Top 15 InsurTech Angel Investors in Spain in September 2025
A list of 15 angel investors that invest in Insurtech startups based in Spain. We rank investors based on the number of investments they made in Insurtech companies from Spain. We update this investor list every month.Top 15 InsurTech Angel Investors in Spain in September 2025
| Investor | InsurTech Spain investments | 
|---|---|
| Albert Armengol | 1 | 
| Jordi Rivera | 1 | 
| Mathieu Carenzo | 1 | 
| François Derbaix | 1 | 
| Jesus Monleon | 1 | 
| Oscar Fuente | 1 | 
| Albert Malagarriga | 1 | 
| Carles Marcos i Guàrdia | 1 | 
| Marek Fodor | 1 | 
| Bernardo Hernandez | 1 | 
| Telmo Pérez Luaces | 1 | 
| Carlos Blanco | 1 | 
| Angel Cano Fernandez | 1 | 
| Yago Arbeloa | 1 | 
| Miguel Vicente | 1 | 
            Albert Armengol took up his MBA at Esade.
          
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            Investment focus
            
          - Mobile Apps, Apps, Software
- Seed, Pre-Seed, Funding Round
- Spain, United Kingdom, Norway
                          Portfolio highlights
              
        - WOODEA — Constructora industrializada de edificios en madera. Reducimos incertidumbre y plazos de manera sostenible y digital.
- Robinsun — Robinsun's Plugin Solar Kits make you save on your energy bill instantly and help in the fight against climate change. Get your Plugin Solar Kit today and generate your own energy for self consumption.
- Banktrack — Banktrack provides All the bank movements by Email, WhatsApp, or your favorite channel.
            Jordi Rivera is the current CEO of DAS Group. He previously worked at Caixa Sabadell Life and Protection as a Managing Director. Jordi Rivera attended IESE Business School.
          
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            Investment focus
            
          - Funerals, InsurTech, Legal Tech
- Seed
- Spain
                          Portfolio highlights
              
        - Funos — Rastreador de Funerarias. Comparador de precios de funerarias. 50% de descuento en las mejores funerarias. Te ayudamos en todo.
            I am a seasoned entrepreneur and dynamic Business Angel with current investments in scale-ups such as Glovo or Bizaway and promising start-ups such as Trioteca, Daysk, Vasquiat and many others. I keep a portfolio of 10/12 start-up investment at any given moment.I focus my investments in (but not limited to) SAAS and Marketplaces with B2B andB2B2C business model.I currently teach in the MBA and the GEMBA of IESE Business School and have extensive experience teaching programs in 3 different languages (English, Spanish and French) and 4 continents.
          
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            Investment focus
            
          - Funerals, Software, InsurTech
- Seed
- Spain, Nicaragua
                          Portfolio highlights
              
        - Funos — Rastreador de Funerarias. Comparador de precios de funerarias. 50% de descuento en las mejores funerarias. Te ayudamos en todo.
- Modular DS — Modular DS enables WordPress professionals and businesses to save time managing their websites.
            Francois Derbaix is the Co-founder and co-CEO of Indexa Capital. He previously worked at Toprural as a Founder and CEO. Francois Derbaix attended the Catholic University of Louvain.
          
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            Investment focus
            
          - FinTech, Financial Services, E-Commerce
- Seed, Angel, Pre-Seed
- Spain, United Kingdom
                          Portfolio highlights
              
        - Balio — Personal Finance Manager and Investing
- Rauda AI — Rauda is an artificial intelligence platform specialized in automating customer service with the best customer experience. Take a quantum leap in productivity, reduce costs and improve customer satisfaction with the power of generative artificial intelligence.
- Solfy — Solfy is a Marketplace for self-consumption of solar energy.
            Jesus Monleon is a serial entrepreneur and Internet enthusiast. Co-founded eMagister.com, SeedRocket and Offerum founder, a daily offers collective buying company.
          
