Top 25 Finance Angel Investors in Estonia (November 2026)

Portfolio highlights

• Creem — Creem is the money platform for the AI era. Sell software and digital products globally.
• Bilt.me — Describe your app idea and Bilt builds it. Preview on your phone, publish to the App or Play Store when you're ready.
• ScamGuardian.AI — AI-powered victim simulations to capture actionable scam intelligence.

Portfolio highlights

• Raiku — Raiku is building Blackline: co-located execution infrastructure running on the same machine as Raiku's Solana validator. Live on Raiku's own trading desk, now opening access to a small number of external trading firms.
• Zama — Secure data privacy of your application with the Zama Concrete framework and its fully homomorphic encryption library
• Self Protocol — Future-proof your organization with identity and agent infrastructure already accessible to billions of people across 180+ countries and trusted by companies like Google.

Portfolio highlights

• Bilt.me — Describe your app idea and Bilt builds it. Preview on your phone, publish to the App or Play Store when you're ready.
• Montonio — 10x lower fees and the most customer-friendly financing solution.
• Vok Bikes — We build heavy-duty cargo bikes and rent them out to on-demand delivery companies and their couriers — no surprises, no extra fees. Currently active in Tallinn and Vilnius and expanding to London and Berlin Q4 2021.

Portfolio highlights

• Yaga — Yaga is designed for everyone who wants to sell items online in a convenient and secure manner.
• Yaga — Yaga is an online selling and shopping platform for new and preloved fashion. Buy preloved clothing safely or open your own shop and sell. Find unique second hand clothes, earn extra money and help save the Planet.
• Grünfin — Grünfin is a sustainable investing platform for people who care about their impact.

Portfolio highlights

• Raiku — Raiku is building Blackline: co-located execution infrastructure running on the same machine as Raiku's Solana validator. Live on Raiku's own trading desk, now opening access to a small number of external trading firms.
• Upexi — Upexi is a multi-faceted brand owner that focuses on direct-to-consumer and Amazon brands. The company pursues organic growth for its present brands while operating in sectors with high growth trends. The objective of Upexi is to keep gathering consumer information and develop a sizable client database across all markets we serve.
• ZAR — Accelerating stablecoin adoption for the next billion users living in countries with unstable money (backed by @a16zcrypto, @dragonflyvc, @coinbase, @vaneck_us)

Portfolio highlights

• Raiku — Raiku is building Blackline: co-located execution infrastructure running on the same machine as Raiku's Solana validator. Live on Raiku's own trading desk, now opening access to a small number of external trading firms.
• ZAR — Accelerating stablecoin adoption for the next billion users living in countries with unstable money (backed by @a16zcrypto, @dragonflyvc, @coinbase, @vaneck_us)
• Hylo — Liquidation-resistant leveraged tokens. Highest yielding stablecoin on Solana. Backed by @robotventures @colosseum @solanaventures

Portfolio highlights

• VeryAI — VeryAI develops a privacy-preserving identity verification platform using palm-scan biometrics on the Solana blockchain.
• worm.wtf — worm.wtf is the prediction marketplace for the Solana ecosystem.
• Spout Finance — Spout Finance is a DeFi lending protocol that allows users to borrow stablecoins by depositing tokenized U.S. stocks and ETFs as collateral. The platform operates at a 50% loan-to-value ratio and charges 0% interest on borrowings. Instead of charging interest, the protocol funds loans and generates lender yield by executing a weekly covered-call options strategy against the collateral pool. All underlying shares are held in segregated custody at a FINRA-registered, SIPC-covered U.S. broker-dealer with on-chain Proof of Reserve verification.

Portfolio highlights

• Swaap — We build & operate onchain trading systems. We are a group of scientists and technologists committed to build open systems.
• micro1 — We help companies hire and manage the best software engineers easily.
• Skedway — Skedway connects software, AI, sensors, displays and automation into one intelligent operational layer for the physical workplace.

Portfolio highlights

• Creem — Creem is the money platform for the AI era. Sell software and digital products globally.
• TesterArmy — TesterArmy provides an AI-powered QA testing platform for websites and mobile applications. The product uses agent-based testing to launch real browsers, navigate interfaces like a user, and evaluate results based on test instructions written in plain language. It supports web, mobile web, iOS, and Android builds, handling authentication flows such as stored credentials, OAuth, and one-time passwords. Teams can connect GitHub and other CI pipelines to run checks on pull requests, schedule production monitoring, or trigger tests via webhooks. Each run produces screenshots, recordings, and structured bug reports that are accessible in a dashboard, via CLI, or directly on pull requests. The platform also offers integrations with tools like Slack, Discord, Vercel, and Expo and provides APIs and documentation for development workflows.

