Top 50 Payments Startup Investors in Portugal (September 2026)

Portfolio highlights

• Yellow Card — Yellow Card is a licensed stablecoin payments infrastructure provider powering global money movement across USD and 50+ local currencies. Talk to us.
• Blueprint Finance — Blueprint Finance develops protocols and infrastructure to advance on-chain financing.
• M0 —

Portfolio highlights

• Drivit — Drivit turns any smartphone into a high-quality telematics device. Power your mobility app with features that will show you the best way to a safer, cheaper and more sustainable driving.
• Youverse — Youverse is an information technology company that offers face biometric solutions for banking, hospitality, and retail sectors.
• Habit — Habit's mission is to bring context and meaningfulness to the way insurance is sold. We connect brands with insurers to enable the best way to distribute insurance - on digital.

Portfolio highlights

• Meesho — Meesho operates as an online reselling platform that enables anyone to start a business without investment. Meesho is a business platform trusted by more than 2.6 million resellers across India. The company was founded in 2015 by Vidit Aatrey and Sanjeev Barnwa and is headquartered in Bangalore, Karnataka.
• Glacis Labs — Glacis Labs is a middleware protocol. It enables developers to control cross-chain risk. Glacis provides a plug-and-play solution that eliminates the research and decision-making process in cross-chain processes, simplifying interchain execution.
• Soter Insure — Reliable insurance for the digital asset ecosystem.

Portfolio highlights

• Derivio — Be early. Trade smarter. One terminal.
• PayGo — One request = one settlement. Pay-as-you-go payments for APIs, AI & agents. x402 on ENI
• Zoo Finance — Zoo Finance is a pioneering DeFi protocol focused on unlocking liquidity from locked assets, empowering users to access capital more efficiently while maximizing the utility of their on-chain holdings.

Portfolio highlights

• Chainalysis — Chainalysis helps government agencies, cryptocurrency businesses, and financial institutions engage confidently with cryptocurrency.
• Lifetime Health — We are a digital platform, transforming the healthcare landscape with our innovative hospital-at-home care services. Our mission is to create an efficient healthcare system that provides essential services, including lab tests, express check-ups, nursing care, and medical devices, right at your doorstep.
• Animoca Brands — Animoca Brands is a metaverse and gaming venture capital firm that focuses on driving digital property rights to gamers and internet users through NFTs. It utilizes gamification and blockchain to develop and market a portfolio of mobile applications, games, and additional products oriented to educational learning to ensure transparency, security,and new business models.

Portfolio highlights

• Cytonic — Cytonic is a multi-virtual-machine blockchain. Cytonic is compatible with blockchains such as Bitcoin, Ethereum, and Solana.
• Nillion — The Secure Processing Layer of Web3
• Superform Labs — THE UNIVERSAL INTERFACE FOR YIELD IS FORMING

Portfolio highlights

• Sapiom — The platform vertical AI companies build, ship, and scale agentic products.
• City Protocol — City Protocol offers growth incentives and creative tools driven by AI. A portable reputation is created via City ID.
• Velocity — Velocity provides a unified platform for efficiently moving and managing funds across both traditional banks and blockchains.

Portfolio highlights

• Oh — The OpenAI of the spicy content industry, combining consumer platforms (@ohchatai | @ohdotfun) with infrastructure (https://t.co/BMwDSzAg14)
• Paxos Labs — Blockchain infrastructure for enterprises. Regulated by the OCC in the US, FIN-FSA in the EU, and MAS in Singapore. For support, visit https://t.co/qmOCfQa262
• Zcash Open Development Lab — Builders of the Zcash protocol and flagship Zcash wallet, Zodl @zodl_app. We envision a world without mass financial surveillance.

Portfolio highlights

• CrowdSec — CrowdSec is an open-source and collaborative security stack leveraging the crowd power. Analyze behaviors, respond to attacks & share signals across the community. Join the community and le's make the Internet safer, together.
• Ubble.ai — ubble helps businesses fight against fraud with its frictionless online identity verification service that uses exclusive video live streaming and A.I. technology.
• Send — Send is a commercial insurance platform that connects underwriting data, workflows, and decisions for commercial and specialty insurers.

