Top 50 Payments VC Funds & Investors in South Africa (July 2026)

Portfolio highlights

• Autochek — Welcome To Autochek Group's Homepage. Read About The Company's Vision And Mission. Select A Country And Apply For Car Loans
• HoneyCoin — HoneyCoin is a web3/web2 ecosystem of products built in a way that abstracts complexity and brings all the value of web3 and web2 to the forefront.
• Ilara Health — Ilara Health helps primary care clinics across Africa deliver better care.

Portfolio highlights

• Donna — Meet Donna, the AI assistant built for field sales teams. Save time, cut admin, and close more deals with less effort.
• VAMA — VAMA is a one-stop virtual platform that provides easy access to e-pujas, e-darshans, and astrology services, to devotees from across India and the world.
• Suma Wealth — SUMA is a revolutionary financial wellness company with the mission to engage, educate, and empower the Latinx community via a holistic approach of Digital Media, Experiences, and FinTech. By creating culturally relevant content, virtual experiences, and providing financial tools that demystify and reimagine financial wellness throughentertainment, we aim to become the trusted source to help Latinos own their economic power, overcome financial challenges, and better prepare for a more prosperous future.

Portfolio highlights

• onafriq — MFS Africa is the largest mobile money inter-operability hub in Africa, which connects mobile network operators across the continent through a single API. In addition to mobile remittance services, the MFS Africa API enables merchant payment, bulk payment, bank-to-wallet transfers, and an array of other cross border digital payments services.
• Sendmarc — Manage your organization's DMARC, SPF, and DKIM with world-class implementation services and support. All in one easy-to-use platform.
• Peach Payments — Get Peach as your Payment Gateway and Grow your ecommerce. Process online payments with Visa, Mastercard, Debit Orders, EFT payments, and subscriptions. Plugins for Wix, Shopify, WooCommerce.

Portfolio highlights

• Pargo — Pargo is a convenient logistics solution that lets you collect and return parcels at Pargo parcel points throughout the country when it suits you best.
• Rather.chat — Rather.chat offers a platform that facilitates meaningful connections between businesses and their customers through WhatsApp. This service is designed to make customer interactions more personal and efficient, allowing for real-time communication. By leveraging the widespread use of WhatsApp, Rather.chat aims to enhance the customer serviceexperience, making it easier for businesses to address inquiries, resolve issues, and maintain engagement with their audience. The focus is on creating a seamless bridge for dialogue that respects the convenience and preferences of the modern consumer, who increasingly favors instant messaging over traditional forms of communication.
• Manholes 4 Africa — m4a (Pty) Ltd specializes in the manufacturing of composite and plastics products designed for the utilities networks industry. As an Original Equipment Manufacturer (OEM), the company offers a comprehensive range of products including access chambers, microducts, bundled microducts (multiducts), sub ducts, corrugated pipes, axsCHAMBERS™,cnktCLOSURES™, fibreDUCT™, and fibreCABLE™. These products cater to the telecommunications sector, providing end-to-end solutions for infrastructure needs. m4a (Pty) Ltd is recognized for its innovative approach in developing polymer and composite civil infrastructure solutions. The company holds ISO9001 certification, ensuring high standards in quality management systems.

Portfolio highlights

• Ringkas — Ajukan KPR mu di Platform Ringkas via Digital dan Online, Telah Bekerjasama dengan 25+ Bank Partner
• Akua — Akua is an acquiring-as-a-service platform that offers scalable, secure, and efficient payment processing solutions for Latin America. Our platform leverages advanced technology to provide superior transaction processing, fraud prevention, and comprehensive regional integration. Problem Latin America's acquiring card payment markets aredominated by a few incumbents using outdated systems, hindering the adoption of new payment technologies and increasing fraud risks.
• Stream — Stream is a company that helps make payments simpler, faster, and reliable.

Portfolio highlights

• Facility — Flexkeeping is a Hotel Operations Platform designed to help teams automate and collaborate like never before.
• ForTunes — ForTunes puts comprehensive data analytics at the fingertips of millions of music creators. Serving the new generation of artists, producers & their representatives.
• GAMINSIDE — GAMINSIDE revolutionizes your relationship with your customers. As European full service provider, we deliver the complete package with solutions, services and software for gamified loyalty that is tailor-made and unique to your products, brands and customers. Integrate the best ideas from gamification and customer loyalty in your business areato exceed your commercial targets with GAMINSIDE.

