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Top 5 Payments VC Funds & Investors in Ghana (June 2026)

The most active venture capital funds investing in Ghana Payments startups. This investor list is updated monthly from the Shizune investor database, ranked by number of investments in Ghana Payments startup companies. Find investors to raise a Pre-Seed, Seed or Series A round with Shizune.
Investor Relevant Deals Geography Stage Focus Round Size
Factor E
VC Fund
2 Kenya, United States, India Seed, Series A, Convertible Note Energy, Renewable Energy, Agriculture $20k–$10M
Launch Africa
VC Fund
2 Nigeria, South Africa, United States Seed, Pre-Seed Financial Services, FinTech, Information Technology $200k–$4M
First circle capital
VC Fund
2 Nigeria, Egypt, United States Pre-Seed, Seed Financial Services, FinTech, Finance $100k–$4M
CV VC
VC Fund
2 United States, Switzerland, Germany Seed, Pre-Seed Blockchain, Software, Financial Services $125k–$4M
Block, Inc.
VC Fund
1 United States, India, Egypt Series A, Series B, Series C Financial Services, FinTech, Software
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Investor list

Factor E
VC Fund · Fort Collins, Colorado, United States · 2 investments in Ghana Payments startups

Factor E is a finance company that impacts venture builders, dedicated to supporting the people and ideas that will turn the tables in the global battle for sustainable solutions to energy, agriculture, mobility, and waste challenges in emerging and frontier markets. It serves as a conduit between philanthropic and commercial investors throughmarket-driven forces.

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Investment focus

  • Industry: Energy, Renewable Energy, Agriculture
  • Stage:Seed, Series A, Convertible Note
  • Geography: Kenya, United States, India

Investor stats

  • Total investments: 34
  • Round size: Seed $500k–$4.6M; Series A $1.3M–$10M; Convertible Note $20k–$1.1M
  • Lead/follow: 41% lead, 59% follow

Portfolio highlights

  • Roam — The Standard for Electric Mobility in Africa.
  • Ferntech — Take control of your decentralized power system with Odyssey's FernTech software and hardware. Get real-time insights and automate operations with our reliable data collection, system automation, and range of controllers and IoT gateways. Explore the FernTech product suite and see how it works in action. Contact us to learn more.
  • 60Hertz Energy — Unify asset management with asset monitoring, enhance scheduling, and facile communication. Book a Demo Now!
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Launch Africa
VC Fund · Ebène, Plaines Wilhems, Mauritius · 2 investments in Ghana Payments startups

Launch Africa is a leading Pan-African VC fund solving the significant funding gap in the Seed and pre-Series A investment landscape in Africa

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Investment focus

  • Industry: Financial Services, FinTech, Information Technology
  • Stage:Seed, Pre-Seed
  • Geography: Nigeria, South Africa, United States

Investor stats

  • Total investments: 162
  • Round size: Seed $200k–$4M; Pre-Seed $200k–$1.7M
  • Lead/follow: 36% lead, 64% follow
  • Last fund: Likely still investing — raised $36M in 2022

Portfolio highlights

  • Fixit45 — Fixit45 also provides fleet management, auto parts sourcing and delivery, auto care, refurbishment and upgrades, repair financing, and mechanic workshop software as well as pre-purchase inspections, underlying these with moderation for compliance and accountability.
  • Gigmile — Gigmile provides financial services. They provide gig workers with core services and an affordable lease on productive assets that is tailored to their earnings to enable them to succeed in the mobility industry as entrepreneurs.
  • HomecomingEx — Homecoming Revolution is a pan-African recruitment firm for global African professionals. We specialise in headhunting & placing global African talent.
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First circle capital
VC Fund · Casablanca, Grand Casablanca, Morocco · 2 investments in Ghana Payments startups

First Circle Capital is a venture capital firm seeding the next fintech generation in Africa.

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Investment focus

  • Industry: Financial Services, FinTech, Finance
  • Stage:Pre-Seed, Seed
  • Geography: Nigeria, Egypt, United States

Investor stats

  • Total investments: 35
  • Round size: Seed $455k–$4M; Pre-Seed $100k–$780k
  • Lead/follow: 11% lead, 89% follow

Portfolio highlights

  • PayTic — PayTic enables payments issuers to manage their card programs by providing dedicated back-office solutions that streamline the end-to-end operations in customer support, chargebacks, fraud, AML, reporting, and reconciliation. Our proprietary solutions are unique in automating and centralizing the program management processes, regardless of thenumber of processors and the payment networks involved in the payments products. We impact payments providers by eliminating the defragmented and manual processes and replacing them with a SaaS platform that increases proactivity, mitigates risks, and delivers value. It reduces the burn rate to near 0 in operational costs and offers an unprecedented competitive advantage. PayTic is introducing the Zero Ops model in managing payments.
  • Pumpkn — Need reliable funding? We provide quick loans and capital tailored for Agriculture businesses in South Africa. Grow your business with Pumpkn. Apply now!
  • Scale — Scale accelerates market entry and revenue for fintechs with a people-first approach.
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CV VC
VC Fund · Zug, Zug, Switzerland · 2 investments in Ghana Payments startups

We invest in blockchain

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Investment focus

  • Industry: Blockchain, Software, Financial Services
  • Stage:Seed, Pre-Seed
  • Geography: United States, Switzerland, Germany

Investor stats

  • Total investments: 58
  • Round size: Seed $150k–$4M; Pre-Seed $125k–$600k
  • Lead/follow: 14% lead, 86% follow
  • Last fund: Likely still investing — fund raised in 2022

Portfolio highlights

  • fija Finance GmbH — Fija offers high-yield, regulated DeFi products without its own token. MiCA-compliant, transparent & secure.
  • Orca Fraud — Orca empowers fraud fighters with effective tools to combat fraud
  • Reppo Labs — Blockchain Network that connect Data Owners with AI Developers and AI agents through Programmable IP Co-ownership
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Block, Inc.
VC Fund · San Francisco, California, United States · 1 investments in Ghana Payments startups

Block is Square, Cash App, Spiral, TIDAL, and our foundational teams.

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Investment focus

  • Industry: Financial Services, FinTech, Software
  • Stage:Series A, Series B, Series C
  • Geography: United States, India, Egypt

Investor stats

  • Total investments: 27
  • Lead/follow: no public data

Portfolio highlights

  • Gridless — At the Frontier of Bitcoin Mining in Africa
  • Yellow Card — Buy and Sell BTC, ETH, USDT & More in Africa | Yellow Card
  • Aston Reinvestment Trust — As a Community Development Finance Institution (CDFI) ART's remit is to ensure that viable businesses and social enterprises in the West Midlands can access the finance they need.
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Payments VC funding in Ghana at a glance

Stats across 6 deals from 6 investors.

6
investors
in Ghana Payments startups
6
deals
in Ghana Payments startups
$300k
median round
in Ghana Payments startups
17%
lead investors
lead at least one round
67%
Pre-Seed
most common funding stage

Access all 6 VC funds in Ghana Payments startups.

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