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Top 50 Payments VC Funds & Investors in Finland (November 2026)

The most active venture capital funds investing in Finland Payments startups. This investor list is updated monthly from the Shizune investor database, ranked by number of investments in Finland Payments startup companies. Find investors to raise a Pre-Seed, Seed or Series A round with Shizune.
Investor Relevant Deals Geography Stage Focus Round Size
Maki.vc
VC Fund
6 Finland, Norway, Denmark Seed, Series A, Pre-Seed Software, E-Commerce, Information Technology $578k–$37M
Visionplus
VC Fund
5 Finland, United States, United Kingdom Seed, Venture - Series Unknown, Series A Software, Information Technology, Internet $87k–$14M
Everywhere Ventures
VC Fund
4 United States, United Kingdom, Australia Seed, Pre-Seed, Series A Software, Health Care, Artificial Intelligence $250k–$20M
Transdev
VC Fund
2 United States, Finland, Australia Series A, Seed Apps, Transportation, Information Technology $5M–$17M
LeadBlock Partners
VC Fund
2 France, Finland, United States Series A, Seed, Series B Financial Services, Blockchain, Cryptocurrency $2M–$105M
Anthemis
VC Fund
2 United States, United Kingdom, France Seed, Series A, Series B FinTech, Financial Services, Software $1.3M–$57M
Finnvera Venture Capital
VC Fund
2 Finland, United States, Chile Seed, Venture - Series Unknown, Series A Software, Health Care, Information Technology $228k–$23M
Tera Ventures
VC Fund
2 Estonia, United States, United Kingdom Seed, Series A, Pre-Seed Software, Artificial Intelligence, FinTech $120k–$14M
Terranova
VC Fund
2 Lithuania, Finland Seed, Initial Coin Offering Gaming, Credit, Big Data $360k–$1.5M
Nordic Venture Partners (Sweden)
VC Fund
2 Sweden, Denmark, Finland Series A, Series B Software, Information Technology, Gaming $3.3M–$12M
Inventure
VC Fund
2 Finland, Sweden, United States Seed, Series A, Series B Software, Information Technology, Artificial Intelligence $549k–$25M
Vendep Capital
VC Fund
2 Finland, Denmark, United States Seed, Series A, Venture - Series Unknown Software, SaaS, Information Technology $823k–$13M
Veho
VC Fund
2 Finland Seed, Series A Apps, Ride Sharing, Transportation
Business Finland
VC Fund
2 Finland, United States, United Kingdom Grant, Seed, Debt Financing Software, SaaS, Biotechnology $52k–$6.6M
Icebreaker.vc
VC Fund
2 Finland, Sweden, Estonia Pre-Seed, Seed, Series A Software, Information Technology, Artificial Intelligence $110k–$25M
Volksbanken Raiffeisenbanken.
VC Fund
1 Germany, Finland Venture - Series Unknown, Seed, Series A Financial Services, B2B, Software $1.1M–$20M
Estlander and Partners
VC Fund
1 Finland Pre-Seed Lending, Blockchain, Cryptocurrency
Valve Ventures
VC Fund
1 Finland Seed, Series A, Venture - Series Unknown Energy, CleanTech, Construction $560k–$30M
Forward Venture Capital
VC Fund
1 United States, Sweden, Denmark Seed, Series A, Pre-Seed Software, E-Commerce, Financial Services $150k–$14M
Taaleri
VC Fund
1 Finland, Kenya Venture - Series Unknown, Seed, Pre-Seed Construction, Building Material, Financial Services $282k–$21M
Concentric
VC Fund
1 United Kingdom, United States, Germany Seed, Series A, Series B Financial Services, Software, Bitcoin $878k–$225M
Orbs
VC Fund
1 United States, Finland, South Korea Seed, Pre-Seed, Corporate Round Blockchain, Internet, Cryptocurrency $300k–$3.1M
DN Capital
VC Fund
1 United States, Germany, United Kingdom Series A, Seed, Series B Software, SaaS, E-Commerce $1M–$82M
Estlander & Partners
VC Fund
1 Finland Pre-Seed Lending, Blockchain, Cryptocurrency
Exotix Advisory
VC Fund
1 Finland Series A Mobile, Mobile Payments, Emerging Markets
Toyota Financial Services
VC Fund
1 Japan, Finland, United States Series C, Series A, Series B Payments, Transportation, Financial Services $59M–$80M
Wintermute
VC Fund
1 United States, Singapore, Cayman Islands Seed, Series A, Venture - Series Unknown Blockchain, Cryptocurrency, Financial Services $3M–$50M
Aioi Nissay Dowa
VC Fund
1 Finland Series A Apps, Ride Sharing, Transportation
Courage Ventures Management
VC Fund
1 Finland, United States Seed, Venture - Series Unknown, Pre-Seed Health Care, Apps, Web3 $250k–$3.4M
LähiTapiola
VC Fund
1 Finland Debt Financing, Venture - Series Unknown, Seed Manufacturing, Software, Apps $2.2M–$16M
Jabre Capital
VC Fund
1 Switzerland, United Kingdom, The Netherlands Seed, Pre-Seed, Series A Blockchain, Cryptocurrency, Web3 $50k–$25M
Tesi
VC Fund
1 Finland, United States, Switzerland Series A, Series B Software, Manufacturing, Information Technology $2.4M–$46M
Karsan Otomotiv
VC Fund
1 Finland Series A Apps, Ride Sharing, Transportation
Optiomi Invest
VC Fund
1 Sweden, Finland Series B Software, Billing, Infrastructure
Coinbase Ventures
VC Fund
1 United States, Singapore, Canada Seed, Series A, Venture - Series Unknown Blockchain, Cryptocurrency, Financial Services $2M–$41M
Novator
VC Fund
1 United Kingdom, United States, Iceland Series B, Series C, Venture - Series Unknown Software, E-Commerce, Online Games $5M–$450M
Nordea
VC Fund
1 Finland, Sweden, Norway Debt Financing, Seed FinTech, Financial Services, Banking
Denso
VC Fund
1 United States, Japan, China Grant, Series A, Series B Education, Universities, Automotive $6.4M–$60M
Visa
VC Fund
1 United States, United Kingdom, Canada Series B, Series C FinTech, Financial Services, Payments
Vitruvian Partners
VC Fund
1 United Kingdom, United States, Sweden Private Equity, Series E, Series C Information Technology, Financial Services, Software
Wintermute Ventures
VC Fund
1 United States, Cayman Islands, United Kingdom Seed, Series A, Venture - Series Unknown Blockchain, Cryptocurrency, Financial Services $2.7M–$50M
Zrosk Investment Management
VC Fund
1 Nigeria, United Kingdom, United States Seed, Pre-Seed, Series A FinTech, Financial Services, Finance $200k–$33M
Sapphire Ventures
VC Fund
1 United States, United Kingdom, Germany Series D, Series C, Series B Software, Enterprise Software, SaaS $10M–$200M
Goldman Startups
VC Fund
1 Turkey, Finland Seed, Pre-Seed, Equity Crowdfunding SaaS, Web3, Gaming
Augmentum Fintech
VC Fund
1 United Kingdom, Israel, Germany Series A, Venture - Series Unknown, Series B FinTech, Financial Services, Finance $5.7M–$302M
Fedha Capital
VC Fund
1 Nigeria, Finland, United States Pre-Seed, Seed, Angel FinTech, Financial Services, Gift $300k–$625k
Mission One Capital
VC Fund
1 United States, Finland Pre-Seed, Seed, Series A E-Commerce, Enterprise Software, SaaS $3.1M–$5.4M
BlackFin Capital Partners
VC Fund
1 France, Germany, Denmark Series A, Series B, Private Equity Financial Services, FinTech, Software $5.9M–$100M
Wellstreet
VC Fund
1 Sweden, Norway, Finland Venture - Series Unknown, Seed Software, E-Commerce, Retail $216k–$5M
C2 Ventures
VC Fund
1 United States, Canada, Finland Seed, Pre-Seed, Series A Software, Artificial Intelligence, Information Technology $256k–$18M
Access all 32 VC funds in Finland Payments startups.

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822 industries, 177 countries. Updated daily. Emails and phones included.

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Investor list

Maki.vc
VC Fund · Helsinki, Southern Finland, Finland · 6 investments in Finland Payments startups

We partner with deep tech and brand-driven companies obsessed in challenging category norms. The Nordics are our home, but we take on a global front in spotting the unexpected - from B2B to B2C, with a sweet spot for scientific advances, strong IP, and customer understanding that looks beyond convention. We invest in early stage companies: from their inception to series A and beyond. We share in the vision of founders as champions and challengers, drawing on our experiences from scaling some of the strongest tech companies ourselves.

