Top 30 Payments VC Funds & Investors in Chile (June 2026)

Portfolio highlights

• Influur — Access the global creator community instantly and collaborate at scale with our end-to-end solutions.
• Lenk — Lenk powers the process mortgage origination in Latin America
• LEASY — Leasy is a FinTech platform that provides automobile financing to ride-hailing drivers through a subscription model. It uses its algorithm and evaluators to analyze users' profiles and find suitable cars for them and helps customers to enter into a contract to own a vehicle.Co-founded by Gregorio Gilardini and Alejandro Garay in 2018, thecompany aims to help people who would like to earn incomes as ride-hailing drivers be able to afford cars, thus earning a steady income.

Portfolio highlights

• GoJoe — Ditch the step challenge apps and employee engagement platforms and boost inclusivity and engagement with GoJoe.The employee engagement and wellbeing app that people actually use.
• Pockla — Securely share your AI generated creations with Pockla. The platform built for creators, developers, and innovators.
• Workflow — A minimalist collaboration platform for creative teams. Manage tasks, get AI reviews, and share work, all in one place.

Portfolio highlights

• Buser — Buser is a collaborative charter platform where travelers can have low cost bus trips. Buser connects people who want to the same destination. The sustainable technology encourage mobility in Brazil, creating a new option for safe, quality, and fair transportation. The app is available for iOS and Android.Buser founded on November 2016 and isheadquartered in São Paulo, Brazil.
• Pomelo — At Pomelo we build state-of-the-art fintech infrastructure. Our technology enables you to launch and scale your financial services business.
• PetLove — PetLove operates as an online store offering a wide range of pet products. PetLove is formerly known as PetSuperMarket and began to sell pet products over the Internet in 1999 when the Internet began in Brazil.After 12 years as PetSuperMarket changed the brand and website for PetLove to reaffirm its commitment to the relationship between itsclients and their pet.PetLove's clients are entitled to receive a discount on over 10,000 pet products since their first purchase registering automatically to the loyalty program.

Portfolio highlights

• Kredito — Kredito is a platform that focuses on generating loans for small to medium-sized businesses.

Portfolio highlights

• myTeam — Helping Sports Clubs and Academies to optimize their daily processes and communication with their members
• Kredito — Kredito is a platform that focuses on generating loans for small to medium-sized businesses.
• Bamba — We help large companies that want to help their affinity users to solve unforeseen events fast, by minimizing costs, through a smart digital agent embedded in any company’s interface

Portfolio highlights

• Bond — Bond specialises in full-service accounting automation for SMEs (small and medium enterprises).
• Opine — Automate technical sales workflows with Opine's AI platform. Reduce sales cycles by 30%, shorten pilots by 14%, and increase win rates by 18%.
• Guideline — Guideline's full-service 401(k) plans make it easier and more affordable to offer your employees the retirement benefits they deserve.

Portfolio highlights

• Guapeco — Guapeco provides customized pet insurance services that helps pet parents take care of well-being of their pets through a health plan
• You.com — you.com is a search engine that helps users find what they're looking for by prioritizing real results. It aims to take on Google and other search engines dependent on advertising. It offers privacy controls to let users customize their browsing experience. It raises the bar on privacy, offering a zero trace incognito mode. It never tracksusers on the internet.You.com was developed by former Salesforce chief scientist Richard Socher.
• Elemeno Health — Elemeno Health is an intuitive, cloud-based app, customized to specific needs of your hospital or unit. Streamline training and communication, drive best practices, and empower your staff with just-in-time access to critical information.

Portfolio highlights

• Apriora — Conduct real-time interviews with your AI Interviewer
• Unify — Route your prompts to the best LLM endpoint. Get the best output and optimize for speed, latency and cost to supercharge your LLM applications!
• Founder AI — Discover ready-to buy prospects, break into key accounts and accelerate deal cycles with YC-backed AI sales tool.

