Top 40 FinTech Angel Investors in South Africa (July 2026)

Portfolio highlights

• Planet42 — Having your own car has never been easier. Planet42 is a vehicle rental company offering rent-to-buy car service for private clients.
• Mentornaut — Mentornaut is a new online tutoring platform is aiming to increase inclusion in personalized education and counts Super angel, United Angels VC, and a list of EdTech advocates like Bolt co-founder Martin Villig, and Clanbeat co-founder Kadri Tuisk among its investors.
• StudentFinance — Catapult your career with leading re-skilling and up-skilling bootcamps. Study now and pay us back once you land a job & start earning!

Portfolio highlights

• Shen.AI — Discover how Shen AI turns your smartphone into a health companion - no wearables, just powerful, camera-based health insights.
• Legal Nodes — Offload your legal tasks to a virtual legal department and get on with running your business. Get started with the Legal Nodes platform for free.
• Ampler Bikes — Ampler is a light electric bike for everyone who seeks freedom and adventure in their daily routines and commutes. No heavy batteries, bulky screens or other clutter. We combine modern technology with a traditional bicycle design to make pedalling easier, lighter and faster. Our vision is to offer emotive zero-emission commuting for everyone.Since 2016, Ampler has grown from a small bicycle startup into a committed e-bike company with a large international team and showrooms in Berlin, Cologne, Amsterdam, Zurich and Tallinn. Our lightweight e-bike models Curt, Stout and Stellar have won multiple awards and are being used every day by over 10,000 happy riders all over Europe.Our team spirit, mission, values and production principles are still the same as on the early days of Ampler. All our bikes are designed with the highest attention to details and are hand-assembled in our factory in Tallinn, Estonia.

Portfolio highlights

• Howler — Howler, is the powerful event technology platform designed at the uppermost benchmarks of service and technology to help consumers and event organisers to make moments that matter.
• WizzPass — WizzPass, a rapidly growing leader in the visitor management system and workplace management market is now FMS:Engage powered by FM:Systems.
• The Sun Exchange — We finance, install, and maintain the solar system. You simply pay for the power it generates and save from day one.

Portfolio highlights

• Adam — Adam connects you with verified painters and decorators across whole Europe. Get an instant price estimate and book a painter for the next day already!
• BirdyChat — BirdyChat is a Developer of a work chat application intended for work professionals.
• ScamGuardian.AI — Providing Actionable Intelligence to Stop Scams

Portfolio highlights

• TRVL CAPE — Your Cape Town travel companion App. Your gateway to Cape Town! Quickly book flights, hotels, shuttles, and rental cars. Enjoy real-time updates, exclusive deals on our app! Let our travel experts help you plan the perfect trip to Cape Town. Let our skilled advisors craft a flawless itinerary for your journey.
• Cyrrix Cybersecurity — At Cyrrix Cybersecurity, we understand the importance of protecting your business from online threats. Our team provides a full range of cybersecurity services to help safeguard your company's sensitive information and systems. We offer comprehensive risk assessments, penetration testing, and incident response planning to identify and addressvulnerabilities in your network. Our managed security services provide ongoing monitoring and threat detection to keep your business protected around the clock. With our help, you can rest easy knowing that your company's valuable assets are secure.
• Amani — Amani Creative Studios is a Dynamic B2B innovation and technology studio where creativity, strategy, and cutting-edge technology converge to empower businesses, startups, and organizations at every stage of growth. We craft transformative digital solutions that redefine industries—blending artistry, strategic insight, and technical excellence todrive meaningful impact. In today’s digital-first world, we provide end-to-end technology and digital solutions that fuel innovation, enhance efficiency, and accelerate growth. Whether you're a startup bringing a vision to life, an established business scaling new heights, a company seeking innovation, or an organization embracing transformation, we are your strategic partner in pushing the boundaries of what's possible. Amani Creative Studios understands the intricate relationship between business products and brand identity. That’s why we offer tailored solutions designed to meet your unique objectives. We’re here to help you navigate the complexities of today’s competitive landscape, providing the expertise and strategies necessary to bring your business products and brands to the forefront. Let’s collaborate to turn your vision into a reality, combining innovative marketing, cutting-edge design, strategic branding, and advanced software development to elevate your business to new heights.