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            Investment focus
            
          - Software, E-Commerce, Apps
- Seed, Pre-Seed, Angel
- Spain, United Kingdom
                          Portfolio highlights
              
        - honei — Honei is an app that enables mobile ordering and payment in restaurants.
- HUBUC — A single API-platform that allows any business to embed financial services capabilities into their products. e.g Uber can issue branded credit cards for all Uber drivers and Walmart provides customers a simple way to better manage and control their everyday finances, with no regulatory burden or compliance requirements in a few weeks.
- Holded — Business management software with top-class invoicing, accounting, inventory and CRM with projects in a super intuitive single platform that suits every type of business.
            Oscar Fuente is the founder and CEO of the IEBS Business School.
          
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            Investment focus
            
          - Artificial Intelligence, Apps, SaaS
- Seed, Pre-Seed
- Spain
                          Portfolio highlights
              
        - Coverfy — Coverfy APP is a free mobile insurance manager that simplifies and solves all insurance-related issues for its users. The APP optimizes user´s insurance policies and covers all his insurance needs using digital technology and semi-authomatic algorithms. Coverfy is an insurance broker registered at the General Directorate of Insurance and PensionFunds (DGSFP) and acting independently from the insurance companies.
- Bookinter — All in one platform with channel manager and artificial intelligence for rental property management and commercialization
- Infantium — Infantium is an award winning blog about parenting, child development and education, family matters and more. Learn more about how you can become a better parent today.
            Product guy, entrepreneur at heart, business guy by education.
          
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            Investment focus
            
          - InsurTech, Blockchain, Insurance
- Seed, Pre-Seed, Series A
- Spain, France, Germany
                          Portfolio highlights
              
        - Ealyx — Ealyx is a B2B SaaS for e-commerce that enables customers to pay for new purchases with old items.Its objective is to make a significant global contribution to the necessary reforms in the existing take-make-waste consumption model.
- Remuner — Say goodbye to spreadsheets. Remuner is the sales compensation software that automate your commissions and drive performance.
- Tanssi Network — The Tanssi Network is a permissionless appchain infrastructure protocol designed for swift and effortless deployment of application-specific blockchains.
            Carles Marcos i Guàrdia is the Country Manager of Spain at Qonto. Carles Marcos i Guàrdia attended Esade.
          
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            Investment focus
            
          - SaaS, FinTech, InsurTech
- Seed
- Spain
                          Portfolio highlights
              
        - Dealcar — DEALCAR is a company that digitalizes the used car market through a SaaS platform, enabling fully digital transactions. This platform creates a network effect benefiting dealers, partners, and customers. • Dealers: Increase revenue by selling extra products and boost sales by reducing turnover time. • Partners: Distribute products at the pointof sale without marketing expenses, lowering operational costs. • Consumers: Purchase a used car easily in just three steps, enjoying a smooth, trusted process similar to renting but with the benefits of owning a car.
            Marek began his career working in consulting and banking before moving on to internet-related projects. Before joining Kantox he co-founded and was CTO at Atrapalo, largest independent online travel agency in Spain. He is an active business angel investor and mentor for technology startups. He is specialised in marketing and growth strategiHe has adual university education background in both computer science and in economics.
          
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            Investment focus
            
          - Software, FinTech, Financial Services
- Seed, Pre-Seed, Funding Round
- Spain, United Kingdom, United States
                          Portfolio highlights
              
        - honei — Honei is an app that enables mobile ordering and payment in restaurants.
- Coverfy — Coverfy APP is a free mobile insurance manager that simplifies and solves all insurance-related issues for its users. The APP optimizes user´s insurance policies and covers all his insurance needs using digital technology and semi-authomatic algorithms. Coverfy is an insurance broker registered at the General Directorate of Insurance and PensionFunds (DGSFP) and acting independently from the insurance companies.
- Iristrace — Iristrace es la plataforma de checklists digitales con IA para optimizar la calidad, seguridad y sostenibilidad de tus operaciones. Simplifica tareas repetitivas, asegura el cumplimiento y toma decisiones basadas en datos en tiempo real.Iristrace es un software de checklists digitales con IA que ayuda a equipos conectados a optimizar procesos, reducir errores y mejorar la eficiencia en cada tarea.
            Bernardo Hernandez is leading Spanish Business Angel. He graduated from ICADE, a top Business School in Madrid Spain in 1993. He has a Masters in Finance from Boston College and holds the Chartered Financial Analyst (CFA) designation.
At the age of 29, after 5 years as an analyst and portfolio manager in the asset management industry with companieslike Fidelity and Putnam Investments, he started his first internet venture idealista.com, now the leading real estate online portal in Spain. Since then he has participated in other online start-ups as a Business Angel, like floresfrescas.com, planetaki.com, 11870.com or the leading social network in Spain, tuenti.com.His latest venture is StepOne.com, a company that helps Spanish businesses to get established in the US. He is also member of the board at Bodaclick.com, the first  Spanish internet company to go public.Bernardo joined Google in 2005 and is currently Director of Product Management and Managing Director for Zagat. He is based in New York.
          
