Top 50 Mobile Apps Startup Investors in Czech Republic (August 2026)

Portfolio highlights

• Flick.art — Flick is an AI-powered platform reimagining the future of filmmaking. It offers creators an open canvas where words, images, and moving pictures can grow and connect freely. Instead of working through prompts or rigid tools, filmmakers engage in a dialogue with an “AI director,” allowing stories, characters, and worlds to unfold organically. Byweaving together multiple advanced models, Flick enables a process that feels intuitive, narrative-driven, and collaborative.
• Freya Voice — Voice AI Agents That Sound Human, Stay Compliant, And Deliver End-to-End
• Paratus Health — Paratus Health is an application that allows doctors to automate pre-appointment, patient interviews saving time and improving accuracy.

Portfolio highlights

• Wultra — Wultra helps the leading banks and fintech companies to secure their digital systems and bring trust to the customer journeys. Our security-related software technologies cover the whole digital banking application stack, be it on the web or mobile platforms.
• Definic — 66% of IT projects fail. Not because of technology, but because you picked the wrong vendor. Definic replaces guesswork and fragmented workflows with one connected platform, from defining the problem to managing the right vendors at scale.
• Grid.online — Grid.online is building transportation infrastructure as a service that will unlock the huge free transportation capacity of cities and allow it to be shared efficiently.

Portfolio highlights

• Twigsee — All a school needs in one simple app, including complete communication from the preschool to parents.
• HTGmedical — Building medical technologies to make the world a better place.
• CloseRocket — Generate more leads, automate outreach, and fill your CRM automatically. AI-powered B2B sales platform used by O2, Global Payments and more.

Portfolio highlights

• PangeAI — Geospatial AI for the physical world. Continuous agents that turn satellite, sensor, and hazard data into live decisions.
• Whisper — Whisper creates communication automation software that processes incoming messages and integrates data from connected business systems.
• Kolay Randevu — Kolay Randevu is an online beauty booking marketplace and salon management software for salons.

Portfolio highlights

• Tapaya — Software infrastructure that turns any device into a payment terminal. For developers who need to ship fast without becoming payments experts.
• Readmio — You read aloud, we add sounds. Magical mobile app for Android and iOS.
• WanderWallet — Pay with Pix in Brazil, Mercado Pago in Argentina, QR in Bolivia, without a local bank account. Fund with USD or EUR, scan QR codes, pay instantly. No ATM fees.

Portfolio highlights

• CANS — CANS is a manufacturing company that specializes in non-sweet sparkling, healthy and natural fruit drinks.
• Zellify — Zellify is a constructing Web2App infrastructure.
• ArtMaster — Learn music in a effective and fun way.

Portfolio highlights

• Vitadio — The first digital therapy for type 2 diabetes covered by all statutory health insurers in Germany.

Portfolio highlights

• Occam Industries — Modernising automation for modern conflict environments. Sole European supplier to the Ukrainian front line.
• SatVu — SatVu captures high resolution thermal data from space for a safer and more sustainable Earth.
• The New Era® of Shopping — The New Era® of Shopping helps merchants make their catalogues discoverable and shoppable inside AI assistants. Key features of the platform include two-way catalog syncing with PIMs/ERPs, SKU-level intelligence to measure AI visibility and ranking of products inside LLM responses, user prompts analysis for trends and volume insights, andautomated content optimization to improve how products rank in conversational answers. The product is already integrated with all major eCommerce platforms like Shopify, WooCommerce, Magento, BigCommerce, Wix, etc, as well as main AI discovery platforms: ChatGPT, Gemini, Claude, Google AI Mode, and Perplexity.

Portfolio highlights

• Masters — Train mind and body on the Masters app with full workout programs designed and run by the world's best athletes. Join today and start training like a pro.
• Kolay Randevu — Kolay Randevu is an online beauty booking marketplace and salon management software for salons.
• My Kindred — Enhance your well-being at our renowned women's health clinic. Experience top-notch care at our online clinic in the Philippines. Visit us today!

Portfolio highlights

• Twisto — Twisto is on a mission to challenge the status quo of everyday finances via exceptional customer experience by being at the forefront in delivering cutting edge technology. Pay simply, fast and securely.

