Top 30 Marketplace VC Funds & Investors in Uruguay (September 2026)

Portfolio highlights

• Akua — Transformative payments infrastructure, Akua's cloud-native platform offers acquiring-as-a-service for all payment rails
• Data4Sales — We help eCommerce stores to understand their most valuable customers. Our A.I. recommends actionable insights that help you treat customers differently on every channel, improving retention, acquisition and developing customer value.Create a passionate, committed customer base that will spread the word of your eCommerce store attributes topotential new customers. As a result, we help you make far more money from your most valuable customers, who will buy from you more often and spend more when purchasing from you.
• Polyhedra Network — Trust, safety, and data protection at the core of every decision.

Portfolio highlights

• Robbin — Robbin is leading a revolution to change how 21 million SMBs fund $2.5 trillions in B2B Payments. Employing an innovative underwriting approach, Robbin leverages BRL 3 trillion in card receivables as collateral to underwrite a one-of-a-kind business credit card for underserved entrepreneurs.
• Trinio — Creating new experiences and technologies that empower merchants to build better and lasting relationship directly with their clients
• aviva — Aviva is building an AI-powered digital bank for Latin America’s underserved communities. While determined to fuel Latin America’s ongoing emergence of a new middle class with a fully-fledged portfolio of inclusive financial services, Aviva’s initial go-to-market concentrates on unsecured credit products for individuals and nano-businesses inMexico.As most of the underbanked 40+ million Mexicans live in small and medium-sized towns, Aviva builds a bridge to those living in remote communities with its physical onboarding kiosks. These nano-branches provide a documentless 3-minute video onboarding for everyone in need of liquidity. Novel AI-based technology, including natural language processing, allows Aviva to match customers’ spoken word to the fields of a comprehensive real-time credit application. Transforming speech to text and inferring emotions and personality from the visual layer of the application video gives Aviva an edge in scoring thin-file customers. Leveraging these novel risk models, Aviva aims to provide the lowest interest rates available to today’s underserved.

Portfolio highlights

• nocnoc — Start selling in Argentina, Brazil, Mexico & LATAM marketplaces with one integration. nocnoc handles compliance, logistics, payments & operations.
• FLOKI Technologies — 1,536 Followers, 1,821 Following, 136 Posts - See Instagram photos and videos from FLOKI Compras (@floki_compras)

Portfolio highlights

• Sofi — Over-indebtedness is a problem that is often seen as a dead end. This perspective can generate a mental state of irritability, stress, sadness, anxiety and even diseases such as depression. These problems can happen to over 75% of Brazilian families that are in debt, where a third of them cannot pay their bills on time. This is a global socialproblem with a total market of over USD 1.5 trillion. hiSofi was born from the desire to transform this reality by uniting technology, user experience and user interface, content, growth hacking, data science and storytelling with the purpose of transforming and curing people’s lives by fostering healthier financial solutions through education and financial reinclusion. We are a fintech that brings the accounts recovery & management (ARM) industry to the digital era.
• Conic — Conic AI Employee Onboarding is an AI-powered platform designed to streamline employee onboarding and training for companies of all sizes. By leveraging conversational AI, Conic automates onboarding processes, answers employee questions, delivers interactive training materials, and provides performance analytics to enhance knowledge retention.
• StyleDesigner — StylesDesigner is an AI-powered app that transforms fashion shopping with personalized cross-brand recommendations. It understands users' tastes to suggest tailored outfits, making shopping efficient and enjoyable. It caters to online shoppers, budget-conscious individuals, and those seeking unique styles. Key features include AIrecommendations, outfit completion and generation, multimodal-based search, and support for small brands, ensuring an inclusive and innovative shopping experience

Portfolio highlights

• Neural Trainer — Neural is a digital training system that increases the neuromuscular and cognitive performance of athletes. It uses an advanced technology to facilitate the design and development of neuromotor training routines, in a simple and effective way, which allows linking the brain and the body, obtaining the highest sporting excellence.The company isheadquartered in Montevideo, Uruguay.
• OSB Tech — OSB Tech integrates hardware and software to help increase the productivity in the manufacturing industry. It offers SiMEP OEE (Overall Equipment Efficiency) platform that captures information in real time of the machines in production plants , provides reliable, timely, structured, and statistical information of the losses of time due to stops,downtime, loss of speed, and losses due to non-conforming product quality, as well as causes that provoke them and how to relate them to production losses.The company was founded in 2016 and is headquartered in Montevideo, Uruguay.
• Howler Monkey — HowlerMonkey is a service that alerts and shares computer vulnerabilities in real time for companies with technology equipment. The technology was developed by Guayoyo Labs a laboratory of solutions that help to improve the processes in areas and equipment of information technologies.

