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Top 45 Financial Services VC (Venture Capital) Funds in Ghana in May 2025

Last updated: May 2025 A list of 45 VC (Venture Capital) funds that invest in Financial services startups based in Ghana. We rank investors based on the number of investments they made in Financial services companies from Ghana. We update this investor list every month.

Top 45 Financial Services VC (Venture Capital) Funds in Ghana in May 2025

Investor	Financial Services Ghana investments
Good Soil VC	5
Launch Africa	5
Microtraction	3
Savannah Fund	3
First circle capital	2
Speedinvest	2
CV VC	2
Ingressive Capital	2
Investisseurs & Partenaires	2
Cathay Innovation	2
Factor E	2
54 Collective	2
ImpactAssets	2
E3 Capital	1
British International Investment	1
StillMark	1
Rising Tide Africa	1
Flourish Ventures	1
Grazia Equity	1
FINCA International	1
Enza Capital	1
BACKED VC	1
ARK Holdings	1
The Draper Richards Kaplan Foundation	1
Persistent	1
Symbiotics Group	1
Anorak Ventures	1
Stella Capital	1
Block	1
Engie	1
Ground Squirrel Ventures	1
EDFI ElectriFI	1
Happy Wishy	1
Attijariwafa bank	1
Ethos Family Office	1
Aster	1
Oikocredit International	1
Norrsken Foundation	1
Matuca	1
Standard Bank	1
SunFunder	1
Block, Inc.	1
LoftyInc Capital	1
Amethis Finance	1
Blue Haven Initiative	1

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We are a venture capital firm that partners with founders to build global, market-defying companies. We fund diverse teams across Sub-Saharan Africa and Europe.

Investment focus

FinTech, Financial Services, Information Technology
Seed, Pre-Seed, Series A
Ghana, United Kingdom, Rwanda

Portfolio highlights

Livoh — Livoh is a software firm offering live streaming platform so the content can reach its target market.
Zeepay — Zeepay Ghana Limited is a wholly Ghanaian owned Mobile FinancialServices company focusing on providing integrated mobile payments services with mobile wallets targeting the unbanked and banked population with the objective of bringing the unbanked into the financial stream and easing payments and collections for the banked population.Zeepayfacilitates the processing of multiple mobile phone payment transactions, and operates as a aggregator that brings transaction of all players together on one single platform. The company’s core application runs on open source technology, and is designed to integrate all types of payment platforms, banks, merchants, Mobile Network Operators (MNOs), and other companies with subscriber based transactions.
STEELO STYLE LTD — Join The Steelo Community

Launch Africa is a leading Pan-African VC fund solving the significant funding gap in the Seed and pre-Series A investment landscape in Africa

Investment focus

Financial Services, FinTech, Information Technology
Seed, Funding Round, Pre-Seed
Nigeria, South Africa, Kenya

Portfolio highlights

Affinity — Join over 60,000 who trust the Affinity mobile app to manage your personal banking needs and qualify for an Affinity Instant Loan
ToumAI Analytics — ToumAI Analytics is a software development company providing voice analytics, real-time analytics, and reporting services.
PBR Life Sciences — A cloud-based real-world, non-observational pharmacy sell-out data

We invest in Africa's most remarkable teams with technical founders at the earliest stage of their venture

Investment focus

Financial Services, FinTech, Software
Pre-Seed, Seed, Angel
Nigeria, United States, Ghana

Portfolio highlights

Juicyway — Juice is a developer of a payment network platform for cross-border business payments for businesses and individuals. It facilitates financial transactions between parties regardless of location to allow enterprises to participate in international trade and the exchange of goods and services.
Intron Health — Intron provides clinical speech recognition for 200+ accents spoken in developing countries starting with Africa, reducing documentation time by 6x so doctors can spend more time with patients
PBR Life Sciences — A cloud-based real-world, non-observational pharmacy sell-out data

Savannah Fund is a seed capital fund specializing in US$25,000-US$500,000 investments in early stage high growth technology (web and mobile) startups in sub-Saharan Africa. Initially focused on East Africa, the fund aims to bridge the early stage/angel and venture capital investment gap that currently exists in Africa. The Fund expects toachieve this objective by combining capital with mentor networks both in the region and from Silicon Valley via an accelerator program and a follow-on independent seed fund.The fund is managed by an experienced and technology savvy team that have founded companies or are actively involved in angel investing or having run successful accelerator programs in past but also understand the unique Subsaharan African environment. They are backed and supported by both local, regional and international networks of angels,venture capitalists whose expertise we can draw on to help startups succeed and scale to fully fledged regional or global companies.They believe in the potential for Africa to become a global technology innovator by creating sustainable for profit companies that create jobs and make an impact.

Investment focus

E-Commerce, FinTech, Information Technology
Seed, Series A, Pre-Seed
Kenya, United States, South Africa

Portfolio highlights

Oze — OZÉ brings African small businesses into the digital era. It is an app that makes it easy for businesses to track sales, expenses, and customer information. The data is analyzed to provide tailored recommendations, reports, and business education. If the entrepreneur needs a little extra support, an OZÉ Coach is just a click away. As they are usingOZÉ to manage their business and learn how to run it better, we are learning about them. Using this data and machine learning, we can predict their credit risk and provide them with affordable capital from our banking partners. With over 20,000 registered users, OZÉ is the largest online community of SMEs in Ghana. The most exciting thing is that OZÉ works; 97% of businesses that have used OZE for at least 9 months are growing or profitable or both!
Root — Launch digital and embedded insurance solutions with omni-channel distribution.
Afropolitan — Afropolitan is building a Network State to unleash the maximum potential of Africans around the world. Are you interested? Join us with your email.

