Top 40 Payments VC Funds & Investors in Pakistan (October 2026)

Portfolio highlights

• Mahaana — Mahaana is Pakistan’s first digital wealth manager. They make sure your savings are invested in a diversified portfolio best suited for your goals.
• FinanZero — FinanZero is an online marketplace for consumer loans in Brazil. The business is an independent broker for loans, negotiating the customer’s loan application with several banks and credit institutions, to find the loan with the best interest rate and terms for the consumer. FinanZero handles the lending process from start to finish. FinanZero hasmore than 50 lending partners connected to its platform.The company was founded in 2015 and is based in São Paulo, Brazil.
• Gringo — Gringo is a car app that helps in monitoring vehicle and driver's licenses, licensing vehicles and dividing fines into installments.

Portfolio highlights

• Finja — FINJA, founded by veterans of the tech and banking industry, is a new entity in the payments space of Pakistan. The top management of the company has over 40 man years of deep experience of delivering pioneering digital banking projects in Pakistan and other emerging markets.

Portfolio highlights

• LAAM — LAAM is an online marketplace that offers clothes, footwear, and accessories.
• Haball — Reimagining the way money flows through the supplychain Haball provides a fully automated alternative to manual order processing, invoicing, reconciliation and paper-based payment methods. An omni channel platform for digitizing payments across the entire supply chain. Fueling supplychain efficiency by providing: Supply Chain Entrenchment Supply Chain Entrenchment Platform for all value-chain partners from large corporates, distributors and retailers. Multiple Industry Verticals Multiple Industry Verticals A single platform customized for industry
• PostEx — Instant & upfront payments for e-commerce stores offering Cash on Delivery. Get seamless COD, growth capital, and nationwide same-day delivery with PostEx!

Portfolio highlights

• JULO — JULO provides affordable unsecured personal loan (KTA) exclusively to smartphone users.They strive to provide low cost loan product to the masses while ensuring that it's economically viable to their lender partners. This is achieved by exercising prudent underwriting assessments to ensure that approved applicants are both able and willing topay back.They also reward positive behavior by giving cashback bonus and allowing good customers to borrow a higher amount at lower interest rate at loan maturity.
• Jem — We give employers the ability to send company-wide communications, deliver payslips, manage leave & give employees access to their earnings, via WhatsApp.
• International Payments Identity — iPiD provides a single global API for real-time payee validation, reducing fraud and ensuring seamless payments across borders. Discover our KYP solutions today.

Portfolio highlights

• Whizzo — Whizzo specializes in materials science-driven manufacturing of engineered fashion and technical textiles. Our expertise lies in creating and executing innovative textile blends tailored for applications across automotive, agriculture, medical textiles, and engineered fashion.
• Furnishka — Discover premium sofas, recliners, beds, dining sets and more at Furnishka. Buy furniture online in India with free delivery, easy EMI and warranty.
• Foundry — Foundry is a consumer technology business that specializes in household appliances. Foundry was started by Ankit Jain, a former managing director of Dyson India.

Portfolio highlights

• HUNTY — HUNTY is a platform that help people find jobs by connecting them with world class mentors who prepare them for the job search process. And people only pay when they get hired.
• Causa Prima — Causa Prima develops software to help finance teams handle both sides of every transaction on one network. The company's AI agents handle invoicing, disputes, and discounts on behalf of clients. It provides a network for the financial operations of businesses.
• Goodweek — The AI management platform that gives partners and businesses one secure place for every AI model.

Portfolio highlights

• Eskan Bank — Eskan Bank is a financial institution that provides lending, mortgages, loans, electronic fund transfer and online banking services.
• Burj Solar Energy — Pakistan's first Shariah-compliant green energy fund. BCEM delivers solar, wind, storage, and fintech solutions for corporates, SMEs, and households.
• National Bank of Bahrain BSC — National Bank of Bahrain BSC is a provider of retail and wholesale commercial banking, treasury and investment.

Portfolio highlights

• JustAI — An AI-first modern enterprise marketing stack that sets you in an always-on, set-and-forget motion. Increase your experimentation velocity and keep your team lean! Say goodbye to manual campaign management.
• Resolv — AI for the trades that follows through: one number for customer calls and texts, connected to organized jobs, proposals, rebates, permits, and warranties.
• Herd Security — Herd trains your people on the attacks actually reaching them, coaches the ones who need it, and reports how their risk level moved across the quarter. It runs inside Slack and Teams, built from your own policies.