Portfolio highlights

• Fracttal — Fracttal offers intelligent maintenance and asset management software (CMMS/GMAO/EAM), that is 100% mobile and cloud-based. These tools allow companies to manage their maintenance in a more sustainable, secure, and efficient way that guarantees the integrity and continuity of their operations, as well as the safety of workers.Demonstrated improvements include reducing asset failures by over 25%, improving maintenance costs by at least 15% and increasing productivity by more than 35%, while also reducing accidents and operational risks. Fracttal, which counts companies such Acciona, Unilever, Iberostar, Veolia and FedEx, among its almost 1000 customers, directs its solutions to large multinationals and SMEs in various industry sectors, including manufacturing, facility management, energy, and transport in which it already has a significant presence.With its main solution, Fracttal One, companies can remotely manage all maintenance operations from any device and for any type of asset, including equipment, vehicles, machinery, and facilities. This intelligent tool, a leader in several of the world's most prestigious rankings, facilitates real-time collaborative work between different work teams and integrates with any ERP. Fracttal One improves decision making, maximizes efficiency and extends the useful life of physical assets, while reducing incidents and unplanned downtime that can lead to delays, lost profitability, and accidents. Fracttal has also developed Predictto, an AI enabled predictive maintenance solution that allows companies to anticipate failure conditions with a high percentage of certainty. To do so, Predictto applies Machine Learning to bigdata, identifying the behavior of assets based on proprietary reliability and degradation models.
• uPlanner — u-planner is an international technology solutions company for higher education. We seek to improve education by incorporating Data Science concepts such as Big Data and Artificial Intelligence that help optimize and improve the educational system, improving the quality of education that students obtain and their final results. u-planner’smission is to empower HEI with innovative technological solutions that allows them to achieve high performance in the execution of their strategic plans. Nowadays, there is a disconnection from what is needed by students, teachers and management. Today we work in three main product lines which represent some of the biggest needs of HEI, Planning, Assessment and Student Success, in which we can, for example, score students based on their dropout probability with a 95% accuracy. This has represented a huge opportunity, and we are using these and other analytical algorithms to empower education systems with new innovative technology solutions. We have led HEIs to step out of their comfort zone, from outdated Oracle data bases and legacy systems, to analytical business tools, replacing manual processes and intuition, with cutting-edge machine learning algorithms that extract information from raw data; this has allowed institutions to avoid specific investments, leaving the architecture and implementations complexities to the provider as a first approach to a cloud based environment; changing education driving impact and insights for institutions to help students in classrooms of today to create the future of tomorrow.
• Simple Soluciones — Simple Soluciones offers digital solutions in a short period and is easy to understand.

Portfolio highlights

• ChainComply — ChainComply provides enhanced KYT due diligence solutions for banks and VASPs and relieves them from stressing over incoming transfers from crypto exchanges. 
ChainComply develops a SaaS tool that scans the client's crypto exchange and blockchain transaction history to reveal the source of funds of crypto holders. The company solutionsimplifies complex transaction streams, and then it identifies high-risk transactions and patterns, enabling AML teams to understand their clients better and meet regulatory obligations efficiently.
• Secret3 — Building blockchain-native agents, a no-code deployment platform, and a dedicated agent coordination protocol.
• Bitsave — Bitsave is a fintech startup based in Latin America that simplifies Bitcoin investing through secure, transparent, and user-friendly solutions. The platform allows users to purchase Bitcoin instantly with cards or schedule recurring investments (DCA). Bitsave operates under a verified-custody model, meaning users retain full control of their cryptoassets, with real-time verification on the blockchain. In addition to buying and holding Bitcoin, users can request crypto-backed loans in stablecoins without selling their BTC. Currently active in LATAM, Bitsafve is expanding across the region to provide financial tools for users in economies affected by inflation and limited trust in traditional banking.

Portfolio highlights

• Maxxa — In Maxxa we love to create financial products tailored for SMBs who constantly suffer the bureaucracy from banks & incumbents. After +26k SMB customers, over $1,3B in credit risk taken and a World Class NPS of 82, we have created a proven financial chasis that will deliver both grow and better products for SMB founders.

