Top 50 Finance Angel Investors in France (July 2026)

Portfolio highlights

• Qutwo — Europe’s next-generation AI lab for a quantum world.
• HrFlow.ai — Meet the first AI agents and Foundation models trained on billions of interview outcomes. The Hiring SuperIntelligence predicts your next hires and who's worth meeting, saving managers thousands of hours wasted on false positives.
• Advanced Machine Intelligence — AMI - Advanced Machine Intelligence - builds world-model-based AI that understands the real world. We develop safe, controllable intelligent systems for industry, robotics, healthcare, and beyond.

Portfolio highlights

• ADN Skis — ADN Skis are developing a technology that integrates eco-design and composite material dismantling processes for the outdoor sports industry. The company shifted its business model to focus on technology licensing, transforming ADN into an ingredient brand, offering solutions for ski manufacturers and recycling players.
• Shadow — Experience the power of cloud gaming with Shadow.tech. Dive into a world where high-performance gaming is accessible on any device. Enjoy features such as 4K resolution, VR compatibility, and seamless gameplay without the need for expensive hardware. Explore our comprehensive game store and start your ultimate gaming journey today
• URBAN CUISINE — URBAN CUISINE develops connected indoor vegetable gardens.

Portfolio highlights

• Feve — Feve seeks to accelerate the agroecological and food transition while also protecting lives and the environment. Feve objective is to assist project leaders in establishing diverse and collaborative groups on medium-sized farms and to enable people to live better by generating synergies between production workshops, on-farm processing, and directsales.
• La Solive — La Solive provides professional course training services. They offer courses for energy renovation, vocational training, professional retraining, ecological transition, professions of the future, and concrete professions.
• mobee travel — Mobee travel is the first holiday booking plate form dedicated to reduced mobility people. We sell more than 30'000 accessibles accomodations all around the world and each of them are checked to ensure to our traveler's that everything's will be good for their needeed. If our traveler's need to have medical equipment duringtheir trip, we provide them on the spot before their arrival.

Portfolio highlights

• OnParty — OnParty is a digital platform and mobile app designed for organizing, discovering, and managing parties and nightlife events. Users can easily create event pages, invite friends, and access exclusive nightlife experiences. The app also connects users with vetted professionals such as DJs, influencers, and artists to enhance event planning andexecution.
• HrFlow.ai — Meet the first AI agents and Foundation models trained on billions of interview outcomes. The Hiring SuperIntelligence predicts your next hires and who's worth meeting, saving managers thousands of hours wasted on false positives.
• DotBlocks — The first no-code simulation platform designed to accelerate your innovation workflow.

Portfolio highlights

• Flowdesk — The new standard for market-making and crypto-financial technology. Market-making as a Service, brokerage, custody of cryptocurrencies.
• Silvr — Silvr reinvents the way entrepreneurs get funded.Financing businesses has not evolved over the last decades: banks prefer to fund assets, equity is not the best fit for all. At Silvr, we empower entrepreneurs by building a world where funding is easy to access, scalable, and equity-free. We leverage digital businesses data to predict futurerevenues and offer funding in 24 hours.We are headquartered in Paris, are backed by ISAI and Eurazeo and we deploy millions of euros of funding for European entrepreneurs every month.
• Numeral — Numeral enables financial institutions, tech companies, and corporates to scale bank integrations and payment operations with a single API.

Portfolio highlights

• Arrago — Arrago is a Fintech lending platform providing French Lifetime Mortgages
• Qlower — Qlower assists landlords in managing their properties by leveraging on Open Banking and Machine Learning technologies. Qlower offers free rental management and automates accounting & tax declaration. Its DeepTech Wealth Advisory engine provides quantified savings and assists investors in making right decisions.
• Celest Science — Understand, monitor and anticipate your exposure to extreme weather events in the context of climate change with our proprietary AI models. Risk Assessment | Subseasonal to seasonal forecast | CatNat modelling | Climate APIs.

Portfolio highlights

• Swaive — Swaive operates a financial firm that invests in risk-free instruments. The organization allows you to park your money without risk.
• Flowdesk — The new standard for market-making and crypto-financial technology. Market-making as a Service, brokerage, custody of cryptocurrencies.
• Luna Food — Luna Food is a Food and Beverage company.

