Top 50 Financial Services Angel Investors in Estonia (October 2026)

Portfolio highlights

• Arcjet — Arcjet is the AI agent runtime security platform. Discover the agents running in your organization, enforce policy across every action, prompt, and tool call, and keep the evidence to prove what happened. Detect prompt injection, authorize agent tool calls, redact PII, and block bots and abuse.
• Qovery — Qovery is a DevOps automation tool that lets developers deploy and scale applications on their cloud by simplifying and automating infrastructure so tech teams can focus on what matters most: building great products.
• Handhold — Handhold is an AI platform that creates multimodal agents to automate the sales and onboarding process for inbound leads.

Portfolio highlights

• Alvin — Highly accurate, automated column-level lineage, powering your data workflows.
• BeTRITON — 100% electric recreational vehicle - revolution in sustainable travel. BeTRITON (formerly known as Z-Triton) offers extraordinary experience and freedom to travel both over land and water.
• Around — The largest network of workspaces on flexible terms. We are a savvy team from Latin America providing fast-growing companies with on-demand access to flexible office space. Everywhere.We believe work at its best is always creative and collaborative, expressed with freedom, autonomy, and purpose; and the space surrounding us should help us achieveit, anywhere & everywhere.We are shaping the future of work today by improving workspaces and the rules around them, and helping innovative teams find their ideal space to make their best work every day — our first step on a journey to change the way we work and think about work.Our best work. Anywhere. Everywhere. We are Around.

Portfolio highlights

• Salv — Smart AML solutions. Detect and mitigate money laundering risks through advanced transaction monitoring, sanction screening, and KYC risk scoring.
• Wwwash — Download wwwash app. Car wash - hardware and software to connect every car wash to cloud. wwwash.
• Sweatcoin — Sweatcoin is a digital currency backed by physical movement. They verify and convert movement into currency. Users can then donate it to charity, transfer to other users or spend on products, services, and experiences provided by Sweatcoin vendors and user community.Sweatcoin tackles Present Bias by moving the future benefits of exercise into thehere and now- immediately converting movement into a digital currency and changing the perception of physical movement.

Portfolio highlights

• Yaga — Yaga is designed for everyone who wants to sell items online in a convenient and secure manner.
• Yaga — Yaga is an online selling and shopping platform for new and preloved fashion. Buy preloved clothing safely or open your own shop and sell. Find unique second hand clothes, earn extra money and help save the Planet.
• Grünfin — Grünfin is a sustainable investing platform for people who care about their impact.

Portfolio highlights

• Creem — Creem is the money platform for the AI era. Sell software and digital products globally.
• Bilt.me — Describe your app idea and Bilt builds it. Preview on your phone, publish to the App or Play Store when you're ready.
• ScamGuardian.AI — AI-powered victim simulations to capture actionable scam intelligence.

Portfolio highlights

• Esgrid — Esgrid provides value-chain sustainability management solutions to medium-sized businesses and financial institutions.
• Supersimple — Supersimple helps SaaS companies use customer behavior data to drive decisions in product & sales.
• ScamGuardian.AI — AI-powered victim simulations to capture actionable scam intelligence.

Portfolio highlights

• Raiku — Raiku is building Blackline: co-located execution infrastructure running on the same machine as Raiku's Solana validator. Live on Raiku's own trading desk, now opening access to a small number of external trading firms.
• Upexi — Upexi is a multi-faceted brand owner that focuses on direct-to-consumer and Amazon brands. The company pursues organic growth for its present brands while operating in sectors with high growth trends. The objective of Upexi is to keep gathering consumer information and develop a sizable client database across all markets we serve.
• ZAR — Accelerating stablecoin adoption for the next billion users living in countries with unstable money (backed by @a16zcrypto, @dragonflyvc, @coinbase, @vaneck_us)

Portfolio highlights

• YuMuuv — Employee wellness app for organizing any type of workplace wellness challenge. Proven platform to increase happiness and engagement at work.
• Shen.AI — Discover how Shen AI turns your smartphone into a health companion - no wearables, just powerful, camera-based health insights.
• SegmentStream — At SegmentStream we partner with growth leaders to drive more revenue from paid media through full-funnel attribution, incrementality measurement and automated cross-channel budget allocation powered by predictive AI.

Portfolio highlights

• Ryder — 60s Setup, Secure Signing, EAL6+ Secure Element, TapSafe Recovery, IP68 Rating, Encrypted NFC.
• VeryAI — VeryAI develops a privacy-preserving identity verification platform using palm-scan biometrics on the Solana blockchain.
• worm.wtf — worm.wtf is the prediction marketplace for the Solana ecosystem.

