Top 50 InsurTech Angel Investors in Germany (June 2026)

Portfolio highlights

• ARX Robotics — ARX is a defence technology company that specialises in developing autonomous unmanned systems and sensors for the European defence sector.
• VisionAI — VisionAI reimagines eCommerce search with AI agents that fix typos, understand natural language, and turn every query into revenue. Easy setup in 20 minutes.
• Dimension — The state of the art collaboration platform for modern engineering teams. Chat, project management, smart actions, and more, accelerated by AI.

Portfolio highlights

• NUMOS — NUMOS is an insurance tech platform.
• Opontia — Opontia was founded by e-commerce experts, to provide a fast and fair way for small e-commerce business owners to sell their companies.
• Valoreo — Valoreo acquires, operates, and scales outstanding e-commerce brands with superstar products. We focus on brands with excellent customer reviews and merchants that have proven success by being top-seller in niche categories with high-growth potential.

Portfolio highlights

• Vinlivt — Vinlivt is a financial sales application. They build retirement homes for retirees. Vinlivt enables the management of all activities for retirement provision and the security of prosperity. Vinlivts services include a sales hub, contracts, VinHub content, and counselor messenger.
• muffintech — Generative AI for the insurance industry. Unleash the full potential of your employees and offer your customers an unmatched user experience.

Portfolio highlights

• trawa — The partner for renewable and affordable electricity for businesses. Get electricity directly from solar and windparks with corporate PPAs.
• handly — handly is becoming the leading company in the Service Tech industry. We enable people to create their ideal living environment, while empowering home service companies to build their business and saving time for a quality life.
• Melotech — We create art with technology for humans to enjoy. Within just one year, our work has been heard, seen and loved for more than 2 billion minutes in every corner of the planet.

Portfolio highlights

• Juro — Juro is an all-in-one contract automation platform that helps legal and business users to agree & manage contracts in one unified workspace.
• Meatable — Meatable is a food production company that produces real and guilt-free meat. With one cell, they are revolutionizing the meat industry's impact on climate change and animal welfare. At the same time they increase food security, without compromising the culinary experience of eating tasty, real meat. They aim to satisfy the world'sappetite for meat without harming people, animals, and the planet.It was founded in 2018 and is headquartered in Delft, South Holland, The Netherlands.
• Skeleton Technologies — Skeleton Technologies is the global leader in ultracapacitor & supercapacitor energy storage and helps companies in automotive, transportation, grid, and industry to save energy.

Portfolio highlights

• Xaver — Xaver enables Financial Institutions to close Europe’s pension gap. By offering an advanced AI-driven B2B platform for life insurance and private pension sales, Xaver enhances the operational and sales efficiency of banks, insurers, and brokers by up to 65% and introduces a new era of white-labeled private pension products.With a leadership teamof experienced industry veterans - Max Bachem, Ole Breulmann, and Dr. Björn Holste - and backing from leading VC funds and a prominent group of former financial institution executives, fintech pioneers, and unicorn founders, Xaver is dedicated to improving the pension situation of Europeans through their B2B offering.
• qomodo — Qomodo: La piattaforma BNPL innovativa. Rate a tasso zero, approvazioni veloci, transazioni sicure. Rivoluzionaria nell'acquisto per aziende e consumatori.
• SAPI — SAPI builds credit products for payment companies to facilitate payment flows, engage and retain merchants, and generate new revenue.

Portfolio highlights

• avoltra — Avoltra aims to position itself as an "intelligent energy purchasing solution" by leveraging advanced technology and data-driven insights to optimize energy procurement.
• sensmore — Equip your machinery with autonomy built for the harshest conditions. Enhance safety, reduce costs, and increase efficiency with our advanced radar technology.
• Regulate —

Portfolio highlights

• Montamo — Montamo trains lateral entrants with standardized methods. We rely on both our on-site academy and our digital learning software.
• YGO.AI — YGO Trips revolutionizes the travel booking experience with our AI-driven platform, providing a seamless, all-in-one solution for planning your perfect getaway. Our innovative platform streamlines your holiday planning by offering an extensive selection of flights, hotels, mobility services, activities, concerts, and festivals & more all inone convenient location. With YGO Trips, you have the power to tailor your holiday to your exact preferences, creating a personalized itinerary that aligns with your desires.Leveraging cutting-edge AI technology, YGO Trips discerns your preferences to suggest events and activities that resonate with your interests, ensuring every aspect of your trip is as enjoyable as possible. It's not just about booking a trip; it's about crafting the unique holiday experience that you've always dreamed of, effortlessly and all from one provider.
• YOUTH — Full health check-up in less than 2 minutes!

