Top 50 Payments Startup Investors in United Kingdom (October 2026)

Portfolio highlights

• Finovox — Finovox provides a solution for detecting false documents. They offer investigative tools to analyze, understand, and explain fraud. Additionally, they provide users with hard evidence of fraud.
• Artificial Labs — Artificial connects brokers and insurers across the specialty market. Underwriting technology and placement tools to move risk faster, with less in the way.
• Stoa Corporation — Unlock perks when you save. Saving, reimagined - get high-value perks upfront, not small bank interest.

Portfolio highlights

• SolarSub — SolarSub is an environmental firm that offers floating solar cooling system.
• Anemo Labs — We develop highly selective polymer-based sensors to detect gas VOCs in the ppb range, in real-time. We combine custom hardware with Machine Learning to characterize smells
• INTELLIGENT MASS SPEC SOLUTIONS — Intelligent Mass Spec Solutions develops urine-based mass spectrometry and machine learning diagnostics for adrenal cancer.

Portfolio highlights

• Bourn — Bourn's technology is designed to automate cash flow management, offering SMEs fast access to capital.
• Alfa AI — Alfa AI is a recruitment technology company specializing in AI-driven hiring solutions.
• Emblematic — The first AI-driven Agentic Automation platform, designed to fully automate and enhance the accuracy of Finance Operations, including Bookkeeping, IFRS/GAAP Compliance, Reconciliations, and more.

Portfolio highlights

• Phase0 — Payment platform for construction projects
• Resolutiion — Resolutiion provides AI-powered software for managing commercial conflict, delivery risk, and business relationship performance. The platform supports organizations with dispute detection, workflow automation, contract monitoring, issue resolution, and operational risk management across customers, suppliers, workforce teams, and commercialpartnerships. Its system uses AI-driven analysis to identify relationship friction, monitor delivery performance, and support structured resolution processes. Resolutiion also provides commercial intelligence tools, reporting, and collaboration features for enterprise delivery and governance management.
• Maven Robotics — Maven Robotics is building the world's leading general purpose AI robots.

Portfolio highlights

• Sylvera — Sylvera Carbon offset ratings make offset quality and risks transparent. We make offsets auditable for offset sellers, intermediaries, buyers and investors.
• Outverse — A community platform that's easier to use, better organised and designed for real interaction.
• Dust — Dust is a platform for creating sophisticated processes based on large language models and semantic search.

Portfolio highlights

• Findery — Find and leave notes anywhere in the world, discover local knowledge, hidden secrets, and exciting stories. Share your travel knowledge, geoblog, or local news!
• GAMINSIDE — GAMINSIDE revolutionizes your relationship with your customers. As European full service provider, we deliver the complete package with solutions, services and software for gamified loyalty that is tailor-made and unique to your products, brands and customers. Integrate the best ideas from gamification and customer loyalty in your business areato exceed your commercial targets with GAMINSIDE.
• Polaron — Material Design. Supercharged with AI.

Portfolio highlights

• Sprive — Sprive is the free app that helps take years off your mortgage and save you thousands of pounds in interest.
• Merx — Grow contactability, data quality and customer lifetime value with AI agents on WhatsApp.
• Honest Mobile — It's time for mobile done right. Explore SIM-only plans that include bills that go down, support in seconds and a shrinking carbon footprint as standard. One of the UK's top-rated mobile networks.

Portfolio highlights

• Benford — Benford is a modern, licensed audit firm that provides technology-driven statutory audit services using its custom software, AuditOS.
• Primo — A birdseye view of your IT.
• sevDesk — Deutschlands beliebteste Buchhaltungssoftware: Rechnungen& Angebote erstellen, Buchhaltung erledigen, Kunden- &Lagerverwaltung u.v.m.

Portfolio highlights

• AI Score — AI Score empowers organisations to harness AI safely
• Souk — Coco is an AI partnerships manager: she finds partners, activates them, and handles agreements, attribution and payouts.
• Stoa Corporation — Unlock perks when you save. Saving, reimagined - get high-value perks upfront, not small bank interest.

