capital firm. The company seeks to invest in the technology sector.

Investment focus

Software, Financial Services, FinTech
Seed, Series A, Series B
United States, Canada, Israel

Portfolio highlights

Antimetal — Making cloud savings automated, effortless, and risk-free. Start saving in 2 minutes, no code or engineering required.
Warp — Warp is a payroll and compliance tool that makes it easy for founders to hire, onboard, and pay their employees.
Landbase — Landbase combines leading agentic AI with human expertise to intelligently automate your Go-To-Market

Rally Cap is a global community of tech folks investing in an exclusive portfolio of top-tier early stage venture funds in Latin America and sub-Saharan Africa.

Investment focus

Financial Services, FinTech, Payments
Seed, Pre-Seed, Angel
Mexico, Nigeria, United States

Portfolio highlights

Divibank — Divibank is a financing platform offering businesses access to growth capital.
Akua — Akua is an acquiring-as-a-service platform that offers scalable, secure, and efficient payment processing solutions for Latin America. Our platform leverages advanced technology to provide superior transaction processing, fraud prevention, and comprehensive regional integration. Problem Latin America's acquiring card payment markets aredominated by a few incumbents using outdated systems, hindering the adoption of new payment technologies and increasing fraud risks.
Stay — Stay is a long-term incentive platform. We are working to decomplicate the task of investing in the future: both for companies and for their collaborators.

Building and scaling African tech startups with catalytic capital, value-add support and our global network.

Investment focus

Health Care, Information Technology, FinTech
Seed, Pre-Seed, Funding Round
Kenya, Nigeria, South Africa

Portfolio highlights

Billboxx — Empowering SMEs to pay and get paid on time, every time.
Yeah — Yeah is a financial technology company that offers payment processing services while building a credit profile for the banked and unbanked.
Konnect — Konnect provides a cross borders payment solution intended to simplify complex financial flows allowing companies of any scale and size to send and receive payments in a practical, secure, and low-cost way.

Kleiner Perkins is an American venture capital firm headquartered on Sand Hill Road in Menlo Park in Silicon Valley.

Investment focus

Software, Health Care, Information Technology
Series B, Series A, Series C
United States, China, United Kingdom

Portfolio highlights

Motive — Motive fleet management (formerly KeepTruckin). GPS tracking, dashcams, ELD compliance, trailer tracking, etc.. Trusted by 120,000 fleets.
Profound — FatherSonMatchingShirts store offers a wide variety of apparel such as t-shirts, sweatshirts, hoodies, tank tops, and mugs. We're trying our best to bring customers. You are welcome to FatherSonMatchingShirts. We're trying our best to bring customers the shirts are made of high quality materials for maximum comfort in whatever you do.
Ambience Healthcare — Experience what it feels like to never have to type or dictate another note again.

Markus Villig is founder and CEO of Taxify. He attended University of Tartu.

Investment focus

FinTech, E-Commerce, Information Technology
Seed, Pre-Seed, Funding Round
Estonia, Poland, Sweden

Portfolio highlights

GScan — Cosmic-ray based solutions for 3D imaging. GScan redefines the boundaries of 3D scanning with Muon Flux Technology (MFT) detectors. Unparalleled quality, safety, ease-of-use. Scan anything. Detect everything.
Sera — Sera's AI streamlines prospecting with tailored lists and enriched profiles, including accurate emails and metrics.
Tab — Tab is the API-first company that enables smart receipts to arrive straight to your mobile bank app, all linked to your payment card. We help merchants deliver a seamless checkout experience and to unlock new avenues for post-sale engagement, banks to offer better user experiences & reducing customer support costs and consumers can wave goodbyeto lost receipts, tedious expense reporting processes and a more engaging banking experience.

A growing number of South Africans are investing in venture capital companies that operate under Section 12J of the Income Tax Act. Contact us now.

