Top 15 FinTech Startup Investors in Costa Rica in January 2026
A list of 15 angel investors and VC (Venture Capital) funds that invest in Fintech startups based in Costa rica. We rank investors based on the number of investments they made in Fintech companies from Costa rica. We update this investor list every month.Top 15 FinTech Startup Investors in Costa Rica in January 2026
| Investor | FinTech Costa Rica investments |
|---|---|
| Loyal VC | 1 |
| Gagra Ventures | 1 |
| Imaginable Futures | 1 |
| Caricaco VC | 1 |
| Fabian Gomez Gutierrez | 1 |
| Private Family Office | 1 |
| NFX | 1 |
| Dadneo | 1 |
| devlabs | 1 |
| Epakon Capital | 1 |
| Matias Woloski | 1 |
| Lightspeed Venture Partners | 1 |
| LambdaClass | 1 |
| Felipe Villamarin | 1 |
| Andres Bilbao | 1 |
Loyal runs a global venture fund with quarterly redemptions and a proprietary gate-stage process, reducing investment bias and unlocking greater returns. Partnered with INSEAD, Founder Institute, and 500+ advisors, we are Loyal to the world with 250+ investments in 50+ countries.
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Investment focus
- Artificial Intelligence, Software, E-Commerce
- Pre-Seed, Seed, Funding Round
- United States, Canada, United Kingdom
Portfolio highlights
- WASTETIDE — Wastetide turns these wastes into profit, and your excel sheets into useful data.
- Bagel AI — Bagel AI is a product intelligence platform that automates product management, helping product teams turn data into insights, streamline GTM, and drive growth
- Aisel Health — Aisel Health provides AI that imitates psychiatrists for psychiatric clinics and hospitals to ensure efficient patient access to care.
Gagra Ventures is a venture capital firm that invests in the blockchain area.
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Investment focus
- FinTech, Blockchain, Financial Services
- Pre-Seed
- Costa Rica
Portfolio highlights
- SODA — SODA enables the next generation of consumer crypto and meme coins and allows meme coin developers to leverage Telegram.
- Yet Another Company — We accelerate the roadmap of Ethereum by making proof verification faster and cheaper. We can verify proofs for 10% of the cost.
Imaginable Futures is a global philanthropic investment firm driven by impact and the belief that learning is key to well-being and equitable, healthy systems.
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Investment focus
- Non Profit, Education, Communities
- Grant, Seed, Series A
- United States, Brazil, Kenya
Portfolio highlights
- LIFT — LIFT is a national nonprofit that empowers families to break the cycle of poverty.
- Wonderschool — Wonderschool is an end to end solution for family child care providers and centers. Wonderschool helps providers, families and state leaders to increase the health of the child care landscape on the ground.
- American Council on Education — The American Council on Education (ACE) is a membership organization that mobilizes the higher education community to shape effective public policy and foster innovative, high-quality practice.
CARICACO is a startup powerhouse. We support the best entrepreneurs in Central America with capital, mentors and connections. We seek to be the bridge that connects early stage startups with new markets and the best investment funds/accelerators.
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Investment focus
- SaaS, Retail, Banking
- Pre-Seed
- Costa Rica, El Salvador
Portfolio highlights
- Avify — Avify es el CRM para WhatsApp que conecta todo tu negocio a tus conversaciones y automatiza ventas.
- Ábaco — We're reinventing financial services with capital, payments & platform solutions so every growing company can reach their full potential.
- Vitrinnea — Vitrinnea is the first full service marketplace in Central America powered by re-injecting used garments back into the market. Our goal is to make shopping for fashion accessible, fun and sustainable. We offer clothing, footwear and accessories at the best price with the best user experience.
Founder & CEO of Frubana. Former Rappi Expansion Leader. Former McKinsey consultant.
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Investment focus
- Information Technology, B2B, Beauty
- Pre-Seed, Seed, Series A
- Colombia, Mexico, Costa Rica
Portfolio highlights
- Wizzer — Wizzer is an AI-driven parenting copilot that provides guidance through highly personalized multi-modal conversations.
- fidu — Fidu aims to develop a new operating system specifically for LatAm schools enabling institutions to digitally handle everything from finances to school-wide announcements
- Bia Energy — Bia Energy engages in energy marketing.