Portfolio highlights

• Jenfi — Jenfi provides founder-friendly revenue-based financing and payment solutions to rapidly grow startups and digital businesses in Southeast Asia.
• Khazna — Khazna is an Egyptian company that aims to improve and expand financial services for Egyptians through the mobile application.
• Smartlane — Smartlane is a courier company that offers E-commerce delivery and operations solutions.

Portfolio highlights

• FMSi — FMSi is a SaaS company that helps with vehicle tracking solutions, administration and monitoring services for IVMS, and project management.
• Aumet — Aumet allows medical manufacturers and distributors increase their sales by sharing hospital inquiries, business news, search for products, and find potential clients.Manufacturers and distributors who work together connect and get verified so they share hospital inquiries, market business news between each other .Suppliers list their productsand connect with distributors who sell these products and select countries, where they are looking for distributors, in the meantime distributors, connects with their suppliers, search for new product and list their interests.
• OptimizeGEO.ai — OptimizeGEO.ai is an AI search visibility platform whose proprietary engine helps brands dominate LLM and AI search results

Portfolio highlights

• Benford — Benford is a modern, licensed audit firm that provides technology-driven statutory audit services using its custom software, AuditOS.
• Primo — A birdseye view of your IT.
• sevDesk — Deutschlands beliebteste Buchhaltungssoftware: Rechnungen& Angebote erstellen, Buchhaltung erledigen, Kunden- &Lagerverwaltung u.v.m.

Portfolio highlights

• Orbii AI — Our AI enriches & analyses borrower data, helping you make credit decisions in minutes. Accelerate your business loan Underwriting decisons.
• Siin — E-commerce Marketplace
• MilkStraw AI — Saving companies up to 75% on AWS

Portfolio highlights

• Kaso — Elkaso is the leading Order and Procurement Management Tool for Restaurants and Suppliers in the Middle East.
• Tap Protocol — Tap Protocol is a protocol that focuses on the development of bitcoin capabilities through the Ordinals system.
• Yellow Metal — Fintech company that provides Gold loan

Portfolio highlights

• Sand.ai — Sand AI is an AI company that focuses on producing videos.
• Memory tensor — Memory tensor designed with a focus on systematic innovation, grounded firmly in fundamental principles, serves as a powerful tool for scalable and adaptable intelligence. Its architecture emphasizes three core attributes: low cost, ensuring economic feasibility and accessibility; low illusion, reducing overfitting and minimizing hallucinations ormisleading outputs; and high generalization.
• Westlake Lingxi — Westlake Lingxi develops brain-computer interface technologies, including neuro-prosthetic systems and neural decoding solutions, to support rehabilitation for people with language and movement disorders.

Portfolio highlights

• Vox — @VoxTelecom offers intelligent solutions that connect South Africans to the world. Customer support: @VoxTalk2Us #VoxTalk2Us #VoxMomentum
• mission mobile — Mission Mobile provides handset financing, affordability checks, and credit onboarding tools for mobile network operators, financial institutions, and consumers. Its platform assesses applicants, matches customers with device and service plans, and supports monthly smartphone payments. Mission Mobile also provides tools for managing handset offers and connectivity applications.
• Frogfoot Networks — Frogfoot Networks operates an open-access fibre network and provides fibre infrastructure for residential and business connectivity. The company functions as a fibre network operator, building and maintaining the physical network required for high-speed internet access. It offers fibre to the home services that deliver fixed-line broadband overoptical fibre for residential users. Frogfoot Networks also provides fibre to the business solutions tailored to commercial and enterprise requirements. Its open-access model enables multiple internet service providers to deliver their services over the same network, giving end users a choice of ISP. The company further offers prepaid and entry-level fibre options, designed for flexible, contract-free connectivity in selected coverage areas.

