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Top 50 FinTech Angel Investors in Estonia (November 2026)

The most active angel investors investing in Estonia FinTech startups. This investor list is updated monthly from the Shizune investor database, ranked by number of investments in Estonia FinTech startup companies. Find investors to raise a Pre-Seed, Seed or Series A round with Shizune.
Investor Relevant Deals Geography Stage Focus Round Size
Rain Lõhmus
Angel
3 Estonia, United Kingdom, United States Seed, Angel, Series A Mobile Payments, Apps, SaaS $263k–$5.7M
Markus Villig
Angel
3 Estonia, United Kingdom, United States Seed, Pre-Seed, Angel Software, Information Technology, Artificial Intelligence $230k–$6M
Ragnar Sass
Angel
3 Estonia, Ukraine, United States Seed, Pre-Seed, Angel Software, Information Technology, Marketplace $206k–$5.9M
Alvar Lumberg
Angel
3 Estonia Seed, Pre-Seed, Angel Software, Information Technology, FinTech $321k–$2.4M
Ott Kaukver
Angel
3 Estonia, United States, United Kingdom Series A, Seed, Pre-Seed Software, SaaS, Financial Services $401k–$26M
Triin Hertmann
Angel
3 Estonia Seed, Pre-Seed E-Commerce, FinTech, Software $127k–$3M
Martin Tajur
Angel
2 Estonia, Poland, Ukraine Pre-Seed, Seed, Angel Software, Artificial Intelligence, SaaS $136k–$2.7M
Taavi Kotka
Angel
2 Estonia Pre-Seed, Seed, Angel Electronics, Battery, FinTech $337k–$4.4M
Taavet Hinrikus
Angel
2 United Kingdom, United States, Estonia Seed, Series A, Series B FinTech, Software, Financial Services $1.4M–$58M
Sten Tamkivi
Angel
2 Estonia, United States, United Kingdom Seed, Series A, Pre-Seed Software, Financial Services, Manufacturing $120k–$35M
Maximilian Tayenthal
Angel
2 Germany, United Kingdom, Spain Seed, Pre-Seed, Series A FinTech, Financial Services, Software $213k–$15M
Austin Federa
Angel
2 United States, Estonia, Singapore Seed, Pre-Seed, Series A Blockchain, Web3, Cryptocurrency $2M–$50M
Kash Dhanda
Angel
2 United States, Estonia, Singapore Seed, Angel, Pre-Seed Blockchain, Web3, Cryptocurrency $1M–$11M
Kair Käsper
Angel
2 Estonia, United States, Lithuania Pre-Seed, Seed, Angel Software, SaaS, AgTech $450k–$3M
Andrew Prozes
Angel
2 Brazil, Estonia, United States Seed, Series A, Angel Information Technology, FinTech, Cyber Security $3.7M–$10M
Anatoly Yakovenko
Angel
2 United States, United Kingdom, Singapore Seed, Series A, Pre-Seed Blockchain, Cryptocurrency, Software $500k–$73M
Martin Sokk
Angel
2 Estonia Pre-Seed, Seed Rental, FinTech, Finance $583k–$971k
Julien Bouteloup
Angel
2 France, United States, Singapore Seed, Angel, Pre-Seed Blockchain, Cryptocurrency, FinTech $250k–$10M
Kristjan Vilosius
Angel
1 Estonia, United States, South Africa Seed, Pre-Seed, Series A Software, Information Technology, E-Commerce $410k–$12M
Juancho Arregui
Angel
1 Estonia Pre-Seed FinTech, Lending, Financial Services
Nadav Ben-Chanoch
Angel
1 United States, France, United Kingdom Seed, Pre-Seed Software, Information Technology, Health Care $100k–$5.5M
Peter Sandberg
Angel
1 Denmark, Kenya, Estonia Angel, Pre-Seed, Secondary Market Internet, SaaS, FinTech $150k–$212k
Jon Oringer
Angel
1 United States, United Kingdom, France Seed, Pre-Seed, Series A Software, Information Technology, Health Care $100k–$31M
Edward Lando
Angel
1 United States, France, United Kingdom Seed, Pre-Seed Software, Health Care, Information Technology $125k–$6.1M
Jüri Laur
Angel
1 Estonia Seed, Pre-Seed Software, Financial Services
Akim Arhipov
Angel
1 Estonia, Sweden Seed, Pre-Seed Software, iOS, Apps $1M–$2M
John Tsioris
Angel
1 Greece, Estonia Pre-Seed, Seed, Series A Travel, Farming, Internet $156k–$2.4M
Richard Howard
Angel
1 Estonia, United Kingdom Seed Internet, Web3, Software $1.3M–$4.6M
Marek Kiisa
Angel
1 Estonia, United States, Sweden Series A, Seed, Pre-Seed Software, Information Technology, Artificial Intelligence $164k–$25M
Kimmo Rytkönen
Angel
1 Estonia Seed FinTech, Finance, Marketplace
Veljo Otsason
Angel
1 Estonia, United Kingdom, United States Seed, Angel, Pre-Seed Identity Management, Information Technology, Film $540k–$1.7M
Aaron Patzer
Angel
1 United States, Estonia, New Zealand Seed, Pre-Seed, Series A Software, SaaS, Health Care $150k–$6.1M
Chris Adelsbach
Angel
1 United Kingdom, United States, Germany Seed, Pre-Seed, Series A FinTech, Financial Services, Software $118k–$19M
Elad Gil
Angel
1 United States, United Kingdom, Israel Seed, Series A, Series B Software, Artificial Intelligence, Information Technology $2M–$117M
Michael Zajko
Angel
1 United States, Estonia Seed, Pre-Seed Web3, Cryptocurrency, Gaming $800k–$12M
Kristjan Raude
Angel
1 Estonia, United States Equity Crowdfunding, Seed, Pre-Seed Software, Automotive, Internet of Things $73k–$2.7M
Priyanka Gill
Angel
1 India, Sweden, Estonia Seed Advertising, Beauty, Fashion $300k–$12M
Toivo Annus
Angel
1 Singapore, United States, Estonia Seed, Series A, Venture - Series Unknown E-Commerce, Software, FinTech $1.1M–$12M
Johannes Jõgi
Angel
1 Estonia Seed SaaS, Mobile, Analytics
Paul Buchheit
Angel
1 United States, Canada, India Seed, Series A, Angel Software, SaaS, Health Care $100k–$14M
Sarutobi Sasuke
Angel
1 Estonia Seed Blockchain, Cryptocurrency, Trading Platform
Marat Kichikov
Angel
1 United States, The Netherlands, Canada Seed, Pre-Seed, Series A Blockchain, Cryptocurrency, Software $1k–$15M
Lukasz Swiercz
Angel
1 Poland, Estonia Seed, Pre-Seed FinTech, Software, Blockchain
Alistair Owen
Angel
1 Greece, United Kingdom, Poland Seed, Series A E-Commerce, Health Care, Marketplace
Erik Kaju
Angel
1 Estonia, United States Seed, Series A Mobile, Fashion, Printing $5M–$50M
Karin Nemec
Angel
1 Estonia Seed FinTech, GreenTech, Health Care
Marko Virkebau
Angel
1 Estonia, South Africa Seed, Pre-Seed Software, Energy, Mobile $636k–$2.4M
Kairi Pauskar
Angel
1 Estonia Pre-Seed Software, Sustainability, Financial Services
Mihkel Karu
Angel
1 Estonia Seed Financial Services
Kemal Tamer
Angel
1 Turkey, Estonia Pre-Seed, Seed FinTech, Finance, Software
Access all 133 angel investors in Estonia FinTech startups.

Access 48,091 investors

822 industries, 177 countries. Updated daily. Emails and phones included.

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Investor list

Rain Lõhmus
Angel · Tallinn, Harjumaa, Estonia · 3 investments in Estonia FinTech startups

Rain co-founded Livonia Partners. He has one of the most extensive investment and entrepreneurial track records in the Baltics across a wide range of industries. In 1991 Rain co-founded Hansabank, the largest pan-Baltic financial institution. The bank grew both organically and via acquisitions into the largest bank in the Baltics and was sold toSwedbank in 1998. In 1999 Rain created and later successfully exited a venture capital fund, New Economy Ventures, having invested in 7 technology companies, including Forticom and CV-Online. The fund returned to its investors more than 8 times the invested capital. In 1999 Rain also founded LHV Group, a pan-Baltic banking group, which held its IPO on Tallinn Stock Exchange in 2016. In 2005 he co-founded LHV Capital with Mindaugas Utkevičius and has invested into Veju Spektras, Archyvu Centras, Qvalitas Medical Centre and Baltic Ticket Holdings.