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Investment focus

  • Industry: Software, E-Commerce, Information Technology
  • Stage:Seed, Series A, Pre-Seed
  • Geography: Finland, Norway, Denmark

Investor stats

  • Total investments: 104
  • Round size: Seed $948k–$8.3M; Pre-Seed $578k–$2.7M; Series A $3.5M–$37M
  • Lead/follow: 46% lead, 54% follow
  • Last fund: Likely still investing — raised $106M in 2024

Portfolio highlights

  • Aavuus — Aavuus is building a global network of ground-based laser stations to detect and track space debris with high precision.
  • Quanscient — Quanscient develops multiphysics simulation software utilizing quantum computing algorithms to improve simulation technology. Its Computer Aided Engineering (CAE) platform integrates a unique combination of cloud-native multiphysics solvers, advanced cloud computing, and future quantum integration. The platform also offers engineers over ahundredfold increase in simulation throughput to enable fully digital R&D processes, addressing complex technology challenges in industries like fusion energy, 6G/7G, advanced semiconductors, biomedical, automotive, and aerospace.
  • Volare — Refining food, beverage and agricultural sidestreams into protein, oil and fertilizers. Sustainable Black Soldier Fly Protein & Oil for Pet Food and Aquafeed from Finland.
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Visionplus
VC Fund · Helsinki, Southern Finland, Finland · 5 investments in Finland Payments startups

WE HELP YOU TO GROW FASTER!

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Investment focus

  • Industry: Software, Information Technology, Internet
  • Stage:Seed, Venture - Series Unknown, Series A
  • Geography: Finland, United States, United Kingdom

Investor stats

  • Total investments: 76
  • Round size: Seed $87k–$1.3M; Series A $2M–$14M; Venture - Series Unknown $100k–$4M
  • Lead/follow: 16% lead, 84% follow

Portfolio highlights

  • Pebble — Meet Pebble Flow: a 100% electric RV with active towing, auto-hitching and infinite off-grid power via our Extended Solar upgrade. Reserve now.
  • LiveMusicStage — We're a live music venue online. We let you to actually take part in the shows and interact with the bands while they're playing. You're always in the front row
  • BetterDoctor — Our provider network software solutions & services provide unmatched tools & insights for you. Discover how you can measure, manage, monitor & model.
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Everywhere Ventures
VC Fund · New York, New York, United States · 4 investments in Finland Payments startups

Everywhere Ventures is a global pre-seed venture capital fund for founders, by founders. Click to read Everywhere VC, by Everywhere Ventures, a Substack publication with tens of thousands of subscribers.

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Investment focus

  • Industry: Software, Health Care, Artificial Intelligence
  • Stage:Seed, Pre-Seed, Series A
  • Geography: United States, United Kingdom, Australia

Investor stats

  • Total investments: 1308
  • Round size: Seed $1M–$6.5M; Pre-Seed $250k–$2.5M; Series A $6M–$20M
  • Lead/follow: 2% lead, 98% follow
  • Last fund: Likely actively investing — fresh fund, raised $4.4M in 2026

Portfolio highlights

  • Donna — Meet Donna, the AI assistant built for field sales teams. Save time, cut admin, and close more deals with less effort.
  • Netsec — Professional cybersecurity and managed IT services to protect your business 24/7.
  • Electric Plant Company — We are a plant intelligence company transforming plant care today and accelerating the techno-biophillic future of tomorrow.
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Transdev
VC Fund · Issy-les-moulineaux, Ile-de-France, France · 2 investments in Finland Payments startups

Present in 19 countries, Transdev carries an average of 12.8 million passengers daily, operating all transportation modes and resolutely committed to the ecological transition. The Group employs over 105,000 women and men serving its passengers, consolidating its position as the world leader in public transportation.

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Investment focus

  • Industry: Apps, Transportation, Information Technology
  • Stage:Series A, Seed
  • Geography: United States, Finland, Australia

Investor stats

  • Total investments: 7
  • Round size: Series A $5M–$17M
  • Lead/follow: 0% lead, 100% follow

Portfolio highlights

  • Mozio — Mozio is your go-to ground transportation platform. Seamless booking solutions for Travelers, Travel Agents and Businesses. Book with us today!
  • Liftango — At Liftango we guide global organisations on how to plan, launch and scale their shared mobility programs. Our mobility suite of services offer simulation, carpooling, on-demand bus and smart shuttle tracking services.
  • MaaS Global — Whim combines all the transportation you need: Public transport, shared cars, bikes, e-scooters, taxis, and more! One app to plan, book, and pay.
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LeadBlock Partners
VC Fund · London, England, United Kingdom · 2 investments in Finland Payments startups

LeadBlock Partners is a EU venture capital fund.

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Investment focus

  • Industry: Financial Services, Blockchain, Cryptocurrency
  • Stage:Series A, Seed, Series B
  • Geography: France, Finland, United States

Investor stats

  • Total investments: 18
  • Round size: Seed $2M–$18M; Series A $10M–$42M; Series B $12M–$105M
  • Lead/follow: 11% lead, 89% follow

Portfolio highlights

  • Kiln — Stake your treasury directly, or bring staking to your users through our whitelabel product.
  • Tatum — Tatum is a blockchain development platform designed to assist developers in building applications on the blockchain.The company is a platform for building blockchain infrastructure that offers developers an easy-to-use application programming interface (API), allowing them to incorporate blockchain into their products quickly and effortlessly.Tatum was established on June 4, 2018 by Jiri Kobelka and Samuel Šramko in London, England.
  • Usual — Usual Labs operates as a decentralized finance(DeFi) protocol.
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Anthemis
VC Fund · London, England, United Kingdom · 2 investments in Finland Payments startups, 9 in the past 12 months

digitally native finance

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Investment focus

  • Industry: FinTech, Financial Services, Software
  • Stage:Seed, Series A, Series B
  • Geography: United States, United Kingdom, France

Investor stats

  • Total investments: 344
  • Round size: Seed $1.3M–$7M; Series A $4M–$24M; Series B $7.5M–$57M
  • Lead/follow: 41% lead, 59% follow
  • Last fund: Likely still investing — raised $56M in 2023

Portfolio highlights

  • Opply — Opply runs your supply chain from sourcing to payment on Brain, so your team can focus on growing the brand. Book a demo.
  • Kaiko — Kaiko provides real-time and historical cryptocurrency trade data, order books, and aggregated prices through a cryptocurrency API, downloadable CSV files, and a livestream WebSocket. We cover 100+ crypto exchanges and 35,000+ trading pairs for Bitcoin, Ethereum, and altcoins.
  • CollectiveX — Collective X is a Women's Health Intelligence platform designed to bridge the historical research and data gap in women's health. It provides evidence-backed, female-specific insights built around female physiology to power the smart health ecosystem, ensuring that digital health products and clinical workflows don't rely on biased data.
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Finnvera Venture Capital
VC Fund · Kuopio, Eastern Finland, Finland · 2 investments in Finland Payments startups

Finnvera makes direct investments in early-stage enterprises through Seed Fund Vera Ltd. Finnvera's goal is to cover shortcomings existing on the market between product development funding and private equity investments. Finnvera does not compete with private financiers; instead, it strives to supplement the financial market. Finnvera's investments enable, start and accelerate growth and internationalisation among investment targets. Enterprises are developed to make them attractive targets for further financing by other investors and industrial actors. Investments are made in technology enterprises at an early stage and in technology-intensive or innovative service enterprises that have potential for developing into international growth enterprises. Finnvera is also known as a specialised financing company owned by the State of Finland. It provides its clients with loans, guarantees, venture capital investments and export credit guarantees.

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Investment focus

  • Industry: Software, Health Care, Information Technology
  • Stage:Seed, Venture - Series Unknown, Series A
  • Geography: Finland, United States, Chile

Investor stats

  • Total investments: 96
  • Round size: Seed $250k–$2.3M; Series A $1.8M–$23M; Venture - Series Unknown $228k–$11M
  • Lead/follow: 17% lead, 83% follow

Portfolio highlights

  • ARAUCO — ARAUCO is a diversified global company in the forestry industry. They use world-class technologies and processes throughout the value chain. They are present in the forestry, pulp, timber, panels and renewable energy businesses.
  • eMabler — EMabler is an EV charging infrastructure software company that develops an API-first platform used by businesses to operate, manage, and scale electric vehicle charging networks. It provides a centralized system for charge point management, billing, pricing, roaming, and energy optimization, allowing operators to control large networks of EVchargers from a single platform. The software connects charging hardware with business systems such as CRM, payment, and energy management tools through open APIs and a large library of integrations. The company focuses on enabling enterprises, such as energy utilities, parking operators, and retail businesses, to embed EV charging directly into their existing services and digital platforms rather than building standalone charging systems. This includes white-label solutions where charging is integrated into a company’s own app or customer experience under its brand.
  • CHAOS — At CHAOS, we strive to democratize data and harness the power of AI and cutting-edge technology, delivering transformative location insights that empower decision-makers to design more liveable cities- sustainable, human-centered where the quality-of-life soars.
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Tera Ventures
VC Fund · Tallinn, Harjumaa, Estonia · 2 investments in Finland Payments startups

