Top 15 InsurTech VC Funds & Investors in Kenya (October 2026)

Portfolio highlights

• STEM Cafe — STEMCafe by RVRB is a fun out of school learning centre for kids
• Juicyway — Juicyway moves money across borders for people and businesses. Send, receive, hold, and exchange multiple currencies from one account. | NG
• Lori Systems — Lori Systems is revolutionizing African logistics through innovative technology solutions. We connect shippers, transporters, and drivers to create efficient, reliable, and transparent supply chains across Africa.

Portfolio highlights

• Kuunda — Kuunda provides consulting, liquidity management, data insight tools enabling users to fulfill financial needs through a digital platform.
• Revrag — Embed AI agents directly into your BFSI product. Automate onboarding, re-engage drop-offs, and drive conversions with In-App and Calling AI agents.
• Gangkhar — Gangkhar provides AI-native embedded insurance infrastructure for digital platforms, insurers, MGAs, and brokers to launch, optimize, and scale embedded protection.

Portfolio highlights

• Releaf Earth — We are industrializing food processing in Africa. We've led 1000+ smallholder farmers to provide food factories with >7.5 million kilograms of quality crops.
• Tripesa — Control what AI coding assistants can install. Approve libraries, MCP servers, and extensions before they enter your codebase.
• EMTECH — Cari pragmatic slot gacor? Cek info RTP slot Pragmatic Play terupdate di AkongCuan. Mulai modal slot depo 5K sekarang, mainkan, dan raih cuan maksimal!

Portfolio highlights

• Espa — Espa is an AI-powered productivity assistant that helps you get things done.
• AccessGrid — AccessGrid provides APIs for managing NFC access passes on mobile devices with MIFARE DESFire compatibility. Create and manage secure digital access credentials for your organization.
• Bluecore Energy — Bluecore Energy is a maritime nuclear energy startup that builds compact, zero-emission small modular reactors (SMRs) on floating barges to democratize access to clean energy. The company develops portable, water-cooled power systems designed to scale and meet the energy demands of heavy maritime operations, coastal communities, and major ports.

Portfolio highlights

• BIMA — BIMA is an insurtech player using mobile technology to provide insurance and health services to emerging markets. To serve its customers, the company has developed a proprietary technology platform, established exclusive partnerships with mobile operators, and built relationships with international insurers. BIMA utilizes its technology platform toserve customers in 13 countries across Asia, Africa, and Latin America and has reached to date 31 million subscribers.
• CrowdForce — CrowdForce is an offline distribution network for market research and financial services. The company empowers businesses to drive mass adoption of digital, crypto, and financial services through the use of mobile technology to help businesses, banks, digital wallets, multinational organizations, NGOs, and government agencies to reach theunderserved population in their communities.CrowdForce was founded in 2016 and is headquartered in San Francisco, California.
• Helium Health — Helium Health empowers healthcare providers in Africa with digital tools, financing solutions, and data partnerships. Learn more about our innovative solutions.

Portfolio highlights

• MVX — MVX is a freight forwarding business and logistics platform that offers freight financing, tracking, and shipping services to help trade.
• MoneyHash — Emerging and Global markets first all-in-one flexible payment orchestration and revenue operations platform that covers all of your payment needs. We help you build, optimize, and scale your payment infrastructure at any stage of growth.
• Mvxchange — MVX makes freight shipping easier and more coordinated for companies of any size by bringing the whole booking and deployment process online. We simplify Africa’s end-to-end import and export trade transactions by aggregating and organizing 7+ services through 1 digital channel.

Portfolio highlights

• Yeah — Yeah is a financial technology company that offers payment processing services while building a credit profile for the banked and unbanked.
• REasy — Top up locally, pay suppliers globally, and manage international shipments with REasy. Fast, secure, and designed for African businesses expanding worldwide.
• Konnect — Konnect provides a cross borders payment solution intended to simplify complex financial flows allowing companies of any scale and size to send and receive payments in a practical, secure, and low-cost way.

Portfolio highlights

• Chari — Chari is an e-commerce and fintech app for traditional retailers in French-Speaking Africa allowing them to order any consumer goods they sell and get delivered for free in less than 24 hours. Chari is also a financial services provider for these retailers, offering them microloans
• Lua — Build, deploy, and scale enterprise-grade AI agents. Ship your first agent without touching infrastructure.
• Traction Apps — Traction apps provide businesses end to end tools they need to run and grow their businesses.