Portfolio highlights

• Mercanis — Source services smarter and drive automation along your source-to-settle process. Discover how Mercanis enables you to collaborate with best-in-class suppliers across your departments.
• Revibe — Buy refurbished & used electronics (Smartphones, Laptops) in UAE at Revibe. Free delivery & 12 months warranty. Certified tech by our experts. Order Now!
• Jungo Software — Experience the future of driving with in-cabin sensing technology. Learn how this accident prevention system saves lives

Portfolio highlights

• Duna — Meet the modern platform that accelerates business onboarding, automates manual work and grows revenue.
• QuantWare — QuantWare designs, develops and fabricates state-of-the-art superconducting Quantum Hardware with excellent specs, and good service.
• Lovable — Lovable builds software that builds software. Lovable vision is to unlock human creativity by enabling anyone to create software.

Portfolio highlights

• UnblockPay —
• Morpho Labs — Morpho is an open credit network that connects lenders and borrowers to the best possible opportunities worldwide.
• Crossover Markets Group — Crossover Markets Group, Inc is a digital asset exchange designed to meet the liquidity needs of institutional clients trading cryptocurrencies.

Portfolio highlights

• Logicc — Logicc provides business solutions for various industries. It specializes in software development, automation, and data-driven technologies.
• SolvaPay —
• Omniscient — Omniscient is a Paris-based AI-powered decision intelligence platform designed for boards and C-suite executives. It aggregates data from over 100,000 sources like media, social channels, and internal systems to deliver real-time, contextualized insights on corporate reputation, geopolitical risks, narrative strategy, and more.

Portfolio highlights

• Replicate — Run open-source machine learning models with a cloud API
• Coverflex — Coverflex is on a mission to improve the way companies compensate their people, making it more transparent, flexible and easier for everyone to make the most of what they get. Through a fully digital solution, Coverflex helps companies manage every part of compensation beyond salary — benefits, insurance, meal allowance and exclusive discounts —while empowering people to spend on what suits them best.
• Swish Robotics — Embodied Intelligence for the Home

Portfolio highlights

• Sensei — We are the leading European provider of autonomous stores, with an AI-powered solution to build efficient operations and deliver a seamless shopping experience.
• Coverflex — Coverflex is on a mission to improve the way companies compensate their people, making it more transparent, flexible and easier for everyone to make the most of what they get. Through a fully digital solution, Coverflex helps companies manage every part of compensation beyond salary — benefits, insurance, meal allowance and exclusive discounts —while empowering people to spend on what suits them best.
• Sound Particles — A CGI-like software for Sound Design, capable of using particle systems to generate thousands of sounds in a virtual 3D world

Portfolio highlights

• Didimo — Didimo creates realistic high-fidelity digital humans. Simple, fast, accurate user-generated avatars to integrate into your app, game or site.
• Coverflex — Coverflex is on a mission to improve the way companies compensate their people, making it more transparent, flexible and easier for everyone to make the most of what they get. Through a fully digital solution, Coverflex helps companies manage every part of compensation beyond salary — benefits, insurance, meal allowance and exclusive discounts —while empowering people to spend on what suits them best.

Portfolio highlights

• MixRift — MIXRIFT - game developers specialized in Mixed Reality
• unspun — From 3D scan to perfect fitting custom jeans. unspun makes each pair of jeans unique to your actual body and design. On a mission to reduce global carbon emissions by 1%. As seen in Fast Company's World Changing Ideas, Time's Best Inventions, and PopSci's Best of What's New. Welcome to the future of apparel.
• Mesa Quantum — Unlock the potential of chip-scale quantum sensing for enhanced Position, Navigation, And Timing capabilities. Explore Mesa Quantum's practical solutions.

Portfolio highlights

• Rebar Labs — Rebar Labs is a company that offers research services and infrastructure for bitcoin. The company wants to help users in the Bitcoin ecosystem create more effective and better experiences by addressing issues related to maximum extractable value and offering services that guarantee equitable value distribution.
• Yellow — Yellow is a financial services provider of software, analytics, and investments in blockchain startups.
• Tren Finance — Tren Finance: a secure DeFi liquidity protocol offering seamless asset swaps, yield opportunities, and cross-chain compatibility through automated smart contracts, redefining liquidity for users and institutions.

Portfolio highlights

• Credit Coop — Leverage Future Cash Flows
• Daler Trading — Daler is an algorithmic trading firm and crypto market maker specializing in options and futures. We provide liquidity and market-making services for the cryptocurrency ecosystem and Real-World Assets (RWA) across over 30 centralized (CEX) and decentralized exchanges (DEX).
• WeatherXM — Join WeatherXM's global network powered by blockchain. Earn WXM tokens with accurate, hyperlocal forecasts for agriculture, energy, and more.