Portfolio highlights

• FaceUp — Whistleblowing System for companies and schools. FaceUp is an anonymous reporting channel for those who care.
• Merchantee — We're on a mission to revolutionize how e-commerce players expand and manage marketplaces as their commerce channel. We envision ourselves as the guiding AI powered co-pilot for online sellers across the globe. By providing them with the tools to navigate the fragmented world of marketplaces and markets and equip them with the insights andautomated tools necessary for the profitable management of their marketplace channels.
• Grid.online — Grid.online is building transportation infrastructure as a service that will unlock the huge free transportation capacity of cities and allow it to be shared efficiently.

Portfolio highlights

• Leya AI — Supercharging your English confidence is simple. Leya AI can help as your personal coach to make you confident faster! Just 10 minutes everyday and you'll learn English in no time.
• Tapline — Tapline turns your SaaS recurring revenues into fast, transparent and non dilutive growth capital.
• Vocalls — Enhance CX and reduce costs with conversation intelligence and automation for the enterprise. Explore how CallMiner drives smarter customer interactions.

Portfolio highlights

• Qerko — Qerko is loaded with great features for your business like fast checkout, tableside ordering, loyalty programs, verified reviews, and more. Apply today!
• Outfindo — Outfindo is an all-in-one AI-driven solution designed to enhance the online shopping experience for e-commerce businesses. Our intelligent platform seamlessly combines guided selling, enhanced product data, and localisation of a products across the stores. At the core of our solution is an AI-powered Product Selection Guide that engages customersthrough intuitive, conversational interactions, assisting them in finding the ideal products with ease. By introducing user-centric, insightful dialogues, we see customers gaining more engagement and trust, which leads to higher conversions for our clients. Outfindo handles every aspect of product data—enrichment, structuring, and seamless integration—so our clients can focus on delivering outstanding customer experiences. By simplifying product discovery and enhancing engagement, we drive trust, satisfaction, and ultimately, higher sales.
• ArtMaster — Learn music in a effective and fun way.

Portfolio highlights

• Fabini — Fabini is a manufacturing and retail company that offers cookware products.
• Cleany.cz — Cleany.cz is a company that offers dry cleaning and laundry services with the goal of getting people to purchase the cleaning of any type of fabric or clothes online. Through the company's platform, people can order the cleaning of a variety of clothes, from traditional or outdoor clothing to leather and fur to home textiles or carpets, andselect the desired time and location for collection and delivery of those clothes. This gives customers access to an online laundry service.
• Fireball — Dungeon Realms is like playing your favorite tabletop RPG on your phone. Play-by-post role-playing is a way to play asynchronously during your day.

Portfolio highlights

• Rohlik — Rohlik is an innovative grocery delivery startup that offers a 90-minute same-day delivery service. Since its inception, Rohlik has been growing and is on track to EUR 300 mil. revenues in 2020. Rohlík was founded in 2014 by Marek Sacha and Tomas Cupr and is headquartered in Karlín, Hlavni mesto Praha, Czech Republic.
• Langtail — Langtail is an LLMOps platform that helps teams speed up the development of AI-powered apps and ship to production with fewer surprises.
• Le Premier — Le Premier is a manufacturer and seller of tailor-made shirts, handmade suits and ties, and a wide range of men's wardrobe accessories.

Portfolio highlights

• Able — AI-driven software built on 150+ in-house AI agents.
• Investown — Investown is an investment management company. They provide services for real estate agencies. The investor makes it simple to invest in secured property deals. Investown protects users' finances from inflation and allows them to invest in secured real estate transactions.
• Able — Able is a digital agency that provides custom software, e-shop, presentation website, mobile application, logos, system user experience and user interface, consulting software, develop customized software, ci, and cloud solutions.

Portfolio highlights

• Advanto — Advanto is becoming the one place for employees' money and work. Currently offering the Earned Wage Access product to employers in CEE.
• Digi Communications — Digi Communications is providing of telecommunication services in Romania and Hungary. Their offerings in both countries include cable and DTH television services, fixed internet and data and fixed-line telephony. Their fixed telecommunication and entertainment services are offered through their technologically advanced fiber optic network,currently covering approximately 62% and 24% of households in Romania and Hungary, respectively, and both countries are entirely within the footprint of their DTH signal. theircable and satellite (“direct-to-home”) television subscribers enjoy access to custom-made channels and pay TV services, which carry premium movies and sports content.They also operate one of the most technologically advanced mobile networks in Romania, also having the fastest growing, in terms of customers’ number.

