Top 25 InsurTech VC Funds & Investors in United Arab Emirates (September 2026)

Portfolio highlights

• BRKZ — BRKZ is a construction-tech company that provides a one-stop solution by selling building materials to contractors and builders.
• Merkle Science — Next generation crypto threat detection, risk management and compliance for businesses, banks and government agencies. Sign up now
• Property Finder — PropertyFinder owns and operates real estate portals across Dubai. Available in both English and Arabic, its websites provide visitors with search facilities covering residential and commercial properties for rent or for sale, real estate news, home advice, and buying and selling guides.PropertyFinder provides its users with the tools to helpconsumers find the properties that fit their needs. It works with brokers to list properties in one convenient site, and make it easier to see all of the information about those properties while browsing from its users’ desktop or on the move.

Portfolio highlights

• Klaim — Klaim is an InsureTech platform offering a SaaS medical claim management and financing platform all in one. They provide them with total visibility on their revenue cycle, increase their revenue through reduced claim processing time and errors, and faster payments.
• Telfaz11 — Telfaz11 is a creative media studio from Saudi Arabia specializing in locally-relevant entertainment content
• OAK Group — OAK Group offers its wide range of services through restaurants, catering services, beach clubs, temporary accommodation solutions.

Portfolio highlights

• Ogram — Ogram provides temporary and part-time staffing solutions for business that are looking to grow and improve their workflow. Hire Waiters, Runners, Kitchen Staff, Retail Staff, Warehouse Staff, E-Pickers and more.
• Hakbah — Hakbah is a Fintech startup focusing on an alternative financial saving. Hakbah is modernizing financial saving via its intelligent platform by offering a comprehensive one-stop-shop solution for Savings Groups to initiate, manage, join, and pay directly within the mobile app.
• Holo — Everything you need to make confident property decisions. Mortgage advisory. Buyer's agents. Property technology.

Portfolio highlights

• estaie — Flexible furnished stays from weeks to a year. Stay longer and save across hotels, serviced apartments, and managed holiday homes with one simple payment and no hidden fees.
• Lola Do — Lola, Cake for every occasion, Customized your cake selections and Lola will bake it with love!
• Siin — E-commerce Marketplace

Portfolio highlights

• Raff — RetailTech startup aiming to be the center of commerce.
• Siin — E-commerce Marketplace
• Mantas — Cloud outage insurance, built for cloud-first businesses.

Portfolio highlights

• Qyberon — Qyberon Insurtech is an agentic AI-powered platform redefining cyber insurance for small and medium enterprises. The company leverages autonomous AI agents to assess cyber risk, recommend optimal coverage, enable real-time policy issuance, and assist in claims and incident response. Qyberon is building the operating system for cyber insurancedistribution - helping brokers, insurers, and SMEs reduce risk, improve underwriting accuracy, and streamline the insurance lifecycle globally.Qyberon provides an agentic platform where autonomous AI agents: - Assess SME cyber posture (apps, infra, controls) - Generate dynamic risk scores - Recommend tailored insurance coverage - Auto-fill underwriting + proposals - Enable instant policy binding - Assist in claims & incident response
• EchidnaAI — EchidnaAI is a cybersecurity company focused on autonomous offensive security for industrial and logistics operators across mining, ports, and maritime supply chains. The company combines domain-specific digital twins, purpose-built AI agents, and air-gapped safe-exploitation technology to automatically discover, validate, and prioritizevulnerabilities in OT, SCADA, IoT, and adjacent cloud systems.
• Memrythm Labs — Memrythm Labs is an AI infrastructure company building the runtime and state management layer for autonomous AI systems.The company enables AI agents to operate inside persistent, reproducible, and forkable execution environments across filesystems, processes, browser sessions, databases, and memory contexts.Its platform allows developers andenterprises to:create isolated AI execution sandboxes snapshot and restore agent environments fork execution paths into parallel branches replay and debug autonomous workflows coordinate multiple AI agents across tools and modelsMemrythm Labs is designed to sit above existing AI ecosystems such as Claude, Codex, Cursor, and other agent frameworks, providing reliability, observability, and execution continuity for production-grade AI automation.The company is focused on powering the next generation of stateful autonomous systems and AI-native software infrastructure.

Portfolio highlights

• Qanary — Qanary is a digital second-opinion platform designed to help radiologists detect cancer at its earliest, most treatable stages.
• FlyAkeed — FlyAkeed is the only app that enables you to browse fully-booked flights and waitlist to issue your ticket once your seat becomes available again.
• Hala — Hala offers a payment and wallet solution for individuals and point-of-sale (PoS) services that enable merchants to accept credit card payments.

