Top 20 InsurTech VC Funds & Investors in South Africa (October 2026)

Portfolio highlights

• OmniRetail — OmniRetail is a consumer goods distribution platform that solves the inefficiencies of traditional trade by digitizing key stakeholders through its products.
• East Africa Fruits — EA Fruits Farm is a business that engages in the large production and distribution of fruits and vegetables. As fruits are an essential part of a human's diet for maintenance of good health and wellbeing, the business will take part in providing the opportunity for Tanzanian citizens and other people overseas to get such fruits and motivatemore people to increase their intake of fruits whereby the company will strive to increase the supply to match the increased demand for fresh fruits and vegetables. The business envisions to be among the leading producers, distributors, and exporters of the fruits within the Country and overseas. The company is a highly profitable and viable business that expects to rise to about 5,000 USD from its current small-scaled operations, while more than 450,000 USD will be raised as a result of further expansion within a period of 2-4 years.
• Hinckley Recycling — Hinckley Recycling is dedicated to the responsibility of being a good steward of the environment and will in all circumstances aspire to constantly emphasize awareness of the natural environment, whilst maintaining a level of proficiency which demonstrates bona fide leadership in all spheres of the environment.

Portfolio highlights

• LifeQ — We empower everyone to delay aging, optimize your health, harness more energy, reduce the probability of disease, and understand why and how your body is changing, right now! It is in your power to be your biologically younger self.
• Pineapple — In short, Pineapple see the traditional insurance model, user journey and products as lacking and set out to remedy these by doing the following: 1) Changing the business model to align incentives, show people how premiums are used and award members leftover premium back 2) Making insuring as easy as snapping a picture where AI does the rest andcover is issued in under 60 seconds 3) Allowing per-item insurance and new product innovation to address cover not currently offered or accessible to manyPineapple launched in South Africa in 2018 with their "My Stuff" per-item insurance and have since launched their auto offering "My Ride". They have also partnered with Travelers in the US and have white-labeled their platform in the US.
• Investsure — InvestSure is a technology company that uses its software to enable partner investment platforms to sell its unique Investment Indemnity (insurance) product to their clients. InvestSure provides a full set of APIs that trading platform developers can use to integrate the Investure Investment Indemnity product seamlessly and easily into theirwebsites and mobile applications. Once InvestSure technology is added to a trading platform, it enables users to buy insurance on their shares with a single click. The full process from buying to insurance to settling claims is fully automated.The Investment Indemnity product itself is a unique innovation; it is designed to protect to protect shareholders against any losses in share value caused by actual or perceived fraud committed by management. This enables investors to secure their investments. The cost of the product is low enough to not significantly reduce returns of investors where no insurance event occurs, but to provide significant downside protection where an insured event does occur.

Portfolio highlights

• Pineapple — In short, Pineapple see the traditional insurance model, user journey and products as lacking and set out to remedy these by doing the following: 1) Changing the business model to align incentives, show people how premiums are used and award members leftover premium back 2) Making insuring as easy as snapping a picture where AI does the rest andcover is issued in under 60 seconds 3) Allowing per-item insurance and new product innovation to address cover not currently offered or accessible to manyPineapple launched in South Africa in 2018 with their "My Stuff" per-item insurance and have since launched their auto offering "My Ride". They have also partnered with Travelers in the US and have white-labeled their platform in the US.
• Aviro Health — We believe that empowering and supporting people to manage their own health benefits everybody.We built the Aviro Pocket Clinic to support self-care and provide access to services. We give people what they need to perform important health checks like regular HIV self-testing and connect them to experts and services who can offer hands-on and supported care when needed.
• Ngobese And Associates — Ngobese And Associates is a Financial Services providing firm offering brokeraging, advisory and intermediary services.

Portfolio highlights

• Pargo — Pargo is a convenient logistics solution that lets you collect and return parcels at Pargo parcel points throughout the country when it suits you best.
• Rather.chat — Rather.chat offers a platform that facilitates meaningful connections between businesses and their customers through WhatsApp. This service is designed to make customer interactions more personal and efficient, allowing for real-time communication. By leveraging the widespread use of WhatsApp, Rather.chat aims to enhance the customer serviceexperience, making it easier for businesses to address inquiries, resolve issues, and maintain engagement with their audience. The focus is on creating a seamless bridge for dialogue that respects the convenience and preferences of the modern consumer, who increasingly favors instant messaging over traditional forms of communication.
• Manholes 4 Africa — m4a (Pty) Ltd specializes in the manufacturing of composite and plastics products designed for the utilities networks industry. As an Original Equipment Manufacturer (OEM), the company offers a comprehensive range of products including access chambers, microducts, bundled microducts (multiducts), sub ducts, corrugated pipes, axsCHAMBERS™,cnktCLOSURES™, fibreDUCT™, and fibreCABLE™. These products cater to the telecommunications sector, providing end-to-end solutions for infrastructure needs. m4a (Pty) Ltd is recognized for its innovative approach in developing polymer and composite civil infrastructure solutions. The company holds ISO9001 certification, ensuring high standards in quality management systems.