Portfolio highlights

• Inato — Inato matches the right sites to the right clinical research study, globally.
• Sancare — Sancare enables hospitals to better treat their patients at a lower cost through artificial intelligence.
• HrFlow.ai — Meet the first AI agents and Foundation models trained on billions of interview outcomes. The Hiring SuperIntelligence predicts your next hires and who's worth meeting, saving managers thousands of hours wasted on false positives.

Portfolio highlights

• Luko — Luko is an insurance company that provides a device that focuses on home security and reduces electricity bills. It features an AI-powered sensor designed for monitoring and preventing home accidents. Luko aims to move insurance from a claims-based model to prevention with its proprietary technology.The company was founded in 2016 andheadquartered in Paris, France.
• Memo Bank — Memo Bank is a new bank for small & medium-sized businesses.
• Colette — We help students & young active to access a better & affordable housing by co-living with seniors who have spare rooms.

Portfolio highlights

• Kraaft — Kraaft.co is an instant messenger app dedicated to site monitoring for VRD public works trades: roads and various networks. Paris, Île-de-France in 2019.
• TeamOut — TeamOut offers an online platform to help remote teams find the perfect offsite.
• CastorDoc — Find, Understand, Use your data assets. With Castor, your data is well documented and discoverable by everyone in your team.

Portfolio highlights

• Kactus —
• uptime.ac — Founded in 2016, uptime's predictive maintenance technology for elevators provides access to data that leads to fewer breakdowns, more uptime and less costs. Elevators with uptime’s artificial intelligence system benefit from real-time data to monitor safety, increase performance and modernise the outdated elevator experience, while theavailability of transparent information strengthens trust between building managers and elevator service providers. uptime’s brand-agnostic offering allows elevator service providers to grow their maintenance portfolios and improve retention rates thanks to fewer failures and more transparency, while residential and commercial buildings rely on uptime technology to enhance the safety and efficiency of their facilities. Today, uptime is used by more than 200 companies in Europe. uptime is headquartered in Paris and London, and plan to expand in multiple countries by 2023. The company is backed by major funds such as Serena Capital, KIMA Ventures and Acequia Capital.
• Mabel — The power of Functional mushrooms and Microdosing Mushrooms

Portfolio highlights

• Verteego — Decision Intelligence empowers retailers and brands with real-time recommendations and automated actions to unlock efficiency and growth
• Aria — Aria is a fintech startup that allows companies to pay their freelancers. The company provides a response that is both innovative and concrete to a strong economic challenge that weakens talent and affects the competitiveness of companies. Aria was founded in 2019 and is based in Paris, France.
• Duna — Meet the modern platform that accelerates business onboarding, automates manual work and grows revenue.

Portfolio highlights

• Indeez — Indeez is an European insurtech focused on everyday needs of independent workers, by providing them with better income protection.
• LiveFlow — The easiest way to bring financial data into your spreadsheet. Automate your finances, consolidate your accounts and collaborate in real-time. Try LiveFlow for free today!
• Aria — Aria is a fintech startup that allows companies to pay their freelancers. The company provides a response that is both innovative and concrete to a strong economic challenge that weakens talent and affects the competitiveness of companies. Aria was founded in 2019 and is based in Paris, France.

Portfolio highlights

• Spiko — Spiko is a tokenization platform that offers to be the supplier of tokenized Money Market Funds.
• RockFi — RockFi is a private management company offering wealth management services.
• Piston — Piston is the first Agentic ERP that thinks, advises, and executes tasks autonomously, so revenue grows while your team stays lean.

