Top 45 Financial Services Startup Investors in Puerto Rico (September 2026)

Portfolio highlights

• Kiwi — Kiwi is a leading platform that helps Latinos living in the US, who may have limited credit data and access to capital, build credit history through unsecured lines of credit and alternative credit builder programs. As the fastest-growing minority segment in the US, the Latino market is expected to reach over 100 million in the next few decades.Our mission is to empower Latinos by providing tools and resources to establish credit, access capital and save money.
• Hyperion — Join the Hyperion waitlist today to access the only bank account your business will ever need.
• Ole Insurance Group — Ole Insurance Group focuses on offering protection and well-being products and services through technology. Ole Insurance Group was founded in 2021 and was headquartered in Puerto Rico.

Portfolio highlights

• Toteat — Headquarters located at Vitacura 2771, of. 504, Las Condes, Santiago de Chile
• Kiwi — Kiwi is a leading platform that helps Latinos living in the US, who may have limited credit data and access to capital, build credit history through unsecured lines of credit and alternative credit builder programs. As the fastest-growing minority segment in the US, the Latino market is expected to reach over 100 million in the next few decades.Our mission is to empower Latinos by providing tools and resources to establish credit, access capital and save money.
• BackChannel — BackChannel is an online B2B platform for inventory transactions and for buying and selling online goods.

Portfolio highlights

• GAMES.GG — Discover 1,500+ games with honest reviews, expert guides, and daily gaming news across PC, console, and mobile. Find your next favorite game on Steam, Epic Games, PlayStation, Xbox, and Nintendo.
• CARV — CARV enables AI Beings to live, evolve, and govern as sovereign intelligences on-chain; not as tools, but as beings that act, learn, and lead.
• Nest Wallet — A Wallet Built for Traders

Portfolio highlights

• Knit — Knit is an AI-Native Research Agency that combines the rigor and expertise of a traditional agency with the speed and efficiency of AI.
• Knit — Knit helps researchers run agency-quality quant + qual research at DIY costs, by taking the most time-intensive research tasks off their plate through Researcher-Driven AI.
• Buildforce — Amping up America's electrical workforce

Portfolio highlights

• JAN3 — JAN3 provides technologies and solutions for individuals, enterprises, and nation-states to prepare for the future built on Bitcoin.
• Vida — Vida is the AI Agent Operating System for enterprises. Build, deploy, and manage AI agents that call, text, email, and chat at scale with no-code tools.
• OrdinalsBot — We make it easy to inscribe ordinals. Like, really easy.

Portfolio highlights

• Kiwi — Kiwi is a leading platform that helps Latinos living in the US, who may have limited credit data and access to capital, build credit history through unsecured lines of credit and alternative credit builder programs. As the fastest-growing minority segment in the US, the Latino market is expected to reach over 100 million in the next few decades.Our mission is to empower Latinos by providing tools and resources to establish credit, access capital and save money.
• Hyperion — Join the Hyperion waitlist today to access the only bank account your business will ever need.

Portfolio highlights

• Convelio — Convelio is a global logistics startup specialized in bulky, fragile and high-value items.
• Parametrix — Parametrix cloud insurance protects companies against any loss due to cloud outages. A simple, essential add-on to any cyber program.
• Sherpa.ai — Secure AI. Private Data. Sovereign Intelligence. Sherpa.ai platform enables secure distributed AI deployments across enterprises, governments, and regulat

Portfolio highlights

• Kapkap — Kapkap is a web3 platform that uses AI for attention based value distribution in gaming.
• Almanak — Almanak is a decentralized finance (DeFi) smart agent platform that harnesses the power of artificial intelligence to automate, optimize, and intelligently manage a wide range of DeFi investment strategies. It enables users to create and deploy automated DeFi trading and risk-management strategies through coordinated AI agents. It provides anenvironment where AI handles strategy coding, backtesting across thousands of Monte Carlo simulations, optimization, risk monitoring, deployment via non-custodial Safe-based multisig accounts, and real-time performance monitoring with alerting capabilities. The platform supports seamless interaction with multiple blockchains and protocols via an LLM-powered interface.Almanak targets active DeFi participants, developers building financial applications, investment professionals, and users seeking automated portfolio insights. It emphasizes enhanced automation, continuous strategy execution, and adaptive automation driven by emerging AI techniques to respond to evolving market conditions.
• Open Campus — The Open Campus is a community-driven protocol that leverages the power of blockchain and invites all to build the future of education by putting the power of learning back in the hands of educators, students, and the community.