Portfolio highlights

• Sendmarc — Manage your organization's DMARC, SPF, and DKIM with world-class implementation services and support. All in one easy-to-use platform.
• Peach Payments — Get Peach as your Payment Gateway and Grow your ecommerce. Process online payments with Visa, Mastercard, Debit Orders, EFT payments, and subscriptions. Plugins for Wix, Shopify, WooCommerce.
• Pan African Resources — Pan African and its subsidiaries are a South African based gold mining group which produces in excess of 200,000oz of gold per annum. The group also produces 10,000oz of PGM’s and approximately 400,000t of saleable coal annually.

Portfolio highlights

• Summit — Summit provides the best Commercial Insurance, Liability, Business, Tech & Cyber Insurance in Canada. We are specialized in custom insurance Solutions.
• Vivere Partners — Vivere is a tech-enabled MGA providing specialty property and management liability solutions for complex risks. We combine industry expertise with advanced analytics to deliver faster quotes, tailored coverage, and competitive terms.
• Bluefields Specialty Insurance — Technology-first insurance platform building curated programs for underserved specialty markets.

Portfolio highlights

• Kotani Pay — Kotani Pay is a technology stack that enables blockchain protocols, dapps, and blockchain fintech companies to integrate seamlessly to local payment channels providing them with a reliable on ramp and off ramp service to reach a wider customer base in Africa.
• Anchor — Anchor is building the infrastructure needed for businesses to build, launch, and scale banking and payment solutions.
• First City Monument Bank — First City Monument Bank (FCMB) Ltd is a full service banking group, headquartered in Lagos, Nigeria with the vision to be the Premier Financial Services Group of African origin.

Portfolio highlights

• CoverGo — Looking for an enterprise AI insurance platform? CoverGo automates workflows across distribution, policy servicing, and claims.
• Gala Macs — Gala Macs is an agricultural company engaged in the production of macadamia nuts.
• Pineapple — In short, Pineapple see the traditional insurance model, user journey and products as lacking and set out to remedy these by doing the following: 1) Changing the business model to align incentives, show people how premiums are used and award members leftover premium back 2) Making insuring as easy as snapping a picture where AI does the rest andcover is issued in under 60 seconds 3) Allowing per-item insurance and new product innovation to address cover not currently offered or accessible to manyPineapple launched in South Africa in 2018 with their "My Stuff" per-item insurance and have since launched their auto offering "My Ride". They have also partnered with Travelers in the US and have white-labeled their platform in the US.

Portfolio highlights

• Chari — Chari is an e-commerce and fintech app for traditional retailers in French-Speaking Africa allowing them to order any consumer goods they sell and get delivered for free in less than 24 hours. Chari is also a financial services provider for these retailers, offering them microloans
• Lua — Build, deploy, and scale enterprise-grade AI agents. Ship your first agent without touching infrastructure.
• Traction Apps — Traction apps provide businesses end to end tools they need to run and grow their businesses.

Portfolio highlights

• Onmeta — Onmeta
• Anchor — Anchor is building the infrastructure needed for businesses to build, launch, and scale banking and payment solutions.
• Sealance Corp. — Sealance provides financial services, cryptography and other services.

Portfolio highlights

• Kapu — Your favorite supermarket on every street.
• Nitex — Nitex is a B2B platform for sustainable garments supply chain allowing fashion retailers to manage product design, developments, compliance, order tracking, and insurance in one platform.
• Swoop — Food delivery in Lagos. Fast, transparent, and built for how you eat. Order online from restaurants in Lagos with transparent fees and real-time tracking.

Portfolio highlights

• BFree — BFree focuses its collection processes on sustainably leading customers out of debt by giving them back control over their finances.
• FireID — FireID is a venture builder that helps makers, with unique skills and passion, build businesses to solve meaningful problems.
• Kuunda — Kuunda provides consulting, liquidity management, data insight tools enabling users to fulfill financial needs through a digital platform.

Portfolio highlights

• BriteCo — Their cloud-based BriteCo Appraisal Management System is the gateway to making the jeweler’s life easier and more productive—-and customers happier and more secure with immediate insurance coverage of their fine jewelry and watches.
• Lemonade — Lemonade operates as a full-stack insurance company powered by AI and behavioral economics and driven by social good. It is a licensed insurance carrier, offering homeowners and renters insurance. Lemonade replaces brokers and bureaucracy with bots and machine learning, delivering zero paperwork and instant everything. The company uses artificialintelligence and behavioral economics to set rates for the homes and renters it insures. Lemonade was founded in Tel Aviv, Israel, in 2015 and is headquartered in New York, NY, United States.
• Viridium Group — Viridium Group is the leading specialist in the efficient management of life insurance portfolios in Germany. The foundation of its activities is a customer-focused service organisation combined with efficient portfolio management. As of mid-2017, the companies of Viridium Group administered a combined total of about one million insurance policiesand about €15 billion in assets. The Group's shareholders are Cinven, a leading international private equity firm, and Hannover Re, the world's third-largest reinsurance company.