Portfolio highlights

• Fuuse — Fuuse is an electric vehicle charge point management system that enables your chargers to deliver more for you and your drivers.
• PathXL — Cirdan provides highly reliable, innovative LIS & imaging solutions for the acceleration & enhancement of diagnosis, optimized for pathology & clinical lab.
• Skylark Lasers — UniKLasers specialises in single frequency, continuous wave DPSS lasers at mid- to high power. Suitable for Raman, Holography, Interferometry, Microscopy, Metrology, Quantum Technologies, and more

Portfolio highlights

• SOLVE — SOLVE have developed novel transient flow techniques that extend the capabilities of current approaches. SOLVE’s products leverage technology for the efficient collection of data from chemical reactions, as well as predictive computational models tuned based on the collected data. Both the data by itself, as well as the models, are used to informthe reaction conditions and solvent mixtures applied to manufacture chemical compounds at different scales of production.
• Tolemy Bio — The AI-native virtual cell platform for therapeutic development and manufacture.
• Nila Elder Care — Nila acquires independent UK homecare agencies and runs them on our AI platform. Families get care they can count on; owners get a fair exit and a team that's looked after.

Portfolio highlights

• Humanos — The Risk Network for AI https://t.co/RzfFeAgNCj
• Kaiko — Kaiko provides real-time and historical cryptocurrency trade data, order books, and aggregated prices through a cryptocurrency API, downloadable CSV files, and a livestream WebSocket. We cover 100+ crypto exchanges and 35,000+ trading pairs for Bitcoin, Ethereum, and altcoins.
• PayPerks — PayPerks operates education and rewards solutions with our partners to improve the financial capability, financial health, and overall lives of millions of Americans.

Portfolio highlights

• geoSurge — Customers don't search. They ask.
• Marble — Marble is an opensource, real time fraud and compliance automation engine designed for fintechs and financial institutions.
• Backbone — AI platform for food & beverage quality teams. Connects standards, audits, supplier data, and customer requirements into one live picture. Automates the admin. Routes the right intelligence to the right person. Faster decisions, fewer blind spots.

Portfolio highlights

• PanGenetics — PanGenetics B.V. develops monoclonal antibodies for the treatment of immune mediated diseases.PanGenetics is a clinical development company that specializes in taking antibodies from the late research stage through to clinical proof of concept. The company is based in Utrecht, the Netherlands with an office in Cambridge, UK. PanGenetics employsa lean business model with manufacturing and clinical development activities outsourced to specialist providers. Apart from PG110, the other clinical program of PanGenetics is PG102, a CD40 antagonist for treatment of autoimmune diseases which is currently being evaluated in a clinical study in psoriatic arthritis patients
• Acutus Medical — Acutus Medical develops medical technologies to treat complex cardiac arrhythmia. The company's platform displays the heart’s true activation pattern, turning the chaos of a complex arrhythmia into a clear vision for electrophysiologists.Acutus Medical is a privately funded company founded in 2011 and based in Carlsbad, California. Itsproducts are co-developed in the U.S. and Europe with an exceptional team of medical scientists, biomedical engineers, and other professionals.It was founded in 2011 and headquartered in Carlsbad, California.
• The Cambridge Satchel Company — Beautiful leather satchels and music bags in a variety of sizes, colours - backpack or shoulder strap styles. Made in England, the traditional school satchel is back and looking better than ever.

Portfolio highlights

• Zenithon — Zenithon is building machine learning models to provide a step change in the development and optimization of technology.
• ABEX — Algorithmic Best Execution for digital assets driven by an ultra low latency, high frequency, agency trading engine and enhanced by deep quantitative research.
• Stanhope AI — Stanhope AI is a deep-tech startup based in London with a strong background in neuroscience, robotics and fintech. We are bringing Active Inference to market as a novel framework for autonomous decision-making. To contend with the challenges of contemporary AIs, our distinct approach aims to offer

Portfolio highlights

• NewBay — NewBay enables operators and device makers to deliver a lifetime of digital content experiences across any connected device such as mobile, PC, tablets and TV. The NewBay white label software platform powers cloud-based services for storing, sharing, accessing and organizing digital content. NewBay enables customers to monetize a wide range ofbranded services such as social networking, photo and video albums, digital vault, notifications and converged messaging. NewBay is delivering highly successful commercial services for operators and device makers worldwide. Customers include T-Mobile, Telefonica O2, Orange, U.S. Cellular, AT&T, Telstra, Verizon and LG Electronics. NewBay is processing millions of messages daily and stores billions of media for live operator and device maker services. NewBay is based in Dublin, Ireland; Seattle, USA; Atlanta, USA; London, UK; Sydney, Australia and Seoul, South Korea. NewBay was founded in 2002. Following acquisition in 2011, NewBay is a wholly owned subsidiary of Research In Motion Limited (RIM).
• Socowave — Get full access to this domain. Easy, seamless transactions. Zero percent financing available.
• Spott — Spott is an AI-native ATS & CRM for Staffing and Recruiting firms.