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Investment focus

  • Industry: Mobile Payments, Apps, SaaS
  • Stage:Seed, Angel, Series A
  • Geography: Estonia, United Kingdom, United States

Investor stats

  • Total investments: 7
  • Round size: Seed $263k–$5.7M
  • Lead/follow: 14% lead, 86% follow

Portfolio highlights

  • Salv — Smart AML solutions. Detect and mitigate money laundering risks through advanced transaction monitoring, sanction screening, and KYC risk scoring.
  • Wwwash — Download wwwash app. Car wash - hardware and software to connect every car wash to cloud. wwwash.
  • Sweatcoin — Sweatcoin is a digital currency backed by physical movement. They verify and convert movement into currency. Users can then donate it to charity, transfer to other users or spend on products, services, and experiences provided by Sweatcoin vendors and user community.Sweatcoin tackles Present Bias by moving the future benefits of exercise into thehere and now- immediately converting movement into a digital currency and changing the perception of physical movement.
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Markus Villig
Angel · Tallinn, Harjumaa, Estonia · 3 investments in Estonia FinTech startups

Markus Villig is based out of Tallinn, Harjumaa, and is a CEO and Founder of Bolt. Markus Villig attended the University of Tartu. Markus Villig has been awarded as the Best Young Entrepreneur in Estonia.

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Investment focus

  • Industry: Software, Information Technology, Artificial Intelligence
  • Stage:Seed, Pre-Seed, Angel
  • Geography: Estonia, United Kingdom, United States

Investor stats

  • Total investments: 33
  • Round size: Seed $1M–$6M; Pre-Seed $230k–$3.4M
  • Lead/follow: 0% lead, 100% follow

Portfolio highlights

  • Creem — Creem is the money platform for the AI era. Sell software and digital products globally.
  • Bilt.me — Describe your app idea and Bilt builds it. Preview on your phone, publish to the App or Play Store when you're ready.
  • ScamGuardian.AI — AI-powered victim simulations to capture actionable scam intelligence.
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Ragnar Sass
Angel · 3 investments in Estonia FinTech startups

Ragnar Sass is the Co-Founder of Darkstar Camp. He previously worked at LIFT99 as a Founder and CEO. Ragnar Sass attended Estonian Business School.

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Investment focus

  • Industry: Software, Information Technology, Marketplace
  • Stage:Seed, Pre-Seed, Angel
  • Geography: Estonia, Ukraine, United States

Investor stats

  • Total investments: 35
  • Round size: Seed $677k–$5.9M; Pre-Seed $206k–$2M
  • Lead/follow: 11% lead, 89% follow

Portfolio highlights

  • Alvin — Highly accurate, automated column-level lineage, powering your data workflows.
  • BeTRITON — 100% electric recreational vehicle - revolution in sustainable travel. BeTRITON (formerly known as Z-Triton) offers extraordinary experience and freedom to travel both over land and water.
  • Around — The largest network of workspaces on flexible terms. We are a savvy team from Latin America providing fast-growing companies with on-demand access to flexible office space. Everywhere.We believe work at its best is always creative and collaborative, expressed with freedom, autonomy, and purpose; and the space surrounding us should help us achieveit, anywhere & everywhere.We are shaping the future of work today by improving workspaces and the rules around them, and helping innovative teams find their ideal space to make their best work every day — our first step on a journey to change the way we work and think about work.Our best work. Anywhere. Everywhere. We are Around.
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Alvar Lumberg
Angel · 3 investments in Estonia FinTech startups

Alvar Lumberg

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Investment focus

  • Industry: Software, Information Technology, FinTech
  • Stage:Seed, Pre-Seed, Angel
  • Geography: Estonia

Investor stats

  • Total investments: 12
  • Round size: Seed $545k–$2.4M; Pre-Seed $321k–$2.2M
  • Lead/follow: 0% lead, 100% follow

Portfolio highlights

  • Esgrid — Esgrid provides value-chain sustainability management solutions to medium-sized businesses and financial institutions.
  • Supersimple — Supersimple helps SaaS companies use customer behavior data to drive decisions in product & sales.
  • ScamGuardian.AI — AI-powered victim simulations to capture actionable scam intelligence.
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Ott Kaukver
Angel · Menlo Park, California, United States · 3 investments in Estonia FinTech startups

Ott Kaukver is based out of Tallinn, Harjumaa and is a Board Member of Arcjet. Ott previously worked at Phantom Auto as a Board Member. Ott Kaukver attended the Estonian Business School.

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Investment focus

  • Industry: Software, SaaS, Financial Services
  • Stage:Series A, Seed, Pre-Seed
  • Geography: Estonia, United States, United Kingdom

Investor stats

  • Total investments: 31
  • Round size: Seed $2M–$4.8M; Pre-Seed $401k–$2.2M; Series A $8.5M–$26M
  • Lead/follow: 6% lead, 94% follow

Portfolio highlights

  • Arcjet — Arcjet is the AI agent runtime security platform. Discover the agents running in your organization, enforce policy across every action, prompt, and tool call, and keep the evidence to prove what happened. Detect prompt injection, authorize agent tool calls, redact PII, and block bots and abuse.
  • Qovery — Qovery is a DevOps automation tool that lets developers deploy and scale applications on their cloud by simplifying and automating infrastructure so tech teams can focus on what matters most: building great products.
  • Handhold — Handhold is an AI platform that creates multimodal agents to automate the sales and onboarding process for inbound leads.
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Triin Hertmann
Angel · Tallinn, Harjumaa, Estonia · 3 investments in Estonia FinTech startups

Triin Hertmann is based out of Tallinn, Harjumaa, and is the President of Estonian Founders Society. Triin previously worked at Ekspress Grupp as a Member of The Supervisory Board. Triin Hertmann attended the Tallinn University. Triin Hertmann has been certified in the Chair Education Program.

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Investment focus

  • Industry: E-Commerce, FinTech, Software
  • Stage:Seed, Pre-Seed
  • Geography: Estonia

Investor stats

  • Total investments: 9
  • Round size: Seed $1.1M–$3M; Pre-Seed $127k–$583k
  • Lead/follow: 0% lead, 100% follow

Portfolio highlights

  • Yaga — Yaga is designed for everyone who wants to sell items online in a convenient and secure manner.
  • Yaga — Yaga is an online selling and shopping platform for new and preloved fashion. Buy preloved clothing safely or open your own shop and sell. Find unique second hand clothes, earn extra money and help save the Planet.
  • Grünfin — Grünfin is a sustainable investing platform for people who care about their impact.
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Martin Tajur
Angel · Tallinn, Harjumaa, Estonia · 2 investments in Estonia FinTech startups

Martin Tajur is the co-founder of Pipedrive.

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Investment focus

  • Industry: Software, Artificial Intelligence, SaaS
  • Stage:Pre-Seed, Seed, Angel
  • Geography: Estonia, Poland, Ukraine

Investor stats

  • Total investments: 17
  • Round size: Seed $800k–$2.7M; Angel $136k–$566k; Pre-Seed $401k–$2M
  • Lead/follow: 0% lead, 100% follow

Portfolio highlights

  • YuMuuv — Employee wellness app for organizing any type of workplace wellness challenge. Proven platform to increase happiness and engagement at work.
  • Shen.AI — Discover how Shen AI turns your smartphone into a health companion - no wearables, just powerful, camera-based health insights.
  • SegmentStream — At SegmentStream we partner with growth leaders to drive more revenue from paid media through full-funnel attribution, incrementality measurement and automated cross-channel budget allocation powered by predictive AI.
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Taavi Kotka
Angel · 2 investments in Estonia FinTech startups

Taavi Kotka is based out of Tallinn, Harjumaa and is the CEO & Co-Founder of KOOS.io. Taavi previously worked at European Commission as a Special Advisor to Vice President Andrus Ansip. Taavi Kotka attended the Tallinna Tehnikaülikool / Tallinn University of Technology.