Portfolio highlights

• Conveyd — Conveyd provides a digital conveyancing platform that supports residential property transactions by combining online workflows with regulated legal services. The platform enables users to manage buying, selling, and remortgaging processes through a single interface that handles case initiation, identity checks, document management, andcommunication with legal professionals. Conveyd uses automation and data-driven checks to streamline tasks such as onboarding, compliance verification, and progress updates, helping reduce manual steps in traditional conveyancing. Its services include online quotes, digital case tracking, and structured updates that allow customers, brokers, and partners to monitor transaction stages in real time. The company works with qualified conveyancing solicitors to prepare, review, and complete legal documentation required for property transfers. Conveyd’s offering is designed to integrate legal execution with technology-enabled transparency across the conveyancing process.
• Talentir — Content Monetization
• Steward — Steward.ai is a VC-backed fintech startup specializing in AI-powered compliance for investor onboarding, AML, and KYC processes.

Portfolio highlights

• Hoora —
• Entroview — Entroview delivers battery diagnostics for EV mobility, using entropy-based technology to optimize battery performance.
• Kerys Software — Your Isolated Workplace is Just One Swipe Away

Portfolio highlights

• MerciYanis — Yanis is a Toulouse start-up that uses the Internet of Things (IoT) to connect buildings and help work environment departments
• Julaya — Julaya is a fintech providing African businesses with a digital account to make payments : disbursing mobile money transactions to their employees, suppliers, and owning their own virtual and physical prepaid cards.
• Primaa — Primaa develops AI-based software for automated and accurate histological diagnoses, improving a vital step in the detections of cancer and other pathologies.

Portfolio highlights

• omena — Oména is working on a digital handbook to assist women as they transition through menopause.
• Memo Bank — Memo Bank is a new bank for small & medium-sized businesses.

Portfolio highlights

• Kraaft — Kraaft.co is an instant messenger app dedicated to site monitoring for VRD public works trades: roads and various networks. Paris, Île-de-France in 2019.
• RockFi — RockFi is a private management company offering wealth management services.
• Twin — Twin Labs, offer an automated tool for repetitive operations, such as onboarding new staff to all internal systems.

Portfolio highlights

• Humera — Humera develops AI-based solutions for CAPTCHA and bot detection, focusing on minimizing user disruption during online verification processes. Its technology uses real-time machine learning to identify bots and prevent fraud without relying on traditional visible CAPTCHA challenges. The system aims to help platforms detect automated activity whilemaintaining user privacy and reducing friction for legitimate users.
• Allonic —
• Heywa Labs — Heywa Labs develops Generative UX (GenUX), an AI-driven interface layer that creates dynamic, adaptive user experiences beyond static text or links. Their flagship app, Heywa, delivers visual, tappable "stories" of cards for tasks like cooking, travel, fitness, and DIY, reconfiguring in real-time based on user interactions.

Portfolio highlights

• Raiku — Raiku is a Web3 infrastructure startup focused on enhancing the Solana blockchain's reliability and predictability.
• Zama — Secure data privacy of your application with the Zama Concrete framework and its fully homomorphic encryption library
• Self Protocol — Self is spearheading a secure, human-first internet by allowing users to verify their identities while maintaining their privacy. Self Protocol is an identity and proof-of-humanity solution that uses zero-knowledge technology to confirm personhood and distinctive traits, like age and nationality, without revealing private information.

Portfolio highlights

• Enki — Enki is the most effective way to learn Looker, Tableau, SQL, Excel, and other data skills. Training fully customized by role and team. Use data in the highest impact way for your role.
• Oxygen — Oxygen is a digital banking platform. It is the first and only challenger in the US that offers both personal and business banking. The bank of the 21st-century economy, serving consumers, small businesses, and freelancers.Available on iOS and Android, Oxygen users enjoy no monthly fees, no paperwork, early direct deposit, simple transfers,cashback rewards, savings accounts, as well as retail and travel benefits. Businesses can easily control their finances with solutions that are elegant, simple, and secure.
• Willow Voice — Willow Voice is a technology company that develops voice input solutions using artificial intelligence. Its primary product is a dictation tool that converts spoken language into text in real time. The platform is designed to support everyday digital tasks by reducing reliance on manual typing.

Portfolio highlights

• Feather — Feather gives you insurance advice for expats in Germany. Our digital insurance agent will help you get the right insurance policies for your need.
• 1Bstories — Helping publishers and brands increase engagement and conversions using AI. Mobile, vertical, 60 second video formats made in an instant. Tell your story today!
• Gradient Labs — Our AI agent resolves complex customer service queries end-to-end. Delivering quality, efficiency and compliance at every step.