First Circle Capital is a venture capital firm seeding the next fintech generation in Africa.

Investment focus

Financial Services, FinTech, Finance
Pre-Seed, Seed, Funding Round
Nigeria, Egypt, United States

Portfolio highlights

PayTic — PayTic enables payments issuers to manage their card programs by providing dedicated back-office solutions that streamline the end-to-end operations in customer support, chargebacks, fraud, AML, reporting, and reconciliation. Our proprietary solutions are unique in automating and centralizing the program management processes, regardless of thenumber of processors and the payment networks involved in the payments products. We impact payments providers by eliminating the defragmented and manual processes and replacing them with a SaaS platform that increases proactivity, mitigates risks, and delivers value. It reduces the burn rate to near 0 in operational costs and offers an unprecedented competitive advantage. PayTic is introducing the Zero Ops model in managing payments.
Pumpkn — Need reliable funding? We provide quick loans and capital tailored for Agriculture businesses in South Africa. Grow your business with Pumpkn. Apply now!
Scale — Scale accelerates market entry and revenue for fintechs with a people-first approach.

Speedinvest is one of Europe’s most active early-stage investors, with more than €1bn AUM, 40 investors, and offices in Berlin, London, Munich, Paris, Vienna and San Francisco. Your success is our priority, so we don’t just send some money and "check in" at board meetings. Our mission is to empower you with game-changing support throughevery stage of your journey. Our focused investment teams know your industry inside and out. Their Deep Tech, Fintech, Industrial Tech, Network Effects, Digital Health and Subscriptions experience, know-how and deep networks are yours from day one. You also have full access to our in-house Platform+ team of operational experts who can provide tailored growth marketing, people (HR), US business development, and networking support throughout every stage of your journey.

Investment focus

Software, FinTech, Financial Services
Seed, Series A, Pre-Seed
United Kingdom, Germany, Austria

Portfolio highlights

trawa — The partner for renewable and affordable electricity for businesses. Get electricity directly from solar and windparks with corporate PPAs.
remberg — The remberg software helps industrial companies become digital champions in customer & field service for their machines and equipment, moving from reactive and analog to proactive and digital, thereby eliminating paper chaos and preparing them for the age of the Internet of Things (IoT).
Riverse — The impact monetization platform enabling European green-techs finance their growth by valorizing their impact

We invest in blockchain

Investment focus

Blockchain, Software, Information Technology
Seed, Pre-Seed, Funding Round
United States, Switzerland, Germany

Portfolio highlights

fija Finance GmbH — The new way to earn on your crypto
Mycel — Mycel is a decentralized cross-chain asset management platform with an intent-based token transfer layer.
Reppo Labs — Blockchain Network that connect Data Owners with AI Developers and AI agents through Programmable IP Co-ownership

Ingressive Capital they provide services in business development, partnerships, and financial support.

Investment focus

Financial Services, FinTech, Information Technology
Pre-Seed, Seed, Series A
Nigeria, United States, Ghana

Portfolio highlights

MNZL — MNZL is on a mission to expand access to capital for Egyptians.Every person who owns an asset has accumulated wealth in it. When they want liquidity for their projects and needs, they should be able to tap into it as easily as withdrawing from a bank.With an innovative digital platform and products, we are working on making digital access tocapital a reality, and building the future of asset-backed financing in Africa.
Gwala — Gwala is a benefits platform that aims to improve the financial health and well-being of African employees. Gwala offers financial products that help employees make better decisions, reduce financial stress, and stay on track with their finances.
Startbutton — Startbutton provides your business with the right connections to streamline payment processes and collections in various countries in Africa, eliminating bothersome overheads on local regulations so you can focus on increasing productivity and potential.

Investisseurs et Partenaires

Investment focus

Financial Services, Health Care, Food and Beverage
Funding Round, Seed, Series A
France, Senegal, Côte d'Ivoire

Portfolio highlights

iProcure — iProcure is a Nairobi-based start-up working to optimize the agriculture input supply chain in rural Kenya. iProcure’s web and mobile technology solution improves agriculture retailers’ operations. It lets them manage ordering based on inventory, point of sale activities, and client profiles along with geo-located purchasing patterns, real-timeagent performance and transaction analysis, and built-in mobile payments. As a result, retailers can better predict demand with business intelligence data, improve inventory management, and streamline distribution efficiency.
Trackbit — Trackbit is a cryptocurrency exchange platform.
Lapaire — Discover a wide range of high-quality & affordable eyeglasses at Lapaire Glasses. Book a free vision test with our professional optometrists to help you find your perfect pair of glasses to enhance your vision and style. Shops in 7 african countries: Benin, Ivory Coast, Togo, Burkina Faso, Mali, Kenya and Uganda.

A Global Venture Capital Platform Connecting Innovators Everywhere

Investment focus

Artificial Intelligence, Software, Financial Services
Series B, Series A, Series C
United States, France, China

Portfolio highlights

Nelly — Nelly provides tool for medical practices that simplifies patient onboarding and payments.
Flowdesk — The new standard for market-making and crypto-financial technology. Market-making as a Service, brokerage, custody of cryptocurrencies.
Bioptimus — Our mission is to build the first universal AI foundation model for biology to fuel breakthrough discoveries and accelerate innovations in biomedicine and beyond.