Portfolio highlights

• Bilt.me — Describe your app idea and Bilt builds it. Preview on your phone, publish to the App or Play Store when you're ready.
• Montonio — 10x lower fees and the most customer-friendly financing solution.
• Vok Bikes — We build heavy-duty cargo bikes and rent them out to on-demand delivery companies and their couriers — no surprises, no extra fees. Currently active in Tallinn and Vilnius and expanding to London and Berlin Q4 2021.

Portfolio highlights

• Lutso — Empowering older adults to live independently, safely, and with dignity. Lutso is the smarter way to support aging at home.
• Esgrid — Esgrid provides value-chain sustainability management solutions to medium-sized businesses and financial institutions.
• Frontu — Field service management software designed to simplify business operations. Learn how FSM can transform your field service company. Try now!

Portfolio highlights

• Lassie — The AI for independent doctors.
• Open Cosmos — Open Cosmos design, build and operate space missions, providing straightforward access to high quality satellite data and insights on a global scale.
• Lightyear — Lightyear is a simple and approachable way to invest your money globally without unnecessary barriers and fees.

Portfolio highlights

• Terra One — Terra One engages in the development and operation of large-scale battery storage systems.
• Calibre — Calibre uses causal AI in conjunction with clinical expertise to help people understand what is truly influencing their health and how to modify it.
• Exakt Health — Exakt Health is the physio app for sports injuries. The Exakt Health app guides users through self-diagnosis for frequent sports injuries and then creates an individualized rehabilitation plan.

Portfolio highlights

• Salv — Smart AML solutions. Detect and mitigate money laundering risks through advanced transaction monitoring, sanction screening, and KYC risk scoring.
• VOOL — VOOL is a one-stop shop for EV Charging. Experience chargers that are reliable, save money, and look damn good. Made in Estonia.
• Introwise — Introwise makes it easy for everyday experts to offer coaching and advice online.

Portfolio highlights

• Salv — Smart AML solutions. Detect and mitigate money laundering risks through advanced transaction monitoring, sanction screening, and KYC risk scoring.
• Katana — Katana gives thousands of manufacturers a live look at their business with visual, intuitive, and easy-to-use ERP software.
• Entrepreneurs First — We turn exceptional individuals into funded founders. We back you first, then give you a bridge to Silicon Valley.

Portfolio highlights

• Raiku — Raiku is building Blackline: co-located execution infrastructure running on the same machine as Raiku's Solana validator. Live on Raiku's own trading desk, now opening access to a small number of external trading firms.
• Arcium — The first parallelized confidential computing network.
• ZAR — Accelerating stablecoin adoption for the next billion users living in countries with unstable money (backed by @a16zcrypto, @dragonflyvc, @coinbase, @vaneck_us)

Portfolio highlights

• Salv — Smart AML solutions. Detect and mitigate money laundering risks through advanced transaction monitoring, sanction screening, and KYC risk scoring.
• CAF — We are specialists in combating identity theft and people trying to impersonate others.
• Xolo — Xolo is an all-for-solos business engine that provides local and global solutions for business formation, VAT-compliant invoicing, accounting, tax reporting, business expenses and more.

Portfolio highlights

• Raiku — Raiku is building Blackline: co-located execution infrastructure running on the same machine as Raiku's Solana validator. Live on Raiku's own trading desk, now opening access to a small number of external trading firms.
• Zama — Secure data privacy of your application with the Zama Concrete framework and its fully homomorphic encryption library
• Self Protocol — Future-proof your organization with identity and agent infrastructure already accessible to billions of people across 180+ countries and trusted by companies like Google.

Portfolio highlights

• Cachet — Adaptive insurance solutions for micromobility, car-sharing and gig work platforms in 16 countries. Feel in control of risk and handle claims in one system.

Portfolio highlights

• IQ Labs — IQ Marketplace offers unique NFTs with exclusive utilities, boosting your in-game experience. With flexible renting parameters and multiple payment options, rent without collateral and unlock the full utility of NFTs. Say goodbye to gas fees with our gasless renting feature and multiply the value of NFT collections with our multi-utility renting. Explore now

Portfolio highlights

• IQ Labs — IQ Marketplace offers unique NFTs with exclusive utilities, boosting your in-game experience. With flexible renting parameters and multiple payment options, rent without collateral and unlock the full utility of NFTs. Say goodbye to gas fees with our gasless renting feature and multiply the value of NFT collections with our multi-utility renting. Explore now

Portfolio highlights

• Creem — Creem provides Indie Hackers, Micro-SaaS and SaaS businesses with instant financial tools and functionality. As a Merchant of Record our pre-integrated embeddable components tap your existing data, boosting revenue effortlessly. No costs—pure growth potential for your business.