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Investment focus

  • Industry: Electronics, Battery, FinTech
  • Stage:Pre-Seed, Seed, Angel
  • Geography: Estonia

Investor stats

  • Total investments: 7
  • Round size: Seed $1.9M–$4.4M; Pre-Seed $337k–$1.3M
  • Lead/follow: 0% lead, 100% follow

Portfolio highlights

  • Salv — Smart AML solutions. Detect and mitigate money laundering risks through advanced transaction monitoring, sanction screening, and KYC risk scoring.
  • VOOL — VOOL is a one-stop shop for EV Charging. Experience chargers that are reliable, save money, and look damn good. Made in Estonia.
  • Introwise — Introwise makes it easy for everyday experts to offer coaching and advice online.
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Taavet Hinrikus
Angel · London, England, United Kingdom · 2 investments in Estonia FinTech startups

Taavet Hinrikus is based out of London, England and is the Partner of Plural Platform and Board Member of CoMind. Taavet previously worked at Wise as a Chairman and Co-founder. Taavet Hinrikus attended INSEAD.

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Investment focus

  • Industry: FinTech, Software, Financial Services
  • Stage:Seed, Series A, Series B
  • Geography: United Kingdom, United States, Estonia

Investor stats

  • Total investments: 135
  • Round size: Seed $1.4M–$10M; Series A $6.4M–$45M; Series B $23M–$58M
  • Lead/follow: 15% lead, 85% follow

Portfolio highlights

  • Lassie — The AI for independent doctors.
  • Open Cosmos — Open Cosmos design, build and operate space missions, providing straightforward access to high quality satellite data and insights on a global scale.
  • Lightyear — Lightyear is a simple and approachable way to invest your money globally without unnecessary barriers and fees.
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Sten Tamkivi
Angel · San Francisco, California, United States · 2 investments in Estonia FinTech startups

Sten Tamkivi is the Chief Product Officer at Topia (formerly MOVE Guides). He was previously co-founder and CEO of Teleport (acquired by Topia), the place to scout for startup people. He co-founded the company as an EIR at Andreessen Horowitz. Sten has been a tech entrepreneur since 1996. After founding a few companies in Estonia, he joined Skype as an early executive, ran the original R&D office, and held several global product leadership roles for 8+ years. He has an MS in Management from Stanford GSB.

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Investment focus

  • Industry: Software, Financial Services, Manufacturing
  • Stage:Seed, Series A, Pre-Seed
  • Geography: Estonia, United States, United Kingdom

Investor stats

  • Total investments: 49
  • Round size: Seed $540k–$20M; Pre-Seed $120k–$2.5M; Series A $7.4M–$35M
  • Lead/follow: 33% lead, 67% follow

Portfolio highlights

  • Salv — Smart AML solutions. Detect and mitigate money laundering risks through advanced transaction monitoring, sanction screening, and KYC risk scoring.
  • Katana — Katana gives thousands of manufacturers a live look at their business with visual, intuitive, and easy-to-use ERP software.
  • Entrepreneurs First — We turn exceptional individuals into funded founders. We back you first, then give you a bridge to Silicon Valley.
Show all investments...

Access 48,091 investors

822 industries, 177 countries. Updated daily. Emails and phones included.

Browse database — It's Free!
Maximilian Tayenthal
Angel · Berlin, Berlin, Germany · 2 investments in Estonia FinTech startups

Maximilian Tayenthal is co-founder and co-CEO of N26. Together with his business partner and friend Valentin Stalf, he built one of the first and now fastest-growing mobile banks in Europe. Their vision was to create a retail bank that's flexible, transparent and speaks to today's digital lifestyles. Previously, Max worked in a varietyof consulting and financial roles at leading professional services firms, including CMS and Booz & Company. Max holds bachelor’s and master’s degrees in economics and business administration from the University of Vienna. He also has a master’s degree in economics from the Community of European Management Schools, as well as a law degree form the University of Vienna. Max is a CFA charterholder. While Max is based in Berlin, he always makes time for his passion outside of personal finance: skiing in the mountains of Austria and Switzerland.

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Investment focus

  • Industry: FinTech, Financial Services, Software
  • Stage:Seed, Pre-Seed, Series A
  • Geography: Germany, United Kingdom, Spain

Investor stats

  • Total investments: 26
  • Round size: Seed $1.1M–$7M; Pre-Seed $213k–$3.3M; Series A $12M–$15M
  • Lead/follow: 0% lead, 100% follow

Portfolio highlights

  • Terra One — Terra One engages in the development and operation of large-scale battery storage systems.
  • Calibre — Calibre uses causal AI in conjunction with clinical expertise to help people understand what is truly influencing their health and how to modify it.
  • Exakt Health — Exakt Health is the physio app for sports injuries. The Exakt Health app guides users through self-diagnosis for frequent sports injuries and then creates an individualized rehabilitation plan.
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Austin Federa
Angel · New City, New York, United States · 2 investments in Estonia FinTech startups

Austin Federa is based out of New York, New York and is the Co-Founder of DoubleZero. Austin previously worked at the Solana Foundation as a Head of Strategy. Austin Federa attended Lawrence University.

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Investment focus

  • Industry: Blockchain, Web3, Cryptocurrency
  • Stage:Seed, Pre-Seed, Series A
  • Geography: United States, Estonia, Singapore

Investor stats

  • Total investments: 10
  • Round size: Seed $5.5M–$11M; Pre-Seed $2M–$3M; Series A $10M–$50M
  • Lead/follow: 0% lead, 100% follow

Portfolio highlights

  • Raiku — Raiku is building Blackline: co-located execution infrastructure running on the same machine as Raiku's Solana validator. Live on Raiku's own trading desk, now opening access to a small number of external trading firms.
  • Upexi — Upexi is a multi-faceted brand owner that focuses on direct-to-consumer and Amazon brands. The company pursues organic growth for its present brands while operating in sectors with high growth trends. The objective of Upexi is to keep gathering consumer information and develop a sizable client database across all markets we serve.
  • ZAR — Accelerating stablecoin adoption for the next billion users living in countries with unstable money (backed by @a16zcrypto, @dragonflyvc, @coinbase, @vaneck_us)
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Kash Dhanda
Angel · , , Singapore · 2 investments in Estonia FinTech startups

Kash Dhanda

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Investment focus

  • Industry: Blockchain, Web3, Cryptocurrency
  • Stage:Seed, Angel, Pre-Seed
  • Geography: United States, Estonia, Singapore

Investor stats

  • Total investments: 6
  • Round size: Seed $1M–$11M
  • Lead/follow: 0% lead, 100% follow

Portfolio highlights

  • Raiku — Raiku is building Blackline: co-located execution infrastructure running on the same machine as Raiku's Solana validator. Live on Raiku's own trading desk, now opening access to a small number of external trading firms.
  • ZAR — Accelerating stablecoin adoption for the next billion users living in countries with unstable money (backed by @a16zcrypto, @dragonflyvc, @coinbase, @vaneck_us)
  • Hylo — Liquidation-resistant leveraged tokens. Highest yielding stablecoin on Solana. Backed by @robotventures @colosseum @solanaventures
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Kair Käsper
Angel · Tallinn, Harjumaa, Estonia · 2 investments in Estonia FinTech startups

Kair Käsper

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Investment focus

  • Industry: Software, SaaS, AgTech
  • Stage:Pre-Seed, Seed, Angel
  • Geography: Estonia, United States, Lithuania

Investor stats

  • Total investments: 6
  • Round size: Seed $646k–$3M; Pre-Seed $450k–$1.3M
  • Lead/follow: 0% lead, 100% follow

Portfolio highlights

  • Lutso — Empowering older adults to live independently, safely, and with dignity. Lutso is the smarter way to support aging at home.
  • Esgrid — Esgrid provides value-chain sustainability management solutions to medium-sized businesses and financial institutions.
  • Frontu — Field service management software designed to simplify business operations. Learn how FSM can transform your field service company. Try now!
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Andrew Prozes
Angel · New York, New York, United States · 2 investments in Estonia FinTech startups

Andrew (Andy) Prozes is a business executive with a track record of effective leadership. He has founded, grown and led small and large organizations to generate above market growth and profits.He has extensive experience in information technology and services and is recognized as an expert in the development of information-based workflowsolutions. He currently invests in and serves on the boards of directors of a variety of companies, primarily in the information technology industry, as well as nonprofits and think tanks.