Portfolio highlights

• Farmnet — Farmnet trading arm of Singapore-headquartered TechCoop, operates as a key player in Vietnam's agricultural supply chain, focusing on commodities trading and related services.
• iFarmer — iFarmer connects farmers, agri-suppliers and funders with technology, financing, and advisory to boost agricultural productivity and sustainability.
• Tugende — Tugende helps motorcycle taxi drivers own their own motorcycles in eighteen months or less instead of renting indefinitely. Ownership significantly increases income, job security and road safety.

Portfolio highlights

• Levannta — We are growth partners and pioneers in Latam. Levannta allows companies to receive upfront their suscription's future cashflows through an integrated platform based on their most valuable asset, recurring revenue.
• Atomic Kitchens — We are AtomicKitchens, the largest digital restaurant franchise in Latin America!
• Brota Superfoods — Brota Superfoods provides organic foods and drinks that encourage healthier eating habits.

Portfolio highlights

• Mywacc — We are a fintech that offers valuation services to provide start-ups and small businesses with accurate, reliable, and affordable financial valuations (leveraged in AI), as well as access to capital and additional services that could help them make better financial decisions and improve their chances of success. Funded by Corfo Chile. Partnershipfrom UDD Ventures. Part of Microsoft for Startups Founders Hub
• Audibots — Otro sitio de WordPress
• Remote Waters — Remote Waters provide water purification systems with low O&M and fast installation for remote communities with limited access to potable water.

Portfolio highlights

• Pitz — PITZ is building the infrastructure layer for the $1T global auto repair industry — starting with Latin America, expanding to the US in Q4 2026. The platform combines voice-driven AI diagnostics, automated parts procurement, and embedded financing into a single system of record for independent repair shops. In 9 months: $1.78M ARR, 1,462 activeworkshops across Mexico and Brazil, 83% gross margin, 70% subscription revenue, and NRR above 100%. Founded in 2025. Delaware C-Corp. Seed stage.
• Aquabyte — Aquabyte builds machine learning products for aquaculture (fish) farms.Aquabyte was founded in 2017 to bring machine learning and computer vision technologies to the aquaculture industry. Our diverse team of machine learning experts, entrepreneurs, and aquaculture biologists are hyperfocused on delivering solutions with a real-world impact.Real-time sea lice counting, biomass monitoring, and appetite detection are just a few of the many applications that will eventually be possible with the Aquabyte system. We have offices in San Francisco and Norway.Aquabyte surpasses modern farm monitoring products with our machine learning platform and smart camera system. Our solution offers easy installation, continuous monitoring, and multiple applications.Aquaculture is one of the fastest growing sectors of food production on the planet, offering a meaningful solution to global food deficits. Aquabyte’s mission is to use machine learning to make fish farms more efficient, sustainable, and profitable.
• MegaBite Food — MegaBite is a multibrand cloud kitchen restaurant that operates premium gastronomic brands and sells them at midrange prices to middle class of LATAM. We receive orders only through digital channels that integrated with our kitchen software and hardware and operate out of rented, ready to use dark-kitchens. Our modular growth model makes usultrascalable, like no other restaurant business model before: We can open a new kitchen with 10x to 20x less CAPEX and 6 to 9 times faster than a comparable traditional restaurant that can sell the same amount of orders. We currently operate in Mexico and Peru and have been growing at an average of 30% MoM in our 13 months since start of operations.

Portfolio highlights

• Addi — Addi is a technology company that provides credit and banking solutions. Addi is headquartered in Bogota, Colombia.
• Klar — Klar is a FinTech challenger bank that provides deposit and credit services for Mexican customers.Using the Klar card rewards users with cash of up to 4% cashback for each purchase, not points without confusing conversions or expiration dates. Clients can also send and receive payments and collections money instantly to Klar accounts and otherbanks. The Klar card is linked to an app where users can see all their movements in real-time.Stefan Moller, Daniel Autrique, Jeronimo Riefkohl, and Gianluigi Davassi established the company in Mexico City, Distrito Federal in 2018.
• Konfio — Konfio provides digital banking, payments, and software tools designed to boost small and mid-size enterprise's growth and productivity. It offers working capital loans, a corporate credit card, a loyalty program, and business productivity software tools.The company was founded in 2013 by David Arana and Francisco Padilla and isheadquartered in Mexico City.

