Top 50 Retail Startup Investors in Turkey (June 2026)

Portfolio highlights

• BiSU — BiSU is a mobile platform that enables its users to order drinkable water in Turkey. Through the platform, its users have the ability to order water from any brand available nationally.BiSU is completely free of commission or fees and aims to democratize access to bottled water in Turkey by increasing transparency in prices and quality of water.The platform allows its customers to compare prices and pay with their credit cards for delivered bottled water.BiSU was launched in 2015 by Ergin Uner & Ozan Alptekin. It is based in Istanbul.
• Colendi — Credibility and microcredit platform
• CARD.com — Fully featured bank account with optional overdraft protection and round up savings account. Get your paycheck up to 2 days earlier.

Portfolio highlights

• Hardal — Centralize your first-party data and connect it from any source to any destination for a better performance.
• Dengage — Dengage is a Customer Experience Data Platform (CXDP) with built-in CDP powered by full marketing automation capabilities.
• Getmobil — Getmobill offers services in refurbished devices and their sale and resale.

Portfolio highlights

• Hazy — Hazy is a UCL AI spin out backed by Microsoft and Nationwide. Our core product is synthetic data - data generated artificially using machine learning techniques, that retains the statistical properties of the real data and can be safely used for analytics and innovation without compromising customers privacy and confidential information. We do itby capturing patterns in the raw data to generate completely synthetic 'hazy' data that maintains the statistical value of the original. This means businesses can unlock their data for innovation freely with safer and faster data provisioning on demand and no compliance, security or privacy risks and procurement delays.
• Quin AI — Quin AI is a real-time digital customer analytics tool that helps e-commerce websites predict visitors’ behavior after only 3-clicks, and engage them in real-time. The tool is very simple to install (just a JavaScript plugin), and only uses in-session clickstream data (cookie-free & GDPR compliant) to make highly accurate predictions to supportconversion for traffic that otherwise drops.Quin significantly increases engagement and incremental revenue on websites through native engagement tools and easy API integration to available tech-stacks which makes the product an ideal solution for e-commerce websites and ideal partner for companies providing services to retail and e-commerce businesses.
• Replenit — Transform your repeat purchase revenue with Replenit's AI Decision Engine. Predict exactly when customers need to reorder based on individual consumption pat...

Portfolio highlights

• Flowla — From outreach to onboarding, create personalized sales stories, impress prospects, and build consensus with multiple stakeholders.
• Mindtail — Based in Istanbul, Mindtail is a mobile gaming studio dedicated to crafting the next evolution of hybrid mobile games. Founded by industry veterans whose previous titles have reached over 300+ million players worldwide
• GoWit Technology — Unlock your retail media potential with GoWit's omnichannel Retail Media Advertising platform. Expand your audience reach, optimize bidding, and leverage first-party data for maximum conversions and privacy protection.

Portfolio highlights

• Caya — We believe in a future of work transformed by technology. Where the pain of admin is automated, freeing people to focus on creativity, big decisions and doing business. From anywhere, at any time. Our mission is to transform business admin into an automagic experience. Today we enable the paperless office by offering a cloud solution to manage alldocument workflows in one place. Tomorrow CAYA empowers SMBs to run a fully automated backoffice.
• METYCLE — The B2B marketplace for global scrap metal trading. We give the world access to scrap metal.
• NorthLadder — Most of us know what it feels like to sell a pre-owned device - be it a smartphone, a laptop or a tablet. The fact is that the pre-owned market is intransparent and finding a fair price for your asset is daunting. Even if you do get a fair price, the inconvenience of meeting the buyer, negotiating the price, shipping the asset, and waiting forpayment could be an exhausting process. And then there is the worry of figuring out what happens to the data on your device.This is why NorthLadder came to be. We are the region’s only auction-driven selling platform for pre-owned electronics devices- a thoughtfully created service where people can sell their devices to a network of global buyers and get cash instantly in a safe, dignified, and hassle-free manner.But that’s not all. We have many convenient drop-off locations across the region for getting instant cash against your devices. Don’t want to drop off your device? No worries, we will come to your doorstep to pick it up and hand the cash over to you. And if you want your data to be erased, we can advise you on ways to do it or use internationally approved software to erase it for a small fee.We have served thousands of customers and their overwhelmingly positive feedback tells us we are on the right track. Our efforts actively contribute to the formation of a circular economy, which is the need of the day. You can help too, by introducing your electronic gadget to the secondary market - increase its lifespan and reduce its carbon footprint. This is what keeps us motivated: to help the planet as we continue our mission to serve millions of people across the globe.We are passionate, we are focussed, we are NorthLadder.

