Top 35 Payments Angel Investors in Estonia (July 2026)

Portfolio highlights

• Adam — Adam connects you with verified painters and decorators across whole Europe. Get an instant price estimate and book a painter for the next day already!
• BirdyChat — BirdyChat is a Developer of a work chat application intended for work professionals.
• ScamGuardian.AI — Providing Actionable Intelligence to Stop Scams

Portfolio highlights

• Raiku — Raiku is a Web3 infrastructure startup focused on enhancing the Solana blockchain's reliability and predictability.
• Upexi — Upexi is a multi-faceted brand owner that focuses on direct-to-consumer and Amazon brands. The company pursues organic growth for its present brands while operating in sectors with high growth trends. The objective of Upexi is to keep gathering consumer information and develop a sizable client database across all markets we serve.
• ZAR — ZAR establishes a connection between cash-based economies and the web3 framework, facilitating adoption of stablecoins.

Portfolio highlights

• Raiku — Raiku is a Web3 infrastructure startup focused on enhancing the Solana blockchain's reliability and predictability.
• Zama — Secure data privacy of your application with the Zama Concrete framework and its fully homomorphic encryption library
• Self Protocol — Self is spearheading a secure, human-first internet by allowing users to verify their identities while maintaining their privacy. Self Protocol is an identity and proof-of-humanity solution that uses zero-knowledge technology to confirm personhood and distinctive traits, like age and nationality, without revealing private information.

Portfolio highlights

• Ryder — 60s Setup, Secure Signing, EAL6+ Secure Element, TapSafe Recovery, IP68 Rating, Encrypted NFC.
• VeryAI — VeryAI develops a privacy-preserving identity verification platform using palm-scan biometrics on the Solana blockchain.
• worm.wtf — worm.wtf is the prediction marketplace for the Solana ecosystem.

Portfolio highlights

• Montonio — 10x lower fees and the most customer-friendly financing solution.
• Vok Bikes — We build heavy-duty cargo bikes and rent them out to on-demand delivery companies and their couriers — no surprises, no extra fees. Currently active in Tallinn and Vilnius and expanding to London and Berlin Q4 2021.

Portfolio highlights

• Raiku — Raiku is a Web3 infrastructure startup focused on enhancing the Solana blockchain's reliability and predictability.
• Arcium — The first parallelized confidential computing network.
• ZAR — ZAR establishes a connection between cash-based economies and the web3 framework, facilitating adoption of stablecoins.

Portfolio highlights

• Yaga — Yaga is an online selling and shopping platform for new and preloved fashion. Buy preloved clothing safely or open your own shop and sell. Find unique second hand clothes, earn extra money and help save the Planet.
• Grünfin — Grünfin is a sustainable investing platform for people who care about their impact.
• Parcelsea — Parcelsea is a technology firm that provides e-commerce users and last-mile delivery service providers with an open network platform. The goal is to create a smart mailbox that is user-friendly and secure for everyone.

Portfolio highlights

• Spicewell — Spicewell develops and creates food seasoning products that includes various kinds of micronutrients. It uses modern science to infuse healthy and organic additions to food meals. Spicewell is based in California, USA.
• Soho House — Soho House has members' clubs across Europe, North America and Asia, as well as restaurants, cinemas, workspaces, spas and bedrooms. Discover more here.
• Arcade — Arcade is a B2C platform that transforms the jewelry market through its prompt-to-product solution, allowing users to create unique designs using AI. The marketplace supports various user roles, enabling customers, designers, and influencers to engage and collaborate.

Portfolio highlights

• Bolt — The smartest way to move around in cities. Forget expensive taxi rides or slow public transport. Get a ride in minutes. Download the Bolt app for iOS and Android.
• Veriff — Highly automated identity verification software from Veriff. We help you build trust and transparency online.
• Digital Sputnik — Making Hollywood level virtual production simple, fast and budget-friendly. Without big screens and teams. Show anything real on any virtual background and let the AI lights sync with the background. For film makers, influencers, streamers and live event organizers.