Portfolio highlights

• Inkitt — Publish stories online, join our author subscription program, and read books online for free. Join the Inkitt community for writers and readers today.
• Reaction Commerce — Product capabilities and documentation of Mailchimp Open Commerce.
• Meine Spielzeugkiste — Spielzeug mieten bei Meine Spielzeugkiste. Jetzt Mitglied werden!

Portfolio highlights

• Vinlivt — Vinlivt is a financial sales application. They build retirement homes for retirees. Vinlivt enables the management of all activities for retirement provision and the security of prosperity. Vinlivts services include a sales hub, contracts, VinHub content, and counselor messenger.
• TODAY — TODAY enables insurance, banking, and pension advisers to be 30% more productive by accessing conversation insights and eliminating administrative tasks.
• muffintech — Generative AI for the insurance industry. Unleash the full potential of your employees and offer your customers an unmatched user experience.

Portfolio highlights

• Embea — Embea takes Embedded Insurance to Life & Health. Our easy-to-understand plans protect families against the most severe life risks of critical illnesses, accidents, and death. Companies of every size embed our simple and transparent insurance products into their apps and services. Embea removes complexity, paperwork, and pushy sales from theworld of life insurance. Our vision is a world where fair and affordable insurance is accessible to everyone.
• Voyfai — A European group of independent freight forwarders, operating autonomously at local level while sharing scale, technology, and partnerships.
• allO — Discover the best all-in-one restaurant system to manage operation and delight guests.

Portfolio highlights

• fynk — Create, edit, negotiate and sign contracts quickly with fynk. Give your team back valuable time. Test it now for free!
• l1r1 — Developing heylara.de the first Conversation Business Automation (CBA) solution
• Chatlyn — Automated, AI-enhancend guest engagement, where your clients are most comfortable.

Portfolio highlights

• Lingoda — Learn a new language effectively with our online language courses! English, German, French and Spanish online, in live video group & private classes.
• TrueHome — TrueHome is a Mexican real estate company that aims to improve the real estate services in the country by providing the best selling experience for homeowners and taking care of the process from end to end. They offer their clients transparent processes about procedures and details that can be confusing, boring, and long. Their legal advisorsensure that the process is in order from documents and paperwork, to the contract and the credit process.TrueHome was founded in 2017 by Raúl Villarreal and is headquartered in Mexico City.
• Flash Coffee — Flash Coffee is a tech-enabled coffee chain that customers use their app to order and pay online, choosing to pick up orders from one of the Flash Coffee’s storefronts or order for delivery through major platforms in each market. Flash Coffee was founded in 2019 and is headquartered in Singapore.

Portfolio highlights

• Embea — Embea takes Embedded Insurance to Life & Health. Our easy-to-understand plans protect families against the most severe life risks of critical illnesses, accidents, and death. Companies of every size embed our simple and transparent insurance products into their apps and services. Embea removes complexity, paperwork, and pushy sales from theworld of life insurance. Our vision is a world where fair and affordable insurance is accessible to everyone.

Portfolio highlights

• Clark — Clark is an insurance platform providing transparent, cheap and comprehensive insurance coverage. By combining technology and insurance expertise, Clark offers users simple, fair and customer-centric insurance advice. The Berlin-based company was founded in June 2015 by Dr. Christopher Oster and Steffen Glomb. Clark is supported by FinTechincubator FinLeap and the insurance think tank ITA - "Institute for Transparency".
• CARL — Carl allows small and medium-sized companies and their advisors to find an acquirer or investor. Through a managed marketplace-approach, it enables a confidential channel to approach new investors and transact efficiently, easily and expand the reach in M&A processes. On the other hand, it allows investors to substantially increase relevantdeal flow and access opportunities, they otherwise would have missed. Furthermore, dedicated software allows for an efficient administration and processing of M&A deals. Carl caters to firms with revenues between $1M to $100M and is based in Berlin, Germany.