Portfolio highlights

• Kriptomat — Buying, trading, and investing in cryptocurrencies has never been easier! Register in seconds, and start trading crypto in minutes on Kriptomat.
• pod network — Pod network is a new L1 primitive that is blockless, leaderless and relaxes the notion of transaction total ordering. It is incubated by Common Prefix.
• Albatross AI — Inspire Customers Boost Conversions Capture Missed Revenues

Portfolio highlights

• Twenty (YC S23) — Building a better Salesforce, powered by the Open Source community.
• Twenty — Twenty builds the modern salesforce, powered by the open source community.
• CyberUpgrade — Simplify cybersecurity compliance with automated workflows, audits, and risk management. Our expert CISO team tailors solutions to your organization's needs.

Portfolio highlights

• Haz — Track and unlock the resale value of your stuff
• Torg — Torg puts the largest base of suppliers in F&B at the fingertips of buyers with an intuitive SaaS to simplify sourcing.
• Cino — Cino automatically deducts everyone's share from their bank accounts. Create groups with whom you want to share bills, set your ratio split & stop fronting costs!

Portfolio highlights

• Defimec — Defimec is an ecosystem of applications that includes deX, tokenization platforms, and DAO protocol.
• Ziv4 Technology — Ziv4 Technology is an artificial intelligence algorithm-focused financial technology startup.

Portfolio highlights

• Supliful — Supliful develops an online platform for users to create their own food supplement brand. It provides a catalogue of products, order form templates, online store fronts, shipping, and delivery services. Supliful has fulfilment facilities in Riga, Latvia and Denver, CO. Supliful is founded by a team of serial entrepreneurs who have successfullybuilt and exited an ecommerce company grafomap.com. You can read about it more at Business Insider - https://www.businessinsider.com/
• Hirio — Volume Hiring AI Automator
• CARÁ Health — CARÁ Health is creating a hybrid health and well-being platform for women throughout any stage of maternity to make them feel empowered and make informed choices. We do this by combining all verticals a woman needs (and does not yet knows she needs) during the maternity period, including education, products, podcasts, masterclasses, and servicerecommendations.

Portfolio highlights

• Mifundo — Mifundo ensures trust between banks and individuals by providing secure, verified financial histories across borders.

Portfolio highlights

• Chowdeck — Order food, groceries, drinks, medicines & everyday essentials from top restaurants, pharmacies, local markets, and stores near you. Fast delivery with Chowdeck.
• Earnipay — Earnipay enables employers to offer employees access to their earned salaries instantly at any time without making changes to their existing payment process.
• Afropolitan — Afropolitan is building a Network State to unleash the maximum potential of Africans around the world. Are you interested? Join us with your email.

Portfolio highlights

• Lutso — Empowering older adults to live independently, safely, and with dignity. Lutso is the smarter way to support aging at home.
• Esgrid — Esgrid is the smartest supplier discovery platform in food and beverage. Say goodbye to Googling and GPT, say hello to millions of verified products with enriched contacts. It's all for free, like search should be.
• Saltfish — Guide visitors with short, face-to-face videos embedded directly on your site and product - onboard faster, increase activation and drive adoption.

Portfolio highlights

• Ziv4 Technology — Ziv4 Technology is an artificial intelligence algorithm-focused financial technology startup.

Portfolio highlights

• Snabb — Barking delights vehicle owners by enabling services such as parking, washing, charging, and fuelling from one user-friendly and convenient interface- the Barking App. Browse, book, navigate, start, pay, review and manage your vehicle services from one easy-to-use App.Founded in 2015, we've grown from a Tallinn-based private parking App toan international platform that serves over 50,000 users in 10 markets on a monthly basis.We are constantly working towards connecting all vehicle service providers to our platform and thus enabling the ultimate convenience and simplicity to vehicle owners.
• Paul-Tech — Soil, weather and satellite data translated into actionable insights. Know precisely when to sow, water or spray with Paul-Tech's soil stations.
• Lightyear — Lightyear is a simple and approachable way to invest your money globally without unnecessary barriers and fees.

Portfolio highlights

• Metaview — Metaview uplevels the most outcome-defining part of your recruitment process: your interviews.
• Clove — Building the financial institution of the future.
• Aurora — The Operating System for High Performance Living

Portfolio highlights

• Shen.AI — Discover how Shen AI turns your smartphone into a health companion - no wearables, just powerful, camera-based health insights.

