Top 50 Financial Services Startup Investors in Portugal (September 2026)

Portfolio highlights

• Growappy — Growappy is an EdTech that offers an all-in-one platform for early education that is leading a vision to unlock personalized education since nursery with the power of AI, while providing a revolutionary communication experience between schools and families and drastically simplifying bureaucracy for teachers and school owners.
• Noxus — At Spot, we're crafting the operating system for tomorrow's workforce, harnessing AI to streamline influencer marketing. Our platform empowers agencies, businesses, and content creators to collaborate effectively and reach audiences with ease.
• Infraspeak — Infraspeak is an Intelligent CMMS Software that brings outstanding flexibility, connectivity and intelligence to your operations.

Portfolio highlights

• Aptoide — Find, discover and download the best apps and games for Android in the official Aptoide app store
• Unlockit — Unlockit will offer to public and governmental bodies the guarantee that everything within a real estate transaction is recorded, meaning better industry regulation, more taxes and public fees collected, and less overall fraud and money laundering activities.
• Tonic App — Tonic App is a B2C2B digital health company building a professional ecosystem for medical doctors. Tonic App helps medical doctors to diagnose and treat their patients by curating, for them, in a single mobile platform, the best professional resources from peers, publishers, regulatory bodies, recruiters, providers & the industry.

Portfolio highlights

• Tucuvi — Tucuvi is a health technology company unlocking efficient and high-quality healthcare at scale with a CE-marked platform for Phone Consultation Automation. We develop safe and clinically validated Conversational AI for any care pathway, enabling clinical teams to augment their capacities, improve processes’ efficiency and efficacy, and achievebetter patient outcomes and satisfaction through continuous and personalized care.
• Balance — Balance is a private digital health company based in Spain that operates in the clinics and outpatient healthcare services sector. company's core mission is to provide an integrated, medical, and sustainable approach to treating obesity and overweight conditions. Moving away from traditional restrictive diets, the company leverages asubscription-based telehealth model combined with clinical pharmacology.
• Punto Health — AI-powered digital platform for management of Alzheimer's and other dementias.

Portfolio highlights

• DoJob.ai — Hybrid Intelligence Innovation Project
• OSCAR — OSCAR offers a variety of fixed-price home services, including maintenance, cleaning, laundry, and beauty services, all accessible through a user-friendly app. Customers can easily schedule appointments for these services, with options available for immediate bookings. Additionally, OSCAR provides repair services for household appliances likewashing machines and boilers, ensuring convenience for users. The platform streamlines the process of finding and scheduling necessary home services, catering to the needs of busy individuals and families. Through its comprehensive service offerings, OSCAR simplifies home management for its users.
• Fluxe Insurance Software — FLUXE develops AI software based to build digital tools for claim automation aligned with the challenges of the insurance industry!

Portfolio highlights

• Freebird — Freebird is a first-of-its-kind mobile rebooking tool that empowers travelers to skip the line and instantly book a new ticket – on any airline at no additional cost – in the event of a flight cancellation, four-hour delay, or missed connection. Freebird provides travelers with instant notifications in the event of a flight disruption, and offersthe ability to rebook in less than 30 seconds with only three taps on their mobile device.
• Chomp — Chomp is a social network platform that focuses on on question-and-answer with prediction-based systems.
• Realm.Security — Realm.Security transforms sprawling security data into a unified intelligent entity. Leveraging AI and cutting edge data processing technology, we deliver the right information to the right destination at the right time.

Portfolio highlights

• Yellow Card — Yellow Card is a licensed stablecoin payments infrastructure provider powering global money movement across USD and 50+ local currencies. Talk to us.
• Blueprint Finance — Blueprint Finance develops protocols and infrastructure to advance on-chain financing.
• M0 —

Portfolio highlights

• Mixergy — Our hot water solutions help homes, buildings, and utilities transition to a cleaner, more resilient future.
• Spotlite — Spotlite combines satellite data with AI to predict infrastructure risks before they become problems.
• Delfos Energy — Why did it Fail? Avoid unexpected failures across your assetsReduce the risk of unexpected failuresmoreOptimize Maintenance Windowsmoreretain and scale up operational knowledgemoreplatform real time monitoring, analysis and predictions for renewable energy and oil&gas assetsVIEW OUR APPLICATIONS customer and partnerssee what our customers say about our solutions TestimonialsYour failure prediction alarm, helped us avoid an

Portfolio highlights

• Finovox — Finovox provides a solution for detecting false documents. They offer investigative tools to analyze, understand, and explain fraud. Additionally, they provide users with hard evidence of fraud.
• Humanos — The Risk Network for AI https://t.co/RzfFeAgNCj
• WeatherPromise — WeatherPromise offers weather forecasts. It provides vacation, outdoor events, and outdoor activity reports.