Portfolio highlights

• Flood — Flood is a marketplace platforms that provides merchant solution, self services and big data solution.
• Letly — Letly is developing an AI‑driven platform for the rental property market that automates tasks related to managing rental listings and tenant interactions. It aims to use intelligent agents to handle tasks such as scheduling viewings, responding to inquiries, and optimizing property management workflows. The platform is currently in a waitlistphase, signaling ongoing development and private access only.
• Cutstruct — Cutstruct is your one source for bulk construction materials purchase. Get the best prices for cement, steel, granite, sharp sand wood, and more.

Portfolio highlights

• Yamify — Yamify is an AI platform where intelligent agents reliably run mission-critical business workflows in Africa. Founded by Silicon Valley engineers, our platform automates complex operations by integrating humans, systems, and infrastructure reliably, even under connectivity, latency, and compliance challenges. Starting with on-prem deployments,Yamify is evolving into a full AI automation infrastructure for African enterprises.
• Shopstar — A place for makers and creators to start, manage and grow successful online stores. Our built-in design, payment and shipping methods provide you with an all in one solution. Get started with a free 14-day trial.
• Kashat — The region's first nano financial service provider, offering small productive loans, and serving as the entry point to financial inclusion for the un- and underbanked population in Egypt.

Portfolio highlights

• SwiftVee — SwiftVEE is a livestock trading mobile app. They support live webcast livestock auctions and silent auctions. Their platform facilitates the discovery and viewing of livestock auctions.They provide webcast advertising, online auctions, and online livestock insurance services and data products for financial institutions.
• Tanda — As a Tanda Agent, you can sell Kenya's favorite digital products, and grow your duka while you're at it
• Digital Cabinet — Digital Cabinet makes your business paperless. Security is the topmost priority for the Digital Cabinet, so save time and money with the Digital Cabinet.

Portfolio highlights

• Moffin — Moffin is an integration platform of KYC data providers that enables customers to collect and evaluate data. It can be used via API or no code.
• Cata — Launch your branded mobile app for ordering, CRM & loyalty. Increase order frequency & basket size. Learn how Cata can scale your business!
• Gangkhar Inc —

Portfolio highlights

• Miarakap — Miarakap is the first impact investment company dedicated to financing and supporting Small and Medium Enterprises with high potential in Madagascar.
• Dhamana Guarantee — An East African focused credit guarantee company whose principal business is to guarantee local currency debt obligations in Kenya, Tanzania, Uganda and Rwanda.
• Africa Renewables Katalyst — Africa Renewables Katalyst is an environmental firm that supports renewable energy projects.

Portfolio highlights

• Shippeo — A global leader, and European specialist, in supply chain visibility, giving companies instant access to predictive and real-time information for all their deliveries.
• Billogram — Since its start in 2011, Billogram has revitalized the outdated invoicing process by offering companies with recurring payments an intelligent digital platform. Using smart technology, we help companies strengthen their customer relations while also automating payment processes in a way that lowers costs, increases revenue, and reduces churn. Theresult is a payment that pays off for everyone.
• Diamond — Setup an entire backend system for your online business in a few clicks.

Portfolio highlights

• Djamo — Djamo is a Provider of financial applications to allow customers to use their cards with zero fees in a wide range of services.
• Tugende — Tugende helps motorcycle taxi drivers own their own motorcycles in eighteen months or less instead of renting indefinitely. Ownership significantly increases income, job security and road safety.
• Quro Medical — Quro Medical is an innovative digital health company pioneering premium hospital-at-home services.

Portfolio highlights

• HoneyCoin — HoneyCoin is a web3/web2 ecosystem of products built in a way that abstracts complexity and brings all the value of web3 and web2 to the forefront.
• Zeno — Zeno is a climate conscious motor company that offers eco-friendly motorcycles.
• Lori Systems — Lori Systems is revolutionizing African logistics through innovative technology solutions. We connect shippers, transporters, and drivers to create efficient, reliable, and transparent supply chains across Africa.