Portfolio highlights

• Crogl — The only autonomous knowledge engine for security operations.
• Think Bioscience — Think Bioscience is reimagining synthetic biology by guiding the design and assembly of better medicines through the use of living systems.
• Ole Insurance Group — Ole Insurance Group focuses on offering protection and well-being products and services through technology. Ole Insurance Group was founded in 2021 and was headquartered in Puerto Rico.

Portfolio highlights

• Alpaca — Alpaca API allows developers and businesses to build apps, embed investing, and trade algorithms
• Stackpack — AI-powered visibility and control for your company's vendors and contracts - fully synced with your financial software. Try it risk-free for 30 days today.
• Harmonic — Building Mathematical Superintelligence

Portfolio highlights

• Ric — Ric delivers $10,000 to you within 48-hours of policy activation. An affordable way to take charge of your recovery after a severe rainfall for $14/Month.
• Monterra — Licensed PEs deliver stamped electrical plans for tenant improvements, EV charging, and battery storage. Preliminary design in 48 hours, stamped package in days.
• Homeostasis — Homeostasis is a CO2 removal and utilization company building a novel pipeline that outputs raw materials for industrial applications.

Portfolio highlights

• FV Bank — FV Bank is a US licensed bank and a digital asset custodian that provides banking, payments, digital asset custody, and Visa cards to the U.S. and international customers.
• Chingari — Chingari is a short-video entertaining platform connecting talented Indians. It allows users to share the videos on third-party social platforms as well. The application is available for Android users. It monetizes through in-app advertisements.
• Ridge — Ridge structures natural assets into regulated, ISIN-listed financial products accessible through existing banking infrastructure.

Portfolio highlights

• Docker — Docker is a platform designed to help developers build, share, and run container applications. We handle the tedious setup, so you can focus on the code.
• Aleo — Welcome to Aleo. The first platform for fully private applications. Write, run, and host private applications on Aleo. The ultimate toolkit for building private applications is finally here.
• Badger DAO — A community of builders bringing Bitcoin to DeFi

Portfolio highlights

• IMUA — Follow us @imua
• Exocore — Exocore is the layer one blockchain for aggregated security.
• Valinor — Institutional capital solutions at the intersection of credit and blockchain

Portfolio highlights

• Exocore — Exocore is the layer one blockchain for aggregated security.
• AstroForge — We mine asteroids to extract valuable minerals in space at a lower cost and smaller carbon footprint than the current terrestrial mining methods.
• Digital Harmonic — Digital Harmonic delivers AI-Driven software solutions with media, image and signal processing innovations. We empower commercial, government, and healthcare sectors with cutting-edge AI technology, delivering advanced software solutions to elevate clarity, precision, and mission-critical outcomes.

Portfolio highlights

• Hyperion — Join the Hyperion waitlist today to access the only bank account your business will ever need.

Portfolio highlights

• Humanos — The Risk Network for AI https://t.co/RzfFeAgNCj
• PayPerks — PayPerks operates education and rewards solutions with our partners to improve the financial capability, financial health, and overall lives of millions of Americans.
• Monax — Monax offers a platform that leverages blockchain technology and offers a contract lifecycle management tool that permits consumers to easily procure lawyer-tested agreements and stay in full control of their business contracts as well as provides permission ledgers and smart contracts, enabling the finance, insurance, and construction sectors todevelop, customize, sell and reproduce legal products.

Portfolio highlights

• IMUA — Follow us @imua
• Exocore — Exocore is the layer one blockchain for aggregated security.
• Voyage — The full stack AI GTM solution. We help your brand grow on autopilot.

