Top 50 Payments Angel Investors in LATAM (November 2026)

Portfolio highlights

• Meticulous — Meticulous auto-generates and auto-maintains visual frontend browser tests, providing a level of coverage that is unattainable with manually written tests.
• Rebill — Rebill.com is the payments and subscriptions platform specifically designed for digital businesses and global companies scaling in Latin America.With our platform and API, companies can integrate over 100 local payment methods from the region, including cards, bank transfers, cash, and even wallets. In addition, they always receive the best humansupport with fair pricing and utmost transparency, enabling them to scale across the region 10 times faster.We are backed and have received investment from some of the world's leading funds such as Tiger Global Management, Soma Capital, SV Angel, Y Combinator, as well as incredible angel investors like Guillermo Rauch (Vercel), Arash Ferdowsi (Dropbox), among others.
• Gamgee — n of 1 mrna cancer vaccines

Portfolio highlights

• Vaas — Software
• VAAS — VAAS is an AML and Compliance platform that offers on-chain and off-chain data integration for crime and suspicious activity prevention.
• Grapevine — Grapevine makes it possible for groups to invite members, collect and distribute donations, establish a community and connect with nonprofits.

Portfolio highlights

• Latitud — Build good sh*t with Latitud
• CLIVI — Clivi is a specialised digital clinic that provides comprehensive treatment to patients with diabetes and obesity through AI assisted follow up and all-inclusive supplies and labs.
• Welbe Care — We're transforming access to primary health care in Mexico by providing companies access to prevention and information on the health and well-being of their employees while providing quality primary care at an affordable cost to their employees and their families.We leverage technology with an innovative business model to provide laboratorystudies, physical examination checkups, medical consultations with our medical team composed of preventive general medicine and nutrition, we also give them access to our network of specialist doctors, clinics, and laboratories.

Portfolio highlights

• Zarv — Zarv protects your fleet against default, fraud, theft and robbery. Our technology tracks your fleet in real time, even without a GPS tracker.
• Salvy — A melhor operadora para o seu time!
• CLIVI — Clivi is a specialised digital clinic that provides comprehensive treatment to patients with diabetes and obesity through AI assisted follow up and all-inclusive supplies and labs.

Portfolio highlights

• Segura — Construindo super corretores de seguros com acesso, tecnologia e atendimento exclusivo.
• Stacks — Stacks brings accounting teams and AI agents into one workspace for reconciliations, close and reporting. Explore real-time accounting. Book a demo.
• Cordant — Cordant reconstructs every payment across the systems it crossed, then checks what happened against the policies and agreements that govern it.

Portfolio highlights

• revnu — Revnu is your AI growth hire. It finds customers, runs email and LinkedIn outreach, manages paid ads, and publishes content for Google and AI search.
• Rebill — Rebill.com is the payments and subscriptions platform specifically designed for digital businesses and global companies scaling in Latin America.With our platform and API, companies can integrate over 100 local payment methods from the region, including cards, bank transfers, cash, and even wallets. In addition, they always receive the best humansupport with fair pricing and utmost transparency, enabling them to scale across the region 10 times faster.We are backed and have received investment from some of the world's leading funds such as Tiger Global Management, Soma Capital, SV Angel, Y Combinator, as well as incredible angel investors like Guillermo Rauch (Vercel), Arash Ferdowsi (Dropbox), among others.
• Conway — Conway is a technology company building software and digital solutions to streamline business operations and accelerate growth.

Portfolio highlights

• Alpagga — Alpagga is the online marketplace for purchase and sale of decommissioned agri-food equipments.
• OTPless — OTPless is a software company that develops SaaS products which enables users to log into various platforms using WhatsApp. They have officially partnered with WhatsApp to make their product safe, reliable and efficient. They are a young and dynamic company looking to revolutionize logging in as we know it. OTPless is headquartered in Delhi,India and was founded in 2021.
• Accumulator — Accumulator is a U.S. private equity firm regulated by the SEC, operating as an index-like fund covering a wide range of privately held, growth-stage tech companies.

Portfolio highlights

• Taxflow — Taxflow is an AI agent for US tax and accounting firms and eliminate tedious tasks and reduce manual errors. Our AI agent automates data collection, client communications, transaction categorization and other end to-end tax preparation tasks.
• UltraContext — Same context, everywhere. Captures, syncs, and provides on-demand access to context from all your AI agents in real time. Open source context infrastructure that lives with you.
• Jumpstart — AI-powered, financially risk-free immigration services for founders, executives, and professionals seeking US visas and green cards.