Portfolio highlights

• BeInX — BeInX is a business consulting service provider that offers Virtual World Design services.
• Ringil — Ringil is a digital platform for the management of freight logistics and transportation.
• ACTUM Digital — We will help you create a digital strategy and design a technology platform for all touchpoints, such as a corporate website, e-shop, mobile app, emailing, etc.

Portfolio highlights

• Eventee — Eventee is the most beautiful and easy-to-use mobile event app for attendees. Thanks to carefully picked and delivered list of features, Eventee doesn't overwhelm its users with complexity and deliver state-of-the-art user experience with over 70 % user base per event. Moreover, Eventee boosts the overall attendee engagement, significantlyincrease interaction and makes your event to be present both in a real and virtual space.
• BOUND — BOUND is a platform focused on restoring balance in the Startup vs. Funding relationship. It was founded in 2021 and its headquarters is located in Prague, Czech Republic.

Portfolio highlights

• Vitadio — The first digital therapy for type 2 diabetes covered by all statutory health insurers in Germany.

Portfolio highlights

• HUNTY — HUNTY is a platform that help people find jobs by connecting them with world class mentors who prepare them for the job search process. And people only pay when they get hired.
• Revelo — Scale your development team with the top 1% of 1,000,000+ software engineers in Latin America. Get matched with senior remote developers who have strong technical and English-speaking skills & hire them without the overhead. We handle payroll, taxes, and HR. Flat monthly rate.
• Metaloop — Metaloop is a scrap trading company that helps businesses from the metal recycling industry to boost revenue without scaling.

Portfolio highlights

• Maxfusion — Create Winning Ads With AI at Scale Join our CPP: https://t.co/qXBk3BrcAJ
• Merchantee — We're on a mission to revolutionize how e-commerce players expand and manage marketplaces as their commerce channel. We envision ourselves as the guiding AI powered co-pilot for online sellers across the globe. By providing them with the tools to navigate the fragmented world of marketplaces and markets and equip them with the insights andautomated tools necessary for the profitable management of their marketplace channels.
• Carta Genum — Carta Genum is a platform that allows biologists to analyze complex scientific data using everyday scientific language. That focuses on spatial biology.

Portfolio highlights

• Enpal — Kostenlose Planung von Solaranlagen. Gewinnbringende & schnelle Umsetzung von Photovoltaikanlagen inklusive professionelle Installation & Netzanschluss. Zum Festpreis!
• Move24 — Move24 provides moving and relocation services across Europe, including loading and unloading, storage, and handyman and cleaning services. With the new funding, the startup says it seeks become the “provider of relocation services of all kinds”. The company also wants to offer more services connected with relocation, such as electricity contracts.
• METALSALE — Metalsale builds a digital trading platform that allows non-ferrous metal scrap to be traded easily, lucratively and safely. They are a team with many years of experience in recycling and technology companies and know the problems that need to be solved.

Portfolio highlights

• Futupilot — Futupilot is a bike sharing company. You can ride a bike, operate bike-sharing in your city or invest to the bike-sharing ecosystem.
• Zuri — We are developing a modern private aircraft with vertical takeoff and landing. This will allow you to affordably travel from city to city at distances of up to 700 km apart.
• Fireball — Dungeon Realms is like playing your favorite tabletop RPG on your phone. Play-by-post role-playing is a way to play asynchronously during your day.

Portfolio highlights

• qodek — Welcome to qodek website. The most powerful marketing automation plateform. Official website. Ranking number 1 in google search.
• Stegra — H2 Green Steel will be a fully integrated, digitalized and automated greenfield steel plant. By bringing together raw materials, renewable energy, local expertise, and artificial intelligence, we aim to bring emissions down to zero.
• Thought Machine — Cloud Native Core Banking.

Portfolio highlights

• UNO.farm — Building next gen DeFi
• Yalla!Market — YallaMarket / Fast grocery delivery from 15 minutes
• ThunderLands — Thunder Lands - a project that unites classic MMORPG gameplay with blockchain technology and p2e mechanics. It is a gaming metaverse set in the dark fantasy genre and built on Unreal Engine 5.Thunder Lands is a string of dark worlds, where a player takes on the role of mercenaries, treasure seekers or squad commanders in order to travel touncharted lands full of danger to gain wealth and glory. We provide a unique gaming experience through a combination of traditional meta-game and blockchain mechanics.The project has strategic cooperation with YGGSEA, IVC, Shima Capital, Vespertine Capital, CGU, and others.Thunder Lands successfully closed the first private round (Pre-Sale) in January and second private round (Round 1) at the end of May. INO (Initial NFT Offering) will happen in the middle of June instead of the IDO. First gaming mechanic is set to release alongside INO and TGE.

