Top 40 Software Startup Investors in Costa Rica (October 2026)

Portfolio highlights

• Braven — Braven turns every submission into a pre-analyzed, traceable decision, and every book into a live, provable view. Built for MGAs and reinsurers that do their own underwriting.
• aviva — Aviva is building an AI-powered digital bank for Latin America’s underserved communities. While determined to fuel Latin America’s ongoing emergence of a new middle class with a fully-fledged portfolio of inclusive financial services, Aviva’s initial go-to-market concentrates on unsecured credit products for individuals and nano-businesses inMexico.As most of the underbanked 40+ million Mexicans live in small and medium-sized towns, Aviva builds a bridge to those living in remote communities with its physical onboarding kiosks. These nano-branches provide a documentless 3-minute video onboarding for everyone in need of liquidity. Novel AI-based technology, including natural language processing, allows Aviva to match customers’ spoken word to the fields of a comprehensive real-time credit application. Transforming speech to text and inferring emotions and personality from the visual layer of the application video gives Aviva an edge in scoring thin-file customers. Leveraging these novel risk models, Aviva aims to provide the lowest interest rates available to today’s underserved.
• Crabi — Full stack, digital car insurance

Portfolio highlights

• Tumoni — Tumoni is a fintech company that offers digital banking services through free remittances.
• Paggo — Providing access to mobile payments for SME's through an app and mPOS that accepts debit and credit cards, create link payments for e-commerce, will come with a historical sales dashboard and financial ratios
• Ábaco — Ábaco is a fintech company that offers financial services with capital, payments & platform solutions.

Portfolio highlights

• Soyio — Gestiona consentimiento, identidad y derechos de titulares con trazabilidad auditable. Registra actividades de tratamiento con IA. Cumple la ley 21.719.
• Bruna by Altum Lab — AltumLab is a startup led by women, which allows to improve production processes with algorithms based on Artificial Intelligence. Bruna, is our SaaS platform, it is capable of reducing the use of energy resources; predict the quality and characteristics of finished products according to their raw materials; optimize the use of machines in theoperation and provide insights to make strategic production decisions in the short and medium term. It has been supported by various government and private funds
• Radar Treasury — Radar helps companies in Latin America to perform their bank transfers without human intervention. Radar created the first payouts to bank accounts API in Chile.

Portfolio highlights

• Postearly — Create with AI chat, image and voice generation, video, and reusable templates. Sprexel brings your tools, models, and workflows together in one multilingual workspace.
• Snap Compliance — We are a RegTech SaaS. We facilitate access to Anti-Money Laundering Monitoring, Operational Risk Management and Compliance Systems Management through a centralized and collaborative platform available to everyone, we seek to positively impact 100,000 companies by 2030.
• Extinguisher 360 — Inspections with QR codes. Save time. Stay compliant. No paperwork.

Portfolio highlights

• Slik — Slik es la plataforma para medir, analizar y accionar la Experiencia y Compromiso del Empleado en tiempo real.
• Snap Compliance — We are a RegTech SaaS. We facilitate access to Anti-Money Laundering Monitoring, Operational Risk Management and Compliance Systems Management through a centralized and collaborative platform available to everyone, we seek to positively impact 100,000 companies by 2030.
• Wheel the World — Wheel the World is a social startup with the purpose of making the world accessible. By building a cutting-edge model of accessibility data, which is extracted, organized, and displayed on www.gowheeltheworld.com, we allow people with disabilities to find and book accessible travel experiences including hotels, tours, and activities with theaccessibility information they need in the most amazing destinations in the world.We believe that people with disabilities should experience the world like anyone else. Governments, travel companies, and tourism professionals are all joining the accessible travel movement given the exponential growth of people with disabilities traveling around the world. Our commitment is to provide detailed information about what is accessible and specialized customer support involved through the entire experience.An accessible destination is a combination of accessible accommodation, transportation, and activities. This is why we are partnering with local travel businesses creating 100% accessible services together that we offer online. We want to allow millions of people to travel to thousands of destinations!