Portfolio highlights

• omni:us — With omni:us, insurers can develop their own modules with the omni:us Platform and quickly deploy AI into their processes using the Cognitive Claims Kit (CCK), which tackles specific use cases throughout the claims value chain. Document intake, digital claims, coverage check and beyond are enhanced and accelerated by leveraging cutting-edge naturallanguage processing (NLP) and computer vision techniques. Importantly, omni:us creates an environment where both human and machine complement each other in a thriving hybrid workflow. The omni:us Suite sits efficiently on top of legacy software, and requires no inhouse AI/data science expertise to operate.omni:us is proud to count Allianz, Baloise, and AmTrust among its clients. The company is headquartered in Berlin, with a research partnership in Barcelona and representations in the UK, France and the United States.For further information visit omnius.com
• ai-coustics — ai|coustics is pioneering innovative audio algorithms based on AI and Deep Learning models and fundamentally improving the capabilities of Speech Audio Enhancement in digital communication and media content.
• Lengoo — Lengoo provides enterprise-grade custom generative AI powered by custom language models

Portfolio highlights

• Huskeys — Stop settling for broken WAF. Huskeys unifies multi-WAF control, eliminates false positives, and protects revenue with automated edge security management.
• BLOCKS — BLOCKS deploys an AI agent to monitor cloud usage patterns continuously. The agent identifies wasteful resource allocations and applies real-time optimizations autonomously. It differs from dashboards by taking direct action instead of just alerting users.
• Helical — The full power of DNA & (m)RNA Bio Foundation Models in one open-core platform. Accelerate Drug Discovery with AI.

Portfolio highlights

• NUMOS — NUMOS is an insurance tech platform.

Portfolio highlights

• Paebbl — The modular technology from Paebbl may be included in any carbon capture system and is industrially scalable. As a result, Paebbl provides a raw material stream that is carbon-negative, radically altering the economics of preventing carbon from entering our environment.
• Polywork — Launch an AI-powered personal website to showcase your work, grow your personal brand, or start your side hustle.
• Founders Pledge — Home | Founders Pledge

Portfolio highlights

• Enzo — Enzo is a Heidelberg based InsurTech startup offering modern and smart insurance coverage for homeowners. Instead of just reacting to claims, Enzo takes a proactive customer-focused approach to prevent damages from happening at all. Thus, Enzo is leading a paradigm shift in a €100+ billion market that has barely improved customer experience forover 100 years. Our Goal is to become Europe's smartest homeowners insurance.

Portfolio highlights

• Xaver — Xaver enables Financial Institutions to close Europe’s pension gap. By offering an advanced AI-driven B2B platform for life insurance and private pension sales, Xaver enhances the operational and sales efficiency of banks, insurers, and brokers by up to 65% and introduces a new era of white-labeled private pension products.With a leadership teamof experienced industry veterans - Max Bachem, Ole Breulmann, and Dr. Björn Holste - and backing from leading VC funds and a prominent group of former financial institution executives, fintech pioneers, and unicorn founders, Xaver is dedicated to improving the pension situation of Europeans through their B2B offering.
• Vantik — Vantik is a 2017 launched, Berlin-based PensionTech startup. Their vision is a simple and secure private pension that is as flexible as life itself, their mission is to inspire millennials saving for their future. They are currently in their Seed phase, looking for highly motivated and inspiring team members who want to become part of a cool,motivated, and diversified team in the heart of Berlin.

Portfolio highlights

• INSRD — Elevate your startup's growth with tailored coverage, digital comfort and unparalleled service. From newborn to unicorn, insuring your success.
• Volup — Volup is a premium food delivery app that partners exclusively with top-tier chefs and restaurants.
• Milano Vice — Milano Vice is building a new virtual food brand by working with professional kitchens to prepare and deliver delicious pizzas to home.

Portfolio highlights

• INSRD — Elevate your startup's growth with tailored coverage, digital comfort and unparalleled service. From newborn to unicorn, insuring your success.