Portfolio highlights

• Cashbee — Cashbee is a mobile application to helps save money with budget analysis tools based on artificial intelligence. They wish to help the French to save better and more, and to provide the technological means to do this in the simplest possible way, without having to change banks. The Cashbee App allows you to put money aside with a simple swipe onyour smartphone. They alert you every time when they think you can put some more cash aside.
• Kate — Kate redefines everyday mobility by offering electric vehicles made in France.
• Kubo Labs — Kubo Labs provides a suite of products to simplify your experience with Kubernetes.

Portfolio highlights

• Finexkap — Finexkap is a unique web-based marketplace providing a revolutionary web solution to short-term capital funding. Bringing together SMEs and qualified investors, Finexkap is fast, user-friendly and highly secure. Finexkap offers a short-term, flexible and paperless funding solution with no volume or timeframe conditions attached.
• Happen — Lending Club is an online financial community that brings together creditworthy borrowers and savvy investors so that both can benefit financially. They replace the high cost and complexity of bank lending with a faster, smarter way to borrow and invest. Founded in 2007, the company is headquartered in San Francisco, California, United States.

Portfolio highlights

• Paymium — Founded in 2011, Paymium is pioneering Bitcoin services, with several tens of thousands of European customers.Paymium.com is the first European Bitcoin marketplace compliant with EU regulations on payment services.Paymium also offers solutions for merchants and payment processors allowing them to accept payments in bitcoins, while avoidingcurrency risks and reducing transaction costs.Paymium is a French company headquartered in Paris.
• Skyways — A new form of transportation is here.
• Chefclub — Chefclub is a cooking channel that shows food videos on television and the Internet. The company is a multicultural team of talent from all around the world, with a passion for cooking. The company was founded in 2016 and is based in Paris, France.

Portfolio highlights

• autone — Autone is a SaaS operational platform enabling retail & CPG businesses to make optimal decisions easily and quickly
• 58 Facettes — Jewelry
• The Poken Company — We are a blockchain based technology startup which wants to put the spotlight back to the content creators and artists.

Portfolio highlights

• Yeeld — Yeeld is an application that allows to save without thinking to realize projects!
• iVESTA Family Office — iVESTA Family Office is designed for entrepreneurs that offer a resolutely entrepreneurial approach so that its clients can manage their assets as they manage their company with the same requirement of strategic planning, discernment, and anticipation. They build a global wealth strategy implemented with the greatest discipline.
• HappyVore — Les Nouveaux Fermiers cultivates a passion for taste, the real, the healthy, and the impact on the planet. It reinvents meat from natural and local plant ingredients to better feed the planet. Its products today represent 11 times less CO2 and 10 times less water than meat production. It was founded in 2019 and is headquartered in Paris, France.

Portfolio highlights

• Shade — Clinical-grade wearable UV sensor for clinical studies or personal use. Funded by the National Cancer Institute.
• Helios.do — Leading sustainable banking alternative - 100% transparent and dedicated to limite climate change
• Evercontact — Let Evercontact connect the dots in your life by turning your emails into an always-updated address book!

Portfolio highlights

• Monese — Monese is a digital banking alternative that provides mobile-only, multi-currency accounts in 31 countries across the European Economic Area, for those who are underserved by the traditional banking system. It was launched in 2015 by Norris Koppel, after his first-hand experience of the hassle involved with opening a bank account in a new country.With a fully-featured and fully localized banking experience (both its apps and its customer service are available in 14 languages), Monese allows people and businesses to spend and save like locals across Europe. Its proprietary “Know Your Customer” technology can validate a customer’s identity in real-time, allowing accounts to be opened in a matter of minutes, from a mobile app.
• Remitly — Send money online faster and more securely with Remitly, and discover our great exchange rates and low money transfer fees.
• Vybe — Vybe is a provider of a digital platform used to develop a payment card for Gen Z. It helps in instant transfers, receives instant notification of each expense, and manages expenses securely that enable teenagers to manage their pocket money, pay with their smartphone and get cashback on a lot of transactions.It was founded in 2019, in Paris,France.