Portfolio highlights

• NG.CASH — NG.CASH is a digital bank designed to help the new generations (ages 12 to 30) achieve financial independence. It lets users take charge of their money through solutions like PIX (Brazil’s instant-payment system), prepaid and virtual cards, allowance management, and now credit products tailored for young adults. As a financial hub, NG.CASH is builtto grow with its clients, boosting financial literacy and supporting them at every stage of life.
• Pagaleve — pagaleve offers payment in installments at PIX, with no interest and no credit card required. They provide merchants with a new payment method in order to increase their sales in a simple, uncomplicated, and agile manner, but they also want to provide people with the opportunity to buy what they want without committing to the card'shigh-interest rates and credit.
• Rain — Rain is a vertically integrated issuing partner for global platforms. Enabling innovative financial products through modern APIs, flexible infrastructure, supporting electronic and digital money. Launch a card program in days not months.

Portfolio highlights

• Maggu — Maggu is a medical company that uses artificial intelligence to make pharmaceutical retail service useful.
• Pluggy — Pluggy is an Open Finance API platform that connects fintech applications to financial data from users. The company connects applications to their users' financial data, enabling innovators of all sizes and segments to create experiences based on open finance while maintaining complete security and respect for users' privacy.
• Memed — The safest and friendliest e-prescribing tool, for doctors. The most convenient and affordable way for treatment adherence, for patients.

Portfolio highlights

• Vopero — Vopero is an operator of an online retail firm to re-circulate fashion. It works on a circular garment rotation system and allows customers to buy and sell unique fashion, sustainably at prices cheaper than stores.

Portfolio highlights

• Kavak — KAVAK is an innovative company in the automotive industry that helps people acquire their own car, offering a wide range of guaranteed and certified cars.
• TriNet — TriNet provides HR solutions to small to mid-sized businesses including payroll, health benefits, and human capital management. TriNet is a professional employer organization headquartered in San Leandro, California.
• Comprehensive Educational Services — ACES is dedicated to enhancing the quality of life for individuals and families impacted with autism or other special needs.

Portfolio highlights

• Conta Simples — Conta Simples is the all-in-one finance plataform. The union of checking account, expense management software and corporate cards in one place. We bring peace to finance teams and entrepreneurs. Control, visibility, autonomy and decentralization of payments for SMBs in Latam.
• MRP — MRP is a healthcare technology and marketplace platform helping aesthetic providers buy, sell, finance, service, and scale with new and pre-owned medical devices.
• Pluto Financial Technologies — Pluto unlocks liquidity for investors in alternative assets. Access a non-recourse credit line without selling your portfolio.

Portfolio highlights

• Jusfy — Jusfy offers legal services and consulting for individuals and business organizations.
• Jem — We give employers the ability to send company-wide communications, deliver payslips, manage leave & give employees access to their earnings, via WhatsApp.
• Cordant — A single operational picture across every system money moves through. Your team acts on what's happening, not what already happened.

Portfolio highlights

• Forage — Forage is a third-party payment processor (TPP) and a pin provider that authenticates and processes EBT recipients and transactions. Forage makes it easier for grocers to accept SNAP EBT payments online. Forage guides merchants through the USDA application process and tech integration for merchants, taking most of the burden off retailers.Foragedemocratizes access to government benefits and helps underserved Americans easily access their benefits online. Forage works with multiple grocers and platforms such as Shopify and Flashfood to accept SNAP EBT payments online.
• Alinia AI — Alinia AI is an alignment platform that allows enterprises to implement generative AI in a safe and controlled manner, governed by their rules and operations.
• Transparency Analytics — Transparency Analytics is a company that offers banking and financial services.

Portfolio highlights

• Coalize — SaaS, Mobile App, HR
• Aro — Aro focused on personal financial services, particularly for individuals facing challenges with traditional banks.
• Mappa.ai — Use Mappa to hire thoroughly vetted Latin American rockstars in just 48 hours.No two people are the same, and neither are two companies—by applying AI, voice analysis, and big data, we identify what makes each person unique and build powerful connections that drive business success. Our 12-layer brain includes a proprietary voice analysis systemthat extracts 128 voice parameters and integrates with other data models to leverage over 100,000 parameters per user. This helps companies fill open roles in less than a week, saving over 300 work hours and up to 80% in costs. Go from finding to hiring with no upfront fees or hidden costs.Formerly Free The Freela.