Portfolio highlights

• Coworked — Making enterprise change as seamless as day-to-day operations with Harmony, the headless-Al project manager. #ProjectManagement #AIProjectManagement
• furl — Remediating vulnerabilities at scale.
• Subject — Empower students with engaging, video-first curriculum from Subject.com for better outcomes in K-12 education. Increase graduation rates and student success.

Portfolio highlights

• Swarm Aero — Swarm empowers small teams to mobilize thousands of uncrewed vehicles in communications-limited, contested environments.
• Artemis — Artemis is the first protective layer that is AI-native
• littleBits Electronics — LittleBits is an open source library of over 60 electronic modules that snap together with magnets allows users to view, download, and share designs and make their own Bits through the use of prototypes. Deluxe kit, Smart home kit, Arduino coding kit, Synth kit, hardware development kit, and workshop set are some of the electronics learning modulesprovided by littleBits.LittleBits was launched by Ayah Bdeir in 2011 and is operated from New York, United States.

Portfolio highlights

• SEVARO — SEVARO is a healthcare technology company that provides telestroke and teleneurology services to patients with neurological disorders.
• Vend Park — Unlock the true value of your parking asset with a fully digital parking access and revenue control system
• Dataplor — Leveraging machine learning, AI, and human capital, dataplor delivers verified international places data to the world's leading companies.

Portfolio highlights

• Betty — Betty is a mobile gaming entertainment company that develops the intersection of casual mobile gaming and real money online casinos.
• Manifest — Manifest is an anchor for a generation seeking direction.
• Epic Padel — EPIC is a premier padel sports management and investment company based in Arlington, VA, focused on becoming the leading operator of padel clubs across North America.

Portfolio highlights

• Saturn — Saturn is a decentralized Bitcoin exchange that enhances peer-to-peer non-custodial orderbooks and provides a secure trading experience.
• Nakamoto — Nakamoto is a newly established Bitcoin-native holding company and a prominent player in the cryptocurrency industry. Nakamoto Company is designed to serve as a global conglomerate focused on accelerating Bitcoin adoption and utility across capital markets.
• Blockspace Media — Blockspace Media is a media publishing agency that offers digital media content aimed at covering the Bitcoin ecosystem.

Portfolio highlights

• Kiwi — Kiwi is a leading platform that helps Latinos living in the US, who may have limited credit data and access to capital, build credit history through unsecured lines of credit and alternative credit builder programs. As the fastest-growing minority segment in the US, the Latino market is expected to reach over 100 million in the next few decades.Our mission is to empower Latinos by providing tools and resources to establish credit, access capital and save money.

Portfolio highlights

• Fina — Fina Partner offers a platform to manage and automate key processes for SMEs, including inventory control and financial management.
• Ruvo — Cacao is a fintech platform that allows Brazilians to receive, store, spend, and withdraw USD instantly.
• Upper — Transforming cross-border e-commerce in Latin America

Portfolio highlights

• Ric — Ric delivers $10,000 to you within 48-hours of policy activation. An affordable way to take charge of your recovery after a severe rainfall for $14/Month.
• Monterra — Licensed PEs deliver stamped electrical plans for tenant improvements, EV charging, and battery storage. Preliminary design in 48 hours, stamped package in days.
• Homeostasis — Homeostasis is a CO2 removal and utilization company building a novel pipeline that outputs raw materials for industrial applications.

Portfolio highlights

• Kiwi — Kiwi is a leading platform that helps Latinos living in the US, who may have limited credit data and access to capital, build credit history through unsecured lines of credit and alternative credit builder programs. As the fastest-growing minority segment in the US, the Latino market is expected to reach over 100 million in the next few decades.Our mission is to empower Latinos by providing tools and resources to establish credit, access capital and save money.

