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Top 5 Payments Startup Investors in Ghana in January 2026

Last updated: Jan 2026 A list of 5 angel investors and VC (Venture Capital) funds that invest in Payments startups based in Ghana. We rank investors based on the number of investments they made in Payments companies from Ghana. We update this investor list every month.

Top 5 Payments Startup Investors in Ghana in January 2026

Investor	Payments Ghana investments
Factor E	2
First circle capital	2
Launch Africa	2
CV VC	2
Block, Inc.	1

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Investor list

Factor E is a finance company that impacts venture builders, dedicated to supporting the people and ideas that will turn the tables in the global battle for sustainable solutions to energy, agriculture, mobility, and waste challenges in emerging and frontier markets. It serves as a conduit between philanthropic and commercial investors throughmarket-driven forces.

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Investment focus

Energy, Renewable Energy, Agriculture
Seed, Series A, Convertible Note
United States, Kenya, India

Portfolio highlights

Roam — The Standard for Electric Mobility in Africa.
Ferntech — Take control of your decentralized power system with Odyssey's FernTech software and hardware. Get real-time insights and automate operations with our reliable data collection, system automation, and range of controllers and IoT gateways. Explore the FernTech product suite and see how it works in action. Contact us to learn more.
60Hertz Energy — Unify asset management with asset monitoring, enhance scheduling, and facile communication. Book a Demo Now!

First Circle Capital is a venture capital firm seeding the next fintech generation in Africa.

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Investment focus

Financial Services, FinTech, Finance
Pre-Seed, Seed, Funding Round
Nigeria, Egypt, United States

Portfolio highlights

PayTic — PayTic enables payments issuers to manage their card programs by providing dedicated back-office solutions that streamline the end-to-end operations in customer support, chargebacks, fraud, AML, reporting, and reconciliation. Our proprietary solutions are unique in automating and centralizing the program management processes, regardless of thenumber of processors and the payment networks involved in the payments products. We impact payments providers by eliminating the defragmented and manual processes and replacing them with a SaaS platform that increases proactivity, mitigates risks, and delivers value. It reduces the burn rate to near 0 in operational costs and offers an unprecedented competitive advantage. PayTic is introducing the Zero Ops model in managing payments.
Pumpkn — Need reliable funding? We provide quick loans and capital tailored for Agriculture businesses in South Africa. Grow your business with Pumpkn. Apply now!
Scale — Scale accelerates market entry and revenue for fintechs with a people-first approach.

Launch Africa is a leading Pan-African VC fund solving the significant funding gap in the Seed and pre-Series A investment landscape in Africa

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Investment focus

Financial Services, FinTech, Information Technology
Seed, Funding Round, Pre-Seed
Nigeria, South Africa, Kenya

Portfolio highlights

Shopstar — A place for makers and creators to start, manage and grow successful online stores. Our built-in design, payment and shipping methods provide you with an all in one solution. Get started with a free 14-day trial.
Bitmama — Bitmama is the best cryptocurrency trading platform that lets you buy, sell Bitcoin, ETH, Celo, USDT, XRP, and more. Available in Nigeria & over 100 countries.
HomecomingEx — Homecoming Revolution is a pan-African recruitment firm for global African professionals. We specialise in headhunting & placing global African talent.

We invest in blockchain

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Investment focus

Blockchain, Software, Information Technology
Seed, Pre-Seed, Funding Round
United States, Switzerland, Germany

Portfolio highlights

fija Finance GmbH — Fija offers high-yield, regulated DeFi products without its own token. MiCA-compliant, transparent & secure.
Mycel — Mycel is a decentralized cross-chain asset management platform with an intent-based token transfer layer.
Reppo Labs — Blockchain Network that connect Data Owners with AI Developers and AI agents through Programmable IP Co-ownership

Block is Square, Cash App, Spiral, TIDAL, and our foundational teams.

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Investment focus

Financial Services, FinTech, Software
Series A, Series B, Series C
United States, India, Egypt

Portfolio highlights

Gridless — At the Frontier of Bitcoin Mining in Africa
Yellow Card — Buy and Sell BTC, ETH, USDT & More in Africa | Yellow Card
Aston Reinvestment Trust — As a Community Development Finance Institution (CDFI) ART's remit is to ensure that viable businesses and social enterprises in the West Midlands can access the finance they need.

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