Top 35 FinTech Startup Investors in Costa Rica (October 2026)

Portfolio highlights

• Tumoni — Tumoni is a fintech company that offers digital banking services through free remittances.
• Paggo — Providing access to mobile payments for SME's through an app and mPOS that accepts debit and credit cards, create link payments for e-commerce, will come with a historical sales dashboard and financial ratios
• Ábaco — Ábaco is a fintech company that offers financial services with capital, payments & platform solutions.

Portfolio highlights

• Postearly — Create with AI chat, image and voice generation, video, and reusable templates. Sprexel brings your tools, models, and workflows together in one multilingual workspace.
• Snap Compliance — We are a RegTech SaaS. We facilitate access to Anti-Money Laundering Monitoring, Operational Risk Management and Compliance Systems Management through a centralized and collaborative platform available to everyone, we seek to positively impact 100,000 companies by 2030.
• Extinguisher 360 — Inspections with QR codes. Save time. Stay compliant. No paperwork.

Portfolio highlights

• Soyio — Gestiona consentimiento, identidad y derechos de titulares con trazabilidad auditable. Registra actividades de tratamiento con IA. Cumple la ley 21.719.
• Bruna by Altum Lab — AltumLab is a startup led by women, which allows to improve production processes with algorithms based on Artificial Intelligence. Bruna, is our SaaS platform, it is capable of reducing the use of energy resources; predict the quality and characteristics of finished products according to their raw materials; optimize the use of machines in theoperation and provide insights to make strategic production decisions in the short and medium term. It has been supported by various government and private funds
• Radar Treasury — Radar helps companies in Latin America to perform their bank transfers without human intervention. Radar created the first payouts to bank accounts API in Chile.

Portfolio highlights

• Slik — Slik es la plataforma para medir, analizar y accionar la Experiencia y Compromiso del Empleado en tiempo real.
• Snap Compliance — We are a RegTech SaaS. We facilitate access to Anti-Money Laundering Monitoring, Operational Risk Management and Compliance Systems Management through a centralized and collaborative platform available to everyone, we seek to positively impact 100,000 companies by 2030.
• Wheel the World — Wheel the World is a social startup with the purpose of making the world accessible. By building a cutting-edge model of accessibility data, which is extracted, organized, and displayed on www.gowheeltheworld.com, we allow people with disabilities to find and book accessible travel experiences including hotels, tours, and activities with theaccessibility information they need in the most amazing destinations in the world.We believe that people with disabilities should experience the world like anyone else. Governments, travel companies, and tourism professionals are all joining the accessible travel movement given the exponential growth of people with disabilities traveling around the world. Our commitment is to provide detailed information about what is accessible and specialized customer support involved through the entire experience.An accessible destination is a combination of accessible accommodation, transportation, and activities. This is why we are partnering with local travel businesses creating 100% accessible services together that we offer online. We want to allow millions of people to travel to thousands of destinations!

Portfolio highlights

• Obsidiam — FX, payments and international treasury in one platform. Firm quotes, USDT settlement and an API for businesses.

Portfolio highlights

• Dapta — Our SaaS platform offers a no-code solution for building APIs and aggregating databases. Save time and resources by streamlining your backend development process. Try it now!
• Braven — Braven turns every submission into a pre-analyzed, traceable decision, and every book into a live, provable view. Built for MGAs and reinsurers that do their own underwriting.
• Jelt — HealthTech B2B Marketplace

