Top 40 Payments VC Funds & Investors in Pakistan (September 2026)

Portfolio highlights

• Mahaana — Mahaana is Pakistan’s first digital wealth manager. They make sure your savings are invested in a diversified portfolio best suited for your goals.
• FinanZero — FinanZero is an online marketplace for consumer loans in Brazil. The business is an independent broker for loans, negotiating the customer’s loan application with several banks and credit institutions, to find the loan with the best interest rate and terms for the consumer. FinanZero handles the lending process from start to finish. FinanZero hasmore than 50 lending partners connected to its platform.The company was founded in 2015 and is based in São Paulo, Brazil.
• Gringo — Gringo is a car app that helps in monitoring vehicle and driver's licenses, licensing vehicles and dividing fines into installments.

Portfolio highlights

• LAAM — LAAM is an online marketplace that offers clothes, footwear, and accessories.
• Haball — Reimagining the way money flows through the supplychain Haball provides a fully automated alternative to manual order processing, invoicing, reconciliation and paper-based payment methods. An omni channel platform for digitizing payments across the entire supply chain. Fueling supplychain efficiency by providing: Supply Chain Entrenchment Supply Chain Entrenchment Platform for all value-chain partners from large corporates, distributors and retailers. Multiple Industry Verticals Multiple Industry Verticals A single platform customized for industry
• PostEx — Instant & upfront payments for e-commerce stores offering Cash on Delivery. Get seamless COD, growth capital, and nationwide same-day delivery with PostEx!

Portfolio highlights

• Jusfy — Jusfy offers legal services and consulting for individuals and business organizations.
• Jem — We give employers the ability to send company-wide communications, deliver payslips, manage leave & give employees access to their earnings, via WhatsApp.
• Cordant — A single operational picture across every system money moves through. Your team acts on what's happening, not what already happened.

Portfolio highlights

• Finja — FINJA, founded by veterans of the tech and banking industry, is a new entity in the payments space of Pakistan. The top management of the company has over 40 man years of deep experience of delivering pioneering digital banking projects in Pakistan and other emerging markets.

Portfolio highlights

• Whizzo — Whizzo specializes in materials science-driven manufacturing of engineered fashion and technical textiles. Our expertise lies in creating and executing innovative textile blends tailored for applications across automotive, agriculture, medical textiles, and engineered fashion.
• First Coffee — Discover the best specialty coffee in India with our range of single origin Arabica beans and exclusive merchandise. Shop online at First Coffee for freshly roasted, quality blends.
• Kita Technologies — Kita Technologies uses computer vision and vision language models to transform unstructured documents into structured underwriting data.

Portfolio highlights

• Jenfi — Jenfi provides founder-friendly revenue-based financing and payment solutions to rapidly grow startups and digital businesses in Southeast Asia.
• Khazna — Khazna is an Egyptian company that aims to improve and expand financial services for Egyptians through the mobile application.
• Smartlane — Smartlane is a courier company that offers E-commerce delivery and operations solutions.

Portfolio highlights

• HUNTY — HUNTY is a platform that help people find jobs by connecting them with world class mentors who prepare them for the job search process. And people only pay when they get hired.
• Lastro — Lastro is building Lais, an autonomous AI worker for real estate agencies, starting in Brazil. Our AI agent initially automated lead engagement and qualification via WhatsApp, helping brokerages boost revenue and improve marketing ROI. In each brokerage, Lais acts as a personalized AI “team member” that engages with leads instantly, searches forproperties and answers common inquiries. Brokerages that have Lais in their teams are growing quickly and reporting up to 60% increases in lead conversion rates.
• Wash Wise — Meet Reset Spray: the dry shampoo for clothes. Refresh lightly worn garments in seconds by neutralizing odors, lifting away sweat and body oils, and releasing wrinkles between washes.

Portfolio highlights

• Aumet — Aumet allows medical manufacturers and distributors increase their sales by sharing hospital inquiries, business news, search for products, and find potential clients.Manufacturers and distributors who work together connect and get verified so they share hospital inquiries, market business news between each other .Suppliers list their productsand connect with distributors who sell these products and select countries, where they are looking for distributors, in the meantime distributors, connects with their suppliers, search for new product and list their interests.
• Comfi.ai — Unlock B2B Growth in MENA: Streamline Payments & Offer Credit with Comfi BNPL
• Halo AI — Halo AI provides autonomous influencer marketing solutions.