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            Investment focus
            
          - Mobile Apps, Apps, Delivery
- Seed, Series A, Funding Round
- Spain, United States
                          Portfolio highlights
              
        - Fiuter — La primera plataforma que permite crear segmentos inteligentes de tus clientes para mejorar el marketing y las ventas de tu Ecommerce.
- Citibox — Citibox is the software platform that automatically connects all couriers with online shoppers, allowing all parcels to be delivered conveniently and efficiently in low cost smart parcel boxes inside residential buildings, with no need for the receiver to be at home. Couriers benefit from a boost in productivity while online shoppers are able tosafely receive their parcels in their building and to pick them up at their convenience. The company was founded by David Bernabeu, a serial entrepreneur, and has received support of top tier accelerators, business angels and VCs of the Spanish startup ecosystem.
- Verse — Verse is the payments technology platform that takes the friction out of storing, spending and sharing money. The mobile app allows you to share payments easily, instantly and with no hidden fees and also allows you to choose whether your transactions are private or public so that you can have fun while keeping track of your financial activities.Verse is available for both Android and iOS-based phones and transactions are completed in less than two business days. The company was founded in 2016 and is based in Barcelona, Spain.
            Telmo Pérez Luaces has all-embracing experience within the Internet and telecommunications sector. Starting at Netjuice Networks in 1999, then joining the Orange-France Telecom Group (2000-2015) and occupying numerous positions: Strategy Director. CEO Office (Wanadoo), Online Director and Portales (Orange Spain) and VP Strategy Home &Convergence (Orange Group). During this period within Orange Group, as VP Digital Corporate Development he adapted the online strategy and launched the main open innovation initiatives on a global basis, by being responsible for the design and implementation of the Orange Fab acceleration program globally, along with the corporate venture capital activity (Orange Digital Ventures). He has participated in the acquisition of a variety of Internet and telecommunications companies, and more recently in investments in startups related to IoT (Smart home, connected car, etc.) and Data areas. He has also been member of the Board of Directors of Orange Digital Services and Cityvox.
          
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            Investment focus
            
          - Information Technology, Legal, FinTech
- Angel, Pre-Seed
- Spain
                          Portfolio highlights
              
        - Cafler — Your car's personal assistant. Ask for a Cafler now, we move your car for you!
- Medity — Medity is a hub for health professionals, news, job opportunities, training, networking, and more. Medity's many features provide healthcare providers with a value proposition. A health professional has access to all the newest news in the area, as well as resources and utilities for their work, in addition to being able to communicate withother peers.
- Emérita Legal — Emérita Legal combines judicial BigData with artificial intelligence to provide a key advantage to lawyers and users of legal services. Through its advanced Judicial Analytics tool, it extracts data not available so far on lawyers, judges, parties and the areas of law itself, from the analysis of millions of judicial decisions. With the help ofEmerita Legal, professionals and users can, for the first time, make their legal decisions based on objective data, not opinions.The company was founded in 2017 and is headquartered in Santiago de Compostela.
            Carlos Blanco is the Chairman and CEO of Encomenda Capital Partners SGEIC. He previously worked at Hastee as a Partner. Carlos Blanco attended Pompeu Fabra University.
          