Portfolio highlights

• Neem — Neem is an embedded finance platform enabling Financial Wellness for underbanked communities across emerging markets, starting in Pakistan.
• SnappRetail — SnappRetail aims to create the largest virtual retail franchise across Pakistan, through deployment of its point-of-sale tech and a digital operating platform, focusing on:1. Traditional trade Analytics for brands and retailers 2. Order Aggregation for manufacturers and distributors 3. Payment Solution for customers 4. Fintech enablement forsmall merchantsThe SnappRetail POS application has been carefully curated keeping the retailer in mind, the application focuses on digitizing his shop operations and cash flow and creating a real-time tertiary sales data lake.
• Trellis Housing Finance Limited — Providing affordable home financing to low income earners in Pakistan

Portfolio highlights

• Archa — Archa, a smart business credit card and spend management solution. Zero interest, higher limits with no personal guarantee.
• Axiom Trust — Axiom Trust is an AI-powered trust startup that modernises professional trust administration during the "Great Wealth Transfer" of over $100 trillion in assets.
• The Better Money Company — The Better Money Company is a financial technology firm focused on building an institutional-grade stablecoin clearinghouse.

Portfolio highlights

• Ori Industries — Ori is building the AI backbone for the future, enabling teams to advance groundbreaking technology. We believe the true potential of AI will be unlocked by how seamlessly teams can access and deploy the infrastructure they need to train, serve, and scale models. As a trusted partner, Ori provides end-to-end AI infrastructure—combining powerfulGPU compute with a flexible software layer that optimizes resources. With Ori, teams can explore, build, and scale AI innovations effortlessly, transforming how software and hardware work together to drive the next wave of AI breakthroughs.
• LemFi — Send money to India, China, Pakistan, Nigeria, Ghana, Kenya and 30 other countries. Receive and manage your money without stress
• Kapital — Kapital empowers SMBs with a tech-banking platform giving visibility and control of their treasury, and their employees

Portfolio highlights

• PERKUP — PerkUp is a mobile application-based customer engagement tool for local businesses that helps them increase average customer visits and spending. It is a customer loyalty and marketing platform which helps businesses do well by building relations with their customers. Businesses gain by increasing revenue and loyalty of customers, while customersgain by being rewarded and gaining special offers and enhanced customer experiences by the businesses. Their SaaS-based product offers a core loyalty program with several add-ons and enhancements.PerkUp is a Pakistan-based company that was founded in 2015 by Abdullah Soomro and Hassan Qureshi.
• Sukoon — Your trusted platform for professional handyman services. Book verified electricians, plumbers, carpenters, and more.

Portfolio highlights

• Neem — Neem is an embedded finance platform enabling Financial Wellness for underbanked communities across emerging markets, starting in Pakistan.
• Silkbank — Silkbank Limited provides retail, consumer, corporate, and Islamic banking products and services in Pakistan. It offers various deposit products, including current accounts, foreign currency accounts, savings accounts, and term deposits; and loan products comprising consumer loans and loans for small and medium enterprises.
• Pakistan International Airlines Corp — Find your flights and exclusive deals. Discover, travel and connect around the world with PIA. Enjoy the new level of service, convenience and affection.

Portfolio highlights

• Oware — Check out AirLink, a cool and modern website template for SaaS businesses. It's easy to use and can make your website look awesome. Try it out now and make your SaaS business stand out online.
• Zaraye — Zaraye is a secure, user-friendly B2B platform that facilitates the free exchange of raw materials through a reverse-bidding model. It help the customers get the best prices at the fastest rate while preserving their autonomy to choose suppliers effortlessly. Conversely, It suppliers are guaranteed detailed insights about buyer behaviour, whichaids them in providing tailor-made orders to increase conversions and client satisfaction.
• Steady Energy — Steady Energy aims to decarbonize the energy-intensive heating industry starting with residential and district heating.

Portfolio highlights

• PostEx — Instant & upfront payments for e-commerce stores offering Cash on Delivery. Get seamless COD, growth capital, and nationwide same-day delivery with PostEx!

Portfolio highlights

• SolveAI —
• Factory — Factory is bringing autonomy to software engineering.
• Pilgrim — Pioneering a biologically enhanced future for humanity.

Portfolio highlights

• AdalFi — AdalFi provides digital lending infrastructure services.It identifies, qualifies, engages, activates, and delights lending prospects for our partner banks.
• DealCart — DealCart enables users to buy their favorite products in groups by allowing users to buy in groups and sharing deals on WhatsApp and other social media platforms.
• PriceOye — Priceoye is Pakistan's No.1 marketplace for buying original mobile phones and electronics. Priceoye is Pakistan's most trusted online store and offers the lowest prices every day.