Portfolio highlights

• Dehurdle — Practice high-stakes conversations with real-time AI. Instant speaking pace and competency feedback with zero voice storage.
• Vireo Capital — Vireo provides software for deal diligence, fund administration, and portfolio monitoring at private market investment firms.
• Hyperbond Studio — Hyperbond Studio builds AI-driven games and interactive experiences, including the Call Me Sensei app. We combine technology and emotion to create unforgettable digital worlds.

Portfolio highlights

• HeyBreez AI — The operational layer for Voice AI. Real phone calls. Real-time speed. Built for real operations.
• Orbii AI — Our AI enriches & analyses borrower data, helping you make credit decisions in minutes. Accelerate your business loan Underwriting decisons.
• PostEx — Instant & upfront payments for e-commerce stores offering Cash on Delivery. Get seamless COD, growth capital, and nationwide same-day delivery with PostEx!

Portfolio highlights

• Ogram — Ogram provides temporary and part-time staffing solutions for business that are looking to grow and improve their workflow. Hire Waiters, Runners, Kitchen Staff, Retail Staff, Warehouse Staff, E-Pickers and more.
• Wellx — Turn your health into currency. At Wellx, we're focused on making you healthier. Insurance helps us make it happen.
• Procurified — Helping automate bid exchange between Buyers, Sellers & Manufacturers in Construction.

Portfolio highlights

• Klaim — Klaim is an InsureTech platform offering a SaaS medical claim management and financing platform all in one. They provide them with total visibility on their revenue cycle, increase their revenue through reduced claim processing time and errors, and faster payments.

Portfolio highlights

• Orbii AI — Our AI enriches & analyses borrower data, helping you make credit decisions in minutes. Accelerate your business loan Underwriting decisons.
• Siin — E-commerce Marketplace
• MilkStraw AI — Save 53% on your AWS bill in 5 minutes!

Portfolio highlights

• Signit — Transform your contract workflows with secure, legally-binding e-signatures. Trusted by 700+ Saudi organizations.
• NAYLA Finance — NAYLA Finance offers Sharia-compliant digital financing to micro-enterprises in Saudi Arabia up to SAR 100,000.
• Safqah Capital — Safqah Capital is an innovative fintech and proptech company headquartered in Riyadh. We specialize in structuring and distributing Sharia-compliant Sukuk for small and medium-sized real estate developers. Safqah's digital investment platform enables secure participation from both retail and institutional investors, backed by rigorous duediligence, transparency, and smart governance. Safqah operates at the intersection of technology, finance, and real estate, positioning itself as a key enabler of Vision 2030’s housing and development goals.

Portfolio highlights

• Sirdab — Sirdab provides technology-enabled warehousing, transportation, and fulfillment services for businesses. The company connects businesses with on-demand warehouse space for dry, ambient, chilled, and frozen goods. Its transportation services support shipments between cities and include bulk transportation and last-mile delivery. Sirdab also providese-commerce fulfillment services covering order picking, packing, shipping, and delivery. Its Warehouse Management System and Order and Inventory Management System provide tools for managing inventory, warehouses, orders, shipments, and logistics operations. The platform provides real-time inventory visibility and tracks goods throughout storage and transportation activities. Sirdab serves e-commerce sellers, brands, wholesalers, distributors, and businesses managing seasonal or ongoing inventory.
• Reachware — Reachware is the top IPaaS in the Middle East, connecting systems for a unified ecosystem. Trusted by global enterprises. Learn more.
• Syarah — Syarah is an online cars marketplaces.

Portfolio highlights

• Aya — Aya is a modest fashion e-commerce platform that strives to unite the fragmented modest fashion industry into a single discovery platform.
• Bundle — Bundle is the first networked rewards platform in the world, revolutionizing how companies interact with and reward their clients.Bundle provides companies with access to significantly more incentives than they could provide on their own by pooling brand incentive funds into common reward pools. Even though they only contribute a small portion ofthe total incentive value, brands can increase conversions.
• Keep Converting — Keep Converting is a technology company that develops AI-driven tools for e-commerce personalization and conversion optimization. The platform analyzes visitor behavior and shopping patterns to help online stores deliver tailored product recommendations, customized user experiences, and automated engagement strategies. Its services are designed tosupport digital retailers in improving customer interaction, increasing sales efficiency, and enhancing overall website performance across online commerce channels.

Portfolio highlights

• Yasmina — Yasmina offers AI-driven Home & Renters Insurance services.
• yozo.ai — Hire an all-in-one AI marketing team for a fraction of the cost. Yozo never forgets, learns from every interaction, and does better every time!
• Money Fellows — MoneyFellows digitizes the ROSCA model, enabling group lending and savings.

