# Top 40 Payments VC (Venture Capital) Funds in Finland in June 2026 ## Maki.vc - Type: VC Fund - Location: Helsinki, Southern Finland, Finland - Relevant deals: 4 - Stages: Seed, Series A, Pre-Seed - Focus: Software, E-Commerce, Information Technology We partner with deep tech and brand-driven companies obsessed in challenging category norms. The Nordics are our home, but we take on a global front in spotting the unexpected - from B2B to B2C, with a sweet spot for scientific advances, strong IP, and customer understanding that looks beyond convention.We invest in early stage companies: fromtheir inception to series A and beyond. We share in the vision of founders as champions and challengers, drawing on our experiences from scaling some of the strongest tech companies ourselves. ## Visionplus - Type: VC Fund - Location: Helsinki, Southern Finland, Finland - Relevant deals: 4 - Stages: Seed, Series A - Focus: Software, Information Technology, Internet WE HELP YOU TO GROW FASTER! ## Tera Ventures - Type: VC Fund - Location: Tallinn, Harjumaa, Estonia - Relevant deals: 2 - Stages: Seed, Series A, Pre-Seed - Focus: Software, E-Commerce, Artificial Intelligence Tera Ventures is an international investment firm based in Estonia. ## Business Finland - Type: VC Fund - Location: Helsinki, Southern Finland, Finland - Relevant deals: 2 - Stages: Seed, Grant, Debt Financing - Focus: Software, SaaS, Biotechnology Business Finland finances business R&D projects and public research projects at universities, research institutes and universities of applied sciences. Read more about R&D and business funding. ## Anthemis - Type: VC Fund - Location: London, England, United Kingdom - Relevant deals: 2 - Stages: Seed, Series A, Series B - Focus: FinTech, Financial Services, Software digitally native finance ## Inventure - Type: VC Fund - Location: Helsinki, Southern Finland, Finland - Relevant deals: 2 - Stages: Seed, Series A, Series B - Focus: Software, Information Technology, Health Care Since 2005, Inventure has backed over 90 companies including Wolt, Swappie, Jobbatical, aiMotive, and more. ## Finnvera Venture Capital - Type: VC Fund - Location: Kuopio, Eastern Finland, Finland - Relevant deals: 2 - Stages: Seed, Series A - Focus: Software, Health Care, Information Technology Finnvera makes direct investments in early-stage enterprises through Seed Fund Vera Ltd. Finnvera's goal is to cover shortcomings existing on the market between product development funding and private equity investments. Finnvera does not compete with private financiers; instead, it strives to supplement the financial market.Finnvera'sinvestments enable, start and accelerate growth and internationalisation among investment targets. Enterprises are developed to make them attractive targets for further financing by other investors and industrial actors. Investments are made in technology enterprises at an early stage and in technology-intensive or innovative service enterprises that have potential for developing into international growth enterprises.Finnvera is also known as a specialised financing company owned by the State of Finland. It provides its clients with loans, guarantees, venture capital investments and export credit guarantees. ## Veho - Type: VC Fund - Location: Vantaa, Southern Finland, Finland - Relevant deals: 2 - Stages: Seed, Series A - Focus: Apps, Ride Sharing, Transportation Veho is the Finnish car retailer group, operating also in the Baltics and in Sweden. Veho provides a wide range of services and transportation solutions from passenger cars to commercial vehicles. ## Transdev - Type: VC Fund - Location: Issy-les-moulineaux, Ile-de-France, France - Relevant deals: 2 - Stages: Series A, Seed - Focus: Apps, Transportation, Information Technology Present in 19 countries, Transdev carries an average of 12.8 million passengers daily, operating all transportation modes and resolutely committed to the ecological transition. The Group employs over 105,000 women and men serving its passengers, consolidating its position as the world leader in public transportation. ## Icebreaker.vc - Type: VC Fund - Location: Helsinki, Southern Finland, Finland - Relevant deals: 2 - Stages: Pre-Seed, Seed, Series A - Focus: Software, Information Technology, Artificial Intelligence Founded in 2016, Icebreaker has invested in over 50 fast-growing tech startups built by domain expert founders from companies like Rovio, Nordea, Pipedrive, Eniram, IBM and BCG. In addition to the fund, Icebreaker also runs a community of more than 1000 founders and pre-founders with 5+ years of relevant industry experience and the will to start,build or join strong tech companies.With the initial ticket sizes of €150k - 800K Icebreaker provides enough