Tera Ventures is an Estonian venture capital firm investing in early stage born-global digital startups. Our goal is to discover world class founders tackling big problems and support them on the way to become the industry leaders. Estonia is our home market, we also invest in Denmark, Sweden, Finland, Latvia, Lithuania, Poland and Czech Republic. AI powered innovations, an area we have been actively investing in for over 15 years, is at the core of investment focus across both pure Enterprise SaaS as well as Robotics/Deeptech applications. With a cross industry remit, FinTech and Security remain priority sectors for Tera, even more so today than in case of our first fund. We are hands-on and founder-friendly, we lead rounds, our goal is also to support portfolio companies across the early rounds with our follow-on investments. Over the years, Tera team has had considerable success in assisting portfolio companies’ entry, facilitating collaboration with international corporations, and raising additional capital from top-tier VCs in the US, the UK and Japan. We are supported by a global advisory network also providing portfolio companies with access to expertise. We are industry agnostic, we do have preferences based on what we have learned from our portfolio companies – eg we like Fintech, automation. We also develop themes – eg we have invested in AI/ML for more than ten years. We are hands-on and founder-friendly, our goal is also to support portfolio companies across the early rounds with our follow-on investments. Over more than a decade, Tera team has had considerable success in assisting portfolio companies’ entry to the US, the UK and Japan, facilitating collaboration with international corporations, and raising additional capital from top-tier VCs. We are supported by a global advisory network also providing portfolio companies with access to expertise.

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Investment focus

  • Industry: Software, Artificial Intelligence, FinTech
  • Stage:Seed, Series A, Pre-Seed
  • Geography: Estonia, United States, United Kingdom

Investor stats

  • Total investments: 72
  • Round size: Seed $600k–$3.8M; Pre-Seed $120k–$2.2M; Series A $1.6M–$14M
  • Lead/follow: 61% lead, 39% follow
  • Last fund: May invest from a new fund soon — last raise in 2021

Portfolio highlights

  • BlackWall — Protect your web site from hacking, content theft, crawling, and cloning!
  • Cino — Cino automatically deducts everyone's share from their bank accounts. Create groups with whom you want to share bills, set your ratio split & stop fronting costs!
  • Flowstep — Flowstep is a copilot that helps you create better designs, 10x faster. Just type and get user flows, high-fidelity UI, JTBD and more.
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Terranova
VC Fund · 2 investments in Finland Payments startups

Investment Vehicle

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Investment focus

  • Industry: Gaming, Credit, Big Data
  • Stage:Seed, Initial Coin Offering
  • Geography: Lithuania, Finland

Investor stats

  • Total investments: 5
  • Round size: Seed $360k–$1.5M
  • Lead/follow: 60% lead, 40% follow

Portfolio highlights

  • Ertha — Build The World You Want To Live In
  • Spellfire — Long Lost World is Coming Back. Are You Ready To Own It?
  • Big Data Scoring — The Leader In Big Data Credit Scoring Solutions
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Nordic Venture Partners (Sweden)
VC Fund · Copenhagen, Hovedstaden, Denmark · 2 investments in Finland Payments startups

Nordic Venture Partners (Sweden) is a venture capital firm with a portfolio of investments in the Information and Communications Technology sector. They objective is to identify and develop unique young companies focusing in the following areas: enterprise software and hardware, communications software and hardware and internet applications and infrastructure. Nordic Venture Partners (Sweden) add value to our portfolio companies by offering support and access to resources in key management areas, such as strategic planning, financing, recruiting of executives and board members and international business development. Nordic Venture Partners (Sweden) is a venture capital company with a global perspective, dedicated to world class performance through hands-on involvement and international networking, applied in a few chosen ventures with unique potential.

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Investment focus

  • Industry: Software, Information Technology, Gaming
  • Stage:Series A, Series B
  • Geography: Sweden, Denmark, Finland

Investor stats

  • Total investments: 32
  • Round size: Series A $3.3M–$12M; Series B $4M–$12M
  • Lead/follow: 28% lead, 72% follow
  • Last fund: May invest from a new fund soon — raised $152M in 2005

Portfolio highlights

  • Bitbar — Whether web, native, or hybrid, securely test your app across the real environments you need. No lab maintenance required.
  • ZirooPay — IroFit mobile card reader allows small businesses accept card payments anywhere they operate, even in areas with poor internet connection. By ensuring widest possible coverage area and effective operations, merchants increase sales and buyers are better served. We improve the overall purchasing experience for billions living in areas withpoor/no Internet connection.
  • PEAR Health Labs — Pear Sports is a health and fitness software platform that delivers digital coaching solutions. The platform pushes the consumer experience to the next level with dynamic, interactive audio and video workouts and personalized coaching.
Show all investments...

Access 48,091 investors

822 industries, 177 countries. Updated daily. Emails and phones included.

Browse database — It's Free!
Inventure
VC Fund · Helsinki, Southern Finland, Finland · 2 investments in Finland Payments startups

Since 2005, Inventure has backed over 90 companies including Wolt, Swappie, Jobbatical, aiMotive, and more.

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Investment focus

  • Industry: Software, Information Technology, Artificial Intelligence
  • Stage:Seed, Series A, Series B
  • Geography: Finland, Sweden, United States

Investor stats

  • Total investments: 180
  • Round size: Seed $549k–$6M; Series A $1.3M–$17M; Series B $1.3M–$25M
  • Lead/follow: 48% lead, 52% follow
  • Last fund: Likely still investing — raised $140M in 2022

Portfolio highlights

  • Lassie — Lassie is the first proactive and preventive pet insurance company that wants to help pet owners take better care of their pets
  • Capalo AI — We maximize the value of your energy storage systems. Now and in the future.
  • Algorithmiq — Algorithmiq utilizes its expertise in quantum information, complex systems, and computational physics to develop algorithms to develop new and effective drugs, solve problems in life sciences, and discover new materials.
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Vendep Capital
VC Fund · Espoo, Southern Finland, Finland · 2 investments in Finland Payments startups, 7 in the past 12 months

We back early-stage B2B SaaS founders in the Nordics & Baltics with capital, expertise, and long-term partnership. See how we invest and support growth.

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Investment focus

  • Industry: Software, SaaS, Information Technology
  • Stage:Seed, Series A, Venture - Series Unknown
  • Geography: Finland, Denmark, United States

Investor stats

  • Total investments: 57
  • Round size: Seed $823k–$5.4M; Series A $3.9M–$13M; Venture - Series Unknown $1.4M–$13M
  • Lead/follow: 53% lead, 47% follow
  • Last fund: Likely actively investing — fresh fund, raised $93M in 2025

Portfolio highlights

  • Complir — Complir's AI agents map product data, analyse compliance risks, generate documentation and track regulations across every market you sell in.
  • SmallClaims — SmallClaims is a LegalTech company that provides technology-enabled legal collection and representation services for civil claims up to 100,000 DKK. The company represents businesses and private individuals in small claims under the simplified court process and in enforcement court proceedings. SmallClaims uses automated workflows, algorithms, and machine learning to assess cases, initiate proceedings, and manage large volumes of lawsuits. Its team acts as a party representative rather than a law firm, handling communication with courts, debtors, and debtor representatives. The service covers steps from initial demand letters and payment orders to court filings, judgment enforcement, and administration of instalment plans. SmallClaims aims to make pursuing smaller monetary claims procedurally manageable and economically viable for its clients.
  • EnforceShield — EnforceShield provides an agentic AI system designed to identify and eliminate stolen or misused content.
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Veho
VC Fund · Vantaa, Southern Finland, Finland · 2 investments in Finland Payments startups

Veho is the Finnish car retailer group, operating also in the Baltics and in Sweden. Veho provides a wide range of services and transportation solutions from passenger cars to commercial vehicles.

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Investment focus

  • Industry: Apps, Ride Sharing, Transportation
  • Stage:Seed, Series A
  • Geography: Finland

Investor stats

  • Total investments: 2
  • Lead/follow: 0% lead, 100% follow

Portfolio highlights

  • MaaS Global — Whim combines all the transportation you need: Public transport, shared cars, bikes, e-scooters, taxis, and more! One app to plan, book, and pay.
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Business Finland
VC Fund · Helsinki, Southern Finland, Finland · 2 investments in Finland Payments startups, 15 in the past 12 months

Business Finland finances business R&D projects and public research projects at universities, research institutes and universities of applied sciences. Read more about R&D and business funding.