Portfolio highlights

• Futupilot — Futupilot is a bike sharing company. You can ride a bike, operate bike-sharing in your city or invest to the bike-sharing ecosystem.

Portfolio highlights

• Fizimed — Fizimed has made the choice to develop the EMY perineal probe with recognized health professionals. The probe is connected to a mobile app and associated with custom exercises. The probe captures the contractions of the perineal muscles in real time to allow the patient to do 5-minute exercises through fun games (jumping obstacles, jumping ...) sothat she remains motivated. The patient can follow her results as well as her progress in the application and unlock new universes according to the points obtained. Much of the effort of Fizimed's technical teams is focused on balancing a product, combining the quality and safety of a medical device, with a fun application to empower each woman. One goal: the simplicity of the product and the interface for home use.Beyond the product, the Fizimed team is committed to the fight against taboos related to urinary incontinence problems affecting one in ten women. She wants to "demystify" this topic so that every woman can find her adapted solution. An EMY community is being born on social networks in which the feminine hassles are put into images and discussed with humor, while talking about innovations that can simplify their daily lives.In summary, EMY by Fizimed is the connected and fun medical probe that allows women wishing to regain control of their perineum to do their home exercises. It was developed by a dynamic Alsatian start-up whose ambition is to remove taboos on a public health issue.
• Twisto — Twisto is on a mission to challenge the status quo of everyday finances via exceptional customer experience by being at the forefront in delivering cutting edge technology. Pay simply, fast and securely.

Portfolio highlights

• Advanto — Advanto is becoming the one place for employees' money and work. Currently offering the Earned Wage Access product to employers in CEE.
• tripmakery — tripmakery.com is an easy to use webapp that helps users to book group-accomodations all over Europe. With an database of 60.000 group hotels, tripmakery.com is the leading platform for larger group bookings. No matter whether 10 people travel together to Berlin or 50 people to Barcelona, tripmakery.com is the first platform to automate large groupbookings. Founded in 2015 by Robert Sasse and Ajmal Said in Vienna, tripmakery.com is backed by VC's like Speedinvest or Push Ventures and by the founders of 'hotel.de' one of the largest hotel-bookings platform in Germany.
• Jeff — Jeff is a personalized loan broker that matches borrowers and lenders through alternative data. Jeff's mission is to help the unbanked to access financial services. In the absence of credit history and bank transactions, Jeff gathers alternative data from sources like smartphones, social media, behavioral patterns, geolocation, and other typesof digital footprint.Jeff then puts this information to good use and find ways on how alternative data points can prove creditworthiness and build trust, building new ways of accessing financing and evolving an alternative credit score.The company was founded in 2019 and is located in Riga, Latvia.

Portfolio highlights

• Localazy — Localazy automates translation with context-aware AI and keeps humans in control of quality. Ship multilingual software, apps and content.

Portfolio highlights

• Codeplain — *codeplain is an ai-powered code generation service that produces production-ready software from specifications written in ***plain language.
• FotoNation — We create, innovate and deliver the next generation of computational imaging algorithms. #Biometrics, #actioncamera #AutomotiveDMS more. https://t.co/1NT3m3clYl
• Superapp — Build iOS, Mac and Apple Watch swift native apps and games with AI. One click to App Store & ASO. Join Superapp Discord https://t.co/klNe8391Vw

Portfolio highlights

• Booksy — Booksy - book appointments online. Find & book beauty services like hairdressing, manicure, spa or massage. Check prices & reviews!
• CardNexus — CardNexus provides a digital platform for managing, trading, and selling trading card collections.
• Munch — Munch operates a marketplace for restaurants, supermarkets, bakeries and cafes to sell their surplus food to consumers at a discounted price.