Portfolio highlights

• PackUpp — PackUpp is a new generation on-demand “Fast Delivery” technology company and we provide E-Commerce delivery solutions. We serve “Next-Day”, "Same-Day" and "3 Hours Express" deliveries to e-commerce companies. In addition to it, we form “Private Dedicated Field Delivery Teams” to companies as a special delivery team of brand. Wedigitalize all the delivery process by our unique software and technology.Focus on the job which you are best at! Rest, all your packages will be delivered by PackUpp, Fast Delivery Expert.
• Spiky.AI — Spiky.ai delivers real-time coaching, CRM sync, and multilingual AI insights to boost sales performance and streamline meetings.
• Biftek — The future of meat starts here. We produce growth medium to make cultured meat affordable.

Portfolio highlights

• reprai —
• Navlungo — e-commerce shipping platform
• Cellestetix — Cellestetix is a biotech company that specializes in developing and commercializing plant-based exosome formulas for regenerating skin, hair, and wellness.

Portfolio highlights

• Getmobil — Getmobill offers services in refurbished devices and their sale and resale.
• Shark Guitar — Premium electric guitars manufactured with robotic precision. Shark Guitars mean freedom of versatility, customization and portability.
• Komunite — Community is an educational channel and community founded to help people who sell their time become people who sell their products.

Portfolio highlights

• Co-one — Co-one empowers businesses to unlock the full potential of Generative AI. We provide data-driven solutions for LLM development, including evaluation and dataset generation.
• Wask — Digital marketing ads software: create new smart ads and management digital marketing fast, advertising easily with digital marketing software tool
• Getmobil — Getmobill offers services in refurbished devices and their sale and resale.

Portfolio highlights

• Monite — Monite lets B2B platforms add Invoicing, Payables, and other finance automation features to their offering | Fully embeddable | Cross-country coverage | High-end functionality
• Donut — Donut helps people discover new ways to build wealth, by providing the easiest and most trusted way to save & earn high yield with DeFi. Donut was founded in 2018 and is dual headquartered in Los Angeles and Berlin.
• Oxygen — Oxygen is a digital banking platform. It is the first and only challenger in the US that offers both personal and business banking. The bank of the 21st-century economy, serving consumers, small businesses, and freelancers.Available on iOS and Android, Oxygen users enjoy no monthly fees, no paperwork, early direct deposit, simple transfers,cashback rewards, savings accounts, as well as retail and travel benefits. Businesses can easily control their finances with solutions that are elegant, simple, and secure.

Portfolio highlights

• Rnv.ai — RNV Analytics provides AI and ML driven solutions for inventory allocation problem of retail companies. With algorithmics recommendation, their customers decide which product should be located in which sales points both online and offline.
• Comodif — Comodif is a spin-off from the Farplas Entrepreneur-in-Residence program, which bridges electronics and mobile applications as a core competency for driving a vehicle. Specializing in M2M communication, IOT and telematics big-data analytics services, Comodif team develops both hardware and software to make cars smarter. Comodif Connected CarsPlatform Project has also been funded by the European Union Eureka in 2014. Using the cutting edge software technologies, Comodif processes car data to enable smarter and more efficient transportation, and interacts with external traffic environment to increase safety. Comodif tracks your resources for you to help your driving be easier and pleasurable.
• Branchsight — Made with Framer

Portfolio highlights

• Crait AI — Empowering your eComm and marketing visuals with power of AI creativity and actionable data insight.
• Paket Mutfak — On-demand food delivery management
• Podbee Media — Podbee Media primarily engages in the production of Podcasts.

Portfolio highlights

• Zaxe — Discover the Unique FDM 3D Printing Experience. Zaxe 3D Printers Provides Easy to Use with xDestop Slicer Software. Get Advantage in Additive Manufacturing with Zaxe Filaments
• Vispera — Drive your retail execution to perfection with Vispera image recognition technologies and intelligent retail solutions.