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Investment focus

  • Industry: Software, SaaS, Biotechnology
  • Stage:Grant, Seed, Debt Financing
  • Geography: Finland, United States, United Kingdom

Investor stats

  • Total investments: 247
  • Round size: Seed $137k–$3.5M; Grant $52k–$6.6M; Debt Financing $252k–$6.5M
  • Lead/follow: 43% lead, 57% follow
  • Last fund: May invest from a new fund soon — last raise in 2017

Portfolio highlights

  • STRGY AI — The strategy was never the problem. The evidence was correct, sitting in someone's hands, and it died anyway because nothing in the organization was built to carry that evidence from where it was seen to where it could be acted on, and keep it alive long enough to matter. Not a bad plan. Not bad people. A structural gap between signal andauthority that every existing tool — decks, dashboards, status meetings — is too static and too easy to ignore to actually close.STRGY exists because that gap is the default state of every organization above a certain size, and closing it has always required either a heroic individual repeating themselves for years or luck (the corporate pilot needed one person to remember "do not drop this" at the right moment, and no one did). That's not a strategy problem to solve with a better framework — it's an infrastructure problem. You need something that holds the signal, doesn't forget it, doesn't get bored repeating it, and resurfaces it automatically the moment the gap between evidence and action starts to widen. That's what a human can't do reliably at scale, and what software with real memory can.
  • Coolbrook — Coolbrook is a manufacturer of naphtha cracking-based reactors. Their technology is intended to replace the conventional steam cracker furnace in existing and new olefins plants, enabling petrochemical clients to get improved product yield and lower energy consumption.
  • Solar Foods — Solar Foods is a food-tech startup that specializes in testing a technology that uses electricity to produce hydrogen which is combined with carbon dioxide, water, vitamins, and minerals to feed and grow microbial biomass that can be used as edible protein. The industrial biotech startup develops a protein called Solein, a nutritious, sustainablesubstitute for animal-derived proteins. Solein is created using elements from the air—CO2, water, nitrogen—and electricity. This single-cell protein is cultivated through gas fermentation, essentially deriving edible calories from hydrogen-oxidizing microbes.
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Icebreaker.vc
VC Fund · Helsinki, Southern Finland, Finland · 2 investments in Finland Payments startups

Founded in 2016, Icebreaker has invested in over 50 fast-growing tech startups built by domain expert founders from companies like Rovio, Nordea, Pipedrive, Eniram, IBM and BCG. In addition to the fund, Icebreaker also runs a community of more than 1000 founders and pre-founders with 5+ years of relevant industry experience and the will to start, build or join strong tech companies. With the initial ticket sizes of €150k - 800K Icebreaker provides enough funding for companies to get to a position of strength and avoid post-accelerator limbo without having to resort to disreputable sources of capital and unfriendly deal terms.

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Investment focus

  • Industry: Software, Information Technology, Artificial Intelligence
  • Stage:Pre-Seed, Seed, Series A
  • Geography: Finland, Sweden, Estonia

Investor stats

  • Total investments: 144
  • Round size: Seed $409k–$5.4M; Pre-Seed $110k–$1.3M; Series A $3.1M–$25M
  • Lead/follow: 56% lead, 44% follow
  • Last fund: May invest from a new fund soon — raised $24M in 2021

Portfolio highlights

  • Cachet — Adaptive insurance solutions for micromobility, car-sharing and gig work platforms in 16 countries. Feel in control of risk and handle claims in one system.
  • Oplane — Connect your repo. See and fix your vulnerabilities in minutes. AI-powered threat modeling - no consultants, no weeks of docs.
  • Cota Robotics — Cota Robotics deploys general-purpose robots in retail stores through a Robot-as-a-Service model, integrating with existing environments without requiring changes to store layouts or infrastructure. The company automates shelf replenishment, inbound handling, and order picking using human-in-the-loop teleoperation, with autonomy increasing asdeployment data trains its models.
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Volksbanken Raiffeisenbanken.
VC Fund · 1 investments in Finland Payments startups

Investment focus

  • Industry: Financial Services, B2B, Software
  • Stage:Venture - Series Unknown, Seed, Series A
  • Geography: Germany, Finland

Investor stats

  • Total investments: 4
  • Round size: Venture - Series Unknown $1.1M–$20M
  • Lead/follow: 75% lead, 25% follow

Portfolio highlights

  • neoshare AG — neoshare revolutionizes large-volume debt financings using cutting edge technology paired with an in-house Debt Advisory.
  • nuuEnergy — nuuEnergy is a tech-enabled solution aiming to revolutionize the heat pump installation industry. By leveraging technology and industry expertise, we streamline the purchasing and installation process. Our unique approach, refinanced through innovative strategies, promotes a self-reliant and carbon-neutral lifestyle for all our customers.
  • WechselGott — WechselGott bietet Dir einen dauerhaften Vertragswechsel ohne Aufwand und Papierkram. Starte jetzt und spare bis zu hunderte Euro pro Jahr.
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Estlander and Partners
VC Fund · Helsinki, Southern Finland, Finland · 1 investments in Finland Payments startups

Estlander and Partners business is built on the knowledge that capturing and locking in opportunities for financial success requires extremely fast decision making abilities founded in comprehensive and structured market information. To make use of this information in a new and systematic way. Estlander and Partners utilize a combination ofinformation, advanced IT capabilities and risk management, supported by a committed R&D strategy and continual product refinement.A performance record stretching from the 1991 Gulf War until the financial crisis of 2008 and beyond has meant staying on top of the different troubled financial climates that have impacted markets in the last decade and a half.Today Estlander and Partners manage approximately USD 454 million (09/2014), including notional, in three unique investment programs: Estlander & Partners Freedom, Estlander & Partners Presto and Estlander & Partners Alpha Trend. All three programs are systematic CTAs designed to capitalize on change, which means fluctuations in global asset prices and modifications in risk appetite.

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Investment focus

  • Industry: Lending, Blockchain, Cryptocurrency
  • Stage:Pre-Seed
  • Geography: Finland

Investor stats

  • Total investments: 1
  • Lead/follow: 0% lead, 100% follow

Portfolio highlights

  • Tesseract — Tesseract offers digital asset yield two ways: Dedicated Client Vaults from Tesseract Investment Oy, a MiCA-authorized CASP, and lending run by Tesseract Earn Oy.
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Valve Ventures
VC Fund · Helsinki, Southern Finland, Finland · 1 investments in Finland Payments startups

Valve Ventures is a Helsinki-based angel and early-stage venture investor.

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Investment focus

  • Industry: Energy, CleanTech, Construction
  • Stage:Seed, Series A, Venture - Series Unknown
  • Geography: Finland

Investor stats

  • Total investments: 15
  • Round size: Seed $560k–$3.2M; Series A $2.5M–$30M; Venture - Series Unknown $1.1M–$4.1M
  • Lead/follow: 20% lead, 80% follow

Portfolio highlights

  • AISTI — AISTI develops wood fiber-based acoustic tiles that are carbon negative, easy to recycle and plastic-free – bringing sustainability to construction tile by tile.
  • QHeat — QHeat offers Clean geothermal energy solutions for sustainable built environments
  • Betolar — Betolar is a materials technology company that develops circular economy solutions for the mining, metals, and construction sectors by transforming industrial sidestreams and waste materials into valuable products. Its technologies support the production of low-carbon, cement-free construction materials and enable the recovery of critical andstrategic metals from industrial waste streams. The company provides material analysis, consulting, and recipe optimization services, utilizing digitalization, data platforms, and artificial intelligence to support research, development, and industrial applications. Betolar's solutions are designed to help reduce carbon emissions, decrease reliance on virgin raw materials, and improve the utilization of industrial byproducts. Its activities span construction materials, metal extraction technologies, and circular material solutions that support more resource-efficient industrial processes.
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Forward Venture Capital
VC Fund · Den Haag, Zuid-Holland, The Netherlands · 1 investments in Finland Payments startups

Forward Venture Capital is a Venture Capital fund that invests in early-stage companies in the US and Europe. We support early stage entrepreneurs and help them accelerate their growth.

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Investment focus

  • Industry: Software, E-Commerce, Financial Services
  • Stage:Seed, Series A, Pre-Seed
  • Geography: United States, Sweden, Denmark

Investor stats

  • Total investments: 71
  • Round size: Seed $850k–$8.5M; Pre-Seed $150k–$2.3M; Series A $1.6M–$14M
  • Lead/follow: 7% lead, 93% follow
  • Last fund: May invest from a new fund soon — last raise in 2017

Portfolio highlights

  • Halfdays — Halfdays is a skiwear brand for the modern woman. The company is on a mission to make the outdoors more approachable, inclusive, and fun.
  • Quickture — Quickture is an AI editing tool for professional non-scripted editors that integrates with Adobe Premiere Pro and Avid Media Composer to deliver instant rough cuts and revisions.
  • Kadence — Easy hybrid workplace management software supporting Desk Booking, Conference Room Booking, Visitor Management, and Workplace Events.
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Taaleri
VC Fund · Helsinki, Southern Finland, Finland · 1 investments in Finland Payments startups

Taaleritehdas Wealth Management is helping all Finns see the advantages of ownership and find their own way to own.