Portfolio highlights

• M-KOPA — M-KOPA provides connected asset financing solutions for underbanked customers. Its platform combines digital micropayments and IoT connectivity to offer access to products including solar lighting, televisions, fridges, smartphones, financial services, and more.
• Banco Davivienda — Banco Davivienda is a banking firm that focuses on housing finance, retail banking, corporate banking, and SME banking. The company is part of the Bolívar Group, a group made up of 16 national and international companies that share the same organizational culture and work in synergy to achieve the best overall performance. Founded in 1972, Davivienda has presence in Panama, Miami, Honduras, Costa Rica, and El Salvador. Its headquarters is based in Bogota, Colombia.
• ETG — ETG, established in 1967, is one of the largest and fastest growing integrated agricultural conglomerates in sub-Saharan Africa, importing and exporting soft commodities to and from 48 countries including Tanzania, Kenya, Malawi, Mozambique, Nigeria and South Africa. It also has supply chain operations in China, India, America, Middle East, andSouth East Asia; merchandising desks in Europe, and; treasury companies in Singapore, Mauritius and UAE. Globally, ETG is present across 48 countries. ETG runs its business under five business verticals: 1. Fertilizer and Farm Inputs: ETG is one of the largest importers and distributors of fertilizers and farm inputs in sub-saharan africa 2. Cash traded products: Pulses, Sesame seed, Cashew and Rice are key commodities in this vertical. ETG is the world largest trader and processor of Pulses as well as world largest trader for raw cashew nuts. 3. Exchange traded commodities: Grains & oilseeds, sugar, coffee, cocoa, maize and soybean are key products in this segment. ETG is one of the major players for maize and soybean in sub-shara africa 4. Consumer Branded (Vamara): ETG operates multiple processing plants across 14 countries to manufacture products that are targeted to African consumers. ETG has 22 brands in its portfolio that offers products from vegetable cooking oil, condiments, and spreads, etc. 5. Logistics: ETG operates a very successful and integrated Logistics platform. ETG has a network of more than 400+ warehouses across 32 countries and a fleet of more than 900 trucks. ETG provided end-to-end Logistics services across sub-Sahara Africa.

Portfolio highlights

• Shorta — Descubre series cortas de drama, comedia, romance y suspenso en Shorta y empieza a ver hoy mismo, con nuevos episodios cada semana.
• NanoCo AI — A professional assistant that gets work done. Lives in Slack or Teams, connects to email, calendar and other workspace tools
• Veria Labs — Veria is an autonomous pentester: it maps your entire attack surface, proves real exploits, and drafts the fix.

Portfolio highlights

• AKEDO — AKEDO is a AI framework that creates and designs engaging games.
• SODA — SODA enables the next generation of consumer crypto and meme coins and allows meme coin developers to leverage Telegram.
• Yet Another — We accelerate the roadmap of Ethereum by making proof verification faster and cheaper. We can verify proofs for 10% of the cost.

Portfolio highlights

• Tennr — Tennr is a custom AI assistant that accelerates research, answers complex questions, and generates custom reports.
• Whizzo — Whizzo specializes in materials science-driven manufacturing of engineered fashion and technical textiles. Our expertise lies in creating and executing innovative textile blends tailored for applications across automotive, agriculture, medical textiles, and engineered fashion.
• Zaria Systems — Zaria provides loan servicing and collateral management infrastructure for banks, private credit firms, fintech lenders, and digital asset lenders. Its platform supports primary servicing and auditable collateral management for structured finance and digital asset-backed lending. The company combines these functions within a single platform for institutional lending operations.

Portfolio highlights

• Cashaa — Cashaa began in June 2016 with the mission to bridge the gap between traditional finance and the cryptocurrency world by providing a comprehensive and user-friendly crypto banking platform. Having made a lot of headway in pursuit of this goal by banking more than 500 of the biggest crypto companies in the world, we are stepping into a new era ofCashaa. Our mission is now to bring the same trust, reliability and security that we have provided our Business customers to personal users worldwide by achieving the following milestones. Cashaa, available on Android and iOS offers an all-in-one app which helps you buy, earn, borrow and spend crypto globally. You can earn up to 34% APR on stablecoins and up to 24% APR on bitcoin and crypto. You can also borrow against crypto at interest rates starting from 0% p.a.
• Defi11 — Defi11 is a new-gen true decentralized fantasy gaming platform.