Portfolio highlights

• Biorce — Meet the world's first AI clinical trials assistant! We bring innovative technologies to revolutionize healthcare and drug development faster & more efficiently
• Pollen — Electric mobility for lightweight vehicles is about to get simpler, more affordable and more reliable.
• Win-Win — We're WNWN Food Labs and we love food. We're creating delicious, sustainable and ethical alternatives to unsustainable and ethically dubious foods. We're starting with cacao-free chocolate. Changing chocolate? It's Win-Win #alt-chocolate #altchocolate #alt-universe #altuniverse #alt-protein

Portfolio highlights

• Infraspeak — Infraspeak is an Intelligent CMMS Software that brings outstanding flexibility, connectivity and intelligence to your operations.
• AI Clearing — AI-powered platform for construction progress tracking and quality control, supporting contractors and asset owners in energy, utilities, infrastructure, and civil construction projects.
• Meisterwerk — Meisterwerk provides a SaaS operating system for SMB field service and craftsman companies. They offer services that include operational planning, mobile time tracking, digital forms, information exchange, and their own workflows. Meisterwerk helps to communicate between the office and the workforce.

Portfolio highlights

• Plasmaleap — Plasmaleap is a plasma technology company that manufactures and sells zero-emissions chemical reactors designed for industrial and energy applications. The company develops reactor systems that use plasma processes to enable chemical production and transformation without relying on conventional combustion methods. Its technology supports sectorssuch as clean fuels, chemical manufacturing, and materials processing by offering electrified reactor solutions that can be integrated into existing industrial workflows. Plasmaleap designs modular systems that allow operators to deploy plasma reactors for on-site production and conversion of feedstocks using electricity as the primary energy input. The company also provides engineering support and technical integration services to help customers incorporate its reactor technology into commercial operations. Through its plasma-based approach, Plasmaleap focuses on enabling chemical processes that align with decarbonization and emissions reduction objectives across multiple industries.
• Cellar Insights — Maximize the value of your potato crop with smart remote monitoring. Monitor storage conditions and prevent crop loss with Cellar Insights.
• Brilliant Harvest — Brilliant Harvest is the Most Powerful AI Helpdesk For Equipment Dealers.

Portfolio highlights

• AIDigitalEngine — AIDigitalEngine is a specialized technology builder democratizing institutional-grade financial intelligence. We engineer and deploy advanced AI workflows, analytical systems, and premium digital products designed exclusively for retail investors and financial operators.The financial market is driven by asymmetric information. Our systemseliminate that gap. By leveraging state-of-the-art artificial intelligence, our frameworks automate complex earnings call extraction, market sentiment tracking, and high-level risk assessment. We transform raw, overwhelming market data into actionable, hyper-fast leverage, allowing individuals to execute with the precision and speed of elite quantitative analysts.

Portfolio highlights

• Chainalysis — Chainalysis helps government agencies, cryptocurrency businesses, and financial institutions engage confidently with cryptocurrency.
• Lifetime Health — We are a digital platform, transforming the healthcare landscape with our innovative hospital-at-home care services. Our mission is to create an efficient healthcare system that provides essential services, including lab tests, express check-ups, nursing care, and medical devices, right at your doorstep.
• Animoca Brands — Animoca Brands is a metaverse and gaming venture capital firm that focuses on driving digital property rights to gamers and internet users through NFTs. It utilizes gamification and blockchain to develop and market a portfolio of mobile applications, games, and additional products oriented to educational learning to ensure transparency, security,and new business models.

