Top 50 InsurTech Angel Investors in Europe (June 2026)

Portfolio highlights

• Capsa AI — Providing next-generation investors with a competitive edge.
• FinCrime Dynamics — Our mission is to help make the world’s financial system safer through rapid deployment of effective AI for financial crime analytics, enabled by enriched synthetic data that captures the dynamics of fraud and money laundering and loads them into tailor-made scenarios that explore diverse threats that financial organisations are exposed to.Thisgoal has taken us to the forefront of Synthetic Data and Fincrime Analytics, and we are proud to have in our team people that have helped shape the state-of-the-art of these fields.Keywords: Finacial services, AML, Synthetic Data, Fintech, Machine learning, Big data, Simulation, Fraud Analytics, Compliance
• Applied Computing — Applied Computing delivers industrial AI to the energy industry including oil and gas, refineries, and petrochemical plants, helping critical operations harness 100% of their data and optimise in real time for safer, faster, higher-performing decisions

Portfolio highlights

• Disputed — FinLegal is legaltech for the business of disputes. Our solutions allow you to fund and insure your litigation through litigation funding and after-the-event insurance, automate volume and class actions and get more clients through working with marketing service providers.
• Loadsure — Loadsure is a spot freight cargo insurance company.
• Marshmallow — Digital-first car insurance company with a mission to deliver great prices, service, and coverage.

Portfolio highlights

• Disputed — FinLegal is legaltech for the business of disputes. Our solutions allow you to fund and insure your litigation through litigation funding and after-the-event insurance, automate volume and class actions and get more clients through working with marketing service providers.
• Robin — Robin AI is a legal tech company based in London, made up of engineers, lawyers, scientists and operations specialists.
• Marshmallow — Digital-first car insurance company with a mission to deliver great prices, service, and coverage.

Portfolio highlights

• Modulr — Modulr offers Payments-as-a-Service which automates payment flows, embeds payments in other platforms and enables customers to launch entirely new services.
• Urban Jungle — We're doing insurance differently, by shaking up a traditional industry. We make it clearer, easier and more affordable to insure the stuff you love.

Portfolio highlights

• Hometree — Keep yourself warm with Hometree, and try our no price hike promise. Compare our different boiler & home cover plans to see how you can save.
• Hellas Direct — Hellas Direct is a digital-first, full-stack insurance company, empowered by cutting-edge technology and artificial intelligence. The Cyprus-based company is backed by a roster of leading investors, including Portag3, IFC (a member of the World Bank), Endeavor Catalyst, former Goldman Sachs economist Lord O’Neill and private equity veteran JonMoulton. Modelling itself on Amazon, Hellas Direct aims to disrupt the insurance value chain by adopting an extreme focus on operational excellence.
• Signal AI — Explore Signal AI's reputation management and risk intelligence solutions. Signal AI provides companies with actionable insights designed to navigate enterprise risk, strengthen reputation, and fuel growth.

Portfolio highlights

• Baobab — Protect your business against cyber attacks
• ParkAround — ParkAround in an online marketplace that enables drivers to find, book & pay parking spaces online in places like airports, ports & the city center.It's available in Greece (Athens & 4 more cities) and Spain (Barcelona & Malaga).Furthermore, ParkAround recently launched the 1st purely online, SaaS software for car parksnamed ParkAround CRM.
• Hellas Direct — Hellas Direct is a digital-first, full-stack insurance company, empowered by cutting-edge technology and artificial intelligence. The Cyprus-based company is backed by a roster of leading investors, including Portag3, IFC (a member of the World Bank), Endeavor Catalyst, former Goldman Sachs economist Lord O’Neill and private equity veteran JonMoulton. Modelling itself on Amazon, Hellas Direct aims to disrupt the insurance value chain by adopting an extreme focus on operational excellence.

Portfolio highlights

• Zalos — Automate repetitive Finance workflows without changing your Finance systems. AI agents that connect, act, and audit across ERPs, banks, and invoicing platforms.
• Stackfix — Stackfix operates as a software comparison platform.
• Newly — Newly is the easiest way to build and ship cross-platform mobile apps — no senior engineering team required.Our mission is to empower a new generation of builders to launch high-quality native mobile apps without getting blocked by code, complexity, or cost.We’re building the first truly accessible mobile app development tool — combining thespeed of no-code with the power of real code when you need it — and opening the door for the estimated 99.5% of people who currently can’t build mobile apps on their own.Newly is used by early-stage founders, junior developers, designers, and product teams who want to ship faster and smarter.