Portfolio highlights

• Vexi — Vexi issues, operates, and processes credit cards for the young underbanked population on a mission to make credit accessible, through a 100% digital onboarding and unparalleled customer experience.
• TECLOGI — Teclogi is a technology company focused in Logistics, which is well known as a Logtech; that means that we provide long haul and last mile transport services, which are operated over a technology platform, that we have developed to digitise and modernise the logistics process. So, TECLOGI was born aiming to solve some of the several challenges weface in the supply chain in Latin America, like a challenging geography, security risks, several intermediaries, and huge security risks. That is why TECLOGI has deployed a solution under two pillars: Operational versatility, which means that, * We operate last mile, as well as long haul services. * We have adapted our platforms and operations to different kinds of vehicles, including electrical trucks. In terms of technology our solution includes: * A marketplace to connect cargo with safe vehicles * A platform to digitise the logistics process end to end * A Fintech product line focused on the drivers. * A 3-step strategy, which includes the deployment of Data Analytics, and the incorporation of Machine Learning technologies.
• Ábaco — Ábaco is a fintech company that offers financial services with capital, payments & platform solutions.

Portfolio highlights

• Cashaa — Cashaa began in June 2016 with the mission to bridge the gap between traditional finance and the cryptocurrency world by providing a comprehensive and user-friendly crypto banking platform. Having made a lot of headway in pursuit of this goal by banking more than 500 of the biggest crypto companies in the world, we are stepping into a new era ofCashaa. Our mission is now to bring the same trust, reliability and security that we have provided our Business customers to personal users worldwide by achieving the following milestones. Cashaa, available on Android and iOS offers an all-in-one app which helps you buy, earn, borrow and spend crypto globally. You can earn up to 34% APR on stablecoins and up to 24% APR on bitcoin and crypto. You can also borrow against crypto at interest rates starting from 0% p.a.

Portfolio highlights

• Quantik — Quantik is a video on demand platform, full of original content such as web series, comedy sketches, stand up comedy shows, short films and documentaries, for the Latin American audiences. They are producers, filmmakers and creative writers.
• Tico Fut — Tico Fut is a sports and entertainment platform that allows you to play virtual football with players from around the world.
• Aditi Multimedia — Aditi Multimedia is a Costa Rican multimedia startup that has created the network of interactive kiosks Kiboo, which includes ATM-type machines enabling its users to access the latest entertainment content market and more.

Portfolio highlights

• IMPESA — Impesa started its operations in March 2014 in Costa Rica, as the first payment fintech firm in the country. With an experienced management team and a new business growth strategy, Impesa has shown sustainable growth during the past four years. Impesa provides services to its corporate, commercial and retail clients at its headquarters in San José.The capital of Costa Rica is the national center of commercial and industrial activities.The business model targets various market segments, direct to consumers and leading Caribbean and Central American banks.The three main lines of business of Impesa are Software as a Service for financial institutions, retail peer-to-peer application development and general innovative digital payment methodologies. It serves more than 25 banks and 300 companies in the region and was named “Forbes 30 Most Promising Businesses of Central America and the Dominican Republic for 2021” and also named “Exporter of the Year 2021” in the Services category by the Costa Rican Chamber of Exportation (CADEXCO).

Portfolio highlights

• Kernel — Kernel is leading the way in restaking on the BNB Chain, which is intended to speed up innovation and ecosystem expansion while offering decentralized shared security.
• Doppler Finance — Rebuilding Capital Markets for the Tokenized Era.
• Mavryk Dynamics — Mavryk Dynamics simplifies trading real-world assets (RWA) and using decentralized finance (DeFi).

Portfolio highlights

• Cuéntame — Cuéntame develops tools designed for employees' emotional wellbeing.
• Castor — Castor.app is a sleek, versatile domain that exudes innovation and energy. With just 6 letters and 2 syllables, this one-word name is easy to remember and perfect for a modern startup. The word Castor brings to mind qualities like adaptabil
• Listo — Ovotjedni katalozi i akcije Lidla, Konzuma, Kauflanda, Spara i Plodina na jednom mjestu. Dodirni proizvod i on je na listi, s cijenom. 20 dana besplatno.

Portfolio highlights

• Dapta — Our SaaS platform offers a no-code solution for building APIs and aggregating databases. Save time and resources by streamlining your backend development process. Try it now!
• Braven — Braven turns every submission into a pre-analyzed, traceable decision, and every book into a live, provable view. Built for MGAs and reinsurers that do their own underwriting.
• Jelt — HealthTech B2B Marketplace

Portfolio highlights

• NextUI — Beautiful, fast and modern React UI Library
• StackAI — Stack AI supercharges businesses. Deploy AI-powered applications in minutes, automate processes, and skyrocket productivity by connecting LLMs to data sources using Stack AI's no-code platform. Export your work with user-centric interfaces (chatbots and forms) and developer-friendly APIs.
• Reforged Labs — Reforged Labs has closed. After three years, we have made the decision to close Reforged Labs.