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Investment focus

  • Industry: Information Technology, FinTech, Cyber Security
  • Stage:Seed, Series A, Angel
  • Geography: Brazil, Estonia, United States

Investor stats

  • Total investments: 9
  • Round size: Seed $3.7M–$4.4M; Series A $3.9M–$10M
  • Lead/follow: 22% lead, 78% follow

Portfolio highlights

  • Salv — Smart AML solutions. Detect and mitigate money laundering risks through advanced transaction monitoring, sanction screening, and KYC risk scoring.
  • CAF — We are specialists in combating identity theft and people trying to impersonate others.
  • Xolo — Xolo is an all-for-solos business engine that provides local and global solutions for business formation, VAT-compliant invoicing, accounting, tax reporting, business expenses and more.
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Anatoly Yakovenko
Angel · San Francisco, California, United States · 2 investments in Estonia FinTech startups

Anatoly Yakovenko is based out of San Francisco, California and is the CEO and Co-Founder of Solana Labs. Anatoly previously worked at Dropbox as a Software Engineer. Anatoly Yakovenko attended the University of Illinois Urbana-Champaign.

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Investment focus

  • Industry: Blockchain, Cryptocurrency, Software
  • Stage:Seed, Series A, Pre-Seed
  • Geography: United States, United Kingdom, Singapore

Investor stats

  • Total investments: 76
  • Round size: Seed $2.5M–$10M; Pre-Seed $500k–$6M; Series A $9.5M–$73M
  • Lead/follow: 1% lead, 99% follow

Portfolio highlights

  • VeryAI — VeryAI develops a privacy-preserving identity verification platform using palm-scan biometrics on the Solana blockchain.
  • worm.wtf — worm.wtf is the prediction marketplace for the Solana ecosystem.
  • Spout Finance — Spout Finance is a DeFi lending protocol that allows users to borrow stablecoins by depositing tokenized U.S. stocks and ETFs as collateral. The platform operates at a 50% loan-to-value ratio and charges 0% interest on borrowings. Instead of charging interest, the protocol funds loans and generates lender yield by executing a weekly covered-call options strategy against the collateral pool. All underlying shares are held in segregated custody at a FINRA-registered, SIPC-covered U.S. broker-dealer with on-chain Proof of Reserve verification.
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Martin Sokk
Angel · London, England, United Kingdom · 2 investments in Estonia FinTech startups

Martin Sokk is a Co-Founder, CEO of Lightyear Company. He attended Estonian Information Technology College.

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Investment focus

  • Industry: Rental, FinTech, Finance
  • Stage:Pre-Seed, Seed
  • Geography: Estonia

Investor stats

  • Total investments: 4
  • Round size: Pre-Seed $583k–$971k
  • Lead/follow: 0% lead, 100% follow

Portfolio highlights

  • Bilt.me — Describe your app idea and Bilt builds it. Preview on your phone, publish to the App or Play Store when you're ready.
  • Montonio — 10x lower fees and the most customer-friendly financing solution.
  • Vok Bikes — We build heavy-duty cargo bikes and rent them out to on-demand delivery companies and their couriers — no surprises, no extra fees. Currently active in Tallinn and Vilnius and expanding to London and Berlin Q4 2021.
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Julien Bouteloup
Angel · London, England, United Kingdom · 2 investments in Estonia FinTech startups

Julien Bouteloup is a Founder and CEO at Stake Capital Group. Julien previously worked at The British Blockchain Association as a Information Technology Advisor.Julien Bouteloup is a serial entrepreneur and inventor addicted to crazy innovative ideas. He has started his entrepreneurial career building websites and selling hardware technologies atage 14. He holds a Master's degree in Electrical Engineering from Union Graduate College (USA) and a Master's degree in Computer Science and Electrical Engineering from GEM (France), specializing in Artificial Intelligence.He started working in the research sector in USA and then went back to Europe where he started freelancing full-time and consulting in the IT sector for Security & Defence. After 2 years, he quit his freelance position to become a full-time entrepreneur and left to Asia. He has helped and started multiple tech startups in different locations: NYC, Paris, London, Hong-Kong, Brussels and Singapore.In 2017, he founded the Flyingcarpet Network.

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Investment focus

  • Industry: Blockchain, Cryptocurrency, FinTech
  • Stage:Seed, Angel, Pre-Seed
  • Geography: France, United States, Singapore

Investor stats

  • Total investments: 26
  • Round size: Seed $1M–$10M; Angel $250k–$2.5M; Pre-Seed $1.1M–$3M
  • Lead/follow: 4% lead, 96% follow

Portfolio highlights

  • Raiku — Raiku is building Blackline: co-located execution infrastructure running on the same machine as Raiku's Solana validator. Live on Raiku's own trading desk, now opening access to a small number of external trading firms.
  • Zama — Secure data privacy of your application with the Zama Concrete framework and its fully homomorphic encryption library
  • Self Protocol — Future-proof your organization with identity and agent infrastructure already accessible to billions of people across 180+ countries and trusted by companies like Google.
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Kristjan Vilosius
Angel · 1 investments in Estonia FinTech startups

Kristjan Vilosius - Co-Founder and CEO @ Katana

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Investment focus

  • Industry: Software, Information Technology, E-Commerce
  • Stage:Seed, Pre-Seed, Series A
  • Geography: Estonia, United States, South Africa

Investor stats

  • Total investments: 13
  • Round size: Seed $1M–$3M; Pre-Seed $410k–$1.3M; Series A $5.2M–$12M
  • Lead/follow: 8% lead, 92% follow

Portfolio highlights

  • Eurora — Eurora develops an e-commerce suite of customs compliance tools.
  • Outvio — Online retailers of all sizes, from startups to large eCommerce champions, use Outvio to automate fulfillment and returns, optimise customer support, strengthen brand presence and facilitate marketing in the post-checkout phase.
  • Supliful — Supliful develops an online platform for users to create their own food supplement brand. It provides a catalogue of products, order form templates, online store fronts, shipping, and delivery services. Supliful has fulfilment facilities in Riga, Latvia and Denver, CO. Supliful is founded by a team of serial entrepreneurs who have successfullybuilt and exited an ecommerce company grafomap.com. You can read about it more at Business Insider - https://www.businessinsider.com/
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Juancho Arregui
Angel · Madrid, Madrid, Spain · 1 investments in Estonia FinTech startups

Juancho Arregui is the founder and CEO of Brickfy. He studied Architecture at the Higher School of Architecture in Madrid specializing in Building. Years later, he decided to 'take off the thorn' studying Fine Arts in the faculty of the Complutense University of Madrid. He also has a Master in History of Contemporary Art and VisualCulture, specializing in art criticism, taught by the Faculty of Philosophy of the Autonomous University of Madrid. Juancho has always worked as a freelancer in his own studio, both in the field of architecture and in art.

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Investment focus

  • Industry: FinTech, Lending, Financial Services
  • Stage:Pre-Seed
  • Geography: Estonia

Investor stats

  • Total investments: 1
  • Lead/follow: 0% lead, 100% follow

Portfolio highlights

  • Brickfy — PROBLEM/OPPORTUNITY Interest rates are still really low meaning savings rates are below inflation. At the same time, more and more people have become comfortable with managing their finances online. These two factors have led to the rise of Alternative Financing and the appearance of a large number of P2P lending platforms. But this boom, inturn, has brought about a very fragmented market, generally with platforms of a local nature, with few products and very different admission requirements for each one, that on occasion prevent investments from foreign investors. All this makes it very difficult for investors and time consuming, not only to distinguish and value the best opportunities but also to access those, which prevents them from optimizing and diversifying their portfolios. Additionally, all of this must be added to the lack of liquidity that most of these alternative investments have and that makes investors reluctant to these investments due to the absence of a secondary market to provide them liquidity. Also the platforms have difficulties with internationalization due to language barriers, the type of currency, and the different regulations, and additionally, it takes a lot of time, effort, and money in distribution and communication to explain their products, as well as in marketing to obtain quality investors, and also promoters looking for funding, on their websites.SOLUTION/PRODUCT The solution is a marketplace for P2P lending investment. A platform of platforms that thanks to deep integration with each of the platforms, allows investors the convenience of investing from a single web and manage their portfolio in a centralized but diversified way. Brickfy's mission is to make investing in P2P as simple, secure and efficient as possible. Our service reduces risk through diversification, enables returns and provides easy access to the market In this way Brickfy helps, on one side, the platforms and loan originators to have greater exposure and dissemination of their opportunities, becoming an international sales channel, acting as a reseller of their loans. On the other side, Brickfy helps investors first to select and invest in the best platforms and investment opportunities by providing them with information, ratings, and reviews. And second we offer them a dashboard to manage their portfolio from a single website. In the midterm, will also offer investors liquidity by easily reselling their assets in our secondary market and the possibility of automating their portfolios by means of the auto-investment option.
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822 industries, 177 countries. Updated daily. Emails and phones included.