Portfolio highlights

• ULive — ULive is a digital fitness platform. With ULive, users can develop physically, mentally and spiritually. Indoor Cycling using UBikes, Yoga, Pilates, Stretch, Dance and bUUt (functional body training) classes, which they can attend live every day and whenever they want, using mobile application.
• & New Me — Explore the best aesthetic treatments in Turkey with New Me. Book a consultation, read reviews, and find the right doctor for your beauty journey.
• Njoykidz — njoyKidz was founded in 2021 with the simple idea of creating ad-free and safe game platforms for the kids while they learn. We develop game

Portfolio highlights

• Getmobil — Getmobill offers services in refurbished devices and their sale and resale.
• Freya Voice — Freya provides AI voice agents that manage phone-based customer interactions by integrating with systems and following workflow rules.
• Bolt Insight — Our objective is to sit your consumers next to you, collecting fresh data in the most efficient way possible. Behavioural targeting, fresh feedback from real consumers, applicable in more than 100+ countries including micro-locations.

Portfolio highlights

• LIVAD Technologies — LIVAD develops cutting edge Livestream Advertising products connecting brands with streamers. Our technology enables brands to serve smart, elegant, and non-intrusive ads while allowing streamers of all sizes to monetize their content consistently.
• Getmobil — Getmobill offers services in refurbished devices and their sale and resale.
• PhiTech Bioinformatics — PhiTech pioneers the integration of DNA & RNA sequencing data with AI for rare disease diagnostics. We offer the first RNA-based diagnostic support tool.

Portfolio highlights

• Artcomun — Artcomun aims to enable everyone to create, collect and trade art in one platform by the power of algorithms.
• Getmobil — Getmobill offers services in refurbished devices and their sale and resale.
• Glocalzone — Glocalzone is a platform that connects shoppers who want to buy products from abroad and travelers who want to make a profit.

Portfolio highlights

• Nivogo — Nivo ana sayfa
• VenueX — VenueX enables retailers to showcase their products, POI and indoor maps to shoppers searching online!
• Navlungo — e-commerce shipping platform

Portfolio highlights

• Getmobil — Getmobill offers services in refurbished devices and their sale and resale.
• Kiralarsın — Kiralarsın is a rental service to rent electronic devices.
• Mutlubiev — A leading online cleaning services platform. It thrives on providing high-quality cleaning solutions and satisfying clients' personal needs.

Portfolio highlights

• artlabs — Fast and Scalable 3D Generation with AI | 3D Asset Interoperability | Hyper-Realistic Augmented Reality and Virtual Try-On Experiences

Portfolio highlights

• Getmobil — Getmobill offers services in refurbished devices and their sale and resale.
• Fazla Gıda — Fazla Gıda is a technology solutions company that prevents food waste.
• YapıRadar.com — YapıRadar.com is an online market place created for the exchange of goods and services between suppliers and contractors. It includes information on Project Authority, Stage Information of Construction, Project and Current Site Images, Location, Construction Area. YapıRadar.com was founded in 2018 and is based in Istanbul.

Portfolio highlights

• Biolive — Biolive
• Vispera — Drive your retail execution to perfection with Vispera image recognition technologies and intelligent retail solutions.
• PhiTech Bioinformatics — PhiTech pioneers the integration of DNA & RNA sequencing data with AI for rare disease diagnostics. We offer the first RNA-based diagnostic support tool.

Portfolio highlights

• Rnv.ai — RNV Analytics provides AI and ML driven solutions for inventory allocation problem of retail companies. With algorithmics recommendation, their customers decide which product should be located in which sales points both online and offline.
• ADASTEC — ADASTEC delivers the most advanced Level-4 automation platform for full-size buses and coaches currently available. The ADASTEC Open Automated Bus Platform called “flowride.ai” is designed for large-scale public transport along pre-defined routes on public roads. “Flowride.ai” allows OEMs to build the best automated bus configurations for the needsof the public transportation operators.
• Workintech AI — Workintech is an AI-based learning platform teaches coding and other tech skills

