Top 30 Payments Angel Investors in South Africa (October 2026)

Portfolio highlights

• Finerio Connect — Finerio is an automated and free personal finance platform in Mexico. Finerio allows users to link debit and credit accounts of the most important banks in Mexico while providing them insights on how to financially plan and save money.
• PowerCred — PowerCred is a one-stop API suite for clients to access alternate data from SMEs. Our integrated system provides real time connectivity which allows financial institutions to build better products to suit small business requirements. We have a network of data partners across categories which help us to build a robust and comprehensive intelligence system, allowing FIs to make more confident decisions, and empowering small businesses to focus on business growth.
• Chhotastock — SAUDARATOTO adalah daftar situs toto slot dan bandar togel resmi 4D & 5D terpercaya yang menawarkan layanan aman, transaksi cepat, serta peluang menang besar setiap hari. Nikmati permainan lengkap dengan sistem stabil dan akses mudah kapan saja.

Portfolio highlights

• Neat — Built for entrepreneurs, by entrepreneursAs entrepreneurs our businesses are always in motion: starting from an idea, to making a first sale, to expanding globally. We need a financial experience that evolves with us – an experience that’s still stable and secure, but adaptive too. Banks were built for a different era of business, not for thenew economy – where borders are disappearing and it’s easier than ever to start a global business. Neat believes in making international business a reality for entrepreneurs around the world. Today, Neat is a modern alternative to a bank, designed to support you wherever you go. Tomorrow, we’re a platform for doing business: building a dynamic and frictionless economy.
• Bambu — Bambu is a leading global digital wealth technology provider for financial institutions. We enable companies to make saving and investing simple and intelligent for their clients. The cloud-based platform is powered by our proprietary algorithms and machine learning tools. The company serves over 20 financial institutions globally. Founded in 2016,Bambu is headquartered in Singapore with a subsidiary in the United Kingdom and the United States and EMEA representatives.
• MyPermissions — MyPermissions is an easy, powerful way to scan, control and clean up applications across Web and mobile that have permission to access personal data. MyPermissions offers two freemium products: MyPermissions Cleaner, an extension for Web browsers, and Permissions, a mobile app for iOS and Android, which protect users from unknowingly sharingphotos, documents, locations, contacts, emails, work history, political and religious affiliations ever again.

Portfolio highlights

• Klarna — Einkaufen, was du willst. Bezahlen, wie du willst. Klarna bietet dir verschiedene Zahlungsarten an. Du entscheidest, welche am besten zu dir passt.
• ClimateView — ClimateView is a Swedish climate action technology company that helps cities transform climate planning into progress. We combine data, agent-based modelling and interface design to help cities successfully manage the transition to zero carbon economies.
• Stitch — One API integration for enterprise online payments across South Africa. Accept Pay by bank, debit + credit card, cash, manual EFT, debit order and crypto.

Portfolio highlights

• Omnisient — Privacy-Preserving Data Collaboration platform enabling businesses to collaborate while ensuring consumer privacy and data protection.
• Stitch — One API integration for enterprise online payments across South Africa. Accept Pay by bank, debit + credit card, cash, manual EFT, debit order and crypto.
• Termii — Prevent transactions like logins, payments, checkouts, fraud alerts, and OTPs from failing using AI. Built for banks, fintechs and modern enterprises.

Portfolio highlights

• OMA Mind — Connect with qualified mental health practitioners, ready and available round the clock.
• Momint — Momint is the Web3 investment platform of the future. The safest and easiest to use NFT marketplace in the world. Discover the real-world potential of NFTs.
• NeuralGarage — VisualDub brings cinematic-grade AI lip-sync and visual dubbing to film studios, OTT platforms, and advertisers worldwide.

Portfolio highlights

• tushop — Shop wholesale groceries, market fresh produce, local brands, and affordable preloved finds on Tushop. Secure checkout, friendly support and fast 90 minute delivery across Nairobi.
• Stitch — One API integration for enterprise online payments across South Africa. Accept Pay by bank, debit + credit card, cash, manual EFT, debit order and crypto.