Portfolio highlights

• sevDesk — Deutschlands beliebteste Buchhaltungssoftware: Rechnungen& Angebote erstellen, Buchhaltung erledigen, Kunden- &Lagerverwaltung u.v.m.
• Cambridge Aerospace — Our mission is to eliminate the risk of existential war in Europe.
• Arrakis Technologies — Arrakis partners with ambitious companies to deploy secure AI in production, taking them from experimentation to real-world impact at warp speed.

Portfolio highlights

• Eskan Bank — Eskan Bank is a financial institution that provides lending, mortgages, loans, electronic fund transfer and online banking services.
• Burj Solar Energy — Pakistan's first Shariah-compliant green energy fund. BCEM delivers solar, wind, storage, and fintech solutions for corporates, SMEs, and households.
• National Bank of Bahrain BSC — National Bank of Bahrain BSC is a provider of retail and wholesale commercial banking, treasury and investment.

Portfolio highlights

• JustAI — An AI-first modern enterprise marketing stack that sets you in an always-on, set-and-forget motion. Increase your experimentation velocity and keep your team lean! Say goodbye to manual campaign management.
• Resolv — AI for the trades that follows through: one number for customer calls and texts, connected to organized jobs, proposals, rebates, permits, and warranties.
• Herd Security — HerdAI is the agentic training platform that turns your policies and live threats into microlessons in minutes, delivered in Slack and Teams. GRC and security leaders hit 100% audit-ready without chasing completions.

Portfolio highlights

• Orbii AI — Our AI enriches & analyses borrower data, helping you make credit decisions in minutes. Accelerate your business loan Underwriting decisons.
• Siin — E-commerce Marketplace
• MilkStraw AI — Save 53% on your AWS bill in 5 minutes!

Portfolio highlights

• Kaso — Elkaso is the leading Order and Procurement Management Tool for Restaurants and Suppliers in the Middle East.
• Tap Protocol — Tap Protocol is a protocol that focuses on the development of bitcoin capabilities through the Ordinals system.
• Yellow Metal — Fintech company that provides Gold loan

Portfolio highlights

• Neem — Neem is an embedded finance platform enabling Financial Wellness for underbanked communities across emerging markets, starting in Pakistan.

Portfolio highlights

• Sand.ai — Sand AI is an AI company that focuses on producing videos.
• Memory tensor — Memory tensor designed with a focus on systematic innovation, grounded firmly in fundamental principles, serves as a powerful tool for scalable and adaptable intelligence. Its architecture emphasizes three core attributes: low cost, ensuring economic feasibility and accessibility; low illusion, reducing overfitting and minimizing hallucinations ormisleading outputs; and high generalization.
• Westlake Lingxi — Westlake Lingxi develops brain-computer interface technologies, including neuro-prosthetic systems and neural decoding solutions, to support rehabilitation for people with language and movement disorders.

Portfolio highlights

• PostEx — Instant & upfront payments for e-commerce stores offering Cash on Delivery. Get seamless COD, growth capital, and nationwide same-day delivery with PostEx!

Portfolio highlights

• Starcloud — Starcloud is building a network of megawatt-scale data centers in space, scaleable to gigawatt capacity. Falling launch costs allow Starcloud to take advantage of the abundant energy, passive cooling, and high-speed connectivity in space.
• modus — Modus - The Context Warehouse for Enterprise AI. Automatically mine, compose, and deliver intent-based context to any AI platform. Backed by Insight Partners.
• Cambium — Cambium Carbon is an early stage social enterprise start up focused on implementing systems-level natural climate solutions centered on reforestation and urban wood reuse.

Portfolio highlights

• 123 Baby Box — 123 Baby Box is an online platform offering mothers brain developmental products for children by personalized subscription box for babies.
• Our Next Energy — ONE is a Michigan-based energy storage company focused on engineering batteries that accelerate U.S. domestic manufacturing and energy resilience.
• Tarabut — Through the power of open banking, Tarabut is paving the way for an accessible, personalised, and connected financial ecosystem.