Portfolio highlights

• FellowMe — FellowMe is a social media platform that allows users to meet new people with a search experience, segmented by interests and location.
• Exnus Protocol — Exnus Protocol is a next-generation decentralized ecosystem built on the Solana blockchain.
• UrbanFarmers — UrbanFarmers is a platform that connects city dwellers with local urban farms and community gardens.

Portfolio highlights

• VC Lab — We help idea-stage entrepreneurs and pre-seed startups get funding, build a team, get into seed-accelerators, generate traction, and launch impactful businesses.
• HelpNow — HelpNow Corporate Site
• OlaClick (YC W21) — Create electronic menu boards for your restaurant or store. It is totally free. QR codes menu or digital menu boards. Digitalize your menu in an instant and start receiving orders !

Portfolio highlights

• Neat — Built for entrepreneurs, by entrepreneursAs entrepreneurs our businesses are always in motion: starting from an idea, to making a first sale, to expanding globally. We need a financial experience that evolves with us – an experience that’s still stable and secure, but adaptive too. Banks were built for a different era of business, not for thenew economy – where borders are disappearing and it’s easier than ever to start a global business. Neat believes in making international business a reality for entrepreneurs around the world. Today, Neat is a modern alternative to a bank, designed to support you wherever you go. Tomorrow, we’re a platform for doing business: building a dynamic and frictionless economy.
• Bambu — Bambu is a leading global digital wealth technology provider for financial institutions. We enable companies to make saving and investing simple and intelligent for their clients. The cloud-based platform is powered by our proprietary algorithms and machine learning tools. The company serves over 20 financial institutions globally. Founded in 2016,Bambu is headquartered in Singapore with a subsidiary in the United Kingdom and the United States and EMEA representatives.
• Moneyhub — Moneyhub is a data and payments fintech that provides open banking, open finance, and open data solutions.

Portfolio highlights

• EcoBites — EcoBites is a subscription service that delivers sustainably sourced and eco-friendly packaged snacks and meals to consumers doorsteps.
• Lawyeree — A platform offering AI legal advice to clients and allowing clients to be connected with the best lawyers.
• ZohoOptimizer AI — ZohoOptimizer AI is a platform designed to enhance Zoho’s suite of business applications by providing AI-driven process automation.

Portfolio highlights

• Malga — Malga is an online payment platform that offers fraud protection and payment split services.
• Feather — Feather gives you insurance advice for expats in Germany. Our digital insurance agent will help you get the right insurance policies for your need.
• Malga — Instant access to multiple payment providers with a single integration

Portfolio highlights

• FloatPays — Floatpays help your employees achieve financial wellbeing by giving them early access to earned wages.
• Genei — genei is a intelligent research tool enabling you to improve productivity by using a custom AI algorithm to summarise articles, analyse research and find key information, instantly.
• Next Gen Foods — Next Gen Foods is a food-tech startup that offers plant-based meat products. They use plants to create a delicious and satisfying meat experience that will make forget animal meat even exists.

Portfolio highlights

• Knot — Knot powerfully improves products for you and your users, adding revenue-generating features and connecting cardholders to thousands of merchants.
• Series — Series provides full-stack enterprise financial services designed for institutions & enterprises.
• Default — The command center for modern sales teams.