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• Relik —
• Butler.gr —
• Neurohive — Neurohive develops the AI brain of sheep & goat farms to track livestock health and improve farm management through decision intelligence.

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• Arcjet — Arcjet helps developers protect their apps in just a few lines of code. Implement rate limiting, bot protection, email validation, and defense against common attacks.
• Qovery — Qovery is a DevOps automation tool that lets developers deploy and scale applications on their cloud by simplifying and automating infrastructure so tech teams can focus on what matters most: building great products.
• Handhold — Handhold is an AI platform that creates multimodal agents to automate the sales and onboarding process for inbound leads.

Portfolio highlights

• Salv — Smart AML solutions. Detect and mitigate money laundering risks through advanced transaction monitoring, sanction screening, and KYC risk scoring.
• Wwwash — Download wwwash app. Car wash - hardware and software to connect every car wash to cloud. wwwash.
• Snabb — Barking delights vehicle owners by enabling services such as parking, washing, charging, and fuelling from one user-friendly and convenient interface- the Barking App. Browse, book, navigate, start, pay, review and manage your vehicle services from one easy-to-use App.Founded in 2015, we've grown from a Tallinn-based private parking App toan international platform that serves over 50,000 users in 10 markets on a monthly basis.We are constantly working towards connecting all vehicle service providers to our platform and thus enabling the ultimate convenience and simplicity to vehicle owners.

Portfolio highlights

• VisioLab — Instantly scan products for self-checkout, using the iPad camera - no barcodes needed. Designed for speed, simplicity and human centricity.
• Cino — Cino automatically deducts everyone's share from their bank accounts. Create groups with whom you want to share bills, set your ratio split & stop fronting costs!

Portfolio highlights

• Rotomate — Turn machine data into clear maintenance decisions, at scale. Rotomate's AI Engineer monitors every asset so your team knows what to act on.
• Saltfish — Create interactive product demos in minutes. Embed on your website, share in emails, see who's watching. No code required.
• Grand PMS — More efficient operations. Increased revenue. Enhanced guest experiences. Grand is a web-based PMS that helps you bring new levels of excellence.

Portfolio highlights

• Ziv4 Technology — Ziv4 Technology is an artificial intelligence algorithm-focused financial technology startup.

Portfolio highlights

• Intropia — Find Web3 jobs and other opportunities, capitalize your network, and hire the best talent.
• SODA — SODA enables the next generation of consumer crypto and meme coins and allows meme coin developers to leverage Telegram.
• Metatable.ai — Metatable.ai simplifies software development with AI. It removes unnecessary complexity from coding to create high-quality software faster and more efficiently than traditional methods. Metatable.ai lets you direct AI to write functions for your project. After stating your request LLM writes code for your function and checks it with the compilerfor errors. You can adjust code by asking AI or editing it by yourself. Once error-free, the funciton is built, deployed, and ready for production performance, all without worrying about DevOps. Metatable.ai allows you to develop your SQL database by stating the required tables and columns in plain English. AI will then create SQL requests and deploy them to the platform. You can work with your database using the Text-to-SQL feature, creating requests, new tables, or even plotting charts with simple commands. Your project is presented on a Figma-like canvas, where you can manage your functions, database tables, and make data entries to the database. Metatable.ai streamlines development processes, reducing the time and resources required to bring ideas to life.

Portfolio highlights

• Supliful — Supliful develops an online platform for users to create their own food supplement brand. It provides a catalogue of products, order form templates, online store fronts, shipping, and delivery services. Supliful has fulfilment facilities in Riga, Latvia and Denver, CO. Supliful is founded by a team of serial entrepreneurs who have successfullybuilt and exited an ecommerce company grafomap.com. You can read about it more at Business Insider - https://www.businessinsider.com/
• Hirio — Volume Hiring AI Automator
• CARÁ Health — Suun combines a midwife-powered app with studios in Tallinn and Berlin to ease pregnancy and postpartum symptoms, build strength and support you every day.

Portfolio highlights

• Creem — Creem provides Indie Hackers, Micro-SaaS and SaaS businesses with instant financial tools and functionality. As a Merchant of Record our pre-integrated embeddable components tap your existing data, boosting revenue effortlessly. No costs—pure growth potential for your business.