Portfolio highlights

• Zengo — Zengo is the most secure crypto wallet: The only self-custodial wallet with no private key vulnerability. Powered by MPC, always recoverable, never hacked.
• Purchasely — In-App Subscription tool from subscription management to interface. Our Paywall builder gives Mobile Marketers full control to grow & retain subscribers.
• Aula Education — Aula's created by educators to make every learning experience truly engaging. See how our simple, social platform can transform your digital learning environment.

Portfolio highlights

• Closd — Digitalisez et suivez vos projets juridiques avec l'outil de gestion de projets juridiques.
• Coinhouse — Buy Bitcoin, Ethereum and Litecoin on Coinhouse, consult our educational content or visit our physical space, Coinhouse Store. Invest in the future, today.
• Spot — Spot makes crypto easy & safe. A wallet for NFTs, Bitcoin, Ethereum, Solana & Tezos. Connect to OpenSea, Uniswap & all of DeFi with WalletConnect. Earn interests on Tezos and Solana. Begin or enhance your cryptocurrency experience with a forward-thinking wallet, a beautiful user interface and innovative features. Powerful, yet easy to use!

Portfolio highlights

• Yeeld — Yeeld is an application that allows to save without thinking to realize projects!
• Deepomatic — Deepomatic empowers businesses by delivering tailor-made computer vision AI to ensure that they get the most out of their images. We have created a platform that allows our customers to tackle their image-related problems by building and deploying custom AIs. Customers simply upload their images, train their model through manual annotation andactive learning and then deploy their API. We work with companies in a variety of industries such as automotive, healthcare, security, fashion or construction.
• Happydemics — Measure and benchmark Brand lift across TV, DOOH, display, audio & more. Get proven insights to optimize every ad channel with Happydemics.

Portfolio highlights

• Waltio — Your Crypto Tax Return.In one Click.Centralize all your cryptocurrency transactions. Declare and reduce your crypto tax amount.

Portfolio highlights

• Lobster Protocol — Lobster Protocol is a software development that is 100% automated by multi-protocol strategies. Lobster is committed to offering increasingly efficient strategies for those who wish to maximize their returns on their crypto-assets, is the most simple and accessible way.

Portfolio highlights

• Lobster Protocol — Lobster Protocol is a software development that is 100% automated by multi-protocol strategies. Lobster is committed to offering increasingly efficient strategies for those who wish to maximize their returns on their crypto-assets, is the most simple and accessible way.

Portfolio highlights

• Figures — Figures delivers reliable, up-to-date salary and equity data, allowing the people professionals to plan and benchmark their compensation plan
• Aria — Tell beautiful stories with Aria! Stunning captions for your podcasts, videos & more.
• Intros AI — Intros AI boosts community engagement by automating interactions across major platforms. It offers customizable algorithms and analytics for any size community to deepen engagement and relationships.

Portfolio highlights

• Lobster Protocol — Lobster Protocol is a software development that is 100% automated by multi-protocol strategies. Lobster is committed to offering increasingly efficient strategies for those who wish to maximize their returns on their crypto-assets, is the most simple and accessible way.

Portfolio highlights

• SLUSHY — SLUSHY is a secure mobile web based platform for content creators to find, grow, & monetize their audiences. A creator first, tech-driven tool, designed with key discoverability features and audience insights. In a market where existing solutions (OnlyFans, Patreon) fall short of their creators' demands, SLUSHY provides an alternativesolution for professional content creators that prioritizes their monetization, support and management needs. SLUSHY incorporates a powerful legal framework, with robust compliance tools including simplified consent, ID verification, and content moderation. The new home of unrestricted content, SLUSHY is here.
• Unsloth AI — Unsloth is an open-source, no-code web UI for training, running and exporting open models in one unified local interface.
• OneImaging — OneImaging makes life-saving diagnostics affordable, accessible, and personal. We connect employers, health plans, and members to a trusted national network of imaging centers, delivering faster answers with transparent pricing and premium care across MRIs, CT scans, ultrasounds, mammograms, X-rays and more. We serve organizations looking to control medical spend and individuals who need reliable results without delays. Every scan booked through OneImaging is proof that healthcare can be simpler, cheaper, and kinder.