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Nadav Ben-Chanoch
Angel · Miami, Florida, United States · 1 investments in Estonia FinTech startups

Nadav Ben-Chanoch

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Investment focus

  • Industry: Software, Information Technology, Health Care
  • Stage:Seed, Pre-Seed
  • Geography: United States, France, United Kingdom

Investor stats

  • Total investments: 178
  • Round size: Seed $329k–$5.5M; Pre-Seed $100k–$2.5M
  • Lead/follow: 0% lead, 100% follow

Portfolio highlights

  • micro1 — We help companies hire and manage the best software engineers easily.
  • TRIVER — Triver develops online and digital tools to assist and support various financial services. It is based in London, England.
  • Skedway — The optimization hub for the Modern Enterprise - Visualize, integrate and manage every shared company asset in one place.
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Peter Sandberg
Angel · Copenhagen, Hovedstaden, Denmark · 1 investments in Estonia FinTech startups

Peter Sandberg is a Co-Founder of Nordic Secondary Fund, and a venture partner at Startup Wise Guys. He has extensive experience as a Business Angel, Asset Management and Wealth Management

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Investment focus

  • Industry: Internet, SaaS, FinTech
  • Stage:Angel, Pre-Seed, Secondary Market
  • Geography: Denmark, Kenya, Estonia

Investor stats

  • Total investments: 17
  • Round size: Pre-Seed $150k–$212k
  • Lead/follow: 18% lead, 82% follow

Portfolio highlights

  • TRAPMINE — TRAPMINE Endpoint Protection Platform provides fool-proof defense against malware, exploit attempts, file-less malware, ransomware and other forms of targeted attacks.Unlike traditional detection-based approaches like legacy antivirus, TRAPMINE combines proven and innovative technologies such as deep learning, behavior monitoring, endpointdeception and anti-exploit techniques to block cyber threats dead in their tracks. TRAPMINE's easy-deploy and lightweight solution comes with a comfortable built-in security console, at a price/performance ratio unmatchable even by the biggest names in Palo Alto.Why TRAPMINE?Cyber criminals target companies of all sizes from every industry, seeking anything that might be of value. Antivirus and other traditional security solutions are no longer efficient to protect organizations from attacks by today’s modern cyber threat actors. That’s why we founded TRAPMINE. TRAPMINE is created to solve the malware problem for all organizations at a reasonable price.
  • Colibo A/S — Use Colibo's intranet software as your enterprise collaboration platform to increase productivity, drive employee engagement and better internal communications.
  • November First — November First - Betalingsplatform til alle virksomheder
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Jon Oringer
Angel · Miami, Florida, United States · 1 investments in Estonia FinTech startups

Jon Oringer is the founder and chairman of Shutterstock.

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Investment focus

  • Industry: Software, Information Technology, Health Care
  • Stage:Seed, Pre-Seed, Series A
  • Geography: United States, United Kingdom, France

Investor stats

  • Total investments: 140
  • Round size: Seed $600k–$5.5M; Pre-Seed $100k–$3.3M; Series A $4M–$31M
  • Lead/follow: 1% lead, 99% follow

Portfolio highlights

  • SLUSHY — SLUSHY is a secure mobile web based platform for content creators to find, grow, & monetize their audiences. A creator first, tech-driven tool, designed with key discoverability features and audience insights. In a market where existing solutions (OnlyFans, Patreon) fall short of their creators' demands, SLUSHY provides an alternativesolution for professional content creators that prioritizes their monetization, support and management needs. SLUSHY incorporates a powerful legal framework, with robust compliance tools including simplified consent, ID verification, and content moderation. The new home of unrestricted content, SLUSHY is here.
  • Unsloth AI — Unsloth is an open-source, no-code web UI for training, running and exporting open models in one unified local interface.
  • OneImaging — OneImaging makes life-saving diagnostics affordable, accessible, and personal. We connect employers, health plans, and members to a trusted national network of imaging centers, delivering faster answers with transparent pricing and premium care across MRIs, CT scans, ultrasounds, mammograms, X-rays and more. We serve organizations looking to control medical spend and individuals who need reliable results without delays. Every scan booked through OneImaging is proof that healthcare can be simpler, cheaper, and kinder.
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Edward Lando
Angel · San Francisco, California, United States · 1 investments in Estonia FinTech startups

Edward Lando is the founder of Pareto Holdings. He previously worked at Horizons School of Technology as a co-founder. Edward Lando attended the Wharton School.

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Investment focus

  • Industry: Software, Health Care, Information Technology
  • Stage:Seed, Pre-Seed
  • Geography: United States, France, United Kingdom

Investor stats

  • Total investments: 344
  • Round size: Seed $605k–$6.1M; Pre-Seed $125k–$3.6M
  • Lead/follow: 1% lead, 99% follow

Portfolio highlights

  • Humera — Humera develops AI-based solutions for CAPTCHA and bot detection, focusing on minimizing user disruption during online verification processes. Its technology uses real-time machine learning to identify bots and prevent fraud without relying on traditional visible CAPTCHA challenges. The system aims to help platforms detect automated activity whilemaintaining user privacy and reducing friction for legitimate users.
  • Allonic —
  • Heywa Labs — Heywa Labs develops Generative UX (GenUX), an AI-driven interface layer that creates dynamic, adaptive user experiences beyond static text or links. Their flagship app, Heywa, delivers visual, tappable "stories" of cards for tasks like cooking, travel, fitness, and DIY, reconfiguring in real-time based on user interactions.
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Jüri Laur
Angel · Tallinn, Harjumaa, Estonia · 1 investments in Estonia FinTech startups

Jüri Laur Expert in international online payment systems. 12 years of experience in high-volume merchant environments with globally known brands such as Skype and Full Tilt Poker.

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Investment focus

  • Industry: Software, Financial Services
  • Stage:Seed, Pre-Seed
  • Geography: Estonia

Investor stats

  • Total investments: 2
  • Lead/follow: 0% lead, 100% follow

Portfolio highlights

  • Mifundo — Mifundo ensures trust between banks and individuals by providing secure, verified financial histories across borders.
  • Reiterate — Discover Reiterate, the all-in-one financial operations management platform that automates payment reconciliation, streamlines workflows, and enhances financial accuracy and transparency. Book a demo today!
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Akim Arhipov
Angel · 1 investments in Estonia FinTech startups

Akim is an Estonian entrepreneur who has cofounded BASIS ID– all-in-one identity verification (KYC) platform for financial institutions and governmental agencies in Southeast Asia. Akim’s team was participated in creation of electronic ID system and eGovernment portals for Estonian government.Previously a co-founder of successful companies in ITand transportation sectors – OnniBus.com and SuperBus.com. The first one is the most successful commercial bus operator in Finland: 20 lines, 200+ daily departures, 6+ million passengers served annually.

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Investment focus

  • Industry: Software, iOS, Apps
  • Stage:Seed, Pre-Seed
  • Geography: Estonia, Sweden

Investor stats

  • Total investments: 3
  • Round size: Seed $1M–$2M
  • Lead/follow: 0% lead, 100% follow

Portfolio highlights

  • Modash.io — High performing marketing teams use Modash to find, analyze and monitor influencers at scale all over the world. Join them today.
  • imagi — Programming has never been this much fun! Learn to create with code, share your designs with friends on the imagiLabs app and customize your imagiCharm - a fun, easy-to-use, colorful, and educational toy for girls. Imagine it. Code it. Wear it.
  • DriveX Technologies — Decrease your average claim size with AI vehicle inspection tool for CASCO pre-checks and windshield claims.
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John Tsioris
Angel · Dubai, Dubai, United Arab Emirates · 1 investments in Estonia FinTech startups

John Tsioris is based out of Dubai and is the Founder and CEO of Re18. John previously worked at InstaShop as a Founder and CEO. John Tsioris attended the Technical University of Crete.

