Top 30 Payments Startup Investors in Uruguay (October 2026)

Portfolio highlights

• Dataroid — Enterprise-level digital analytics and customer engagement platform that helps enhance every customer interaction with data-driven insights.
• Pagaleve — pagaleve offers payment in installments at PIX, with no interest and no credit card required. They provide merchants with a new payment method in order to increase their sales in a simple, uncomplicated, and agile manner, but they also want to provide people with the opportunity to buy what they want without committing to the card'shigh-interest rates and credit.
• EnduroSat — Enabling profitable LEO satellite constellations with standardized satellites and fixed-cost space service. 100+ satellites deployed to orbit

Portfolio highlights

• CureBay — CureBay is a healthcare platform to connect patients in underserved markets to healthcare providers.
• Nia.one — NIA.ONE helps businesses hire verified blue-collar workers faster using AI-driven recruitment and workforce tools.
• Samunnati — Driven by a passion to become enablers of the value chain of the agricultural finance sector, Samunnati offers advisory support and agriculture loans.

Portfolio highlights

• Djamo — Djamo is a Provider of financial applications to allow customers to use their cards with zero fees in a wide range of services.
• Prestamype — Prestamype was launched in 2017 with the aim of providing a broader access to funding to micro and small businesses, with better credit conditions. With its first product, a secured working capital loan with a real estate collateral, it has lent over USD 24 million to 750 Peruvian entrepreneurs (as of 1st of October 2021). In 2019, Prestamypelaunched its online FX platform called Cambio Seguro. In 2020, the company launched its digital factoring product. In 2021, INCA Ventures and Angel Ventures Peru (AVP), two leading funds in Peru, invested in the company.
• Sindhuja Microcredit — Sindhuja Microcredit is a new generation digital and rural-focused Micro Finance Institution (MFI) providing financial services to the bottom of the pyramid self-employed women entrepreneurs.

Portfolio highlights

• Kavak — KAVAK is an innovative company in the automotive industry that helps people acquire their own car, offering a wide range of guaranteed and certified cars.
• Boats Group — Boats Group drives boat sales globally through its four industry-leading brands. Boats Group formed in May 2010 and is the internet partner of choice for the recreational marine industry. Boats Group is a leading marketing services and publishing company that provides businesses with a comprehensive suite of technology-based marketing solutionsincluding Internet advertising. Boats Group operates the five market leading web portals – boats.com, YachtWorld, Boat Trader and CosasDeBarcos, and YachtCloser. Our comprehensive suite of technology-based marketing solutions includes Internet advertising, lead generation, CRM, data management services, website design and hosting.Boats Group has offices in North America (Miami, Florida) as well as in Europe (United Kingdom, Spain & Italy). The company employs 200 people, has customers in 106 countries and advertises boats for sale in 143 countries. In 2016, over 98 million visitors spent time researching products on Boats Group web and mobile sites, apps and social media outlets. Boats Group’s global reach includes 28 localized web portals which are translated into 13 languages.
• QTS Realty Trust — QTS is the global digital infrastructure leader. Powered by People. Driven by purpose.

Portfolio highlights

• General Robotics — General Robotics is building general-purpose intelligence for every robot in any form, across any real-world scenarios. True generalist robots need more than just a foundation model. They must adapt across morphologies, be simple to program, and meet rigorous safety standards. We believe general intelligence emerges from rich composition of robotskills — not just larger models. By combining modular AI skills, we enable robots to sense, reason, and act with precision. Our approach is data-efficient, interpretable, and built for safety-critical use.
• Odys Aviation — We’re Craft Aero, a sustainable aviation startup. We are building vertical take-off and landing aircraft for the world’s busiest routes.
• Portal Space Systems — Maneuverability when you need it. On demand.

Portfolio highlights

• Mutuus — Mutuus is the first digital healthcare membership in Mexico, offering comprehensive end-to-end healthcare services through a user-friendly platform that includes free services, discounts, and full coverage to safeguard the health and wealth of our members.
• Belo — Crypto for everyone, everyday
• Infinia — Infinia is a platform that assists the company's clients in managing transfer charges. Allowing you to charge using this method, check each transaction without accessing sensitive information from the accounts that connect to our service, and reconcile all payments in one spot. Integrate your e-commerce applications and platforms withInfinia's open banking platform to facilitate product and service payment without intermediaries and in a secure manner.