Portfolio highlights

• VALR — Buy and sell bitcoin, ethereum & more | Pay anyone for free with VALR Pay
• Investsure — InvestSure is a technology company that uses its software to enable partner investment platforms to sell its unique Investment Indemnity (insurance) product to their clients. InvestSure provides a full set of APIs that trading platform developers can use to integrate the Investure Investment Indemnity product seamlessly and easily into theirwebsites and mobile applications. Once InvestSure technology is added to a trading platform, it enables users to buy insurance on their shares with a single click. The full process from buying to insurance to settling claims is fully automated.The Investment Indemnity product itself is a unique innovation; it is designed to protect to protect shareholders against any losses in share value caused by actual or perceived fraud committed by management. This enables investors to secure their investments. The cost of the product is low enough to not significantly reduce returns of investors where no insurance event occurs, but to provide significant downside protection where an insured event does occur.
• CompariSure — Custom, built-for-purpose service and sales chatbot solutions for financial services providers.

Portfolio highlights

• MFS Africa — MFS Africa is the largest mobile money inter-operability hub in Africa, which connects mobile network operators across the continent through a single API. In addition to mobile remittance services, the MFS Africa API enables merchant payment, bulk payment, bank-to-wallet transfers, and an array of other cross border digital payments services.
• SOUK Farms — SOUK Farms is a fresh horticulture supply grower and exporter that pioneers innovation to improve agricultural sustainability and stimulate economic and social development.
• Complete Farmer — We are providing cutting-edge technological farming protocols and innovations with a unique business model and logistics that are revolutionizing...

Portfolio highlights

• Centbee — Centbee is a B2C payment company providing cross-border remittances and digital wallet. Founded in 2017, we provide an easy-to-use app that enables financially excluded customers to buy a wide range of important digital goods; and send money to family and friends quickly and cheaply.
• Vaionex — Next Generation Blockchain Applications. We are building the infrastructure and services that will power the new internet and economic system.
• Buzzmint — Buzzmint is a BSV tech platform that enables brands, creators, media specific businesses and individuals to simply and quickly ideate, create and deploy utility led NFT/Token projects.

Portfolio highlights

• Lua — Lua provides AI-powered virtual agents for sales, support, and bookings across channels like WhatsApp, Messenger, and email.
• Shiprazor — Shiprazor is an innovative shipping aggregator that revolutionizes the logistics industry by providing seamless solutions for businesses.
• Orca Fraud — Orca empowers fraud fighters with effective tools to combat fraud

Portfolio highlights

• AllLife — AllLife is the only South African insurer of people living with HIV/AIDs. Sadly, prior to AllLife, many HIV patients would be told their lives were un-insurable. Now AllLife tells that they can lead long, productive lives – so much so that they’ll insure it.
• Franq — Hyperlocal and phygital marketplace that connects financial products to retail & SME customers with the support of a baking agent.
• Twinco Capital — Twinco Capital provides suppliers, both large and small, with access to affordable funding and helps buyers build a competitive and socially responsible supply chain. Twinco Capital is the first company to have successfully launched this type of supply chain financing, offering to finance as early as the time of issuance of purchase orders.purchase.

Portfolio highlights

• Xoxoday — Loyalty program is crucial for big companies. We can help you engage and reward your customers online, discover our loyalty programs
• Tutuka — Paymentology's card issuing & processing platform helps banks & Fintechs to launch innovative, secure, and flexible card payment products in weeks.
• Paymentology —

Portfolio highlights

• Ivorypay — Ivorypay is a crypto payment gateway that enables businesses to get paid in stable cryptocurrency and leverage Defi and NFT for growth.Our goal is simply to create a blockchain based payment solution that powers seamless and cheap cross-border transactions in Africa without FX restrictions and also create better spend use cases for theexponentially growing base of crypto adopters on the continent.

Portfolio highlights

• GoMetro — Fleet management simplified with GoMetro. Integrate telematics, gain real-time visibility, and optimize operations with a secure, scalable platform,
• Sendmarc — Manage your organization's DMARC, SPF, and DKIM with world-class implementation services and support. All in one easy-to-use platform.
• visionAI — Enhance factory efficiency with visionAI by using existing cameras to uncover inefficiencies and eliminate your production blindspots. Book a demo now!