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Investment focus

  • Industry: Construction, Building Material, Financial Services
  • Stage:Venture - Series Unknown, Seed, Pre-Seed
  • Geography: Finland, Kenya

Investor stats

  • Total investments: 9
  • Round size: Seed $282k–$6.3M; Venture - Series Unknown $2.4M–$21M
  • Lead/follow: 44% lead, 56% follow
  • Last fund: Likely actively investing — fresh fund, raised $735M in 2026

Portfolio highlights

  • Rester — Rester is a Finnish company enabling the recovery of business textiles into a new textile fibre and quality raw material.
  • Woodly Oy — Woodly® is an entirely new type of wood-based packaging material that can be used to substitute traditional fossil-based plastics. Woodly is recyclable can be made into transparent and flexible packaging, and the material mimics the best qualities of traditional plastics.
  • Nordtreat — Nordtreat is a producer of bio-based flame retardants for the global construction products industry. Nordtreat's NORFLAM® flame retardants for wood protect over 2000 buildings around the world.
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822 industries, 177 countries. Updated daily. Emails and phones included.

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Concentric
VC Fund · London, England, United Kingdom · 1 investments in Finland Payments startups

We partner with sector-defining founders across Europe to create new technologies that disrupt the status quo and solve the problems that matter.

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Investment focus

  • Industry: Financial Services, Software, Bitcoin
  • Stage:Seed, Series A, Series B
  • Geography: United Kingdom, United States, Germany

Investor stats

  • Total investments: 98
  • Round size: Seed $878k–$5.8M; Series A $1.8M–$25M; Series B $1.7M–$225M
  • Lead/follow: 34% lead, 66% follow
  • Last fund: Likely still investing — fund raised in 2022

Portfolio highlights

  • Pockit — Open a prepaid account in 3 minutes online or in-app, get your contactless prepaid card in 2 working days with no credit check.
  • Paypercut — Paypercut is a fintech startup that allows small and mid-scaled merchants to offer Buy Now, Pay Later at checkout via a single integration.
  • aeon.life — Preventive healthcare platform that equips people with personalized insights and expert guidance for proactive whole-body health
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Orbs
VC Fund · Tel Aviv, Tel Aviv, Israel · 1 investments in Finland Payments startups

Orbs is a public blockchain infrastructure that enhances the capabilities of existing EVM and non-EVM smart contracts.

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Investment focus

  • Industry: Blockchain, Internet, Cryptocurrency
  • Stage:Seed, Pre-Seed, Corporate Round
  • Geography: United States, Finland, South Korea

Investor stats

  • Total investments: 10
  • Round size: Seed $300k–$3.1M
  • Lead/follow: 30% lead, 70% follow

Portfolio highlights

  • Symmio — Revolutionizing Intent-Centric Clearing and Settlement Layer
  • Fenix Finance — Fenix functions as a centralized trading and liquidity platform for Blast.
  • TON Strategy Company — VERB Technology Company is a software-as-a-Service, or SaaS, applications platform developer. Its platform is comprised of sales enablement business software products marketed on a subscription basis. The applications are available in both mobile and desktop versions. It includes verbCRM, Customer Relationship Management application, verbLEARN,Learning Management System application, and verbLIVE, its Live Broadcast Video Webinar application.
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DN Capital
VC Fund · Menlo Park, California, United States · 1 investments in Finland Payments startups

DN Capital is an early-stage venture capital firm that invests primarily in Europe and North America. The firm focuses on companies that plan to establish operations on both sides of the Atlantic, and strives to help its companies build international businesses. Founded in 2000, the company has operations in London and Silicon Valley. DN Capital’s previous funds are top performers and the firm is one of the lead investors in companies such as Endeca (sold to Oracle), Shazam (one of the world’s leading mobile app), Auto1 (world's largest used car marketplace), Purplebricks (IPO London) and Quandoo (sold to Recruit).

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Investment focus

  • Industry: Software, SaaS, E-Commerce
  • Stage:Series A, Seed, Series B
  • Geography: United States, Germany, United Kingdom

Investor stats

  • Total investments: 468
  • Round size: Seed $1M–$12M; Series A $4.5M–$25M; Series B $9M–$82M
  • Lead/follow: 24% lead, 76% follow
  • Last fund: Likely still investing — fund raised in 2023

Portfolio highlights

  • Gaussion — Gaussion is revolutionising batteries by utilising magneto-electrochemistry.
  • unique.ai — Automate personalized experiences to successfully transform your organization.
  • sherpa — AI agents that run your external workforce end-to-end, autonomously and far beyond your MSP and VMS.
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Estlander & Partners
VC Fund · 1 investments in Finland Payments startups

Investments

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Investment focus

  • Industry: Lending, Blockchain, Cryptocurrency
  • Stage:Pre-Seed
  • Geography: Finland

Investor stats

  • Total investments: 1
  • Lead/follow: 0% lead, 100% follow

Portfolio highlights

  • Tesseract — Tesseract offers digital asset yield two ways: Dedicated Client Vaults from Tesseract Investment Oy, a MiCA-authorized CASP, and lending run by Tesseract Earn Oy.
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Exotix Advisory
VC Fund · Dubai, Dubai, United Arab Emirates · 1 investments in Finland Payments startups

Exotix Advisory is a Corporate finance and M&A advisory boutique focused on emerging and developing markets.

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Investment focus

  • Industry: Mobile, Mobile Payments, Emerging Markets
  • Stage:Series A
  • Geography: Finland

Investor stats

  • Total investments: 1
  • Lead/follow: 0% lead, 100% follow

Portfolio highlights

  • ZirooPay — IroFit mobile card reader allows small businesses accept card payments anywhere they operate, even in areas with poor internet connection. By ensuring widest possible coverage area and effective operations, merchants increase sales and buyers are better served. We improve the overall purchasing experience for billions living in areas withpoor/no Internet connection.
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Toyota Financial Services
VC Fund · Torrance, California, United States · 1 investments in Finland Payments startups

Since opening its doors in 1983, Toyota Financial Services has grown from a small company with eight associates to one that currently employs approximately 3,300 associates nationwide with managed assets in excess of $81 billion.The Toyota Financial Services brand identity was launched in December 1999. TFS is a service mark that acts as anumbrella brand name used to market the products of Toyota Motor Credit Corporation (TMCC) and Toyota Motor Insurance Services, Inc. (TMIS). TMCC was incorporated in California on October 4, 1982, and commenced operations in May 1983 by approving a finance contract for a used Toyota Corolla in Denver, Colorado. The company provides retail and wholesale financing, retail leasing, vehicle protection plans and certain other financial services to authorized Toyota, Lexus and Scion dealers, Toyota forklift and Hino dealers as well as Toyota Material Handling, U.S.A. dealers, affiliates, and their customers in the United States (excluding Hawaii).TFS is part of the worldwide financial services operations for Toyota Financial Services Corporation (TFSC), which is a wholly-owned subsidiary of Toyota Motor Corporation (TMC) in Japan. TFS has three Regional offices, three Customer Service Centers, 30 Dealer Sales and Service Offices throughout the United States, and an affiliate financial services company in Puerto Rico.

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Investment focus

  • Industry: Payments, Transportation, Financial Services
  • Stage:Series C, Series A, Series B
  • Geography: Japan, Finland, United States

Investor stats

  • Total investments: 6
  • Round size: Series C $59M–$80M
  • Lead/follow: 33% lead, 67% follow

Portfolio highlights

  • Opn — Opn provides businesses of all sizes the tools and technology to help tailor unique customer experiences and grow revenue online.
  • Upshift — The convenience of owning a car without all the headaches.
  • Mellow — Mellow is a food and beverage company that offers a food truck platform and event management support services.
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Wintermute
VC Fund · London, England, United Kingdom · 1 investments in Finland Payments startups

A leading algorithmic trading firm focused on building liquid and efficient markets in digital assets.

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Investment focus

  • Industry: Blockchain, Cryptocurrency, Financial Services
  • Stage:Seed, Series A, Venture - Series Unknown
  • Geography: United States, Singapore, Cayman Islands

Investor stats

  • Total investments: 91
  • Round size: Seed $3M–$18M; Series A $5M–$50M; Venture - Series Unknown $5M–$20M
  • Lead/follow: 4% lead, 96% follow
  • Last fund: Likely still investing — raised $20M in 2021

Portfolio highlights

  • BULK Trade — BULK is a leaderless network designed so you never need to trade anywhere else.
  • Pave Bank — Pave Bank is built for programmable finance. Hold, move and manage traditional currencies, stablecoins and digital assets from one corporate account, 24/7.
  • Nova Markets — Decide what's next on Hyperliquid.
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Aioi Nissay Dowa
VC Fund · 1 investments in Finland Payments startups

Largest insurer in Asia

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Investment focus

  • Industry: Apps, Ride Sharing, Transportation
  • Stage:Series A
  • Geography: Finland

Investor stats

  • Total investments: 1
  • Lead/follow: 0% lead, 100% follow

Portfolio highlights

  • MaaS Global — Whim combines all the transportation you need: Public transport, shared cars, bikes, e-scooters, taxis, and more! One app to plan, book, and pay.
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Courage Ventures Management
VC Fund · Helsinki, Southern Finland, Finland · 1 investments in Finland Payments startups

Courage Ventures is a seed investment fund with global networks. The fund focuses on health, education and environment verticals where its partners and advisors can add significant value to the companies’ growth.

