Top 15 InsurTech Startup Investors in Kenya (November 2026)

Portfolio highlights

• Kuunda — Kuunda provides consulting, liquidity management, data insight tools enabling users to fulfill financial needs through a digital platform.
• Revrag — Embed AI agents directly into your BFSI product. Automate onboarding, re-engage drop-offs, and drive conversions with In-App and Calling AI agents.
• Finfra — From application to decisioning to operations - FINFRA provides the necessary infrastructure and services for technology companies to embed financial services to their environment through a seamless integration.

Portfolio highlights

• UbaPesa — UbaPesa is the best peer to peer lending app in Kenya which allows you to lend and borrow money in real-time.
• The Kueq Limited — The kueq is a Virtual Bank mobile based user initiated Automated & manual lending & borrowing app providing a platform for Individual funders to loan to individual borrowers on 10 days & 20 days, World major currencies FX trading (USD/KES, EUR/KES, GBP/KES) Have a physical and or virtual prepaid card, credit card& or debit card, Make RTGS & international TT using SWIFT Pesa linked – local payment gateway Pay water, electricity, cable bills. Buy government treasury bond and treasury bills, Buy insurance covers both life & general insurance covers et al. Crowd funding of it’s own shares, (Buy shares of The kueq limited on it’s own app. The next level crowd funding) based on real time company performance information e.g toplines, PAT, EBITDA, D/E, EPS, DPS, statutory ratios; cash ratios, core capital, Business accounts, Bid bond & invoice discounting

Portfolio highlights

• STEM Cafe — STEMCafe by RVRB is a fun out of school learning centre for kids
• Lori Systems — Lori Systems is revolutionizing African logistics through innovative technology solutions. We connect shippers, transporters, and drivers to create efficient, reliable, and transparent supply chains across Africa.
• Talent Nation — Talent Nation trains and places AI engineers with businesses through its Learn2Earn academy.

Portfolio highlights

• Chari — Chari is an e-commerce and fintech app for traditional retailers in French-Speaking Africa allowing them to order any consumer goods they sell and get delivered for free in less than 24 hours. Chari is also a financial services provider for these retailers, offering them microloans
• Lua — Put agent teams to work on your goals. Lua gets your agents and your team working together in one place, shaped around your business.
• Traction Apps — Traction apps provide businesses end to end tools they need to run and grow their businesses.

Portfolio highlights

• MIA Group — MIA Group is a consumer internet company in Francophone Africa. We are on a mission to make commerce easy through a digital ecosystem fulfilling the everyday needs of consumers online and offline.Our businesses include Miaplenou.com: The largest online retail platform operating in Togo, Benin, Mali, Niger, and Burkina Faso. Launched 2012.Kiosk: online reselling App that enables anyone to start a business without investment. Launched 2021.MiaPay: QR code payment and lifestyle services
• Tribal Credit — Tribal is a payments and financing platform using the latest emerging technologies to provide small and medium-sized businesses (SMBs) in emerging markets with better access to financial services. Tribal offers these SMBs access to modern payment methods like multi-currency physical and ​virtual business credit cards​, local and internationalwires, along with short-term financing, and a powerful ​spend management platform​ to track and control their expenses—all in one seamless interface. Tribal has raised from SoftBank Latin America Fund, QED Investors, BECO Capital, Stellar Development Foundation, and Coinbase Ventures. The company is also among an elite group of companies chosen as part of the Visa FinTech Fast Track program.
• Fulfillment Bridge — Fulfillment Bridge is a leading global logistics and order fulfillment solutions provider. We offer comprehensive, fast, and affordable supply chain management solutions to facilitate your e-commerce business. From packing and picking to the management of inventory and final delivery, our simple yet powerful order fulfillment solutions give youre-commerce business an edge over your competitors. As we have developed a global warehousing and logistics network across more than fourteen countries, you can easily connect your multiple shops even at different marketplaces, like Amazon, eBay, Shopify, Prestashop and others by using our logistics software. Our client-centered solution provides a complete logistics solution from warehousing to last-mile shipping of products to end-users.We are also the first 3PL to enable payment on delivery in Morocco and to facilitate market expansion in the region. By partnering with key stakeholders Cronodiali & Cashplus in Morocco, our custom-made solution announces the beginning of a new era in the African leading country in terms of customer demand. Additionally, our MEA Bridge solution fosters selling across the region mainly in Saudi Arabia, UAE, Kuwait & Egypt by offering non-biding marketplace listing, so e-commerce sellers can start selling on Amazon or Noon without having an obligation to open a local bank account or legal entity! Multiple Sales Channels: Integrate your sales channels hassle-free, import your orders, and start selling worldwide. IOR & Custom Clearance: We take care of IOR & customer clearance, including handling VAT, Tax obligations, and compliance! Warehousing Network: Leverage the power of a global network with more than 15 strategically-located fulfillment centers. Order Management System: Sync and manage orders across multiple channels seamlessly from one central portal. Inventory Management: Streamline, monitor, and automate most of the tedious time-consuming inventory tasks. Shipping: Save time and money, earn better margins, and expand your business with comprehensive global shipping options. Fulfillment By Merchant: Save time, cut shipping costs, and speed up your Amazon deliveries with Fulfillment Bridge Amazon FBM service. Returns Management: Handle returns with ease. Inspect, evaluate, and repurpose sellable items to active inventory. Shopify Fulfillment: Integrate your Shopify store to Fulfillment Bridge. Get all the tools you need to ship out your goods swiftly and efficiently. Prestashop Order Fulfillment: Reduce operational complexity and sell to international customers effortlessly with Fulfillment Bridge Prestashop fulfillment.