Factor[e] Ventures impact venture builders, dedicated to supporting the people and ideas that will turn the tables in the global battle for sustainable solutions to energy, agriculture, mobility, and waste challenges in emerging & frontier markets.Working across the globe, we bring disruptive innovation to the worlds’ fastest-growing markets.We serve as a conduit between philanthropic and commercial investors who are like-minded in their pursuit of de-carbonized development through market-driven forces.

Investment focus

Energy, Renewable Energy, Agriculture
Seed, Series A, Convertible Note
United States, Kenya, India

Portfolio highlights

Terralima — Terralima is building a digital platform where we connect a trusted network of farmers in Africa to food producers and co-operatives who get high-quality, traceable agricultural commodities at a fair, transparent and stable market price. We are also bridging the funding gap for farmers and aggregators through embbeded fintech.Our online Tradingand Fintech platform delivers direct access to markets, on-demand credit, and efficient logistics for smallholder farmers; thus ensuring we can get food from where it is produced to where it's required, while eliminating food waste and maximising profits for farmers.
InspiraFarms — InspiraFarms provides on-and-near farm, grid & solar powered Cold Rooms & Packhouses for agribusinesses & distributors. Reduce energy costs & food losses!
Open Access Energy — Open Access Energy provides energy management software.

Building and scaling African tech startups with catalytic capital, value-add support and our global network.

Investment focus

Health Care, Information Technology, FinTech
Seed, Pre-Seed, Funding Round
Kenya, Nigeria, South Africa

Portfolio highlights

Billboxx — Enabling businesses pay and get paid twice as fast
Yeah — Yeah is a financial technology company that offers payment processing services while building a credit profile for the banked and unbanked.
Konnect — Konnect provides a cross borders payment solution intended to simplify complex financial flows allowing companies of any scale and size to send and receive payments in a practical, secure, and low-cost way.

ImpactAssets is the preeminent partner for impact investing and philanthropic giving for individuals, families and a range of organizations that want to create positive change for the world.

Investment focus

Software, Health Care, Biotechnology
Seed, Series A, Pre-Seed
United States, India, Mali

Portfolio highlights

Mad capital — Mad Capital is not your normal lender.
Affinity — Join over 60,000 who trust the Affinity mobile app to manage your personal banking needs and qualify for an Affinity Instant Loan
Cropin — CropIn is a leading AI and Data-led agri-tech organization that provides SaaS solutions to agribusinesses globally. CropIn’s unique suite of products enables various stakeholders in the agri-ecosystem to adopt and drive digital strategy across their operations. Using cutting-edge technology like big data analytics, artificial intelligence,machine learning, and remote sensing, CropIn creates an interconnected network of all these stakeholders at different levels of the agriculture ecosystem, enabling clients to analyze and interpret data to derive real-time actionable insights on standing crop. Businesses can thus leverage technology to effectively drive their initiatives around Digitization, Predictability, Compliance, Sustainability and Traceability. With the vision to ‘maximize per acre value’ and the mission to ‘make every farm traceable’, CropIn adds value to agri-businesses by increasing efficiency, scaling productivity, and strengthening sustainability across the board. Thus far, CropIn has digitized over 5.5 million acres of farmland and enriched the lives of nearly 2.1 million farmers, while gathering data on 380+ crops and 3,600+ crop varieties in 46+ countries on 6 continents.

E3 Capital invests in growing, entrepreneurial businesses in Sub-Saharan Africa addressing the lack of electrification in the region with new technology and innovative business models. The fund is backed by Schneider Electric, the leading energy management multinational, and a number of public-sector investors.

Investment focus

Solar, Energy, Financial Services
Seed, Series A, Series B
Kenya, United States, Mali

Portfolio highlights

Plentify — Plentify connects home appliances with cheaper cleaner energy. It does this with an intelligent residential load management platform which matches demand with clean energy supply for 75% cheaper than batteries. Plentify combines advanced hardware, AI, and user-centric design to create smart home products that delight customers while alsostrengthening electricity systems.
YoLa Fresh — At YoLaFresh, our mission is to revolutionize the fresh produce supply chain in Africa by leveraging technology and data to disrupt traditional distribution models. We strive to create a more efficient and transparent system that benefits all stakeholders, from farmers to retailers and consumers. Our vision is to create a world where access tofresh, high-quality produce is a universal right. We believe that by empowering farmers and retailers with innovative technology solutions, we will improve their livelihoods and make a positive impact on their communities.
Insight Terra — Insight Terra supports data driven risk management in critical situations where business operations, people and the environment all come together.

British International Investment is the UK's development finance institution. We've been at the forefront of supporting companies in developing countries for more than 70 years.

Investment focus

Financial Services, Banking, FinTech
Funding Round, Debt Financing, Series B
India, Kenya, Nigeria

Portfolio highlights

Asha Ventures — Asha Ventures is an India-focused equity investor for innovative businesses targeting India's emerging middle class.
Arnergy — ARNERGY's mission is to deliver energy solutions for productive use by deploying products, services and systems that power business operations and improve economic outcomes for our clients. Vision: Providing sustainable solutions to energy reliability issues across emerging markets.
ReNew Photovoltaics — ReNew Photovoltaics is a solar manufacturing company that provides reliable, quality, and top-tier solar products.