Portfolio highlights

• Waltio — Your Crypto Tax Return.In one Click.Centralize all your cryptocurrency transactions. Declare and reduce your crypto tax amount.
• Hero — Hero is a B2B payments and financing platform, offer direct online payment experience and receive your money immediately.
• Notify — Notify is a real-time AI CRM platform that helps brands sustain, secure and develop their customer capital.

Portfolio highlights

• Kestra Technologies — Use declarative language to build simpler, faster, scalable and flexible workflows
• Tailwarden — Tailwarden is an open source platform that empowers the next generation of developers to take control of their cloud infrastructure while building secure, scalable and cost-effective applications along the way.
• Lobster Protocol — Lobster Protocol is a software development that is 100% automated by multi-protocol strategies. Lobster is committed to offering increasingly efficient strategies for those who wish to maximize their returns on their crypto-assets, is the most simple and accessible way.

Portfolio highlights

• Yeeld — Discover Yeeld, your intelligent financial companion designed to give you tools required to Save, Earn and Grow your wealth. Explore a range of features such as banking, Visa cards, investments, savings challenges, and more.
• Wheretoget — Wheretoget is an online platform, driven by user-generated content, where users may share, discover, and shop fashion, beauty, and lifestyle.Initially conceived to help fashionistas track down and purchase the fashion items that they covet, Wheretoget has evolved into a multi-channel platform where content, community and commerce converge toenable brands, retailers and designers to engage with trendy, savvy and connected audiences.With only $2M raised, Wheretoget has gathered a community of 2.5M members and 3.5M unique visitors per month. Wheretoget was founded in 2011 and is headquartered in Paris.
• Storetail — Storetail develops technology solutions that focus on online trade marketing. Storetail offers solutions that enable businesses to develop their businesses using e-commerce channels. It also provides commercial animation creation services.

Portfolio highlights

• Flatsy — Flatsy is a platform that manages real estate viewings of the company offers a dedicated real estate appointment tool and provides local agents to help professionals to carry out real estate visits. It was incorporated in 2015 and is headquartered in Paris, France.
• Memo Bank — Memo Bank is a new bank for small & medium-sized businesses.
• eXplain — Explain provides market intelligence solutions to companies who do Business with Governments. Explain leverage proprietary technology to collect and analyze unique datasets to help companies identify and understand local events, local stakeholders, local opinions and local regulation.Previously known as Liegey Muller Pons, Explain developed aleading campaign targeting software used by more than a thousand campaigns across Europe, including the last two French winning presidential bids. Over the past two years, Explain has successfully diversified its portfolio of clients and now mostly works with private companies.

Portfolio highlights

• Waltio — Your Crypto Tax Return.In one Click.Centralize all your cryptocurrency transactions. Declare and reduce your crypto tax amount.
• InterCellar — InterCellar offers you a unique buying and reselling experience. In line with the innovative spirit of the web3.
• Byzantine Finance — Stake assets, secure other services, and earn more. Restake now with Byzantine Finance to become part of DeFi's next generation. Building the most secure and profitable future for staking.

Portfolio highlights

• Cowboy — Meet Cowboy, the connected electric bike for urban riders. With an intuitive motor to sense your pedaling force and a companion app in the cockpit to guide your ride, tune into a newfound freedom in the city.
• Pockit — Open a prepaid account in 3 minutes online or in-app, get your contactless prepaid card in 2 working days with no credit check.
• Spreedly — Spreedly's Payments Orchestration Platform lets you connect to payment gateways in over 100 countries with a single API connection.

Portfolio highlights

• Elyn — Elyn is a developer of an automated and unified sales platform designed to facilitate try-before-you-buy sales. As orders are shipped and returned through the same logistics channels as a standard order, the company's platform easily integrates with the online store and automates the shopping experience from payment to returns management,allowing e-commerce companies to give their customers the freedom to try their items before paying for them, increasing average baskets and conversion rates.
• Omi — Omi is where marketing teams generate and publish stunning product photos and videos. Generate eCommerce banners, Social Media visuals, Ads creatives, CRM bundles and Print materials.
• Luna Food — Luna Food is a Food and Beverage company.