Portfolio highlights

• ego AI — ego is an applied AI research lab focused on blurring the line between AI agents and humans.
• Kraken — Kraken is more than just a Bitcoin trading platform. Come see why our cryptocurrency exchange is the best place to buy, sell, trade and learn about crypto.
• Circuit & Chisel — Circuit & Chisel builds Pareto and Unbiased to make frontier intelligence more affordable. Meet the lab, explore our work and put it to use.

Portfolio highlights

• Hemi Labs — Hemi builds Bitcoin infrastructure for money that can be moved, programmed and put to work.
• Sapien — Sapien offers Data Labelling Services with RLHF to fine-tune your LLMs potential. Improve model performance with better data to improve outcomes. Consult us now!
• Movement Labs — Movement Labs is on a mission to create a global community of Move Builders, working together to improve decentralized network user experience.

Portfolio highlights

• Mendel — Mendel is a provider of financial technology that intends to make businesses save money and spend less.
• CardVault — CardVault manufactuers grading collectibles and cards for buying, selling, trading.
• Holey Grail Donuts — Holey Grail Donuts is a producer of taro donuts fried in coconut oil, hand-harvested, and crafted. Its services also include catering, orders for groups or parties, outdoor seating, takeaway, and walk-in services.

Portfolio highlights

• Palm — Palm specializes in AI-powered treasury software designed to optimize financial operations for businesses. The platform offers solutions for generating accurate cash forecasts quickly and managing company funds efficiently. Palm's technology streamlines automated workflows for forecasting and cash movement, ensuring enterprise-grade securityand controls. The company focuses on addressing treasury challenges with innovative solutions, supported by a team with expertise in treasury and fintech. Palm's services are aimed at improving financial decision-making and operational efficiency for its clients.
• Kontigo — We help underbanked gig workers in Latam build credit and access group financing where small groups of family or friends lend and save money together. Users can validate their income from multiple sources such as gig apps, catalog sales, and open finance (Uber, Rappi, Didi, Indriver, Avon, and all major banks). After verifying the income wedirectly offer them group savings and group loans, without leaving WhatsApp, their primary messaging app.
• Keyring Network — Blockchain compliance solutions for the financial sector.

Portfolio highlights

• Town — The unusually helpful AI work assistant. Your Townie works across inboxes, calendars, chats, and apps, learning your people, projects, and voice.
• ShareWillow — ShareWillow is a SAAS company that offers a profit sharing software for companies to manage profit sharing plans.
• Gravity — Gravity helps AI platforms earn revenue and connects advertisers with high-intent buyers through personalized ads inside AI answers.

Portfolio highlights

• Telepatia — Telepatia is a health tech platform that utilizes artificial intelligence to support medical professionals.
• Leona — Todos tus chats con pacientes de WhatsApp ahora en una sola app para que nunca pierdas un mensaje importante.
• Nauta — Nauta is your AI partner: an AI operational brain that learns how your company works, with agents for procurement, finance, logistics and sales.

Portfolio highlights

• Olga Ri — Olga Ri is a digitally native, cloud kitchen-based, fast casual restaurant that delivers convenient, delicious and healthy salads and grain bowls. On the back of great technology, state-of-the-art operations and a purpose-driven brand, we are helping shape the next generation of foodservice in Brazil. As a company, we are committed to thinkingsustainably, building diverse teams, cherishing urban communities and fostering more colorful lives.Olga Ri is available for customers in São Paulo across proprietary and third-party platforms via delivery, pickup and in-company outposts.
• Fluke — Fluke is a mobile virtual network operator that provides customer services in the telephony market. The company was founded in 2018 and is headquartered in So Carlos, So Paulo.
• Trace Finance — Trace Finance enables secure and swift connections between businesses and their customers through payments and automatic transaction reconciliations on a large scale, promoting integrity and efficiency.

Portfolio highlights

• Truora — Connect with your users via WhatsApp Optimize your onboarding process using WhatsApp.
• Yuno — A fast checkout that integrates your company to the payments and fraud ecosystem.