Portfolio highlights

• Cachet — Adaptive insurance solutions for micromobility, car-sharing and gig work platforms in 16 countries. Feel in control of risk and handle claims in one system.
• Trezeo — In a world where, a large and growing proportion of the workforce don’t have the usual safety-net provided through traditional employment, Trezeo’s mission is to deliver inclusive financial services for independent workers to support their lives today and tomorrow. Trezeo membership provides a unique range of financial services and protection forindependent workers, giving them financial peace of mind and reducing their work-related stress while increasing their financial stability and supporting their future aspirations. In this way, Trezeo is creating a world where workers have access to inclusive financial services irrespective of how they work, creating a better future and contributing to a stronger society.

Portfolio highlights

• Shen.AI — Discover how Shen AI turns your smartphone into a health companion - no wearables, just powerful, camera-based health insights.
• Vital — Intuitive, user friendly, smart hospital software that leverages AI for an optimized patient and clinician experience.
• Carbon Health — Carbon Health Provides Smart, hassle-free Primary & Urgent Care. Book same day Adult & Pediatric appointments instantly.

Portfolio highlights

• NeoFi — Buy, Sell, Trade and Invest in Bitcoin, Ethereum, Shiba Inu, Dogecoin, Cardano, Polygon and 100s other cryptocurrency from India's best cryptocurrency exchange.
• Credefi — Credefi connects crypto lenders with SME borrowers from the fiat economy.
• IQ Labs — IQ Marketplace offers unique NFTs with exclusive utilities, boosting your in-game experience. With flexible renting parameters and multiple payment options, rent without collateral and unlock the full utility of NFTs. Say goodbye to gas fees with our gasless renting feature and multiply the value of NFT collections with our multi-utility renting. Explore now

Portfolio highlights

• NavigateAI — An AI copilot for every person in the field. NavigateAI upskills and coaches your team, runs real-time quality control, manages the project in the background, and provides expert knowledge, instantly.
• Harvey — Harvey is an artificial intelligence technology service provider.
• Cognition — Cognition develops artificial intelligence systems for software engineering and code automation. The company operates Devin, an AI software engineer that plans, writes, tests, debugs, and deploys code through integrated development workflows. Its platform works with existing development tools and codebases to support engineering tasks acrossapplication development, maintenance, and issue resolution. Cognition also provides tools that assist teams with system design, technical workflows, and collaborative coding processes. The company focuses on AI agents that automate repetitive engineering work while supporting software teams in managing complex development tasks.

Portfolio highlights

• Traxby — Traxby OÜ (formerly Huntloc OÜ) is a company owned by Estonian owners, founded in 2013, which develops various real-time tracking platforms via a smartphone and manufactures tracking devices. The company’s product portfolio includes the following solutions: hunting platform Huntloc for hunters, team management platform LiveTeam, dog tracking appDoglo. The company has developed its own GPS-GSM tracking device, which is mainly intended for tracking dogs. The device is long life, robust, water resistant, no distance limitation.
• CostPocket — CostPocket is an accountancy startup intended to help accountants receive receipts from their clients in a much faster and easier way. Its expense management software automates business expense entry, eliminates paper trail, and reduces administrative effort and helps to ease the workflow and save 75% of the time accountants spend on receipts,enabling clients to save time on receipt delivery.The company was founded in 2016 and is headquartered in Tallinn, Estonia.
• Zelos Team Management — Zelos Team Management is a claim-based signup app for volunteer and on-demand teams. Post shifts and tasks, let people claim what fits, and coordinate in built-in chat. Free for unlimited members.

Portfolio highlights

• Askly — Add multilingual chat to any site in 2 minutes. Providing multilingual customer support is easy and affordable. Start a 30-day free trial today.
• Snabb — Snabb delights vehicle owners by enabling services such as parking, washing, charging, and fuelling from one user-friendly and convenient interface- the Snabb App. Browse, book, navigate, start, pay, review and manage your vehicle services from one easy-to-use App.Founded in 2015, we've grown from a Tallinn-based private parking App to aninternational platform that serves over 50,000 users in 10 markets on a monthly basis.We are constantly working towards connecting all vehicle service providers to our platform and thus enabling the ultimate convenience and simplicity to vehicle owners. Browse, book, navigate, start, pay, review and manage your vehicle services from one easy-to-use App.
• Promoty — Influencer marketing platform that helps you to find creators, manage influencer relationships, and save time on influencer marketing. Get started here!