Portfolio highlights

• Humera — Humera - AI CAPTCHA That Knows You're Human
• Allonic — Allonic is a robotics hardware company pioneering 3D Tissue Braiding, a new manufacturing platform for producing integrated, compliant, bio-inspired robotic bodies through a single, fully automated production process. By eliminating assembly-heavy designs and supply-chain complexity, Allonic enables significantly faster iteration, lower costs, andsafer, more dexterous robots to be built. Originally founded from Hungary and operating internationally with a US HQ and a growing team of 15, Allonic is building the hardware foundation for the next generation of intelligent machines.
• Heywa Labs — Two products, one engine. Heywa Studio for businesses, Heywa for anyone with a question worth following.

Portfolio highlights

• Mantic — Mantic is a world-class technical team on a mission to solve the next AI grand challenge: predicting global events with superhuman accuracy, and deploying this capability to power radically improved decision-making in business and government.
• Pilgrim — Pioneering a biologically enhanced future for humanity.
• Bleu Robotics — Bleu Robotics is an advanced AI and automation company that develops cutting-edge robot learning software designed to deploy humanoid robots seamlessly into industrial environments. Drawing on two decades of academic research in robotics and artificial intelligence, the company addresses the flexibility bottlenecks of traditional, fixed factory automation.

Portfolio highlights

• Investly — Investly helps European businesses finance their 30-180 day invoices on an easy to use marketplace that brings them the best price from multiple providers. Sign up for free!

Portfolio highlights

• Creem — Creem is the money platform for the AI era. Sell software and digital products globally.
• Atlas — Atlas builds cutting-edge generative 3D AI technology to enable the creation of assets & virtual worlds.

Portfolio highlights

• Creem — Creem is the money platform for the AI era. Sell software and digital products globally.

Portfolio highlights

• SLUSHY — SLUSHY is a secure mobile web based platform for content creators to find, grow, & monetize their audiences. A creator first, tech-driven tool, designed with key discoverability features and audience insights. In a market where existing solutions (OnlyFans, Patreon) fall short of their creators' demands, SLUSHY provides an alternativesolution for professional content creators that prioritizes their monetization, support and management needs. SLUSHY incorporates a powerful legal framework, with robust compliance tools including simplified consent, ID verification, and content moderation. The new home of unrestricted content, SLUSHY is here.
• Unsloth AI — Unsloth is an open-source, no-code deskop UI for training and running open models on your local hardware.
• OneImaging — OneImaging makes life-saving diagnostics affordable, accessible, and personal. We connect employers, health plans, and members to a trusted national network of imaging centers, delivering faster answers with transparent pricing and premium care across MRIs, CT scans, ultrasounds, mammograms, X-rays and more. We serve organizations looking to control medical spend and individuals who need reliable results without delays. Every scan booked through OneImaging is proof that healthcare can be simpler, cheaper, and kinder.

Portfolio highlights

• MyDello — Get instant quotes for all transportation modes. Enter a new era of freight forwarding with the MyDello logistics platform. Sign up for free
• Montonio — 10x lower fees and the most customer-friendly financing solution.
• CARÁ Health — Suun combines a midwife-powered app with studios in Tallinn and Berlin to ease pregnancy and postpartum symptoms, build strength and support you every day.

Portfolio highlights

• Rotomate — Turn machine data into clear maintenance decisions, at scale. Rotomate's AI colleague monitors every asset so your team knows what to act on.
• Saltfish — Saltfish is the AI video team for modern software companies, turning your blog posts, launches and case studies into on-brand videos for every channel
• Grand PMS — Rooms, events and F&B on one AI-assisted platform. GRAND helps hotels and venues automate operations, sell more and spend more time with their guests.