Portfolio highlights

• Aptuno — Aptuno - Busco apartamento o casa en arriendo
• Atrato — Atrato is a fintech company that allows affiliated merchants to offer a safe, accessible, and reliable buy now, pay later method to their customers. Customers can use Atrato to make purchases at affiliated stores, either online or in person, and pay them off over the course of up to 24 months without using a credit or debit card. Atrato'smission is to provide fair financial tools and services that improve Latin America's quality of life.
• Grin Scooters — Grin Scooters is a software company that operates network of operational shared electric scooters. Currently, Grin only operates in Mexico City, Guadalajara, Monterrey, Sao Paulo and Bogota but it has plans to expand to other cities throughout Latin America.

Portfolio highlights

• Pilgrim — Pioneering a biologically enhanced future for humanity.
• Augustus — Dollar and euro accounts for global fintechs and banks.
• Prime Intellect — Prime Intellect democratizes AI development at scale. Our platform makes it easy to find global compute resources and train state-of-the-art models through distributed training across clusters. Collectively own the resulting open AI innovations, from language models to scientific breakthroughs.

Portfolio highlights

• Knit — Knit is an AI-Native Research Agency that combines the rigor and expertise of a traditional agency with the speed and efficiency of AI.
• Trmeric — trmeric is the AI-powered platform where enterprise transformation lives, aligning business and IT to turn guesswork into certainty and proven ROI.
• Conway — Conway is a technology company building software and digital solutions to streamline business operations and accelerate growth.

Portfolio highlights

• KADU Collect — KADU was born in November 2013 and its Beta version was launched in November 2014. The KADU group counts with companies in Costa Rica, Colombia, Mexico, Chile and Brazil, and partners around the world to support the most convenient payment methods. KADU’s technology integrates CASH payment methods in the most representative Latin American countries for e-commerce. Please find all payment methods available here. - Use KADU checkout tools to request a payment or integrate them to your website. - Inform all your customers of your new payment methods to increase your sales.

Portfolio highlights

• Tzafon — Tzafon is advancing machine intelligence. Our team develops models and systems for autonomous agents interacting with the real world.
• Corgi Insurance — Get startup insurance in minutes with Corgi. Compare modular CGL, D&O, Tech E&O, Cyber, EPLI, and fiduciary coverage built for founders today.
• Kontigo — We help underbanked gig workers in Latam build credit and access group financing where small groups of family or friends lend and save money together. Users can validate their income from multiple sources such as gig apps, catalog sales, and open finance (Uber, Rappi, Didi, Indriver, Avon, and all major banks). After verifying the income wedirectly offer them group savings and group loans, without leaving WhatsApp, their primary messaging app.

Portfolio highlights

• Agrotoken — Agrotoken is a grain-backed, transactional digital asset used to save or exchange for supplies, services, and other assets. Agrotokens allow to carry out commercial and financial transactions with the direct support of the grains. Agrotoken creates a safe ecosystem to make trading grains easier, more efficient, and more reliable.Agrotoken isfocused on tokenization of commodities, smart contracts, and digital economy solutions for Agribusiness.

Portfolio highlights

• Finloup — Finloup offers technology leasing services to businesses and individuals, powered by Open Banking.
• Clara — End-to-end spend management for companies in Latin America.
• Clara — Clara is a spending management platform for companies in Latin America. Their end-to-end solution includes their locally-issued corporate cards, Bill Pay, financing solutions, and their software platform used by companies across the region.The platform includes features like AI-driven insights to identify cost-saving opportunities, such asdetecting duplicate subscriptions and monitoring spending patterns. This functionality aims to enhance financial decision-making and operational efficiency for its users.

Portfolio highlights

• Yupp — Every AI for everyone
• Subtle Computing — Introducing Voicebuds. A device that hears only you, even at your quietest. Available now.
• Vantage Discovery — Vantage Discovery is a generative AI-powered SaaS platform that enables intelligent search, discovery, and personalized recommendations so apps can deliver breathtaking customer experiences.

Portfolio highlights

• Clara — End-to-end spend management for companies in Latin America.
• Queer Spaces — Spaces is a group chat platform for building queer communities, and the first app to serve the entirety of the LGBTQ+ spectrum.
• Clara — Clara is a spending management platform for companies in Latin America. Their end-to-end solution includes their locally-issued corporate cards, Bill Pay, financing solutions, and their software platform used by companies across the region.The platform includes features like AI-driven insights to identify cost-saving opportunities, such asdetecting duplicate subscriptions and monitoring spending patterns. This functionality aims to enhance financial decision-making and operational efficiency for its users.