Portfolio highlights

• Leodan — Using over 15 years’ experience of past practical technology implementations, Leodan enhances the competitiveness of organisations’ processes and systems through advising on implementing and improving Automatic Identification and Data Capture technology.With experience of over 100 Auto ID and IT implementations in private and public sector, theyare well positioned within Asia Pacific region to assist organisations in improving process control within the logistics, supply chain, manufacturing, healthcare and government sectors.
• Rology — AI-assisted On-demand Teleradiology Platform
• Lami — Lami is an end-to-end digital insurance platform and API that enables companies across sectors to offer insurance products. Its API allows underwriters to connect with consumer-facing companies that can provide embedded insurance as a value add for existing customers, many of whom are uninsured.

Portfolio highlights

• MDaaS Global — At MDaaS Global, we build and operate modern, tech-enabled diagnostic centres in clinically-underserved communities, starting in Nigeria. Our big goal is to create affordable healthcare solutions for Africa's next billion.
• Chefaa — Chefaa is a GPS-enabled pharmacy benefits platform connecting patients & pharmacies nation-wide to help patients manage all their pharmacy needs. Chefaa uses big data, data ming & machine learning
• Waspito — We are the platform that engages Africa into the conversation and action to drive affordable and accessible quality healthcare across the continent.

Portfolio highlights

• Nawy — The ultimate real estate broker in Egypt. Browse areas, compounds, and properties by price, location, and amenities to find the perfect place.
• Chari — Chari is an e-commerce and fintech app for traditional retailers in French-Speaking Africa allowing them to order any consumer goods they sell and get delivered for free in less than 24 hours. Chari is also a financial services provider for these retailers, offering them microloans
• Tagaddod — Tagaddod is a renewable Energy and Waste Management Egyptian company, started in February 2013 and operating in Cairo –Egypt. Currently focusing on clean fuels, Tagaddod is working on Biodiesel production from Vegetable Oils. Biodiesel is a fuel alternative that is produced from waste vegetable oils and used in conventional diesel engines, whichcan directly substitute for or extend supplies of traditional petroleum diesel.

Portfolio highlights

• mTek — Need help with your device protection or insurance plan? No problem - get in touch with us!

Portfolio highlights

• mTek — Need help with your device protection or insurance plan? No problem - get in touch with us!
• Happy Pay — Happy Pay is a credit scoring system developing company. The company integrates an autonomous artificial intelligence technology system with the merchant's platform to increase their average basket size and customer conversion metrics, providing users with buy now, and pay later services.
• Fractal Labs — Do-Whith-Webflow HTML website template

Portfolio highlights

• MIA Group — MIA Group is a consumer internet company in Francophone Africa. We are on a mission to make commerce easy through a digital ecosystem fulfilling the everyday needs of consumers online and offline.Our businesses include Miaplenou.com: The largest online retail platform operating in Togo, Benin, Mali, Niger, and Burkina Faso. Launched 2012.Kiosk: online reselling App that enables anyone to start a business without investment. Launched 2021.MiaPay: QR code payment and lifestyle services
• Tribal Credit — Tribal is a payments and financing platform using the latest emerging technologies to provide small and medium-sized businesses (SMBs) in emerging markets with better access to financial services. Tribal offers these SMBs access to modern payment methods like multi-currency physical and ​virtual business credit cards​, local and internationalwires, along with short-term financing, and a powerful ​spend management platform​ to track and control their expenses—all in one seamless interface. Tribal has raised from SoftBank Latin America Fund, QED Investors, BECO Capital, Stellar Development Foundation, and Coinbase Ventures. The company is also among an elite group of companies chosen as part of the Visa FinTech Fast Track program.
• Fulfillment Bridge — Fulfillment Bridge is a leading global logistics and order fulfillment solutions provider. We offer comprehensive, fast, and affordable supply chain management solutions to facilitate your e-commerce business. From packing and picking to the management of inventory and final delivery, our simple yet powerful order fulfillment solutions give youre-commerce business an edge over your competitors. As we have developed a global warehousing and logistics network across more than fourteen countries, you can easily connect your multiple shops even at different marketplaces, like Amazon, eBay, Shopify, Prestashop and others by using our logistics software. Our client-centered solution provides a complete logistics solution from warehousing to last-mile shipping of products to end-users.We are also the first 3PL to enable payment on delivery in Morocco and to facilitate market expansion in the region. By partnering with key stakeholders Cronodiali & Cashplus in Morocco, our custom-made solution announces the beginning of a new era in the African leading country in terms of customer demand. Additionally, our MEA Bridge solution fosters selling across the region mainly in Saudi Arabia, UAE, Kuwait & Egypt by offering non-biding marketplace listing, so e-commerce sellers can start selling on Amazon or Noon without having an obligation to open a local bank account or legal entity! Multiple Sales Channels: Integrate your sales channels hassle-free, import your orders, and start selling worldwide. IOR & Custom Clearance: We take care of IOR & customer clearance, including handling VAT, Tax obligations, and compliance! Warehousing Network: Leverage the power of a global network with more than 15 strategically-located fulfillment centers. Order Management System: Sync and manage orders across multiple channels seamlessly from one central portal. Inventory Management: Streamline, monitor, and automate most of the tedious time-consuming inventory tasks. Shipping: Save time and money, earn better margins, and expand your business with comprehensive global shipping options. Fulfillment By Merchant: Save time, cut shipping costs, and speed up your Amazon deliveries with Fulfillment Bridge Amazon FBM service. Returns Management: Handle returns with ease. Inspect, evaluate, and repurpose sellable items to active inventory. Shopify Fulfillment: Integrate your Shopify store to Fulfillment Bridge. Get all the tools you need to ship out your goods swiftly and efficiently. Prestashop Order Fulfillment: Reduce operational complexity and sell to international customers effortlessly with Fulfillment Bridge Prestashop fulfillment.