Portfolio highlights

• Bio.xyz — Biotech's new financial layer.
• Recall Labs — Textile is building new digital experiences by focusing on user privacy, transparency, and decentralization.
• Blackbird — We believe the next great hospitality technology platform should connect restaurants and their customers directly, in meaningful and ongoing ways. Blackbird is founded by a team with a passion for restaurants and a track record of using technology to solve problems.

Portfolio highlights

• Hyperion — Join the Hyperion waitlist today to access the only bank account your business will ever need.

Portfolio highlights

• Renewal Mill — Renewal Mill upcycles byproducts from food manufacturing into premium and delicious ingredients and products. Starting with superfood organic okara flour, we're building a more sustainable food system.
• Tidal Vision — Chitosan manufacturer and supplier of ready-to-use chitosan flocculants, textile treatments, and agricultural elicitor applications.
• Bamboo Learning — Bamboo Learning provides voice applications for children to learn at home using their voice. The voice applications include Bamboo English, Bamboo Math, Bamboo Books, Bamboo Luminaries, Bamboo Music, and Highlights Storybooks from Bamboo in partnership with Highlights for Children, publisher of High

Portfolio highlights

• CB International Bank — CBiBank is an International Bank of Puerto Rico, U.S. Committed to providing one-stop global financial solutions for export companies, import companies, cross-border e-commerce, overseas companies and individual investor users, including overseas bank account opening, cross-border remittance, cross-border payment, global trade collection, etc., Offshore bank account opening is efficient and fast, international remittances are safe, and bilingual and cross-time zone online services are supported.

Portfolio highlights

• Abartys Health — abartysHealth provides simple, smart and secure healthcare data management solutions for life sciences companies, health plans and patients
• San Jorge Children & Women's Hospital — San Jorge Children & Women's Hospital provides health care to children and women and enables excellent services to all patients.

Portfolio highlights

• Bitwage — Payroll, invoicing & benefits for digital assets. Bitwage offers services for companies and direct to workers. Workers can sign up and get direct deposit accounts to get paid from any company or client. Workers locally receive unique digital asset benefits. Workers internationally get paid faster & cheaper than traditional wires.
• FV Bank — FV Bank is a US licensed bank and a digital asset custodian that provides banking, payments, digital asset custody, and Visa cards to the U.S. and international customers.
• Hexa Wallet — Own HexaWallet.io today. Secure checkout and guided transfer support. No hidden fees.

Portfolio highlights

• Exocore — Exocore is the layer one blockchain for aggregated security.
• Exabits AI — Exabits' network of GPUs ranges from consumer-grade to H100s, offering the most cost-effective compute because we are obsessed with innovating performance.

Portfolio highlights

• Kestra Technologies — Use declarative language to build simpler, faster, scalable and flexible workflows
• Hyperion — Join the Hyperion waitlist today to access the only bank account your business will ever need.

Portfolio highlights

• FV Bank — FV Bank is a US licensed bank and a digital asset custodian that provides banking, payments, digital asset custody, and Visa cards to the U.S. and international customers.

Portfolio highlights

• FV Bank — FV Bank is a US licensed bank and a digital asset custodian that provides banking, payments, digital asset custody, and Visa cards to the U.S. and international customers.

Portfolio highlights

• Techdollar — Techdollar operates a private credit platform that originates and underwrites loans secured against private company equity. The service enables late-stage startup founders, employees, and institutional investors to unlock liquidity from their shares without triggering a taxable sale or losing long-term upside.
• Optimum — The Universal Data Acceleration Network | Powered by RLNC
• Doppler Finance — Rebuilding Capital Markets for the Tokenized Era.