Portfolio highlights

• Julaya — Julaya is a fintech providing African businesses with a digital account to make payments : disbursing mobile money transactions to their employees, suppliers, and owning their own virtual and physical prepaid cards. By digitizing their operations on the Julaya platform, businesses have access to digital loans.
• maviance — Maviance is a German-based consulting (business and IT) and software development company that develops industry-specific for web and mobile applications for businesses and governments. It creates sustainable and customized solutions to meet the requirements of customers by combining its industry experience with solution-oriented skills of businessre-design, concept, project management, programming, and testing.Our commitment to excellence and sustainability is evident in suite of innovative and scalable smart mobile enterprise applications in industries like Microfinance, Metering, Insurance and Sales Automation. Each of our applications consists of a web-based back office server, mobile clients and APIs for SMS, mobile billing, mobile payment and integration into existing systems. Maviance serves clients in the financial services, telecommunications and public sectors, increasing productivity, reducing costs and improving their management capabilities. Founded in 2008, maviance GmbH is headquartered in Leipzig, Germany.
• Numida — Growing African small businesses with affordable, convenient, and fair credit.

Portfolio highlights

• Julaya — Julaya is a fintech providing African businesses with a digital account to make payments : disbursing mobile money transactions to their employees, suppliers, and owning their own virtual and physical prepaid cards. By digitizing their operations on the Julaya platform, businesses have access to digital loans.
• maviance — Maviance is a German-based consulting (business and IT) and software development company that develops industry-specific for web and mobile applications for businesses and governments. It creates sustainable and customized solutions to meet the requirements of customers by combining its industry experience with solution-oriented skills of businessre-design, concept, project management, programming, and testing.Our commitment to excellence and sustainability is evident in suite of innovative and scalable smart mobile enterprise applications in industries like Microfinance, Metering, Insurance and Sales Automation. Each of our applications consists of a web-based back office server, mobile clients and APIs for SMS, mobile billing, mobile payment and integration into existing systems. Maviance serves clients in the financial services, telecommunications and public sectors, increasing productivity, reducing costs and improving their management capabilities. Founded in 2008, maviance GmbH is headquartered in Leipzig, Germany.
• Numida — Growing African small businesses with affordable, convenient, and fair credit.

Portfolio highlights

• Express — Express is a specialty apparel and accessory retailer offering both women's and men's merchandise. The company operates in brick-and-mortar retail stores and the express.com e-commerce website. The company offers its customers an assortment of fashionable apparel and accessories to address fashion needs across multiple aspects of theirlifestyles, including work, casual, jeanswear, and going-out occasions. During the fiscal year ending January 28, 2012 (fiscal 2011), the company opened its stores in Canada. As of January 28, 2012, it operated 609 stores in 47 states across the U.S., as well as in the District of Columbia, Puerto Rico, and two provinces in Canada. These include 576 dual-gender stores, 20 women's stores, and 13 men's stores.
• Vivint Solar — Sunrun is the leading home solar panel and battery storage company. Go solar for little to $0 down, lock in low energy rates. Get a quote today
• Stag Industrial — STAG Industrial, Inc. (STAG) is a self-administered and self-managed full-service real estate company focused on the acquisition, ownership and management of single tenant industrial properties throughout the United States.STAG Industrial target the acquisition of individual Class B, single tenant industrial properties predominantly in secondarymarkets throughout the United States with purchase prices above $5 million that are critical to the tenants' businesses. Where appropriate risk adjusted returns present themselves, we also may acquire assets in both primary and tertiary markets.Their properties include warehouse/distribution, manufacturing and flex/office buildings.

Portfolio highlights

• iPremom — iPremom is a healthcare technology company that develops molecular diagnostic solutions for the early detection and prediction of pregnancy complications, particularly preeclampsia.
• Respiro Diagnostics — Respiro is harnessing insights from the breath to detect lung cancer earlier, non-invasively, and without scans or radiation. Built for use in everyday care settings.
• iPronics — iPronics develops the innovative concepts of general-purpose integrated programmable photonic systems.

Portfolio highlights

• Kopano — Kopano is improving the way insurance is delivered to emerging markets by creating highly scalable, flexible, low-cost digital solutions. Kopano’s combination of mobile-first user experiences and core insurance systems allows for the quick launch of products which are supported by efficient and low-cost servicing models. Our machine learning andAI capabilities enable a high degree of user personalisation and the ability to uncover behavioural and underwriting insights. Kopano has deployed solutions in the short- and long-term industries catering for consumers across all income levels.

Portfolio highlights

• OfferZen — On OfferZen, Dutch tech companies reach out to you with upfront role and salary info so you can make the right career move.
• Root — Launch digital and embedded insurance solutions with omni-channel distribution.
• Float — Buy what you want now using your credit card and pay it off over up to 24 monthly instalments. No interest. No fees. No sign up.

Portfolio highlights

• Mindjoy — Mindjoy is an AI-powered learning platform that provides personalized tutoring and support for students and educators.
• OfferZen — On OfferZen, Dutch tech companies reach out to you with upfront role and salary info so you can make the right career move.
• Root — Launch digital and embedded insurance solutions with omni-channel distribution.