Portfolio highlights

• MDaaS Global — At MDaaS Global, we build and operate modern, tech-enabled diagnostic centres in clinically-underserved communities, starting in Nigeria. Our big goal is to create affordable healthcare solutions for Africa's next billion.
• Chefaa — Chefaa is a GPS-enabled pharmacy benefits platform connecting patients & pharmacies nation-wide to help patients manage all their pharmacy needs. Chefaa uses big data, data ming & machine learning
• Fulfillment Bridge —

Portfolio highlights

• Atura — Automated support that helps financial services do better business
• truID — truID is provides a single API to access identity data, balance and transactions from your user’s bank account. Connect with multiple institutions, save months of development and stay compliant.
• My-iMali — My-iMali is a mobile wallet solution used for safe and secure transactions. Pay any number of people for only R1.25, including Staff & Students.

Portfolio highlights

• Tagaddod — Tagaddod is a renewable Energy and Waste Management Egyptian company, started in February 2013 and operating in Cairo –Egypt. Currently focusing on clean fuels, Tagaddod is working on Biodiesel production from Vegetable Oils. Biodiesel is a fuel alternative that is produced from waste vegetable oils and used in conventional diesel engines, whichcan directly substitute for or extend supplies of traditional petroleum diesel.
• Coris Holding —
• Yednist' Group —

Portfolio highlights

• Capitalise.com — At Capitalise, our vision is to give small businesses and their advisers transparency and control over business finance, in one place.
• Bettr — Bettr is a digital banking app for creator. Download the app to get your zero monthly fee digital bank account and virtual card. Join our community of creators, gamers, influencers, freelancers, tiktokkers, streamers, YouTubers and digital gig workers.
• Zilch — Buy now, pay later with Zilch. Shop thousands of brands online or in store and pay off your purchase over 6 weeks in 4 instalments.

Portfolio highlights

• Chari — Chari is an e-commerce and fintech app for traditional retailers in French-Speaking Africa allowing them to order any consumer goods they sell and get delivered for free in less than 24 hours. Chari is also a financial services provider for these retailers, offering them microloans
• Mecho — Mecho is an on-demand auto repair and maintenance platform for individuals and businesses in Africa.
• Termii — Termii is an online platform that helps teams secure repeat customers by sending personalized emails and SMS through multiple.Termii helps African businesses communicate with customers across SMS, email, voice, and instant messaging channels. The company was founded in 2014 and is based in Lagos, Nigeria.

Portfolio highlights

• AMEA Power — Founded in 2016, AMEA Power has assembled a leading team of global industry experts to deliver clean energy projects across Africa, the Middle East and other emerging markets.
• Pele Energy Group — Pele Energy Group owns and runs renewable energy infrastructure in addition to providing economic and community development consulting services.
• Pele Green Energy — Pele Green Energy is an Independent Power Producer that develops, owns, procures, builds, and operates renewable energy power projects, including Small Scale Embedded Generation and utility scale power plants, and is the leading South African Independent Power Producer in the Renewable Energy Independent Power Producer Procurement, REIPPPProgramme.

Portfolio highlights

• KINO — KINO is a film production company that brings fans behind the scenes of their favorite hollywood films.
• Renaissance — Renaissance allows artists to amplify their streaming traction and tap into a community of their super fans.
• Virtualtech Frontier — Virtualtech Frontier develops business processes through virtual reality technology. It operates virtual event platforms, metaverse services, and virtual reality solutions. Virtualtech Frontier was founded in 2021 and is based in Selangor, Malaysia.

Portfolio highlights

• Vaionex — Next Generation Blockchain Applications. We are building the infrastructure and services that will power the new internet and economic system.
• BikeFair — BikeFair is an online marketplace for comfortable buying and selling verified non-stolen bicycles.The idea of BikeFair arose from our personal need to buy a cheap (yet usable) bike for everyday use in the Netherlands. That felt like an extremely hard & annoying thing to do with the existent tools. We are also fed up by the number of bikes weand our friends have already lost to theft, and we realized there is a way out of this: we can cut the demand for stolen bikes by creating a nice and easy-to-use alternative.Designed to prevent trading stolen bikes, BikeFair offers an easy and fun to use service alternative to the shady dude trying to sell you an obviously stolen bike on the corner at midnight.
• mintBlue — The infrastructure layer where enterprises and governments share, verify, and act on data without losing control. 50M+ daily transactions.