Investment focus

Apps, Mobile Apps, Software
Seed, Series A, Funding Round
South Africa, Luxembourg, United States

Portfolio highlights

Talk360 — Talk360 is an easy-to-use calling app that helps people make affordable international calls to any mobile and landline number. They believe that reliable communication and digital services must be affordable and accessible to everyone, regardless of someone's background. Especially people in emerging countries in Africa, who often need theseservices the most, do not always have the necessary banking possibilities. To bridge this distance, Talk360 will launch the world's first single checkout platform for Africa. This platform will combine all locally available payment methods and currencies across Africa, together with over 1.25 million cash points of sales, and will eventually be available to other companies as well. This means that 500 million Africans will be able to purchase digital services they never had access to before.
Sendmarc — Manage your organization's DMARC, SPF, and DKIM with world-class implementation services and support. All in one easy-to-use platform.
visionAI — visionAI augments existing CCTV cameras with computer vision AI to drive improved operational outcomes in manufacturing.

Everywhere Ventures (fka "The Fund") is a first-of-its-kind early-stage venture fund created by founders for founders to support the next generation of entrepreneurs.Everywhere Ventures is a community-powered venture investing platform that integrates the capital, expertise, and mentoring of experienced founders and operators acrossten micro funds. The Fund's $70M+ under management comes almost exclusively from the over 500 founders and operators who are its limited partners. Everywhere Ventures operates from the belief that those who have actually built successful companies are best suited to advise and support early-stage startups. Everywhere Ventures invests in pre-seed deals globally usually in the first financing round the company raises. Emphasis is placed on purpose-driven teams across money, health and work verticals.

Investment focus

Software, Health Care, FinTech
Seed, Pre-Seed, Series A
United States, United Kingdom, India

Portfolio highlights

VOW — Meet Quick, a purpose-built Webflow template to promote SaaS and software apps without writing code. Its pre-built content will help you get your website up and running in no time at all.
Fusepay — Modern Finance & Payments for Indian Ocean Islands
Outfox Health — Healthcare answers quick as a fox

Seed capital for technology startups globally.

Investment focus

Financial Services, Software, FinTech
Seed, Pre-Seed, Series A
United States, Nigeria, Kenya

Portfolio highlights

Regfyl — Powered by AI, Regfyl is the all-in-one fraud and compliance platform for financial institutions and fintechs. Regfyl allows these businesses to reduce costs and focus on higher value activities.
Sukhiba — Sukhiba is a decentralized community-based commerce platform.
Orca Fraud — Orca empowers fraud fighters with effective tools to combat fraud

Imvelo Ventures is a venture capital and growth equity firm in South Africa managed by Capitec Bank.

Investment focus

Software, FinTech, Financial Services
Seed, Funding Round
South Africa

Portfolio highlights

BancX — bancX is a modular, as-a-service platform for banks, fintechs, lenders, and retailers to build or extend their offering to meet market demand.
Lipa Payments — Lipa Payments is a payment software solution that allows businesses to perform transactions using NFC. We remove the need for additional payment hardware.
The Cape Town Stock Exchange — The Cape Town Stock Exchange is a south Africa’s stock exchange for small- and medium-sized businesses.

Yossi Hasson is the Co-Founder and CEO of Metaversal and a Venture Partner at 2048 Ventures. He is also a Non-Executive Director of WeThinkCode_. Prior to that, he was the Managing Director of Techstars. He attended Stanford University Graduate School of Business and the University of Pretoria/Universiteit van Pretoria.

Investment focus

Financial Services, Blockchain, Payments
Seed, Pre-Seed, Series A
South Africa, United States, Ghana

Portfolio highlights

Ozow — Easy, fast, safe online payments and bank API solutions for merchants and consumers across South Africa. Secure instant EFT directly from bank to bank.
Howler — Howler, is the powerful event technology platform designed at the uppermost benchmarks of service and technology to help consumers and event organisers to make moments that matter.
The Sun Exchange — We finance, install, and maintain the solar system. You simply pay for the power it generates and save from day one.