Portfolio highlights

• Derivio — Be early. Trade smarter. One terminal.
• PayGo — One request = one settlement. Pay-as-you-go payments for APIs, AI & agents. x402 on ENI
• Zoo Finance — Zoo Finance is a pioneering DeFi protocol focused on unlocking liquidity from locked assets, empowering users to access capital more efficiently while maximizing the utility of their on-chain holdings.

Portfolio highlights

• Intropy AI — Intropy increases distributor profitability by automating inventory and pricing decisions, at scale, across your distribution network.
• Neno Technology — Neno is a financial technology company that helps entrepreneurs start, manage, and scale their businesses without the administrative burden. The platform automates Dutch BV (private limited company) registration, business banking, corporate card issuance, invoicing, bookkeeping, payroll, and tax filing combining them into a single, streamlinedworkflow. Rather than juggling separate providers for each of these functions, founders get one integrated system paired with dedicated, personal accounting support. Neno's goal is to eliminate the hours founders typically lose to financial paperwork and follow-ups each month, letting them focus on growing their business instead of managing back-office operations.
• Reimagine Robotics — Show the robot what to do, correct it where it fails, and adapt it as the process changes.

Portfolio highlights

• Goparity — GoParity is an online savings and investment platform that uses a P2P business model to simplify investment and allow citizens and companies to get a decent return on their sustainable loans. Citizens and companies invest their funds in projects they believe in to generate economic, social and environmental impact.We are driving the transitiontowards a more sustainable and inclusive economic system, making investment in sustainable solutions accessible to all, from citizens to small enterprises. Join us @ www.goparity.com

Portfolio highlights

• EDGE Markets — The Financial Platform for Smart Bettors
• Flying Tulip — Better Yield, Better UX
• LI.FI — Advanced Bridge & DEX Aggregation - Drive multichain strategies with cross-chain data messaging and get users from everywhere.

Portfolio highlights

• Luca — Luca's learning platform provides learning programs for primary and secondary school students. The learning platform offers pre-recorded K12 videos, gamified content and AI powered personalized study paths, covering the entire official academic curriculum and national exams prep. Luca is a VC backed startup with HQ in Madrid & MexicoCity
• Neuraspace — Focus on fewer alerts with more time to manoeuver, with a scalable AI/ML solution from Neuraspace
• Spotlite — Spotlite combines satellite data with AI to predict infrastructure risks before they become problems.

Portfolio highlights

• Lyzer — The groceries marketplace where you can find everthing you need. Buy online groceries as fast as in 4 hours with personalized picking.
• Musiversal — Record your music in real time with world-class session musicians, vocalists, producers and audio engineers
• Primetag — AI-native influencer & creator marketing platform for brands & agencies. Find the best creators, analyse the market and competitors, and measure campaign performance.

Portfolio highlights

• ARX — Secure chips, onchain. Creators of @useburner @offlinecashco @kongiscash.
• Squads — Collaborative infrastructure for web3 native teams
• Ceramic Network — We've joined @textileio to build the first open intelligence network for AI agents. Follow us there.

Portfolio highlights

• Mercanis — Source services smarter and drive automation along your source-to-settle process. Discover how Mercanis enables you to collaborate with best-in-class suppliers across your departments.
• Revibe — Buy refurbished & used electronics (Smartphones, Laptops) in UAE at Revibe. Free delivery & 12 months warranty. Certified tech by our experts. Order Now!
• Jungo Software — Experience the future of driving with in-cabin sensing technology. Learn how this accident prevention system saves lives

Portfolio highlights

• Meesho — Meesho operates as an online reselling platform that enables anyone to start a business without investment. Meesho is a business platform trusted by more than 2.6 million resellers across India. The company was founded in 2015 by Vidit Aatrey and Sanjeev Barnwa and is headquartered in Bangalore, Karnataka.
• Glacis Labs — Glacis Labs is a middleware protocol. It enables developers to control cross-chain risk. Glacis provides a plug-and-play solution that eliminates the research and decision-making process in cross-chain processes, simplifying interchain execution.
• Soter Insure — Reliable insurance for the digital asset ecosystem.