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            Investment focus
            
          - Software, Internet, E-Commerce
- Seed, Pre-Seed, Funding Round
- Spain, United Kingdom, France
                          Portfolio highlights
              
        - Finteca — Finteca can save you more than € 8,000 * compared to traditional advisors. Without commissions, without risk, our professional team improves conditions of interest and other parameters.
- BRICKBRO — Currently, Brickbro is one of the leading real estate transactional platforms in the spanish market.
- Viterbit — Viterbit is a technology start-up that offers a Recruitment and Selection Software (ATS). Just what your company needs to go one step further with the talent it hires. The greatest strength organizations have are the people who work in them, so our team is committed to helping you attract the talent you need.
            Mr. Angel Cano Fernandez serves as President, Chief Operating Officer and Executive Member of the Board of Directors of Banco Bilbao Vizcaya Argentaria S.A.He is also Member of the Executive and Management Committee of the Bank as of 2000. He began his career in 1984 at Arthur Andersen where he stayed for seven years. Between 2006 and 2009, heacted as Director of Resources and Means for the BBVA Group with added responsibilities for the corporate Global Transformation Plan.Moreover, he served as Director of Resources and Means with responsibility for Technology across the BBVA Group from 2005 till 2006. Between 2003 and 2005, he acted as Director of Human Resources and Services for the BBVA Group and prior to this, as Chief Financial Officer of BBVA from 2001 and 2003. In the past, he served as Controller at Argentaria, from 1998 to 2000, and Assistant Controller, from 1996 to 1998. Moreover, he has served as Alternate Member of the Board of Directors of BBVA Bancomer SA and Grupo Financiero BBVA Bancomer SA de CV, as well as Member of the Board of China Citic Bank Corporation Limited (CNCB) and Turkiye Garanti Bankasi AS.He graduated in Economics and Business Administration.
          
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            Investment focus
            
          - Apps, Video, Software
- Seed, Funding Round
- Spain
                          Portfolio highlights
              
        - PlayFilm — PlayFilm is a tech startup that develops software for interactive video formats The company was founded in 2014 and is based in Valencia, Spain.
- Senniors — Trusted home care for the elderly and dependents. We combine humanity and technology.
- Jobin — Jobin is a digital platform that allows you to find professionals of the home to make any reform or repair.
            Yago Arbeloa - President @ MIOGROUP
          
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            Investment focus
            
          - E-Commerce, Apps, Software
- Seed, Angel, Pre-Seed
- Spain, United States, Kenya
                          Portfolio highlights
              
        - Crescenta — Your Alternative Investment Space
- Gloop — Gloop manufactures edible and 100% sustainable cutlery by providing environment friendly alternative for single-use plastic.
- Luda Partners — Luda Partners is a neural network of pharmacies generating new sources of income and reducing shortages.
            Miguel Vicente is the Chairman and Founder of TechBarcelona. He previously worked at LetsBonus as a Founder and CEO. Miguel Vicente attended London Business School.
          
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            Investment focus
            
          - Sales, InsurTech, Health Care
- Seed, Pre-Seed
- Spain
                          Portfolio highlights
              
        - Remuner — Say goodbye to spreadsheets. Remuner is the sales compensation software that automate your commissions and drive performance.
- Elma — Elma is a health technology company on a mission to deliver better quality, more affordable and faster care by running an insurance business. The company was founded in 2017 and is based in Barcelona, Catalonia, Spain.
        Investors by industry
        
                      
              