Portfolio highlights

• Flip — Transfer uang, top up e-wallet & kirim uang ke luar negeri lebih mudah dengan Flip. Bayar pulsa, listrik, BPJS, PDAM, dan pembayaran lainnya bisa lebih hemat.
• Kick — Daily bookkeeping for the modern business owner. Minimize your audit risk and only pay when you save. Join now and get your first $5,000 in Savings Credits.
• Maplerad — Global payment infrastructure for businesses.

Portfolio highlights

• Yoco — Yoco is a point-of-sale payments provider for small businesses in Africa. Yoco helps 100,000 small businesses in South Africa get paid in-store, online, and on the go. Yoco was named one of the top 250 most promising fintech companies by CB Insights for the last 3 years running.The company was founded in 2013 and is based in Cape Town, SouthAfrica.

Portfolio highlights

• enza — Our focus on providing the richest possible API environment means that enza clients can concentrate on solving business challenges and not waste valuable time and effort on technical integrations.
• Jem — We give employers the ability to send company-wide communications, deliver payslips, manage leave & give employees access to their earnings, via WhatsApp.
• Stitch — One API integration for enterprise online payments across South Africa. Accept Pay by bank, debit + credit card, cash, manual EFT, debit order and crypto.

Portfolio highlights

• dub — The first Copy-Trading platform for stocks. Copy anyone's investments. For free. Regulated Broker-Dealer member FINRA and SIPC & FDIC insured.
• Fragment — Fragment develops a ledger database application programming interface platform to build finance applications. Its platform helps users to build compliant fintech apps without having to worry about infrastructure where they can embed financial features into their app, without requiring prior accounting, finance, or compliance expertise to build theledger that runs it and integrate with money moving stack.The company was founded in 2020 and is headquartered in Seattle, Washington.
• Dot Product — AI coworkers for operations teams.

Portfolio highlights

• FoondaMate — Foondamate brings the internet through messaging applications so students with limited internet access can study online.
• Rapport — Rapport understands how your people are doing, coaches everyone in your company's own language, and shows you it's working. Launches in Slack or Teams in days.
• Afropolitan — Afropolitan is building a Network State to unleash the maximum potential of Africans around the world. Are you interested? Join us with your email.

Portfolio highlights

• Baraka — baraka is an investment and US stocks trading platform built to empower the next generation of Middle East investors.
• Moov — Moov is rebuilding banking infrastructure for a cloud-native world without any legacy technology dependencies. Moov’s banking-as-a-service platform takes a developer-first approach of being open-source, portable to cloud providers or on-premises, modular for customization, and decoupled from any single bank program. Their protocols offer the firstde facto standard for embedded payment infrastructure offered publicly.Moov was established in 2017 and is based in Cedar Falls, Iowa, United States.
• Stitch — One API integration for enterprise online payments across South Africa. Accept Pay by bank, debit + credit card, cash, manual EFT, debit order and crypto.

Portfolio highlights

• Yoco — Yoco is a point-of-sale payments provider for small businesses in Africa. Yoco helps 100,000 small businesses in South Africa get paid in-store, online, and on the go. Yoco was named one of the top 250 most promising fintech companies by CB Insights for the last 3 years running.The company was founded in 2013 and is based in Cape Town, SouthAfrica.

Portfolio highlights

• OkHi — Smart addressing for emerging markets. Enabling businesses to collect an accurate address, navigate to it without getting lost and verity it remotely.
• Nala — A new kind of mobile money transfer for Africans worldwide! Make safe, affordable, and reliable international payments to Kenya, Tanzania, and Uganda.
• Stitch — One API integration for enterprise online payments across South Africa. Accept Pay by bank, debit + credit card, cash, manual EFT, debit order and crypto.