Portfolio highlights

• Sportlogiq — Sportlogiq is a venture-backed startup that develops sports statistics solutions. Using feeds from current broadcast cameras, the company uses player tracking and activity recognition to analyze player movement and provide context to game analysis. Sportlogiq was founded in 2014 and is headquartered in Montreal, Canada.
• Auvik Networks — Auvik’s cloud-based network management software keeps IT networks around the world running optimally. By automating and simplifying network management, Auvik helps rocket an IT team’s efficiency and capacity, while protecting the business from network risk. Auvik is one of the fastest growing North American technology companies, and is winner ofthe Deloitte Technology Fast 50, Deloitte Fast 500, and recognized as the #1 ranked Canadian company in the FT Americas’ Fastest Growing Companies 2020. Visit www.auvik.com or follow @AuvikNetworks on Twitter. Auvik is a registered trademark of Auvik Networks Inc.
• Resson — Curate a collection of unforgettable quotes from celebrities that inspire, amuse, or provoke thought. This section showcases their wisdom and wit, resonating with audiences.

Portfolio highlights

• Vagon — Vagon is your personal high-performance computer on the cloud. Start Vagon instantly and run all challenging software from any device, anywhere.
• MARS — MARS provides digital financial services with unique card options and rewards programs.
• Firefly — Firefly is the next-gen car advertising solution, featuring taxi and rideshare top advertising, in-car advertising, holograms, car wraps and more.

Portfolio highlights

• Tiggy — 15 minute grocery delivery on a mission to forever change the way we buy everyday essentials. Now live in Vancouver
• Lumaly — Lumaly is a browser extension that automatically tries out and uses all available voucher codes in the cart when shopping online.
• June Homes — June Homes is a network of fully furnished bedrooms in prime spots available on flexible month-to-month terms in major American cities.

Portfolio highlights

• Cellsway — Cellsway is a liquid biopsy company that was created to provide quick cancer CTC detection methods. The business's technology, which is minimally invasive and uses a straightforward blood sample for cancer monitoring, enables healthcare professionals to heal their patients and enhance their quality of life. focuses on the development ofmicrofluidics and lab-on-a-chip technologies for biomedical purposes.
• BRANDEFENSE — Brandefense platform is a proactive digital risk protection solution for organizations. Our AI-driven technology constantly scans the dark, deep, and surface web.
• Mindsite — Mindsite provides e-commerce analytics. Easily monitor key metrics from price to visibility in real time. Increase your online sales.

Portfolio highlights

• Clickme Live — Clickme Live is a video-oriented shopping platform that sells products to consumer with live broadcasts, short videos, and commercials.

Portfolio highlights

• MYTH AI — Design at the Speed of trends with Your AI design partner! From ideas to patterns, turn your vision into production-ready designs in seconds. Fashion Designers Export Houses & Textile Manufacturers Fashion & Retail Design Teams Footwear & Bag Designers Ceramic &...
• Startups.Watch — Investment analytics for Turkish and MENA region startups.
• Portfoy Financial Tech Inc. — Portfoy Financial Tech is a financial technology company that provides a platform for tracking and managing investments. The app allows users to monitor stocks, cryptocurrencies, public offerings, and funds in real time. It offers instant balance tracking, showing the current value of investments and profit or loss. The platform includes tools foranalyzing performance and risk to support decision-making. It works with financial institutions and well-known companies as a trusted partners.

Portfolio highlights

• Getmobil — Getmobill offers services in refurbished devices and their sale and resale.

Portfolio highlights

• Juphy — Juphy offers communication platform.
• Getmobil — Getmobill offers services in refurbished devices and their sale and resale.
• Replenit — Boost retention with smart replenishment & AI-driven repurchases. Automate repeat purchases and grow your store with Replenit.

Portfolio highlights

• Fintegre — Affordibility Solutions Platform for Retailers. Fintegre operates in many verticals from Consumer financing solutions to Trade-in programs
• Navlungo — e-commerce shipping platform
• WorqCompany — WorqCompany provides services to businesses and entrepreneurs with technology and sharing economy support in these components. WorqCompany is positioned as a new generation.

Portfolio highlights

• Forwardie — Forwardie, as a Digital Freight Forwarder, ensures that you and your operations experts are always in control of your goods through its technology approach.
• Fazla Gıda — Fazla Gıda is a technology solutions company that prevents food waste.
• Thread In Motion — Looking for wearables to digitize your operations? Hands-free and ergonomic new generation smart gloves are here to help you reduce cost and risks.