Portfolio highlights

• Cicada — Cicada | Institutional Credit Risk Management On Chain
• Turtle Club — Aggregated, diligenced, personalized onchain yield management.
• Thrive Protocol — Thrive Protocol's vision is to maximize value creation for all people and communities.

Portfolio highlights

• Obsidiam — FX, payments and international treasury in one platform. Firm quotes, USDT settlement and an API for businesses.

Portfolio highlights

• Bacu — Bacu provides restaurant technology and offer a comfort food concept.
• Motai —
• Latú Seguros — We are a start-up focused on providing business insurance, on a mission to empower business owners to change the world.

Portfolio highlights

• Caliza — Give your users access to the digital dollar economy. Get early access!
• fidu — Fidu aims to develop a new operating system specifically for LatAm schools enabling institutions to digitally handle everything from finances to school-wide announcements
• Vaas — Vaas is a private credit infrastructure platform that automates asset verification, servicing, and operations for asset backed financing.

Portfolio highlights

• Blueprint Finance — Blueprint Finance develops protocols and infrastructure to advance on-chain financing.
• M0 —
• Crusoe — Crusoe provides next-gen AI infrastructure and cloud compute using an energy-first approach. Deploy AI workloads at scale with reliable performance and 24/7 support.

Portfolio highlights

• Solfium — Solfium is a one-of-a-kind solar energy company dedicated to providing the best solutions for your house, business, or industry. Everything we do is driven by the desire to provide you with the greatest possible experience.
• RAY — RAY is the #1 sales platform helping restaurant owners attract more customers, grow revenue from no commission orders, direct bookings and more walk-ins
• Seenapse — Seenapse is an inspiration engine. It helps you to get more and better ideas, faster. While search engines return the most obvious, linear, and popular results (all of which are the opposite of what you need for ideation), Seenapse returns divergent, non-obvious results that can trigger the Eureka moment you are looking for.Think of it as aGoogle for divergent results.

Portfolio highlights

• A-World — Welcome to Animal World, a battle game based on #BNBCHAIN's super metaverse card tower defense. By setting up a hero tower to destroy monsters.
• NeuronX — NeuronX Protocol is the pioneering decentralized lending protocol on Dfinity, setting the stage for smart DeFi. By focusing on AI-driven automation and enhanced user experiences, NeuronX aims to revolutionize the DeFi landscape and appeal to a broader audience. At the core of NeuronX is a groundbreaking innovation: AI-Powered Smart LiquidityPlatforms (AILPs). These AILPs are advanced vault strategies operated by intelligent AI algorithms. Users can effortlessly gain leverage by simply depositing a base asset. Behind the scenes, AILPs leverage AI to automate complex transactions and continuously rebalance positions, ensuring optimal leverage without the risk of liquidation. This integration of AI streamlines the process, making advanced financial strategies accessible and hassle-free.
• Vue Protocol — Community-First Layer for AI Memecoins. @solana @pumpdotfun @ton_blockchain Dvo1Fb7FxtUxsLbcQaizftfUT9HtL9P6swaQAScZDeQQ

Portfolio highlights

• AKEDO — AKEDO is a AI framework that creates and designs engaging games.
• Squads — Collaborative infrastructure for web3 native teams
• Limited — Secure your treasury and scale your business globally with a truly self-custodial account that only you control. No banks. No middlemen.

Portfolio highlights

• LIFT — Investing in Families to Break the Cycle of Poverty
• California Competes — California Competes is a nonpartisan policy and research organization for critical higher education and workforce issues
• American Council on Education — The American Council on Education (ACE) is a membership organization that mobilizes the higher education community to shape effective public policy and foster innovative, high-quality practice.

Portfolio highlights

• WECO Protocol — WECO Protocol turns real-world assets into opportunities, empowering peopl as stakeholders. With AI and blockchain, we make ownership simple and rewarding

Portfolio highlights

• Hemi Labs — Hemi builds Bitcoin infrastructure for money that can be moved, programmed and put to work.
• Sapien — Sapien offers Data Labelling Services with RLHF to fine-tune your LLMs potential. Improve model performance with better data to improve outcomes. Consult us now!
• Movement Labs — Movement Labs is on a mission to create a global community of Move Builders, working together to improve decentralized network user experience.