Portfolio highlights

• Ascendx Cloud — Supercharge Salesforce with connected apps that streamline sales, automate data, and drive enterprise-scale growth - Salesforce Solutions By Ascendx
• Firenze — Firenze aims to expand financial services by extending investment-backed lending to a wider audience, recognizing its importance in wealth creation and preservation. The founding team aims to democratize Lombard lending, making it accessible to all, while focusing on mass affluent clients.
• Isembard — Reindustrialising the West

Portfolio highlights

• Jem — We give employers the ability to send company-wide communications, deliver payslips, manage leave & give employees access to their earnings, via WhatsApp.
• Immobazyme — Immobazyme provides pioneering the biotechnology industry. Using innovative technologies, along with an environmentally responsible outlook.the company aims to develop an analytical laboratory platform as well as serve the industrial sector through the production of high-value products by organic synthesis and environmental remediationtechnologies.
• Stitch — One API integration for enterprise online payments across South Africa. Accept Pay by bank, debit + credit card, cash, manual EFT, debit order and crypto.

Portfolio highlights

• Groccery store — Groccery store is a local Groccery store based in Hlotse, Leribe, Lesotho, designed to address a key challenge in the community
• Excel And Impact Agro — Excel And Impact Agro aims to tackle the chronic shortage of vegetable production in Côte d'Ivoire.
• Mercy Community School — Mercy Community School is a community-driven education initiative based in Linda Compound, Lusaka, Zambia.

Portfolio highlights

• VALR — Buy and sell bitcoin, ethereum & more | Pay anyone for free with VALR Pay
• OfferZen — On OfferZen, Dutch tech companies reach out to you with upfront role and salary info so you can make the right career move.
• Real Time Wine — Share your wine moments. Real Time Wine is the social wine discovery app for everyone who enjoys wine, not just those who understand it. [In App Stores NOW!]

Portfolio highlights

• Yoco — Yoco is a point-of-sale payments provider for small businesses in Africa. Yoco helps 100,000 small businesses in South Africa get paid in-store, online, and on the go. Yoco was named one of the top 250 most promising fintech companies by CB Insights for the last 3 years running.The company was founded in 2013 and is based in Cape Town, SouthAfrica.

Portfolio highlights

• Ozow — Easy, fast, safe online payments and bank API solutions for merchants and consumers across South Africa. Secure instant EFT directly from bank to bank.
• Howler — Howler, is the powerful event technology platform designed at the uppermost benchmarks of service and technology to help consumers and event organisers to make moments that matter.
• The Sun Exchange — The Sun Exchange is the peer-to-peer solar leasing marketplace. We leverage financial innovation and the power of the crowd to drive sustainable energy development and make the environmental, social and economic benefits of solar accessible and affordable for all. Through the Sun Exchange online platform, anyone, anywhere in the world, can buyremotely-located solar cells and then lease them to power businesses and organisations in sunny emerging markets. Solar cell owners earn income from the electricity that’s generated, while schools, businesses, clinics and other organisations gain access to affordable clean energy, reducing electricity costs and carbon emissions.

Portfolio highlights

• Quansa — Quansa offers on-demand pay, allowing workers to access earned wages after each shift. The platform connects with time and payroll systems so wages can be released without changing payroll cycles. Workers receive pay in a digital wallet and can use funds when needed. The service helps companies offer an extra work benefit to support employeeretention. Rules for attendance and seniority can be set through the system. The tool updates payroll records so month-end work stays clear.
• Ezeebit — Ezeebit is a payment solutions provider that enables African merchants to accept cryptocurrency payments both in-store and online. The platform processes transactions quickly and automatically converts the cryptocurrency into stablecoins to eliminate volatility risk. Funds are then settled into the merchant's local currency account, typicallySouth African Rand (ZAR), on the next business day. The company offers multi-currency support for popular cryptocurrencies like Bitcoin and Ethereum and maintains compliance with financial regulatory bodies.
• FrankieOne — FrankieOne helps banks and fintechs make better decisions using a single API and dashboard to manage KYC/AML and fraud.