Portfolio highlights

• Faro — Every garment deserves to be worn. Leveraging technology and a specialised supply chain, FARO enables brands to offload obsolete inventory through stores in non-core markets, ensuring complete traceability throughout the process.
• Tern Group — Tern Group is an AI Platform to hire and relocate top healthcare talents globally, faster and cheaper. TERN is a full-stack solution to source and relocate top-tier medical and engineering talent from India, North Africa, South Africa, and Central Asia and the approach ensures a seamless, ethical, and transparent migration process, drasticallycutting complexity and shaving costs for healthcare systems.
• Bamba — Today, organizations spend a lot of money on physical data gathering exercises using old-fashioned paper-based methods. These methods result in expensive, severely delayed and incomplete data . With Bamba, a client can launch a data collection exercise anywhere in the world simply from the comfort of their web browser and the client can ensureindividuals respond with complete answers by paying those individuals for that data with mobile airtime in 122 different countries thus far.

Portfolio highlights

• Yoco — Save time, money and guesswork. Yoco helps 200,000+ SA businesses run point of sale, take payments and access flexible business funding from one account.

Portfolio highlights

• FitKey — FitKey is about helping you find and manage the fitness life that makes you happy, through discovering new classes, studios, and fitness activities. With easy online and mobile booking, FitKey keeps your routine interesting.
• TaxTim — Originally funded by Google in 2011, TaxTim is Africa's answer to Making Tax Easy. Answer simple questions one-by-one, in a friendly automated chat, and your tax return is done in minutes. TaxTim has 40% market share of the tax base in South Africa (~4.5m), and has deployed localised versions in Namibia and Nigeria as JVs with PwC previously.TaxTim is integrated with the local revenue service (SARS) for instant electronic tax submissions, and partners with some of SA's largest consumer brands - Airbnb, Momentum, Sanlam, Old Mutual, FNB eBucks - to provide tax services for free or at discount. TaxTim has several business models including B2C, B2B and B2B2C. TaxTim is a compelling and popular consumer brand, with a fully-developed, profitable broker/financial product leads ecosystem.
• Ekaya.com — Ekaya exists to make renting simpler, safer and more connected - for everyone.

Portfolio highlights

• Swvl — Swvl | Book Your Daily Ride or Make Money Driving Now
• Curve — Curve is a banking platform that consolidates cards and accounts into one smart card and app.It allows customers to supercharge their legacy banks to the 21st century without leaving their bank or topping-up. Curve offers a host of benefits to its customers; it makes cards fee-free when spending abroad, get instant notifications andcategorization of spend, earn an instant 1% cashback at the likes of Amazon, Uber, Netflix and Sainsbury’s and Time Travel enables customers to swap spend to a different card in the app for up to two weeks after the purchase was made. Curve also offers Curve Customer Protection, a policy that covers all credit and debit card payments made via the Curve card up to £100,000, giving cardholders an extra layer of protection for disputes with merchants and any unauthorised use of their Curve card. IDC Ventures backs Curve with Fuel Venture Capital, Vulcan Capital, OneMain Financial, and Novum Capital backs Curve.Shachar Bialick, Anna Mostyn Williams, and Tom Foster-Carter established the company in London, England in 2015.
• Click2Sure — We provide cloud-based Insurance SaaS solutions for omnichannel distribution, which can save costs & support data-driven decision making. Contact us today.

Portfolio highlights

• TonicPow — Earn Bitcoin SV by promoting campaigns or grow your business with pay-per-action marketing.
• FYX Gaming — Web3 development platform & scaling solutions on the blockchain, proud creator of CryptoFights.
• Transmira — Augmented and Virtual Reality Solutions

Portfolio highlights

• Whym — Conversational commerce makes shopping online easy. Whym, allows you to use your mobile number to pay, share and checkout with your favorite brands.
• Jerry — Jerry simplifies the expensive, frustrating, and time-consuming aspects of car ownership.
• Flip — Transfer uang, top up e-wallet & kirim uang ke luar negeri lebih mudah dengan Flip. Bayar pulsa, listrik, BPJS, PDAM, dan pembayaran lainnya bisa lebih hemat.