Portfolio highlights

• Hybr — Find your next student accommodation with Hybr, the UK's best student letting platform. Over 5000 happy students served. Click to find your next property.
• Lukango — Lukango takes care of your insurance so you can focus on growing your business, knowing your dream is protected in the right way.
• Klarytee — Klarytee is a SaaS platform that builds security into sensitive content to enable granular control wherever the data goes

Portfolio highlights

• Zen Educate — Zen Educate is a simple, streamlined platform for teachers and teaching assistants to find work in schools without expensive agency fees.
• Just Move In — Just Move In makes home moving easy. We help you save time, hassle & money on your move by allowing you to easily manage the admin. You can set up utilities, find great deals on broadband, arrange removals & insurance and more.
• Urban Jungle — We're doing insurance differently, by shaking up a traditional industry. We make it clearer, easier and more affordable to insure the stuff you love.

Portfolio highlights

• Estmn — Estrid is an online portal that offers women's personal care products.
• Lassie — Lassie is the first proactive and preventive pet insurance company that wants to help pet owners take better care of their pets
• Elsa — Elsa is a platform for patient driven research for better drugs, health and prevention. Elsa lets patients become their own personal researchers by providing them with a better understanding around how lifestyle factors may affect their disease activity measurements for chronic disease. To support them from a scientific perspective, Elsa gives themaccess to data on their specific disease (initially we work with rheumatoid arthritis) through the Riskminder foundation and scientific studies at Karolinska Institutet.

Portfolio highlights

• Sidequest — Sidequest is a community driven app store for virtual reality.
• Track Titan — Titan Academy revolutionises how gamers improve through fully automated coaching.
• Guardian Angel — We help people plan for the future with wills, LPAs, probate and life insurance. Expert support to protect what matters most.

Portfolio highlights

• Anansi — Automated Shipping Insurance Platform for Global Businesses. The only automated, API-enabled, data-rich goods-in-transit insurance is here.
• Lukango — Lukango takes care of your insurance so you can focus on growing your business, knowing your dream is protected in the right way.
• Taveo — hubb - an acronym for honest, usage-based broking - was founded to reimagine the commercial broking space. That is based upon principles of transparency, value and efficiency, with a proactively declared fee structure supporting a consumption-based model.

Portfolio highlights

• Juro — Juro is an all-in-one contract automation platform that helps legal and business users to agree & manage contracts in one unified workspace.
• Meatable — Meatable is a food production company that produces real and guilt-free meat. With one cell, they are revolutionizing the meat industry's impact on climate change and animal welfare. At the same time they increase food security, without compromising the culinary experience of eating tasty, real meat. They aim to satisfy the world'sappetite for meat without harming people, animals, and the planet.It was founded in 2018 and is headquartered in Delft, South Holland, The Netherlands.
• Skeleton Technologies — Skeleton Technologies is the global leader in ultracapacitor & supercapacitor energy storage and helps companies in automotive, transportation, grid, and industry to save energy.

Portfolio highlights

• Lovable — Lovable builds software that builds software. Lovable vision is to unlock human creativity by enabling anyone to create software.
• The Wild Ventures — A house of sustainable brands, designed for disruption, differentiated by creativity, and supercharged by AI.
• Blue Scarab Entertainment — Blue Scarab Entertainment is Stockholm-based video game studio developing a surprising MMORPG for fans of cozy escapism, true-crime, supernatural mystery, and horses.

Portfolio highlights

• ARX Robotics — ARX is a defence technology company that specialises in developing autonomous unmanned systems and sensors for the European defence sector.
• VisionAI — VisionAI reimagines eCommerce search with AI agents that fix typos, understand natural language, and turn every query into revenue. Easy setup in 20 minutes.
• Dimension — The state of the art collaboration platform for modern engineering teams. Chat, project management, smart actions, and more, accelerated by AI.

Portfolio highlights

• Hubflo — Hubflo is building an all-in-one work OS to help small businesses manage their business. Instead of having 10 complicated and expensive pieces of software, Hubflo offers SMB everything they need to run their business (CRM, projects, invoicing, expenses...) in a single comprehensive, simple and affordable platform.
• FUEL — Where everlasting fanbases are built
• Sidekick — Expertly-managed portfolios for the modern investor

Portfolio highlights

• YZR — From raw product data to perfect product sheets with AI. Generate your product sheets. Increase your visibility. Boost your conversions.
• Mansa — Mansa permet aux professionnels d'obtenir un financement en moins de 48h.
• Happydemics — Measure and benchmark Brand lift across TV, DOOH, display, audio & more. Get proven insights to optimize every ad channel with Happydemics.