Portfolio highlights

• OpenPad AI — OpenPad - The 1st AI Decentralized Launchpad
• Time Universe — Join the $TIME token presale
• Gambit Markets — Your ultimate prediction market companion

Portfolio highlights

• Caliza — Give your users access to the digital dollar economy. Get early access!
• fidu — Fidu aims to develop a new operating system specifically for LatAm schools enabling institutions to digitally handle everything from finances to school-wide announcements
• Vaas — Vaas is a private credit infrastructure platform that automates asset verification, servicing, and operations for asset backed financing.

Portfolio highlights

• Coinpay.cr — Coinpay is the leading blockchain marketplace with a Crypto Exchange and Traded Wallet solution in the region. It was founded in Costa Rica in 2016 and offers an Ecosystem of blockchain services such as Exchange, Cards, Money Remittance, Escrow services and OTC thanks to its on site development team.

Portfolio highlights

• WECO Protocol — WECO Protocol turns real-world assets into opportunities, empowering peopl as stakeholders. With AI and blockchain, we make ownership simple and rewarding

Portfolio highlights

• Instanda — Instanda is a provider of a no-code core insurance platform that allows insurance companies to build, configure, and launch products online. The company's platform digitizes the complex insurance value chain with its core digital PAS and an interface that allows business users to innovate, manage, and distribute insurance products.Founded in2012, Instanda is headquartered in London, England.
• Rail Online — At www.rail.online, customers in Europe, Australia and throughout the world can search for terrific deals on train tickets knowing they'll find the best prices and knowledgeable customer service staff all in one place.
• maison blanche — maison blanche is an avant-garde swiss fashion label. high-end collections at the intersection of culture, innovation and circular design. rooted in socio-political ideas and inclusivity.

Portfolio highlights

• NextUI — Beautiful, fast and modern React UI Library
• StackAI — Stack AI supercharges businesses. Deploy AI-powered applications in minutes, automate processes, and skyrocket productivity by connecting LLMs to data sources using Stack AI's no-code platform. Export your work with user-centric interfaces (chatbots and forms) and developer-friendly APIs.
• Reforged Labs — Reforged Labs has closed. After three years, we have made the decision to close Reforged Labs.

Portfolio highlights

• Obsidiam — FX, payments and international treasury in one platform. Firm quotes, USDT settlement and an API for businesses.
• Payments Way Solutions — Payments Way Solutions SAS is a Fintech company established in 2017, specializing in providing comprehensive payment solutions. The company offers a range of services including mobile applications, payment gateways, and POS terminals to facilitate seamless transactions for businesses. With a focus on innovation and technology, Payments WaySolutions SAS aims to enhance the efficiency of financial transactions in the digital age. Catering to a diverse clientele, the company is committed to delivering secure, efficient, and user-friendly payment solutions. With a team of 50 employees, Payments Way Solutions SAS continues to expand its services to meet the evolving needs of the financial services industry.

Portfolio highlights

• IMPESA — Impesa started its operations in March 2014 in Costa Rica, as the first payment fintech firm in the country. With an experienced management team and a new business growth strategy, Impesa has shown sustainable growth during the past four years. Impesa provides services to its corporate, commercial and retail clients at its headquarters in San José.The capital of Costa Rica is the national center of commercial and industrial activities.The business model targets various market segments, direct to consumers and leading Caribbean and Central American banks.The three main lines of business of Impesa are Software as a Service for financial institutions, retail peer-to-peer application development and general innovative digital payment methodologies. It serves more than 25 banks and 300 companies in the region and was named “Forbes 30 Most Promising Businesses of Central America and the Dominican Republic for 2021” and also named “Exporter of the Year 2021” in the Services category by the Costa Rican Chamber of Exportation (CADEXCO).
• Levita Magnetics — As a medical device start up, Levita Magnetics is passionate about developing innovative magnetic surgical platforms that serve as a catalyst in the continued evolution of less invasive surgery.The company's mission is to enhance patient outcomes by minimizing the footprint of surgical procedures across multiple indications and broadpatient populations. It's innovative magnetic surgical platform, called Magnetic Surgery®, is the next step in the evolution of less invasive surgery.