Portfolio highlights

• Klaim — Klaim is an InsureTech platform offering a SaaS medical claim management and financing platform all in one. They provide them with total visibility on their revenue cycle, increase their revenue through reduced claim processing time and errors, and faster payments.
• RemotePass — RemotePass makes it easy to hire, onboard & pay your global team in full compliance, giving you everything you need to support them
• Mala'a Technologies — Make better financial decisions with Malaa. Manage your financials, track your expenses, take a loan or invest your money all from one app. Connect you bank accounts and start today

Portfolio highlights

• Klaim — Klaim is an InsureTech platform offering a SaaS medical claim management and financing platform all in one. They provide them with total visibility on their revenue cycle, increase their revenue through reduced claim processing time and errors, and faster payments.
• Savana — Electronic Health Records reuse, with Clinical Natural Language Processing.
• Alma Health — Alma Health is a digitally-native chronic illness management platform serving an addressable market of 20m patients in GCC. Through its cloud pharmacy and virtual doctor consultations, Alma Health is translating patient behavior and insights into personalized services and products like digital treatments and at home monitoring systems. Alma Healthis based in Hub71-Abu Dhabi.

Portfolio highlights

• Zeal — Zeal transforms your current card machines, enabling them to unlock powerful insights and deliver seamless loyalty. Zeal integrates with all card machines and is trusted by industry leaders.
• Hala — Hala offers a payment and wallet solution for individuals and point-of-sale (PoS) services that enable merchants to accept credit card payments.
• THINK-AI — The Think AI Fabric: AI Node, ILM, and Constellation bonded into one supercompute platform, built for radical efficiency. Nothing sits idle.

Portfolio highlights

• MENA InsureLab — MENA InsureLab is a pioneering Insurtech accelerator and Venture Builder with the objective of bridging the gap between traditional insurers and creative insurtech entrepreneurs.

Portfolio highlights

• eMushrif — You no longer have to compromise on your child's safety on school transportation.
• Cobi — Cobi provides AI-based business intelligence tools for fintech companies. Its platform analyzes transaction and customer behavior data to segment users based on spending and shopping patterns. The company helps businesses use these insights to improve customer targeting, product planning, and engagement through merchant platforms.
• Keyper — Keyper simplifies real estate management for property owners, tenants, and partners. Manage portfolios, get market insights, apply for rent with flexible payment options, and explore partnership opportunities to earn passive income. Join Keyper today!

Portfolio highlights

• Klaim — Klaim is an InsureTech platform offering a SaaS medical claim management and financing platform all in one. They provide them with total visibility on their revenue cycle, increase their revenue through reduced claim processing time and errors, and faster payments.
• Open Valley — Open Valley is a telecom sector startup offering a 100% open-source AI platform for zero-touch mobile network infrastructure operations.
• Lucid Capital — Lucid Capital is a quantitative algo fintech company specializing in algorithmic trading and quantitative investment strategies. The firm leverages advanced data analytics, machine learning, and high-frequency trading models for consistent returns in global financial markets and crypto.

Portfolio highlights

• Klaim — Klaim is an InsureTech platform offering a SaaS medical claim management and financing platform all in one. They provide them with total visibility on their revenue cycle, increase their revenue through reduced claim processing time and errors, and faster payments.
• Yakeey — Yakeey is an end-to-end transactional marketplace that radically simplifies the experience of buying, selling and renting real estate.We leverage on data and technology to connect all real estate market players through a state of the art platform, create a chain of trust and powerful network effects and accelerate transactions.Yakeey is builton a community of real estate advisors, YakeeyPRO, to deliver a continuous professional and tailored service at every step of the transaction.
• MYCOPHYTO — Co-created in July 2016 by Justine LIPUMA, PhD in microbiology, and Christine PONCET-DOISE, Senior Research Engineer at INRA, MYCOPHYTO is the result of 30 years of experimentation in biological crop protection.

Portfolio highlights

• Klaim — Klaim is an InsureTech platform offering a SaaS medical claim management and financing platform all in one. They provide them with total visibility on their revenue cycle, increase their revenue through reduced claim processing time and errors, and faster payments.
• Subsbase — Discover the future of recurring revenue management with Subsbase. Streamline your operations, boost growth, and elevate customer experiences with our cutting-edge platform.
• Simplified Financial Solutions Company — Simplified Financial Solutions Company offers startups and SMEs financial management solutions including the ability to issue virtual and physical corporate cards, manage spending and automate expense reporting.

Portfolio highlights

• ZeroDrift — The Enforcement Runtime for AI // Your policies and regulations, enforced on everything AI says. Before it ships.
• Algebra AI — Algebra AI designs and runs agentic AI workflows that turn complex, manual operations into reliable, production-ready systems with human oversight and real accountability.
• Synapse Analytics — We build data science and AI solutions for streamlined operations and data driven decisions. Synapse Analytics, enabling a smarter world.