Portfolio highlights

• Global 66 — Global 66 is an international online payment platform that allows customers to transfer money with rates up.
• HackerNoon — Hacker Noon is a technology publishing platform serving 4M readers per month. Hacker Noon designed to help creators monetize content and provide a premium experience to consumers.

Portfolio highlights

• Valpas — Valpas is the hygiene protocol that reassures your future guests and keeps your hotel clean from the most uncontrollable: bed bugs
• Retorna — Retorna is an application for online money transfers and payments.
• Moonflow — Mejora tus procesos de cobranzas y ahorra hasta un 75%. Software de Gestion de Cobranzas para Empresas,

Portfolio highlights

• Floid — Open Finance para conectar de forma segura con los datos financieros de tus clientes
• Cafler — Your car's personal assistant. Ask for a Cafler now, we move your car for you!
• FarmaLoop — FarmaLoop is an online pharmacy which is easy to use platform and innovative prices as per customers requirement.

Portfolio highlights

• Soyio — Gestiona consentimiento, identidad y derechos de titulares con trazabilidad auditable. Registra actividades de tratamiento con IA. Cumple la ley 21.719.
• Ximple — Ximple breaks the cycle of perpetual financial exclusion that million of families in Latin America experience through innovative underwriting. We partner up with Direct Sellers to enhance their business through software and working capital solutions
• Saptiva AI — Saptiva is building the AI infrastructure and orchestration layer for Latin America, empowering enterprises, developers, and governments with secure, scalable, and flexible AI solutions. Through its core platform, FrIDA, Saptiva enables organizations to deploy, manage, and run large language models across private cloud, on-premise, and air-gappedenvironments — while maintaining full control over data and model selection. Backed by founders with a prior exit to Twilio, Saptiva operates its own GPU cloud across multiple datacenters in Mexico and is driving the future of AI adoption in the region by fostering an open, sovereign AI ecosystem.

Portfolio highlights

• Slik — Slik es la plataforma para medir, analizar y accionar la Experiencia y Compromiso del Empleado en tiempo real.
• Snap Compliance — We are a RegTech SaaS. We facilitate access to Anti-Money Laundering Monitoring, Operational Risk Management and Compliance Systems Management through a centralized and collaborative platform available to everyone, we seek to positively impact 100,000 companies by 2030.
• Wheel the World — Wheel the World is a social startup with the purpose of making the world accessible. By building a cutting-edge model of accessibility data, which is extracted, organized, and displayed on www.gowheeltheworld.com, we allow people with disabilities to find and book accessible travel experiences including hotels, tours, and activities with theaccessibility information they need in the most amazing destinations in the world.We believe that people with disabilities should experience the world like anyone else. Governments, travel companies, and tourism professionals are all joining the accessible travel movement given the exponential growth of people with disabilities traveling around the world. Our commitment is to provide detailed information about what is accessible and specialized customer support involved through the entire experience.An accessible destination is a combination of accessible accommodation, transportation, and activities. This is why we are partnering with local travel businesses creating 100% accessible services together that we offer online. We want to allow millions of people to travel to thousands of destinations!

Portfolio highlights

• Aloha — Aloha is an AI-powered all-in-one solution designed to help small hoteliers and vacation rental managers manage bookings, operations, marketing, and payments seamlessly. Our platform combines powerful tools such as Aloha Pro for property management, Aloha Pay for payment processing, Aloha Safe for guest insurance, and Aloha Store for additionalservices, all enhanced by intelligent AI agents to automate tasks, optimize revenue, and improve guest experiences. With a rapidly growing customer base and expansion into the U.S. and Latin American markets, Aloha empowers hospitality businesses to scale efficiently and deliver exceptional service.
• Rayo LATAM — Rayo provides a modern delivery experience to end customers. Rayo was founded in 2017 and was headquartered in Santiago de Chile, Metropolitan Region.
• Shinkansen — Shinkansen enables fintechs and startups to transport money automatically to consumers, suppliers, banks, and conventional networks. They free engineers, automate treasury, and reduce the cost of making transfers. Shinkansen is headquartered in Santiago, Region Metropolitana.