Portfolio highlights

• Jota — Jota: The platform handles finances for individual entrepreneurs and business owners by allowing them to instantly pay, collect receivables, and manage their day-to-day operations with voice notes, text messages, and images through an AI-first chat conversation. All tasks are free and executed in seconds. Designed to save time and money, Jotaempowers its clients to focus on what truly matters to them.
• Warp — Warp is a payroll and compliance tool that makes it easy for founders to hire, onboard, and pay their employees.
• Valar Atomics — Valar Atomics is scaling nuclear energy for heavy industrial power and clean hydrocarbon fuel production.

Portfolio highlights

• mKhata — mKhata helps MSMEs manage credit, avoid disputed transactions and improve cash flows with automated collection reminders and free SMS alerts
• Sehat Kahani — Book online video appointments with the best Doctors and Specialists, such as Skin Specialists, General Physician, Child Specialists, etc in Pakistan.

Portfolio highlights

• SolveAI —
• Voya Energy — Voya is unleashing the power of metal fuels to rapidly deliver reliable, clean, affordable electricity anywhere on Earth.
• Stability AI — AI for Humanity. Stability AI is a solution studio dedicated to innovating ideas. By using collective intelligence principles and augmented technology we design and implement feasible solutions to seemingly intractable problems.

Portfolio highlights

• Sensesemi — Sensesemi Technologies is a healthcare startup that focuses on the development of unique medical devices. The company's inspiration stems from personal experiences with hypertension and diabetes in close family members. Sensesemi Technologies is known for its commitment to delivering optimal healthcare services. The company's productdevelopment is primarily in the field of medical devices, aiming to cater to a wide range of healthcare needs. The company has been recognized for its work, notably winning in the ESDM category at the 'Startup Karnataka Top Tech Awards'.
• Squid — Squid turns models from existing analysis tools into one standard, versioned network, so engineers and agents can validate data, build scenarios, run studies and publish decisions from the same source.
• Gecko Robotics — To collect and make useful physical data in order to protect civilization's most critical infrastructure

Portfolio highlights

• KLIPY — KLIPY is the expression platform for GIFs, memes, stickers, clips and mini games. Discover, create and share content across apps and communities.
• Surfaice — Surfaice does lease administration, store construction and facilities work. At a fraction of the cost and 10x the speed.
• PeopleForce — PeopleForce is one of the BEST and fastest growing online HR Software service provider, we consist​ of highly qualified and experienced members with dedicated team. we love the fact that our solution and software is making HR service more convenient and easy for our customer. Our Product Include Applicant Tracking Software: Our service help youfind the right person more faster and easier Staff Onboarding: Every phase of onboarding process with a new employer is important. By using our onboarding software you will increase employee retention and save more money and stress. Leave tracking: Leave tracking will help you to easily record leave for holidays, vacations, half-day etc.Electronic signatures: Tool to sign your documentHR Reporting: This prove report on all employee on annual salary and current employment status with date range.Performance management: Measure the effective and efficient manner to employee process that enhances your employee’s performance through aligned goals and development. employee directory: Employer master database, thus providing all the information about employee. Custom workflows: Design a custom workflow to fit your organization needs. At PeopleForce , we understand the difficulties in getting the best hands. We also understand the necessity to use good and reliable software and service. We're here to help all of our customers and their unique needs. PeopleForce we “OFFER THE BEST”

Portfolio highlights

• HeyBreez AI — The operational layer for Voice AI. Real phone calls. Real-time speed. Built for real operations.
• Orbii AI — Our AI enriches & analyses borrower data, helping you make credit decisions in minutes. Accelerate your business loan Underwriting decisons.
• PostEx — Instant & upfront payments for e-commerce stores offering Cash on Delivery. Get seamless COD, growth capital, and nationwide same-day delivery with PostEx!