Portfolio highlights

• Lyzer — The groceries marketplace where you can find everthing you need. Buy online groceries as fast as in 4 hours with personalized picking.
• Cleanwatts — We simplify, amplify and accelerate energy decarbonization for companies and communities around the world. Our clients call upon us to improve their energy efficiency performance and to increase their access to affordable clean energy. Join Cleanwatts today.
• Musiversal — Record your music in real time with world-class session musicians, vocalists, producers and audio engineers

Portfolio highlights

• Soter Insure — Reliable insurance for the digital asset ecosystem.
• Ethereum Institutional — Accelerating institutional adoption of Ethereum
• Digital Prime Technologies — Full-Service Institutional-Grade Prime Brokerage for Digital Asset Management. DLCC offers full-service Prime Brokerage solutions for digital assets. Our all-in-one user interface leverages both API and Saas product offerings to connect clients with a growing network of liquidity providers to transact, borrow, and lend digital assets, and managecollateral. Our product suite also offers traditional Prime Brokerage services, such as consultation and capital introduction.

Portfolio highlights

• BabylonChain — Babylon is a VC-backed blockchain project founded by Claude. E. Shannon Award recipient, Professor David Tse from Stanford University. The project’s mission is to bring Bitcoin’s unparalleled security to all PoS blockchains in the world. To this end, we are building, as the bridge between Bitcoin and the PoS world, a new public Cosmos-based PoSblockchain called Babylon with a native token.
• Lombard — The Bitcoin finance protocol. Bringing Bitcoin onchain with $LBTC, $BTC.b, Bitcoin Smart Accounts, Bitcoin Earn and the Lombard SDK.
• Camp Network — Camp Network provides online camp registration and camp management software for all types of events across the United States.

Portfolio highlights

• Redpill AI — Access 200+ AI models with privacy-first infrastructure. Private models in GPU TEE, OpenAI-compatible API, zero data retention.
• Rivet.cloud (Formerly OpenRelay) —
• Karmine Corp — Karmine Corp is an esports organization that offers merchandise and competes in games like league of legends, trackmania, and others.

Portfolio highlights

• impactMarket — impactMarket enables any vulnerable community to implement poverty alleviation mechanisms, like Unconditional Basic Income.

Portfolio highlights

• impactMarket — impactMarket enables any vulnerable community to implement poverty alleviation mechanisms, like Unconditional Basic Income.

Portfolio highlights

• t3rn — t3rn is a hosting platform for smart contracts, that enables trustless, interoperable, multi-chain execution and composable collaboration.
• Clitch — Clitch is an online platform that helps you connect with gamers that are suited for you through a setting called recruitment.

Portfolio highlights

• ORO AI — Real-world data for frontier AI
• Nevermined — Payments infrastructure for AI agents. Delegate spending, meter usage, and settle autonomously across MCP, x402, and A2A. Start earning in minutes.
• Templar Protocol — Templar Protocol is a startup that focuses on creating a lending platform for cryptocurrencies, including Bitcoin and other digital assets.

Portfolio highlights

• TonUP — TonUP offers cryptocurrencies as well as IDO services.
• 4Everland — 4EVERLAND is a Web 3.0 cloud computing platform that integrates storage, computing, and network core capabilities.
• Ordz Games — Ordz Games is a gaming provider for the Bitcoin eco-chain.

Portfolio highlights

• StaySAFU — Security leader building the Web3 Security Layer, offering comprehensive solutions across blockchains to protect investors and project.
• Wisdomise — Wisomise is an intelligence-augmented ecosystem, which offers you all you need in order to gain the most out of your Web3 investments, in terms of both better returns as well as more informed risks.
• Mobula Labs — onchain trading & data infrastructure powering @ChainLink, @fomo, top traders & MMs

Portfolio highlights

• Vorflux — Cloud agents that ship production code. An opinionated harness that runs the full SDLC on dedicated machines.
• Warp — Warp is a payroll and compliance tool that makes it easy for founders to hire, onboard, and pay their employees.
• Dirac Labs — Universal Navigation Powered by Quantum Sensing & AI

Portfolio highlights

• Rain — Rain is a vertically integrated issuing partner for global platforms. Enabling innovative financial products through modern APIs, flexible infrastructure, supporting electronic and digital money. Launch a card program in days not months.
• Leap Wallet — Leap is the ultimate crypto wallet for Cosmos blockchains, offering seamless exploration of multiple chains, asset transfers, staking rewards, governance participation, and more. With best-in-class UX design, managing your crypto assets has never been easier. Stay in control with our 100% non-custodial wallet, securely storing your private keys on your computer. Discover the future of crypto wallets with Leap.
• Flipside Crypto — AI tools fail on expert work because they're missing context. Edisyl supplies the domain knowledge and proprietary data they need, inside the tools you already run.

