Top 15 Finance Startup Investors in Ghana (September 2026)

Portfolio highlights

• Ensurance by BOGC Foundation for the African Child — Ensurance by BOGC Foundation for the African Child delivers an AI-powered education and insurance platform tailored for youth in Africa. It offers adaptive learning modules integrated with personalized risk-management insurance tools. The company uses data analysis to provide insights that guide educational decisions and secure financialprotection. It launches pilot programs in schools through a mobile outreach model, combining learning support with accessible insurance coverage. It collaborates with funding partners to scale its digital platform and community services.

Portfolio highlights

• Djamo — Djamo is a Provider of financial applications to allow customers to use their cards with zero fees in a wide range of services.
• Prestamype — Prestamype was launched in 2017 with the aim of providing a broader access to funding to micro and small businesses, with better credit conditions. With its first product, a secured working capital loan with a real estate collateral, it has lent over USD 24 million to 750 Peruvian entrepreneurs (as of 1st of October 2021). In 2019, Prestamypelaunched its online FX platform called Cambio Seguro. In 2020, the company launched its digital factoring product. In 2021, INCA Ventures and Angel Ventures Peru (AVP), two leading funds in Peru, invested in the company.
• Sindhuja Microcredit — Sindhuja Microcredit is a new generation digital and rural-focused Micro Finance Institution (MFI) providing financial services to the bottom of the pyramid self-employed women entrepreneurs.

Portfolio highlights

• Glouse — Glouse is an online application that provides groceries at the lowest prices with the same day deliveries.
• Klasha — At Klasha, we're simplifying borderless payments for commerce in Africa. We help merchants worldwide sell online to Africa and receive payments in local African currencies while enjoying super fast last-mile delivery to customers across the continent.
• Terra Industries — Terra Industries develops autonomous security systems and software platforms that support the monitoring and protection of physical assets, infrastructure, and operational environments across land, air, and maritime domains. The company provides unmanned vehicles, autonomous towers, and sensor-based surveillance hardware that collect and transmitdata for continuous situational awareness. Its software layer, built around an integrated operating system, processes sensor inputs, applies artificial intelligence models, and coordinates automated responses to detected events. Terra Industries designs its systems to support functions such as perimeter security, infrastructure monitoring, asset tracking, and threat detection within complex operational settings. The company’s platforms enable operators to manage multiple autonomous devices through a unified interface that supports mission planning, data visualization, and system control. Its technology is used by organizations that require coordinated security, monitoring, and response capabilities for facilities, remote sites, and distributed operations.

Portfolio highlights

• Koa — Koa is a savings and financial services platform that provides tech solutions and financial services apps via its API. The company was co-founded by Alexis Roman and Delila Kidanu.
• Ladder — Make smart choices, reach your goals and secure your financial future with Ladder, your AI-powered partner in financial success.
• Bitmama — Bitmama is the best cryptocurrency trading platform that lets you buy, sell Bitcoin, ETH, Celo, USDT, XRP, and more. Available in Nigeria & over 100 countries.

Portfolio highlights

• Logiciel Ghana — Logiciel Ghana is an IT and Services company that delivers core banking and cash mobilization platforms.Logiciel Ghana is a young, innovative technology and services company that delivers core banking, mobile banking, and cash mobilization platforms in Africa. Logiciel uses IT cloud and mobile technologies to assist financial institutions,governments, and cash-based enterprises to increase revenues and reduce costs by enabling them to increase back-office productivity; significantly reduce cash leakage, and make real-time management decisions.Logiciel facilitates the distribution of money by enabling financial institutions to sell banking products without the need for a specialized telecommunications network, systems infrastructure or IT expertise.Logiciel also facilitates the efficient cash mobilization for government tolls and taxes in developing economies by significantly reducing cash leakage.Logiciel powers bank grade platforms that are delivered via cloud services and mobile technology.

Portfolio highlights

• Afterwind — Afterwind® exists to preserve natural resources for future generations by recycling glass fibre assets into circular advanced materials with full traceability.We help asset owners and industrial manufacturers in Advanced Materials, Renewable Energy, and Construction recover and reuse end-of-life and byproduct materials without compromising theiroriginal properties, including glass and carbon fibres, PET and PVC foams, and resin powders.Team Afterwind is expanding across Europe, working on- or near-site to help our clients cut costs, CO2, and risks, while supplying stable, high-quality, circular advanced materials that deliver on EU Taxonomy and green targets.
• Salva Health — Salva Health is a healthcare solutions provider company that develops products to enable the prevention and early detection of diseases.
• Affinity — Join over 145,000 who trust the Affinity to manage their personal and business banking needs, from payments to savings, as well as loans

Portfolio highlights

• GlobalCorp — Your success is our success. Driving growth with tailored financial solutions Explore Services Fastest Approvals in the Market Tailored Financial Structures
• Affinity — Join over 145,000 who trust the Affinity to manage their personal and business banking needs, from payments to savings, as well as loans
• Al Tawfeek for Financial Lease ( AT Lease) — AT Lease is the first Islamic Shariah compliant leasing company in Egypt. The company is an affiliate of Dallah Al Baraka group. The company offers financial lease, true lease, structured lease and vendor programs. It also offers factoring services, a customized service designed for companies seeking non-traditional ways to improve cash flow.