Portfolio highlights

• Cekura AI — Cekura AI is an AI based Software Development firm offering Developer Tool to observe and test AI voice agents.
• Mentra — Mentra is a wearable technology company that develops smart glasses based on augmented reality and AI interface technologies.
• Cosmoserve Space — Cosmoserve Space is developing autonomous robotic spacecraft to mitigate the rapidly growing problem of orbital debris.

Portfolio highlights

• tushop — Tushop is a community group buying platform where members can sell groceries to those in their social networks and communities.
• Curacel — Curacel creates APIs & tools that enable businesses to embed insurance in digital channels and to administer claims cost-effectively.
• Afropolitan — Afropolitan is building a Network State to unleash the maximum potential of Africans around the world. Are you interested? Join us with your email.

Portfolio highlights

• Ascendx Cloud — Supercharge Salesforce with connected apps that streamline sales, automate data, and drive enterprise-scale growth - Salesforce Solutions By Ascendx
• Firenze — Firenze aims to expand financial services by extending investment-backed lending to a wider audience, recognizing its importance in wealth creation and preservation. The founding team aims to democratize Lombard lending, making it accessible to all, while focusing on mass affluent clients.
• Isembard — Isembard has experience from the military, government, large enterprises, and a successfully exited technology business.

Portfolio highlights

• GitStart — YC backed tech startup which helps teams scale engineering velocity through its unique Pull Requests as a Service platform and delivers world class code quality so customers can ship faster.
• FoondaMate — Foondamate brings the internet through messaging applications so students with limited internet access can study online.
• Stitch — One API integration for enterprise online payments across South Africa. Accept Pay by bank, debit + credit card, cash, manual EFT, debit order and crypto.

Portfolio highlights

• enza — Our focus on providing the richest possible API environment means that enza clients can concentrate on solving business challenges and not waste valuable time and effort on technical integrations.
• AllLife — AllLife is the only South African insurer of people living with HIV/AIDs. Sadly, prior to AllLife, many HIV patients would be told their lives were un-insurable. Now AllLife tells that they can lead long, productive lives – so much so that they’ll insure it.
• Stitch — One API integration for enterprise online payments across South Africa. Accept Pay by bank, debit + credit card, cash, manual EFT, debit order and crypto.

Portfolio highlights

• Eurora — Eurora develops an e-commerce suite of customs compliance tools.
• Outvio — Online retailers of all sizes, from startups to large eCommerce champions, use Outvio to automate fulfillment and returns, optimise customer support, strengthen brand presence and facilitate marketing in the post-checkout phase.
• Supliful — Supliful develops an online platform for users to create their own food supplement brand. It provides a catalogue of products, order form templates, online store fronts, shipping, and delivery services. Supliful has fulfilment facilities in Riga, Latvia and Denver, CO. Supliful is founded by a team of serial entrepreneurs who have successfullybuilt and exited an ecommerce company grafomap.com. You can read about it more at Business Insider - https://www.businessinsider.com/

Portfolio highlights

• Yoco — Save time, money and guesswork. Yoco helps 200,000+ SA businesses run point of sale, take payments and access flexible business funding from one account.

Portfolio highlights

• Pelgo — Pelgo is a startup that provides AI-powered career transition services. For employees coming out of layoffs, young grads just entering the job market, or full-time professionals trying to adjust to a developing AI-driven economy, its tools, along with human advisors, help onboarding, transition, and reskilling.
• howie — howie an email-based scheduling assistant, uses artificial intelligence to automate the scheduling and rescheduling of your meetings.
• Self Protocol — Self is spearheading a secure, human-first internet by allowing users to verify their identities while maintaining their privacy. Self Protocol is an identity and proof-of-humanity solution that uses zero-knowledge technology to confirm personhood and distinctive traits, like age and nationality, without revealing private information.