Phillip Sebole Masango, is a South African C-Siute Executive and Venture Capitalist, a visionary who seamlessly navigates the intersections of Technology, Artificial Intelligence (AI), Business Development, Business Intelligence (BI), Design, Web, Blockchain, Cloud Computing, Cybersecurity, IoT, Digital Strategy, Creativity, and Innovation. With aproven track record of assuming CEO, CTO, and other top executive roles, he brings a rare fusion of technical expertise, business acumen, and strategic foresight to every venture he leads. Phillip doesn’t just build companies—he drives innovation, scales businesses, and redefines industries.A Mission Rooted in Empowerment and Progress: With extensive experience in the Startup Ecosystem, Technology Industry, Creative Industry, Digital Innovation, Management Consulting, and Venture Capital, Phillip thrives in environments where innovation flourishes. His mission is to empower individuals, startups, businesses, and organizations by delivering cutting-edge technology and digital solutions that drive exponential growth. However, his work extends beyond personal ambition—it is a devotion to serving humanity. Phillip is committed to creating a world where technology democratizes and decentralizes industries, enabling individuals and businesses to innovate, lead, and thrive. He envisions a future where technology not only liberates but also elevates and inspires—enabling companies to reach new heights and igniting a wave of global prosperity.A Legacy of Meaningful Success: For Phillip, success is not defined by accolades or financial gain—it is measured by the profound impact he creates. He refuses to chase success in pursuits that lack meaning, believing that true success comes from doing what one loves—better than anyone else—driven by passion, joy, and self-mastery. His approach to business and innovation is holistic, tackling challenges from multiple angles to fuel transformative change. He thrives in collaborative environments where boundaries are pushed, industries are reshaped, and new possibilities emerge.Yet beyond business, Phillip understands that life is a journey of emotions and meaning. He embraces every experience—both triumphs and challenges—as stepping stones toward a greater purpose. With unwavering dedication and a heart set on impact, he continues to push forward, leaving a legacy that will resonate for generations to come.

Investment focus

Information Technology, Artificial Intelligence, Software Engineering
Seed, Series A, Private Equity
South Africa

Portfolio highlights

TRVL CAPE — Your Cape Town travel companion App. Your gateway to Cape Town! Quickly book flights, hotels, shuttles, and rental cars. Enjoy real-time updates, exclusive deals on our app! Let our travel experts help you plan the perfect trip to Cape Town. Let our skilled advisors craft a flawless itinerary for your journey.
The AI Studio — The AI Studio is an advanced artificial intelligence research and innovation hub operating under Amani Creative Studios. It is designed to enhance and integrate AI capabilities into our existing services, spanning Web2, Web3, cybersecurity, branding, and software development. Every solution we offer at Amani Creative Studios and Web3 Studio willnow be AI-powered and AI-enhanced, unlocking new capabilities in automation, prediction, personalization, and efficiency.AI-Powered Web3 Solutions – AI-driven smart contracts, blockchain forensics, and decentralized automation., AI-Driven Branding & Marketing – Intelligent content creation, data-driven strategies, and hyper-personalization, AI-Powered SaaS & Software Development – Automated workflows, predictive analytics, and intelligent decision-making, AI-Optimized UI/UX & Product Design – AI-powered design systems, adaptive interfaces, and automated A/B testing.
Cyrrix Cybersecurity — At Cyrrix Cybersecurity, we understand the importance of protecting your business from online threats. Our team provides a full range of cybersecurity services to help safeguard your company's sensitive information and systems. We offer comprehensive risk assessments, penetration testing, and incident response planning to identify and addressvulnerabilities in your network. Our managed security services provide ongoing monitoring and threat detection to keep your business protected around the clock. With our help, you can rest easy knowing that your company's valuable assets are secure.

firstminute is a seed fund backed by over 120 unicorn founders and a world-class community.

Investment focus

Software, Information Technology, Artificial Intelligence
Seed, Series A, Pre-Seed
United Kingdom, United States, Germany

Portfolio highlights

Ontik — Ontik provides a modern payment platform that helps merchants achieve a greater number of trade customers. The platform automate key credit processes and reduces the administrative burden and enables real-time reporting, minimise credit losses, and get paid on time.
ai.work — Amplify your team with intelligent AI Workers connected to your systems, knowledge, and policies - built to work the ticket queues, automate the repetitive tasks, and get things done - lightning fast.
Landbase — Landbase combines leading agentic AI with human expertise to intelligently automate your Go-To-Market

Crypto investment firm. Austin, TX.