Portfolio highlights

• IMPESA — Impesa started its operations in March 2014 in Costa Rica, as the first payment fintech firm in the country. With an experienced management team and a new business growth strategy, Impesa has shown sustainable growth during the past four years. Impesa provides services to its corporate, commercial and retail clients at its headquarters in San José.The capital of Costa Rica is the national center of commercial and industrial activities.The business model targets various market segments, direct to consumers and leading Caribbean and Central American banks.The three main lines of business of Impesa are Software as a Service for financial institutions, retail peer-to-peer application development and general innovative digital payment methodologies. It serves more than 25 banks and 300 companies in the region and was named “Forbes 30 Most Promising Businesses of Central America and the Dominican Republic for 2021” and also named “Exporter of the Year 2021” in the Services category by the Costa Rican Chamber of Exportation (CADEXCO).
• Levita Magnetics — As a medical device start up, Levita Magnetics is passionate about developing innovative magnetic surgical platforms that serve as a catalyst in the continued evolution of less invasive surgery.The company's mission is to enhance patient outcomes by minimizing the footprint of surgical procedures across multiple indications and broadpatient populations. It's innovative magnetic surgical platform, called Magnetic Surgery®, is the next step in the evolution of less invasive surgery.

Portfolio highlights

• Coinpay.cr — Coinpay is the leading blockchain marketplace with a Crypto Exchange and Traded Wallet solution in the region. It was founded in Costa Rica in 2016 and offers an Ecosystem of blockchain services such as Exchange, Cards, Money Remittance, Escrow services and OTC thanks to its on site development team.
• ULTIMATE RECYCLER by Kashong LLC — Elimination of garbage landfills, forever, worldwide. ULTIMATE RECYCLER = 100% clean, Paris Agreement-compliant, total remediation of all post-recycled landfill waste and other toxic non-landfill materials while generating clean renewable electricity for local power grids. No incineration or combustion, no air effluents. Createswell-paid labor union jobs at each location. All processes commercially tested and patented. *** The ultimate "impact investment" -- Our company operates with "quadruple bottom-line" goals: (1) assist cash-poor municipalities, (2) create well-paid labor union jobs, and (3) provide a solid rate of return to our investing partners, all with the (4) cleanest & greenest, commercially-proven 21st century systems available. *** Partner inquires welcome.

Portfolio highlights

• Tennr — Tennr is a custom AI assistant that accelerates research, answers complex questions, and generates custom reports.
• Whizzo — Whizzo specializes in materials science-driven manufacturing of engineered fashion and technical textiles. Our expertise lies in creating and executing innovative textile blends tailored for applications across automotive, agriculture, medical textiles, and engineered fashion.
• Zaria Systems — Zaria provides loan servicing and collateral management infrastructure for banks, private credit firms, fintech lenders, and digital asset lenders. Its platform supports primary servicing and auditable collateral management for structured finance and digital asset-backed lending. The company combines these functions within a single platform for institutional lending operations.

Portfolio highlights

• Spectral — A Protocol For Programmable Creditworthiness
• Decentral Games — We build games that reward you to play. Play, earn, and scale your own metaverse guild. ICE Poker beta is now live.

Portfolio highlights

• Cashaa — Cashaa began in June 2016 with the mission to bridge the gap between traditional finance and the cryptocurrency world by providing a comprehensive and user-friendly crypto banking platform. Having made a lot of headway in pursuit of this goal by banking more than 500 of the biggest crypto companies in the world, we are stepping into a new era ofCashaa. Our mission is now to bring the same trust, reliability and security that we have provided our Business customers to personal users worldwide by achieving the following milestones. Cashaa, available on Android and iOS offers an all-in-one app which helps you buy, earn, borrow and spend crypto globally. You can earn up to 34% APR on stablecoins and up to 24% APR on bitcoin and crypto. You can also borrow against crypto at interest rates starting from 0% p.a.
• Defi11 — Defi11 is a new-gen true decentralized fantasy gaming platform.