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Investment focus

  • Industry: Health Care, Apps, Web3
  • Stage:Seed, Venture - Series Unknown, Pre-Seed
  • Geography: Finland, United States

Investor stats

  • Total investments: 9
  • Round size: Seed $250k–$3.4M
  • Lead/follow: 67% lead, 33% follow

Portfolio highlights

  • Rens Original — RENS Original is the World's First Sneaker made from recycled coffee and plastic. We know you've been drinking it, now it is time to wear it.
  • Equally — Build engaging games for kids that encourage physical activity, personal development and exploration. Provide parents the data and oversight they need to reward positive behavior.
  • Meru Health — Meru Health is an online mental health provider that helps people improve their mental health long-term by treating depression, anxiety, and burnout.
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LähiTapiola
VC Fund · Espoo, Southern Finland, Finland · 1 investments in Finland Payments startups

LähiTapiola is based on mutual company form, a group of companies owned by its customers, serving the personal, farm, entrepreneurial.

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Investment focus

  • Industry: Manufacturing, Software, Apps
  • Stage:Debt Financing, Venture - Series Unknown, Seed
  • Geography: Finland

Investor stats

  • Total investments: 9
  • Round size: Debt Financing $5.4M–$16M; Venture - Series Unknown $2.2M–$6.1M
  • Lead/follow: 22% lead, 78% follow

Portfolio highlights

  • Verda (formerly DataCrunch) — DataCrunch is a cloud service provider which facilitates utilization and integration of state of the art AI/ML models
  • Steady Energy — Steady Energy aims to decarbonize the energy-intensive heating industry starting with residential and district heating.
  • Aspocomp Group — Aspocomp is a PCB manufacturer and supplier with its own factory in Finland and a partner network in Europe and China.
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822 industries, 177 countries. Updated daily. Emails and phones included.

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Jabre Capital
VC Fund · Dubai, Dubai, United Arab Emirates · 1 investments in Finland Payments startups

Established in 2006 by Philippe Jabre, we are focussed on private wealth management and private equity investment. Based in Geneva, Switzerland.

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Investment focus

  • Industry: Blockchain, Cryptocurrency, Web3
  • Stage:Seed, Pre-Seed, Series A
  • Geography: Switzerland, United Kingdom, The Netherlands

Investor stats

  • Total investments: 8
  • Round size: Seed $2M–$10M; Pre-Seed $50k–$1.4M; Series A $10M–$25M
  • Lead/follow: 0% lead, 100% follow

Portfolio highlights

  • D2X Group — Trade digital asset options and futures on the EU-regulated market infrastructure for institutions.
  • Exabits AI — Exabits' network of GPUs ranges from consumer-grade to H100s, offering the most cost-effective compute because we are obsessed with innovating performance.
  • MYSO Finance — MYSO is leveraging a unique DeFi lending primitive known as Zero-Liquidation Loans, enabling scalable and cost-efficient credit markets with no liquidation risk
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Tesi
VC Fund · Helsinki, Southern Finland, Finland · 1 investments in Finland Payments startups

Finnish Industry Investment Ltd is a government-owned investment company. It invests the proceeds accrued from the privatisation of state-owned companies in stimulating the growth and internationalisation of Finnish businesses. Finnish Industry Investment invests in venture capital funds and directly in growth companies, together with private co-investors. The targets are in all sectors. Capital investments are needed for financing the growth of investee companies, and for spin-offs, major industrial investments, and sector and corporate restructurings. The investments of Finnish Industry Investment amount to over MEUR 570

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Investment focus

  • Industry: Software, Manufacturing, Information Technology
  • Stage:Series A, Series B
  • Geography: Finland, United States, Switzerland

Investor stats

  • Total investments: 154
  • Round size: Series A $2.4M–$46M; Series B $3.1M–$40M
  • Lead/follow: 16% lead, 84% follow
  • Last fund: May invest from a new fund soon — raised $177M in 2017

Portfolio highlights

  • Vexlum — VECSELs Novel semiconductor lasers for high-impact applications in quantum technology, medicine and semiconductor industry.
  • Verda — Verda provides a full-stack AI cloud platform for the development, training, and deployment of AI models. Its services include GPU instances, instant clusters, serverless containers, managed storage, and other cloud infrastructure powered by NVIDIA hardware. Verda also operates an AI Lab focused on large-scale training, inference optimization, reinforcement learning, and AI systems engineering. Its platform serves AI developers and organizations across the full AI lifecycle, from prototyping to scalable inference.
  • Kasvu Therapeutics — Kasvu develops first and best-in-class small molecule neuroplastogens for diseases where neuronal connectivity is altered
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Karsan Otomotiv
VC Fund · 1 investments in Finland Payments startups

Car and bus contract manufacturer, bus OEM

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Investment focus

  • Industry: Apps, Ride Sharing, Transportation
  • Stage:Series A
  • Geography: Finland

Investor stats

  • Total investments: 1
  • Lead/follow: 0% lead, 100% follow

Portfolio highlights

  • MaaS Global — Whim combines all the transportation you need: Public transport, shared cars, bikes, e-scooters, taxis, and more! One app to plan, book, and pay.
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Optiomi Invest
VC Fund · Helsinki, Southern Finland, Finland · 1 investments in Finland Payments startups

Optiomi Invest Oy is a principal investment firm. The firm is based in Helsinki, Finland. Optiomi Invest Oy operates as a subsidiary of Optiomi Oy.

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Investment focus

  • Industry: Software, Billing, Infrastructure
  • Stage:Series B
  • Geography: Sweden, Finland

Investor stats

  • Total investments: 2
  • Lead/follow: 0% lead, 100% follow

Portfolio highlights

  • Nervogrid — Nervogrid - Cloud Brokerage Made EasyNervogrid helps partners aggregate, integrate and customize various cloud services, and manage the interactions with multiple service providers in a simple, intuitive package. The Nervogrid Unified Cloud Brokerage solution fully automates the customer lifecycle from presales to provisioning, billing,self-care and support.
  • Direct Conversion — Direct conversion photon counting X-ray detectors have many benefits in X-ray imaging. Here's an overview of our photon counting technology.
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Coinbase Ventures
VC Fund · San Francisco, California, United States · 1 investments in Finland Payments startups, 55 in the past 12 months

Coinbase Ventures is an investment arm of Coinbase that aims to invest in seed-stage cryptocurrency and blockchain startups. The company was founded in 2018 and is based in San Francisco, California, United States.

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Investment focus

  • Industry: Blockchain, Cryptocurrency, Financial Services
  • Stage:Seed, Series A, Venture - Series Unknown
  • Geography: United States, Singapore, Canada

Investor stats

  • Total investments: 648
  • Round size: Seed $2M–$15M; Series A $6M–$41M; Venture - Series Unknown $2M–$32M
  • Lead/follow: 8% lead, 92% follow
  • Last fund: May invest from a new fund soon — raised $15M in 2018

Portfolio highlights

  • Dataline — Dataline is an AI-native data and execution layer built for autonomous Web3 AI agents. The platform aggregates, structures, and normalizes live data from decentralized finance (DeFi), prediction markets, centralized exchanges, and essential Web2 sources.
  • MochaTrade — Trade US markets from India, in rupees. Go long or short on your favourite US stock tokens with leverage. Fund with UPI. Trade 24/7.
  • Rates Exchange — Rates Exchange operates an on-chain derivatives platform for trading and hedging interest rates and other financial variables.
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Novator
VC Fund · London, England, United Kingdom · 1 investments in Finland Payments startups

Novator is an alternative investment firm founded and led by the international investor and entrepreneur Thor Bjorgolfsson. Novator's investment portfolio is focused around following sectors: Telecommunications, Pharmaceuticals, IT and Renewable Energy. In addition, Novator operates a Private Equity Fund and a Credit Opportunities Fund. Novator focuses on developing strong management teams in each of its portfolio companies.  While granting them the autonomy to create value, Novator maintains a supervisory role, principally through representation on the Boards of its investee companies. Novator differentiates itself from many other private equity companies in concentrating on complex situations, either by virtue of their structure or their cross-border nature. To create value, Novator undertakes the restructuring or "de-risking" of investment opportunities through re-financing, combining acquired assets with existing businesses, through sale to strategic or financial buyers, or through flotation. Novator's investment portfolio is focused around four main sectors:Telecommunications, Pharmaceuticals, IT and Renewable Energy.