Portfolio highlights

• HipClub — Our first project was conceived HipWay.ru in April 2009, when we, its creators, not for the first time confronted with the problem of organizing your own holiday, we decided to create a project that will be useful for those looking for a fun and unconventional holiday. And thus, in contrast to the large number of already existing at the time oftravel social networks, forums and so on, we will set a goal that will be exactly hipway.ru shop travel, with the possibility of booking and payment online. A year later, in April 2010, appeared hipway.ru - the first project that brings together all the most interesting and unusual travel in one convenient directory, with the possibility of booking and payment online.Immediately after starting hipway.ru ranked sites day rambler.ru, it is absolutely without our knowledge - the unprecedented influx of visitors we have learned from that page hipway.ru opened a few seconds and broke off from the phone calls. Project immediately had to switch to a new server and organizers inspire and start looking for investors. Up to this point the project was funded entirely by private funds.In parallel with the search for an investor we planned to start a second project - hipclub - private club offers a great vacation c exclusive discounts. We gave the project to the development of our IT-team and continued to search for funding.In mid-2010 we were lucky - we got a great project investors - Javier Pérez-Tenessa, founder of eDreams, Michael van Swaaij, former CEO Skype and eBay top manager and several other equally wonderful "business angels". These people are now helping us not only financially, but also valuable advice.In October 2010, we launched hipclub, who became the first Internet cafe, specializing in tourism and leisure. In a short time hipclub not only got wide coverage on the Internet , but also got great reviews from its customers that we are particularly pleased, as it was initially the main task of both projects is to create a travel company with the best customer service.
• Scramble — Investing made easy with Scramble. Start your investment journey effortlessly, ensuring a smooth and secure path to build your investment portfolio.
• Ovo Automotive — OVO Automotive is providing Cloud based App Delivery Platform for Connected Cars, driving open innovation for in-vehicle interactions, experiences and services.Auto makers, Google and Apple are locked in a battle to control the last unconquered screen - the in-vehicle dashboard - for direct interaction with captive audience and monetizing newconnected vehicle services. OVO Automotive provides a novel platform for delivery of apps to the in-vehicle screen, which enables customer interaction independent of automakers, Apple and Google. Our platform enables fleet owners, car dealers, smart mobility service players and connected car service providers to interact with their customers directly on the go, thus improving customer experience and creating new revenue streams. Our automotive grade cloud platform enables the delivery of any connected car app directly to any in-vehicle interactive touchscreen dashboard in a secure and transparent way, providing drivers and passengers a rich connected vehicle experience.

Portfolio highlights

• Bought — Buy and sell secondhand fashion on Bought. Turn past purchases into ready-to-go listings, shop 50,000+ brands, and get door-to-door delivery in hours.
• Droppe — Order work equipment directly from manufacturers. Support small businesses and source more responsibly from local and European manufacturers. Order from several suppliers at the same time with one shopping cart. Test samples for free and order products for your workplaces without extra hassle. Find nitrile gloves, protective clothing, work gloves, work accessories, disposable gloves, disinfectants, sanitizers and other supplies in one place.
• Tab — Tab builds the infrastructure for real-time digital receipts across the corporate expense ecosystem.

Portfolio highlights

• Lutso — Empowering older adults to live independently, safely, and with dignity. Lutso is the smarter way to support aging at home.
• Esgrid — Esgrid provides value-chain sustainability management solutions to medium-sized businesses and financial institutions.
• Frontu — Field service management software designed to simplify business operations. Learn how FSM can transform your field service company. Try now!

Portfolio highlights

• Swapin.com — Swapin's crypto payment gateway solution allows merchants to accept crypto payments within 5 minutes. Read more to get started.

Portfolio highlights

• Income — Income is a European marketplace for investing into consumer loans from around the world. Built by investors to investors, we seek to fix the problems of the current peer to peer platforms and to make a better investment experience for all. We connect consumer lending companies around the world to investors and enable an easy, fast and improvedway to invest.

Portfolio highlights

• Montonio — 10x lower fees and the most customer-friendly financing solution.

Portfolio highlights

• Groq — Groq is a technology company that designs and provides specialized artificial intelligence compute solutions focused on accelerating AI inference workloads using its custom-built Language Processing Unit (LPU) hardware and associated software stack. The company’s core products include purpose-designed silicon and cloud-accessible platforms thatsupport real-time execution of large language models and other AI tasks with low latency and high throughput, enabling developers and enterprises to integrate AI services into production environments efficiently. Groq also delivers cloud-based services that allow customers to access inference capabilities via APIs compatible with popular development tools, supporting seamless integration into existing AI workflows. Its engineering efforts emphasise deterministic performance and streamlined deployment, targeting use cases where speed and cost predictability are critical. Groq engages with partners and customers across sectors that require rapid AI inferencing, and the company’s technology has attracted significant strategic interest and investment within the broader AI infrastructure ecosystem.
• Creem — Creem is the money platform for the AI era. Sell software and digital products globally.
• Sera — Sera's AI streamlines prospecting with tailored lists and enriched profiles, including accurate emails and metrics.

Portfolio highlights

• Voxa — Storis is the first audiobook and e-book application in Romanian.
• Pandas — We are Pandas, and our mission is to give consumers the most value out of their smartphones with zero hassle by empowering them to sell/trade them in the fastest, safest, and easiest way possible. 1Bn (with a B!) smartphones stop being used yearly after you upgrade to the latest and greatest. But there is a solution as simple as trading themin and getting paid while participating in the circular economy. So, why aren’t people selling their old phones, we wondered? This is where Pandas comes in. Inspired by humans and powered by tech, we ensure that the frustrating experience of trading in your smartphone becomes fast, simple, and fun. Our patented A.I. technology in the Panda Flex allows us to identify any smartphone and evaluate its condition, from the smallest nick to serious technical issues, with unprecedented accuracy.
• Blindspot — 3 million digital billboards on one map. Book by the hour, pay per play, or let Blinky, our AI media planner, build the campaign in minutes.