Investment focus

Blockchain, Software, Cryptocurrency
Seed, Series A, Funding Round
United States, Canada, Israel

Portfolio highlights

Sound — Sound connects artists and listeners to take ownership over the culture they create together.
Stack — Recognize and reward the relationships that matter
Stackr Labs — Micro-rollups to scale web3 applications

Lireas is a leading investment company with a specific focus on insurance and insurance technology investments. We have a track record of over 35 years investing in start-ups and existing businesses requiring growth funding or new partners. We invest in people and not just elaborate business plans a

Investment focus

FinTech, InsurTech, Security
Seed, Series A, Series B
South Africa, United States

Portfolio highlights

LifeQ — We empower everyone to delay aging, optimize your health, harness more energy, reduce the probability of disease, and understand why and how your body is changing, right now! It is in your power to be your biologically younger self.
Pineapple — In short, Pineapple see the traditional insurance model, user journey and products as lacking and set out to remedy these by doing the following: 1) Changing the business model to align incentives, show people how premiums are used and award members leftover premium back 2) Making insuring as easy as snapping a picture where AI does the rest andcover is issued in under 60 seconds 3) Allowing per-item insurance and new product innovation to address cover not currently offered or accessible to manyPineapple launched in South Africa in 2018 with their "My Stuff" per-item insurance and have since launched their auto offering "My Ride". They have also partnered with Travelers in the US and have white-labeled their platform in the US.
Investsure — InvestSure is a technology company that uses its software to enable partner investment platforms to sell its unique Investment Indemnity (insurance) product to their clients. InvestSure provides a full set of APIs that trading platform developers can use to integrate the Investure Investment Indemnity product seamlessly and easily into theirwebsites and mobile applications. Once InvestSure technology is added to a trading platform, it enables users to buy insurance on their shares with a single click. The full process from buying to insurance to settling claims is fully automated.The Investment Indemnity product itself is a unique innovation; it is designed to protect to protect shareholders against any losses in share value caused by actual or perceived fraud committed by management. This enables investors to secure their investments. The cost of the product is low enough to not significantly reduce returns of investors where no insurance event occurs, but to provide significant downside protection where an insured event does occur.

TLcom Capital, is an Africa focused tech VC, with offices in Lagos, Nairobi and London. TLcom had been investing since 1999 in Tech, Media, Mobil and Internet companies across Europe, US and Africa, which is the exclusive focus of its most recent TLcom TIDE Africa funds. TLcom manages total commitments of approximately 300 million USD in thesesectors via a series of dedicated investment vehicles. Our investment strategy is to identify, back and assist world class entrepreneurs and management teams with disruptive technologies and business models, compelling intellectual property and deep market knowledge. We primarily target companies focused on Africa as a prime market, in the following investment themes: Access to Data Service; Financial Services; eCommerce; B2C applications (including but not limited to: health, education, energy, media and entertainment); and Software solutions to corporates and SMEs.

Investment focus

Software, Mobile, Information Technology
Series A, Funding Round, Seed
Nigeria, United States, United Kingdom

Portfolio highlights

Hub2.Io — Welcome to HUB2, the leading FINTECH startup in interoperability and payment infrastructure in Francophone Africa. We are proud to work with all financial industry players in Africa who need stable and high-performing infrastructure, and contribute to their success.
Educatly — We help you get into the University of your dreams. We are the only platform with all the information you need to Study Abroad
littlefishapp — Littlefish is a comprehensive commerce platform that empowers banks to serve small business with tools to streamline operations, drive growth, and enhance customer engagement.

Hustle Fund is a seed fund that invests in early-stage startups operating in software, business-to-business, fintech, and digital health sectors.