Portfolio highlights

• Klarna — Einkaufen, was du willst. Bezahlen, wie du willst. Klarna bietet dir verschiedene Zahlungsarten an. Du entscheidest, welche am besten zu dir passt.
• ClimateView — ClimateView is a Swedish climate action technology company that helps cities transform climate planning into progress. We combine data, agent-based modelling and interface design to help cities successfully manage the transition to zero carbon economies.
• Stitch — One API integration for enterprise online payments across South Africa. Accept Pay by bank, debit + credit card, cash, manual EFT, debit order and crypto.

Portfolio highlights

• VALR — Buy and sell bitcoin, ethereum & more | Pay anyone for free with VALR Pay
• OfferZen — On OfferZen, Dutch tech companies reach out to you with upfront role and salary info so you can make the right career move.
• Real Time Wine — Share your wine moments. Real Time Wine is the social wine discovery app for everyone who enjoys wine, not just those who understand it. [In App Stores NOW!]

Portfolio highlights

• Moov — Moov is rebuilding banking infrastructure for a cloud-native world without any legacy technology dependencies. Moov’s banking-as-a-service platform takes a developer-first approach of being open-source, portable to cloud providers or on-premises, modular for customization, and decoupled from any single bank program. Their protocols offer the firstde facto standard for embedded payment infrastructure offered publicly.Moov was established in 2017 and is based in Cedar Falls, Iowa, United States.
• Stitch — One API integration for enterprise online payments across South Africa. Accept Pay by bank, debit + credit card, cash, manual EFT, debit order and crypto.

Portfolio highlights

• dub — The first Copy-Trading platform for stocks. Copy anyone's investments. For free. Regulated Broker-Dealer member FINRA and SIPC & FDIC insured.
• Fragment — Fragment develops a ledger database application programming interface platform to build finance applications. Its platform helps users to build compliant fintech apps without having to worry about infrastructure where they can embed financial features into their app, without requiring prior accounting, finance, or compliance expertise to build theledger that runs it and integrate with money moving stack.The company was founded in 2020 and is headquartered in Seattle, Washington.
• Dot Product — AI coworkers for operations teams.

Portfolio highlights

• Feather — Feather gives you insurance advice for expats in Germany. Our digital insurance agent will help you get the right insurance policies for your need.
• 1Bstories — Helping publishers and brands increase engagement and conversions using AI. Mobile, vertical, 60 second video formats made in an instant. Tell your story today!
• Gradient Labs — Our AI agent resolves complex customer service queries end-to-end. Delivering quality, efficiency and compliance at every step.

Portfolio highlights

• Olympix — Olympix is a pioneering DevSecOps tool that puts security in the hands of the developer by proactively securing code from day one.
• Superform Labs — THE UNIVERSAL INTERFACE FOR YIELD IS FORMING
• Keep — Keep has higher credit limits, the highest cash back rewards in Canada, and absolutely no fees! Join the thousands of Canadian business owners making the switch to Keep.

Portfolio highlights

• CubeSpace — Industry-leading modular attitude determination and control (ADCS) products and solutions. Laser-focused on our customers' success. Your global ADCS partner.
• Stitch — One API integration for enterprise online payments across South Africa. Accept Pay by bank, debit + credit card, cash, manual EFT, debit order and crypto.
• MariHealth Solutions (RF) (PTY) LTD — MariHealth Solutions is a marine biotech startup from South Africa, operating in the aquaculture healthcare sector. Currently, more than half the seafood we consume comes from aquaculture, and it is predicted that by 2030, 60% of the growing demand for high protein content foods will be met by aquaculture. However, aquaculture is not immune tounsustainable practices and high costs. For example, animal feeds for farmed fish account for up to 60% of the total production costs in commercial farming, while intensive farming is the main driver of animal stress, with disease outbreaks being responsible for 30-80% of losses. To solve this, MariHealth Solutions is leveraging biotechnology by developing a diagnostic molecular screening tool for effectively and proactively monitoring the impact of farming operations on farmed fish and shellfish. This will ultimately enable vets, farmers, and fish feed companies in optimizing farming operations and nutrition to reduce animal stress and disease outbreaks. In the long-term, this seeks to ensure a more sustainable approach to farming seafood by enabling the reduction of production costs and mitigating feed waste.