Portfolio highlights

• Bondio — Connect instantly to 1000+ networks in 200+ countries, with 0 commitments
• Moneybox — Moneybox is the simple way to save, invest, buy your first home, and combine your old pensions - all with one award-winning app. Download now.
• Biochar Industrial Group — Biochar Industrial Group partners with agricultural processors to convert biomass waste into biochar through industrial pyrolysis. The company finances, installs, and operates biochar production systems that process agricultural residues such as palm kernel shells, cashew husks, and sawdust. It manages biochar production, carbon creditverification, carbon credit sales, and revenue sharing with its partners. Biochar Industrial Group also provides waste value assessments and partnership programs for eligible agricultural processors.

Portfolio highlights

• Oh — The OpenAI of the spicy content industry, combining consumer platforms (@ohchatai | @ohdotfun) with infrastructure (https://t.co/BMwDSzAg14)
• Paxos Labs — Blockchain infrastructure for enterprises. Regulated by the OCC in the US, FIN-FSA in the EU, and MAS in Singapore. For support, visit https://t.co/qmOCfQa262
• Zcash Open Development Lab — Builders of the Zcash protocol and flagship Zcash wallet, Zodl @zodl_app. We envision a world without mass financial surveillance.

Portfolio highlights

• Airflows — Airflows is a platform offering private AI solutions for back-office operations, enabling the creation of applications, workflows, and agent assistants from documents, rules, and approvals while maintaining full control, auditability, and integration with existing systems like ERP, ECM, and BPM.
• Neuraspace — Focus on fewer alerts with more time to manoeuver, with a scalable AI/ML solution from Neuraspace
• DOJO AI — The only tool you need to grow your Brand.

Portfolio highlights

• Sapiom — The platform vertical AI companies build, ship, and scale agentic products.
• City Protocol — City Protocol offers growth incentives and creative tools driven by AI. A portable reputation is created via City ID.
• Velocity — Velocity provides a unified platform for efficiently moving and managing funds across both traditional banks and blockchains.

Portfolio highlights

• Cytonic — Cytonic is a multi-virtual-machine blockchain. Cytonic is compatible with blockchains such as Bitcoin, Ethereum, and Solana.
• Nillion — The Secure Processing Layer of Web3
• Superform Labs — THE UNIVERSAL INTERFACE FOR YIELD IS FORMING

Portfolio highlights

• Brale — One regulated system for stablecoin issuance, custody, payments, and compliance. 75+ programs in production across 45 US jurisdictions. SOC 2 Type II. Book a demo.
• Terra.do — Learn about climate change and start working on climate change solutions today with the Terra.do community.
• Phlair — 77NEKO menjadi salah satu akses asli untuk bermain game online yang menghasilkan sulthan dengan secara sekejap. Bukan hanya itu tapi 77neko sering memberikan bonus yang gokil seperti petir merah yang tak terhingga, cashback 100% hingga spin gratis di setiap permainan.

Portfolio highlights

• Claryx — The hospital immune system. Claryx detects each infection, traces how it's spreading, recommends a response, and confirms that it's gone.
• SkinBit — SkinBit is a healthtech company that develops AI-powered skin cancer detection, digital mapping, and health monitoring solutions.
• Intrinsic Power — AI-managed high-voltage power & energy unlocking 40% more capacity without costly infrastructure overhauls.

Portfolio highlights

• Okify — Okify is a proptech startup that is revolutionizing the move-in process in the real estate industry. We provide customers with a platform where they can create their solvency profile and manage all home services and payments, making the process of moving much easier and faster, while providing security that payments and services are up to date toagents and landlords.
• Pekata — Pekata offers technological solution that allows employee to customize hamper based on personal tastes, dietary restrictions.
• Inversiva — Inversiva is a real estate investment firm that offers property management, rental, and renovation services.

Portfolio highlights

• LOQR — Increase your business and reduce costs with the best AI-Powered Journey-as-a-Service provider for financial institutions.
• BladeInsight — BladeInsight offers innovative solutions for wind turbine blade operations and maintenance.
• James — James is an online credit risk management platform that provides risk management tools to financial institutions. Through the application of advanced scientific computing capabilities like machine learning, it enables risk departments to prepare against cyclical crisis and help protect their reputation, making the global financial system safer inthe long run.James was established in 2013 and is based in New York.