Investment focus

Software, Financial Services, FinTech
Seed, Pre-Seed, Series A
United States, Singapore, Canada

Portfolio highlights

Uthana — Uthana operates as a 3D character animation studio that uses generative AI.
Scout — Scout is a financial planning company that offers financial education, wealth management, and tax preparation services for athletes.
Keebler Health — Keebler Health is an AI-first risk adjustment platform for providers and payers that are at risk for Medicare & Medicaid lives.

Newid Capital invests internationally in growth-oriented financial services companies serving the underbanked.

Investment focus

Financial Services, FinTech, Credit
Series A, Seed, Series B
India, Kenya, Turkey

Portfolio highlights

Lulalend — Meet Lula. Meet Opportunity. We provide SMEs with all-digital business funding and business banking accounts to make cash flow.
NOW Money — NOW Money is the UAE's first digital payroll and mobile bank service developed specifically for low income workers.
Apollo Agriculture — BRINGING COMMERCIAL FARMING TO EVERYONE Andrew, 3 acre maize farmer and Apollo customer

We help build more purposeful businesses through marketing insights, marketing strategy and marketing planning.

Investment focus

Financial Services, Payments, Insurance
Pre-Seed, Series A, Series B
Nigeria, South Africa

Portfolio highlights

Klump — Use Klump to buy now and pay later in instalments for up to 12 months! Businesses accept payments, increase conversion rates, and boost revenue. The Easy Life! Try it now.
Naked Insurance — The new way to cover your stuff: savings & convenience through AI. Naked Insurance offers online insurance for car, home and contents. Get a quote in 90 seconds!

We are a venture capital fund investigating in Start-Ups solving the worlds biggest problems while building massive businesses.

Investment focus

Software, Food and Beverage, Health Care
Seed, Series A, Funding Round
Sweden, Germany, United Kingdom

Portfolio highlights

Kapu — We are an online shopping community that helps you save even more on your everyday essentials when you buy together with your friends.
trawa — The partner for renewable and affordable electricity for businesses. Get electricity directly from solar and windparks with corporate PPAs.
Beans — Beans is on a mission to help the planet by reducing food waste, saving products, and offering them through an online grocery platform at discounted prices.

Century Oak Capital GmbH is a venture capital firm specializing in early-stage investments in Europe and Emerging Markets.

Investment focus

FinTech, Retail, Software
Seed, Pre-Seed, Series A
Nigeria, United States, Kenya

Portfolio highlights

Luna POS — Luna POS provides cloud-based cashier, inventory management, and accounting solutions for SMEs in Indonesia. The company offers a seamless mobile cloud-based Point of Sale (POS) and accounting system, helping the retail industry with managing business activities such as checking the stock of goods, making a bundle menu, calculating sales, and tosee financial statements of the business.
Unbox — Unbox is the branded commerce operating system for SMEs helping them to sell online and increase their sales. We provide a ready to sell platform that allows entrepreneurs to digitize their business in less than 5 minutes - fully integrated with social commerce channels and our payment and shipping solutions, helping SMEs to save costs andcentralizing sales into a single platform.
SnappRetail — SnappRetail aims to create the largest virtual retail franchise across Pakistan, through deployment of its POS hardware/software, focusing on:1. Traditional trade Analytics for brands and retailers 2. Order Aggregation for manufacturers and distributors 3. Payment Solution for customers 4. Fintech enablement for small merchantsTheSnappRetail POS application has been carefully curated keeping the retailer in mind, the application focuses on digitizing his shop operations and cash flow and creating a real-time tertiary sales data lake.

Newtown Partners is a venture capital firm that actively invests in emerging, disruptive technology startups.

Investment focus

Logistics, Health Care, Information Technology
Seed, Series A, Funding Round
South Africa, Ghana, Kenya

Portfolio highlights

MDaaS Global — At MDaaS Global, we build and operate modern, tech-enabled diagnostic centres in clinically-underserved communities, starting in Nigeria. Our big goal is to create affordable healthcare solutions for Africa's next billion.
Chefaa — Chefaa is a GPS-enabled pharmacy benefits platform connecting patients & pharmacies nation-wide to help patients manage all their pharmacy needs. Chefaa uses big data, data ming & machine learning
Waspito — We are the platform that engages Africa into the conversation and action to drive affordable and accessible quality healthcare across the continent.