funding for companies to get to a position of strength and avoid post-accelerator limbo without having to resort to disreputable sources of capital and unfriendly deal terms. ## Wintermute Ventures - Type: VC Fund - Location: London, England, United Kingdom - Relevant deals: 1 - Stages: Seed, Series A - Focus: Blockchain, Cryptocurrency, Financial Services Wintermute Ventures is the investment arm of Wintermute, a global algorithmic trading firm, liquidity provider, and leading OTC desk in digital assets. Drawing from Wintermute's expertise in pioneering DeFi trading and powering liquidity across the entire ecosystem, Wintermute Ventures is uniquely positioned to back early-stage Web3 projectswith hands-on support. Focused on long-term growth, the company takes a flexible approach, investing from early ideation to later-stage expansion. Committed to developing strategic relationships and driving positive outcomes, Wintermute Ventures prioritizes decentralized ownership, ensuring its investments align with the company’s broader vision of a decentralized future. Since 2020, it has invested in over 100 projects. ## DN Capital - Type: VC Fund - Location: Menlo Park, California, United States - Relevant deals: 1 - Stages: Series A, Series B, Seed - Focus: Software, SaaS, E-Commerce DN Capital is an early-stage venture capital firm that invests primarily in Europe and North America. The firm focuses on companies that plan to establish operations on both sides of the Atlantic, and strives to help its companies build international businesses. Founded in 2000, the company has operations in London and Silicon Valley. DN Capital’sprevious funds are top performers and the firm is one of the lead investors in companies such as Endeca (sold to Oracle), Shazam (one of the world’s leading mobile app), Auto1 (world's largest used car marketplace), Purplebricks (IPO London) and Quandoo (sold to Recruit). ## Wintermute - Type: VC Fund - Location: London, England, United Kingdom - Relevant deals: 1 - Stages: Seed, Series A - Focus: Blockchain, Cryptocurrency, Financial Services A leading algorithmic trading firm focused on building liquid and efficient markets in digital assets. ## Toyota Financial Services - Type: VC Fund - Location: Torrance, California, United States - Relevant deals: 1 - Stages: Series C, Series A - Focus: Financial Services, Apps, Mobile Since opening its doors in 1983, Toyota Financial Services has grown from a small company with eight associates to one that currently employs approximately 3,300 associates nationwide with managed assets in excess of $81 billion.The Toyota Financial Services brand identity was launched in December 1999. TFS is a service mark that acts as anumbrella brand name used to market the products of Toyota Motor Credit Corporation (TMCC) and Toyota Motor Insurance Services, Inc. (TMIS). TMCC was incorporated in California on October 4, 1982, and commenced operations in May 1983 by approving a finance contract for a used Toyota Corolla in Denver, Colorado. The company provides retail and wholesale financing, retail leasing, vehicle protection plans and certain other financial services to authorized Toyota, Lexus and Scion dealers, Toyota forklift and Hino dealers as well as Toyota Material Handling, U.S.A. dealers, affiliates, and their customers in the United States (excluding Hawaii).TFS is part of the worldwide financial services operations for Toyota Financial Services Corporation (TFSC), which is a wholly-owned subsidiary of Toyota Motor Corporation (TMC) in Japan. TFS has three Regional offices, three Customer Service Centers, 30 Dealer Sales and Service Offices throughout the United States, and an affiliate financial services company in Puerto Rico. ## Augmentum Fintech - Type: VC Fund - Location: London, England, United Kingdom - Relevant deals: 1 - Stages: Series A, Series B - Focus: FinTech, Financial Services, Finance Augmentum Fintech is Europe's leading publicly listed fintech fund. They invest in high-growth, unquoted fintech businesses in verticals including digital banking, asset and wealth management and financial services infrastructure.Europe's leading publicly listed fintech fund, Augmentum launched on the main market of the London StockExchange in early 2018, allowing their businesses to have access to flexible funding and support, unrestricted by conventional fund timelines.An investment in Augmentum enables investors to gain exposure to a focused portfolio of fast-growing and/or high potential private FinTech businesses based predominantly in the UK and wider Europe to deliver attractive risk-adjusted returns for shareholders. ## Sapphire Ventures - Type: VC Fund - Location: Palo Alto, California, United States - Relevant deals: 1 - Stages: Series D, Series C, Series B - Focus: Software, Information Technology, Enterprise Software Sapphire Ventures partners with enterprise AI founders building companies of consequence. ## Zrosk Investment Management - Type: VC Fund - Location: Lagos, Lagos, Nigeria - Relevant deals: 1 - Stages: Seed, Pre-Seed, Series A - Focus: Financial Services, FinTech, Finance Alternative investment solutions: private credit, discretionary portfolios, and the Magna Specialized Fund. ## Fedha Capital - Type: VC Fund - Location: Lagos, Lagos, Nigeria - Relevant deals: 1 - Stages: Pre-Seed, Series A - Focus: Financial Services, Gift, Mobile Fedha Capital is a venture capital firm for early-stage start-ups (Seed and Series A). ## Coinbase Ventures - Type: VC Fund - Location: San Francisco, California, United States - Relevant deals: 1 - Stages: Seed, Series A - Focus: Blockchain, Cryptocurrency, Financial Services Coinbase Ventures is an investment arm of Coinbase that aims to invest in seed-stage cryptocurrency and blockchain startups. The company was founded in 2018 and is based in San Francisco, California, United States. ## Novator - Type: VC Fund - Location: London, England, United Kingdom - Relevant deals: 1 - Stages: Series B, Series C - Focus: Software, E-Commerce, Online Games Novator is an alternative investment firm founded and led by the international investor and entrepreneur Thor Bjorgolfsson.Novator's investment portfolio is focused around following sectors: Telecommunications, Pharmaceuticals, IT and Renewable Energy. In addition, Novator operates a Private Equity Fund and a Credit Opportunities Fund.Novator focuses on developing strong management teams in each of its portfolio companies.  While granting them the autonomy to create value, Novator maintains a supervisory role, principally through representation on the Boards of its investee companies. Novator differentiates itself from many other private equity companies in concentrating on complex situations, either by virtue of their structure or their cross-border nature. To create value, Novator undertakes the restructuring or "de-risking" of investment opportunities through re-financing, combining acquired assets with existing businesses, through sale to strategic or financial buyers, or through flotation. Novator's investment portfolio is focused around four main sectors:Telecommunications, Pharmaceuticals, IT and Renewable Energy. ## Everywhere Ventures - Type: VC Fund - Location: New York, New York, United States - Relevant deals: 1 - Stages: Seed, Pre-Seed, Series A - Focus: Software, Health Care, FinTech Everywhere Ventures is a first-of-its-kind early-stage venture fund created ​by founders for founders​ to support the next generation of entrepreneurs.Everywhere Ventures is a community-powered venture investing platform that integrates the capital, expertise, and mentoring of experienced founders and operators across ten micro funds. TheFund's $70M+ under management comes almost exclusively from the over 500 founders and operators who are its limited partners. Everywhere Ventures operates from the belief that those who have actually built successful companies are best suited to advise and support early-stage startups. Everywhere Ventures invests in pre-seed deals globally usually in the first financing round the company raises. Emphasis is placed on purpose-driven teams across money, health and work verticals. ## Optiomi Invest - Type: VC Fund - Location: Helsinki, Southern Finland, Finland - Relevant deals: 1 - Stages: Series B - Focus: Software, Billing, Infrastructure Optiomi Invest Oy is a principal investment firm. The firm is based in Helsinki, Finland. Optiomi Invest Oy operates as a subsidiary of Optiomi Oy. ## Denso - Type: VC Fund - Location: Kariya, Aichi, Japan - Relevant deals: 1 - Stages: Series A, Corporate Round - Focus: Automotive, Transportation, Manufacturing You can see Home. DENSO continues to develop technologies that support a better life for all. ## Karsan Otomotiv - Type: VC Fund - Relevant deals: 1 - Stages: Series A - Focus: Apps, Ride Sharing, Transportation Car and bus contract manufacturer, bus OEM ## Forward Venture Capital - Type: VC Fund - Location: Den Haag, Zuid-Holland, The Netherlands - Relevant deals: 1 - Stages: Seed, Pre-Seed - Focus: Software, E-Commerce, Financial Services Forward Venture Capital is a Venture Capital fund that invests in early-stage companies in the US and Europe. We support early stage entrepreneurs and help them accelerate their growth. ## Aioi Nissay Dowa - Type: VC Fund - Relevant deals: 1 - Stages: Series A - Focus: Apps, Ride Sharing, Transportation Largest insurer in Asia ## LeadBlock Partners - Type: VC Fund - Location: London, England, United Kingdom - Relevant deals: 1 - Stages: Series A, Seed, Series B - Focus: Cryptocurrency, Blockchain, Financial Services LeadBlock Partners is a EU venture capital fund. ## Concentric - Type: VC Fund - Location: London, England, United Kingdom - Relevant deals: 1 - Stages: Seed, Series A, Series B - Focus: Financial Services, Software, Bitcoin We partner with sector-defining founders across Europe to create new technologies that disrupt the status quo and solve the problems that matter. ## LähiTapiola - Type: VC Fund - Location: Espoo, Southern Finland, Finland - Relevant deals: 1 - Stages: Debt Financing, Seed - Focus: Manufacturing, Apps, EdTech LähiTapiola is based on mutual company form, a group of companies owned by its customers, serving the personal, farm, entrepreneurial. ## Jabre Capital - Type: VC Fund - Location: Dubai, Dubai, United Arab Emirates - Relevant deals: 1 - Stages: Seed, Series A, Pre-Seed - Focus: Blockchain, Cryptocurrency, Web3 Established in 2006 by Philippe Jabre, we are focussed on private wealth management and private equity investment. Based in Geneva, Switzerland. ## Taaleri - Type: VC Fund - Location: Helsinki, Southern Finland, Finland - Relevant deals: 1 - Stages: Seed, Pre-Seed - Focus: Financial Services, FinTech, Lending Taaleritehdas Wealth Management is helping all Finns see the advantages of ownership and find their own way to own. ## Wellstreet - Type: VC Fund - Location: Stockholm, Stockholms Lan, Sweden - Relevant deals: 1 - Stages: Seed, Pre-Seed - Focus: E-Commerce, Software, Retail Wellstreet is an innovation and tech ecosystem that includes an investment company, a strategic consultancy firm and a venture building incubator. ## Vendep Capital - Type: VC Fund - Location: Espoo, Southern Finland, Finland - Relevant deals: 1 - Stages: Seed, Series A - Focus: SaaS, Software, Analytics We back early-stage B2B SaaS founders in the Nordics & Baltics with capital, expertise, and long-term partnership. See how we invest and support growth. ## Nordea - Type: VC Fund - Location: Helsinki, Southern Finland, Finland - Relevant deals: 1 - Stages: Debt Financing, Seed - Focus: FinTech, Financial Services, Banking Nordea Bank is Denmark's second-largest bank and counts every fourth Dane among its customers. Through their nationwide network of some 340 branch offices and a broad range of self-service facilities, they are able to offer you a full scale of financial products and services, including Netbank, Online Investment, telephone banking and cashdispensers. ## Estlander & Partners - Type: VC Fund - Relevant deals: 1 - Stages: Pre-Seed - Focus: Lending, Blockchain, Cryptocurrency Investments ## Visa - Type: VC Fund - Location: San Francisco, California, United States - Relevant deals: 1 - Stages: Series B, Series C - Focus: FinTech, Financial Services, Payments Visa is an American multinational financial services company that facilitates electronic payment systems throughout the world. The company operates the retail electronic payments network through the transfer of value and information among financial institutions, merchants, consumers, businesses, and government entities. ## BlackFin Capital Partners - Type: VC Fund - Location: Paris, Ile-de-France, France - Relevant deals: 1 - Stages: Series A, Private Equity, Series B - Focus: Financial Services, FinTech, Payments BlackFin Capital Partners is the leading pan-European Financial Services PE Platform. The team consists of +35 experienced professionals from several nationalities. ## Nordic Venture Partners (Sweden) - Type: VC Fund - Location: Copenhagen, Hovedstaden, Denmark - Relevant deals: 1 - Stages: Series A, Series B - Focus: Software, Information Technology, Gaming Nordic Venture Partners (Sweden) is a venture capital firm with a portfolio of investments in the Information and Communications Technology. ## Vitruvian Partners - Type: VC Fund - Location: London, England, United Kingdom - Relevant deals: 1 - Stages: Private Equity, Series E, Series C - Focus: Information Technology, Financial Services, Software Vitruvian Partners is an equity firm that specializes in middle-market buyouts, growth buyouts, and growth capital investments. Independent private equity firm that specialises in middle-market buyouts, growth buyouts and growth capital investments in the UK and elsewhere. The company backs exceptional management teams in businesses where thereis a major opportunity to create strategic value. They seek out companies where this opportunity exists through change or “Dynamic Situations”. ## Goldman Startups - Type: VC Fund - Relevant deals: 1 - Stages: Seed, Pre-Seed - Focus: SaaS, Web3, Gaming This domain used to be connected to a Wix website. Learn how to reconnect it, or create your own website.