Portfolio highlights

• Vectra AI — Vectra AI, the cybersecurity AI company that protects modern networks from modern attacks.
• MobStac — Developer of a cloud-based mobile marketing platform designed to connect the digital and physical worlds through the use of innovative technology. The company's platform is based on the principals of proximity marketing and engage customers in a personalized, context-aware way that leverages indoor location and proximity, enabling businessesand brands to leverage BLE beacon technology to deliver context-rich experiences to their end users.
• Perplexity — Perplexity is a search engine platform that uses artificial intelligence to provide large language models and search engines. The company's platform enables the development of beneficial artificial general intelligence, as well as an open-source environment that is accessible to the public, allowing clients to develop skills and knowledge inartificial intelligence.

Portfolio highlights

• Benford — Benford is a modern, licensed audit firm that provides technology-driven statutory audit services using its custom software, AuditOS.
• StandardX — StandardX is a deep-tech company building the isotope refinery powered by a scalable, compact particle accelerator platform.
• Pilgrim — Pioneering a biologically enhanced future for humanity.

Portfolio highlights

• Otel AI — Otel reads every system your hotel runs on as one hotel, then hands your team each decision with the case already made. Live in days.
• Wassist — Launch your AI sales agent on WhatsApp for Shopify in under 60 seconds. Recover 30-50% of abandoned carts and increase conversions by 3x.
• Capsa AI — Providing next-generation investors with a competitive edge.

Portfolio highlights

• OneClickComply — Automate SOC 2, ISO 27001, Cyber Essentials, and 10+ frameworks. OneClickFix remediates 1,000+ controls automatically. Trusted by 30+ organisations.
• Land Digital — Land Digital is a tech, web design, web creation, content marketing, digital marketing, SEO, and mobile application agency.
• Magnitude Biosciences — Magnitude Biosciences is a biotechnology firm combine experience in ageing research, the nematode C. elegans and automation.

Portfolio highlights

• Moneybox — Moneybox is the simple way to save, invest, buy your first home, and combine your old pensions - all with one award-winning app. Download now.
• CameraMatics — Digitize fleet management to optimize performance. Onboard sensors, smart cameras, & apps to mitigate risk, manage safety & achieve sustainability goals.
• Modern Milkman — Modern Milkman is a Yorkshire-based milk delivery company.

Portfolio highlights

• Volo Commerce — Volo brings together data and intelligence from all over the commerce ecosystem and uses AI to provide real-time actionable insights.
• FSH Technologies (formerly Contenda) — Contenda helps repurpose old content into a new engagement. It contextually identifies content's key topics and spins it into the proper format for an audience to discover.
• Endra — Endra is a purpose-built platform for modern MEP engineering. Generate 3D models and drawings, sync with Revit and enjoy coordinated design workflows.

Portfolio highlights

• Blips — Blips is a platform in Brazil that aims to bridge the gap between investors and entrepreneurs. The company connects and drives investors and entrepreneurs with tangible assets that enable productive business activities, allowing customers to buy and finance supplies and inputs, as well as an educational platform to support the entrepreneurs'journey, teaching management techniques, growth, and technical knowledge for equipment use.
• Primo — A birdseye view of your IT.
• Heidi Health — Heidi Health is a healthtech company that develops an AI medical scribe platform that automates clinical documentation and related tasks.

Portfolio highlights

• Lassie — AI that runs the doctor's office.
• Open Cosmos — Open Cosmos design, build and operate space missions, providing straightforward access to high quality satellite data and insights on a global scale.
• Lightyear — Lightyear is a simple and approachable way to invest your money globally without unnecessary barriers and fees.

Portfolio highlights

• ByteAsk — Derisk your AI agents
• Sourcepulse — Your early warning system for software delivery (YC S23)
• Open Cosmos — Open Cosmos design, build and operate space missions, providing straightforward access to high quality satellite data and insights on a global scale.

