Top 50 FinTech Angel Investors in Estonia (August 2026)

Portfolio highlights

• Alvin — Highly accurate, automated column-level lineage, powering your data workflows.
• BeTRITON — 100% electric recreational vehicle - revolution in sustainable travel. BeTRITON (formerly known as Z-Triton) offers extraordinary experience and freedom to travel both over land and water.
• Around — The largest network of workspaces on flexible terms. We are a savvy team from Latin America providing fast-growing companies with on-demand access to flexible office space. Everywhere.We believe work at its best is always creative and collaborative, expressed with freedom, autonomy, and purpose; and the space surrounding us should help us achieveit, anywhere & everywhere.We are shaping the future of work today by improving workspaces and the rules around them, and helping innovative teams find their ideal space to make their best work every day — our first step on a journey to change the way we work and think about work.Our best work. Anywhere. Everywhere. We are Around.

Portfolio highlights

• Esgrid — Esgrid provides value-chain sustainability management solutions to medium-sized businesses and financial institutions.
• Supersimple — Supersimple helps SaaS companies use customer behavior data to drive decisions in product & sales.
• ScamGuardian.AI — ScamGuardian develops AI-powered victim simulations to capture actionable scam intelligence

Portfolio highlights

• Yaga — Yaga is designed for everyone who wants to sell items online in a convenient and secure manner.
• Yaga — Yaga is an online selling and shopping platform for new and preloved fashion. Buy preloved clothing safely or open your own shop and sell. Find unique second hand clothes, earn extra money and help save the Planet.
• Grünfin — Grünfin is a sustainable investing platform for people who care about their impact.

Portfolio highlights

• Montonio — 10x lower fees and the most customer-friendly financing solution.
• Vok Bikes — We build heavy-duty cargo bikes and rent them out to on-demand delivery companies and their couriers — no surprises, no extra fees. Currently active in Tallinn and Vilnius and expanding to London and Berlin Q4 2021.

Portfolio highlights

• YuMuuv — YuMuuv is an employee wellness platform that uses science-based formulas to capture data and keeps track of physical activity & leaderboard.
• Shen.AI — Discover how Shen AI turns your smartphone into a health companion - no wearables, just powerful, camera-based health insights.
• SegmentStream — At SegmentStream we partner with growth leaders to drive more revenue from paid media through full-funnel attribution, incrementality measurement and automated cross-channel budget allocation powered by predictive AI.

Portfolio highlights

• Salv — Smart AML solutions. Detect and mitigate money laundering risks through advanced transaction monitoring, sanction screening, and KYC risk scoring.
• VOOL — VOOL is a one-stop shop for EV Charging. Experience chargers that are reliable, save money, and look damn good. Made in Estonia.
• Introwise — Introwise makes it easy for everyday experts to offer coaching and advice online.

Portfolio highlights

• Arcjet — Arcjet helps developers protect their apps in just a few lines of code. Implement rate limiting, bot protection, email validation, and defense against common attacks.
• Qovery — Qovery is a DevOps automation tool that lets developers deploy and scale applications on their cloud by simplifying and automating infrastructure so tech teams can focus on what matters most: building great products.
• Handhold — Handhold is an AI platform that creates multimodal agents to automate the sales and onboarding process for inbound leads.

Portfolio highlights

• Raiku — Institution-grade certainty for Internet Capital Markets. Raiku is the reservation system for @Solana - land every transaction, when and where needed.
• Upexi — Upexi is a multi-faceted brand owner that focuses on direct-to-consumer and Amazon brands. The company pursues organic growth for its present brands while operating in sectors with high growth trends. The objective of Upexi is to keep gathering consumer information and develop a sizable client database across all markets we serve.
• ZAR — Accelerating stablecoin adoption for the next billion users living in countries with unstable money