Portfolio highlights

• Data4Sales — We help eCommerce stores to understand their most valuable customers. Our A.I. recommends actionable insights that help you treat customers differently on every channel, improving retention, acquisition and developing customer value.Create a passionate, committed customer base that will spread the word of your eCommerce store attributes topotential new customers. As a result, we help you make far more money from your most valuable customers, who will buy from you more often and spend more when purchasing from you.

Portfolio highlights

• aviva — Aviva is building an AI-powered digital bank for Latin America’s underserved communities. While determined to fuel Latin America’s ongoing emergence of a new middle class with a fully-fledged portfolio of inclusive financial services, Aviva’s initial go-to-market concentrates on unsecured credit products for individuals and nano-businesses inMexico.As most of the underbanked 40+ million Mexicans live in small and medium-sized towns, Aviva builds a bridge to those living in remote communities with its physical onboarding kiosks. These nano-branches provide a documentless 3-minute video onboarding for everyone in need of liquidity. Novel AI-based technology, including natural language processing, allows Aviva to match customers’ spoken word to the fields of a comprehensive real-time credit application. Transforming speech to text and inferring emotions and personality from the visual layer of the application video gives Aviva an edge in scoring thin-file customers. Leveraging these novel risk models, Aviva aims to provide the lowest interest rates available to today’s underserved.
• Checker —
• BackChannel — BackChannel is an online B2B platform for inventory transactions and for buying and selling online goods.

Portfolio highlights

• VerSe Innovation — VerSe Innovation is a local language technology company that develops a discovery platform to consume and socialize with media. Its platform facilitates the curation of content and tracks user preferences through its vertical search and recommendation tools that provide users with personalized content and notifications.
• TON Strategy Company — VERB Technology Company is a software-as-a-Service, or SaaS, applications platform developer. Its platform is comprised of sales enablement business software products marketed on a subscription basis. The applications are available in both mobile and desktop versions. It includes verbCRM, Customer Relationship Management application, verbLEARN,Learning Management System application, and verbLIVE, its Live Broadcast Video Webinar application.
• Montage Hotels & Resorts — Montage Hotels & Resorts, a hotel management company, consists of a collection of luxury hotels, resorts and residences that are perfect for vacations. Take advantage of both world class service and accommodations at each location.

Portfolio highlights

• HUNTY — HUNTY is a platform that help people find jobs by connecting them with world class mentors who prepare them for the job search process. And people only pay when they get hired.
• UIN — UIN is the BehaviorOS for banks, fintechs, telcos, and retailers. Its AI-powered platform analyzes user behavior and transaction data to orchestrate personalized triggers, incentives, rewards, and experiences that increase activation, frequency, retention, and lifetime value.
• ALKEMIO — ALKEMIO is a developer of a bio-magnetic technology intended to transform electronic waste into quality battery-grade metals.

Portfolio highlights

• Vopero — Vopero is an operator of an online retail firm to re-circulate fashion. It works on a circular garment rotation system and allows customers to buy and sell unique fashion, sustainably at prices cheaper than stores.
• Mimo Live Sales — Mimo is a Live Commerce platform pioneer in the Latam Market.

Portfolio highlights

• Airwallex — Established in Melbourne in 2015, Airwallex is a global payments fintech that enables businesses to operate anywhere, anytime.In today’s fast-changing digital era, Airwallex's purpose is to empower businesses of all sizes to grow without borders, and by doing so, contribute to the global economy. With technology at its core, Airwallex builta proprietary global financial infrastructure platform to help businesses transact, collect and pay in any foreign currency across 130+ countries and 50+ currencies, without the constraints of the traditional global financial system.
• Chapter — Chapter provides a technology-enabled advisory platform that helps individuals navigate Medicare and retirement-related healthcare decisions. The company offers access to licensed advisors who guide users through plan selection, enrollment timing, and coverage evaluation based on individual needs and preferences. It uses data and software tools tocompare Medicare plans across multiple insurance providers, enabling users to review options and understand cost, coverage, and benefits. It supports decision-making by analyzing plan details and presenting recommendations that align with a user’s healthcare requirements and financial considerations. Its services include ongoing support after enrollment, helping individuals manage their coverage and make adjustments when necessary. The platform also provides digital tools, such as applications for tracking healthcare benefits and accessing over-the-counter allowances.Chapter collaborates with financial institutions, healthcare providers, and content platforms to integrate Medicare guidance into broader client and patient services. It delivers advisory support through partnerships, enabling organizations to offer healthcare coverage guidance as part of their existing offerings. The company combines advisory services with data analysis to simplify complex insurance decisions and assist users in understanding available Medicare options. Its operations focus on improving transparency in plan comparisons and supporting individuals throughout different stages of retirement healthcare planning.
• Frore Systems — Frore Systems develops and supplies advanced thermal management technologies for electronic systems that require efficient heat dissipation without conventional cooling mechanisms. The company’s product portfolio includes AirJet, a solid‑state active cooling chip used in consumer devices, industrial embedded systems, edge AI platforms, and IoThardware to remove heat silently and support compact designs without fans or moving parts. It also produces LiquidJet, a direct‑to‑chip liquid cooling plate designed for high‑performance computing environments such as data centers to address heat removal challenges for modern GPUs and AI workloads.Frore’s technologies aim to replace or augment traditional heat sinks and fans by integrating semiconductor manufacturing techniques into thermal solutions that fit into thinner, lighter, and more rugged device architectures. Its cooling systems are configured to match specific power maps of processors and deliver thermal performance improvements that enable hardware to sustain higher throughput under workload stress.