      
      Google
            
                      
              Marketplace
            
                      
              Hardware
            
                      
              Energy
            
                      
              Proptech
            
                      
              Health Care
            
                      
              Biotech
            
                      
              Artificial intelligence
            
                      
              Climate
            
                      
              Consumer
            
                      
              Community
            
                      
              Impact
            
                      
              Gaming
            
                      
              FinTech
            
                      
              EdTech
            
                      
              Sustainability
            
                      
              Venture Capital
            
                      
              Big Data
            
                      
              Web3
            
                      
              B2B
            
                      
              Financial Services
            
                      
              Finance
            
                      
              Infrastructure
            
                      
              Education
            
                      
              Photography
            
                      
              Payments
            
                      
              Food and Beverage
            
                      
              Video Games
            
                      
              Organic Food
            
                      
              Retail
            
                      
              Beauty
            
                      
              Publishing
            
                      
              Clean Energy
            
                      
              Real Estate
            
                      
              Manufacturing
            
                      
              Art
            
                      
              Music
            
                      
              Android
            
                      
              Internet
            
                      
              Enterprise Software
            
                      
              eSports
            
                      
              Franchise
            
                      
              Sports
            
                      
              Construction
            
                      
              Digital Media
            
                      
              Email
            
                      
              Medical
            
                      
              Social Network
            
                      
              Wellness
            
                      
              Social Media
            
                      
              Mobile
            
                      
              Legal
            
                      
              Local
            
                      
              Recruiting
            
                      
              Cannabis
            
                      
              Platforms
            
                      
              Fitness
            
                      
              Travel
            
                      
              Mobile Advertising
            
                      
              Biotechnology
            
                      
              Hospitality
            
                      
              Social
            
                      
              Automotive
            
                      
              Crowdfunding
            
                      
              Wine And Spirits
            
                      
              Medical Device
            
                      
              CleanTech
            
                      
              Transportation
            
                      
              Mobile Apps
            
                      
              InsurTech
            
                      
              Enterprise
            
                      
              LGBT
            
                      
              Fashion
            
                      
              Oil and Gas
            
                      
              Life Science
            
                      
              Theatre
            
                      
              Film
            
                      
              Non Profit
            
                      
              Renewable Energy
            
                      
              SaaS
            
                      
              Sporting Goods
            
                      
              Restaurants
            
                      
              Social Impact
            
                      
              Software
            
                      
              Celebrity
            
                      
              Cryptocurrency
            
                      
              Machine Learning
            
                      
              Agriculture (agtech)
            
                      
              Media (entertainment)
            
                      
              Facebook
            
                      
              Blockchain
            
                  
        Investors by country
        
                      
              