Portfolio highlights

• Salv — Smart AML solutions. Detect and mitigate money laundering risks through advanced transaction monitoring, sanction screening, and KYC risk scoring.
• Wwwash — Download wwwash app. Car wash - hardware and software to connect every car wash to cloud. wwwash.
• Snabb — Snabb delights vehicle owners by enabling services such as parking, washing, charging, and fuelling from one user-friendly and convenient interface- the Snabb App. Browse, book, navigate, start, pay, review and manage your vehicle services from one easy-to-use App.Founded in 2015, we've grown from a Tallinn-based private parking App to aninternational platform that serves over 50,000 users in 10 markets on a monthly basis.We are constantly working towards connecting all vehicle service providers to our platform and thus enabling the ultimate convenience and simplicity to vehicle owners. Browse, book, navigate, start, pay, review and manage your vehicle services from one easy-to-use App.

Portfolio highlights

• BirdyChat — A modern work chat app for professionals. Start conversations with anyone using their work email. Collaborate and grow your network.
• ScamGuardian.AI — ScamGuardian develops AI-powered victim simulations to capture actionable scam intelligence
• Rivan Industries — Rivan Industries designs and builds modular, vertically integrated, synthetic fuel plants.

Portfolio highlights

• Habito — We're the Treating Customers Fairly Champion of 2023 as voted for in the British Bank Awards. We're here to make mortgages easier - no paperwork, no stress and no fees.
• Lassie — AI that runs the doctor's office.
• Lightyear — Lightyear is a simple and approachable way to invest your money globally without unnecessary barriers and fees.

Portfolio highlights

• Raiku — Institution-grade certainty for Internet Capital Markets. Raiku is the reservation system for @Solana - land every transaction, when and where needed.
• Arcium — The first parallelized confidential computing network.
• ZAR — Accelerating stablecoin adoption for the next billion users living in countries with unstable money

Portfolio highlights

• Lutso — Empowering older adults to live independently, safely, and with dignity. Lutso is the smarter way to support aging at home.
• Esgrid — Esgrid provides value-chain sustainability management solutions to medium-sized businesses and financial institutions.
• Frontu — Field service management software designed to simplify business operations. Learn how FSM can transform your field service company. Try now!

Portfolio highlights

• Ryder — 60s Setup, Secure Signing, EAL6+ Secure Element, TapSafe Recovery, IP68 Rating, Encrypted NFC.
• VeryAI — VeryAI develops a privacy-preserving identity verification platform using palm-scan biometrics on the Solana blockchain.
• worm.wtf — worm.wtf is the prediction marketplace for the Solana ecosystem.

Portfolio highlights

• Terra One — Terra One engages in the development and operation of large-scale battery storage systems.
• Calibre — Diagnostic testing, clinicians, and AI working together to help you deeply understand your health and how to improve it.
• Exakt Health — Exakt Health is the physio app for sports injuries. The Exakt Health app guides users through self-diagnosis for frequent sports injuries and then creates an individualized rehabilitation plan.

Portfolio highlights

• Salv — Smart AML solutions. Detect and mitigate money laundering risks through advanced transaction monitoring, sanction screening, and KYC risk scoring.
• Katana — Katana gives thousands of manufacturers a live look at their business with visual, intuitive, and easy-to-use ERP software.
• Entrepreneurs First — We turn exceptional individuals into funded founders. We back you first, then give you a bridge to Silicon Valley.

Portfolio highlights

• Raiku — Institution-grade certainty for Internet Capital Markets. Raiku is the reservation system for @Solana - land every transaction, when and where needed.
• Zama — Secure data privacy of your application with the Zama Concrete framework and its fully homomorphic encryption library
• Self Protocol — Self is spearheading a secure, human-first internet by allowing users to verify their identities while maintaining their privacy. Self Protocol is an identity and proof-of-humanity solution that uses zero-knowledge technology to confirm personhood and distinctive traits, like age and nationality, without revealing private information.