Portfolio highlights

• Hometree — Keep yourself warm with Hometree, and try our no price hike promise. Compare our different boiler & home cover plans to see how you can save.

Portfolio highlights

• Inkitt — Publish stories online, join our author subscription program, and read books online for free. Join the Inkitt community for writers and readers today.
• Reaction Commerce — Product capabilities and documentation of Mailchimp Open Commerce.
• Meine Spielzeugkiste — Spielzeug mieten bei Meine Spielzeugkiste. Jetzt Mitglied werden!

Portfolio highlights

• Bland AI — Transform your enterprise communication with Bland AI. Automate inbound and outbound phone calls using AI that sounds human. Perfect for sales, customer support, and operations with customizable voices and seamless integrations.
• CoPilot — CoPilot is pioneering Assisted Commerce for big-ticket purchases – starting with cars. You are the one spending the money - shouldn't you have an expert on your side? We founded CoPilot to make that a reality. For the average car buyer, who is not a car expert or enthusiast, car shopping can be a time consuming, frustrating process that leavespeople feeling alone and disadvantaged. CoPilot is changing this dynamic. Like a trusted friend who is knowledgeable about cars, knows where to look and what to buy, CoPilot provides car shoppers with an expert partner who empowers them to discover the perfect car at the best possible price with ease and confidence.
• Black Ore Technologies — Black Ore's Tax Autopilot is the first AI tax platform for CPAs, offering complete 1040 tax preparation automation to tax professionals, so they can focus on growing their firm.

Portfolio highlights

• Anterior — Lead your plan into the future.
• Phaidra — Phaidra provides artificial intelligence agents for AI factories that orchestrate the cooling, power and workload management systems to maximize tokens produced per watt.
• Applied Intuition — Applied Intuition enables engineering and product development teams to safely develop, test, and deploy autonomous vehicles at scale.

Portfolio highlights

• Vinlivt — Vinlivt is a financial sales application. They build retirement homes for retirees. Vinlivt enables the management of all activities for retirement provision and the security of prosperity. Vinlivts services include a sales hub, contracts, VinHub content, and counselor messenger.
• TODAY — TODAY enables insurance, banking, and pension advisers to be 30% more productive by accessing conversation insights and eliminating administrative tasks.
• muffintech — Generative AI for the insurance industry. Unleash the full potential of your employees and offer your customers an unmatched user experience.

Portfolio highlights

• Qlower — Qlower assists landlords in managing their properties by leveraging on Open Banking and Machine Learning technologies. Qlower offers free rental management and automates accounting & tax declaration. Its DeepTech Wealth Advisory engine provides quantified savings and assists investors in making right decisions.
• Flowdesk — The new standard for market-making and crypto-financial technology. Market-making as a Service, brokerage, custody of cryptocurrencies.
• MarketLeap — Breaking E-commerce Barriers with Software. MarketLeap is managing all the complexities of selling and growing on marketplaces worldwide.

Portfolio highlights

• Evy — Evy Merchants provides product protection services.
• Orus — L'assurance professionnelle que vous attendiez. Plus juste, rapide, simple et humaine. Souscrivez en 5 minutes et recevez votre attestation sous 48 heures.
• Hestia — Hestia aims to make homeownership accessible to everyone with a rent-to-own system.

Portfolio highlights

• Desia — Desia provides advanced AI applications for productivity, automation, and analytics for financial services.
• qomodo — Qomodo: La piattaforma BNPL innovativa. Rate a tasso zero, approvazioni veloci, transazioni sicure. Rivoluzionaria nell'acquisto per aziende e consumatori.
• Tranched — Introducing real-time on-chain securitisation. Fintech Lenders and Professional Investors can now launch an institutional-grade transaction up to 90% faster than before.

Portfolio highlights

• NUMOS — NUMOS is an insurance tech platform.
• Opontia — Opontia was founded by e-commerce experts, to provide a fast and fair way for small e-commerce business owners to sell their companies.
• Valoreo — Valoreo acquires, operates, and scales outstanding e-commerce brands with superstar products. We focus on brands with excellent customer reviews and merchants that have proven success by being top-seller in niche categories with high-growth potential.

Portfolio highlights

• avoltra — Avoltra aims to position itself as an "intelligent energy purchasing solution" by leveraging advanced technology and data-driven insights to optimize energy procurement.
• sensmore — Equip your machinery with autonomy built for the harshest conditions. Enhance safety, reduce costs, and increase efficiency with our advanced radar technology.
• Regulate —

Portfolio highlights

• Vinlivt — Vinlivt is a financial sales application. They build retirement homes for retirees. Vinlivt enables the management of all activities for retirement provision and the security of prosperity. Vinlivts services include a sales hub, contracts, VinHub content, and counselor messenger.
• muffintech — Generative AI for the insurance industry. Unleash the full potential of your employees and offer your customers an unmatched user experience.