Portfolio highlights

• VideoGen — Video creation for people who value their time. Instantly generate professional videos with AI at https://t.co/cKnYDwOXUw.
• OpenFunnel — Signal based GTM with AI Agents
• Infinia — Infinia is a platform that assists the company's clients in managing transfer charges. Allowing you to charge using this method, check each transaction without accessing sensitive information from the accounts that connect to our service, and reconcile all payments in one spot. Integrate your e-commerce applications and platforms withInfinia's open banking platform to facilitate product and service payment without intermediaries and in a secure manner.

Portfolio highlights

• Lama AI — Lama AI provides AI-native loan origination infrastructure for community and regional banks. Its platform helps automate intake, borrower assistance, document collection, underwriting preparation, decisioning workflows, closing, and portfolio monitoring, enabling banks to scale lending operations while reducing manual work. Trusted by leadingcommunity and regional banks, Lama AI helps lenders move faster, improve borrower experience, and preserve the credit discipline, oversight, and compliance standards required in regulated lending. Lama AI is on a mission to expand access to fair, profitable capital for small businesses and beyond. Headquartered in NYC with an R&D center in Tel Aviv, Lama AI is reshaping the future of business lending.For more information visit us at: https://lama.ai/
• hypt — hypt is a Swiss based SaaS marketing solution that empowers companies to digitalize word-of-mouth. By using our word-of-mouth manager companies are able to activate 40% of their customers to send out a personal recommendation to their peers increasing sales through word-of-mouth by 4 times. Our solution empowers our ICP customers in the finance andinsurance segments to strategically use and optimize the most authentic and cost effective advertising channel – word-of-mouth – and makes it an accessible asset of every marketing mix.
• Diameter Pay — Diameter Pay is a financial service company that provides financial inclusion, fintech, blockchain, and social entrepreneurship services.

Portfolio highlights

• Polsia — AI that runs your company while you sleep.
• Hosted·AI — Build profitable AI clouds. Monetize GPU infrastructure. Software, hardware, finance, operations, and a $1bn+ demand network.
• Infinia — Infinia is a platform that assists the company's clients in managing transfer charges. Allowing you to charge using this method, check each transaction without accessing sensitive information from the accounts that connect to our service, and reconcile all payments in one spot. Integrate your e-commerce applications and platforms withInfinia's open banking platform to facilitate product and service payment without intermediaries and in a secure manner.

Portfolio highlights

• Cerebral — Cerebral is a mental health telemedicine company that provides clients with long-term, comprehensive access to medication management, therapy, and counseling for anxiety, depression, insomnia, ADHD, and more. It offers affordable, convenient, and evidence-based care that drives significant improvement in outcomes for clients.
• The Coffee — Coffee is amazing. We love. But taste and aroma are only part of the whole experience.
• Kairos — Go from Web 2.0 to web3 with our creative partnership and comprehensive NFT solutions.

Portfolio highlights

• Edgar Online — EDGAR Online, Inc. creates and distributes financial data and public filings for equities, mutual funds, and other publicly traded assets primarily in the United States. The company offers data that assists in the analysis of the financial, business, and ownership conditions of a company or investment vehicle. The company was formerly known asCybernet Data Systems, Inc. and changed its name to EDGAR Online, Inc. in January 1999. EDGAR Online was founded in 1996 and is headquartered in Maryland, USA.
• Fluent Commerce — The AI-native order management system that fulfills anything at scale. Real-time inventory, agentic orchestration, go-live in weeks not years.
• Les Hotels de Paris SA — Les Hôtels de Paris Group is the first independent hotel operator on the Paris market, with 23 hotels and residences. Since 1992, Les Hôtels de Paris Group and their founders, Patrick Machefert and Christiane Derory, have been developing a powerful hotel concept on the Capital. The vertical concentration of its skills, combines the professions ofconstruction and decoration of hotels, the financing of development through the design of financial products, hotel operations and all the management departments that are there. associates.

Portfolio highlights

• Lepricon — Lepricon is a blockchain-driven ecosystem of DeFi, games, and NFTs delivered on our gas-free Ethereum compatible side chain, Leprichain.
• Yield App — Earn passive income on your digital assets and enjoy the benefits of DeFi strategies with up to 13% annual interest
• Anchor Protocol — Anchor Protocol is a savings platform that provides crypto natives, fintech companies, and investors a stable, high interest rate finance. The company was founded in 2020 and is headquartered in Seoul, South Korea.