Portfolio highlights

• Salv — Smart AML solutions. Detect and mitigate money laundering risks through advanced transaction monitoring, sanction screening, and KYC risk scoring.
• CAF — We are specialists in combating identity theft and people trying to impersonate others.
• Xolo — Xolo is an all-for-solos business engine that provides local and global solutions for business formation, VAT-compliant invoicing, accounting, tax reporting, business expenses and more.

Portfolio highlights

• IQ Labs — IQ Marketplace offers unique NFTs with exclusive utilities, boosting your in-game experience. With flexible renting parameters and multiple payment options, rent without collateral and unlock the full utility of NFTs. Say goodbye to gas fees with our gasless renting feature and multiply the value of NFT collections with our multi-utility renting. Explore now

Portfolio highlights

• Watches.io — Watches.io seeks to ease the tracking, selling, and purchasing process for luxury watches, a market that is rapidly expanding in popularity among Gen Z and millennials. Watches.io is the e-commerce peer-to-peer marketplace for physical goods to be developed using Web3 technology. The smart contract-powered platform allows users to track their watchportfolios in real time, pursue diversification possibilities, and perform seamless buy/sell transactions.
• IQ Labs — IQ Marketplace offers unique NFTs with exclusive utilities, boosting your in-game experience. With flexible renting parameters and multiple payment options, rent without collateral and unlock the full utility of NFTs. Say goodbye to gas fees with our gasless renting feature and multiply the value of NFT collections with our multi-utility renting. Explore now
• Syndicate — Syndicate enables developers to create scalable, atomically composable appchains with complete control over the network, sequencer, and economy.

Portfolio highlights

• Cachet — Adaptive insurance solutions that bring more flexibility, personalisation, and control to digital platforms and their users.

Portfolio highlights

• NavigateAI — An AI copilot for every person in the field. NavigateAI upskills and coaches your team, runs real-time quality control, manages the project in the background, and provides expert knowledge, instantly.
• Harvey — Harvey is an artificial intelligence technology service provider.
• Socket — Socket fights vulnerabilities and provides visibility, defense-in-depth, and proactive supply chain protection for JavaScript, Python, and Go dependencies.

Portfolio highlights

• Income — Income is a European marketplace for investing into consumer loans from around the world. Built by investors to investors, we seek to fix the problems of the current peer to peer platforms and to make a better investment experience for all. We connect consumer lending companies around the world to investors and enable an easy, fast and improvedway to invest.

Portfolio highlights

• Bolt — The smartest way to move around in cities. Forget expensive taxi rides or slow public transport. Get a ride in minutes. Download the Bolt app for iOS and Android.
• Veriff — Highly automated identity verification software from Veriff. We help you build trust and transparency online.
• Digital Sputnik — Making Hollywood level virtual production simple, fast and budget-friendly. Without big screens and teams. Show anything real on any virtual background and let the AI lights sync with the background. For film makers, influencers, streamers and live event organizers.

Portfolio highlights

• Bikeep — Smart bike and e-scooter stations with app access, fire-safe e-charging, and real-time monitoring from anywhere. 10,000+ devices across 30+ countries.
• Snabb — Snabb delights vehicle owners by enabling services such as parking, washing, charging, and fuelling from one user-friendly and convenient interface- the Snabb App. Browse, book, navigate, start, pay, review and manage your vehicle services from one easy-to-use App.Founded in 2015, we've grown from a Tallinn-based private parking App to aninternational platform that serves over 50,000 users in 10 markets on a monthly basis.We are constantly working towards connecting all vehicle service providers to our platform and thus enabling the ultimate convenience and simplicity to vehicle owners. Browse, book, navigate, start, pay, review and manage your vehicle services from one easy-to-use App.
• Promoty — Influencer marketing platform that helps you to find creators, manage influencer relationships, and save time on influencer marketing. Get started here!