Portfolio highlights

• Nudos — B2B platform that enables companies to manage the equipping of hybrid workers distributed over the world. From the Onboarding (devices procurement anywhere) to the offboarding (recovery and storaged of devices), and everything in between. The company was founded in 2022 and headquartered in Mexico City , Mexico.
• Ebombo — Somos la empresa de organizacion de eventos corporativos en Mexico y Peru. Conferencias, team building, lanzamientos y mas. Cotiza tu evento hoy!
• Lineup — Lineup is a lead scoring SaaS for growth teams.

Portfolio highlights

• Soyio — Gestiona consentimiento, identidad y derechos de titulares con trazabilidad auditable. Registra actividades de tratamiento con IA. Cumple la ley 21.719.
• ComeS — With Supply Chain Software and Artificial Intelligence, we connect producers with bulk buyers to reduce their costs in sales and logistics, increase their sales revenue and make their products visible in new markets. We personalize the offer and achieve more conversions, obtain and manage data from stores and producers and generate an informationnetwork on available food.
• Snap Compliance — We are a RegTech SaaS. We facilitate access to Anti-Money Laundering Monitoring, Operational Risk Management and Compliance Systems Management through a centralized and collaborative platform available to everyone, we seek to positively impact 100,000 companies by 2030.

Portfolio highlights

• Retorna — Retorna is an application for online money transfers and payments.
• Vioo — Vioo is a professional visual content creation marketplace for companies on demand. The solution automates the creation of visual content.

Portfolio highlights

• Starcloud — Starcloud is building a network of megawatt-scale data centers in space, scaleable to gigawatt capacity. Falling launch costs allow Starcloud to take advantage of the abundant energy, passive cooling, and high-speed connectivity in space.
• TicketRev — TicketRev helps fans find cheaper tickets to their favorite games and concerts. Fans name their price for their preferred seating location, enabling resellers and teams to sell their inventory faster.
• Inventive AI — Inventive is an AI-powered RFP & Questionnaire Response Management platform that drives 70%+ efficiency in sales response workflows.

Portfolio highlights

• Pitz — PITZ is building the infrastructure layer for the $1T global auto repair industry — starting with Latin America, expanding to the US in Q4 2026. The platform combines voice-driven AI diagnostics, automated parts procurement, and embedded financing into a single system of record for independent repair shops. In 9 months: $1.78M ARR, 1,462 activeworkshops across Mexico and Brazil, 83% gross margin, 70% subscription revenue, and NRR above 100%. Founded in 2025. Delaware C-Corp. Seed stage.
• MiSalud — MiSalud offers a unique combination of personalized preventative wellness services, along with traditional healthcare via Spanish speaking physicians.
• ALKEMIO — ALKEMIO is a developer of a bio-magnetic technology intended to transform electronic waste into quality battery-grade metals.

Portfolio highlights

• Kredito — Kredito is a platform that focuses on generating loans for small to medium-sized businesses.

Portfolio highlights

• Cifrato — Cifrato helps mid market accounting accounting firms automate bookkeeping, payments, bank reconciliations, tax reporting and insights reporting with AI so they can grow their client base 2x and reduce their headcount by at least 80%.
• Fecundis — Nuevos medios de cultivo para capacitación de espermatozoides
• Forest — A cleaner, healthier and happier world is possible, one pedal at a time. 10 minutes free, every day, for every user.

Portfolio highlights

• WeKall — WeKall Cloud based corporate telephony service simplifies the operation to only one provider saving up to 60% of the monthly spend in telephony operation.
• Rivy — Access flexible financing for solar energy projects with Rivy. Power homes, businesses, and communities with clean, affordable energy.
• Encuadrado — Encuadrado provides a platform for appointment scheduling, payments, and invoicing. The company was established in 2019 and is headquartered in Santiago, Chile.