Portfolio highlights

• MoldCo — Get provider-guided telehealth care and lab testing for symptoms linked to mold exposure, with a clear plan for testing, treatment, and recovery.
• Mappa.ai — Use Mappa to hire thoroughly vetted Latin American rockstars in just 48 hours.No two people are the same, and neither are two companies—by applying AI, voice analysis, and big data, we identify what makes each person unique and build powerful connections that drive business success. Our 12-layer brain includes a proprietary voice analysis systemthat extracts 128 voice parameters and integrates with other data models to leverage over 100,000 parameters per user. This helps companies fill open roles in less than a week, saving over 300 work hours and up to 80% in costs. Go from finding to hiring with no upfront fees or hidden costs.Formerly Free The Freela.
• Silicon Data — Revolutionize compute markets through unparalleled data transparency, financial product innovation and market intelligence

Portfolio highlights

• FFID — FFID develops AI chatbot platform automating customer communication, lead generation, and marketing workflows.
• Sandwiche — Sandwiche creates customizable link in bio pages enabling social media monetization and affiliate marketing management.
• Ambar Technologies — Ambar is a construction tech company that is focused on addressing the Affordable Housing Challenge. Ambar is a leading construction technology company in Latin America. Tech Company focused on addressing the Affordable Housing Challenge. Ambar integrates the Housing Journey into 4 steps, Design, Supply, Assembly, and Living.

Portfolio highlights

• MiChamba — MiChamba is a Software Development firm offering an AI based personal assistant for automation
• aviva — Aviva is building an AI-powered digital bank for Latin America’s underserved communities. While determined to fuel Latin America’s ongoing emergence of a new middle class with a fully-fledged portfolio of inclusive financial services, Aviva’s initial go-to-market concentrates on unsecured credit products for individuals and nano-businesses inMexico.As most of the underbanked 40+ million Mexicans live in small and medium-sized towns, Aviva builds a bridge to those living in remote communities with its physical onboarding kiosks. These nano-branches provide a documentless 3-minute video onboarding for everyone in need of liquidity. Novel AI-based technology, including natural language processing, allows Aviva to match customers’ spoken word to the fields of a comprehensive real-time credit application. Transforming speech to text and inferring emotions and personality from the visual layer of the application video gives Aviva an edge in scoring thin-file customers. Leveraging these novel risk models, Aviva aims to provide the lowest interest rates available to today’s underserved.
• Ginia — Somos el ecosistema que conecta empresas, instituciones educativas y estudiantes, usando la inteligencia artificial para potenciar la empleabilidad.

Portfolio highlights

• Vopero — Vopero is an operator of an online retail firm to re-circulate fashion. It works on a circular garment rotation system and allows customers to buy and sell unique fashion, sustainably at prices cheaper than stores.

Portfolio highlights

• Renvic — Renvic is an innovative enterprise at the forefront of the sharing economy, specializing in peer-to-peer vehicle rentals. Our mission is to revolutionize the vehicle rental industry by providing an intuitive platform that offers flexible rental solutions for both vehicle owners and renters. With a strong focus on technology and customersatisfaction, Renvic is dedicated to safety, accessibility, and sustainability, enabling users to rent vehicles by the day, hour, or even minute, without any hassles or bureaucratic procedures. Renvic not only facilitates a more efficient use of vehicles that often remain idle but also empowers individuals to earn extra income, thus fostering a true sense of community and entrepreneurship.