Portfolio highlights

• Bolt — The smartest way to move around in cities. Forget expensive taxi rides or slow public transport. Get a ride in minutes. Download the Bolt app for iOS and Android.
• Veriff — Highly automated identity verification software from Veriff. We help you build trust and transparency online.
• Digital Sputnik — Making Hollywood level virtual production simple, fast and budget-friendly. Without big screens and teams. Show anything real on any virtual background and let the AI lights sync with the background. For film makers, influencers, streamers and live event organizers.

Portfolio highlights

• SiPhox Health — Painless, 5-minute biomarker testing at home. Clear insights, trend tracking, and a personalized plan built around your results.
• BuildForever — We build products that feel personal, magical and deeply human
• Perplexity — Perplexity is a search engine platform that uses artificial intelligence to provide large language models and search engines. The company's platform enables the development of beneficial artificial general intelligence, as well as an open-source environment that is accessible to the public, allowing clients to develop skills and knowledge inartificial intelligence.

Portfolio highlights

• OCCO — B2B commerce platform for design professionals, advancing their workflow through AI and Machine Learning.
• ProcurementFlow — Reduce time to market for new products! Simple procurement teamwork software for keeping the communication and procurement process in the flow. Requisition management, eSourcing, SRM.
• DriveX Technologies — Decrease your average claim size with AI vehicle inspection tool for CASCO pre-checks and windshield claims.

Portfolio highlights

• Soho House — Soho House has members' clubs across Europe, North America and Asia, as well as restaurants, cinemas, workspaces, spas and bedrooms. Discover more here.
• Unrivaled — A 3v3 league built in collaboration with the biggest stars in women's basketball, co-founded by Napheesa Collier and Breanna Stewart. Launching in January 2025.
• Arcade — Arcade is a B2C platform that transforms the jewelry market through its prompt-to-product solution, allowing users to create unique designs using AI. The marketplace supports various user roles, enabling customers, designers, and influencers to engage and collaborate.

Portfolio highlights

• Wwwash — Download wwwash app. Car wash - hardware and software to connect every car wash to cloud. wwwash.
• Warren.io — Warren is a complete self-service cloud platform for regional infrastructure service providers. Functionally rich, technologically modern and architecturally reliable turnkey commercialisation solution packaged as a service and driven by your success to compete in the global landscape.
• Planet OS — Planet OS provides big data infrastructure to help renewable energy companies transform the way data is used in their organizations. From operators in control rooms to executives in boardrooms, our specialized applications to integrate, exchange, and visualize data for all stakeholders make renewable energy more competitive.

Portfolio highlights

• Intropia — Find Web3 jobs and other opportunities, capitalize your network, and hire the best talent.
• SODA — SODA enables the next generation of consumer crypto and meme coins and allows meme coin developers to leverage Telegram.
• Metatable.ai — No coding. No developers. Describe your process in plain English; Metatable builds the software, runs it for you, and hands you the keys, typically live in about 30 minutes.

Portfolio highlights

• Festivality — Festivality is a platform technology for festivals and events to build smarter next-generation mobile apps, gain new revenues and actionable event and fan analytics. Festivality digitizes live events and turns them into actionable data.

Portfolio highlights

• Bought — Buy and sell secondhand fashion on Bought. Turn past purchases into ready-to-go listings, shop 50,000+ brands, and get door-to-door delivery in hours.
• Droppe — Order work equipment directly from manufacturers. Support small businesses and source more responsibly from local and European manufacturers. Order from several suppliers at the same time with one shopping cart. Test samples for free and order products for your workplaces without extra hassle. Find nitrile gloves, protective clothing, work gloves, work accessories, disposable gloves, disinfectants, sanitizers and other supplies in one place.
• Tab — Tab builds the infrastructure for real-time digital receipts across the corporate expense ecosystem.

Portfolio highlights

• Listed — Leading the way in building the Web 3.0 Creator Economy.
• AlmaBetter — High-Impact AI Courses with Placement Support | Get Hired via 1200+ Hiring Partners
• IQ Labs — IQ Marketplace offers unique NFTs with exclusive utilities, boosting your in-game experience. With flexible renting parameters and multiple payment options, rent without collateral and unlock the full utility of NFTs. Say goodbye to gas fees with our gasless renting feature and multiply the value of NFT collections with our multi-utility renting. Explore now

Portfolio highlights

• Swapin.com — Swapin's crypto payment gateway solution allows merchants to accept crypto payments within 5 minutes. Read more to get started.