Portfolio highlights

• AdalFi — AdalFi provides digital lending infrastructure services.It identifies, qualifies, engages, activates, and delights lending prospects for our partner banks.
• DealCart — DealCart enables users to buy their favorite products in groups by allowing users to buy in groups and sharing deals on WhatsApp and other social media platforms.
• PriceOye — Priceoye is Pakistan's No.1 marketplace for buying original mobile phones and electronics. Priceoye is Pakistan's most trusted online store and offers the lowest prices every day.

Portfolio highlights

• Neem — Neem is an embedded finance platform enabling Financial Wellness for underbanked communities across emerging markets, starting in Pakistan.
• SnappRetail — SnappRetail aims to create the largest virtual retail franchise across Pakistan, through deployment of its point-of-sale tech and a digital operating platform, focusing on:1. Traditional trade Analytics for brands and retailers 2. Order Aggregation for manufacturers and distributors 3. Payment Solution for customers 4. Fintech enablement forsmall merchantsThe SnappRetail POS application has been carefully curated keeping the retailer in mind, the application focuses on digitizing his shop operations and cash flow and creating a real-time tertiary sales data lake.
• Trellis Housing Finance Limited — Providing affordable home financing to low income earners in Pakistan

Portfolio highlights

• Catio — Cloud architecture platform enabling companies to excel with cloud native tech stacks, focused on tech stack evaluation, planning, and evolution, with the help of AI.
• qomodo — Qomodo: La piattaforma BNPL innovativa. Rate a tasso zero, approvazioni veloci, transazioni sicure. Rivoluzionaria nell'acquisto per aziende e consumatori.
• Yandex — Yandex is a multinational technology company that provides internet-related services and operates a search engine platform in Russia. It is one of the largest internet companies in Europe, operating Russia’s most popular search engine and its most visited website.According to LiveInternet, for the three months ended September 30, 2015, theygenerated 57.1% of all search traffic in Russia. They also operate in Ukraine, Kazakhstan, Belarus, and Turkey.

Portfolio highlights

• Rhythmic — Rhythmic landing page implementation with high-fidelity design and refined scroll motion.
• Axiom Trust — Axiom Trust is an AI-powered trust startup that modernises professional trust administration during the "Great Wealth Transfer" of over $100 trillion in assets.
• The Better Money Company — Stablecoin infrastructure built for the next era of money. https://t.co/W2rE9J4tms

Portfolio highlights

• Stedi — Stedi is the only programmable healthcare clearinghouse. We offer modern, AI-ready APIs for eligibility checks, claims, transaction enrollment, and more.
• Supabase — The Open Source Alternative to Firebase.
• MGBSP Services — MGBSP Services® is a strategic performance and business infrastructure firm focused on business development, contract systems, intellectual property strategy, and structured growth frameworks for modern operators, entrepreneurs, and private businesses.The firm developed the Private Finance Label™ concept — a long-term development model inspiredby the structured growth systems traditionally used within the entertainment industry, reimagined for entrepreneurs, consultants, creators, and scalable modern brands seeking operational control, consistency, and long-term expansion.Throughout 2026, MGBSP continued expanding its operator-focused infrastructure through the development of structured business systems, brand positioning frameworks, intellectual property organization strategies, and receivable-focused operational models designed to help businesses strengthen stability, scalability, and long-term financial visibility.MGBSP also continued development surrounding GET PAID EVERYTIME™, a business growth and operational positioning concept centered around consistency, structure, visibility, and modern revenue-focused brand development.The firm operates at the intersection of strategic growth, business infrastructure, digital positioning, contract organization, and modern operator development — combining structured systems with a creative, forward-facing business aesthetic designed for the evolving digital economy.Core disciplines include business development systems, contract infrastructure, intellectual property positioning, operational structuring, growth architecture, and modern brand expansion frameworks.© 2026 MGBSP Services®. All rights reserved.