Portfolio highlights

• Release — Release Environments streamline the development process, with Environments as a Service: fast, shareable, scalable, managed, and easy to reproduce at every step, driven by Kubernetes.
• Coris — Coris helps Financial Services companies better manage small business risk by providing alternate credit quality data on merchants and constantly monitor businesses for changes in business quality
• Overstory — Overstory combines AI and advanced satellite imagery to help electric utilities pinpoint and prioritize vegetation risks before they materialize. With Overstory's vegetation intelligence, transmission and distribution operators can make smarter decisions about the vegetation around their power corridors, optimizing resources and improvingoperational efficiency. This helps prevent outages, reduce wildfire risks, and accelerate the transition to a safer, more resilient grid.

Portfolio highlights

• Console — Console is the AI-native platform for IT service management (ITSM), built to help teams automate support and shift from doing the work to managing the system that does the work for them.
• Natural — Natural is the agentic payments platform powering frictionless money movement between agents, businesses, and consumers.
• Beacon Software — Beacon acquires and grows essential businesses. With our centralized platform, we empower founders with the technology and expertise to better serve their customers.

Portfolio highlights

• HUNTY — HUNTY is a platform that help people find jobs by connecting them with world class mentors who prepare them for the job search process. And people only pay when they get hired.
• Clara — End-to-end spend management for companies in Latin America.
• Clara — Clara is a spending management platform for companies in Latin America. Their end-to-end solution includes their locally-issued corporate cards, Bill Pay, financing solutions, and their software platform used by companies across the region.The platform includes features like AI-driven insights to identify cost-saving opportunities, such asdetecting duplicate subscriptions and monitoring spending patterns. This functionality aims to enhance financial decision-making and operational efficiency for its users.

Portfolio highlights

• Shorta — Descubre series cortas de drama, comedia, romance y suspenso en Shorta y empieza a ver hoy mismo, con nuevos episodios cada semana.
• HENRY — Tu carrera como desarrollador comienza ahora. Estudia Desarrollo Web Full Stack y paga solo cuando consigues trabajo.
• Intuitivo AI — Infrastructure for the future of Retail

Portfolio highlights

• Capim — Capim is a Brazilian fintech company providing "Buy Now, Pay Later" (BNPL) solutions for the dental sector. Its platform offers digital tools to help dental clinics manage operations and improve patient access to treatments. The BNPL service provides an alternative to traditional credit card installment payments.
• Kanastra — Asset-management-as-a-service
• InfiniteWatch — AI assistants already browse, decide and buy for your customers. InfiniteWatch makes your website agent-ready, on your terms.

Portfolio highlights

• Quansa — Quansa offers on-demand pay, allowing workers to access earned wages after each shift. The platform connects with time and payroll systems so wages can be released without changing payroll cycles. Workers receive pay in a digital wallet and can use funds when needed. The service helps companies offer an extra work benefit to support employeeretention. Rules for attendance and seniority can be set through the system. The tool updates payroll records so month-end work stays clear.
• Sooper — Sooper | O APP da sua loja
• Rough Diamonds — Rough Diamonds is a platform which unites Web3 and the sports universe.

Portfolio highlights

• HoyTrabajas — HoyTrabajas is an HR-Tech solution designed to assist companies in Latin America facing high turnover rates in swiftly attracting and retaining low-skilled talent within a timeframe of fewer than 48 hours.
• Clara — Clara is a spending management platform for companies in Latin America. Their end-to-end solution includes their locally-issued corporate cards, Bill Pay, financing solutions, and their software platform used by companies across the region.The platform includes features like AI-driven insights to identify cost-saving opportunities, such asdetecting duplicate subscriptions and monitoring spending patterns. This functionality aims to enhance financial decision-making and operational efficiency for its users.
• VMind AI — VMind is a frontier technology company building artificial general intelligence (AGI).

Portfolio highlights

• dCustody — 2PI is a two sided transactional platforms that connects DeFi with Fintechs
• Roxom Global — Roxom is the first Bitcoin Stock, Commodities and Crypto Exchange in human history.
• Trace Finance — Trace Finance enables secure and swift connections between businesses and their customers through payments and automatic transaction reconciliations on a large scale, promoting integrity and efficiency.