Portfolio highlights

• Yellow — Yellow is a financial services provider of software, analytics, and investments in blockchain startups.
• KIP Protocol — KIP Protocol is a decentralised AI framework unlocking digital property rights of Knowledge Assets in the AI-powered future.
• Alliance Games — Build Beyond Limits. Multiplayer for the Next, Decentralized Era.

Portfolio highlights

• V12 — V12 is your security agent for mission critical code.
• Tako — Tako's web and data search APIs return cited, structured answers. Ground your AI agents in authoritative, accurate, up-to-date information.
• Augusta Labs — Transforming businesses using AI.

Portfolio highlights

• Remox — Simplified and Collaborative Treasury Management for DAOs
• Predicate — Policy for blockchain applications
• Capsule Wallets — At Capsule, we thrive on challenging the design of products we use every day. In doing so, we hope to introduce you to a simpler way of living.

Portfolio highlights

• Thirdverse — Thirdverse is a web3 and virtual reality game studio that develops and operates multiplayer virtual reality games. The company combines the technology of blockchain to create an economic zone and a virtual world, enabling customers to experience seamless gameplay in a virtual environment.Thirdverse was founded in 2016 and is headquartered nTokyo, Japan.
• Ethena — Enabling the Internet Bond
• Lombard — The Bitcoin finance protocol. Bringing Bitcoin onchain with $LBTC, $BTC.b, Bitcoin Smart Accounts, Bitcoin Earn and the Lombard SDK.

Portfolio highlights

• Hyperbolic — Access open-source inference and compute at a fraction of the cost. Build with us.
• Mastra — Mastra is an AI software that helps users to typescript complex operations and complete set of work using AI.
• Gravity — The Ad Network for AI

Portfolio highlights

• Oh — The OpenAI of the spicy content industry, combining consumer platforms (@ohchatai | @ohdotfun) with infrastructure (https://t.co/BMwDSzAg14)
• Chance Studios — Every Collection Starts With A Chance
• Chance Studios — Every Collection Starts With A Chance

Portfolio highlights

• Greenlane — Full-service, global platform for bringing premium products to market in the burgeoning head shop, smoke shop, dispensary channels and beyond
• Seismic — A privacy enabled blockchain.
• Cluster Protocol — Cluster Protocol is the co-ordination layer for AI agents, a carnot engine fueling the AI economy making sure the AI developers are monetized for their AI models and users get an unified seamless experience to build that next AI app/ agent within a virtual disposable environment facilitating the creation of modular, self-evolving AI agents.

Portfolio highlights

• Pye Labs — Pye Finance is a Web3 startup that builds a staking-market infrastructure on the Solana blockchain.
• Octane — A developer-first platform to stress-test your smart contracts with cutting-edge AI. One-click install. Save time and money on security.
• BitVault — BitVault is a DeFi protocol that provides a crypto-native money solution via its BTC-backed stablecoin, bvUSD, and yield-bearing staked stablecoin, sbvUSD.

Portfolio highlights

• Canza Finance — We are an Open Finance Portal enabling access to unlimited financial services for emerging markets, backed by Polychain, Avalanche, CoinMarketCap...
• Ari Swap — Ari Swap offers a loyalty + rewards product that allows customers to earn loyalty rewards for their purchases and redeem rewards towards future purchases leveraging the existing $Ari token as the points systems. Targeting small- and medium-sized businesses, the Ari Swap platform also includes an NFT engine to create, send and redeem NFTs anddigital coupons, offers and promotions.
• impactMarket — impactMarket enables any vulnerable community to implement poverty alleviation mechanisms, like Unconditional Basic Income.