Portfolio highlights

• Taqtics — Run digital inspection checks across every location with Taqtics. Build inspection forms, capture mobile evidence, score findings, assign corrective actions and track results in real time.
• Axelar Network — Axelar is the multichain platform that unifies Web3 for developers, delivering applications from any blockchain to every user, easily.
• Breakout — Breakout is a crypto-native prop business that trades on the most liquid centralized exchanges.

Portfolio highlights

• Dehurdle — Practice high-stakes conversations with real-time AI. Instant speaking pace and competency feedback. No voice recordings are kept after the session.
• Vireo Capital — Vireo provides software for deal diligence, fund administration, and portfolio monitoring at private market investment firms.
• Hyperbond Studio — An AI-native entertainment company building games, anime and the engines behind them.

Portfolio highlights

• LIFT — Investing in Families to Break the Cycle of Poverty
• California Competes — California Competes is a nonpartisan policy and research organization for critical higher education and workforce issues
• American Council on Education — The American Council on Education (ACE) is a membership organization that mobilizes the higher education community to shape effective public policy and foster innovative, high-quality practice.

Portfolio highlights

• Apurata — Apurata provides better credit to 200mm middle class Latin Americans.Through proprietary technology and origination procedures, we provide credit to unbanked and underbanked Latin Americans ($25bn), starting in Peru ($3bn opportunity).We are growing and looking to hire: - Software Developers - Risk Officers - Operations - Customer facingrepresentatives - Collections
• BlazingDB — We decided to create a new way of learning to make it attractive, flexible, and accessible to as many people as possible. Since then, we've helped millions of people around the world unlock modern technical skills and reach their full potential with code.
• Snap Compliance — We are a RegTech SaaS. We facilitate access to Anti-Money Laundering Monitoring, Operational Risk Management and Compliance Systems Management through a centralized and collaborative platform available to everyone, we seek to positively impact 100,000 companies by 2030.

Portfolio highlights

• Solfium — Solfium is a one-of-a-kind solar energy company dedicated to providing the best solutions for your house, business, or industry. Everything we do is driven by the desire to provide you with the greatest possible experience.
• RAY — RAY is the #1 sales platform helping restaurant owners attract more customers, grow revenue from no commission orders, direct bookings and more walk-ins
• Seenapse — Seenapse is an inspiration engine. It helps you to get more and better ideas, faster. While search engines return the most obvious, linear, and popular results (all of which are the opposite of what you need for ideation), Seenapse returns divergent, non-obvious results that can trigger the Eureka moment you are looking for.Think of it as aGoogle for divergent results.

Portfolio highlights

• WECO Protocol — WECO Protocol turns real-world assets into opportunities, empowering peopl as stakeholders. With AI and blockchain, we make ownership simple and rewarding

Portfolio highlights

• Blueprint Finance — Blueprint Finance develops protocols and infrastructure to advance on-chain financing.
• M0 —
• Crusoe — Crusoe provides next-gen AI infrastructure and cloud compute using an energy-first approach. Deploy AI workloads at scale with reliable performance and 24/7 support.

Portfolio highlights

• Yet Another — We accelerate the roadmap of Ethereum by making proof verification faster and cheaper. We can verify proofs for 10% of the cost.

Portfolio highlights

• fidu — Fidu aims to develop a new operating system specifically for LatAm schools enabling institutions to digitally handle everything from finances to school-wide announcements

Portfolio highlights

• Bacu — Bacu provides restaurant technology and offer a comfort food concept.
• Motai —
• Latú Seguros — We are a start-up focused on providing business insurance, on a mission to empower business owners to change the world.

Portfolio highlights

• Lemon Cash — Lemon Cash is digital wallet with FIAT and crypto capabilities. End to end digital ecosystem for Latin America.
• Electron — Proof Aggregation using #superproofs. Backed by Sandeep Nailwal, Martin Köppelmann, Jaynti Kanani, Anurag Arjun, Aztec CTO, and many others. Etheruem Foundation grant recipient.
• Ethereum Institutional — Ethereum Institutional is an independent non-profit dedicated to accelerating the institutional adoption of Ethereum, its L2s, applications and overall ecosystem.