Portfolio highlights

• Zomni AI — Zomni Solutions Private Ltd builds an agentic AI harness — a reusable engineering platform for designing, launching, and operating high‑impact AI products. The platform integrates large language models, proprietary orchestration workflows, behavioural feedback loops, and safety controls to power reliable AI companions and utilities. Cosmuna, Zomni’s flagship product, is now live and available for public use. Cosmuna is an AI transformation companion built on Zomni’s agentic architecture and Blueprint engine. It helps users clarify what matters, turn intentions into commitments, navigate timing and obstacles, and capture proof of real change in daily life. As a live product, Cosmuna generates recurring revenue and actively validates the underlying harness by demonstrating Zomni’s ability to ship mission‑driven AI products that increase human clarity, agency, and happiness. Cosmuna (Zomni’s flagship product) initial customers are digitally literate, growth‑oriented adults (22–40) seeking measurable life change rather than generic inspiration or prediction. They engage with self‑development, coaching, spirituality, or astrology but struggle to translate insight into consistent action. Cosmuna provides personalised timing guidance, commitment support, obstacle navigation, and a visible proof trail of progress. The company is launching first in the UK, using digital acquisition to refine positioning, pricing, retention, and transformation outcomes before expanding to wider English‑speaking markets. Because Cosmuna is fully digital and already live, Zomni can scale globally once the proposition is validated. Zomni’s current business model centres on digital subscriptions for Cosmuna, with premium tiers and add‑on experiences as transformation outcomes strengthen. Defensibility comes from its reusable agentic AI harness, the Cosmuna Blueprint engine, accumulated behavioural data loops, and a brand built around humane, evidence‑based transformation. Each new product built on the harness compounds Zomni’s technical infrastructure and speed of execution. Strategically, Zomni aims to: (1) help millions achieve evidence‑based transformation in self‑image, behaviour, and life outcomes; (2) prove and continually improve an agentic AI harness capable of powering a portfolio of humane, mission‑driven products; and (3) grow a sustainable, values‑led company advancing responsible AI engineering. Immediate priorities include scaling Cosmuna’s live experience, validating repeated engagement, collecting proof‑of‑change signals, and using these insights to refine the harness, acquisition strategy, and product roadmap. Zomni is seeking the resources and partnerships required to move from early launch to sustained growth while maintaining its commitment to responsible AI and measurable human benefit.
• Ubamarket — Ubamarket is a tech startup that provides a retail shopping app. The application enables users to scan items as they shop, receive automatic loyalty, and checkout without waiting in line. The company was founded in 2016 and is headquartered in London, England.
• EVENT SENTINEL AI — Event Sentinel AI is a technology company that provides AI-based monitoring and predictive analytics solutions for enterprise infrastructure. It focuses on detecting early warning signals in system and operational data to help prevent downtime and infrastructure failures. The platform supports real-time monitoring, risk identification, andperformance optimization to improve operational resilience and decision-making.