Portfolio highlights

• Salv — Smart AML solutions. Detect and mitigate money laundering risks through advanced transaction monitoring, sanction screening, and KYC risk scoring.
• Enview — Enview offers the next generation of Geospatial Analytics Software and GEOINT technology for energy companies and governments to protect their critical infrastructure.
• GOSU Data Lab — Try the World`s first game voice assistant to master the game effortlessly. Learn more - how it works and how can it help you.

Portfolio highlights

• OCCO — B2B commerce platform for design professionals, advancing their workflow through AI and Machine Learning.
• ProcurementFlow — Reduce time to market for new products! Simple procurement teamwork software for keeping the communication and procurement process in the flow. Requisition management, eSourcing, SRM.
• DriveX Technologies — Decrease your average claim size with AI vehicle inspection tool for CASCO pre-checks and windshield claims.

Portfolio highlights

• micro1 — We help companies hire and manage the best software engineers easily.
• TRIVER — Triver develops online and digital tools to assist and support various financial services. It is based in London, England.
• Skedway — The optimization hub for the Modern Enterprise - Visualize, integrate and manage every shared company asset in one place.

Portfolio highlights

• LynxPower — Cleantech platform offering wireless metering and AI-driven energy management to track, analyze, and optimize energy use in real time.
• MarkeDroid — Turn sites into intelligent power plants The world's most adaptable AI-powered Energy Orchestration Platform. Google Play App Store Our customers participate
• DriveX Technologies — Decrease your average claim size with AI vehicle inspection tool for CASCO pre-checks and windshield claims.

Portfolio highlights

• Montonio — 10x lower fees and the most customer-friendly financing solution.

Portfolio highlights

• Brickfy — PROBLEM/OPPORTUNITY Interest rates are still really low meaning savings rates are below inflation. At the same time, more and more people have become comfortable with managing their finances online. These two factors have led to the rise of Alternative Financing and the appearance of a large number of P2P lending platforms. But this boom, inturn, has brought about a very fragmented market, generally with platforms of a local nature, with few products and very different admission requirements for each one, that on occasion prevent investments from foreign investors. All this makes it very difficult for investors and time consuming, not only to distinguish and value the best opportunities but also to access those, which prevents them from optimizing and diversifying their portfolios. Additionally, all of this must be added to the lack of liquidity that most of these alternative investments have and that makes investors reluctant to these investments due to the absence of a secondary market to provide them liquidity. Also the platforms have difficulties with internationalization due to language barriers, the type of currency, and the different regulations, and additionally, it takes a lot of time, effort, and money in distribution and communication to explain their products, as well as in marketing to obtain quality investors, and also promoters looking for funding, on their websites.SOLUTION/PRODUCT The solution is a marketplace for P2P lending investment. A platform of platforms that thanks to deep integration with each of the platforms, allows investors the convenience of investing from a single web and manage their portfolio in a centralized but diversified way. Brickfy's mission is to make investing in P2P as simple, secure and efficient as possible. Our service reduces risk through diversification, enables returns and provides easy access to the market In this way Brickfy helps, on one side, the platforms and loan originators to have greater exposure and dissemination of their opportunities, becoming an international sales channel, acting as a reseller of their loans. On the other side, Brickfy helps investors first to select and invest in the best platforms and investment opportunities by providing them with information, ratings, and reviews. And second we offer them a dashboard to manage their portfolio from a single website. In the midterm, will also offer investors liquidity by easily reselling their assets in our secondary market and the possibility of automating their portfolios by means of the auto-investment option.

Portfolio highlights

• Cachet — Adaptive insurance solutions that bring more flexibility, personalisation, and control to digital platforms and their users.
• Mailchain — A secure, open source communications protocol, enabling users to send & receive messages between public addresses

Portfolio highlights

• Twenty (YC S23) — Building a better Salesforce, powered by the Open Source community.
• Twenty — Twenty builds the modern salesforce, powered by the open source community.
• CyberUpgrade — Simplify cybersecurity compliance with automated workflows, audits, and risk management. Our expert CISO team tailors solutions to your organization's needs.