StillMark is a venture capital firm

Investment focus

Bitcoin, Software, Cryptocurrency
Seed, Series A, Series B
United States, Ghana, Germany

Portfolio highlights

Bitstack — Bitstack is a simple and automated bitcoin savings solution. Round up your purchases and save the spare change in bitcoin or schedule recurring purchases to save regularly.
Bipa — Bipa is a company that allows customers to buy and sell Bitcoin starting from R$1 using Pix and Lightning Network.
Vida — The AI phone agent platform for businesses and service providers. Create, deploy, and scale AI phone agents that answer calls, send texts, and more. Transform every call into an opportunity with AI that's always available. Boost revenue, enhance productivity, and delight customers.

About Us Rising Tide Africa functions as part of a Global movement of The Rising Tide Program for Africa. It constitutes a group of women angel investors harnessing their power, network, passion and capital to positively impact and actively create a New Africa. Learn More Join Us Our Partners Investment Access to High Potential Early

Investment focus

FinTech, Information Technology, Finance
Seed, Pre-Seed
Nigeria, United Kingdom, Ghana

Portfolio highlights

Wealth8 — Wealth8 is a black-owned investment platform that provides a simple and affordable way for the black community to save & invest in globally managed funds.
ANKA — ANKA is a platform to discover, buy, and sell African fashion, arts, and crafts. ANKA’s goal is to allow African creation lovers to live their passion while allowing the creators to live from theirs. ANKA facilitates transactions and exchanges directly between buyers and sellers on both sides of the world, in a user-friendly and secure way.
Seso Global — Seso Global is a platform for secure real estate management and transactions in Africa.Based in Lagos (Nigeria), Accra (Ghana) and Cambridge (UK), Seso Global is a Digital Lands Transactions platform that facilitates secure, trusted, and risk-free Blockchain Land Transactions between, Property Owners, Land Service Agencies and FinancialInstitutions.

We are an early-stage global venture capital firm investing in fintech founders.

Investment focus

FinTech, Financial Services, Finance
Series A, Series B, Seed
United States, India, Brazil

Portfolio highlights

minu — In minu, we are revolutionizing the financial health of Mexican employees, offering them access to their already worked salary when they need it, instead of having to wait for payroll. We work with HR areas of companies that offer the provision of minu to improve satisfaction, retention, and attraction of talent. minu is supported by FinTech'sleading institutional investors globally, including QED.
MoneyHash — MoneyHash provides access to payment and fintech services across the Middle East & Africa with one simple integration.
Morada Uno — Morada Uno underwrites and insures house rentals by equipping real estate professionals with tools and technology. The company aims to simplify and create trust and security in real estate transactions, promoting fairness in every interaction, and promoting a positive change in the mentality and way of doing things in Mexico.

Grazia Equity is a venture Capital firm investing in innovative, technology driven startups with high potential.Based in Stuttgart (Germany), Grazia has been supporting a large number of mostly young companies, often from their foundation to the Initial Public Offering or eventual sale. In contrast to other venture capital firms, theypredominantly work with their own capital that they invest as entrepreneurs.

Investment focus

Internet, E-Commerce, Biotechnology
Series A, Series B, Seed
Germany, United States, Switzerland

Portfolio highlights

Vytal — Start the Packaging Revolution! We are offering smart & reusable To-Go Packaging-as-a-Service to gastronomy clients & consumers.In Germany the consumption of take-away, convenience and delivery food & drinks is responsible for about 281 kilotons of single-use packaging waste for immediate consumption and is growing at double digitrates. Most of the time, To-Go food containers, snack boxes or coffee cups have a very short life-span of only 30 minutes after which they are tossed into trash (or litter parks, beaches & the ocean). This is not only a giant waste of economic resources as each single use costs between 15 and up to 0,60€ for a stable bowl/box with a lid. It is a horrendous waste of environmental resources (wood, water, crude oil, metals & energy) that are used to produce this packaging. Therefore, a single use packaging not weighing more than 30 grams can easily come with an ecological backpack of more than 8 kilograms when taking into account all the resources used in production (material intensities taken from Wuppertal Institute for Climate, Environment and Energy). Looking at GHG emissions, the picture is similarly bleak: Using CO2 emission factors and the detailed material mix of the single-use packaging waste analyzed by NABU (German Nature and Biodiversity Conservation Union), the 281 thousand tons waste from To-Go consumption generated around 556 thousand tons of CO2 or the equivalent of 195k passenger cars per year (assuming an average distance travelled of 15,000km). With the expected rise of take-away, convenience and delivery food, the related emissions are expected to increase at double digit rates as waste volume is expected to increase and as we saw a shift to plastics relative to cardboard or other materials. While there is a growing awareness of the problem, especially in Germany, there is no scalable solution yet and the commonly used alternative of nature-based & ‘biodegradable’ materials like bagasse or PLA also require many resources for production & transport, and have to be incinerated or go to landfill after use as there is currently no way to compost them.
Lumotive — Lumotive is a Seattle-based startup company developing high performance, solid-state lidar for autonomous systems in the automotive, UAV, robotics and related industries. The company's revolutionary beam-steering technology leverages Liquid Crystal Metasurfaces (or LCMs) implemented in mature semiconductor manufacturing processes to deliversmall, inexpensive 3D perception systems with unprecedented performance and reliability. For more information, visit us at www.lumotive.com.
Affinity — Join over 60,000 who trust the Affinity mobile app to manage your personal banking needs and qualify for an Affinity Instant Loan

FINCA improves lives and transforms communities through innovative microfinance and social enterprise programs in financially excluded regions worldwide.

Investment focus

Seed
Germany

Portfolio highlights

Affinity — Join over 60,000 who trust the Affinity mobile app to manage your personal banking needs and qualify for an Affinity Instant Loan
Elucid Social — Elucid Social integrates businesses with the social good movement through a data-driven strategy that yields measurable results. Elucid Social develops and deploys technologies to assess, report, and minimize human rights risks linked with the sourcing of products and services.