P1 Ventures works as a venture capital firm. They specialize in early-stage industrial technology firms in Africa.

Investment focus

Financial Services, Payments, Software
Seed, Pre-Seed, Series B
Egypt, Kenya, Nigeria

Portfolio highlights

Better Auth — Better Auth provides tools for developers to simplify how developers manage user authentication.
MoneyBadger — CryptoConvert offers solutions for businesses to accept cryptocurrency payments safely and simply.
Salus Cloud — Salus Cloud is an AI-native platform for engineers to develop and manage security.

TIA is an initiative of the Department of Science & Technology (DST) in South Africa, to enable and support technological innovation.

Investment focus

Information Technology, Renewable Energy, Health Care
Grant, Seed, Pre-Seed
South Africa

Portfolio highlights

Jobox — Jobox is a student recruitment platform, built to connect employers, students and graduate career offices. Our focus is to improve graduate employability by ensuring all students have the skills they need to enter, stay in, and progress in the world of work.Jobox’s ecosystem provides employers with access to the best diverse & youthfultalent, students with more employment opportunities and universities with data-driven insights aimed at driving graduate employability forward.
Aviro Health — We believe that empowering and supporting people to manage their own health benefits everybody.We built the Aviro Pocket Clinic to support self-care and provide access to services. We give people what they need to perform important health checks like regular HIV self-testing and connect them to experts and services who can offer hands-on and supported care when needed.
Ownedby Technologies — Ownedby is an interactive asset management solution for business and household assets, focused on appliances and devices, giving these unique identity that is traceable online, yet linked to and controlled by owners.

Alumni Ventures offers diversified venture portfolios to accredited investors into highly competitive deals that individuals typically do not have access to on their own.

Investment focus

Software, Information Technology, Artificial Intelligence
Seed, Series A, Series B
United States, Canada, United Kingdom

Portfolio highlights

Artisan AI — Artisan is on a mission to build the first generation of AI employees, called Artisans, who can automate specific roles & workflows.
TAU Systems — TAU Systems provides medical imaging technology.
Foundation Alloy — Foundation Alloy makes better parts, faster, for modern engineering.

Luno Expeditions is a global early-stage investor supporting fintech & crypto founders on their journeys to build the next generation of financial services.

Investment focus

Financial Services, FinTech, Blockchain
Seed, Pre-Seed, Series A
United States, India, Nigeria

Portfolio highlights

Onmeta — Onmeta
Anchor — Anchor is building the infrastructure needed for businesses to build, launch, and scale banking and payment solutions.
Sealance Corp. — Sealance provides financial services, cryptography and other services.

Accion Venture Lab is a leading early-stage investor in inclusive fintech, providing seed-first capital and strategic support to innovative startups that are meeting the financial needs of underserved people globally. Our global portfolio and local approach enable us to spot and respond to global trends faster, sharing learnings across geographies. Accion Venture Lab is an investment strategy of Accion and is managed by Accion Impact Management.

Investment focus

Financial Services, FinTech, Finance
Seed, Series A, Funding Round
India, United States, Mexico

Portfolio highlights

Foyer — Saving the American Dream with the "401k" for homeownership
Finfra — From application to decisioning to operations - FINFRA provides the necessary infrastructure and services for technology companies to embed financial services to their environment through a seamless integration.
Agrim Wholesale — Agrim Wholesale is a b2b e-commerce market for manufacturers and retailers.

Early stage venture capital backed by some of the world's best entrepreneurs.