Portfolio highlights

• VisioLab — Instantly scan products for self-checkout, using the iPad camera - no barcodes needed. Designed for speed, simplicity and human centricity.
• Cino — Cino automatically deducts everyone's share from their bank accounts. Create groups with whom you want to share bills, set your ratio split & stop fronting costs!

Portfolio highlights

• Mifundo — Mifundo ensures trust between banks and individuals by providing secure, verified financial histories across borders.

Portfolio highlights

• SLUSHY — SLUSHY is a secure mobile web based platform for content creators to find, grow, & monetize their audiences. A creator first, tech-driven tool, designed with key discoverability features and audience insights. In a market where existing solutions (OnlyFans, Patreon) fall short of their creators' demands, SLUSHY provides an alternativesolution for professional content creators that prioritizes their monetization, support and management needs. SLUSHY incorporates a powerful legal framework, with robust compliance tools including simplified consent, ID verification, and content moderation. The new home of unrestricted content, SLUSHY is here.
• Unsloth AI — Unsloth is an open-source, no-code web UI for training, running and exporting open models in one unified local interface.
• OneImaging — OneImaging makes life-saving diagnostics affordable, accessible, and personal. We connect employers, health plans, and members to a trusted national network of imaging centers, delivering faster answers with transparent pricing and premium care across MRIs, CT scans, ultrasounds, mammograms, X-rays and more. We serve organizations looking to control medical spend and individuals who need reliable results without delays. Every scan booked through OneImaging is proof that healthcare can be simpler, cheaper, and kinder.

Portfolio highlights

• SmartyMeet — We are Leveraging the power of AI to enhance meetings We will create automatic notes during a meeting and real-time language translation | SmartyMeet
• MyCointainer — We are a team of technologists, creatives & entrepreneurs with a very strong background in new, emerging cryptoeconomy. We also worked with international clients in the past.As the technology changes rapidly and grows in an exponential rate we believe there’s a tremendous opportunity to create products that fulfill a goal of connecting thecommunities globally. Both financial licences were obtained by MyCointainer to solidify a commitment to creating an easy, safe and transparent environment for both users and entities.

Portfolio highlights

• Kriptomat — Buying, trading, and investing in cryptocurrencies has never been easier! Register in seconds, and start trading crypto in minutes on Kriptomat.
• pod network — Pod network is a new L1 primitive that is blockless, leaderless and relaxes the notion of transaction total ordering. It is incubated by Common Prefix.
• Albatross AI — Inspire Customers Boost Conversions Capture Missed Revenues

Portfolio highlights

• Printify — Sell custom t-shirts, phone cases, and 800+ products with your designs printed on demand. We will handle printing and shipping to your customers.
• DriveX Technologies — Decrease your average claim size with AI vehicle inspection tool for CASCO pre-checks and windshield claims.

Portfolio highlights

• Grünfin — Grünfin is a sustainable investing platform for people who care about their impact.

Portfolio highlights

• Chowdeck — Order food, groceries, drinks, medicines & everyday essentials from top restaurants, pharmacies, local markets, and stores near you. Fast delivery with Chowdeck.
• Earnipay — Earnipay enables employers to offer employees access to their earned salaries instantly at any time without making changes to their existing payment process.
• Afropolitan — Afropolitan is building a Network State to unleash the maximum potential of Africans around the world. Are you interested? Join us with your email.

Portfolio highlights

• Planet42 — Having your own car has never been easier. Planet42 is a vehicle rental company offering rent-to-buy car service for private clients.
• LynxPower — Cleantech platform offering wireless metering and AI-driven energy management to track, analyze, and optimize energy use in real time.
• DriveX Technologies — Decrease your average claim size with AI vehicle inspection tool for CASCO pre-checks and windshield claims.