Portfolio highlights

• Veridue — Veridue uses AI to automate M&A due diligence and project finance for renewable energy.
• SimplyCook — SimplyCook offers home recipe kits with easy step-by-step guides to cook restaurant-quality food in less than 20 minutes.SimplyCook boxes contain 4 easy to follow recipes and 4 ingredient kits. Each kit is designed to provide perfect taste-containing ingredient blends devised by professional chefs.
• Mantic — Mantic is a world-class technical team on a mission to solve the next AI grand challenge: predicting global events with superhuman accuracy, and deploying this capability to power radically improved decision-making in business and government.

Portfolio highlights

• Blink — Blink is a fintech company creating a blockchain marketplace platform for blockchain analytics and recovering maximum extractable value.
• Intract — Real-time settlement, clean FX rates, and 30+ currencies for businesses on both sides of the transaction.
• jiritsu.network — Jiritsu is a decentralized protocol enabling verifiable compute.

Portfolio highlights

• Dessn — Dessn is an AI app that enables designers & product managers to contribute to product building without coding.
• Embedd — Chips modelled as digital twins. Software, tests and simulations generated for any target.
• Nexcade — Nexcade AI agents run freight quoting, tenders, rates, bookings, and reporting with your team, visible and controlled at every step.

Portfolio highlights

• TurboFlow — Trading, made simple. Everyone gets a seat at TurboFlow.
• DePay — DePay is an Argentina-based real-time payments infrastructure startup.
• Limited — Secure your treasury and scale your business globally with a truly self-custodial account that only you control. No banks. No middlemen.

Portfolio highlights

• tenka — tenka is an institutional-grade, decentralized market layer for asset-based finance (ABF) and private credit
• functionSPACE — functionSPACE builds DeFi infrastructure to price and trade numerical outcomes.
• Alkemya Luxembourg — Alkemya Luxembourg is an international high tech metals firm specializing in sourcing and distributing rare earth oxides, titanium, and nickel wire, that are increasingly important to R&D and manufacturing companies in semiconductor, aerospace, and other high technology industries.

Portfolio highlights

• Grasp — Grasp is the world's first AI analyst for finance professionals. Our AI analyst automates company and market research for investment banks, private equity firms, and management consulting firms across the world.
• Metris Energy — The AI-native operating system for renewable energy.
• Monkey Bizness — Monkey Bizness is the largest provider of indoor family entertainment centres in the UK. Each centre includes a children's soft play area and is designed to provide a safe, clean and fun environment in which parents and children can feel comfortable. Monkey Bizness' centres provide a setting that encourages children to express themselvesthrough creativity and play as well as providing fresh and nutritious food to keep kids happy and healthy.Monkey Bizness currently has centres in eight locations: Lewes, Gosport, Poole, Sheffield, Stevenage, Hull Edinburgh and Glasgow.

Portfolio highlights

• Malga — Malga is an online payment platform that offers fraud protection and payment split services.
• Feather — Feather gives you insurance advice for expats in Germany. Our digital insurance agent will help you get the right insurance policies for your need.
• Malga — Instant access to multiple payment providers with a single integration

Portfolio highlights

• Atheni AI — Atheni focused on embedding AI guidance directly into day-to-day workflows rather than relying on standalone training sessions or workshops.
• Zefir — An all-in-one platform that allows people to sell or buy in one simple, certain transaction
• Pharmacierge — Pharmacierge is the award-winning digital e-prescribing service chosen by private clinicians to deliver medication to their patients throughout the UK and worldwide. Clinicians create and transfer e-prescriptions to our pharmacy near London's Harley Street, for free delivery to their patients.

Portfolio highlights

• Rayon — Built for Speed. Designed for Teams.
• SolveAI —
• Tandem Health — Focus on providing care, while Tandem helps you easily write medical notes directly after the patient consultation.

Portfolio highlights

• Hoora — Hoora is a mobile gaming platform that offers an instant, scrollable feed of over 200 casual and arcade mini-games playable without downloads or waiting.
• Shiplong — Shiplog creates live customer profiles to automate real-time decisions, helping SaaS teams expand, retain, and grow Net Revenue Retention.
• üma Laboratories — Laboratoires üma develops products targeting the physiological changes associated with perimenopause, menopause, and post-menopause.