Portfolio highlights

• artlabs — Fast and Scalable 3D Generation with AI | 3D Asset Interoperability | Hyper-Realistic Augmented Reality and Virtual Try-On Experiences
• Weddingbouquet.com — DüğünBuketi is a web and special event organization portal that brings wedding firms together to get price quotes. It was founded in 2017 and is based in Izmir, Turkey.
• KABİ Partners — KABİ Partners develops data-driven products for the solution of all needs before, during and after the wedding.

Portfolio highlights

• Zwiket — Zwiket is a multi-faceted brand start-up, blending marketing, design, and technology. Partnering with over 20 innovative brands globally, with bases in Växjö, Köln, Istanbul, and London.
• Wepress Media — ​Wepress is a full-service millennial-run marketing agency - offering inventive, results-driven solutions that harness the highest immediate return in digital + social media. With core services anchored around Social Media Management, Web Design & Development, Ad Management, Branding & Design and Email Marketing, we cut the fluff and bringprojects from plan to production with hands-off execution + results you can see. Specialties include creative production, go-to-market strategy and user acquisition.
• Joseph Shining — Joseph Shining is a Turkish-American multinational retailer of personal care and beauty products with nearly 10 brands, along with its own private label, Joseph's Collection, and includes beauty products such as cosmetics, skincare, fragrance, nail color, beauty tools, body lotions, and haircare.

Portfolio highlights

• fucimo — Fucimo is a technology-driven two-way marketplace in media & advertising that aims to democratize the industry and make it accessible to all. Our journey is fueled by our commitment to provide innovative solutions that leverage technology to make marketers and media owners more accessible and empower them to partner more effectively. We areworking towards creating a world where the media advertising industry is truly inclusive and accessible to all, and where marketers and publishers have the necessary tools and support they need to succeed in an efficient and effective manner.At fucimo, we believe that technology can help build meaningful relationships and nurture a supportive community through trust, kindness, and care. We take ownership of our work, holding ourselves accountable for the success of fucimo and our users, and we strive to make a positive impact on the industry as a whole.Join us in our mission to shape the future of media advertising, using the power of technology to build a better, more inclusive industry for everyone.
• Artcomun — Artcomun aims to enable everyone to create, collect and trade art in one platform by the power of algorithms.
• Getmobil — Getmobill offers services in refurbished devices and their sale and resale.

Portfolio highlights

• Axonify — Axonify provides eLearning software, interval reinforcement solutions, and gamified learning. Using principles of interval reinforcement and incorporating the realities of how emerging workforces learn in today’s environment, Axonify enables its customers to make training stick and improve employee performance.
• RainStick — The RainStick shower is a recirculating shower that saves 80% energy and 80% water but still feels like a luxurious shower.
• Optosecurity — PAX CHECKPOINT combines automated screening lanes with a screening software to create a fully integrated checkpoint solution.

Portfolio highlights

• Shippn — International package forwarding service. Shop from Amazon, Shein, Macy's worldwide. Fast shipping with DHL & FedEx. Trusted by 50,000+ customers.
• heybooster — Heybooster is a provider of analytical tools to ecommerce companies to take better digital marketing decisions.
• Mars Studios — Mars Studios is an experienced team of growth hackers & marketers that can help you to increase your revenue. Rocket Your App to Success: Mars Studios

Portfolio highlights

• Clensta — Clensta is a biotechnology start-up to improve the National Hygiene condition whilst addressing the aspect of water conservation. Clensta is an Indian startup and in association with IIT Delhi, works to create innovative healthcare solutions to make hygiene accessible for anyone, anytime, and anywhere. Driven by their aim to create products thatpromote complete cleaning solutions without water.
• Healionics — Healionics aims to provide safer, more reliable means of bloodstream access for dialysis in patients with kidney failure.
• Another Tomorrow — Discover consciously crafted wardrobe icons : sustainable, and ethically made. Enjoy flat rate international shipping, free shipping in the US, and easy returns. Explore our new arrivals and join our list for exclusive access to future collections.

Portfolio highlights

• Khenda — Khenda is an AI-based video analytics platform that helps manufacturing plants to increase their safety, efficiency, and quality at production lines by analyzing manual activities.
• Segmentify — Bring Growth to Life: Explore how you can create unique experiences for each customer in real-time and optimise customer lifetime value!
• AdCreative.ai — AdCreative.ai empowers your advertising with AI. Generate conversion-focused ad creatives, utilize AI for product photoshoots, and access detailed competitor insights. Our platform offers a comprehensive suite of tools for creating impactful ad texts and visuals, ensuring your campaigns stand out in a competitive market. Ideal for marketers seeking an all-in-one solution for innovative, data-driven advertising strategies.