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Investment focus

  • Industry: Software, E-Commerce, Online Games
  • Stage:Series B, Series C, Venture - Series Unknown
  • Geography: United Kingdom, United States, Iceland

Investor stats

  • Total investments: 64
  • Round size: Series B $16M–$125M; Series C $16M–$450M; Venture - Series Unknown $5M–$69M
  • Lead/follow: 39% lead, 61% follow

Portfolio highlights

  • Numan — Convenient care, tailored to you. Offering treatments for weight loss, diagnostics, erectile dysfunction, hair loss, and more.
  • Nord Security — Nord Security is the leader in the field of online privacy and security. Our security tools have earned praise from respected experts and tech outlets.
  • Steel City Interactive — Steel City Interactive is an independent game studio in Sheffield building ambitious sports games and a culture where great teams thrive.
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Nordea
VC Fund · Helsinki, Southern Finland, Finland · 1 investments in Finland Payments startups

Nordea Bank is Denmark's second-largest bank and counts every fourth Dane among its customers. Through their nationwide network of some 340 branch offices and a broad range of self-service facilities, they are able to offer you a full scale of financial products and services, including Netbank, Online Investment, telephone banking and cashdispensers.

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Investment focus

  • Industry: FinTech, Financial Services, Banking
  • Stage:Debt Financing, Seed
  • Geography: Finland, Sweden, Norway

Investor stats

  • Total investments: 23
  • Lead/follow: no public data

Portfolio highlights

  • Tibber — Tibber is a digital electricity supplier that offers smart solutions to minimize their customers’ consumption and costs. Its vision is to make sustainable energy consumption simple and affordable for all households. Tibber's mission is to reduce the residential electricity consumption for European households by 20 %. Founded in Norway andSweden in 2016, the company has expanded its offer to Sweden and Germany where it powers hundreds of thousands of homes. Tibber replaces traditional utilities with smart technology, supplying its customers with renewable energy at fair and transparent prices. In addition, its app provides real-time analytics into energy usage, and pairs with a variety of smart home devices to reduce electricity consumption at home. The company sells tech-gadgets in their online store and recently was licensed to balance the main power grid in Sweden with EVs.
  • Statzon — Make data-driven plans & faster decisions with a simple access to +1M datasets & market reports about 8,000 topics from +200 trusted data providers.
  • Get It Done Now — GIDN is a Nigerian Fintech Company targeting medium and low income population for Loans and Financial products. GIDN has in addition a cashless, mobile based community marketplace, with more than 5k members, and aims to regulate the informal economy and facilitate the purchase of Services and Digital Products.
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Denso
VC Fund · Kariya, Aichi, Japan · 1 investments in Finland Payments startups

You can see Home. DENSO continues to develop technologies that support a better life for all.

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Investment focus

  • Industry: Education, Universities, Automotive
  • Stage:Grant, Series A, Series B
  • Geography: United States, Japan, China

Investor stats

  • Total investments: 49
  • Round size: Series A $7.3M–$22M; Series B $6.4M–$60M
  • Lead/follow: 69% lead, 31% follow

Portfolio highlights

  • Rapidus — Rapidus is an Electronic component research, development, design, production, and sales that includes semiconductor elements and integrated circuits. Environmentally friendly, energy-saving semiconductors and semiconductor manufacturing technology are being researched and developed. Human resource development and training for the semiconductorsector.
  • University of Tennessee — There's something for everyone at the University of Tennessee, Knoxville. We can't wait for you to call our campus home sweet home!
  • California State University — The California State University (Cal State or CSU) system is a public university system in California. It is composed of 23 campuses and eight off-campus centers enrolling 500,000 students with 50,000 faculty members and staff. It is by far the largest four-year public university system in the United States.
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Visa
VC Fund · San Francisco, California, United States · 1 investments in Finland Payments startups, 9 in the past 12 months

Visa is an American multinational financial services company that facilitates electronic payment systems throughout the world. The company operates the retail electronic payments network through the transfer of value and information among financial institutions, merchants, consumers, businesses, and government entities.

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Investment focus

  • Industry: FinTech, Financial Services, Payments
  • Stage:Series B, Series C
  • Geography: United States, United Kingdom, Canada

Investor stats

  • Total investments: 121
  • Lead/follow: no public data

Portfolio highlights

  • Oze — OZÉ brings African small businesses into the digital era. It is an app that makes it easy for businesses to track sales, expenses, and customer information. The data is analyzed to provide tailored recommendations, reports, and business education. If the entrepreneur needs a little extra support, an OZÉ Coach is just a click away. As they are usingOZÉ to manage their business and learn how to run it better, we are learning about them. Using this data and machine learning, we can predict their credit risk and provide them with affordable capital from our banking partners. With over 20,000 registered users, OZÉ is the largest online community of SMEs in Ghana. The most exciting thing is that OZÉ works; 97% of businesses that have used OZE for at least 9 months are growing or profitable or both!
  • Moniepoint — Moniepoint provides an all-in-one payments, banking and operations platform for businesses and their customers.
  • Konnect — Konnect provides a cross borders payment solution intended to simplify complex financial flows allowing companies of any scale and size to send and receive payments in a practical, secure, and low-cost way.
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Vitruvian Partners
VC Fund · London, England, United Kingdom · 1 investments in Finland Payments startups

Vitruvian Partners is an equity firm that specializes in middle-market buyouts, growth buyouts, and growth capital investments. Independent private equity firm that specialises in middle-market buyouts, growth buyouts and growth capital investments in the UK and elsewhere. The company backs exceptional management teams in businesses where thereis a major opportunity to create strategic value. They seek out companies where this opportunity exists through change or “Dynamic Situations”.

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Investment focus

  • Industry: Information Technology, Financial Services, Software
  • Stage:Private Equity, Series E, Series C
  • Geography: United Kingdom, United States, Sweden

Investor stats

  • Total investments: 83
  • Lead/follow: no public data

Portfolio highlights

  • Civitatis — Worldwide activities, transfers, tickets, guided tours and excursions in English. Book online with the lowest price guaranteed.
  • ObjectiveHealth — ObjectiveGI is a operator of an integrated research and technology services platform intended to improve patient outcomes through partnerships with leading physicians.The company's model seamlessly integrates gastroenterology (GI) research services into local community-based GI practices in support of patient care and practice enhancement,offering research infrastructure, optimal trial selection, study implementation and key research personnel management, thereby providing patients affected by NonAlcoholic SteatoHepatitis (NASH) with improved and better outcomes.
  • Aduro Advisors — We support the success of the leading venture firms Over 600 firms & counting. We are committed to empowering our partners
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Wintermute Ventures
VC Fund · London, England, United Kingdom · 1 investments in Finland Payments startups, 12 in the past 12 months

Partner with Wintermute Ventures, a strategic early-stage investor in DeFi

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Investment focus

  • Industry: Blockchain, Cryptocurrency, Financial Services
  • Stage:Seed, Series A, Venture - Series Unknown
  • Geography: United States, Cayman Islands, United Kingdom

Investor stats

  • Total investments: 118
  • Round size: Seed $2.7M–$20M; Series A $7.6M–$50M; Venture - Series Unknown $5M–$31M
  • Lead/follow: 7% lead, 93% follow

Portfolio highlights

  • Spiko — Cash management for companies and individuals. Open your account in under 5 minutes, earn daily yield on your treasury and access cash anytime.
  • Jeeves — Pay for anything, anywhere, in your local currency. No fees. No interest. No personal guarantees. Mobile-first, built with your team in mind.
  • Silicon Data — Silicon Data delivers real-time GPU pricing, benchmarks, and market intelligence, helping companies optimize costs, performance, and sustainability.
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Zrosk Investment Management
VC Fund · Lagos, Lagos, Nigeria · 1 investments in Finland Payments startups

Alternative investment solutions: private credit, discretionary portfolios, and the Magna Specialized Fund.

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Investment focus

  • Industry: FinTech, Financial Services, Finance
  • Stage:Seed, Pre-Seed, Series A
  • Geography: Nigeria, United Kingdom, United States

Investor stats

  • Total investments: 30
  • Round size: Seed $1.3M–$5M; Pre-Seed $200k–$2.5M; Series A $7M–$33M
  • Lead/follow: 27% lead, 73% follow

Portfolio highlights

  • PaidHR — PaidHR helps organizations manage their global employee life-cycle with an all-in-one people management software. Request a demo to see how PaidHR can help you scale your HR operations today.
  • Lingawa — Speak your native language with pride! Learn Yoruba and Igbo with fun, immersive online lessons for adults and kids (ages 5+).
  • Definely — Definely creates legal tech solutions to free lawyers from frustration, saving them time when understanding, drafting and reviewing legal documents.
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Sapphire Ventures
VC Fund · Palo Alto, California, United States · 1 investments in Finland Payments startups

Sapphire Ventures partners with enterprise AI founders building companies of consequence.

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Investment focus

  • Industry: Software, Enterprise Software, SaaS
  • Stage:Series D, Series C, Series B
  • Geography: United States, United Kingdom, Germany

Investor stats

  • Total investments: 444
  • Round size: Series B $10M–$120M; Series C $15M–$120M; Series D $13M–$200M
  • Lead/follow: 38% lead, 62% follow
  • Last fund: Likely actively investing — fresh fund, raised $1.5B in 2025

Portfolio highlights

  • Tractian — Turn reactive maintenance into predictable operations through AI-powered hardware and software built to protect revenue, reduce costs, and mitigate risk.
  • Side — Side's real estate brokerage platform empowers top-producing agents to own their own companies without the burden of operating a brokerage.
  • ElevenLabs — Create lifelike speech with our AI voice generator and voice agents platform. Access 17,500+ voices in 90+ languages with secure APIs and SDKs.
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Goldman Startups
VC Fund · 1 investments in Finland Payments startups

This domain used to be connected to a Wix website. Learn how to reconnect it, or create your own website.