Venture investor in high-growth Founders and Teams using technology to solve large and meaningful problems across Africa

Investment focus

Financial Services, Finance, E-Commerce
Seed, Funding Round, Series A
Kenya, Nigeria, South Africa

Portfolio highlights

MNZL — MNZL is on a mission to expand access to capital for Egyptians.Every person who owns an asset has accumulated wealth in it. When they want liquidity for their projects and needs, they should be able to tap into it as easily as withdrawing from a bank.With an innovative digital platform and products, we are working on making digital access tocapital a reality, and building the future of asset-backed financing in Africa.
Hub2.Io — Welcome to HUB2, the leading FINTECH startup in interoperability and payment infrastructure in Francophone Africa. We are proud to work with all financial industry players in Africa who need stable and high-performing infrastructure, and contribute to their success.
Affinity — Join over 60,000 who trust the Affinity mobile app to manage your personal banking needs and qualify for an Affinity Instant Loan

BACKED is the human-centric venture capital fund. We invest in exceptional founders at Seed in Europe. Welcome to Different.

Investment focus

Software, Blockchain, Enterprise Software
Seed, Series A, Funding Round
United Kingdom, United States, The Netherlands

Portfolio highlights

JUST — JUST is a company that specialises in ecommerce payment solutions.
Affinity — Join over 60,000 who trust the Affinity mobile app to manage your personal banking needs and qualify for an Affinity Instant Loan
Cloud Capital — CloudCapital manages cloud costs and invests in tech companies using AI and ML.

ARK Holdings is a privately held family investment portfolio firm.

Investment focus

Mobile, Retail, FinTech
Series A
Ghana

Portfolio highlights

Zeepay — Zeepay Ghana Limited is a wholly Ghanaian owned Mobile FinancialServices company focusing on providing integrated mobile payments services with mobile wallets targeting the unbanked and banked population with the objective of bringing the unbanked into the financial stream and easing payments and collections for the banked population.Zeepayfacilitates the processing of multiple mobile phone payment transactions, and operates as a aggregator that brings transaction of all players together on one single platform. The company’s core application runs on open source technology, and is designed to integrate all types of payment platforms, banks, merchants, Mobile Network Operators (MNOs), and other companies with subscriber based transactions.

William H. Draper, III and Robin Richards Donohoe began investing together in the venture industry in 1994 concentrating on building companies in India. Since 1994, they have invested in over one hundred early stage information technology investments both in India and the United States. In 2010, the Foundation joined forces with Robert S. Kaplan,formerly vice-chairman of Goldman Sachs and currently professor of leadership at Harvard Business School. Together the team raised their second fund inviting fourteen innovative philanthropists to join the fund.

Investment focus

Financial Services, Education, Non Profit
Seed, Grant, Funding Round
United States, Ghana, Uganda

Portfolio highlights

Emata — Emata brings digital and affordable financial products to farmers in East Africa.
Dollar For — Dollar For crushes medical bills and empowers patients.
American Journalism Project — The American Journalism Project is a new venture philanthropy organization dedicated to local news. By providing course-altering investments and venture support to civic news organizations, we are building a new public service media that is governed by, sustained by and looks like the public it serves.

Africa's Climate Venture Builder - We believe in the power of climate-positive economic development in Africa. For the last decade, we have been working hand in hand with exceptional entrepreneurs, investing both financial and human capital to build successful climate ventures on the continent. Our companies offer competitive financial returns required to drive lasting impact.

Investment focus

Energy, Solar, Renewable Energy
Funding Round, Seed, Series A
Ghana, Germany, Switzerland

Portfolio highlights

EcoNetix — Econetix leads high-integrity carbon assets, fostering transparency in the carbon market and reducing global CO2 emissions. Discover our sustainable initiatives and AI-backed solutions for accurate carbon measurement and a greener future.
Hohm Energy — We make the process of going solar simple. Generate your free, custom solar proposal and get matched with an accredited solar provider in under 5 mins.
Circadian Technologies GmbH — Circadian Technologies accelerates the energy transition in frontier markets with a SaaS business model, empowering solar developers & energy service companies to reduce operating costs and grow revenue with a data driven platform and proprietary IoT hardware.Circadian transforms the entire value chain of its customers by uniquely providingan end-to-end solution to better design, finance, operate and maintain decentralized renewable energy systems for commercial & industrial sites.

Symbiotics is the leading market access platform for impact investing. Symbiotics offers investment, asset management and capacity building services.

Investment focus

Financial Services, FinTech, Finance
Debt Financing, Funding Round, Post-IPO Debt
India, Kenya, Senegal

Portfolio highlights

Varthana — With the availability of education & school loans, financing education has become easier. Apply for instant education loan with Varthana today.
Khan Bank — Khan Bank is a universal bank and a customer of FMO.
AMK Microfinance Institution — AMK’s commitment to social performance has been absolute. AMK has developed a comprehensive social performance management framework, which ensures that the organization stays focusing on its mission to assist large numbers of poor people. As of December 2016, over 2,300 staffs serve almost 600,000 clients in nearly 13,000 villages across Cambodia.This outreach represents 89% of all villages.

Anorak Ventures is a venture capital firm based in San Francisco investing in seed-stage technology companies.