Portfolio highlights

• SLUSHY — SLUSHY is a secure mobile web based platform for content creators to find, grow, & monetize their audiences. A creator first, tech-driven tool, designed with key discoverability features and audience insights. In a market where existing solutions (OnlyFans, Patreon) fall short of their creators' demands, SLUSHY provides an alternativesolution for professional content creators that prioritizes their monetization, support and management needs. SLUSHY incorporates a powerful legal framework, with robust compliance tools including simplified consent, ID verification, and content moderation. The new home of unrestricted content, SLUSHY is here.
• Unsloth AI — Unsloth is an open-source, no-code web UI for training, running and exporting open models in one unified local interface.
• OneImaging — OneImaging makes life-saving diagnostics affordable, accessible, and personal. We connect employers, health plans, and members to a trusted national network of imaging centers, delivering faster answers with transparent pricing and premium care across MRIs, CT scans, ultrasounds, mammograms, X-rays and more. We serve organizations looking to control medical spend and individuals who need reliable results without delays. Every scan booked through OneImaging is proof that healthcare can be simpler, cheaper, and kinder.

Portfolio highlights

• Ignite Tournaments — Ready to take your mobile games to the next level? Join Ignite Tournaments and compete in real money esports tournaments. Download our app now and win big!

Portfolio highlights

• Nuqlea — Nuqlea is a B2B digital platform for construction and habitat that integrates and digitizes its entire value chain and develops useful techonological solutions through its marketplace. With the purpose of transforming the industry, Nuqlea seeks to offer transparency, efficiency and traceability in terms of purchasing processes, costs and shipments.
• Keycard — Build and deploy secure AI agents with Keycard. Our unified identity infrastructure delivers real-time access control, compliance, and trust for the agent-native world.
• Luzid — Luzid is a Software Development firm offering AI based developer's automation tools for enterprise implementation processes.

Portfolio highlights

• Glim — At Glim believe that crypto will revolutionize the financial service industry and that Latin America is a perfect place for that disruption to start. Glim has created a platform that, through a B2B2C model, will allow employers to offer very valuable financial benefits such as multi-currency salary collection, yield generation, a debit card withautomatic exchange and settlement in fiat and crypto currency, financial education and others, all available in Glim’s mobile app.
• Paymetric — Paymetric, Inc. is the standard in secure and integrated payments. Our innovative payment acceptance solutions expedite and secure the order-to-cash process, improve ePayment acceptance rates, and reduce the scope and financial burden of PCI compliance. Leading global brands rely on Paymetric for the only fully integrated, processor-agnostictokenization solution, supported by dedicated customer service. Paymetric is a nationally award-winning industry leader recognized for continual innovation, SAP partnership and world-class support since 1998. For more information, visit www.paymetric.com.
• Modulr — Modulr offers Payments-as-a-Service which automates payment flows, embeds payments in other platforms and enables customers to launch entirely new services.

Portfolio highlights

• Nuvocargo — Nuvocargo is your all-in-one digital platform for cross border trade between the US and Mexico. Book your shipments now
• Clara — End-to-end spend management for companies in Latin America.
• Clara — Clara is an end-to-end corporate spend management solution for growing businesses in Latin America. Clara's credit cards and spend management solution are already being used by thousands of top companies in Mexico, Brazil, and Colombia.The company is backed by leading regional and global investors, such as Coatue, DST Global, monashees,Kaszek, Canary, Picus Capital, Avid Ventures, A*, Box Group, SOMA Capital, SV Angel, and dozens of angel investors including some of the most successful founders in LatAm and the world. Clara reached a unicorn valuation in record time and has been recognized as a Great Place to Work and a LinkedIn Top Startup.Clara is creating the future of how company finances are run and helping our customers be more successful. Clara aspires to empower companies to operate with agility and financial clarity, ultimately increasing the economic competitiveness of Latin America.