Portfolio highlights

• Omixon — Omixon is a biotechnology company that specializes in high-resolution HLA genotyping.
• Tresorit — Share files securely with anyone using encrypted cloud storage. Get the highest standard of data security in the cloud.
• Nesnězeno — Nesnezeno is a platform that helps restaurants, shops, and hotels eliminate the waste of quality food. Through their mobile platform, they sell day-of treats that are nearing their expiration date.

Portfolio highlights

• Vitadio — The first digital therapy for type 2 diabetes covered by all statutory health insurers in Germany.

Portfolio highlights

• Wiselli — Automate Success, Multiply Conversions, and Outsmart Competitors. All While You Sleep
• Navigara.com — Built by CTOs who got tired of guessing.
• Lady Technologies Inc — Detect your fertile window and exercise your pelvic floor in a few minutes a day.

Portfolio highlights

• Vitadio — The first digital therapy for type 2 diabetes covered by all statutory health insurers in Germany.
• Carebot — Carebot is a clinically validated and certified AI solution that enables faster and more accurate interpretation of medical imaging. It automatically detects suspicious findings and supports early detection of serious oncological and other diseases.

Portfolio highlights

• Twisto — Twisto is on a mission to challenge the status quo of everyday finances via exceptional customer experience by being at the forefront in delivering cutting edge technology. Pay simply, fast and securely.

Portfolio highlights

• Celebrio — Celebrio is a computer system for those who prefer comfort and simplicity.
• SpeediFly — SpeediFly is the world`s first social travel platform for ultra spontaneous travellers, providing end-to-end booking based on user interests, and last minute flight and accommodation availability. Recent surveys indicate that 66% of UK Millennials are spontaneous enough to book a flight departing within 72 hours and 83% of the same group arewilling to change their schedule if they find a flight to a cool destination under £50. SpeediFly exploits this emerging trend for impulsive decision-making to turn itself into the ultimate catalyst for spontaneous travel for Millennials. The current problem on the market is that booking travel is an impersonal and price-centric lonely process. None of the old-fashioned travel platforms make proper use of data analytics for recommendation purposes. All you see on such platforms is “cheap”, "low-cost”, “discounted”, “limited-time” deals – it is all about the price and nothing about the experience itself. In addition, travel platforms are not social, making it hard for young people to organize group trips as they are now used to doing with Uber or Airbnb. SpeediFly is a direct response to this problem. By asking users about their interests and leveraging data from social media, SpeediFly makes people-centric and personalized last-minute travel recommendations to individuals and groups of people. SpeediFly lets users invite their Facebook friends, build in-app travel communities, invite others to specific trips, start group bookings and split fares at the end, just like on Uber. By tracking users' in-app activities, our system is capable of predicting what they are likely to book. This allows SpeediFly to make customized recommendations based on user behavior instead of simply trying to sell the cheapest available flights.
• BudgetBakers.com — Comprehensive financial management platform with Wallet for personal finance, Board for business finance, and ShareCost for group expenses.

Portfolio highlights

• qomodo — Qomodo: La piattaforma BNPL innovativa. Rate a tasso zero, approvazioni veloci, transazioni sicure. Rivoluzionaria nell'acquisto per aziende e consumatori.
• realxdata — Making the asset class commercial real estate transparent and globally accessible for every investor by building the leading data driven analysis solution for commercial real estate through integrating proprietary data, utilising crowdsourced data and structuring valuable public data. #BigData #Machine Learning
• Surfboard — Get Dialpad Workforce Management (WFM) software for accurate forecasting, demand-driven scheduling, fair shift planning, and more.

Portfolio highlights

• Codasip — Codasip is redefining secure silicon, building the foundation of the next era of secure computing. Codasip - Resilient by Design.
• Localazy — Localazy automates translation with context-aware AI and keeps humans in control of quality. Ship multilingual software, apps and content.
• Logpoint — Logpoint is the creator of a reliable, innovative cybersecurity operations platform — empowering organizations worldwide to thrive in a world of evolving threats. By combining sophisticated technology and a profound understanding of customer challenges, LogPoint bolsters security teams’ capabilities while helping them combat current and futurethreats. Logpoint offers SIEM, UEBA, SOAR and SAP security technologies converged into a complete platform that efficiently detects threats, minimizes false positives, autonomously prioritizes risks, responds to incidents, and much more. Headquartered in Copenhagen, Denmark, with offices around the world, Logpoint is a multinational, multicultural, and inclusive company. For more information, visit http://www.logpoint.com

Portfolio highlights

• Nesnězeno — Nesnezeno is a platform that helps restaurants, shops, and hotels eliminate the waste of quality food. Through their mobile platform, they sell day-of treats that are nearing their expiration date.