Private Family Office
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Investment focus
- SaaS, FinTech, Software
- Seed
- Costa Rica
Portfolio highlights
- Coinpay.cr — Coinpay is the leading blockchain marketplace with a Crypto Exchange and Traded Wallet solution in the region. It was founded in Costa Rica in 2016 and offers an Ecosystem of blockchain services such as Exchange, Cards, Money Remittance, Escrow services and OTC thanks to its on site development team.
We are a VC firm investing in pre-seed and seed stage startups. We back exceptional Founders building market-transforming companies.
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Investment focus
- Software, Information Technology, Marketplace
- Seed, Series A, Pre-Seed
- United States, Israel, United Kingdom
Portfolio highlights
- Mana.bio — Mana.bio is an AI based drug delivery startup, focusing on gene therapy including RNA and DNA-based therapeutics and vaccines
- Gizmo — AI quizzes that help you learn and remember anything
- Stoke Space — STOKE Space Technologies seamlessly connecting earth and space.
Dadneo enhances the ecosystem of entrepreneurship and innovation by connecting early-stage startups with the venture capital LatAm industry. Through their investment model using Smart Capital, they offer their entrepreneurs disposition of their network and all necessary measures to contribute to the success of their project tools.Dadneo wasestablished in 2017 and is headquartered in Santiago, Chile.
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Investment focus
- Service Industry, E-Commerce, Marketplace
- Seed, Funding Round, Angel
- Chile, United States, Mexico
Portfolio highlights
- Slik — Slik es la plataforma para medir, analizar y accionar la Experiencia y Compromiso del Empleado en tiempo real.
- Snap Compliance — We are a RegTech SaaS. We facilitate access to Anti-Money Laundering Monitoring, Operational Risk Management and Compliance Systems Management through a centralized and collaborative platform available to everyone, we seek to positively impact 100,000 companies by 2030.
- Wheel the World — Wheel the World is a social startup with the purpose of making the world accessible. By building a cutting-edge model of accessibility data, which is extracted, organized, and displayed on www.gowheeltheworld.com, we allow people with disabilities to find and book accessible travel experiences including hotels, tours, and activities with theaccessibility information they need in the most amazing destinations in the world.We believe that people with disabilities should experience the world like anyone else. Governments, travel companies, and tourism professionals are all joining the accessible travel movement given the exponential growth of people with disabilities traveling around the world. Our commitment is to provide detailed information about what is accessible and specialized customer support involved through the entire experience.An accessible destination is a combination of accessible accommodation, transportation, and activities. This is why we are partnering with local travel businesses creating 100% accessible services together that we offer online. We want to allow millions of people to travel to thousands of destinations!
We target the global pipeline of outlier entrepreneurs building B2B digital companies that are currently undervalued and looking to grow by partnering with founder friendly investors that can help them reach more customers, build a better product and raise capital in a relatively short period of time.With Oakland, California as a base in SiliconValley, we currently invest via:- LatAm Seed Fund: Pre-Seed up to Series A startups, primarily in the Pacific Alliance (Chile, Colombia, Mexico, Peru) scaling up globally. Typically invest an initial 50-100k USD, then follow-on up to 500k from this fund.- Global Fund: Seed to Series B startups scaling across the Americas, Africa with more than 1MM in ARR.We are open to leading or joining rounds, co-investments, and follow-on syndicates (SPVs).
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Investment focus
- Software, Artificial Intelligence, Financial Services
- Pre-Seed, Seed, Angel
- Chile, Peru, Ecuador
Portfolio highlights
- Soyio — La plataforma modular para cumplir con la ley de datos personales
- ComeS — With Supply Chain Software and Artificial Intelligence, we connect producers with bulk buyers to reduce their costs in sales and logistics, increase their sales revenue and make their products visible in new markets. We personalize the offer and achieve more conversions, obtain and manage data from stores and producers and generate an informationnetwork on available food.
- Snap Compliance — We are a RegTech SaaS. We facilitate access to Anti-Money Laundering Monitoring, Operational Risk Management and Compliance Systems Management through a centralized and collaborative platform available to everyone, we seek to positively impact 100,000 companies by 2030.