Investment focus

Software, Virtual Reality, Information Technology
Seed, Pre-Seed, Funding Round
United States, Ghana, Kenya

Portfolio highlights

Airfold — Airfold automatically analyzes all your customer-facing calls and emails so you know for sure what drives or kills your pipeline.
Intellectible — Craft complex documents likes bids and proposals easily using AI
Level Zero Health — Utilizing cutting-edge DNA-Based sensors to provide real-time monitoring of hormone levels in the interstitial fluid, a minimally invasive method unlocking access to hormonal data.

Stella Capital is an early to late-stage venture capital fund spin-off from an Asian and US based family office.

Investment focus

Food and Beverage, Consumer Goods, Manufacturing
Seed, Series A, Funding Round
United States, Ghana, Australia

Portfolio highlights

Oze — OZÉ brings African small businesses into the digital era. It is an app that makes it easy for businesses to track sales, expenses, and customer information. The data is analyzed to provide tailored recommendations, reports, and business education. If the entrepreneur needs a little extra support, an OZÉ Coach is just a click away. As they are usingOZÉ to manage their business and learn how to run it better, we are learning about them. Using this data and machine learning, we can predict their credit risk and provide them with affordable capital from our banking partners. With over 20,000 registered users, OZÉ is the largest online community of SMEs in Ghana. The most exciting thing is that OZÉ works; 97% of businesses that have used OZE for at least 9 months are growing or profitable or both!
KEATH.ai — Empowering institutions with educational assessment AI.
Veygo — The only car rental company built for college students, by college students. We are on campus, open 7 days a week, and have zero young age or hidden fees.

Sell anywhere. Diversify revenue streams. Streamline operations. Manage your staff. Get paid faster. Sign up for Square today.

Investment focus

Financial Services, FinTech, Software
Series A, Series B, Series C
United States, India, Egypt

Portfolio highlights

Gridless — At the Frontier of Bitcoin Mining in Africa
Yellow Card — Buy and Sell BTC, ETH, USDT & More in Africa | Yellow Card
Aston Reinvestment Trust — As a Community Development Finance Institution (CDFI) ART's remit is to ensure that viable businesses and social enterprises in the West Midlands can access the finance they need.

ENGIE is a global energy player and an expert operator in the three key sectors of electricity, natural gas and energy services. The Group supports changes in society that are based as much on economic growth as on, social progress and the preservation of natural resources. ENGIE employs 152,900 people worldwide and achieved revenues of €74.7billion in 2014. The Group is listed on the Paris and Brussels stock exchanges (ENGI) and is represented in the main international indices: CAC 40, BEL 20, DJ Euro Stoxx 50, Euronext 100, FTSE Eurotop 100, MSCI Europe and Euronext Vigeo (World 120, Eurozone 120, Europe 120 and France 20). As a global energy player, ENGIE operates in close to 70 countries on 5 continents. While the Group still intends to maintain its position as a key player in Europe and a leader on the energy transition, it is now a benchmark energy provider in the emerging world.

Investment focus

Energy, Renewable Energy, Solar
Seed, Series A, Funding Round
Singapore, United States, India

Portfolio highlights

TablePointer — TablePointer is the A.I. and intelligent energy solution for small & medium commercial facilities to optimise energy efficiency, manage assets, upgrade profitability, and unlock sustainability gains right away.
Billion Bricks — BillionBricks uses design and technology to reimagine housing, to empower everyone to be a homeowner. We are developing a self-financing, carbon-negative solar home solution that tackles the systemic issues of housing, energy access and climate change.
EIT InnoEnergy — InnoEnergy is industrialising clean tech innovation for a net zero economy. We invest in startups and build industrial value chains.

Seed round investment in frontier markets and clean energy

Investment focus

Financial Services, FinTech, Finance
Seed, Funding Round, Series A
United States, Kenya, Zambia

Portfolio highlights

Grapevine — Grapevine makes it possible for groups to invite members, collect and distribute donations, establish a community and connect with nonprofits.
Untapped Global — Untapped connects global investors, and foreign capital to opportunities in emerging markets. Delivering competitive returns, and measurable impact for global investors.
Necessary Ventures — We invest in what the world needs.

Impact investment in sustainable energy

Investment focus

Energy, Solar, Renewable Energy
Debt Financing, Funding Round, Series A
United States, Kenya, Nigeria

Portfolio highlights

WeLight — WeLight deploys sustainable and accessible solutions to accelerate energy inclusion in rural areas of Africa.
Sistema.bio — Sistema.bio is a biodigester with biogas appliances. High efficiency biodigesters transform organic waste into renewable biogas.
Amped Innovation — At Amped Innovation, we design breakthrough products for people living on less than four dollars per day. Our first product, the Blossom, is a solar home power system which is the lowest-cost and highest-performance product in its class, at one third the price and twice the power handling of competing systems. We built the Blossom with asoftware-enabled Pay-As-You-Go interface, which allows customers to purchase it in payment installments that are equivalent to what they currently spend on kerosene, while providing much more light, cell-phone charging, and ability to run appliances like televisions and sewing machines.

Shop for Video games, gift cards, cryptocurrency, digital games, Fashion, Weddings, beauty products, electronics, and more online.

Investment focus

Gift Card, E-Commerce, Video Games
Seed
Ghana

Portfolio highlights

Happy Wishy Ghana — Buy PSN, iTunes, Xbox, Cryptocurrency, Amazon, Razer gold, Steam, Roblox, PUBG, Fortnite, Nintendo, and Apex gift cards in Ghana.

Attijariwafa Bank offers traditional banking services for professionals, individuals, and Moroccans living abroad. It currently supports 10 million retail, professional, corporate and institutional clients, with 20,125 employees in 25 countries throughout Africa, Europe, and the Middle East.