Portfolio highlights

• Ori Industries — Ori is building the AI backbone for the future, enabling teams to advance groundbreaking technology. We believe the true potential of AI will be unlocked by how seamlessly teams can access and deploy the infrastructure they need to train, serve, and scale models. As a trusted partner, Ori provides end-to-end AI infrastructure—combining powerfulGPU compute with a flexible software layer that optimizes resources. With Ori, teams can explore, build, and scale AI innovations effortlessly, transforming how software and hardware work together to drive the next wave of AI breakthroughs.
• LemFi — Send money to India, China, Pakistan, Nigeria, Ghana, Kenya and 30 other countries. Receive and manage your money without stress
• Kapital — Kapital empowers SMBs with a tech-banking platform giving visibility and control of their treasury, and their employees

Portfolio highlights

• PERKUP — PerkUp is a mobile application-based customer engagement tool for local businesses that helps them increase average customer visits and spending. It is a customer loyalty and marketing platform which helps businesses do well by building relations with their customers. Businesses gain by increasing revenue and loyalty of customers, while customersgain by being rewarded and gaining special offers and enhanced customer experiences by the businesses. Their SaaS-based product offers a core loyalty program with several add-ons and enhancements.PerkUp is a Pakistan-based company that was founded in 2015 by Abdullah Soomro and Hassan Qureshi.
• Sukoon — Your trusted platform for professional handyman services. Book verified electricians, plumbers, carpenters, and more.

Portfolio highlights

• Neem — Neem is an embedded finance platform enabling Financial Wellness for underbanked communities across emerging markets, starting in Pakistan.
• Pakistan International Airlines Corp — Find your flights and exclusive deals. Discover, travel and connect around the world with PIA. Enjoy the new level of service, convenience and affection.

Portfolio highlights

• Oware — Check out AirLink, a cool and modern website template for SaaS businesses. It's easy to use and can make your website look awesome. Try it out now and make your SaaS business stand out online.
• Zaraye — Zaraye is a secure, user-friendly B2B platform that facilitates the free exchange of raw materials through a reverse-bidding model. It help the customers get the best prices at the fastest rate while preserving their autonomy to choose suppliers effortlessly. Conversely, It suppliers are guaranteed detailed insights about buyer behaviour, whichaids them in providing tailor-made orders to increase conversions and client satisfaction.
• Steady Energy — Steady Energy aims to decarbonize the energy-intensive heating industry starting with residential and district heating.

Portfolio highlights

• Fauree — Fauree has brought a working capital solution in supply chain finance. We are one of the leading fintech companies serving in Pakistan, UAE, Saudi Arabia, Oman and Canada.
• myco — myco is a content streaming super dApp that smoothly integrates AVOD and SVOD capabilities into a decentralized ecosystem.
• Idealz — Idealz is an e-commerce platform where users purchase products and receive entries into prize draws. The platform includes categories such as electronics, vehicles, and lifestyle items. A portion of transactions supports charitable initiatives, while selected participants may receive prizes through scheduled draw processes conducted by theplatform.

Portfolio highlights

• PostEx — Instant & upfront payments for e-commerce stores offering Cash on Delivery. Get seamless COD, growth capital, and nationwide same-day delivery with PostEx!

Portfolio highlights

• Flextock — Discover efficient order fulfilment with Flextock. We streamline your inventory, orders, and shipping, ensuring accuracy and cost-effectiveness.
• Uplift AI — Uplift AI creates voice AI models for regional languages to enable natural speech interactions and improve digital accessibility.
• MyAlice — The modern customer service and social selling platform. Support anytime and sell anywhere with all your messages, orders, and agents in one place.

Portfolio highlights

• Neem — Neem is an embedded finance platform enabling Financial Wellness for underbanked communities across emerging markets, starting in Pakistan.

Portfolio highlights

• Neem — Neem is an embedded finance platform enabling Financial Wellness for underbanked communities across emerging markets, starting in Pakistan.

Portfolio highlights

• Neem — Neem is an embedded finance platform enabling Financial Wellness for underbanked communities across emerging markets, starting in Pakistan.

Portfolio highlights

• Renew Risk — Renew Risk offers science-driven risk analytics and products to secure renewable energy infrastructure and support the energy transition.
• iCustoms — ClearCustoms use AI & ML to reduce 200m new annual customs declarations time
• Margarita Finance — Margarita Finance is revolutionizing DeFi by introducing customisable Yield Boosters to the Solana Blockchain.