Portfolio highlights

• impactMarket — impactMarket enables any vulnerable community to implement poverty alleviation mechanisms, like Unconditional Basic Income.

Portfolio highlights

• ZenAdmin — Optimize your IT operations with ZenAdmin's comprehensive platform, offering device lifecycle management, SaaS oversight, and 24/7 IT support across 150+ countries.
• CrediLinq.Ai — CrediLinq.Ai is revolutionizing SME lending using AI and machine learning. They Linq artificial intelligence & machine learning with credit underwriting.
• Next Insurance — Protect your small business with NEXT Insurance. Fast quotes. Instant coverage with competitive rates. Totally tailored for 1,300+ professions.

Portfolio highlights

• API3 — First-party blockchain oracle. Web APIs for trustless apps. Decentrally governed, quantifiably secure data feeds.
• dcSpark — Take your first step into the ever-growing world of Blockchain. By focusing on interoperability and composability, we provide a seamless experience for end users.
• Daler Trading — Daler is an algorithmic trading firm and crypto market maker specializing in options and futures. We provide liquidity and market-making services for the cryptocurrency ecosystem and Real-World Assets (RWA) across over 30 centralized (CEX) and decentralized exchanges (DEX).

Portfolio highlights

• HolmesAI — HolmesAI is a decentralised AI agent that offers persona customisation, tool integration, and task-specific agent deployment services.
• Kaia — Kaia is a public blockchain that utilizes Byzantine Fault Tolerance (BFT) for enhanced reliability and performance.
• aZen Protocol — aZen Protocol is a decentralized infrastructure for ubiquitous computing that utilizes blockchain technology to create a shared economy of computing power. It connects and manages resources globally to form a stable, distributed network that can support various applications such as DePIN, AI and Edge Computing.

Portfolio highlights

• Lysto — How much does culture influence creative thinking?
• Flexity — Flexity provides fast and efficient planning and design services.
• Phi Labs — Blockchain tools that empower and reward builders

Portfolio highlights

• EthicHub — EthicHub connect groups of smallholder farmers on a profitable activity, with lenders from all over the world and with direct buyers, creating value to all parties. By combining lending and product sale services we use the coffee as collateral for the loan and improve unit economics. Now it is possible to serve smallholder farmers in a veryprofitable way. EthicHub creates value from mutual benefit: Lenders provide affordable loans to the smallholder farmers (only coffee producers in early stage) and direct buyers (coffee roasters in early stage) offer faire prices for the crops, enabling farmers to have the resources to payback the loans and to get free from the poverty and low productivity cycle.
• Hata — Hata is a regulated platform where businesses & consumers can transact and access cryptocurrencies with fiat currency such as the US Dollar & Malaysia Ringgit. Our vision is to enable safe & effortless access to cryptocurrency for all. We're committed to achieve that by providing a reliable platform for all to accesscryptocurrency easily, through our commitment to customers and compliance with regulations. Hata is regulated by the Securities Commission of Malaysia as a Recognised Market Operator (Digital Asset Exchange & Digital Broker) , and the Labuan Financial Services Authority (Malaysia) as a Licensed Money Broker & Payment System Operator. Learn more at : https://hata.io
• Mesh — Mesh enables safer, easier crypto transfers and payments from 300+ leading exchanges and wallets, all without leaving your platform

Portfolio highlights

• Agri Marketplace — A b2b digital marketplace where fair food trade is made easy, fast and transparent!

Portfolio highlights

• Bullish Global — Bullish Global is a new blockchain-based cryptocurrency exchange designed to combine the performance, user privacy, and compliance offered by central order book technology with the vertically integrated user benefits of decentralized finance (DeFi) market architecture.
• Forward Industries — Solana is built to power global markets. Forward Industries is capitalizing on that momentum with an active Solana treasury strategy built to grow SOL per share and generate long-term shareholder value.
• Argo Blockchain — Argo Blockchain (NASD:ARBK), is the First Climate Positive Bitcoin Mining Company. A Pioneer in Using Renewable Power & Innovation in Blockchain Technology