Epakon Capital is a high growth, early-stage (pre-seed to seed) venture capital fund investing in category-defining businesses across emerging markets. For founders, by founders.
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Investment focus
- Information Technology, Artificial Intelligence, Machine Learning
- Pre-Seed, Seed, Series A
- United States, Venezuela, Mexico
Portfolio highlights
- NextUI — Beautiful, fast and modern React UI Library
- UnshETH — unshETH is a decentralized, on-chain movement to use incentive engineering to preserve and protect the trustless, immutable, and censorship-resistant nature of Ethereum.
- Reforged Labs — The world's first AI copilot for mobile game marketers. AI-powered research and insights to help creative teams improve ROAS by moving faster and testing smarter.
Matias Woloski is the Co-Founder & serves as Chief Technology Officer of Auth0. Attended University of Buenos Aires.
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Investment focus
- Information Technology, Financial Services, Software
- Seed, Series A, Pre-Seed
- Argentina, United States, Spain
Portfolio highlights
- Nuqlea — Nuqlea is a B2B digital platform for construction and habitat that integrates and digitizes its entire value chain and develops useful techonological solutions through its marketplace. With the purpose of transforming the industry, Nuqlea seeks to offer transparency, efficiency and traceability in terms of purchasing processes, costs and shipments.
- Keycard — Build and deploy secure AI agents with Keycard. Our unified identity infrastructure delivers real-time access control, compliance, and trust for the agent-native world.
- Luzid — Luzid is a Software Development firm offering AI based developer's automation tools for enterprise implementation processes.
Lightspeed Venture Partners is a multi-stage venture capital firm focused on accelerating disruptive innovations and trends.
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Investment focus
- Software, Information Technology, Artificial Intelligence
- Series A, Series B, Seed
- United States, India, Israel
Portfolio highlights
- Suno — Suno is a music start-up that enables anyone to make the songs they want. The company aims to help people rediscover the joy of play and exploration.
- Landed — LANDED makes hiring top-notch candidates onto your team effortless.
- Periodic Labs — Periodic Labs develops artificial intelligence systems that simulate and predict the properties of materials using machine learning. The company applies computational models to support the discovery and design of materials used in sectors such as energy, electronics, and infrastructure. It builds tools that aim to reduce the time and costassociated with traditional research and development processes. Periodic Labs uses AI to analyze large-scale scientific data and collaborates with academic and industry partners to support material science research.
LambdaClass is a software development firm that specializes in building scalable backends with functional programming languages.
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Investment focus
- Blockchain, FinTech, Finance
- Pre-Seed
- Costa Rica, South Korea, United Kingdom
Portfolio highlights
- Clave — One click onboarding to future of finance
- Electron — Proof Aggregation using #superproofs. Backed by Sandeep Nailwal, Martin Köppelmann, Jaynti Kanani, Anurag Arjun, Aztec CTO, and many others. Etheruem Foundation grant recipient.
- Yet Another Company — We accelerate the roadmap of Ethereum by making proof verification faster and cheaper. We can verify proofs for 10% of the cost.
Felipe Villamarin is a Co-Founder at Rappi.
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Investment focus
- Internet, Recruiting, Human Resources
- Pre-Seed, Seed, Series A
- Colombia, United States, Brazil
Portfolio highlights
- Bacu — Bacu provides restaurant technology and offer a comfort food concept.
- C4c7us — Optimize your Project's Infrastructure in Minutes - Optimize the management of your IT infrastructure with our platform, offering an agile, secure, and scalable solution. Gain greater control over your technological resources and maximize your savings.
- fidu — Fidu aims to develop a new operating system specifically for LatAm schools enabling institutions to digitally handle everything from finances to school-wide announcements
Andres Bilbao
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Investment focus
- Software, Financial Services, FinTech
- Seed, Pre-Seed
- Brazil, Uruguay, Costa Rica
Portfolio highlights
- DAOHQ — DAOHQ is the first marketplace for decentralized autonomous organizations.
- fidu — Fidu aims to develop a new operating system specifically for LatAm schools enabling institutions to digitally handle everything from finances to school-wide announcements
- FLOKI Technologies — 1,536 Followers, 1,821 Following, 136 Posts - See Instagram photos and videos from FLOKI Compras (@floki_compras)
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