Portfolio highlights

• Captur — Captur helps companies make smarter decisions, at the speed of capturing a photo. We use expert triaging and visual AI to identify and action tasks instantly for companies managing in-field operations.
• AscendArc — AscendArc develops and manufactures small geostationary communication satellites for commercial and military applications
• LGND — LGND is a technology business that specialises in AI-powered spatial data solutions.

Portfolio highlights

• GoMetro — Fleet management simplified with GoMetro. Integrate telematics, gain real-time visibility, and optimize operations with a secure, scalable platform,
• Spatialedge — Empowering Businesses to Make the Right Data-driven Decisions. We specialise in building and operationalising cutting-edge analytical solutions that deliver business value through a suite of decision tools.
• Tractor Outdoor — Specialising in connecting brands to consumers through its network of traditional OOH, digital advertising technology, transit networks and ambient platforms

Portfolio highlights

• SKETCHAR.io — Sketchar is the ultimate AR drawing app for art creation, learning to draw, and collaborating with 12M people. Try now!
• Nyad —
• Polkadot — Polkadot is a dedicated community that envisions a web where users own their digital identities and data, restoring their authority.

Portfolio highlights

• Plentify — Plentify connects home appliances with cheaper cleaner energy. It does this with an intelligent residential load management platform which matches demand with clean energy supply for 75% cheaper than batteries. Plentify combines advanced hardware, AI, and user-centric design to create smart home products that delight customers while alsostrengthening electricity systems.
• Contactable —
• Ukheshe Technologies — Ukheshe Technologies is a technology company with a single API to integrate our fully digital financial services, including wallets, payment innovations and card issuing.

Portfolio highlights

• Yoco — Save time, money and guesswork. Yoco helps 200,000+ SA businesses run point of sale, take payments and access flexible business funding from one account.
• Gotrade — Buy U.S. stocks with Gotrade! Investing is now easier, safer, and hassle-free. Access stocks like Google, Apple, Netflix, and more.
• The Social Handshake — With Payroll Giving you make it easier and more financially attractive for your employees to give to charity. Directly from their salary.

Portfolio highlights

• AIxCrypto — Qualigen is a biotechnology company focused on the development and commercialization of novel therapeutic products for the treatment of cancer and infectious diseases, as well as the expansion of its flagship FastPack® diagnostic platform.
• Kado — Payments infrastructure for web3. Building solutions for simpler access to and utility for stablecoins.
• Blockradar — Blockradar helps fintechs offer stablecoin wallets and payments through simple APIs without needing deep blockchain knowledge.

Portfolio highlights

• Sticitt — Sticitt is a cashless payment platform. Sticitt services schools, lifestyle and golf estates, as well as events and is assisting one utility company to get clients to pay for water bills using its cashless payments system.

Portfolio highlights

• Sylndr — Sylndr is an automotive focused e-commerce marketplace bringing innovation to the used-cars market, where customers can reliably and transparently sell and buy used cars. The company is aiming to build trust in the used-car market by becoming the go-to place for customers seeking to sell and buy their cars, through an extensive range ofhigh-quality used vehicles accessible across a diverse set of financing solutions.
• Moniepoint — Moniepoint provides an all-in-one payments, banking and operations platform for businesses and their customers.
• Alameda Health Care — Alameda Healthcare: Your ideal choice for the best medical care in Egypt. Our group includes leading hospitals that offer various specialties and health services to meet the needs of you and your family.

Portfolio highlights

• Autogrid — AutoGrid Systems organizes energy data and employs big data analytics to generate real-time predictions that create actionable data.The company’s suite of flexibility management applications allows utilities, electricity retailers, renewable energy project developers and energy service providers to deliver cheap, clean and reliable energy bymanaging networked distributed energy resources (DERs) in real time and at scale. AutoGrid applications utilize petabytes of smart meter, sensor and third-party data, along with powerful data science and high-performance computing algorithms, to monitor, predict, optimize and control the operations of millions of assets connected across global energy networks.Established at Stanford University in 2011, they have assembled a team of world-class software architects, electrical and computer engineers, data scientists and energy experts who apply cutting-edge analytics and in-depth energy data science to solve the world’s most critical energy problems.
• 45-8 ENERGY — 45-8 ENERGY is exploring eco-friendly helium for uses in many industries.
• Ampersand — Ampersand catalyzes and power mass-market electric mobility. By supplying the battery swap network and operating system the company makes sustainable mobility rapidly accessible and affordable for developing markets, to improve livelihoods and the environment. With over a million km already covered by e-motorcycles in Africa using our plug-and-playpowertrain and energy network.