Portfolio highlights

• GOURMEY — We create sustainable cultivated meat delights for an uncompromising and conscious generation.
• Waldo — The codeless way to quickly build a comprehensive test suite for teams who don't compromise on speed and quality.
• TOTEM — A Totem is a place of sharing and conviviality in your office. This is an opportunity for your colleagues to get to know each other better, celebrate victories and defeats together, and build a solid culture.

Portfolio highlights

• Pretto — Pretto is the only truly transparent online real estate price comparator.Pretto accompanies you until the signing of your loan, free of charge and without commitment.
• PayLead — PayLead is revolutionizing customer knowledge by unleashing the potential of transaction data!- Using transaction data, a fundamental paradigm shift: Access to transaction data is the latest revolution to rock the world of data. It offers economic players an unprecedented opportunity to build on ultra-engaging data that is independent frompurchasing channels and highly predictive.- PayLead, the French FinTech pushing boundaries: PayLead is a Fintech specialized in transaction data analysis. Thanks to their expertise in Artificial Intelligence, they enhance the value of payment flows and offer financial institutions and merchants the keys to incomparable customer knowledge while complying fully with a “privacy by design” policy.- Financial Institutions & merchants, tomorrow’s winning synergy: PayLead creates new alliances between these economic players to help them come together to find brand new solutions and disrupt their business models. In bringing them together, PayLead enables each stakeholder to fully gauge the purchasing preferences of their customers and prospects.- ALO®, a powerful and seamless experience serving customer relationships: Their Account-Linked Offer is the latest technology enabling all transaction data to be collected, and not just bank card payments. Thanks to both their data science expertise and the customer knowledge generated by ALO®, PayLead creates smart loyalty programs based on precise and high-performance propensity modeling. Financial institutions are now in a position to offer their customers relevant, distinctive and innovative advantages in the shape of wholly personalized commercial offers based on their purchasing behavior and financed by merchants.- Reinventing financial institutions: from safe-box to inspiring prescriber: PayLead offers financial players the opportunity to enhance consumer experience by enabling them to recommend their customers offers adapted to their purchasing history, directly via their banking interfaces (web and mobile). Customers receive offers of advantages from retailers in line with their expectations, and once a purchase has been made, a cashback reward is directly credited to their bank account.- Reorienting merchant strategy, from an age of mass marketing to one of personalized recommendations PayLead transforms transaction data into an actual “physical cookie” for merchants, enabling them to target customers better and offer them recommend their customers wholly personalized* commercial offers based on purchasing behavior and preferences, using banking platforms as ultra-confidential channels.What are the key advantages for financial institutions? o Positioning themselves as prescribers that help customers to consume better, based on their own preferences, while giving them greater purchasing power o Meeting high customer expectations by offering them a personalized banking experience o Proposing a much more attractive banking experience than just expenditure lines on a bank statement! o Enhancing the value of payment means that are losing momentum o Developing personalized up-selling and cross-selling strategies o Creating new sources of revenueWhat are the key advantages for merchants? o Targeting customers with a genuine affinity for a merchant’s brand or activity sector, to improve the transformation rate o Boosting store traffic during off-peak hours o Organizing targeted customer acquisition campaigns, loyalty campaigns and reactivating lost customers o Increasing the average basket o Rewarding loyalty with cashback and increasing the value perceived by customers o Managing investment with a 100% performance-based model, while reducing advertising pressure*Cashback rewards designed by their merchant partners and directly credited to customer accounts held with their bank partners involved in the offers.
• Helios.do — Leading sustainable banking alternative - 100% transparent and dedicated to limite climate change

Portfolio highlights

• Memo Bank — Memo Bank is a new bank for small & medium-sized businesses.
• Matera — Matera brings together lawyers, accountants and web developers to enable co-owners to manage their own building.

Portfolio highlights

• Pivot — Pivot operates as a fintech company.
• Prior Labs — Prior Labs is developing innovative foundation models that understand spreadsheets and databases.
• Finary — Finary is a platform that allows everybody to better track and manage their wealth.