      
      United Kingdom
            
                      
              Canada
            
                      
              South Korea
            
                      
              Ireland
            
                      
              United States
            
                      
              New Zealand
            
                      
              India
            
                      
              Germany
            
                      
              Australia
            
                      
              Armenia
            
                      
              South Africa
            
                      
              Spain
            
                      
              Japan
            
                      
              Africa
            
                      
              China
            
                      
              Sri Lanka
            
                      
              Singapore
            
                      
              Qatar
            
                      
              Asia
            
                      
              Indonesia
            
                      
              Vietnam
            
                      
              Oceania
            
                      
              LATAM
            
                      
              Middle East
            
                      
              Europe
            
                      
              Saudi Arabia
            
                      
              Brazil
            
                      
              Bulgaria
            
                      
              Belize
            
                      
              Bahrain
            
                      
              Croatia
            
                      
              Georgia
            
                      
              Belarus
            
                      
              Hungary
            
                      
              France
            
                      
              Ghana
            
                      
              Ethiopia
            
                      
              Gibraltar
            
                      
              Chile
            
                      
              Egypt
            
                      
              Finland
            
                      
              Costa Rica
            
                      
              Greece
            
                      
              Barbados
            
                      
              Belgium
            
                      
              Estonia
            
                      
              Bermuda
            
                      
              Czech Republic
            
                      
              Denmark
            
                      
              Algeria
            
                      
              Hong Kong
            
                      
              Ecuador
            
                      
              Faroe Islands
            
                      
              Liechtenstein
            
                      
              Liberia
            
                      
              Lebanon
            
                      
              Mauritius
            
                      
              Peru
            
                      
              Norway
            
                      
              Israel
            
                      
              Malaysia
            
                      
              Mexico
            
                      
              Nicaragua
            
                      
              Jersey
            
                      
              Panama
            
                      
              Morocco
            
                      
              Mali
            
                      
              Lithuania
            
                      
              Italy
            
                      
              Philippines
            
                      
              Kuwait
            
                      
              Malta
            
                      
              Myanmar
            
                      
              Sierra Leone
            
                      
              El Salvador
            
                      
              Uganda
            
                      
              Venezuela
            
                      
              Sweden
            
                      
              Slovenia
            
                      
              Poland
            
                      
              Uruguay
            
                      
              Ukraine
            
                      
              Tajikistan
            
                      
              Puerto Rico
            
                      
              Portugal
            
                      
              Tunisia
            
                      
              Taiwan
            
                      
              Tanzania
            
                      
              Turkey
            
                      
              Dominican Republic
            
                      
              San Marino
            
                      
              Senegal
            
                      
              Togo
            
                      
              Uzbekistan
            
                      
              Serbia
            
                      
              Russian Federation
            
                      
              Azerbaijan
            
                      
              Iceland
            
                      
              Zambia
            
                      
              Rwanda
            
                      
              Nigeria
            
                      
              Zimbabwe
            
                      
              Thailand
            
                      
              Bahamas
            
                      
              United Arab Emirates
            
                      
              Namibia
            
                      
              Iraq
            
                      
              Isle of Man
            
                      
              Jamaica
            
                      
              Honduras
            
                      
              Bolivia
            
                      
              Luxembourg
            
                      
              Pakistan
            
                      
              Albania
            
                      
              Kazakhstan
            
                      
              Grenada
            
                      
              Jordan
            
                      
              Romania
            
                      
              Bangladesh
            
                      
              Argentina
            
                      
              Kenya
            
                      
              Cayman Islands
            
                      
              Cambodia
            
                      
              Oman
            
                      
              Latvia
            
                      
              Cyprus
            
                      
              Austria
            
                      
              Switzerland
            
                      
              Cameroon
            
                      
              Colombia
            
                      
              Guatemala
            
                      
              Seychelles
            
                      
              Marshall Islands
            
                  
        Angel Investors in Spain by industry
        
                      
                                                          
                      
                                                      
      
                Restaurants
                                            
                      
                                                      Venture Capital
                                            
                      
                                                      Financial Services
                                            
                      
                                                      Legal
                                            
                      
                                                      Finance
                                            
                      
                                                      Payments
                                            
                      
                                                      Food and Beverage
                                            
                      
                                                      Video Games
                                            
                      
                                                      Medical
                                            
                      
                                                      Wellness
                                            
                      
                                                      Platforms
                                            
                      
                                                      Proptech
                                            
                      
                                                      Social Media
                                            
                      
                                                      Digital Media
                                            
                      
                                                      Manufacturing
                                            
                      
                                                      Internet
                                            
                      
                                                      Mobile
                                            
                      
                                                      Blockchain
                                            
                      
                                                      eSports
                                            
                      
                                                      Enterprise Software
                                            
                      
                                                      Sports
                                            
                      
                                                      Hospitality
                                            
                      
                                                      Automotive
                                            
                      
                                                      Travel
                                            
                      
                                                      InsurTech
                                            
                      
                                                      Recruiting
                                            
                      
                                                      Biotechnology
                                            
                      
                                                      Music
                                            
                      
                                                      FinTech
                                            
                      
                                                      Enterprise
                                            
                      
                                                      Biotech
                                            
                      
                                                      Media (entertainment)
                                            
                      
                                                      Energy
                                            
                      
                                                      Climate
                                            
                      
                                                      EdTech
                                            
                      
                                                      Sustainability
                                            
                      
                                                      Marketplace
                                            
                      
                                                      Hardware
                                            
                      
                                                      Community
                                            
                      
                                                      Real Estate
                                            
                      
                                                      Gaming
                                            
                      
                                                      Beauty
                                            
                      
                                                      Web3
                                            
                      
                                                      B2B
                                            
                      
                                                      Photography
                                            
                      
                                                      Publishing
                                            
                      
                                                      Education
                                            
                      
                                                      Cryptocurrency
                                            
                      
                                                      Software
                                            
                      
                                                      Health Care
                                            
                      
                                                      Mobile Apps
                                            
                      
                                                      Fashion
                                            
                      
                                                      Life Science
                                            
                      
                                                      Social Network
                                            
                      
                                                      Impact
                                            
                      
                                                      Consumer
                                            
                      
                                                      Medical Device
                                            
                      
                                                      Artificial intelligence
                                            
                      
                                                      Transportation
                                            
                      
                                                      Retail
                                            
                      
                                                      Big Data
                                            
                      
                                                      Machine Learning
                                            
                      
                                                      CleanTech
                                            
                      
                                                      Agriculture (agtech)
                                            
                      
                                                      SaaS
                                            
                      
                                                      Fitness
                                            
                      
                                                      Renewable Energy