Portfolio highlights

• Etvas — We help businesses to bring more diversity and empathy into the everyday life of their customers.Etvas is the customer engagement platform for extra- services that optimizes customer touchpoints to drive better monetization, boost retention and prevent churn.Our cloud API-based marketplace connects to all providers of services with customers ofbanks, insurers and E-Tailers, while using machine learning for individual offering

Portfolio highlights

• avoltra — Avoltra aims to position itself as an "intelligent energy purchasing solution" by leveraging advanced technology and data-driven insights to optimize energy procurement.
• Rulemapping Group — Rulemapping Group is a rule-based AI platform that enables a level of end-to-end automation for rule-based processes. Automated decision-making solutions for digital legislation, administrative operations, legal procedures, and regulatory compliance.
• Atmen — Atmen, formerly known as Point Twelve, automates hydrogen and e-fuels certification, saving you up to 90% time in the process.

Portfolio highlights

• Anterior — Lead your plan into the future.
• Phaidra — Phaidra provides artificial intelligence agents for AI factories that orchestrate the cooling, power and workload management systems to maximize tokens produced per watt.
• Applied Intuition — Applied Intuition enables engineering and product development teams to safely develop, test, and deploy autonomous vehicles at scale.

Portfolio highlights

• 1Bstories — Helping publishers and brands increase engagement and conversions using AI. Mobile, vertical, 60 second video formats made in an instant. Tell your story today!
• Prosper — Prosper's offering includes fee-free investments in public market index funds, including fund fees, as well as SIPP and ISA wrappers.
• Arcane — Turn insights into valuable content, craft thought leadership posts with your TOV and re-purpose long-form content in one platform.

Portfolio highlights

• 5Mins — 5Mins is the new microlearning platform that helps your employees build in-demand skills fast with AI-powered personalisation and advanced gamification.
• Claap — Reduce the number of meetings needed to share updates, get feedback and take decisions.
• Lune Climate — Lune Climate claims delivering climate impact initiatives is seen as a cost center and huge undertaking. However, Lune aims to provide API and software tools to simplify the ability for businesses to integrate climate impact into their customer experience, starting with carbon emissions calculations and carbon removal.

Portfolio highlights

• emplu — 360° benefit and compensation platform
• LemonDocs — Skin cancer rates have doubled in recent years. The most common problem is that the cancer is not detected early enough to be treated. In the fight against skin cancer, LemonDocs uses artificial intelligence, telemedicine, and its own specialist clinics to provide direct, fast, and comprehensive care for patients, with a focus on early preventionand personalised treatment.
• Jupus — As the first legal AI secretary in Europe, JUPUS automates the entire process from initial client contact to the complete file. Lawyers are supported by an AI chatbot, an online appointment booking tool, and an AI platform that automatically collects and processes inquiries, information, and documents, facilitating automated communication withclients.

Portfolio highlights

• Enzo — Enzo is a Heidelberg based InsurTech startup offering modern and smart insurance coverage for homeowners. Instead of just reacting to claims, Enzo takes a proactive customer-focused approach to prevent damages from happening at all. Thus, Enzo is leading a paradigm shift in a €100+ billion market that has barely improved customer experience forover 100 years. Our Goal is to become Europe's smartest homeowners insurance.

Portfolio highlights

• muffintech — Generative AI for the insurance industry. Unleash the full potential of your employees and offer your customers an unmatched user experience.

Portfolio highlights

• Vinlivt — Vinlivt is a financial sales application. They build retirement homes for retirees. Vinlivt enables the management of all activities for retirement provision and the security of prosperity. Vinlivts services include a sales hub, contracts, VinHub content, and counselor messenger.

Portfolio highlights

• Clark — Clark is an insurance platform providing transparent, cheap and comprehensive insurance coverage. By combining technology and insurance expertise, Clark offers users simple, fair and customer-centric insurance advice. The Berlin-based company was founded in June 2015 by Dr. Christopher Oster and Steffen Glomb. Clark is supported by FinTechincubator FinLeap and the insurance think tank ITA - "Institute for Transparency".
• Shore — Shore is the leading provider of web-based business solutions for local service providers. The company offers easy and cost-effective access to digital communication and productivity software. The product portfolio spans from Online Booking over a professional CRM system, easy-to-use marketing tools to an efficient iPad-based cash system.Technical knowledge is not required. Shore enables local service providers to benefit from the versatile potential of digital solutions and helps them bring their business to new heights. Founded in 2012, Shore provides its solutions in 10 European countries and opened its first US office in LA in 2015.
• CARL — Carl allows small and medium-sized companies and their advisors to find an acquirer or investor. Through a managed marketplace-approach, it enables a confidential channel to approach new investors and transact efficiently, easily and expand the reach in M&A processes. On the other hand, it allows investors to substantially increase relevantdeal flow and access opportunities, they otherwise would have missed. Furthermore, dedicated software allows for an efficient administration and processing of M&A deals. Carl caters to firms with revenues between $1M to $100M and is based in Berlin, Germany.