Portfolio highlights

• Zerion — Zerion is an investing app that enables anyone, anywhere in the world, to access a suite of new financial products and services built on the backbone of decentralized finance (DeFi). Simple, user-centered design is combined with a powerful tech stack that aggregates across every major decentralized exchange, offering users a single point of entryfor managing their digital assets with ease. Zerion is non-custodial, which means users never delegate their funds to the platform. This agile approach mitigates centralization risk and has allowed Zerion to operate globally since inception.
• Pyth Network — The Pyth network is a specialized oracle solution for latency-sensitive financial data that is typically kept behind the “walled gardens’’ of centralized institutions. The Pyth network is focused on finding a new and inexpensive way to bring this unique data on-chain and aggregating it securely.
• Inversion — Inversion is a technology-first investment company that acquires and transforms legacy businesses with blockchain technology.

Portfolio highlights

• PureStake — Blockchain developers and operations experts building cloud-based services and tools for Algorand and other Proof of Stake Networks.
• CEA Industries — CEA Industries is an agriculture company that offers indoor cultivation services.
• Moonbeam Network — Moonbeam is an Ethereum-compatible smart contract platform on the Polkadot network that makes it easy to build natively interoperable applications.

Portfolio highlights

• Rhuna — Rhuna is an AI and blockchain platform that transforms event management with NFT ticketing and token rewards.
• BridgePort — SaaS, Fintech, Middleware, Trading Infra
• Coca Wallet — Coca Wallet operates as a non-custodial payments app.

Portfolio highlights

• Brink — Brink is a Bitcoin research and development centre
• Ethena — Enabling the Internet Bond
• Lombard — Lombard is committed to leveraging Bitcoin's potential as a dynamic financial tool by integrating it to DeFi collaborating with technological and infrastructural partners on a common, ecosystem-driven aim to bring Bitcoin to DeFi.

Portfolio highlights

• 375ai — 375ai is an edge data intelligence network on Solana that provides advanced real-time data collection and analysis to power a smarter, more connected world.
• Pyth Network — The Pyth network is a specialized oracle solution for latency-sensitive financial data that is typically kept behind the “walled gardens’’ of centralized institutions. The Pyth network is focused on finding a new and inexpensive way to bring this unique data on-chain and aggregating it securely.
• Hyperdrive — Hyperdrive delivers investment growth strategies utilizing a portfolio-centered approach.

Portfolio highlights

• Legion — Legion makes on-chain fundraising accessible to ordinary investors by ensuring regulatory compliance and investor accountability.
• Puffer — Puffer Finance operates as a blockchain infrastructure company.
• Injective — Injective is a blazing-fast Layer 1 blockchain for Web3 finance, built for DeFi apps with low fees, cross-chain support, and unmatched scalability.

Portfolio highlights

• CEA Industries — CEA Industries is an agriculture company that offers indoor cultivation services.
• Heritage Distilling — Heritage Distilling Co. (HDC) is a craft distillery based in Gig Harbor, Washington. HDC is the most awarded craft distillery in North America by the American Distilling Institute 10 years in a row. We pour a little of our heart into every batch of spirits we make.
• Mill City Venture III — Building the world's leading Sui treasury.

Portfolio highlights

• Replicate — Run open-source machine learning models with a cloud API
• Coverflex — Coverflex is on a mission to improve the way companies compensate their people, making it more transparent, flexible and easier for everyone to make the most of what they get. Through a fully digital solution, Coverflex helps companies manage every part of compensation beyond salary — benefits, insurance, meal allowance and exclusive discounts —while empowering people to spend on what suits them best.
• Swish Robotics — Embodied Intelligence for the Home

Portfolio highlights

• Remox — Simplified and Collaborative Treasury Management for DAOs
• Predicate — Policy for blockchain applications
• Capsule Wallets — At Capsule, we thrive on challenging the design of products we use every day. In doing so, we hope to introduce you to a simpler way of living.

Portfolio highlights

• Swood — We help companies take care of their talents through an all-in-one platform that combines financial services and HR features. #makethemsmile

Portfolio highlights

• Hylo —
• Slope Finance — Slope is a community-based decentralized exchange built on Solana.
• Yield Guild Games Southeast Asia — YGG SEA is a sub-decentralized autonomous organization (subDAO) of the play-to-earn blockchain game YGG. The YGG SEA will be based on smart contracts built on the Etherum blockchain.