Portfolio highlights

• Ruka — We celebrate Black women and create hair products designed with real textures in mind.
• GingerControl — GingerControl is the AI audit layer for global trade spend. It re-reasons every duty decision, reconciles purchase orders to entries, and audits freight charges in customs value, then recovers the leakage, in every market you trade in.
• Round Finance — On the verge of excellence.

Portfolio highlights

• Singrow — Singrow is a developer of innovative agritechnology solutions for producing premium-quality fruits and vegetables. Vertical Farming | Agriculture Singapore
• Bena Care — Delivering affordable & high-quality home-based nursing and in-home therapy (physiotherapy & renal replacement therapies) for chronically ill patients
• Affinity — Join over 145,000 who trust the Affinity to manage their personal and business banking needs, from payments to savings, as well as loans

Portfolio highlights

• Cauridor — Cauridor is a Financial Services company.
• Stream — Stream is a company that helps make payments simpler, faster, and reliable.
• Jurisphere — Jurisphere.ai is an enterprise-grade AI platform tailored for law firms and in-house legal teams, integrating document review, legal research, drafting, and workflow automation into a unified workspace. The company's platform uses attorney verified AI workflows to surface relevant cases and insights from large volumes of legal documents,generate and refine contract drafts.

Portfolio highlights

• Growwr — Growwr is an AI-native workforce infrastructure platform building the operating system for global work.Its flagship product, Growwr AI, acts as an intelligent hiring agent that helps companies source, screen, evaluate, and hire talent through conversational workflows instead of manual recruiting processes. Companies can describe a role, definehiring priorities, and automatically receive ranked candidates based on verified skills, work history, and performance data.Beyond hiring, Growwr provides integrated global payment infrastructure that enables companies to pay talent across 180+ countries through cards, bank transfers, mobile money, and local payment rails.Because hiring, work, and payments happen inside one system, Growwr continuously generates verified workforce data around earnings, productivity, reliability, and work consistency. The company is leveraging this infrastructure to build workforce financial services including payroll, invoicing, credit scoring, and access to financial products for professionals in emerging markets.Growwr supports 90,000+ users across 15 countries, has processed over millions in payouts, and serves businesses across Africa, the UK, and the US.The company is building the AI and financial infrastructure layer powering the future of global work.
• Paycrest — Decentralized routing protocol for instant, secure, zero-fee payments in emerging markets.
• Cr3dentials — Embedded financing for neobanks

Portfolio highlights

• Zazu — Zazu is an all-in-one financial platform for African SMEs, helping businesses manage payments, automate cash flow, and access real-time financial insights from one simple dashboard.
• Fincart — Fincart is a leading shipping platform in Egypt, connecting your business with top courier services, automating operations, and helping you scale your eCommerce logistics.
• Udu Technologies — Udu Technologies is an AI infrastructure company that offers GPU systems, AI platform integration, and technical support services.

Portfolio highlights

• Q.ANT — Q.ANT develops photonic processors for AI and high-performance computing, utilizing light for information processing. The company also produces quantum sensors offering ultra-high magnetic field sensitivity in a compact form factor. These products aim to enable more intelligent and sustainable systems across various sectors like data centers,aerospace, and medical technology.
• XO Life — XO-Life.com is an online destination center. That provides services includes digital treatment monitoring and patient feedback R&D, marketing and sales. That offers services for Patient Insights, information exchange between patients and pharma, treatments and indications.
• Patronus Group — Rethinking elderly healthcare

Portfolio highlights

• RYE — RYE is a members-only, low-cost green energy supplier built for businesses with no time to deal with energy suppliers. Always accurate energy or it's free
• Eden Care Medical — Eden Care Medical is a mobile application that provides medical and health insurance as well as financial services.
• ORDA — Process orders, accept payments, connect to logistic providers, engage with your customers + more. We equip you with everything you need to grow your business.

Portfolio highlights

• Yakeey — Yakeey is an end-to-end transactional marketplace that radically simplifies the experience of buying, selling and renting real estate.We leverage on data and technology to connect all real estate market players through a state of the art platform, create a chain of trust and powerful network effects and accelerate transactions.Yakeey is builton a community of real estate advisors, YakeeyPRO, to deliver a continuous professional and tailored service at every step of the transaction.
• Orca Fraud — Orca empowers fraud fighters with effective tools to combat fraud
• Aethex — End to end voice agents localized for your market.