Portfolio highlights

• Esgrid — Esgrid is the smartest supplier discovery platform in food and beverage. Say goodbye to Googling and GPT, say hello to millions of verified products with enriched contacts. It's all for free, like search should be.

Portfolio highlights

• Mifundo — Mifundo ensures trust between banks and individuals by providing secure, verified financial histories across borders.

Portfolio highlights

• Defimec — Defimec is an ecosystem of applications that includes deX, tokenization platforms, and DAO protocol.
• Ziv4 Technology — Ziv4 Technology is an artificial intelligence algorithm-focused financial technology startup.

Portfolio highlights

• TRAPMINE — TRAPMINE Endpoint Protection Platform provides fool-proof defense against malware, exploit attempts, file-less malware, ransomware and other forms of targeted attacks.Unlike traditional detection-based approaches like legacy antivirus, TRAPMINE combines proven and innovative technologies such as deep learning, behavior monitoring, endpointdeception and anti-exploit techniques to block cyber threats dead in their tracks. TRAPMINE's easy-deploy and lightweight solution comes with a comfortable built-in security console, at a price/performance ratio unmatchable even by the biggest names in Palo Alto.Why TRAPMINE?Cyber criminals target companies of all sizes from every industry, seeking anything that might be of value. Antivirus and other traditional security solutions are no longer efficient to protect organizations from attacks by today’s modern cyber threat actors. That’s why we founded TRAPMINE. TRAPMINE is created to solve the malware problem for all organizations at a reasonable price.
• Colibo A/S — Use Colibo's intranet software as your enterprise collaboration platform to increase productivity, drive employee engagement and better internal communications.
• November First — November First - Betalingsplatform til alle virksomheder

Portfolio highlights

• Mifundo — Mifundo ensures trust between banks and individuals by providing secure, verified financial histories across borders.
• Reiterate — Discover Reiterate, the all-in-one financial operations management platform that automates payment reconciliation, streamlines workflows, and enhances financial accuracy and transparency. Book a demo today!

Portfolio highlights

• Bought — Buy and sell secondhand fashion on Bought. Turn past purchases into ready-to-go listings, shop 50,000+ brands, and get door-to-door delivery in hours.
• Droppe — Order work equipment directly from manufacturers. Support small businesses and source more responsibly from local and European manufacturers. Order from several suppliers at the same time with one shopping cart. Test samples for free and order products for your workplaces without extra hassle. Find nitrile gloves, protective clothing, work gloves, work accessories, disposable gloves, disinfectants, sanitizers and other supplies in one place.
• WIP - Work in Peace — The covid-19 outbreak has nailed us to computers. People are tired of virtual meetings. The reason why we meet in person is changing from routine braking to necessity. This will lead to a growing demand for simple and affordable rooms for daily meetings in various locations. The process of finding and booking an offsite meeting room for a dailymeeting is time-consuming and complex. The premium character of meeting rooms, in terms of large selection, features, and price, that dominate the market requires lengthier consideration and coordination. Our 5-year vision - Your city is your office and a meeting room A platform that helps future companies work & meet more efficiently, using technology and data. Your city is your office - The mySpotit app will open every door you need for working.

Portfolio highlights

• Shen.AI — Discover how Shen AI turns your smartphone into a health companion - no wearables, just powerful, camera-based health insights.
• Vital — Intuitive, user friendly, smart hospital software that leverages AI for an optimized patient and clinician experience.
• Carbon Health — Carbon Health Provides Smart, hassle-free Primary & Urgent Care. Book same day Adult & Pediatric appointments instantly.

Portfolio highlights

• IQ Labs — IQ Marketplace offers unique NFTs with exclusive utilities, boosting your in-game experience. With flexible renting parameters and multiple payment options, rent without collateral and unlock the full utility of NFTs. Say goodbye to gas fees with our gasless renting feature and multiply the value of NFT collections with our multi-utility renting. Explore now