Portfolio highlights

• VALR — Buy and sell bitcoin, ethereum & more | Pay anyone for free with VALR Pay

Portfolio highlights

• Locstat — Locstat is a unique and first of its kind Graph Analytics Platform, with customer driven industry and point solutions, incorporating Graph-based AI, Analytics and Event Processing, that enables organisations to rapidly scale next generation data intelligence solutions.
• Sticitt — Sticitt is a cashless payment platform. Sticitt services schools, lifestyle and golf estates, as well as events and is assisting one utility company to get clients to pay for water bills using its cashless payments system.

Portfolio highlights

• VALR — Buy and sell bitcoin, ethereum & more | Pay anyone for free with VALR Pay

Portfolio highlights

• Haul247 — Haul247 delivers structured haulage, warehouse management, and port logistics across Africa. 3310+ trucks, 70+ warehouses.
• PayCode Inc — Paycode - Financial Inclusion. We are a B2B technology provider with a unique digital payments platform, providing Last Mile solutions to the unbanked and undeserved.

Portfolio highlights

• 3Commas — 3Commas develops a crypto-asset management tool for tracking investments and exchanges in a unified platform. It provides access to a unified dashboard as the central hub for trading and portfolio management execution.
• Fuel Labs — At Fuel, we are building the fastest execution layer for the modular blockchain stack.
• Optim Finance — Optim Finance provides investment tools that optimize yield on digital assets. Their financial primitives enable users to rent ADA delegation rights to power novel use cases such as SPO loans, leverage into ISOs, and initial bonds.

Portfolio highlights

• Rivy — Access flexible financing for solar energy projects with Rivy. Power homes, businesses, and communities with clean, affordable energy.
• Printivo — Design & print Business Cards, flyers, mugs and other print products online and we will deliver your doorstep. Get instant quotes.
• Snowstorm — Official site of the Snowstorm Network

Portfolio highlights

• Payflex — Payflex is an online payment product that enables shoppers to shop now and pay in 4 equal installments.
• ZestMoney — Enjoy the convenience of shopping for electronic gadgets, fashion, travel, education on EMI without credit card. No debit card or credit score required!
• Twisto — Twisto is on a mission to challenge the status quo of everyday finances via exceptional customer experience by being at the forefront in delivering cutting edge technology. Pay simply, fast and securely.

Portfolio highlights

• Workpay — Looking for the best payroll software in Kenya? Workpay provides the best payroll software and hr software for your business in Kenya, Nigeria and for Africa
• Orca Fraud — Orca empowers fraud fighters with effective tools to combat fraud

Portfolio highlights

• Bettr — Bettr is a digital banking app for creator. Download the app to get your zero monthly fee digital bank account and virtual card. Join our community of creators, gamers, influencers, freelancers, tiktokkers, streamers, YouTubers and digital gig workers.

Portfolio highlights

• BrightPlan — BrightPlan's financial wellness solution is built to lead all employees to financial success on their own terms at every stage of life.
• Bettr — Bettr is a digital banking app for creator. Download the app to get your zero monthly fee digital bank account and virtual card. Join our community of creators, gamers, influencers, freelancers, tiktokkers, streamers, YouTubers and digital gig workers.
• Uncle Nearest — The best whiskey maker the world never knew. Uncle Nearest 1856 Premium Whiskey. Visit one of these locations or buy online. Enjoy responsibly.

Portfolio highlights

• Pele Energy Group — Pele Energy Group owns and runs renewable energy infrastructure in addition to providing economic and community development consulting services.
• WhereIsMyTransport — WhereIsMyTransport is a leading mobility technology company and central source of complete public transport data for emerging-market megacities. Working on the ground in Africa, Latin America, Southeast Europe and South and Southeast Asia, we digitalise network information from all modes of public transport and maintain data accuracy as thesedynamic systems change. Our products and data services improve the public transport experience, and inform industry-leading clients.
• Sandfire Resources NL — Sandfire has grown to be a global copper producer of significance and continues to make strong progress toward its goal of being a sustainable mining company.