Portfolio highlights

• HUNTY — HUNTY is a platform that help people find jobs by connecting them with world class mentors who prepare them for the job search process. And people only pay when they get hired.
• BriteCo — Their cloud-based BriteCo Appraisal Management System is the gateway to making the jeweler’s life easier and more productive—-and customers happier and more secure with immediate insurance coverage of their fine jewelry and watches.
• Lami — Lami is an end-to-end digital insurance platform and API that enables companies across sectors to offer insurance products. Its API allows underwriters to connect with consumer-facing companies that can provide embedded insurance as a value add for existing customers, many of whom are uninsured.

Portfolio highlights

• Releaf Earth — We are industrializing food processing in Africa. We've led 1000+ smallholder farmers to provide food factories with >7.5 million kilograms of quality crops.
• Tripesa — Control what AI coding assistants can install. Approve libraries, MCP servers, and extensions before they enter your codebase.
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Portfolio highlights

• Leodan — Using over 15 years’ experience of past practical technology implementations, Leodan enhances the competitiveness of organisations’ processes and systems through advising on implementing and improving Automatic Identification and Data Capture technology.With experience of over 100 Auto ID and IT implementations in private and public sector, theyare well positioned within Asia Pacific region to assist organisations in improving process control within the logistics, supply chain, manufacturing, healthcare and government sectors.
• Rology — AI-assisted On-demand Teleradiology Platform
• Lami — Lami is an end-to-end digital insurance platform and API that enables companies across sectors to offer insurance products. Its API allows underwriters to connect with consumer-facing companies that can provide embedded insurance as a value add for existing customers, many of whom are uninsured.

Portfolio highlights

• Espa — Espa is an AI-powered productivity assistant that helps you get things done.
• Bluecore Energy — Bluecore Energy is a maritime nuclear energy startup that builds compact, zero-emission small modular reactors (SMRs) on floating barges to democratize access to clean energy. The company develops portable, water-cooled power systems designed to scale and meet the energy demands of heavy maritime operations, coastal communities, and major ports.
• TrashLab Software — CRM, dispatch, billing, calls, routes, and AI order taking for waste haulers in one operating system. Bring disconnected workflows and tools together.