Portfolio highlights

• Talentir — Talentir runs global payouts, carries the liability and makes them profitable. Pay creators, sellers and freelancers in 180+ countries in seconds.
• Xylo — Xylo offers higher quality processes with full officer oversight, reducing planning uncertainty and boosting UK housing delivery.
• Steward — Steward is an end-to-end KYC/B onboarding experience built for an AI age.

Portfolio highlights

• Ascendx Cloud — Supercharge Salesforce with connected apps that streamline sales, automate data, and drive enterprise-scale growth - Salesforce Solutions By Ascendx
• Firenze — Firenze aims to expand financial services by extending investment-backed lending to a wider audience, recognizing its importance in wealth creation and preservation. The founding team aims to democratize Lombard lending, making it accessible to all, while focusing on mass affluent clients.
• Isembard — Reindustrialising the West

Portfolio highlights

• Superlogic — OneOf is the mass-consumer Web3 company connecting the next 100M non-crypto-native fans to iconic brands, artists, and athletes. OneOf technology enables global brands and enterprises to reimagine commerce, loyalty and engagement, allowing consumers to seamlessly collect or trade digital assets with no prior crypto expertise. Deeply committed to a sustainable and inclusive blockchain future, minting digital assets on OneOf's platform uses up to 2 million times less energy than previous generation proof-of-work networks, and costs up to 99% less in gas fees. A leader in diversity, over 80% of the collections curated by OneOf come from minority or female creators.
• PERPTools — PERPTools combines crypto perpetual trading with activity points and risk-free market predictions.
• Slinky Network — Slinky Network provides an on-chain marketplace and payment protocol that connects AI agents and applications with third-party APIs. The company offers the SlinkyLayer platform, which wraps developer endpoints as discoverable skills and exposes them through an x402 pay-per-execution interface. Each API call triggers a non-custodial on-chainmicropayment, settling in the same request loop using networks such as Base and BNB Chain. Developers set prices, earn a defined revenue share, and receive instant payouts to their wallets without subscriptions or custodial holds. AI agents authenticate via wallet signatures, enabling autonomous, machine-to-machine access and payment without traditional logins or credit cards. The platform also records call ratings on-chain to provide portable, verifiable reputation for services.

Portfolio highlights

• Mirna — Soon to be launched, our AI-powered MI:RNA platform is designed to detect a range of diseases prior to the development of clinical signs. This groundbreaking
• QuickBlock — QUICKBLOCK delivers training environments, deployable infrastructure and force protection solutions for defence and security organisations worldwide.
• Gutsy Health — Bloated after eating? Tired of feeling like sh!t? Are you really doing all the right stuff for your gut? We'll help you make good gut choices

Portfolio highlights

• Humera — Humera - AI CAPTCHA That Knows You're Human
• Allonic — Allonic is a robotics hardware company pioneering 3D Tissue Braiding, a new manufacturing platform for producing integrated, compliant, bio-inspired robotic bodies through a single, fully automated production process. By eliminating assembly-heavy designs and supply-chain complexity, Allonic enables significantly faster iteration, lower costs, andsafer, more dexterous robots to be built. Originally founded from Hungary and operating internationally with a US HQ and a growing team of 15, Allonic is building the hardware foundation for the next generation of intelligent machines.
• Heywa Labs — Two products, one engine. Heywa Studio for businesses, Heywa for anyone with a question worth following.

Portfolio highlights

• Peak — Accelerating AI adoption in retail and manufacturing, driving growth through inventory optimisation, AI-driven pricing, and more.
• RapidSpike — Keep your website online, boost performance and improve your digital experience to increase customer conversions.
• We Influence — We Influence is a digital marketing agency specializing in search marketing and conversion rate optimization. The company also specializes in PPC, SEO, affiliate, social media, and content marketing, working with eCommerce brands across the UK to help catapult them to the next level of their growth. They help reach more potential customers throughsocial media channels to boost profitability and brand reach.We Influence transforms their clients’ businesses by catapulting them to the next level of their e-commerce growth.

Portfolio highlights

• ZML — ZML is a production inference stack, purpose-built to decouple AI workloads from proprietary hardware.
• Bios Life — Bios Life is a technology-enabled healthcare company built to empower individuals to proactively manage their cancer risk, redefining personalized cancer screening and survivorship.
• Fractile — Fractile is designing AI compute systems that will enable the next generation of AI scaling: frontier model inference, 25x faster, at 1/10th the cost.