Portfolio highlights

• TRIFFT Loyalty Platform — Build lasting customer relationships with TRIFFT's powerful loyalty platform. Drive engagement and boost retention with customizable programs. Learn more!
• Kardi Ai — Kardi Ai is a healthtech startup focused on long-term heart monitoring. With its smart wearable and AI-powered app, it provides a 6× higher chance of detecting heart rhythm disorders than current methods, covering 7 types of arrhythmias. Backed by MDR class IIa medical certification, it empowers people to protect their heart health while givingdoctors a reliable tool that saves time and improves patient care.
• AI|ffinity — AI|ffinity provides NMR-AI drug discovery solutions: 4D-GraFID for protein structure determination up to 30 kDa, deepHitExplorer for fragment screening, and deepScaffOpt for lead optimization.

Portfolio highlights

• Twisto — Twisto is on a mission to challenge the status quo of everyday finances via exceptional customer experience by being at the forefront in delivering cutting edge technology. Pay simply, fast and securely.

Portfolio highlights

• Adventurer — Adventurer is a mobile app for planning outdoor activities and route orientation. Get inspiration for your next trip from a wide range of hikes and outdoor trips from all over Europe. The app gives you detailed information about the route, the equipment needed, or where to stay overnight. Awaken your inner adventurer!

Portfolio highlights

• VIZZU — Vizzu is a no-code data visualization tool that effortlessly transforms complex data into memorable, animated stories | Explore now!
• Turbine — Turbine is virtualizing biological experiments with AI to accelerate drug discovery and enhance clinical translatability.
• Nesnězeno — Nesnezeno is a platform that helps restaurants, shops, and hotels eliminate the waste of quality food. Through their mobile platform, they sell day-of treats that are nearing their expiration date.

Portfolio highlights

• Bumame — Bumame menghadirkan layanan kesehatan terpadu, medical check up, vaksinasi, konsultasi dokter, dan informasi kesehatan.
• Hangry — Hangry is a multi-brand restaurant company focusing on serving great foods through food delivery channels. We own several food brands ranging from fried-chicken to coffee. We focus in designing foods that are very tasty, consistent, and affordable to the mass market. All our recipes have gone through tons of testing to make sure each bite is reallydelicious.
• HistoSonics — HistoSonics provides the Edison Platform, which uses advanced imaging and proprietary sensing technology to deliver non-invasive, personalized treatments with precision and control, and uses the science of histotripsy and focused sound energy to generate pressures to liquify and completely destroy targeted tissues at sub-cellular levels.

Portfolio highlights

• PolyAPI — Kubernetes-native and built using cutting-edge technology and AI, Poly accelerates development and simplifies the operation of integrations.
• Taktile — Taktile's no-code platform enables you to easily build automated decision flows and iterate on them in a data-driven way leveraging backtests and A/B testing.
• OllyGarden — OllyGarden is an IT company that provides observability tools for telemetry optimization and monitoring data.

Portfolio highlights

• AgroSync — Uncover hidden profits. Use field data to boost returns this season
• RivalSense — Monitor competitors of your startup. Receive curated weekly updates.
• Trace.Space — Engineers develop complex products 10x faster with Trace.Space. Requirements management for the next generation

Portfolio highlights

• Webout — SaaS platform that turns customer attention into revenue. Personalized content in real time, right in the device, with zero personal data stored.
• HTGmedical — Building medical technologies to make the world a better place.
• Carebot — Carebot is a clinically validated and certified AI solution that enables faster and more accurate interpretation of medical imaging. It automatically detects suspicious findings and supports early detection of serious oncological and other diseases.

Portfolio highlights

• Modeinspect — acreom is the integrated markdown knowledge base with tasks. Your personal daily driver for your dev workflow.
• ValkaAI — ValkaAI is a B2B platform leading in digital human technology, creating generative content solutions for various industries. It's set to disrupt traditional video production with superior scalability and personalization.
• WanderWallet — Pay with Pix in Brazil, Mercado Pago in Argentina, QR in Bolivia, without a local bank account. Fund with USD or EUR, scan QR codes, pay instantly. No ATM fees.