Portfolio highlights

• NUMOS — NUMOS is an insurance tech platform.
• Seasy.com — Making Sea Life Easy
• Junto — Elevate your business performance with impactful leadership training. Junto's leadership development programs equip your people with the skills and behaviours to thrive.

Portfolio highlights

• Synctive — Synctive enables equipment-as-a-service and pay-per-use business models for machine and plant manufacturers.
• ChefCoco — Chef Coco offers personalized meals delivered daily based on your health and taste preferences.
• Rausgegangen — Rausgegangen is a privately held company that is generating the tips to go out in Cologne, every day.

Portfolio highlights

• INSRD — Elevate your startup's growth with tailored coverage, digital comfort and unparalleled service. From newborn to unicorn, insuring your success.
• VoiceLine — VoiceLine is AI-powered field sales revenue intelligence. Document any customer interactions in seconds, get actionable insights and boost sales performance. Start today!
• Magic — Teaching AI to act in its natural environment, the computer.

Portfolio highlights

• Embat — Keep your cash flows, cash accounts, debt positions and forecasts monitored and automated real time.
• Xaver — Xaver enables Financial Institutions to close Europe’s pension gap. By offering an advanced AI-driven B2B platform for life insurance and private pension sales, Xaver enhances the operational and sales efficiency of banks, insurers, and brokers by up to 65% and introduces a new era of white-labeled private pension products.With a leadership teamof experienced industry veterans - Max Bachem, Ole Breulmann, and Dr. Björn Holste - and backing from leading VC funds and a prominent group of former financial institution executives, fintech pioneers, and unicorn founders, Xaver is dedicated to improving the pension situation of Europeans through their B2B offering.
• Ivy — We are building a global API for instant bank payments

Portfolio highlights

• Urbyo — Urbyo is a make possible for more people to buy real estate. And to do so quickly, transparently, and conveniently.
• Reebelo — Reebelo is APAC’s leading marketplace for pre-loved tech devices. Our vision is to reduce e-waste by building the circular economy for refurbished electronics. While doing so, we enable consumers to save up to 70% on their favorite brands and flexibly rent devices instead of buying them. Reebelo is based in Singapore with additional offices inAustralia, New Zeland & Malaysia. Get in touch if you want to be part of a high-growth, disruptive team working to make a positive impact!
• NOVUS GmbH — NOVUS revolutionises the world of motorbikes and creates the first urban premium electric motorbike.The automotive industry is since 2018 in the process of an unstoppable transformation towards electric vehicles. The motorbike industry, on the other hand, is now at the tipping point of this transformation. Urban premium mobility must ensuresustainability and satisfy the need for individualisation. With NOVUS, we are driving the necessary change in the motorbike industry and urban mobility.We use our high-tech and design expertise to develop a unique concept that combines the advantages of bicycles and motorbikes. We unite the lightness and agility of an eBike with the performance and sovereignty of a motorbike. Based on an electric engine and futuristic design, we create the architecture of tomorrow's two-wheeler.NOVUS will be the new premium supplier for urban electric mobility. We focus on direct distribution and subscription models, completing our D2C portfolio with vehicle individualisation and customer-oriented after-sales service. Our central intelligence – the NOVUS-OMNI system and the My NOVUS app – integrates seamlessly into the digital lives of our customers. We thus create the foundation for digital business models and enable sharing & fleet solutions for B2B customers as well.NOVUS is the promise of driving the future today.BE AHEAD

Portfolio highlights

• muffintech — Generative AI for the insurance industry. Unleash the full potential of your employees and offer your customers an unmatched user experience.