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Investment focus

  • Industry: Travel, Farming, Internet
  • Stage:Pre-Seed, Seed, Series A
  • Geography: Greece, Estonia

Investor stats

  • Total investments: 6
  • Round size: Seed $156k–$2.4M; Pre-Seed $169k–$2.2M
  • Lead/follow: 17% lead, 83% follow

Portfolio highlights

  • Relik —
  • Butler.gr —
  • Neurohive — Neurohive develops the AI brain of sheep & goat farms to track livestock health and improve farm management through decision intelligence.
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Richard Howard
Angel · London, England, United Kingdom · 1 investments in Estonia FinTech startups

Richard Howard - Startup Business Development Manager (UK) @ Amazon Web Services

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Investment focus

  • Industry: Internet, Web3, Software
  • Stage:Seed
  • Geography: Estonia, United Kingdom

Investor stats

  • Total investments: 2
  • Round size: Seed $1.3M–$4.6M
  • Lead/follow: 0% lead, 100% follow

Portfolio highlights

  • Cachet — Adaptive insurance solutions for micromobility, car-sharing and gig work platforms in 16 countries. Feel in control of risk and handle claims in one system.
  • Mailchain — A secure, open source communications protocol, enabling users to send & receive messages between public addresses
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Marek Kiisa
Angel · Tallinn, Harjumaa, Estonia · 1 investments in Estonia FinTech startups

Marek Kiisa is Co-Founder and Managing Partner at NordicNinja VC.

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Investment focus

  • Industry: Software, Information Technology, Artificial Intelligence
  • Stage:Series A, Seed, Pre-Seed
  • Geography: Estonia, United States, Sweden

Investor stats

  • Total investments: 55
  • Round size: Seed $275k–$4.9M; Pre-Seed $164k–$2.3M; Series A $5M–$25M
  • Lead/follow: 44% lead, 56% follow

Portfolio highlights

  • Wwwash — Download wwwash app. Car wash - hardware and software to connect every car wash to cloud. wwwash.
  • Warren.io — Warren is a complete self-service cloud platform for regional infrastructure service providers. Functionally rich, technologically modern and architecturally reliable turnkey commercialisation solution packaged as a service and driven by your success to compete in the global landscape.
  • Planet OS — Planet OS provides big data infrastructure to help renewable energy companies transform the way data is used in their organizations. From operators in control rooms to executives in boardrooms, our specialized applications to integrate, exchange, and visualize data for all stakeholders make renewable energy more competitive.
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Kimmo Rytkönen
Angel · 1 investments in Estonia FinTech startups

Founder & CEO @ Income | Fintech | P2P and Crowdfunding | Consumer Credit |

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Investment focus

  • Industry: FinTech, Finance, Marketplace
  • Stage:Seed
  • Geography: Estonia

Investor stats

  • Total investments: 1
  • Lead/follow: 0% lead, 100% follow

Portfolio highlights

  • Income — Income is a European marketplace for investing into consumer loans from around the world. Built by investors to investors, we seek to fix the problems of the current peer to peer platforms and to make a better investment experience for all. We connect consumer lending companies around the world to investors and enable an easy, fast and improvedway to invest.
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822 industries, 177 countries. Updated daily. Emails and phones included.

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Veljo Otsason
Angel · , Tallinn, Estonia · 1 investments in Estonia FinTech startups

Veljo Otsason is Estonian entrepreneur and investor. In 2007 he co-founded mobile payments company Fortumo and served as its CTO. Since 2013 he has been active angel investor and early backer of Bolt (formerly Taxify), Monese, Veriff, Pipedrive & 30+ others. In 2018 he co-founded Superangel, early-stage seed fund and company builder.

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Investment focus

  • Industry: Identity Management, Information Technology, Film
  • Stage:Seed, Angel, Pre-Seed
  • Geography: Estonia, United Kingdom, United States

Investor stats

  • Total investments: 8
  • Round size: Seed $540k–$1.7M
  • Lead/follow: 0% lead, 100% follow

Portfolio highlights

  • Bolt — The smartest way to move around in cities. Forget expensive taxi rides or slow public transport. Get a ride in minutes. Download the Bolt app for iOS and Android.
  • Veriff — Highly automated identity verification software from Veriff. We help you build trust and transparency online.
  • Digital Sputnik — Making Hollywood level virtual production simple, fast and budget-friendly. Without big screens and teams. Show anything real on any virtual background and let the AI lights sync with the background. For film makers, influencers, streamers and live event organizers.
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Aaron Patzer
Angel · San Francisco, California, United States · 1 investments in Estonia FinTech startups

In January, I started another company, Vital Software, with Dr. Justin Schrager of Emory University. Vital makes software for hospital emergency rooms. This includes a mobile patient check-in for patients, and the fastest, most usable electronic medical records you've seen for doctors and nurses. We use extensive machine learning and naturallanguage processing to determine patient severity and anticipated actions. Our longer term goal is to cut ER wait times in half, as they are often 4-5 hours long. You might not know it, but there are 140M ER visits in the US alone each year.Medical / sales are in the US, while development is all in Auckland New Zealand. My long-time partner Rebecca, an architect, is a Kiwi and I am now a resident of New Zealand as well.

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Investment focus

  • Industry: Software, SaaS, Health Care
  • Stage:Seed, Pre-Seed, Series A
  • Geography: United States, Estonia, New Zealand

Investor stats

  • Total investments: 13
  • Round size: Seed $150k–$6.1M; Pre-Seed $520k–$1M; Series A $2M–$4M
  • Lead/follow: 8% lead, 92% follow

Portfolio highlights

  • Shen.AI — Discover how Shen AI turns your smartphone into a health companion - no wearables, just powerful, camera-based health insights.
  • Vital — Intuitive, user friendly, smart hospital software that leverages AI for an optimized patient and clinician experience.
  • Carbon Health — Carbon Health Provides Smart, hassle-free Primary & Urgent Care. Book same day Adult & Pediatric appointments instantly.
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Chris Adelsbach
Angel · London, England, United Kingdom · 1 investments in Estonia FinTech startups

Chris Adelsbach - Founding Partner @ Outrun Ventures

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Investment focus

  • Industry: FinTech, Financial Services, Software
  • Stage:Seed, Pre-Seed, Series A
  • Geography: United Kingdom, United States, Germany

Investor stats

  • Total investments: 325
  • Round size: Seed $120k–$5.6M; Pre-Seed $118k–$1.9M; Series A $4.3M–$19M
  • Lead/follow: 14% lead, 86% follow

Portfolio highlights

  • Bourn — Bourn's technology is designed to automate cash flow management, offering SMEs fast access to capital.
  • Alfa AI — Alfa AI sources, screens and shortlists candidates so your team only spends time on the people worth meeting.
  • Emblematic — The first AI-driven Agentic Automation platform, designed to fully automate and enhance the accuracy of Finance Operations, including Bookkeeping, IFRS/GAAP Compliance, Reconciliations, and more.
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Elad Gil
Angel · San Francisco, California, United States · 1 investments in Estonia FinTech startups, 20 in the past 12 months

Elad Gil is the Co-Founder of Color Genomics. He previously worked at Twitter as a Vice President. Elad Gil attended the Massachusetts Institute of Technology.