Portfolio highlights

• Phyllo — Easily access verified, creator-consented data such as identity, income, and engagement across hundreds of platforms through our API
• Brick — Brick builds financial APIs for fintech products. They give convenience to processing end-users' financial data digitally for every personalized need of fintech companies, with data such as transaction data spanning multiple platforms across telcos, e-wallets, e-commerce, and super apps.
• Stitch — One API integration for enterprise online payments across South Africa. Accept Pay by bank, debit + credit card, cash, manual EFT, debit order and crypto.

Portfolio highlights

• Malga — Malga is an online payment platform that offers fraud protection and payment split services.
• Feather — Feather gives you insurance advice for expats in Germany. Our digital insurance agent will help you get the right insurance policies for your need.
• Malga — Instant access to multiple payment providers with a single integration

Portfolio highlights

• Happl — Happl provides benefits that enable employees to choose what's right for them and tools for managers to support their teams, whilst taking care of the admin.
• Feather — Feather gives you insurance advice for expats in Germany. Our digital insurance agent will help you get the right insurance policies for your need.
• Gradient Labs — Gradient Labs builds AI agents for financial services. Automate disputes, KYC, lending, customer support, and the back-office work in between. Book a demo.

Portfolio highlights

• OnePipe — OnePipe aggregates APIs from banks and fintechs into a standardized gateway that is easy to integrate and makes partnerships seamless.
• Momint — Momint is the Web3 investment platform of the future. The safest and easiest to use NFT marketplace in the world. Discover the real-world potential of NFTs.

Portfolio highlights

• Olympix — Olympix is a pioneering DevSecOps tool that puts security in the hands of the developer by proactively securing code from day one.
• Superform Labs — THE UNIVERSAL INTERFACE FOR YIELD IS FORMING
• Keep — Keep has higher credit limits, the highest cash back rewards in Canada, and absolutely no fees! Join the thousands of Canadian business owners making the switch to Keep.

Portfolio highlights

• Knot — Knot powerfully improves products for you and your users, adding revenue-generating features and connecting cardholders to thousands of merchants.
• Series — Series provides full-stack enterprise financial services designed for institutions & enterprises.
• Default — The command center for modern sales teams.

Portfolio highlights

• Clyx — Clyx is the next-generation friendship platform built for Gen Z, using curated IRL events, game-based discovery, and behavioral science to create real relationships. Guided by neuroscience and led by a Gen Z founder Alyx Van Der Vorm, Clyx turns online curiosity into community. Clyx is on a mission to reverse-engineer the disconnection of socialmedia. Where platforms once brought relationships online, Clyx helps turn those online signals into meaningful real-world interaction.
• Hatz AI — Hatz AI provides a partner-focused platform for MSPs and resellers to offer AI-as-a-Service, unlocking new business opportunities. Our solution supports MSPs in adopting AI internally and guiding AI adoption for their clients, featuring a secure multi-tenant AI platform, a no-code AI workflows, and Adel, an AI phone agent.
• Modal Labs — Modal develops machine learning software to help run code in the cloud. The software enables users to run or deploy machine learning models, massively parallel compute jobs, task queues, web apps, and more. It also writes the code to launch hundreds of custom containers and runs scripts in the cloud faster than on the local machine.

Portfolio highlights

• Mijem — Mijem is the buy sell marketplace app to tap into your campus community. Save money. Earn cash. Connect with students. Download the free app.
• Centi — Centi is a system that enables merchants to accept digital currency payments through existing Point of Sale (POS) infrastructure.
• Transmira — Augmented and Virtual Reality Solutions

Portfolio highlights

• Pelgo — Pelgo is a startup that provides AI-powered career transition services. For employees coming out of layoffs, young grads just entering the job market, or full-time professionals trying to adjust to a developing AI-driven economy, its tools, along with human advisors, help onboarding, transition, and reskilling.
• howie — Howie is an AI calendar secretary for email, SMS, iMessage, Gmail, and Google Calendar. He books meetings, protects focus time, follows up, and handles reminders.
• Self Protocol — Self is spearheading a secure, human-first internet by allowing users to verify their identities while maintaining their privacy. Self Protocol is an identity and proof-of-humanity solution that uses zero-knowledge technology to confirm personhood and distinctive traits, like age and nationality, without revealing private information.