Investment focus

Manufacturing, Service Industry, Building Material
Debt Financing
Senegal

Portfolio highlights

Affinity — Join over 60,000 who trust the Affinity mobile app to manage your personal banking needs and qualify for an Affinity Instant Loan
Sococim Industries — Sococim Industries specialises in cement production.

FAMILY OFFICE PRACTICAL INTELLIGENCE WITH A PROGRESSIVE EDGE Has Arrived

Investment focus

Software, Health Care, SaaS
Seed, Series A, Series B
United States, Ghana, Canada

Portfolio highlights

Airplane — Airplane is a developer-centric approach to building internal UIs and workload automation.
Koala Health — Koala has all the medications and health products your pet needs. We package them by date and time to make pet care simpler. The best part? There are no service or shipping fees — you only pay for what your pet needs.
CarbonCapture — CarbonCapture Inc. is a direct air capture company creating technologies to decarbonize the atmosphere. Contact us if you're interested in our mission.

Aster is a Venture Capital firm with offices in 4 major innovation hubs: Paris, London, Tel Aviv and San Francisco. Since 2000, they have partnered with more than 60 teams of entrepreneurs that are transforming markets with disruptive offers and technologies. They are always open to exploring new ideas related to mobility, energy and industrysectors that they have been covering until now. They invest in all stages, with a preference for the early phase.They are more than investors and they intend to act as an ally for entrepreneurs by connecting them to a valuable ecosystem of experts, influencers and business leaders. From marketing to executive talent, their commitment to the growth of their portfolio companies as well as the entire venture ecosystem also involves the commitment of their dedicated Operations team, their innovation strategy consulting firm (Aster Fab) and a crowdfunding branch to further expand opportunities (Aster Crowd).Some of their success stories include Solairedirect (acquired by Engie in 2015), Digital Lumens (acquired by Osram in 2017) and Avantium (IPOed in 2017).

Investment focus

Software, Energy, Manufacturing
Series A, Funding Round, Series B
France, United States, United Kingdom

Portfolio highlights

Otoqi — Otoqi is a vehicle delivery platform that develops connected services and logistics solutions for the automotive professionals.
Neural Concept — Neural Concept is the first AI software for enhanced engineering. Leverage your historical CAD and CAE data to drastically shorten and improve your design cycles.
LevelTen Energy — LevelTen Energy provides transaction infrastructure for buyers, sellers, advisors, and financiers in the renewable energy economy.

Oikocredit is guided by the principle of empowering people. Their experience proves that the most effective and sustainable means of assisting those in need is providing an opportunity to help themselves.

Investment focus

Financial Services, Finance, FinTech
Debt Financing, Series B, Funding Round
India, Nigeria, Kenya

Portfolio highlights

Kaleidofin — Kaleidofin provides a scalable and adaptable platform dedicated to democratizing finance through responsible fintech, empowering every customer. Our name, 'Kaleidofin', symbolizes the transformative power of financial solutions with a digital ecosystem that ensures finance for everyone, everywhere.
Access Bank — Access Bank provides banking products and services to individual and business customers in Ghana. It offers standard savings and current, access advantage, solo, and premier accounts. The company also provides online banking services that include ATM, online access, and point-of-sale terminal services; and bills payment and Western Union moneytransfer services.
Avanti Finance — Avanti Platform is an open-access digital financial spine, flexible enough for users and partners to create, curate and deploy the financial products

Norrsken Foundation is non-profit organization solving problems such as poverty, famine, environmental issues and mental health.

Investment focus

Financial Services, Health Care, FinTech
Pre-Seed, Seed, Funding Round
United States, Nigeria, Rwanda

Portfolio highlights

RYE — RYE is a members-only, low-cost green energy supplier built for businesses with no time to deal with energy suppliers. Always accurate energy or it's free
Eden Care Medical — Eden Care Medical is a mobile application that provides medical and health insurance as well as financial services.
ORDA — Process orders, accept payments, connect to logistic providers, engage with your customers + more. We equip you with everything you need to grow your business.

Matuca is an investment company.

Investment focus

FinTech, Software
Seed
Ghana

Portfolio highlights

Oze — OZÉ brings African small businesses into the digital era. It is an app that makes it easy for businesses to track sales, expenses, and customer information. The data is analyzed to provide tailored recommendations, reports, and business education. If the entrepreneur needs a little extra support, an OZÉ Coach is just a click away. As they are usingOZÉ to manage their business and learn how to run it better, we are learning about them. Using this data and machine learning, we can predict their credit risk and provide them with affordable capital from our banking partners. With over 20,000 registered users, OZÉ is the largest online community of SMEs in Ghana. The most exciting thing is that OZÉ works; 97% of businesses that have used OZE for at least 9 months are growing or profitable or both!

Open a bank account, get a personal or business loan, make offshore investments and sign up for Internet Banking.

Investment focus

FinTech, Financial Services, Mobile
Debt Financing, Seed, Pre-Seed
South Africa, Ghana, India

Portfolio highlights

Oryx Energies — Oryx Energies provides oil and gas products and services.
Westfalia Fruit — Westfalia Fruit is a multinational supplier of fresh fruit and related processed products to international markets. Part of the Hans Merensky Holdings Group, Westfalia grows, sources and ripens, packs, processes and markets sustainably-grown avocados year round. Its vertically-integrated supply chain enables Westfalia to market quality fruit fromacross the globe.
Grit — Grit is a London-listed specialist in African Impact Real Estate. We invest in, develop and create smart solutions in resilient property sectors across the continent.