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Investment focus

  • Industry: Software, Artificial Intelligence, Information Technology
  • Stage:Seed, Series A, Series B
  • Geography: United States, United Kingdom, Israel

Investor stats

  • Total investments: 268
  • Round size: Seed $2M–$17M; Series A $9.5M–$55M; Series B $27M–$117M
  • Lead/follow: 11% lead, 89% follow

Portfolio highlights

  • Lumaril — Lumaril is a software company that develops an artificial intelligence platform for optimizing physical production operations. The company connects its platform to existing industrial control systems and uses operational data, audio and visual sensors, artificial intelligence, and machine learning to model facility performance in real time. Its platform determines operational adjustments and can autonomously modify set points, control logic, and coordination to improve production throughput and yield. Lumaril serves industrial facilities in manufacturing, chemicals, biologics, and oil and gas. The company applies AI-driven automation to existing industrial infrastructure without requiring replacement of established control systems. Its technology is designed to support continuous optimization of complex production environments.
  • Infisical — Infisical is the all-in-one identity security platform for developers, machines, and AI agents. Manage identities, secrets, certs, and access.
  • Serval — Serval is the AI-native ESM that automates employee requests, onboarding/offboarding, just-in-time access, and more.
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Michael Zajko
Angel · White Salmon, Washington, United States · 1 investments in Estonia FinTech startups

Co-Founder Lattice

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Investment focus

  • Industry: Web3, Cryptocurrency, Gaming
  • Stage:Seed, Pre-Seed
  • Geography: United States, Estonia

Investor stats

  • Total investments: 4
  • Round size: Seed $800k–$12M
  • Lead/follow: 0% lead, 100% follow

Portfolio highlights

  • Watches.io — Watches.io seeks to ease the tracking, selling, and purchasing process for luxury watches, a market that is rapidly expanding in popularity among Gen Z and millennials. Watches.io is the e-commerce peer-to-peer marketplace for physical goods to be developed using Web3 technology. The smart contract-powered platform allows users to track their watchportfolios in real time, pursue diversification possibilities, and perform seamless buy/sell transactions.
  • IQ Labs — IQ Marketplace offers unique NFTs with exclusive utilities, boosting your in-game experience. With flexible renting parameters and multiple payment options, rent without collateral and unlock the full utility of NFTs. Say goodbye to gas fees with our gasless renting feature and multiply the value of NFT collections with our multi-utility renting. Explore now
  • Syndicate — Syndicate enables developers to create scalable, atomically composable appchains with complete control over the network, sequencer, and economy.
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Kristjan Raude
Angel · 1 investments in Estonia FinTech startups

I am a serial entrepreneur and angel investor with 15+ years of international experience in sales & marketing, leading teams of 300+ with annual revenue of 10M+. Founder of 3 international companies and investor to 10+ startups. Member of the board at Estonian Business Angels Network.

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Investment focus

  • Industry: Software, Automotive, Internet of Things
  • Stage:Equity Crowdfunding, Seed, Pre-Seed
  • Geography: Estonia, United States

Investor stats

  • Total investments: 14
  • Round size: Seed $491k–$1.3M; Pre-Seed $73k–$584k; Equity Crowdfunding $171k–$2.7M
  • Lead/follow: 29% lead, 71% follow

Portfolio highlights

  • Askly — Add multilingual chat to any site in 2 minutes. Providing multilingual customer support is easy and affordable. Start a 30-day free trial today.
  • Snabb — Snabb delights vehicle owners by enabling services such as parking, washing, charging, and fuelling from one user-friendly and convenient interface- the Snabb App. Browse, book, navigate, start, pay, review and manage your vehicle services from one easy-to-use App.Founded in 2015, we've grown from a Tallinn-based private parking App to aninternational platform that serves over 50,000 users in 10 markets on a monthly basis.We are constantly working towards connecting all vehicle service providers to our platform and thus enabling the ultimate convenience and simplicity to vehicle owners. Browse, book, navigate, start, pay, review and manage your vehicle services from one easy-to-use App.
  • Promoty — Influencer marketing platform that helps you to find creators, manage influencer relationships, and save time on influencer marketing. Get started here!
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Priyanka Gill
Angel · London, England, United Kingdom · 1 investments in Estonia FinTech startups

Priyanka Gill is based out of London, England and is the Founder and CEO of Coluxe. Priyanka previously worked at Kalaari Capital as a Venture Partner. Priyanka Gill attended the Lady Shri Ram College for Women. Priyanka Gill has been awarded the Business World 40 Under 40 Award.

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Investment focus

  • Industry: Advertising, Beauty, Fashion
  • Stage:Seed
  • Geography: India, Sweden, Estonia

Investor stats

  • Total investments: 3
  • Round size: Seed $300k–$12M
  • Lead/follow: 0% lead, 100% follow

Portfolio highlights

  • POPxo — POPxo is India's online community for women that deals everything from fashion, beauty, lifestyle, work, and etc.Reaching 9 million users every month with over 102 million monthly engaged content views. POPxo provides text and video content in an accessible manner, and reach them where they live their lives: on social media and on mobile.It focuses on reaching a highly targeted audience - the millions of young urban women in India who are growing in confidence, in independence and in spending power, it monetises by working across formats (native ads, social posts, events) with brands who want to reach this important and influential consumer base.I was launch in March 2014 it's become the go-to lifestyle resource for the female (18-34) demographic.
  • Campanja — Campanja’s next-generation Bid Management Solutions radically improve return on your advertising spend.We are a technology driven company backed by noteworthy investors such as Google board member and founding investor, Ram Shriram and MySQL founder, David Axmark. Trusted by global organizations, we are redefining paid search and display with apowerful combination of technical and business expertise. Using advanced technologies such as Real Time Tracking, Predictive Modelling and High Frequency Bidding we harness the true potential of online advertising to deliver great results to our clients.
  • IQ Labs — IQ Marketplace offers unique NFTs with exclusive utilities, boosting your in-game experience. With flexible renting parameters and multiple payment options, rent without collateral and unlock the full utility of NFTs. Say goodbye to gas fees with our gasless renting feature and multiply the value of NFT collections with our multi-utility renting. Explore now
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Toivo Annus
Angel · Tallinn, Harjumaa, Estonia · 1 investments in Estonia FinTech startups

Active individual investor in flying drones, also looking at payments and ecommerce.

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Investment focus

  • Industry: E-Commerce, Software, FinTech
  • Stage:Seed, Series A, Venture - Series Unknown
  • Geography: Singapore, United States, Estonia

Investor stats

  • Total investments: 37
  • Round size: Seed $1.4M–$3M; Series A $2M–$6M; Venture - Series Unknown $1.1M–$12M
  • Lead/follow: 0% lead, 100% follow

Portfolio highlights

  • Salv — Smart AML solutions. Detect and mitigate money laundering risks through advanced transaction monitoring, sanction screening, and KYC risk scoring.
  • Enview — Our 3D cameras and virtual tour software platform help you digitize your building, automatically create 3D tours, 4K print quality photos, schematic f
  • GOSU Data Lab — Try the World`s first game voice assistant to master the game effortlessly. Learn more - how it works and how can it help you.
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Johannes Jõgi
Angel · 1 investments in Estonia FinTech startups

Johannes Jõgi

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Investment focus

  • Industry: SaaS, Mobile, Analytics
  • Stage:Seed
  • Geography: Estonia

Investor stats

  • Total investments: 1
  • Lead/follow: 0% lead, 100% follow

Portfolio highlights

  • Festivality — Festivality is a platform technology for festivals and events to build smarter next-generation mobile apps, gain new revenues and actionable event and fan analytics. Festivality digitizes live events and turns them into actionable data.
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Paul Buchheit
Angel · Mountain View, California, United States · 1 investments in Estonia FinTech startups

Paul Buchheit is based out of Mountain View, California and is the Co-Founder and General Partner of Standard Capital. Paul Buchheit attended Case Western Reserve University.