Portfolio highlights

• Haraka — Haraka issues stablecoin-based microloans based on social reputation.
• moreliquid — moreliquid is a digital assets platform that offers end-to-end services to asset managers for tokenised securities.
• Silver Koi — First equities perpetuals protocol. Long & short US stocks, forex, commodities, crypto, and more with up to 200x leverage. - https://t.co/Hy8QCUKnXW

Portfolio highlights

• Brale — One regulated system for stablecoin issuance, custody, payments, and compliance. 75+ programs in production across 45 US jurisdictions. SOC 2 Type II. Book a demo.
• Terra.do — Learn about climate change and start working on climate change solutions today with the Terra.do community.
• Phlair — 77NEKO menjadi salah satu akses asli untuk bermain game online yang menghasilkan sulthan dengan secara sekejap. Bukan hanya itu tapi 77neko sering memberikan bonus yang gokil seperti petir merah yang tak terhingga, cashback 100% hingga spin gratis di setiap permainan.

Portfolio highlights

• Solana — Solana is the high performance network powering internet capital markets, payments, and crypto applications. Fast. Decentralized. Scalable. Energy efficient. Solana can power thousands of transactions per second.
• Flying Tulip — Better Yield, Better UX
• Hypernova — The onchain prop firm, built to back traders.

Portfolio highlights

• Rivalz Network — Join the connectivity infrastructure between AI Agents, DeFAI and Markets.
• The Arena — A next gen SocialFi app redefining how creators connect, engage, and monetize their content.
• Sigma Computing — Sigma is the only BI analytics tool purpose-built for your cloud data warehouse. Uniquely scalable, with an experience you already know: the spreadsheet.

Portfolio highlights

• t3rn — t3rn is a hosting platform for smart contracts, that enables trustless, interoperable, multi-chain execution and composable collaboration.
• Shardeum — Shardeum is an EVM-based, linearly scalable smart contract platform that maintains low gas fees while providing true decentralization and solid security
• BabylonChain — Babylon is a VC-backed blockchain project founded by Claude. E. Shannon Award recipient, Professor David Tse from Stanford University. The project’s mission is to bring Bitcoin’s unparalleled security to all PoS blockchains in the world. To this end, we are building, as the bridge between Bitcoin and the PoS world, a new public Cosmos-based PoSblockchain called Babylon with a native token.

Portfolio highlights

• Pact Labs — Originate, securitize, and service low dollar balance loans at scale using our permissioned protocol via API and web.
• Cycles — Private, open clearing & settlement for individuals, businesses, and trading firms. Send, receive & earn privately with Cycles Pay today.
• Precise — Put more of your media budget to work. See the reasoning, track the changes, and measure the results.

Portfolio highlights

• Utexo — Instant, private USDT payments on Bitcoin. Move stablecoins the way you move money.
• Five Bells — Five Bells is an a blockchain-based settlement and clearing platform for digital assets that provides safe and open transactions.
• Foundation — Foundation Devices builds the open hardware foundation for Bitcoin and the sovereign Internet.They started Foundation Devices to make beautifully designed, open-source hardware for Bitcoin and the decentralized Internet. To bring great design and UX to hardware wallets, nodes, and more. To empower individuals to securely use and store Bitcoinwhile maintaining their sovereignty. To help our industry cross the chasm while staying true to its founding ideals. We call this open hardware. And we are excited to bring it to the world!

Portfolio highlights

• Mento Labs — Mento is bringing FX onchain. We provide institutions with access to onchain FX at real-world rates.
• Learn.xyz — Learn.xyz’s is a mixture of Duolingo and Wikipedia, powered by AI, creating bite-sized “Curiosities” which feature slides and a quiz, in mere seconds just from taking in a user’s question. Find the app on iOS and Android.
• Thrive Protocol — Thrive Protocol's vision is to maximize value creation for all people and communities.

Portfolio highlights

• Claryx — The hospital immune system. Claryx detects each infection, traces how it's spreading, recommends a response, and confirms that it's gone.
• SkinBit — SkinBit is a healthtech company that develops AI-powered skin cancer detection, digital mapping, and health monitoring solutions.
• Intrinsic Power — AI-managed high-voltage power & energy unlocking 40% more capacity without costly infrastructure overhauls.

Portfolio highlights

• Azura — Azura is a new all-in-one crypto application aggregation layer launched with the assistance of some of the most well-known cryptocurrency pioneers. The company's application and interfacing layer provides reliable access to DeFi assets, real-time market data, and full trade lifecycle support.
• Botanix Labs — Botanix Labs is a fully Ethereum-equivalent second-layer virtual machine built on top of Bitcoin. It unites Bitcoin's market cap with Ethereum's dApp ecosystem to meet its diverse applications, igniting a new frontier.
• Pichi Finance — Pichi Finance Points are typically stored off-chain and linked to wallet addresses, limiting their tradability on the open market.