Portfolio highlights

• Crowder — Crowder is Uruguay's first regulated crowdinvesting platform for investing in debt and equity of SMEs, startups and other growth companies in LATAM, under regulation of the Central Bank of Uruguay.Crowder allows all types of investors (retail, accredited, institutional) to invest in businesses they believe in, and share in their success andallow all types of growth-focused businesses raise capital and business community in the process.Crowder operates through a digital, simple and highly professional process that protects and empowers investors while helping businesses grow and generate returns.
• Cryptotrust Fiduciaria S.A. — Primer fiduciaria en #Uruguay orientada al mundo de las #criptomonedas y #blockchain. Gestionamos fideicomisos que invierten en activos digitales.

Portfolio highlights

• dLocal — dLocal powers local payments connecting merchants with billions of emerging market consumers through one single API.
• RIPTec Ltd. — RIPTec Ltd. is a company which specialises in communications apps for SMEs.
• Employt — Employt is an online platform that offers recruitment services to its users.The platform enables candidates to create personalized profiles stating their personal information, work history, and educational details. Employers can use the application to identify potential candidates with the required set of skills based on their profiles. Theemployers can then communicate with the potential candidates regarding the jobs.Employt was launched in 2016 by Scott Trowbridge and Brainslav Trajkovski and is based in London.

Portfolio highlights

• Pulpos — Pulpos objective is to provide the greatest product available on the market, complete with an interface that enables retailers to open a store from the cloud in a matter of minutes and with the support they need.
• ALKEMIO — ALKEMIO is a developer of a bio-magnetic technology intended to transform electronic waste into quality battery-grade metals.
• Satellites on Fire — Satellites on Fire helps to detect the real time forest fire through satellite imagery.

Portfolio highlights

• Mamotest — Mamotest is a data-driven patient end-to-end solution defeating breast cancer. It goes from awareness and high-quality imaging diagnosis to patient journey follow-up. We collect medical and clinical data and care for psychological and socio-economic data. That broader scope with 100% patient traceability allows us to put vital information in thehands of global business and policy decision-makers, giving them the power to save hundreds of thousands of women's lives.
• Bankingly — Bankingly provides Digital Banking Channels for financial institutions allowing them to improve customer experience, gain new ones and save costs.
• BIOMAKERS — BIOMAKERS is a biotechnology research company that offers molecular testing and genetic diagnosis for patient treatment.

Portfolio highlights

• Flipzen — Your AI compliance operating system for automated KYC/KYB checks, document validation, and secure case management at scale.
• Kaudal — At Kaudal, people without a tech profile create the automation and digital products they need with no-code tools and authorized datasets. The solutions they create and the savings they generate are visible to celebrate people and measure impact.
• ReForest Latam — ReForest Latam is an biotech company restoring ecosystems and creating forests to fight climate change.

Portfolio highlights

• Entravel — Market leading hotel distribution API & room mapping. Agentic interface for AI agents. Turnkey hotel booking white labels for businesses.
• Irys — Irys is the data layer. Store large volumes of data onchain, with flexible storage durations and verification built into the network.
• Infinia — Infinia is a platform that assists the company's clients in managing transfer charges. Allowing you to charge using this method, check each transaction without accessing sensitive information from the accounts that connect to our service, and reconcile all payments in one spot. Integrate your e-commerce applications and platforms withInfinia's open banking platform to facilitate product and service payment without intermediaries and in a secure manner.

Portfolio highlights

• BusUp — BusUp is a mobility service provider that specializes in efficient and flexible corporate commuting services, and is the first company in the world to offer shared corporate shuttle services. Established in 2016, BusUp is already a global company that is currently fully operational in the U.S., Europe, and Latin America for large corporations suchas Accenture, Roche, Siemens, Cognizant, Nestlé, DXC Technologies, Louis Vuitton, etc. Thanks to its technology and its innovative business model BusUp has disrupted a very traditional and low digitized sector, bringing efficiency and convenience to all its stakeholders: passengers, clients, operators, and public administration. Since its inception, BusUp has partnered with more than 150 operators and attended more than 100 clients, exceeding 500,000 passengers worldwide. To learn more about BusUp, visit www.busup.com.
• Amrest — AmRest Holdings SE (AmRest, WSE: EAT) is the largest independent restaurant operator in Central and Eastern Europe with a growing international presence. Since 1993 we have been building a portfolio of well recognized, power brands such as KFC, Pizza Hut, Burger King and Starbucks based on solid franchise and joint venture partnerships. AmRest ownsthe La Tagliatella brand which is being developed internationally as both Company operated restaurants and franchised stores. Recently AmRest acquired two unique brands operating in China- Blue Frog and Kabb.
• Bankingly — Bankingly provides Digital Banking Channels for financial institutions allowing them to improve customer experience, gain new ones and save costs.