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Investment focus

  • Industry: SaaS, Web3, Gaming
  • Stage:Seed, Pre-Seed, Equity Crowdfunding
  • Geography: Turkey, Finland

Investor stats

  • Total investments: 3
  • Lead/follow: 33% lead, 67% follow

Portfolio highlights

  • Meloknows — Meloknows is a mobile application that provides a marketplace for beauticians and hairdressers to provide beauty services.
  • Abonesepeti — Abonesepeti is a subscription management platform that helps you subscibe, manage and unsubscribe your subscriptions in one app. The company offers its members a unique understanding of their subscriptions and a suite of valuable services that save them time and money. Members can manage subscriptions, lower their bills, build budgets andautomatically set aside money to reach their savings goals. - Managing Subscriptions : Plan, monitor and optimize all your subscriptions in one place. - Canceling subscriptions : Your concierge is there when you need them to cancel unwanted subscriptions so you don't have to. - Spending Insights : Track spending across all of your subscriptions in one screen - Paying Bills : We’ll alert and push notifications for you and you can pay your bill easily - AutoPilot Savings : Turn on autopilot to save money without thinking about it. Abonesepeti learns your subscriptions and offers the right subscriptions at the right time. - Comparing Brands: Compare service providers and easily subscribe
  • Bloklab Limited — Experience the future of poker in our AI-enhanced VR metaverse. Play, earn, and socialize in the most immersive blockchain gaming platform.
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Augmentum Fintech
VC Fund · London, England, United Kingdom · 1 investments in Finland Payments startups

Augmentum Fintech is Europe's leading publicly listed fintech fund. They invest in high-growth, unquoted fintech businesses in verticals including digital banking, asset and wealth management and financial services infrastructure.Europe's leading publicly listed fintech fund, Augmentum launched on the main market of the London StockExchange in early 2018, allowing their businesses to have access to flexible funding and support, unrestricted by conventional fund timelines.An investment in Augmentum enables investors to gain exposure to a focused portfolio of fast-growing and/or high potential private FinTech businesses based predominantly in the UK and wider Europe to deliver attractive risk-adjusted returns for shareholders.

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Investment focus

  • Industry: FinTech, Financial Services, Finance
  • Stage:Series A, Venture - Series Unknown, Series B
  • Geography: United Kingdom, Israel, Germany

Investor stats

  • Total investments: 57
  • Round size: Series A $5.9M–$24M; Series B $20M–$60M; Venture - Series Unknown $5.7M–$302M
  • Lead/follow: 53% lead, 47% follow

Portfolio highlights

  • Lateral UK — Lateral exists solely to reinvent health and wealth goods for fit, energetic adults over the age of 60, and has no plans to stop.
  • Baobab — Protect your business against cyber attacks
  • Artificial Labs — Artificial is the power between brokers and insurers in the specialty market. Underwriting technology and placement tools to move risk faster, with less in the way.
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Fedha Capital
VC Fund · Lagos, Lagos, Nigeria · 1 investments in Finland Payments startups

Fedha Capital is a venture capital firm for early-stage start-ups (Seed and Series A).

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Investment focus

  • Industry: FinTech, Financial Services, Gift
  • Stage:Pre-Seed, Seed, Angel
  • Geography: Nigeria, Finland, United States

Investor stats

  • Total investments: 9
  • Round size: Pre-Seed $300k–$625k
  • Lead/follow: 22% lead, 78% follow

Portfolio highlights

  • ZirooPay — IroFit mobile card reader allows small businesses accept card payments anywhere they operate, even in areas with poor internet connection. By ensuring widest possible coverage area and effective operations, merchants increase sales and buyers are better served. We improve the overall purchasing experience for billions living in areas withpoor/no Internet connection.
  • Pharmarun — Pharmarun is an on-demand platform for quick and easy online medication orders with delivery across Nigeria. Explore our app or web platform for hassle-free pharmacy solutions today!
  • Spleet — Fintech Spleet Provides Tenant verification, Rent collection solutions for landlords and rent financing (Rent now, pay later) for Tenants
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Mission One Capital
VC Fund · Miami, Florida, United States · 1 investments in Finland Payments startups

Mission One Capital is a venture capital investment firm.

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Investment focus

  • Industry: E-Commerce, Enterprise Software, SaaS
  • Stage:Pre-Seed, Seed, Series A
  • Geography: United States, Finland

Investor stats

  • Total investments: 6
  • Round size: Seed $3.8M–$5.4M; Pre-Seed $3.1M–$4M
  • Lead/follow: 0% lead, 100% follow

Portfolio highlights

  • Glīd — Glīd develops autonomous road-to-rail solutions that streamline logistics by replacing traditional diesel-powered trucks, forklifts, and yard tractors with a single, intelligent platform. This innovation reduces carbon emissions, labor costs, and equipment redundancy, providing a more efficient and sustainable solution for intermodaltransportation.
  • Lux Aeterna — Lux Aeterna is a space infrastructure company that focuses on orbital activities through reentry and reusability.
  • ThreeV Technologies, Inc. — End to End Inspection Lifecycle Management Platform using AI
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BlackFin Capital Partners
VC Fund · Paris, Ile-de-France, France · 1 investments in Finland Payments startups

BlackFin Capital Partners is the leading pan-European Financial Services PE Platform. The team consists of +35 experienced professionals from several nationalities.

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Investment focus

  • Industry: Financial Services, FinTech, Software
  • Stage:Series A, Series B, Private Equity
  • Geography: France, Germany, Denmark

Investor stats

  • Total investments: 90
  • Round size: Series A $5.9M–$19M; Series B $10M–$100M
  • Lead/follow: 54% lead, 46% follow
  • Last fund: Likely still investing — raised $1.9B in 2024

Portfolio highlights

  • Chift — Offer native integrations within your software. Your clients connect your software to their tools in one click. Connect easily to Accounting, POS, Invoicing, e-commerce, etc.
  • ETFbook — ETFbook provides an information and analytic platform focused on exchange-traded funds (ETFs). It offers data, analytics, and insights to help users make informed decisions about fund selection, trading possibilities, and expense ratios. The platform is designed to broaden the effective use of ETFs by providing comprehensive tools and dashboardsfor analysis.
  • Wealthcome — Wealthcome is a wealth management company that offers tools for tracking expenses, optimizing fees, and analyzing investment performance.
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Wellstreet
VC Fund · Stockholm, Stockholms Lan, Sweden · 1 investments in Finland Payments startups

Wellstreet is an innovation and tech ecosystem that includes an investment company, a strategic consultancy firm and a venture building incubator.

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Investment focus

  • Industry: Software, E-Commerce, Retail
  • Stage:Venture - Series Unknown, Seed
  • Geography: Sweden, Norway, Finland

Investor stats

  • Total investments: 66
  • Round size: Seed $216k–$1.4M; Venture - Series Unknown $319k–$5M
  • Lead/follow: 39% lead, 61% follow
  • Last fund: Likely still investing — raised $40M in 2022

Portfolio highlights

  • Deedster — Accelerate your business by connecting and engaging your audience and employees with sustainability data, insights, and actions.
  • Key Ward — Accelerate your engineering projects with data intelligence. Mitigate the risk of late stage failures in your AI adoption journey with our no-code platform.
  • Berget AI — EU-compliant inference service and AI infrastructure built by developers for developers.
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C2 Ventures
VC Fund · New York, New York, United States · 1 investments in Finland Payments startups

Bridging the gap between founders and capital through content, connections and experience.

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Investment focus

  • Industry: Software, Artificial Intelligence, Information Technology
  • Stage:Seed, Pre-Seed, Series A
  • Geography: United States, Canada, Finland

Investor stats

  • Total investments: 106
  • Round size: Seed $1M–$5M; Pre-Seed $256k–$2.3M; Series A $5M–$18M
  • Lead/follow: 7% lead, 93% follow
  • Last fund: Likely still investing — raised $20M in 2022

Portfolio highlights

  • Cylerity — Transform healthcare receivables into real-time capital. Cylerity unlocks cash flow, clarity, and control from claims data. See how it works.
  • Discernis — Home | Discernis AI-Native Discovery
  • Beagle Labs — AI driven SaaS platform for infrastructure inspections.
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Payments VC funding in Finland at a glance

Stats across 26 deals from 32 investors.

32
investors
in Finland Payments startups
26
deals
in Finland Payments startups
$1.1M
median round
in Finland Payments startups
56%
lead investors
lead at least one round
31%
Seed
most common funding stage

Access all 32 VC funds in Finland Payments startups.

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