Portfolio highlights

• Mana.bio — Mana.bio is an AI based drug delivery startup, focusing on gene therapy including RNA and DNA-based therapeutics and vaccines
• Gizmo — AI quizzes that help you learn and remember anything
• Stoke Space — STOKE Space Technologies seamlessly connecting earth and space.

Portfolio highlights

• Motai —
• Wizzer — Wizzer is an AI-driven parenting copilot that provides guidance through highly personalized multi-modal conversations.
• fidu — Fidu aims to develop a new operating system specifically for LatAm schools enabling institutions to digitally handle everything from finances to school-wide announcements

Portfolio highlights

• Hemi Labs — Hemi builds Bitcoin infrastructure for money that can be moved, programmed and put to work.
• Sapien — Sapien offers Data Labelling Services with RLHF to fine-tune your LLMs potential. Improve model performance with better data to improve outcomes. Consult us now!
• Movement Labs — Movement Labs is on a mission to create a global community of Move Builders, working together to improve decentralized network user experience.

Portfolio highlights

• Cashaa — Cashaa began in June 2016 with the mission to bridge the gap between traditional finance and the cryptocurrency world by providing a comprehensive and user-friendly crypto banking platform. Having made a lot of headway in pursuit of this goal by banking more than 500 of the biggest crypto companies in the world, we are stepping into a new era ofCashaa. Our mission is now to bring the same trust, reliability and security that we have provided our Business customers to personal users worldwide by achieving the following milestones. Cashaa, available on Android and iOS offers an all-in-one app which helps you buy, earn, borrow and spend crypto globally. You can earn up to 34% APR on stablecoins and up to 24% APR on bitcoin and crypto. You can also borrow against crypto at interest rates starting from 0% p.a.

Portfolio highlights

• Movii — Movii aims to reduce inequality by providing access to financial services to the unbanked population through the use of new technologies.
• Tienda Pago — Tienda Pago is the merchant support platform that facilitates your weekly merchandise purchase to distributors. It is the result of years of experience of a team of experts whose objective is to promote ecosystems where all participants, both distributors and traders, benefit from the service and proactively motivate other participants to join thesystem.
• VU — Sebastián Stranieri, is CEO and founder of VU Inc, a multinational company that provides secure and frictionless digital experiences for more than 350 million people over the world. Passionate about technology, he has more than two decades of experience in the cybersecurity industry. His career has always been driven by the desire to innovate insafer solutions that improve the quality of life of citizens and companies, and that is how VU was born. VU focuses on the new concept of “online persona” providing robust identity verification for its users, which allows a more holistic authentication paradigm. Through the combination of traditional cybersecurity controls with geolocation, biometrics and user behavior analysis based on machine learning, VU enables a continuous authentication process where the user is seen as a whole, rather than a set of credentials. In July 2021, VU announced a $12 million Series B funding round with investors such as Globant and Telefonica. Sebastian, is also an Endeavor entrepreneur, he was recognized by MIT Technology Review magazine in 2013 and selected by Forbes Argentina as one of the 30 Promises in 2017. His passion for what he does led him to win the Sadosky Award for Entrepreneur of the Year for the Chamber of the Argentine Software Industry (CESSI) in 2019. VU received several recognitions, such as: Cybersecurity Ventures ranking 500, Santander’s X100 and VISA - La Nación’s Innovation Award, in the category of payment methods and cybersecurity for developing new business models in financial services through the use of technology that mark socioeconomic trends, changes in consumption habits and payment methods and also improve the security of transactions, among many acknowledgments from Microsoft as partners and for our technology, such as: AI Latam Partner of the Year (2021), Global Finalists in IA and Government (2021) and Country Partner of the Year (Argentina, 2019 and Bolivia, 2020)