Portfolio highlights

• Wassist — Wassist is a platform for building AI-powered WhatsApp agents that help businesses automate sales, customer support, and marketing directly inside WhatsApp.
• Metaview — Metaview uplevels the most outcome-defining part of your recruitment process: your interviews.
• Clove — Building the financial institution of the future.

Portfolio highlights

• Snabb — Barking delights vehicle owners by enabling services such as parking, washing, charging, and fuelling from one user-friendly and convenient interface- the Barking App. Browse, book, navigate, start, pay, review and manage your vehicle services from one easy-to-use App.Founded in 2015, we've grown from a Tallinn-based private parking App toan international platform that serves over 50,000 users in 10 markets on a monthly basis.We are constantly working towards connecting all vehicle service providers to our platform and thus enabling the ultimate convenience and simplicity to vehicle owners.
• Askel.ai — Askel.ai elevates SaaS with embedded AI automation.
• Lightyear — Lightyear is a simple and approachable way to invest your money globally without unnecessary barriers and fees.

Portfolio highlights

• Swapin.com — Swapin's crypto payment gateway solution allows merchants to accept crypto payments within 5 minutes. Read more to get started.

Portfolio highlights

• Ziv4 Technology — Ziv4 Technology is an artificial intelligence algorithm-focused financial technology startup.

Portfolio highlights

• Creem — Creem provides Indie Hackers, Micro-SaaS and SaaS businesses with instant financial tools and functionality. As a Merchant of Record our pre-integrated embeddable components tap your existing data, boosting revenue effortlessly. No costs—pure growth potential for your business.

Portfolio highlights

• Haz — Track and unlock the resale value of your stuff
• Homefans — Discover top-rated sports tours and activities at your destination with Homefans. Go beyond the game and explore with locals for a unique sports travel experience.
• Cino — Cino automatically deducts everyone's share from their bank accounts. Create groups with whom you want to share bills, set your ratio split & stop fronting costs!

Portfolio highlights

• Packhelp — Packhelp makes it easy for anyone to create, order and manage fully custom-branded packaging. It connects customers with the most suitable production possibilities, offering them a broad range of packaging products. Packhelp covers everything from local deliveries of small quantities to global procurement of large volumes, with Packhelp Studio – anonline editor for small businesses, instantly purchasable products and orders from 30 pieces, and Packhelp Plus, which helps mid-market companies scale their packaging needs. Founded in 2015, Packhelp currently serves 50,000 customers from over 30 countries. The list of customers includes brands recognized worldwide, like BMW, H&M, Google, L’Oreal, T-Mobile, Uber, Bolt and Wrangler, and many of the local champions from Europe.
• Kriptomat — Simple cryptocurrency investing for everyone. Buy, trade, and invest in Bitcoin & other cryptocurrencies on secure, licensed crypto exchange Kriptomat.
• pod network — Pod network is a new L1 primitive that is blockless, leaderless and relaxes the notion of transaction total ordering. It is incubated by Common Prefix.

Portfolio highlights

• Festivality — Festivality is a platform technology for festivals and events to build smarter next-generation mobile apps, gain new revenues and actionable event and fan analytics. Festivality digitizes live events and turns them into actionable data.

Portfolio highlights

• NavigateAI — NavigateAI is an AI copilot for the physical world specifically designed for construction and field service teams to help them complete projects faster, with higher quality, and at lower costs.
• Harvey — Harvey is an artificial intelligence technology service provider.
• Socket — Socket fights vulnerabilities and provides visibility, defense-in-depth, and proactive supply chain protection for JavaScript, Python, and Go dependencies.

Portfolio highlights

• SiPhox Health — Painless, 5-minute biomarker testing at home. Clear insights, trend tracking, and a personalized plan built around your results.
• BuildForever — BuildForever build products that feel personal, magical and deeply human.
• Perplexity — Perplexity is a search engine platform that uses artificial intelligence to provide large language models and search engines. The company's platform enables the development of beneficial artificial general intelligence, as well as an open-source environment that is accessible to the public, allowing clients to develop skills and knowledge inartificial intelligence.