Portfolio highlights

• OkHi — Smart addressing for emerging markets. Enabling businesses to collect an accurate address, navigate to it without getting lost and verity it remotely.
• Ongair — Carry out great customer service and support via WhatsApp, Facebook Messenger, Telegram, WeChat and Line. Get your business on Instant Messaging today. Enjoy a 14 day free trial.
• Stitch — One API integration for enterprise online payments across South Africa. Accept Pay by bank, debit + credit card, cash, manual EFT, debit order and crypto.

Portfolio highlights

• HelpNow — HelpNow Corporate Site
• Stitch — One API integration for enterprise online payments across South Africa. Accept Pay by bank, debit + credit card, cash, manual EFT, debit order and crypto.
• Termii — Termii is an online platform that helps teams secure repeat customers by sending personalized emails and SMS through multiple.Termii helps African businesses communicate with customers across SMS, email, voice, and instant messaging channels. The company was founded in 2014 and is based in Lagos, Nigeria.

Portfolio highlights

• Phyllo — Easily access verified, creator-consented data such as identity, income, and engagement across hundreds of platforms through our API
• Brick — Brick is a financial data application programming interface (API) that allows developers to offer in-app financial services.
• Stitch — One API integration for enterprise online payments across South Africa. Accept Pay by bank, debit + credit card, cash, manual EFT, debit order and crypto.

Portfolio highlights

• Yoco — Save time, money and guesswork. Yoco helps 200,000+ SA businesses run point of sale, take payments and access flexible business funding from one account.

Portfolio highlights

• Bamba — Bamba is an android application allowing micro-merchants across Africa to run their entire business utilizing their phones. It focuses on simple tools for merchants to manage their customers, get paid, payout as well as takeout cash advances against their future cash flow.
• Paystack — Over 60,000 businesses of all sizes use Paystack to collect payments with a modern, secure payment gateway.
• Bamba — Today, organizations spend a lot of money on physical data gathering exercises using old-fashioned paper-based methods. These methods result in expensive, severely delayed and incomplete data . With Bamba, a client can launch a data collection exercise anywhere in the world simply from the comfort of their web browser and the client can ensureindividuals respond with complete answers by paying those individuals for that data with mobile airtime in 122 different countries thus far.

Portfolio highlights

• Quansa — Changing the way workers access financial services.
• FrankieOne — FrankieOne helps banks and fintechs make better decisions using a single API and dashboard to manage KYC/AML and fraud.
• Stitch — One API integration for enterprise online payments across South Africa. Accept Pay by bank, debit + credit card, cash, manual EFT, debit order and crypto.

Portfolio highlights

• Clyx — Clyx is the next-generation friendship platform built for Gen Z, using curated IRL events, game-based discovery, and behavioral science to create real relationships. Guided by neuroscience and led by a Gen Z founder Alyx Van Der Vorm, Clyx turns online curiosity into community. Clyx is on a mission to reverse-engineer the disconnection of socialmedia. Where platforms once brought relationships online, Clyx helps turn those online signals into meaningful real-world interaction.
• Hatz AI — Hatz AI provides a partner-focused platform for MSPs and resellers to offer AI-as-a-Service, unlocking new business opportunities. Our solution supports MSPs in adopting AI internally and guiding AI adoption for their clients, featuring a secure multi-tenant AI platform, a no-code AI workflows, and Adel, an AI phone agent.
• Modal Labs — Modal develops machine learning software to help run code in the cloud. The software enables users to run or deploy machine learning models, massively parallel compute jobs, task queues, web apps, and more. It also writes the code to launch hundreds of custom containers and runs scripts in the cloud faster than on the local machine.