Portfolio highlights

• Mochi — Mochi is an anime micro drama platform producing fast-paced originals while enabling users to create episodes.
• ProvenMetal — Cut PCB lead times in half with automated quoting, DFM review, and part sourcing. Domestic and overseas manufacturing, with live tracking through delivery.
• Avoca Systems — Avoca Systems provides AI software that automates radiology scheduling, referrals, calls, and patient communications.

Portfolio highlights

• Atum — Atum is the open payments network that coordinates those systems.
• Tenor Labs — Tenor helps people borrow and lend money at a fixed rate without needing permission.
• Hello Clever — Connect every rail and understand every payment. Unify your payment infrastructure with Clever AI to instantly turn transaction data into measurable growth.

Portfolio highlights

• Chomp — Chomp is a social network platform that focuses on on question-and-answer with prediction-based systems.
• UnblockPay —
• Infinia — Infinia is a platform that assists the company's clients in managing transfer charges. Allowing you to charge using this method, check each transaction without accessing sensitive information from the accounts that connect to our service, and reconcile all payments in one spot. Integrate your e-commerce applications and platforms withInfinia's open banking platform to facilitate product and service payment without intermediaries and in a secure manner.

Portfolio highlights

• Daya — The Financial Engine for African Businesses.
• Tenor Labs — Tenor helps people borrow and lend money at a fixed rate without needing permission.
• Infinia — Infinia is a platform that assists the company's clients in managing transfer charges. Allowing you to charge using this method, check each transaction without accessing sensitive information from the accounts that connect to our service, and reconcile all payments in one spot. Integrate your e-commerce applications and platforms withInfinia's open banking platform to facilitate product and service payment without intermediaries and in a secure manner.

Portfolio highlights

• Akua — Transformative payments infrastructure, Akua's cloud-native platform offers acquiring-as-a-service for all payment rails
• Data4Sales — We help eCommerce stores to understand their most valuable customers. Our A.I. recommends actionable insights that help you treat customers differently on every channel, improving retention, acquisition and developing customer value.Create a passionate, committed customer base that will spread the word of your eCommerce store attributes topotential new customers. As a result, we help you make far more money from your most valuable customers, who will buy from you more often and spend more when purchasing from you.
• Polyhedra Network — Trust, safety, and data protection at the core of every decision.

Portfolio highlights

• Glamplus — Glamplus is a SAAS-enabled beauty marketplace for salons and spas in the SMB segment. Glamplus customized to suit salon,s needs. Glamplus offers Hassle-free digital appointment tracking, invoicing, customer engagement, revenue management & much more.
• Klaar — Klaar eliminates the stress and bias of performance management with timely AI-powered insights that help teams identify areas for improvement, make data-driven decisions, and ultimately drive better performance & careers.
• CloudBankin — Habile offers a complete spectrum of web solutions, software development and services. Habile provides innovative solutions through research. We have always put the customer in front on all considerations. Technology, Thought and Thorough Research are our key to success. We bring with us over 25 man years of experience in the Software industrywith wide expertise on Retail, Tax, Educational and Banking & Finance domains. We also compliment our technology offerings with strong graphics/GUI design capabilities, QA / QC teams and strong project management capabilities. We understand the customers more as we follow a customer centric approach. We focus on quality and this has always been striking force our development

Portfolio highlights

• FFID — FFID develops AI chatbot platform automating customer communication, lead generation, and marketing workflows.
• Sandwiche — Sandwiche creates customizable link in bio pages enabling social media monetization and affiliate marketing management.
• Ambar Technologies — Ambar is a construction tech company that is focused on addressing the Affordable Housing Challenge. Ambar is a leading construction technology company in Latin America. Tech Company focused on addressing the Affordable Housing Challenge. Ambar integrates the Housing Journey into 4 steps, Design, Supply, Assembly, and Living.

Portfolio highlights

• Taiv — Taiv enhances live TV in bars & restaurants with bettercontent, commercials, automation, and control. No risk, no cost, cancel any time. Oh - and we'll pay you every month.
• Osigu — Osigu provides an AI-powered healthcare revenue cycle and claims management platform for data processes and data transfers. Its platform also helps in all the transactions and data transfers that happen between insurance providers, insurance partners, and customers, eliminating all the overprocessed and haphazard paperwork found in the back-endsystems. Additionally, it provides clients with reliable and efficient technology that helps them serve their millions of customers easily and without any hassle.
• Glacis Labs — Glacis Labs is a middleware protocol. It enables developers to control cross-chain risk. Glacis provides a plug-and-play solution that eliminates the research and decision-making process in cross-chain processes, simplifying interchain execution.