SunFunder is a specialist financing company dedicated to pioneering and scaling clean energy and climate investments in emerging markets.

Investment focus

Solar, Energy, Renewable Energy
Debt Financing, Series C
The Netherlands, Kenya, Mauritius

Portfolio highlights

BioLite — BioLite designs off-grid personal scale energy products for cooking, charging, and lighting. Perfect for camping, fishing, tailgating, power outages, and more.
Yellow — Yellow enables a distributed network of sales agents to serve rural households with life-changing products and services through a digital technology platform called Ofeefee.
d.light — Founded in 2007 as a for-profit social enterprise, d.light manufactures and distributes award-winning solar lighting and power products designed to serve the more than 2 billion people globally without access to reliable electricity. Through five distribution hubs in East Africa, West Africa, India, Southeast Asia, and the United States, d.lighthas impacted over 65 million lives with its products. d.light is dedicated to providing the most reliable, affordable, and accessible solar lighting and power systems for the developing world, with the goal of reaching 100 million people by 2020. For more information, visit www.dlight.com.

Made up of Square, Cash App, Afterpay, TIDAL, Bitkey, and Proto, Block, Inc. builds technology to increase access to the global economy.

Investment focus

Financial Services, FinTech, Software
Series A, Series B, Series C
United States, India, Egypt

Portfolio highlights

Gridless — At the Frontier of Bitcoin Mining in Africa
Yellow Card — Buy and Sell BTC, ETH, USDT & More in Africa | Yellow Card
Aston Reinvestment Trust — As a Community Development Finance Institution (CDFI) ART's remit is to ensure that viable businesses and social enterprises in the West Midlands can access the finance they need.

LoftyInc Capital Management empowers Afropreneurs to build a prosperous and equitable future in Africa. We deliver value to both founders and investors.........

Investment focus

FinTech, Financial Services, Software
Seed, Pre-Seed, Series A
Nigeria, United States, Egypt

Portfolio highlights

Mtor — Mtor is an online marketplace that is reshaping the automotive aftermarket and provides sophisticated technology solutions.
EMTECH — EMTECH provides solutions for Digital Currency regulatory compliance, development and management to help Central Banks and FinTechs build, run and manage modern financial systems.
Terragon Group — Terragon is a leading Data and Marketing Technology company that uses data and analytics to help companies focused in Africa, intelligently connect at scale to their customers. We use an aggregation of online and offline data, and predictive scoring to help brands, marketing agencies and platforms accurately target people across channels anddevices. Headquartered in Lagos; Nigeria, we also have a presence in Kenya, South Africa, Ghana and India.

A Private Equity Fund and Investment company dedicated to Africa, built in partnership with Compagnie Benjamin de Rothschild. Amethis Finance invests in debt and equity in African financial institutions and corporates.

Investment focus

Financial Services, Manufacturing, Banking
Private Equity, Debt Financing, Funding Round
Côte d'Ivoire, Morocco, Mauritius

Portfolio highlights

Merec Industries — Merec Industries is a miller and packaged food manufacturer in Mozambique.This family-owned company aims to strengthen its footprint in the SADC region and become an integrated multinational packaged food group
Tarjama — Tarjama, a certified translation agency in Dubai and across the region, understands that in order to compete in today’s global market, businesses must be able to connect with their customers and stakeholders and communicate about their products and services in a way that fits into the regional and cultural context. What works in Europe or the USmay simply not work in the Middle East. As cultural and linguistic experts, we help you transcend geographic borders and communicate globally!
Avacare Health — Avacare Health is a distributor and manufacturer of pharmaceuticals and healthcare consumable products.

Blue Haven Initiative is an innovative family office dedicated to putting wealth to work for market returns and positive social and environmental change.

Investment focus

Solar, Energy, Financial Services
Series A, Series B, Seed
Kenya, United States, Ghana

Portfolio highlights

M-KOPA — M-KOPA is the global leader for “pay-as-you-go” energy services for off-grid customers. M-KOPA was established in 2011. Following 2 years of piloting and development, M-KOPA began commercial sales in Kenya in October 2012. M-KOPA expanded to Uganda in 2013 and commences operations in Tanzania in late 2014. Their team includes over 500 staff andwe sell our product through more than 1000 retail agents and shops. The founders of the company are experienced mobile technology innovators who believe in the huge potential of transformative, affordable products designed for underserved consumers. While excellent technology is a pre-requisite, technology alone does not solve for customer needs. Success comes when smart technology is combined with a commitment to on-going, on-the-ground delivery. To that end, M-KOPA is beginning to license its technology to experienced and reputable third parties in markets outside of East Africa (licensing queries should be sent to licensing@m-kopa.com). M-KOPA has developed a proprietary, patented technology platform that combines embedded GSM + mobile payments to revolutionize asset financing in emerging markets. The M-KOPAnet platform has been designed and built from the ground up by our talented team of software engineers, who continue to innovate and improve the system every day. It offers the powerful combination of accounting + customer relationship management + inventory tracking in one complete system. Aside from enabling our business operations to scale at record speed, the M-KOPAnet™ platform captures and processes huge volumes of data, enabling us to improve our proposition, customer service, and security in real-time.
TIBU Health — TIBU Health is a disruptive HealthTech logistics company that provides high-quality healthcare services.
BlueMark — BlueMark is the leading provider of impact intelligence and independent verification for the sustainable and impact investing market.

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Artificial intelligence