Portfolio highlights

• Fauree — Fauree has brought a working capital solution in supply chain finance. We are one of the leading fintech companies serving in Pakistan, UAE, Saudi Arabia, Oman and Canada.
• myco — Stream English Premier League, live cricket, international TV channels, web series, movies from Hollywood, Bollywood, Turkish, Irani, and Pakistani dramas.
• Idealz — Established in 2016, Idealz Holding serves as the parent company and sole owner/operator of six innovative, tech-enabled ventures based in Dubai and the United Kingdom: Idealz Global, Idealz Enterprises, Adflix, WellPlaid, Dream Dubai (in partnership with Dubai Economy & Tourism - DFRE), and Winnrz.

Portfolio highlights

• Renew Risk — Renew Risk offers science-driven risk analytics and products to secure renewable energy infrastructure and support the energy transition.
• iCustoms — ClearCustoms use AI & ML to reduce 200m new annual customs declarations time
• Margarita Finance — Margarita Finance is revolutionizing DeFi by introducing customisable Yield Boosters to the Solana Blockchain.

Portfolio highlights

• Flam — Flam is an AI-powered mixed reality (MR) publishing platform.
• Ahead Health — Ahead Health is redefining preventive healthcare by making personalized health insights clear, actionable, and accessible anytime, anywhere
• Stable Money — Steady returns, untapped opportunities, and excellent long-term performance to aid your journey of wealth creation!

Portfolio highlights

• Ocular AI — Encoding Human Expertise into Machines
• Sensesemi — Explore Sensesemi's cutting-edge System-on-a-Chip (SoC) solutions, revolutionizing Connected Internet of Medical Things (IoMT) and Internet of Things (IoT). With advanced technology, ultra-low energy consumption, and embedded AI.
• Gecko Robotics — To collect and make useful physical data in order to protect civilization's most critical infrastructure

Portfolio highlights

• Starcloud — Explore Starcloud's pioneering data centers in space, offering 90% lower electricity costs and 24/7 solar-powered efficiency. Join us today & learn more!
• Cognition — Cognition develops artificial intelligence systems for software engineering and code automation. The company operates Devin, an AI software engineer that plans, writes, tests, debugs, and deploys code through integrated development workflows. Its platform works with existing development tools and codebases to support engineering tasks acrossapplication development, maintenance, and issue resolution. Cognition also provides tools that assist teams with system design, technical workflows, and collaborative coding processes. The company focuses on AI agents that automate repetitive engineering work while supporting software teams in managing complex development tasks.
• Ramp — Join thousands of forward-thinking businesses using Ramp to control spend, save time, and automate busywork.

Portfolio highlights

• 123 Baby Box — 123 Baby Box is an online platform offering mothers brain developmental products for children by personalized subscription box for babies.
• Our Next Energy — ONE is a Michigan-based energy storage company focused on engineering batteries that accelerate U.S. domestic manufacturing and energy resilience.
• Tarabut — Through the power of open banking, Tarabut is paving the way for an accessible, personalised, and connected financial ecosystem.

Portfolio highlights

• Solea — Solea is the AI CSR that helps with booking, routing, and logging home service jobs in real time.
• Valar Atomics — Valar Atomics is scaling nuclear energy for heavy industrial power and clean hydrocarbon fuel production.
• Cognition — Cognition develops artificial intelligence systems for software engineering and code automation. The company operates Devin, an AI software engineer that plans, writes, tests, debugs, and deploys code through integrated development workflows. Its platform works with existing development tools and codebases to support engineering tasks acrossapplication development, maintenance, and issue resolution. Cognition also provides tools that assist teams with system design, technical workflows, and collaborative coding processes. The company focuses on AI agents that automate repetitive engineering work while supporting software teams in managing complex development tasks.

Portfolio highlights

• PostEx — Instant & upfront payments for e-commerce stores offering Cash on Delivery. Get seamless COD, growth capital, and nationwide same-day delivery with PostEx!

Portfolio highlights

• mKhata — mKhata helps MSMEs manage credit, avoid disputed transactions and improve cash flows with automated collection reminders and free SMS alerts
• Sehat Kahani — Book online video appointments with the best Doctors and Specialists, such as Skin Specialists, General Physician, Child Specialists, etc in Pakistan.