Portfolio highlights

• AEON — Powering #agenticeconomy #x402 | AEON is settlement layer bridging autonomous AI interactions (A2A & A2M) with real-world value flows. Backed by @yzilabs $AEON
• Slinky Network — Slinky Network provides an on-chain marketplace and payment protocol that connects AI agents and applications with third-party APIs. The company offers the SlinkyLayer platform, which wraps developer endpoints as discoverable skills and exposes them through an x402 pay-per-execution interface. Each API call triggers a non-custodial on-chainmicropayment, settling in the same request loop using networks such as Base and BNB Chain. Developers set prices, earn a defined revenue share, and receive instant payouts to their wallets without subscriptions or custodial holds. AI agents authenticate via wallet signatures, enabling autonomous, machine-to-machine access and payment without traditional logins or credit cards. The platform also records call ratings on-chain to provide portable, verifiable reputation for services.
• Shanghai Molian Technology — Shanghai Molian Technology is an intelligent agent communication infrastructure platform

Portfolio highlights

• Neosoul — NeoSoul uses an open architecture with autonomous agents operating under user-defined constraints to link agent intelligence, deterministic capital controls, and verifiable market execution.
• ORO — ORO is an AI-powered DeFi companion that lets users manage, trade, stake, lend, and research crypto assets through natural-language conversations, ORO aims to simplify onchain finance by bringing portfolio management and DeFi actions into one conversational interface.
• Fortune Protocol — Fortune Protocol brings the age- old tradition of fortune cookies to the modern prediction market.

Portfolio highlights

• Soyio — Gestiona consentimiento, identidad y derechos de titulares con trazabilidad auditable. Registra actividades de tratamiento con IA. Cumple la ley 21.719.
• Regcheq — Regcheq is the developer of software as a service intended for anti-money laundering regulatory compliance management. The company offers a digital solution for AML (Anti-Money Laundering) and KYC (Know Your Customer) purposes such as digital onboarding, database check, smart policies, due diligence, client management, and reporting. This allowsclients to digitize, centralize, and automate the prevention of money laundering and comply with regulations.
• Keirón — Keiron develops software and online tools to manage healthcare services and processes. It provides digital solutions on making hospital schedules, ordering goods from pharmacies, and arranging patient information. Keiron was founded in 2019 and has operations in Mexico, Chile and Perú

Portfolio highlights

• Foccuz — Foccuzz offers software that automates all operations by connecting multiple data sources, allowing for real-time visibility, increased efficiency, more revenue, and faster data-driven decision-making.
• Kiwi — Kiwi is a leading platform that helps Latinos living in the US, who may have limited credit data and access to capital, build credit history through unsecured lines of credit and alternative credit builder programs. As the fastest-growing minority segment in the US, the Latino market is expected to reach over 100 million in the next few decades.Our mission is to empower Latinos by providing tools and resources to establish credit, access capital and save money.
• Ábaco — Ábaco is a fintech company that offers financial services with capital, payments & platform solutions.

Portfolio highlights

• FV Bank — FV Bank is a US licensed bank and a digital asset custodian that provides banking, payments, digital asset custody, and Visa cards to the U.S. and international customers.

Portfolio highlights

• ZutaCore — The ZutaCore waterless direct-to-chip liquid cooling solutions is a smart, sustainable alternative to conventional air and water cooling for data centers.
• Kiwi — Kiwi is a leading platform that helps Latinos living in the US, who may have limited credit data and access to capital, build credit history through unsecured lines of credit and alternative credit builder programs. As the fastest-growing minority segment in the US, the Latino market is expected to reach over 100 million in the next few decades.Our mission is to empower Latinos by providing tools and resources to establish credit, access capital and save money.
• Quantum Art — Quantum Art develops scalable, multi-core quantum computers with advanced trapped ion qubits and multi-qubit gates, accelerating breakthroughs in AI, finance, and materials science.

Portfolio highlights

• Kwit — Start your smoking-free life today with Kwit, number 1 stop smoking app. Available on iOS and Android.
• OMORPHO — OMORPHO manufactures and sells Gravity Sportswear™ - revolutionary weighted training gear that helps any athlete reach their goals faster.
• Vidrovr — Vidrovr develops multimodal computer vision and machine learning systems to index, tag, and understand video. It processes videos with specific domain constraints, such as in sports, government, and media verticals. Its technology enables its users to search an indexed video corpus and retrieve content inside videos and link it to other media likephotos and text.The company Integrates social media to enable direct interactions between multimedia content. Vidrovr was founded in 2016 and is headquartered in New York.