Portfolio highlights

• MarketUP — MarketUP Brasil is an innovative startup that believes in the impact of micro, small and medium-sized enterprises (SMEs) and the entrepreneurial attitude towards the development of the economic scenario, since it is these companies that drive a good part of the country's economy. We believe in these entrepreneurs and offer a complete and freesolution for companies that want to grow and differentiate themselves in the market. We came up with the idea of ​​facilitating the day-to-day business of the SME with a sales and management system capable of managing all the business processes in a simple and uncomplicated way. Our team is composed of experienced people, with relevant history in WEB business development and active participation in the evolution of the Brazilian internet. What was once only available to large companies, now it is within the reach of SMEs without having to pay anything for it. A revolutionary way to run a business. Our system has no use limit and no cost per license, installation, maintenance or paid versions! With tools that encompass purchasing and inventory management, sales, issuance of fiscal documents and financial management. Create your account right now in the MarketUP Management System: https://marketup.com/ Follow MarketUP also: Blog: http://marketup.com/blog Facebook: https://www.facebook.com/MarketUP.Brasil ? fref = ts Instagram: https://www.instagram.com/marketupoficial/?hl=en sales, issue of tax documents and financial management. Create your account right now in the MarketUP Management System: https://marketup.com/ Follow MarketUP also: Blog: http://marketup.com/blog Facebook: https://www.facebook.com/MarketUP.Brasil ? fref = ts Instagram: https://www.instagram.com/marketupoficial/?hl=en sales, issue of tax documents and financial management.
• Moneto — Moneto is a financial services application that automates and controls the receipt and management of sales in small businesses and insurance companies. Moneto was launched by Marcos Arruda, Carlos Arruda, and Paulo Silva Filho in 2013 and is based in Sao Paulo, Brazil.
• Galena — Established in 2020, Galena trains and develops young talented individuals for the jobs of the future.

Portfolio highlights

• Flow48 — Flow48 is a platform that allows companies to access capital by providing revenue-based finance services.
• DarkHorse — Sports Technology, AI/ML Computer Vision, Wearable, SaaS, Analytics
• Scratch Kitchen — Scratch Kitchen is a collection of clean-label restaurant concepts in Denver and Boulder built for takeout and delivery featuring dishes made from scratch with high quality ingredients.

Portfolio highlights

• Malga — Malga is an online payment platform that offers fraud protection and payment split services.
• Malga — Instant access to multiple payment providers with a single integration

Portfolio highlights

• Pacto — Pacto provides technology to restaurants and bars in order to improve the customer experience and accelerate business growth. It seeks to be a catalyst for financial inclusion for small and medium-sized food and beverage companies by integrating them into digital commerce through technology-based solutions.
• Branch — Branch sells premium office furniture for teams of all sizes. Standing desks, workstations, ergonomic chairs and filing cabinets, sold direct to save you money. Space planning, delivery and assembly come standard.
• Pacto — Presentamos Pacto, tu nueva forma de pedir y pagar en restaurantes.

Portfolio highlights

• Malga — Malga is an online payment platform that offers fraud protection and payment split services.
• Feather — Feather gives you insurance advice for expats in Germany. Our digital insurance agent will help you get the right insurance policies for your need.
• Malga — Instant access to multiple payment providers with a single integration

Portfolio highlights

• MikMak — MikMak provides eCommerce marketing analytics and eCommerce enablement software to accelerate online sales for brands.
• Hola Cash — Hola Cash is the first checkout solution in LatAm that combines and orchestrates all the different payment methods, prevents fraud, and powers one-click checkout with a single integration, making it easier and cheaper for merchants to connect to all the different providers and more accessible for final users to pay through a fast and standardcheckout experience.
• SparkPlug — Award-winning platform specializing in sales gamification for retailers, brands, and restaurants.

Portfolio highlights

• Tril — Tril is a social recommendations network that enables its users to discover movies, television shows, music, restaurants, and more from other people. It was launched in 2014 and is based in Brooklyn, New York.
• Cornershop — Cornershop is an on-demand grocery delivery service for the Latin American market.Founded simultaneously in Santiago, Chile, and Mexico City in 2015, we now operate in 8 countries across the Americas.In July 2020, Uber acquired a majority stake in the company. This provided an important injection of capital and allows the company to access moreresources to continue building and improving its service over the upcoming years. Cornershop Mexico was not part of the transaction and will continue to operate independently while waiting for approval from the Mexican antitrust authorities (COFECE).
• Pago Rural — Pago Rural is an inclusive lend and pay platform, specially designed for underserved farmers and distributors (most of them SMEs). Originally it emerged as a concrete response to the growing financial needs of agriculture and supports the growth and sustainability of producers in the long term.With Pago Rural, the agricultural producer canfinance the purchase of their inputs such as seeds, agrochemicals, fertilizers and others, in a simple, agile, and safe way. We improve the efficiency and operating margins of the entire value chain, integrating technology and structured financial products, aligning incentives, and offering a winning solution for farmers and suppliers. Pago Rural was established in 2014 and is based in Buenos Aires and Sao Paulo.

