Top 20 Payments Angel Investors in Finland (October 2026)

Portfolio highlights

• Themo — Themo's innovation is an algorithm that optimizes the price of exchange electricity and the consumption of electricity. Themo offers an easy and environmentally friendly way to save on electricity consumed by heating.
• GoalProfit — GoalProfit is the world’s first low code retail optimization platform empowering retailers to build customized intelligence applications. It was founded by former IBM executives, Maxim Morozov and Oleg Sidorkin. GoalProfit is on a mission to make big data solutions available for all retailers and help them to survive in a new post-covid reality.
• Retailgrid — Retail pricing software that lifts margin, not workload. Competitor price monitoring every 4 hours, price optimization and plain-English rules in a Grid your team already knows. Free pricing audit.

Portfolio highlights

• Sort A Brick — Sort A Brick
• Ver.iD — Streamline your user onboarding, verify user credentials, and enjoy seamless Single Sign-On with all identity apps.
• PIXEVIA — PIXEVIA - AI for retail. Our flagship product - fully autonomous stores, powered by AI, cameras, and sensors. You simply walk in, take what you want, and go.

Portfolio highlights

• Moku — Worshipping a mischievous Moki with big balls and a small brain. 8887 NFTs, 900+ traits, 3 epic games.
• RISE Labs — RISE is a high-performance Ethereum L2 where orderbooks are a native primitive. Purpose-built for onchain financial markets. Secured by Ethereum.
• Bitlayer — Bitlayer is the first Bitcoin second-layer network, based on BitVM, offering ultra-scalability and L1 security, aiming to be Bitcoin's computing layer.

Portfolio highlights

• CodeWords — CodeWords is a technology startup working on AI systems for workflow automation. Their platform CodeWords lets anyone create automations and AI workflows by chatting with AI. Agemo's technology is designed to build code-based workflows and systems that can autonomously reason through software.
• Qutwo — We build AI that helps industry leaders define the next decade of competitive advantage.
• Zero — Protect your devices and gain access to websites. Round-the-clock customer support. VPN for Windows, Android, macOS, iOS, and routers. Free trial period.

Portfolio highlights

• ZirooPay — IroFit mobile card reader allows small businesses accept card payments anywhere they operate, even in areas with poor internet connection. By ensuring widest possible coverage area and effective operations, merchants increase sales and buyers are better served. We improve the overall purchasing experience for billions living in areas withpoor/no Internet connection.

Portfolio highlights

• Apprl — Performance-based influencer marketing, made for e-commerce brands, and an invitation-only service for digital content creators.
• ZirooPay — IroFit mobile card reader allows small businesses accept card payments anywhere they operate, even in areas with poor internet connection. By ensuring widest possible coverage area and effective operations, merchants increase sales and buyers are better served. We improve the overall purchasing experience for billions living in areas withpoor/no Internet connection.
• Klevu — Klevu Oy is a self-learning search engine that helps online retailers turn visitors into customers. Its search for SMEs focuses on fast, relevant search with actionable insights into shoppers’ search and easy self-service integration.Klevu Oy’s enterprise edition provides natural language search with ease of catalog maintenance and insights intoshopping experience. It is based in Helsinki, Southern Finland.

Portfolio highlights

• ZirooPay — IroFit mobile card reader allows small businesses accept card payments anywhere they operate, even in areas with poor internet connection. By ensuring widest possible coverage area and effective operations, merchants increase sales and buyers are better served. We improve the overall purchasing experience for billions living in areas withpoor/no Internet connection.

Portfolio highlights

• ZirooPay — IroFit mobile card reader allows small businesses accept card payments anywhere they operate, even in areas with poor internet connection. By ensuring widest possible coverage area and effective operations, merchants increase sales and buyers are better served. We improve the overall purchasing experience for billions living in areas withpoor/no Internet connection.

Portfolio highlights

• ZirooPay — IroFit mobile card reader allows small businesses accept card payments anywhere they operate, even in areas with poor internet connection. By ensuring widest possible coverage area and effective operations, merchants increase sales and buyers are better served. We improve the overall purchasing experience for billions living in areas withpoor/no Internet connection.

Portfolio highlights

• Adfin — Adfin makes getting paid better for everyone. Our single platform gives businesses - and their accountants - the tools to get paid: faster, cheaper, easier.Our platform intelligently manages payment request workflows and payment methods so business don’t have to - giving them the time to build better businesses. Adfin's payment networkpresents payers with best-in-class experiences which reward them for paying faster. AI-driven workflows automate credit control. And everything reconciles seamlessly back to accounting software. Adfin is the best way to get paid: so good, customers love paying.
• fomo — Trade memecoins, altcoins, and stablecoins on the only social-first crypto platform. Follow traders, copy trades, and swap on web and mobile (fomo app). Never miss out again.
• Kohort — How many users will your mobile game acquire, and how much more will they pour into your virtual economy? Try Ramp to find out.

Portfolio highlights

• Inven — Save time by using AI to find companies. Inven scans millions of websites to provide comprehensive data on companies similar to your search criteria.
• Donut Lab — Redefining Electric Mobility Across All Industries. World's First Complete Electric Vehicle (EV) Hardware Platform With Unified Software.
• The Upright Project — Upright enables smarter decision-making for investors, companies and governments by quantifying the net impact of companies.