Portfolio highlights

• Getmobil — Getmobill offers services in refurbished devices and their sale and resale.

Portfolio highlights

• ELYT — ELYT specialises in NFTs and metaverse exchange platform enabling NFT to produce value, and participate in the ecosystem.
• Tirport — TIRPORT is a Turkey-based startup, aiming to make logistics effortless to any shipper regardless of size and buying power. It is a digital logistics platform that allows carriers and shippers to connect. The company offers end-to-end logistics solution that combines a freight marketplace with company drivers and strategic partnerships to provide arange of services.TIRPORT ERP automatically tracks and keeps logistics updated on any shipment's progress. Its technology provides real-time freight monitoring services for load owners. The company was founded in 2016 and based in Istanbul, Turkey.
• Octopus — Octopus Signage is a cloud based interactive and measurable Digital Signage solution.

Portfolio highlights

• Clotie — Clotie offers a brand new shopping experience to its users by offering an online personal styling service. It creates a unique customer experience by combining technology with the personal touches of experienced stylists and sends monthly outfits suitable for its users’ style. Clotie primarily focuses on eliminating online and offline shoppingproblems by providing a personalized, plus accessible styling service for those who do not have time for shopping but still want to be stylish.
• Sertifier — Sertifier is an all-in-one education data collection tool that makes smart certificates and open badges easy to issue, enjoyable to earn, and simple to analyze.
• Magnus — Power your investment with the AI magic. Sky is the only limit.

Portfolio highlights

• Nivogo — Nivo ana sayfa

Portfolio highlights

• Rnv.ai — RNV Analytics provides AI and ML driven solutions for inventory allocation problem of retail companies. With algorithmics recommendation, their customers decide which product should be located in which sales points both online and offline.
• Delivers.AI — Delivery droid operator
• Eatron Technologies — Intelligent Software Platform for Battery Management System & Intelligent Motion Control - Eatron Technologies

Portfolio highlights

• Kito — Kito provides natural, fresh and healthy food for dogs.
• Nivogo — Nivo ana sayfa

Portfolio highlights

• Phoca — Phoca is a software company that specializes in the designing and development of hyper casual games for enthusiastic individuals.
• Kolay — Kolay is a SaaS platform that combines employee engagement with core HR needs. We are helping HR professionals to streamline their day to day tasks with an easy to use and smart platform.
• Skymod Technology — Skymod is a technology company providing a platform that addresses the challenges businesses face in adopting AI by simplifying prompt engineering, ensuring data security, and offering integrated solutions within a unified platform, eliminating the need for extensive coding knowledge and streamlining workflows.

Portfolio highlights

• Flowla — From outreach to onboarding, create personalized sales stories, impress prospects, and build consensus with multiple stakeholders.
• CLEATUS — CLEATUS is an AI-powered platform that helps government contractors discover contract opportunities, manage capture pipelines, and write winning proposals. We make government contracting accessible to any business, with AI that automates everything from finding opportunities to submitting winning proposals.Empowering government contractors withagentic AI for every stage of the contracting lifecycle. Effortlessly discover new opportunities, craft winning proposals, manage pursuits and win more work within a single, purpose-built platform designed for organizations of any size.
• Onlayer — Our powerful solutions suite streamlines onboarding, compliance, monitoring and insights to mitigate risk and secure growth at every stage of the digital business lifecycle.

Portfolio highlights

• Clotie — Clotie offers a brand new shopping experience to its users by offering an online personal styling service. It creates a unique customer experience by combining technology with the personal touches of experienced stylists and sends monthly outfits suitable for its users’ style. Clotie primarily focuses on eliminating online and offline shoppingproblems by providing a personalized, plus accessible styling service for those who do not have time for shopping but still want to be stylish.

Portfolio highlights

• Bound — Bound helps SME's protect themselves from currency risk, whilst using technology to simplify the process. We aim to help the 78% of SME's who are at risk of losing money everyday
• Parker — Parker is a developer of a digital financial platform designed to help users to pay expenses and manage their e-commerce finances.
• Neo Financial — At Neo, we're innovating to make saving, spending and getting rewarded even more rewarding.