Investment focus

Software, Artificial Intelligence, FinTech
Seed, Pre-Seed, Series A
United States, United Kingdom, India

Portfolio highlights

1Fort — Get peace of mind from digital threats with combined cyber insurance and security. All in a few clicks - no tech expertise needed.
P-1 AI — P-1 AI is a technology company focused on developing an artificial general engineering intelligence (AGEI) designed to help humanity design physical systems with far greater efficiency and complexity than currently possible.
Stately Bio — Stately Bio is the trade-off between measuring cells and keeping them alive. Our patented ML technology measures cell identity, behavior, and maturation—all directly from live-cell, label-free imaging.

The art and science of entrepreneurship

Investment focus

FinTech, Financial Services, Information Technology
Seed, Series A, Pre-Seed
United States, Mexico, India

Portfolio highlights

Captur — Captur helps companies make smarter decisions, at the speed of capturing a photo. We use expert triaging and visual AI to identify and action tasks instantly for companies managing in-field operations.
Trebellar — Trebellar provides advanced data analytics for building occupancy, energy efficiency, and climate optimization. Maximize your workplace productivity with our intelligent building solutions.
Operant — Operant.AI is an intelligence platform for collection agents and customer success teams.

Boost VC: The Pre-Seed Fund Making Sci-FI a Reality. Investing in crypto, virtual reality, augmented reality, AI, Ocean Tech, Space Tech, human augmentation, exoskeletons and more.

Investment focus

Software, Blockchain, Virtual Reality
Seed, Pre-Seed, Funding Round
United States, Canada, United Kingdom

Portfolio highlights

Castle — Castle is a technology company that makes it easy for companies to add bitcoin to their treasury, regardless of their knowledge of bitcoin. We enable businesses to go from zero to bitcoin in less than 48 hours.
Allia — A better way to run your practice
Potato AI — Literature-based tools to plan and run new methods.

LoftyInc Capital Management empowers Afropreneurs to build a prosperous and equitable future in Africa. We deliver value to both founders and investors.........

Investment focus

FinTech, Financial Services, Software
Seed, Pre-Seed, Series A
Nigeria, United States, Egypt

Portfolio highlights

Mtor — Mtor is an online marketplace that is reshaping the automotive aftermarket and provides sophisticated technology solutions.
EMTECH — EMTECH provides solutions for Digital Currency regulatory compliance, development and management to help Central Banks and FinTechs build, run and manage modern financial systems.
Terragon Group — Terragon is a leading Data and Marketing Technology company that uses data and analytics to help companies focused in Africa, intelligently connect at scale to their customers. We use an aggregation of online and offline data, and predictive scoring to help brands, marketing agencies and platforms accurately target people across channels anddevices. Headquartered in Lagos; Nigeria, we also have a presence in Kenya, South Africa, Ghana and India.

Soma Capital is a fund built by founders for founders that focuses on software. It has invested seed in startups now worth over $60 billion combined including Cruise, Rappi, Ironclad, Human Interest, Razorpay, Rippling, and Lambda School among others (20 unicorns) It was founded in 2015 and is headquartered in San Francisco, California.

Investment focus

Software, FinTech, Financial Services
Seed, Pre-Seed, Series A
United States, India, Mexico

Portfolio highlights

Coframe — Transform your website with AI-driven optimization and personalization that boosts engagement and conversions. Coframe automates growth 24/7.
Manifest — Manifest is an anchor for a generation seeking direction.
Third Dimension AI — Third Dimension's focus on immersive quality suggests they prioritize creating engaging and realistic experiences, which can be particularly beneficial for fields like gaming, virtual reality, architecture, and simulation training.

Partnering with crypto founders from day 0. Here investments == partnerships.

Investment focus

FinTech, Financial Services, Blockchain
Seed, Series A, Funding Round
United States, Canada, Germany

Portfolio highlights

TrueX — TrueX is a non-custodial, stablecoin-native exchange that represents the next stage in crypto markets.
Warlock Labs — Warlock Labs is a provider of an omni-chain liquidation engine that improves the safety and profitability of decentralized protocols by recapturing the maximum extractable value.
CEA Industries — CEA Industries is an agriculture company that offers indoor cultivation services.

Investors by industry

Artificial intelligence

Climate

Consumer

Community