Portfolio highlights

• ZirooPay — IroFit mobile card reader allows small businesses accept card payments anywhere they operate, even in areas with poor internet connection. By ensuring widest possible coverage area and effective operations, merchants increase sales and buyers are better served. We improve the overall purchasing experience for billions living in areas withpoor/no Internet connection.

Portfolio highlights

• Rens Original — RENS Original is the World's First Sneaker made from recycled coffee and plastic. We know you've been drinking it, now it is time to wear it.
• Maire — Maire - AI co-pilot for industry leading B2C E-commerce brands. From Industry Trends to Market Research and Search Intent Analysis
• Finnadvance — Finnadvance is an Organ-On-Chip company developing high throughput biological barriers on chips to mimic human biology such as vascular, lung and the Blood-Brain-Barriers for small molecule, micro-nano-formulation permeability and toxicity testing with in-vivo like dynamic cell cultures.

Portfolio highlights

• Play AI — The Orchestration Layer for Crypto x AI
• Metagood — Metagood is the operating layer for tokenized assets across their full lifecycle: compliance, transfer rules, entitlements, corporate actions, and audit.
• VOYA Games — Voya Games is a Berlin-based game development studio. The company focuses on creating a network of interconnected Web3 games centered around player ownership and tokenized economies. Their flagship title, Craft World, is a casual resource management game set in a post-apocalyptic world where players collaborate with friendly dinosaurs to rebuildcivilization. Craft World integrates blockchain features such as NFTs and a utility token called Dyno Coin, enabling players to own, trade, and participate in a decentralized game economy.

Portfolio highlights

• Studio 555 — A new interactive platform for interiors combining entertainment, AI and real-world interior design. Studio 555 is a Nordic tech company building Project Showrooms.
• Minit Games — Thousands of games in one feed, new ones every day. Tap one and you're playing.
• Seven Stars — De perfecte match in IT. Die maken wij. Als IT-flex regisseur en specialist in IT-bemiddeling verbinden we professionals met de beste IT-opdrachten. Snel, soepel en zonder gedoe. We make IT spark.

Portfolio highlights

• Rens Original — RENS Original is the World's First Sneaker made from recycled coffee and plastic. We know you've been drinking it, now it is time to wear it.
• Pluang — Pluang is a financial technology application that opens public access opportunities to financial products easily and affordably. The company offers a gold savings product that allows investments starting from 0.01 grams and provides users with real-time liquidity and peace of mind as the gold is kept in a government-backed institution through theofficial Indonesian commodities exchange.Founded in 2019, Pluang is headquartered in Jakarta, Indonesia.
• Bitlayer — Bitlayer is the first Bitcoin second-layer network, based on BitVM, offering ultra-scalability and L1 security, aiming to be Bitcoin's computing layer.

Portfolio highlights

• Rens Original — RENS Original is the World's First Sneaker made from recycled coffee and plastic. We know you've been drinking it, now it is time to wear it.
• Verto Analytics — Verto Analytics (Verto) operates a passive metering panel that provides researchers, advertisers, and publishers the data they need to keep up with the rapid and changing pace of consumer media consumption on every app, device, service, and platform. This ongoing, longitudinal panel captures a wide breadth of behaviors—all enriched to clients’behavioral analysis or custom survey studies. Our single-source, passive metering data sets provide the information needed to understand the full digital footprint of the U.S. population. Our Data Labs are located in the US, and in Helsinki, Finland. http://www.vertoanalytics.com.
• Armada Interactive — We are a Helsinki-based gaming startup that develops PvP mobile games

Portfolio highlights

• Rocapine — Rocapine AI-native venture studio focused on developing mobile apps within the digital health and self-care sectors. Utilizing a high-velocity model, the company tests hundreds of minimal app prototypes annually in partnership with independent developers. Their strategy emphasizes a "hold instead of hook" philosophy, focusing on fosteringhealthy user habits rather than maximizing screen time.
• VOYA Games — Voya Games is a Berlin-based game development studio. The company focuses on creating a network of interconnected Web3 games centered around player ownership and tokenized economies. Their flagship title, Craft World, is a casual resource management game set in a post-apocalyptic world where players collaborate with friendly dinosaurs to rebuildcivilization. Craft World integrates blockchain features such as NFTs and a utility token called Dyno Coin, enabling players to own, trade, and participate in a decentralized game economy.
• Pacific Meta — Pacific Meta is a tech startup that creates a web3 platform with the goal of offering guidance to businesses using blockchain technology. The firm platform aids in the product's localization for the Japanese market and offers community management services, enabling businesses to promote themselves on social media platforms and work withinfluencers in the cryptocurrency space.

Portfolio highlights

• Makina — The DeFi Execution Engine. Community Chat: https://t.co/ngGchIz7Cm Support: https://t.co/LSN1rdjT94
• Pixels — Pixels is a play-to-earn MMO game built around the NFT assets you already own. Build your NFT a home in the metaverse and get farming.
• Lens Protocol — Lens Protocol is a composable and decentralized social graph, ready for you to build on so you can focus on creating a great experience, not scaling your users.

Portfolio highlights

• Zevoy — Simplify your corporate finance with AI receipt scanning, virtual cards, and easy approvals. Zevoy provides full oversight and control over all expenses and subscriptions.
• ZirooPay — IroFit mobile card reader allows small businesses accept card payments anywhere they operate, even in areas with poor internet connection. By ensuring widest possible coverage area and effective operations, merchants increase sales and buyers are better served. We improve the overall purchasing experience for billions living in areas withpoor/no Internet connection.