Portfolio highlights

• Apurata — Apurata provides better credit to 200mm middle class Latin Americans.Through proprietary technology and origination procedures, we provide credit to unbanked and underbanked Latin Americans ($25bn), starting in Peru ($3bn opportunity).We are growing and looking to hire: - Software Developers - Risk Officers - Operations - Customer facingrepresentatives - Collections
• BlazingDB — We decided to create a new way of learning to make it attractive, flexible, and accessible to as many people as possible. Since then, we've helped millions of people around the world unlock modern technical skills and reach their full potential with code.
• Snap Compliance — We are a RegTech SaaS. We facilitate access to Anti-Money Laundering Monitoring, Operational Risk Management and Compliance Systems Management through a centralized and collaborative platform available to everyone, we seek to positively impact 100,000 companies by 2030.

Portfolio highlights

• Shorta — Descubre series cortas de drama, comedia, romance y suspenso en Shorta y empieza a ver hoy mismo, con nuevos episodios cada semana.
• NanoCo AI — A professional assistant that gets work done. Lives in Slack or Teams, connects to email, calendar and other workspace tools
• Veria Labs — Veria is an autonomous pentester: it maps your entire attack surface, proves real exploits, and drafts the fix.

Portfolio highlights

• Obsidiam — FX, payments and international treasury in one platform. Firm quotes, USDT settlement and an API for businesses.
• Payments Way Solutions — Payments Way Solutions SAS is a Fintech company established in 2017, specializing in providing comprehensive payment solutions. The company offers a range of services including mobile applications, payment gateways, and POS terminals to facilitate seamless transactions for businesses. With a focus on innovation and technology, Payments WaySolutions SAS aims to enhance the efficiency of financial transactions in the digital age. Catering to a diverse clientele, the company is committed to delivering secure, efficient, and user-friendly payment solutions. With a team of 50 employees, Payments Way Solutions SAS continues to expand its services to meet the evolving needs of the financial services industry.

Portfolio highlights

• Motai —
• Wizzer — Wizzer is an AI-driven parenting copilot that provides guidance through highly personalized multi-modal conversations.
• fidu — Fidu aims to develop a new operating system specifically for LatAm schools enabling institutions to digitally handle everything from finances to school-wide announcements

Portfolio highlights

• Huli — Lovable Generated Project

Portfolio highlights

• Nory AI — Revolutionise your restaurant with Nory's restaurant management software. Streamline operations, boost profits, and enhance decision-making in one platform.
• Dataships — Dataships uses top level data privacy software to help your brand, no matter your location.
• Ceartas DMCA — Ceartas is the leader in piracy protection for creators, brands & enterprise. Powered by AI, we have the highest removal rate in the industry

Portfolio highlights

• WECO Protocol — WECO Protocol turns real-world assets into opportunities, empowering peopl as stakeholders. With AI and blockchain, we make ownership simple and rewarding

Portfolio highlights

• Cashaa — Cashaa began in June 2016 with the mission to bridge the gap between traditional finance and the cryptocurrency world by providing a comprehensive and user-friendly crypto banking platform. Having made a lot of headway in pursuit of this goal by banking more than 500 of the biggest crypto companies in the world, we are stepping into a new era ofCashaa. Our mission is now to bring the same trust, reliability and security that we have provided our Business customers to personal users worldwide by achieving the following milestones. Cashaa, available on Android and iOS offers an all-in-one app which helps you buy, earn, borrow and spend crypto globally. You can earn up to 34% APR on stablecoins and up to 24% APR on bitcoin and crypto. You can also borrow against crypto at interest rates starting from 0% p.a.

Portfolio highlights

• fidu — Fidu aims to develop a new operating system specifically for LatAm schools enabling institutions to digitally handle everything from finances to school-wide announcements

Portfolio highlights

• Sharpi — Sharpi offers an AI solution that automates B2B order entry by converting customer messages into structured ERP orders.
• Properati — Properati is an online and mobile property platform for the real estate market. The company offers buyers, users, agile, free of ads, banners website, and tenants or real estate investors with a quick, designed for them to be able to communicate effectively with the offeror who has what they are looking for.Properati has an office in Sao Paulo,Brazil, and was founded in 2012 and is headquartered in Buenos Aires, Distrito Federal, Argentina.
• Nuvia — Nuvia is an artificial Intelligence automation platform that helps with sales process, lead generation and hyper-personalized conversions

Portfolio highlights

• Mana.bio — Mana.bio is an AI based drug delivery startup, focusing on gene therapy including RNA and DNA-based therapeutics and vaccines
• Gizmo — AI quizzes that help you learn and remember anything
• Stoke Space — STOKE Space Technologies seamlessly connecting earth and space.