Portfolio highlights

• Xaver — Xaver enables Financial Institutions to close Europe’s pension gap. By offering an advanced AI-driven B2B platform for life insurance and private pension sales, Xaver enhances the operational and sales efficiency of banks, insurers, and brokers by up to 65% and introduces a new era of white-labeled private pension products.With a leadership teamof experienced industry veterans - Max Bachem, Ole Breulmann, and Dr. Björn Holste - and backing from leading VC funds and a prominent group of former financial institution executives, fintech pioneers, and unicorn founders, Xaver is dedicated to improving the pension situation of Europeans through their B2B offering.
• qomodo — Qomodo: La piattaforma BNPL innovativa. Rate a tasso zero, approvazioni veloci, transazioni sicure. Rivoluzionaria nell'acquisto per aziende e consumatori.
• SAPI — SAPI builds credit products for payment companies to facilitate payment flows, engage and retain merchants, and generate new revenue.

Portfolio highlights

• Lingoda — Learn a new language effectively with our online language courses! English, German, French and Spanish online, in live video group & private classes.
• TrueHome — TrueHome is a Mexican real estate company that aims to improve the real estate services in the country by providing the best selling experience for homeowners and taking care of the process from end to end. They offer their clients transparent processes about procedures and details that can be confusing, boring, and long. Their legal advisorsensure that the process is in order from documents and paperwork, to the contract and the credit process.TrueHome was founded in 2017 by Raúl Villarreal and is headquartered in Mexico City.
• Flash Coffee — Flash Coffee is a tech-enabled coffee chain that customers use their app to order and pay online, choosing to pick up orders from one of the Flash Coffee’s storefronts or order for delivery through major platforms in each market. Flash Coffee was founded in 2019 and is headquartered in Singapore.

Portfolio highlights

• trawa — The partner for renewable and affordable electricity for businesses. Get electricity directly from solar and windparks with corporate PPAs.
• handly — handly is becoming the leading company in the Service Tech industry. We enable people to create their ideal living environment, while empowering home service companies to build their business and saving time for a quality life.
• Melotech — We create art with technology for humans to enjoy. Within just one year, our work has been heard, seen and loved for more than 2 billion minutes in every corner of the planet.

Portfolio highlights

• Onfido, an Entrust company — Onfido digitally proves a user’s real identity using AI technology, by verifying their photo ID and comparing it to their facial biometrics. It means users and businesses can verify their online identities anywhere and anytime, without compromising on experience, inclusion, privacy or security. Onfido powers over 1,500 fintech, banking, andmarketplace clients globally—helping them onboard more users while reducing risk. Identity underpins all transactions, and over the coming years, access to everything will be based on every user's ability to easily and securely prove their legal identity. This will change how we think of access—everything from opening a bank account to self-checking-in to a hotel, and ultimately voting.
• Zesty — Zesty by DoorDash
• Carbo Culture — We are a project developer with proprietary climate technology. We are building a rapidly scalable biochar carbon removal solution.

Portfolio highlights

• Ralio —
• Connectd — Connectd helps startups navigate their growth journey by providing connections, expert guidance, and tools to build meaningful partnerships in the UK.
• Silas Insurtech — Streamlining manually intensive and laborious Insurance Underwriting processes within Commercial and Specialty Lines.

Portfolio highlights

• Montamo — Montamo trains lateral entrants with standardized methods. We rely on both our on-site academy and our digital learning software.
• YGO.AI — YGO Trips revolutionizes the travel booking experience with our AI-driven platform, providing a seamless, all-in-one solution for planning your perfect getaway. Our innovative platform streamlines your holiday planning by offering an extensive selection of flights, hotels, mobility services, activities, concerts, and festivals & more all inone convenient location. With YGO Trips, you have the power to tailor your holiday to your exact preferences, creating a personalized itinerary that aligns with your desires.Leveraging cutting-edge AI technology, YGO Trips discerns your preferences to suggest events and activities that resonate with your interests, ensuring every aspect of your trip is as enjoyable as possible. It's not just about booking a trip; it's about crafting the unique holiday experience that you've always dreamed of, effortlessly and all from one provider.
• YOUTH — Full health check-up in less than 2 minutes!