Portfolio highlights

• GoHenry — GoHenry's debit card and app lets kids ages 6-18 learn practical money management skills that they can go out and apply in the real world.
• Graswald AI — Graswald engages in the creation of natural and digital 3D worlds for the entertainment industry.
• NOVOS — Science-backed longevity supplements and tools, now supported by placebo-controlled human clinical research. Designed to slow biological aging and extend healthspan.

Portfolio highlights

• Ordio — Ordio vereinfacht Schichtplanung, Zeiterfassung, Urlaubsplanung und Aufgabenverwaltung in einer Plattform die Teams entlastet und Prozesse beschleunigt.
• Xaver — Xaver enables Financial Institutions to close Europe’s pension gap. By offering an advanced AI-driven B2B platform for life insurance and private pension sales, Xaver enhances the operational and sales efficiency of banks, insurers, and brokers by up to 65% and introduces a new era of white-labeled private pension products.With a leadership teamof experienced industry veterans - Max Bachem, Ole Breulmann, and Dr. Björn Holste - and backing from leading VC funds and a prominent group of former financial institution executives, fintech pioneers, and unicorn founders, Xaver is dedicated to improving the pension situation of Europeans through their B2B offering.
• 7Learnings — 7Learnings is a dynamic pricing software, powered by predictive AI. Benefit from leading retail pricing technology and increase your profits by 15%+ in weeks.

Portfolio highlights

• Datagon AI — Optimize your production process with our manufacturing optimization agents. Trusted by BMW, Audi, Siemens, Stellantis, BSH, Henkel, and more. Schedule a demo today!
• Magic — Teaching AI to act in its natural environment, the computer.
• Deep Tech Momentum — Join 3,000+ corporate leaders, investors, and deep tech founders at DTM26 in Berlin, on May 20-21. Forge the partnerships that will shape European competitiveness, resilience and technological sovereignty for the next decades.

Portfolio highlights

• Feather — Feather gives you insurance advice for expats in Germany. Our digital insurance agent will help you get the right insurance policies for your need.

Portfolio highlights

• INSRD — Elevate your startup's growth with tailored coverage, digital comfort and unparalleled service. From newborn to unicorn, insuring your success.
• Mietz — The first fully automized all-in-one renting platform for tenants and landlords.
• Widgetbook — Widgetbook is an open source tool for organizing widgets in Flutter. It accelerates UI development and improves the collaboration between developers, designers and clients.

Portfolio highlights

• muffintech — Generative AI for the insurance industry. Unleash the full potential of your employees and offer your customers an unmatched user experience.

Portfolio highlights

• Vinlivt — Vinlivt is a financial sales application. They build retirement homes for retirees. Vinlivt enables the management of all activities for retirement provision and the security of prosperity. Vinlivts services include a sales hub, contracts, VinHub content, and counselor messenger.

Portfolio highlights

• autarc — We supercharge installers with our OS to become heat pump champions
• qomodo — Qomodo: La piattaforma BNPL innovativa. Rate a tasso zero, approvazioni veloci, transazioni sicure. Rivoluzionaria nell'acquisto per aziende e consumatori.
• Cylib — The cylib process transfers waste from end of life batteries or production scrap into marketable products. Cylib covers all steps from the discharging of batteries up to hydrometallurgical extraction. Since the whole process is in one hand, also the processing of production scraps as well as black mass is possible.

Portfolio highlights

• Vinlivt — Vinlivt is a financial sales application. They build retirement homes for retirees. Vinlivt enables the management of all activities for retirement provision and the security of prosperity. Vinlivts services include a sales hub, contracts, VinHub content, and counselor messenger.

Portfolio highlights

• TODAY — TODAY enables insurance, banking, and pension advisers to be 30% more productive by accessing conversation insights and eliminating administrative tasks.
• muffintech — Generative AI for the insurance industry. Unleash the full potential of your employees and offer your customers an unmatched user experience.

Portfolio highlights

• Malga — Malga is an online payment platform that offers fraud protection and payment split services.
• Feather — Feather gives you insurance advice for expats in Germany. Our digital insurance agent will help you get the right insurance policies for your need.
• Malga — Instant access to multiple payment providers with a single integration