Portfolio highlights

• Nada — Finance, Invest and Bank your real estate.
• MedZERO — MedZERO is the world's first mobile lending platform dedicated to serving the healthcare industry. Designed to meet a growing problem, medZERO helps people pay for ever-increasing portions of their healthcare costs. An employer benefit, medZERO enables employees to pay out-of-pocket medical bills without incurring high credit card interest or401k loan fees.MedZERO is a mobile application that provides employees of participating businesses immediate access to funds to pay medical costs with zero interest and zero fees. Payments are made with a pre-paid virtual MasterCard and repayment is completed over 12 months directly from payroll deductions.MedZERO was developed through a joint venture between Portland, Oregon-based Sortis Holdings (SOHI) and Kansas City, Missouri-based Mobile Capital Group. Sortis Holdings’ wholly owned subsidiary Sortis Financial provides a national loan servicing platform and Mobile Capital Group brings a payments technology that supports millions of lending transactions used by some of the nation’s largest payroll providers.
• Pana — Open a Pana account in just minutes and experience the simplest, most efficient way to pay, send, and receive money. Instantly get your virtual card and send money to friends as easily as sending a text.

Portfolio highlights

• BON Credit — AI powered financial assistant from Bon Credit helps uncover savings, manage finances, and make smarter money decisions with AI. Start saving smarter today!
• EquityList — Equity management with online cap table management and employee stock option programs (ESOP) administration. Available free for Indian startups
• Orbital Sentry — Orbital Sentry delivers real-time wildfire detection and continuous geostationary monitoring to protect communities, reduce losses, and power next-generation risk intelligence. Our persistent infrared data helps insurers, governments, and first responders act faster and build true climate resilience

Portfolio highlights

• Pinnacle — Personalized manager development in the flow of work
• Mappa.ai — Use Mappa to hire thoroughly vetted Latin American rockstars in just 48 hours.No two people are the same, and neither are two companies—by applying AI, voice analysis, and big data, we identify what makes each person unique and build powerful connections that drive business success. Our 12-layer brain includes a proprietary voice analysis systemthat extracts 128 voice parameters and integrates with other data models to leverage over 100,000 parameters per user. This helps companies fill open roles in less than a week, saving over 300 work hours and up to 80% in costs. Go from finding to hiring with no upfront fees or hidden costs.Formerly Free The Freela.

Portfolio highlights

• GU Trade — GU Trade helps to maximize the team on the ground effectiveness providing key information for the decision making process. Leveraging on breakthrough technology, GU Trade web and mobile solution, provides accurate and online Point of Sales (POS) key indicators for monitoring and optimizing in-store execution guidelines. Currently includes customersall across Latam and is looking for funds to expand our presence in the North American market.GU Trade enables and facilitates having the necessary visibility of each POS execution, it incorporates retail knowledge and expertise to easily gather the necessary data for managing key business variables and be prepared to capitalize on new business opportunities. Our tool is permanently updated through continuous improvement processes that include new technologies and customer feedback.Some of our main attributes are: Providing granular, actionable and online POS execution KPIs to capitalize on each business opportunity. Constant flow of innovation, 100% retail-oriented Image Recognition / Big Data. Intuitive and versatile product.Key Performance Indicators offered by GU Trade: Facing and SOS
. Out of stock
. Price
s. Promo executions. 
POP Material implementation.
 Products expiring date. 
Returns
. Assortment by RE and cluster
. Planogram compliance
. Competitive activity.

Portfolio highlights

• Podonos — Podonos evaluates the effectiveness and performance of AI models for speech and audio. You get the evaluation result within 12 hours from global evaluators.
• SocialCrowd — SocialCrowd automates employee incentives by tracking progress towards goals, reminding them of the work they have left, and instantly rewarding employees – so you can save time and stay focused!
• Mappa.ai — Use Mappa to hire thoroughly vetted Latin American rockstars in just 48 hours.No two people are the same, and neither are two companies—by applying AI, voice analysis, and big data, we identify what makes each person unique and build powerful connections that drive business success. Our 12-layer brain includes a proprietary voice analysis systemthat extracts 128 voice parameters and integrates with other data models to leverage over 100,000 parameters per user. This helps companies fill open roles in less than a week, saving over 300 work hours and up to 80% in costs. Go from finding to hiring with no upfront fees or hidden costs.Formerly Free The Freela.

Portfolio highlights

• Radiant — Clean. Portable. Safe. Energy
• Sati — Sati is revolutionising financial inclusion, beginning in Latin America, by making digital currencies more accessible. With our revolutionary WhatsApp-based platform, users can easily acquire, trade, and receive stable currencies and Bitcoin
• Cloverleaf Bio — Cloverleaf Bio | Developing a new class of RNA therapeutics to revolutionize cancer therapy.