Portfolio highlights

• Supabase — The Open Source Alternative to Firebase.
• Archive — Archive App automatically detects & saves Instagram posts your brand gets tagged in. Yes, Instagram Stories as well, not just feed posts.
• MGBSP Services — MGBSP Services® is a strategic performance and business infrastructure firm focused on business development, contract systems, intellectual property strategy, and structured growth frameworks for modern operators, entrepreneurs, and private businesses.The firm developed the Private Finance Label™ concept — a long-term development model inspiredby the structured growth systems traditionally used within the entertainment industry, reimagined for entrepreneurs, consultants, creators, and scalable modern brands seeking operational control, consistency, and long-term expansion.Throughout 2026, MGBSP continued expanding its operator-focused infrastructure through the development of structured business systems, brand positioning frameworks, intellectual property organization strategies, and receivable-focused operational models designed to help businesses strengthen stability, scalability, and long-term financial visibility.MGBSP also continued development surrounding GET PAID EVERYTIME™, a business growth and operational positioning concept centered around consistency, structure, visibility, and modern revenue-focused brand development.The firm operates at the intersection of strategic growth, business infrastructure, digital positioning, contract organization, and modern operator development — combining structured systems with a creative, forward-facing business aesthetic designed for the evolving digital economy.Core disciplines include business development systems, contract infrastructure, intellectual property positioning, operational structuring, growth architecture, and modern brand expansion frameworks.© 2026 MGBSP Services®. All rights reserved.

Portfolio highlights

• Erad — erad provides growth capital to online businesses. Connect your analytics and receive funding offers, for non-dilutive capital within 48 hours
• Flextock — Discover efficient order fulfilment with Flextock. We streamline your inventory, orders, and shipping, ensuring accuracy and cost-effectiveness.
• MyAlice — The modern customer service and social selling platform. Support anytime and sell anywhere with all your messages, orders, and agents in one place.

Portfolio highlights

• Neem — Neem is an embedded finance platform enabling Financial Wellness for underbanked communities across emerging markets, starting in Pakistan.

Portfolio highlights

• Neem — Neem is an embedded finance platform enabling Financial Wellness for underbanked communities across emerging markets, starting in Pakistan.

Portfolio highlights

• Neem — Neem is an embedded finance platform enabling Financial Wellness for underbanked communities across emerging markets, starting in Pakistan.

Portfolio highlights

• HeyBreez AI — Breez AI is a no-code voice orchestration platform built for reliable, scalable real-time voice AI. The system unifies carrier connectivity, media delivery, AI models, and orchestration into one global routing layer, stabilizing phone operations and enabling companies to scale voice automation without engineering or additional headcount.
• Orbii AI — Our AI enriches & analyses borrower data, helping you make credit decisions in minutes. Accelerate your business loan Underwriting decisons.
• PostEx — Instant & upfront payments for e-commerce stores offering Cash on Delivery. Get seamless COD, growth capital, and nationwide same-day delivery with PostEx!

Portfolio highlights

• KLIPY — KLIPY is the expression platform for GIFs, memes, stickers, clips and mini games. Discover, create and share content across apps and communities.
• Surfaice — Surfaice does lease administration, store construction and facilities work. At a fraction of the cost and 10x the speed.
• PeopleForce — PeopleForce is one of the BEST and fastest growing online HR Software service provider, we consist​ of highly qualified and experienced members with dedicated team. we love the fact that our solution and software is making HR service more convenient and easy for our customer. Our Product Include Applicant Tracking Software: Our service help youfind the right person more faster and easier Staff Onboarding: Every phase of onboarding process with a new employer is important. By using our onboarding software you will increase employee retention and save more money and stress. Leave tracking: Leave tracking will help you to easily record leave for holidays, vacations, half-day etc.Electronic signatures: Tool to sign your documentHR Reporting: This prove report on all employee on annual salary and current employment status with date range.Performance management: Measure the effective and efficient manner to employee process that enhances your employee’s performance through aligned goals and development. employee directory: Employer master database, thus providing all the information about employee. Custom workflows: Design a custom workflow to fit your organization needs. At PeopleForce , we understand the difficulties in getting the best hands. We also understand the necessity to use good and reliable software and service. We're here to help all of our customers and their unique needs. PeopleForce we “OFFER THE BEST”