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Investment focus

  • Industry: Software, SaaS, Health Care
  • Stage:Seed, Series A, Angel
  • Geography: United States, Canada, India

Investor stats

  • Total investments: 167
  • Round size: Seed $1.1M–$5M; Angel $100k–$1.6M; Series A $2.5M–$14M
  • Lead/follow: 7% lead, 93% follow

Portfolio highlights

  • SiPhox Health — Painless, 5-minute biomarker testing at home. Clear insights, trend tracking, and a personalized plan built around your results.
  • BuildForever — We build products that feel personal, magical and deeply human
  • Perplexity — Perplexity is a search engine platform that uses artificial intelligence to provide large language models and search engines. The company's platform enables the development of beneficial artificial general intelligence, as well as an open-source environment that is accessible to the public, allowing clients to develop skills and knowledge inartificial intelligence.
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Sarutobi Sasuke
Angel · 1 investments in Estonia FinTech startups

Sarutobi Sasuke

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Investment focus

  • Industry: Blockchain, Cryptocurrency, Trading Platform
  • Stage:Seed
  • Geography: Estonia

Investor stats

  • Total investments: 1
  • Lead/follow: 0% lead, 100% follow

Portfolio highlights

  • IQ Labs — IQ Marketplace offers unique NFTs with exclusive utilities, boosting your in-game experience. With flexible renting parameters and multiple payment options, rent without collateral and unlock the full utility of NFTs. Say goodbye to gas fees with our gasless renting feature and multiply the value of NFT collections with our multi-utility renting. Explore now
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Marat Kichikov
Angel · Amsterdam, Noord-Holland, The Netherlands · 1 investments in Estonia FinTech startups

Marat is a serial entrepreneur with more than 20 years of experience in the financial industry and early stage investor. He is the founder of several successful companies, including a consumer finance bank, few e-commerce companies and investment fund. He serves on the board of his several portfolio companies (Bioloka, Wow Cube, F3 and RelesticaHolding), utilizing his knowledge and expertise in Blockchain industry which he joined to in 2013 as a partner in Bitfury Group. In both as a fund and as an angel investor, Marat have invested in 30+ fin tech, e-commerce, blockchain technology, educational, healthcare and gaming companies, providing business expertise and financial & advisory support to founders. Marat has a master's degree in finance & business management and a bachelor's degree in law. In his free time, Marat likes surfing and skiing!

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Investment focus

  • Industry: Blockchain, Cryptocurrency, Software
  • Stage:Seed, Pre-Seed, Series A
  • Geography: United States, The Netherlands, Canada

Investor stats

  • Total investments: 26
  • Round size: Seed $1k–$4.3M; Pre-Seed $25k–$700k; Series A $6.1M–$15M
  • Lead/follow: 8% lead, 92% follow

Portfolio highlights

  • Intropia — Find Web3 jobs and other opportunities, capitalize your network, and hire the best talent.
  • SODA — SODA enables the next generation of consumer crypto and meme coins and allows meme coin developers to leverage Telegram.
  • Metatable.ai — No coding. No developers. Describe your process in plain English; Metatable builds the software, runs it for you, and hands you the keys, typically live in about 30 minutes.
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Lukasz Swiercz
Angel · Cracow, Malopolskie, Poland · 1 investments in Estonia FinTech startups

Lukasz Swiercz is the Founder & Managing Partner at LT Capital.

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Investment focus

  • Industry: FinTech, Software, Blockchain
  • Stage:Seed, Pre-Seed
  • Geography: Poland, Estonia

Investor stats

  • Total investments: 2
  • Lead/follow: no public data

Portfolio highlights

  • SmartyMeet — We are Leveraging the power of AI to enhance meetings We will create automatic notes during a meeting and real-time language translation | SmartyMeet
  • MyCointainer — We are a team of technologists, creatives & entrepreneurs with a very strong background in new, emerging cryptoeconomy. We also worked with international clients in the past.As the technology changes rapidly and grows in an exponential rate we believe there’s a tremendous opportunity to create products that fulfill a goal of connecting thecommunities globally. Both financial licences were obtained by MyCointainer to solidify a commitment to creating an easy, safe and transparent environment for both users and entities.
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Alistair Owen
Angel · London, England, United Kingdom · 1 investments in Estonia FinTech startups

Apostolos is a serial entrepreneur turned investor. He started his career at Boston Consulting Group where he spent 2 years consulting businesses. On his entrepreneurial path, he has co-founded e-shop.gr, Openfund, e-food, doctoranytime and was a key investor in Taxibeat. Since 2010 he has invested and supported a large number of startups with afocus on e-marketplaces and SaaS. He studied civil engineering at NTUA and holds an MBA from Columbia Business School.

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Investment focus

  • Industry: E-Commerce, Health Care, Marketplace
  • Stage:Seed, Series A
  • Geography: Greece, United Kingdom, Poland

Investor stats

  • Total investments: 20
  • Lead/follow: no public data

Portfolio highlights

  • Kriptomat — Buying, trading, and investing in cryptocurrencies has never been easier! Register in seconds, and start trading crypto in minutes on Kriptomat.
  • pod network — Pod network is a new L1 primitive that is blockless, leaderless and relaxes the notion of transaction total ordering. It is incubated by Common Prefix.
  • Albatross AI — Inspire Customers Boost Conversions Capture Missed Revenues
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Erik Kaju
Angel · Tallinn, Harjumaa, Estonia · 1 investments in Estonia FinTech startups

Erik Kaju

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Investment focus

  • Industry: Mobile, Fashion, Printing
  • Stage:Seed, Series A
  • Geography: Estonia, United States

Investor stats

  • Total investments: 3
  • Round size: Series A $5M–$50M
  • Lead/follow: 0% lead, 100% follow

Portfolio highlights

  • Printify — Sell custom t-shirts, phone cases, and 800+ products with your designs printed on demand. We will handle printing and shipping to your customers.
  • DriveX Technologies — Decrease your average claim size with AI vehicle inspection tool for CASCO pre-checks and windshield claims.
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Karin Nemec
Angel · Frankfurt, Hessen, Germany · 1 investments in Estonia FinTech startups

Karin Nemec is the Founder and CEO.Karin Nemec attended IESE Business School.

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Investment focus

  • Industry: FinTech, GreenTech, Health Care
  • Stage:Seed
  • Geography: Estonia

Investor stats

  • Total investments: 1
  • Lead/follow: no public data

Portfolio highlights

  • Grünfin — Grünfin is a sustainable investing platform for people who care about their impact.
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Marko Virkebau
Angel · 1 investments in Estonia FinTech startups

Marko Virkebau

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Investment focus

  • Industry: Software, Energy, Mobile
  • Stage:Seed, Pre-Seed
  • Geography: Estonia, South Africa

Investor stats

  • Total investments: 4
  • Round size: Seed $636k–$2.4M
  • Lead/follow: 25% lead, 75% follow

Portfolio highlights

  • Planet42 — Having your own car has never been easier. Planet42 is a vehicle rental company offering rent-to-buy car service for private clients.
  • LynxPower — Cleantech platform offering wireless metering and AI-driven energy management to track, analyze, and optimize energy use in real time.
  • DriveX Technologies — Decrease your average claim size with AI vehicle inspection tool for CASCO pre-checks and windshield claims.
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Kairi Pauskar
Angel · 1 investments in Estonia FinTech startups

Kairi Pauskar

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Investment focus

  • Industry: Software, Sustainability, Financial Services
  • Stage:Pre-Seed
  • Geography: Estonia

Investor stats

  • Total investments: 1
  • Lead/follow: no public data

Portfolio highlights

  • Esgrid — Esgrid is the smartest supplier discovery platform in food and beverage. Say goodbye to Googling and GPT, say hello to millions of verified products with enriched contacts. It's all for free, like search should be.
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Mihkel Karu
Angel · 1 investments in Estonia FinTech startups

Mihkel Karu is an angel investor and veteran fintech executive. He is an experienced technology leader, business and product development expert with background in real-time communications and collaboration tools, digital banking and consumer finance, billing and transactional business systems. Ex-Skype. Mihkel is also an avid fan of offshoresailing, alpine ski and motorsports.

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Investment focus

  • Industry: Financial Services
  • Stage:Seed
  • Geography: Estonia

Investor stats

  • Total investments: 1
  • Lead/follow: no public data

Portfolio highlights

  • Mifundo — Mifundo ensures trust between banks and individuals by providing secure, verified financial histories across borders.
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Kemal Tamer
Angel · 1 investments in Estonia FinTech startups

Kemal Tamer is a Co-Founder and Chairman of the Board at Defimec.

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Investment focus

  • Industry: FinTech, Finance, Software
  • Stage:Pre-Seed, Seed
  • Geography: Turkey, Estonia

Investor stats

  • Total investments: 3
  • Lead/follow: no public data

Portfolio highlights

  • Defimec — Defimec is an ecosystem of applications that includes deX, tokenization platforms, and DAO protocol.
  • Ziv4 Technology — Ziv4 Technology is an artificial intelligence algorithm-focused financial technology startup.
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FinTech Angel investor funding in Estonia at a glance

Stats across 75 deals from 133 investors.

133
investors
in Estonia FinTech startups
75
deals
in Estonia FinTech startups
$1.2M
median round
in Estonia FinTech startups
8%
lead investors
lead at least one round
44%
Seed
most common funding stage

Access all 133 angel investors in Estonia FinTech startups.

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