Portfolio highlights

• Zomni AI — Zomni Solutions Private Ltd builds an agentic AI harness — a reusable engineering platform for designing, launching, and operating high‑impact AI products. The platform integrates large language models, proprietary orchestration workflows, behavioural feedback loops, and safety controls to power reliable AI companions and utilities. Cosmuna, Zomni’s flagship product, is now live and available for public use. Cosmuna is an AI transformation companion built on Zomni’s agentic architecture and Blueprint engine. It helps users clarify what matters, turn intentions into commitments, navigate timing and obstacles, and capture proof of real change in daily life. As a live product, Cosmuna generates recurring revenue and actively validates the underlying harness by demonstrating Zomni’s ability to ship mission‑driven AI products that increase human clarity, agency, and happiness. Cosmuna (Zomni’s flagship product) initial customers are digitally literate, growth‑oriented adults (22–40) seeking measurable life change rather than generic inspiration or prediction. They engage with self‑development, coaching, spirituality, or astrology but struggle to translate insight into consistent action. Cosmuna provides personalised timing guidance, commitment support, obstacle navigation, and a visible proof trail of progress. The company is launching first in the UK, using digital acquisition to refine positioning, pricing, retention, and transformation outcomes before expanding to wider English‑speaking markets. Because Cosmuna is fully digital and already live, Zomni can scale globally once the proposition is validated. Zomni’s current business model centres on digital subscriptions for Cosmuna, with premium tiers and add‑on experiences as transformation outcomes strengthen. Defensibility comes from its reusable agentic AI harness, the Cosmuna Blueprint engine, accumulated behavioural data loops, and a brand built around humane, evidence‑based transformation. Each new product built on the harness compounds Zomni’s technical infrastructure and speed of execution. Strategically, Zomni aims to: (1) help millions achieve evidence‑based transformation in self‑image, behaviour, and life outcomes; (2) prove and continually improve an agentic AI harness capable of powering a portfolio of humane, mission‑driven products; and (3) grow a sustainable, values‑led company advancing responsible AI engineering. Immediate priorities include scaling Cosmuna’s live experience, validating repeated engagement, collecting proof‑of‑change signals, and using these insights to refine the harness, acquisition strategy, and product roadmap. Zomni is seeking the resources and partnerships required to move from early launch to sustained growth while maintaining its commitment to responsible AI and measurable human benefit.
• EVENT SENTINEL AI — Event Sentinel AI is a technology company that provides AI-based monitoring and predictive analytics solutions for enterprise infrastructure. It focuses on detecting early warning signals in system and operational data to help prevent downtime and infrastructure failures. The platform supports real-time monitoring, risk identification, andperformance optimization to improve operational resilience and decision-making.
• Cloud Guardian — Next-generation, cyber-focused Managed Security Service Provider (MSSP) and autonomous threat intelligence engine combining managed IT, 24/7 SOC capabilities, and real-time AI incident intervention. Industries: Information Technology, Cybersecurity, Cloud Computing, Managed Services, Artificial Intelligence. Industry Groups: B2B Enterprise Software, IT Services & Consulting, Cyber Defense.

Portfolio highlights

• MDaaS Global — At MDaaS Global, we build and operate modern, tech-enabled diagnostic centres in clinically-underserved communities, starting in Nigeria. Our big goal is to create affordable healthcare solutions for Africa's next billion.
• Chefaa — Chefaa is a GPS-enabled pharmacy benefits platform connecting patients & pharmacies nation-wide to help patients manage all their pharmacy needs. Chefaa uses big data, data ming & machine learning
• Waspito — We are the platform that engages Africa into the conversation and action to drive affordable and accessible quality healthcare across the continent.

Portfolio highlights

• BIMA — BIMA is an insurtech player using mobile technology to provide insurance and health services to emerging markets. To serve its customers, the company has developed a proprietary technology platform, established exclusive partnerships with mobile operators, and built relationships with international insurers. BIMA utilizes its technology platform toserve customers in 13 countries across Asia, Africa, and Latin America and has reached to date 31 million subscribers.
• CrowdForce — CrowdForce is an offline distribution network for market research and financial services. The company empowers businesses to drive mass adoption of digital, crypto, and financial services through the use of mobile technology to help businesses, banks, digital wallets, multinational organizations, NGOs, and government agencies to reach theunderserved population in their communities.CrowdForce was founded in 2016 and is headquartered in San Francisco, California.
• Helium Health — Helium Health empowers healthcare providers in Africa with digital tools, financing solutions, and data partnerships. Learn more about our innovative solutions.

Portfolio highlights

• Lami — Lami is an end-to-end digital insurance platform and API that enables companies across sectors to offer insurance products. Its API allows underwriters to connect with consumer-facing companies that can provide embedded insurance as a value add for existing customers, many of whom are uninsured.

Portfolio highlights

• mTek — Need help with your device protection or insurance plan? No problem - get in touch with us!
• Happy Pay — Happy Pay is a credit scoring system developing company. The company integrates an autonomous artificial intelligence technology system with the merchant's platform to increase their average basket size and customer conversion metrics, providing users with buy now, and pay later services.
• Fractal Labs — Do-Whith-Webflow HTML website template

Portfolio highlights

• Billboxx — Empowering SMEs to pay and get paid on time, every time.
• mTek — mTek is a digital online insurance platform that provides an entirely paperless ecosystem for the insurance industry.
• REasy — Top up locally, pay suppliers globally, and manage international shipments with REasy. Fast, secure, and designed for African businesses expanding worldwide.