Portfolio highlights

• TRAPMINE — TRAPMINE Endpoint Protection Platform provides fool-proof defense against malware, exploit attempts, file-less malware, ransomware and other forms of targeted attacks.Unlike traditional detection-based approaches like legacy antivirus, TRAPMINE combines proven and innovative technologies such as deep learning, behavior monitoring, endpointdeception and anti-exploit techniques to block cyber threats dead in their tracks. TRAPMINE's easy-deploy and lightweight solution comes with a comfortable built-in security console, at a price/performance ratio unmatchable even by the biggest names in Palo Alto.Why TRAPMINE?Cyber criminals target companies of all sizes from every industry, seeking anything that might be of value. Antivirus and other traditional security solutions are no longer efficient to protect organizations from attacks by today’s modern cyber threat actors. That’s why we founded TRAPMINE. TRAPMINE is created to solve the malware problem for all organizations at a reasonable price.
• Colibo A/S — Use Colibo's intranet software as your enterprise collaboration platform to increase productivity, drive employee engagement and better internal communications.
• November First — November First - Betalingsplatform til alle virksomheder

Portfolio highlights

• Ziv4 Technology — Ziv4 Technology is an artificial intelligence algorithm-focused financial technology startup.

Portfolio highlights

• Defimec — Defimec is an ecosystem of applications that includes deX, tokenization platforms, and DAO protocol.
• Fitty — Fitty allows users to go to the gym of their choice and pay for the minutes they use.
• Ziv4 Technology — Ziv4 Technology is an artificial intelligence algorithm-focused financial technology startup.

Portfolio highlights

• Montonio — 10x lower fees and the most customer-friendly financing solution.

Portfolio highlights

• Lutso — Empowering older adults to live independently, safely, and with dignity. Lutso is the smarter way to support aging at home.
• Esgrid — Esgrid provides value-chain sustainability management solutions to medium-sized businesses and financial institutions.
• Frontu — Field service management software designed to simplify business operations. Learn how FSM can transform your field service company. Try now!

Portfolio highlights

• Bought — A fully automated secondhand marketplace unleashing the 95% of hidden secondhand supply with AI.
• Droppe — Order work equipment directly from manufacturers. Support small businesses and source more responsibly from local and European manufacturers. Order from several suppliers at the same time with one shopping cart. Test samples for free and order products for your workplaces without extra hassle. Find nitrile gloves, protective clothing, work gloves, work accessories, disposable gloves, disinfectants, sanitizers and other supplies in one place.
• WIP - Work in Peace — The covid-19 outbreak has nailed us to computers. People are tired of virtual meetings. The reason why we meet in person is changing from routine braking to necessity. This will lead to a growing demand for simple and affordable rooms for daily meetings in various locations. The process of finding and booking an offsite meeting room for a dailymeeting is time-consuming and complex. The premium character of meeting rooms, in terms of large selection, features, and price, that dominate the market requires lengthier consideration and coordination. Our 5-year vision - Your city is your office and a meeting room A platform that helps future companies work & meet more efficiently, using technology and data. Your city is your office - The mySpotit app will open every door you need for working.

Portfolio highlights

• Askly — Add multilingual chat to any site in 2 minutes. Providing multilingual customer support is easy and affordable. Start a 30-day free trial today.
• Snabb — Barking delights vehicle owners by enabling services such as parking, washing, charging, and fuelling from one user-friendly and convenient interface- the Barking App. Browse, book, navigate, start, pay, review and manage your vehicle services from one easy-to-use App.Founded in 2015, we've grown from a Tallinn-based private parking App toan international platform that serves over 50,000 users in 10 markets on a monthly basis.We are constantly working towards connecting all vehicle service providers to our platform and thus enabling the ultimate convenience and simplicity to vehicle owners.
• Promoty — Influencer marketing platform that helps you to find creators, manage influencer relationships, and save time on influencer marketing. Get started here!