Portfolio highlights

• iPNOTE — The iPNOTE AI paralegal manages the entire IP registration workflow: answers attorney questions, reviews deliverables, summarizes documents, tracks deadlines, sends follow-ups to providers, monitors progress from filing to grant, and processes payments. Your team interacts with one intelligent agent that smoothly coordinates with patent attorneysworldwide - turning weeks of manual work into automated efficiency.
• Fineksi — Finskor memiliki misi untuk menjadi penyedia terkemuka layanan penilaian kredit yang akurat dan andal, membantu bank dan lembaga keuangan lainnya untuk membuat keputusan kredit berdasarkan analisis data yang komprehensif.
• Kontigo — We help underbanked gig workers in Latam build credit and access group financing where small groups of family or friends lend and save money together. Users can validate their income from multiple sources such as gig apps, catalog sales, and open finance (Uber, Rappi, Didi, Indriver, Avon, and all major banks). After verifying the income wedirectly offer them group savings and group loans, without leaving WhatsApp, their primary messaging app.

Portfolio highlights

• findhelp — The leading technology for connecting people to social care, findhelp seamlessly operates with existing systems. It includes thousands of up-to-date services available in every zip code, searchable at any time.
• Healthcademia — Healthcademia is an international network of top-ranking educational institutions and academies for healthcare students and professionals. ealthcademia has grown and evolved into a recognised and respected global organisation focused on empowering learners to improve their skills in the pursuit of their career goals and the betterment of theircommunities.
• Cambridge Mobile Telematics — Cambridge Mobile Telematics develops DriveWell, a complete telematics and behavioral analytics solution to improve safety.

Portfolio highlights

• Airwallex — Established in Melbourne in 2015, Airwallex is a global payments fintech that enables businesses to operate anywhere, anytime.In today’s fast-changing digital era, Airwallex's purpose is to empower businesses of all sizes to grow without borders, and by doing so, contribute to the global economy. With technology at its core, Airwallex builta proprietary global financial infrastructure platform to help businesses transact, collect and pay in any foreign currency across 130+ countries and 50+ currencies, without the constraints of the traditional global financial system.
• Chapter — Chapter provides a technology-enabled advisory platform that helps individuals navigate Medicare and retirement-related healthcare decisions. The company offers access to licensed advisors who guide users through plan selection, enrollment timing, and coverage evaluation based on individual needs and preferences. It uses data and software tools tocompare Medicare plans across multiple insurance providers, enabling users to review options and understand cost, coverage, and benefits. It supports decision-making by analyzing plan details and presenting recommendations that align with a user’s healthcare requirements and financial considerations. Its services include ongoing support after enrollment, helping individuals manage their coverage and make adjustments when necessary. The platform also provides digital tools, such as applications for tracking healthcare benefits and accessing over-the-counter allowances.Chapter collaborates with financial institutions, healthcare providers, and content platforms to integrate Medicare guidance into broader client and patient services. It delivers advisory support through partnerships, enabling organizations to offer healthcare coverage guidance as part of their existing offerings. The company combines advisory services with data analysis to simplify complex insurance decisions and assist users in understanding available Medicare options. Its operations focus on improving transparency in plan comparisons and supporting individuals throughout different stages of retirement healthcare planning.
• Frore Systems — Frore Systems develops and supplies advanced thermal management technologies for electronic systems that require efficient heat dissipation without conventional cooling mechanisms. The company’s product portfolio includes AirJet, a solid‑state active cooling chip used in consumer devices, industrial embedded systems, edge AI platforms, and IoThardware to remove heat silently and support compact designs without fans or moving parts. It also produces LiquidJet, a direct‑to‑chip liquid cooling plate designed for high‑performance computing environments such as data centers to address heat removal challenges for modern GPUs and AI workloads.Frore’s technologies aim to replace or augment traditional heat sinks and fans by integrating semiconductor manufacturing techniques into thermal solutions that fit into thinner, lighter, and more rugged device architectures. Its cooling systems are configured to match specific power maps of processors and deliver thermal performance improvements that enable hardware to sustain higher throughput under workload stress.