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Top 5 Payments Startup Investors in Ghana in January 2026

A list of 5 angel investors and VC (Venture Capital) funds that invest in Payments startups based in Ghana. We rank investors based on the number of investments they made in Payments companies from Ghana. We update this investor list every month.

Top 5 Payments Startup Investors in Ghana in January 2026

Investor Payments Ghana investments
Factor E 2
First circle capital 2
Launch Africa 2
CV VC 2
Block, Inc. 1
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Investor list
Factor E VC Fund · Fort Collins, Colorado, United States
Factor E is a finance company that impacts venture builders, dedicated to supporting the people and ideas that will turn the tables in the global battle for sustainable solutions to energy, agriculture, mobility, and waste challenges in emerging and frontier markets. It serves as a conduit between philanthropic and commercial investors throughmarket-driven forces.
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Investment focus
  • Energy, Renewable Energy, Agriculture
  • Seed, Series A, Convertible Note
  • United States, Kenya, India
Portfolio highlights
  • Roam — The Standard for Electric Mobility in Africa.
  • Ferntech — Take control of your decentralized power system with Odyssey's FernTech software and hardware. Get real-time insights and automate operations with our reliable data collection, system automation, and range of controllers and IoT gateways. Explore the FernTech product suite and see how it works in action. Contact us to learn more.
  • 60Hertz Energy — Unify asset management with asset monitoring, enhance scheduling, and facile communication. Book a Demo Now!
First circle capital VC Fund · Casablanca, Grand Casablanca, Morocco
First Circle Capital is a venture capital firm seeding the next fintech generation in Africa.
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Investment focus
  • Financial Services, FinTech, Finance
  • Pre-Seed, Seed, Funding Round
  • Nigeria, Egypt, United States
Portfolio highlights
  • PayTic — PayTic enables payments issuers to manage their card programs by providing dedicated back-office solutions that streamline the end-to-end operations in customer support, chargebacks, fraud, AML, reporting, and reconciliation. Our proprietary solutions are unique in automating and centralizing the program management processes, regardless of thenumber of processors and the payment networks involved in the payments products. We impact payments providers by eliminating the defragmented and manual processes and replacing them with a SaaS platform that increases proactivity, mitigates risks, and delivers value. It reduces the burn rate to near 0 in operational costs and offers an unprecedented competitive advantage. PayTic is introducing the Zero Ops model in managing payments.
  • Pumpkn — Need reliable funding? We provide quick loans and capital tailored for Agriculture businesses in South Africa. Grow your business with Pumpkn. Apply now!
  • Scale — Scale accelerates market entry and revenue for fintechs with a people-first approach.
Launch Africa VC Fund · Ebène, Plaines Wilhems, Mauritius
Launch Africa is a leading Pan-African VC fund solving the significant funding gap in the Seed and pre-Series A investment landscape in Africa
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Investment focus
  • Financial Services, FinTech, Information Technology
  • Seed, Funding Round, Pre-Seed
  • Nigeria, South Africa, Kenya
Portfolio highlights
  • Shopstar — A place for makers and creators to start, manage and grow successful online stores. Our built-in design, payment and shipping methods provide you with an all in one solution. Get started with a free 14-day trial.
  • Bitmama — Bitmama is the best cryptocurrency trading platform that lets you buy, sell Bitcoin, ETH, Celo, USDT, XRP, and more. Available in Nigeria & over 100 countries.
  • HomecomingEx — Homecoming Revolution is a pan-African recruitment firm for global African professionals. We specialise in headhunting & placing global African talent.
CV VC VC Fund · Zug, Zug, Switzerland
We invest in blockchain
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Investment focus
  • Blockchain, Software, Information Technology
  • Seed, Pre-Seed, Funding Round
  • United States, Switzerland, Germany
Portfolio highlights
  • fija Finance GmbH — Fija offers high-yield, regulated DeFi products without its own token. MiCA-compliant, transparent & secure.
  • Mycel — Mycel is a decentralized cross-chain asset management platform with an intent-based token transfer layer.
  • Reppo Labs — Blockchain Network that connect Data Owners with AI Developers and AI agents through Programmable IP Co-ownership
Block, Inc. VC Fund · San Francisco, California, United States
Block is Square, Cash App, Spiral, TIDAL, and our foundational teams.
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Investment focus
  • Financial Services, FinTech, Software
  • Series A, Series B, Series C
  • United States, India, Egypt
Portfolio highlights
  • Gridless — At the Frontier of Bitcoin Mining in Africa
  • Yellow Card — Buy and Sell BTC, ETH, USDT & More in Africa | Yellow Card
  • Aston Reinvestment Trust — As a Community Development Finance Institution (CDFI) ART's remit is to ensure that viable businesses and social enterprises in the West Midlands can access the finance they need.
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