Portfolio highlights

• Netic — Netic provides an AI-driven platform designed to automate and optimize customer engagement and operational workflows for essential service industries, including HVAC, plumbing, electrical, and appliance services. The platform autonomously handles inbound communications across various channels—such as calls, texts, and web chats—by bookingappointments and managing inquiries directly within existing CRM or field service management systems . Utilizing generative AI models, Netic's system assesses customer interactions to prioritize urgent requests, predict maintenance needs, and initiate targeted outreach campaigns based on factors like weather patterns and service history . This approach aims to enhance technician utilization and reduce missed revenue opportunities during periods of fluctuating demand . Additionally, Netic offers analytics tools that provide insights into customer interactions and operational performance, supporting data-informed decision-making .
• Revel — Revel is a complete hardware control platform that combines a high-performance runtime environment, a specific programming language designed for hardware control, and an easy-to-use command/control interface.
• Panthalassa — Panthalassa is a technology company focused on developing renewable energy systems in the ocean, particularly to power computing and artificial intelligence infrastructure. The company works on harnessing wave energy to generate electricity at sea, which can then be used to run offshore data centers or converted into fuels that are transported backto land.

Portfolio highlights

• Mendel — Optimiza tus gastos con Mendel: control eficiente, flujos automatizados, seguridad antifraude, integraciones y datos impulsados por IA.
• Nuvocargo — Nuvocargo is your all-in-one digital platform for cross border trade between the US and Mexico. Book your shipments now
• Hola Cash — Hola Cash is the first checkout solution in LatAm that combines and orchestrates all the different payment methods, prevents fraud, and powers one-click checkout with a single integration, making it easier and cheaper for merchants to connect to all the different providers and more accessible for final users to pay through a fast and standardcheckout experience.

Portfolio highlights

• Stark Bank — Stark Bank is a corporate bank in Brazil
• Stark Bank — Stark Bank is a smart bank account that aids a technological advancement of a company. It is a financial technology that allows companies to expand their operations by allowing them to make extra transfers, payments, and charges.
• Payssego — Payssego is a new digital experience that
 revolutionizes the pay for all Brazilians frontline workers by offering a range of financial wellbeing tools built around pay and earn wage access With Payssego, salaries are available to every employees, in seconds, demystifying global payroll management

Portfolio highlights

• Caliza — Give your users access to the digital dollar economy. Get early access!
• Flyway — Owning a pied-à-terre in a city you regularly visit is unnecessarily difficult. You end up wasting money on rentals and hotels, since buying a whole property is simply not affordable. We created Flyway to change that.You can now co-own a second home, in your favorite city, at a fraction of the price.A share of 1/12 gives you up to 30 daysof stay annually in your city home. Want more? You can buy more shares! You own the asset, not a block of time. Flyway deals with all the hassle of ownership, so that you simply land and enjoy your city getaway.HOW WE DO IT BEHIND THE SCENESWe identify top-notch properties, in top locations that we can supercharge with smart features. We then set up an LTD (Limited Liability Company) that acquires the property. That LTD is split into 12 equal shares, and each share costs 1/12 of the total house price. A buyer can buy up to half of the property (6 shares). WHAT YOU GETYou get ownership of a second home suited to your budget and needs. Whether you use it for leisure, work or you simply believe in the property’s potential as an investment, you have the rights to the asset. You can use and resell your share when you want. Meanwhile, you get to enjoy upscale, smart living in very prime properties, downtown, without any of the headaches of maintenance, cleaning and bill handling. Flyway acts as the Property Manager, taking all the hassle of ownership away from you, so that you simply land and enjoy your home.
• Muni Tienda — Muni Tienda is the first community group buying platform in Latin America, the system aims to provide convenience and savings to the region's middle class households.

Portfolio highlights

• Pomelo — At Pomelo we build state-of-the-art fintech infrastructure. Our technology enables you to launch and scale your financial services business.