Portfolio highlights

• Kavak — KAVAK is an innovative company in the automotive industry that helps people acquire their own car, offering a wide range of guaranteed and certified cars.
• StrongDM — Manage access to any server, database, or Kubernetes instance in minutes. Fully auditable, replayable, secure, and drag-and-drop easy.
• OfBusiness — Get latest raw materials prices, news and instant quotes for 500+ Categories across Steel, Aluminium, Agri and more

Portfolio highlights

• Brix — Tokenized emerging markets yield. Trade the Macro.
• Shodai Network — The agreement layer for human and AI agents | UI + API + MCP
• Ethereum Institutional — Accelerating institutional adoption of Ethereum

Portfolio highlights

• qomodo — Qomodo: La piattaforma BNPL innovativa. Rate a tasso zero, approvazioni veloci, transazioni sicure. Rivoluzionaria nell'acquisto per aziende e consumatori.
• Verisian — Verisian accelerates drug time to market with the industry's first platform offering real study traceability (CDISC, SDTM, ADaM, TFLs)
• SAPI — SAPI builds credit products for payment companies to facilitate payment flows, engage and retain merchants, and generate new revenue.

Portfolio highlights

• Count Finance — Count Finance fintech company that offers all-in-one app for budgeting, automated savings, and smart investing solutions.
• Tanami Capital — Tanami Capital is an investment management firm that specializes in asset management, advisory, and financial services.
• WatchMyCompetitor — WMC is the market leading competitor monitoring tool. Use the latest AI tech and human analysts to monitor competitors and develop strategies.

Portfolio highlights

• KubeNet — We are KubeNet - a multi-award winning technology solutions provider based in Glasgow. Whether it's Managed IT, IT Support, Cloud, Connectivity, Voice or Cyber Security, we're by your side as your trusted technology partner.
• Tixserve — Secure, Trackable, Interactive Digital Tickets for Live Events
• ReadyGo Diagnostics — ReadyGo Diagnostics has invented a novel “Diagnostic Pen”. Low cost, intuitive to use from the raw sample, the ReadyGo Pen will be a game-changer in the newly emerging consumer diagnostics market, offering a yes/no answer in minutes, based on molecular analysis.

Portfolio highlights

• Claimer — Claimer is a self-service application that gets credit claims done easily of money spent on research and development. Its platform empowers company owners and advisors to prepare their claims, without any specialist knowledge, no matter how big or small the claim. It also prepares and submits the amended tax return for free.Claimer was founded in2019 by Adam McCann and is headquartered in Croydon, United Kingdom.
• Aurora — The speed of technology. The care and expertise of human experts. Welcome to the future of luxury lifestyle.
• OurRitual — Couple Goals Made Possible. Relationship Support For Busy People, Practical Tools & Expert Feedback

Portfolio highlights

• EarnOS — EarnOS is the fully remote company that provides Global Ad & Payments Platform powered by Web3.
• KOR Protocol — KOR Protocol is a decentralized intellectual property (IP) infrastructure designed to empower creators, protect rights, and enable seamless collaboration and monetization of IP assets across various industries, including music, film, TV, gaming, and art. Backed by notable entities like Animoca Brands, Republic, Niantic, Sfermion, Solana, andprominent creators such as Black Mirror, Disclosure, deadmau5, and Richie Hawtin, KOR leverages blockchain, AI, and DeFi to offer a transparent, efficient, and scalable environment for IP expansion.
• Freehand — AI Teams for Complex Spend Management

Portfolio highlights

• Tandems — Tandems enhances the way financial advice is delivered by equipping advisors, bankers, and agents with data-driven insights and personalized recommendations. Tandems focuses on improving institutional operations through automation and intelligent decision-support tools that streamline workflows and client engagement. The company’s technology isdesigned to augment human expertise, allowing financial professionals to allocate more time to strategic guidance and relationship building.
• Efficient Computer — Efficient Computer is ushering in a new era of computing with our ultra-energy-efficient programmable processors.
• Rune Energy — Rune Energy is a developer of a computation technology intended to monetize underutilized and surplus clean power.