Portfolio highlights

• Clinch — Clinch offers AI-powered omnichannel personalization and dynamic creative optimization to help brands deliver targeted, high-performing ad campaigns.
• Humn.ai — Humn is the smart choice for commercial motor insurance. We combine an advanced insurance operating system with dedicated risk management and behavioural science teams to transform the way connected commercial vehicles are insured.

Portfolio highlights

• Flitter — Flitter is a neo-insurance company that provides pay-per-mile insurance and connected technology.

Portfolio highlights

• JAROWA — JAROWA is a Fintec company located in Switzerland.
• CyberSmart — Discover the power of CyberSmart: the leading cybersecurity platform for SMEs. Ensure continuous compliance and protect your business round-the-clock.
• Digital Fineprint — DFP - Transforming SME underwritingOur award-winning insurance technology helps you collect and manage huge amounts of data about your industry sector to give you the insights you need for better performance. It’s the future of efficient underwriting.The technology we have developed in the form of our powerful data sourcing platform providesinsurers with the granular insights on SMEs they would otherwise find difficult, time-consuming and expensive to acquire.

Portfolio highlights

• Forithmus — Forithmus develops large-scale data infrastructures and foundation model-based artificial intelligence.
• Odin — Community and investment tools for people building the future.
• Reachdesk — Reachdesk enables B2B companies to deliver the moments that matter at scale through data-driven direct mail and gifting. Through Reachdesk companies can deliver gifts and direct mail that build deeper connections with customers, prospects and employees at the click of a button. Our integrations to your tech stack power a clear and quantifiableROI; the direct channel is no longer a guessing game.

Portfolio highlights

• Sorius — Sorius wants to become the first solution that adapts in real time to the needs of the coachee according to his feelings ! His feelings, his health, his motivation, his sleep, his change of schedule, his/her sports results… Sorius is a link between health, wellness, Insurtech !

Portfolio highlights

• Baloon Assurance — Baloon is a digital insurance broker. They offer online insurance brokerage services intended to help facilitate the purpose of meeting the insurance demands. Their services include providing insurance in the areas of automobile and health, enabling consumers to reimburse their insurance online.

Portfolio highlights

• Sorius — Sorius wants to become the first solution that adapts in real time to the needs of the coachee according to his feelings ! His feelings, his health, his motivation, his sleep, his change of schedule, his/her sports results… Sorius is a link between health, wellness, Insurtech !

Portfolio highlights

• Rankiteo — InsurTech specialized on Cyber Security: Rankiteo is a start-up specializing in cybersecurity ratings. We not only help large corporations to understand their cybersecurity posture, but also insurers to offer tailored solutions to corporate cybersecurity coverage needs.

Portfolio highlights

• Funos — Rastreador de Funerarias. Comparador de precios de funerarias. 50% de descuento en las mejores funerarias. Te ayudamos en todo.

Portfolio highlights

• Indeez — Indeez is an European insurtech focused on everyday needs of independent workers, by providing them with better income protection.
• Influential — A Global Leader in Influencer Marketing
• AUI (Augmented Intelligence) — Apollo is a groundbreaking language model that combines the best of generative and rule-based AI to create agents that can be tailored to any business.

Portfolio highlights

• Wallife — Wallife is an InsurTech company that helps in eliminating improper use of biometric data. The company protects against new risks originating from technological and scientific progress in the areas of genetics, biometrics, and biohacking. Wallife was founded in 2020 and is headquartered in Roma, Lazio, Italy.

Portfolio highlights

• Baloon Assurance — Baloon is a digital insurance broker. They offer online insurance brokerage services intended to help facilitate the purpose of meeting the insurance demands. Their services include providing insurance in the areas of automobile and health, enabling consumers to reimburse their insurance online.

Portfolio highlights

• Urbyo — Urbyo is a make possible for more people to buy real estate. And to do so quickly, transparently, and conveniently.
• Reebelo — Reebelo is APAC’s leading marketplace for pre-loved tech devices. Our vision is to reduce e-waste by building the circular economy for refurbished electronics. While doing so, we enable consumers to save up to 70% on their favorite brands and flexibly rent devices instead of buying them. Reebelo is based in Singapore with additional offices inAustralia, New Zeland & Malaysia. Get in touch if you want to be part of a high-growth, disruptive team working to make a positive impact!
• NOVUS GmbH — NOVUS revolutionises the world of motorbikes and creates the first urban premium electric motorbike.The automotive industry is since 2018 in the process of an unstoppable transformation towards electric vehicles. The motorbike industry, on the other hand, is now at the tipping point of this transformation. Urban premium mobility must ensuresustainability and satisfy the need for individualisation. With NOVUS, we are driving the necessary change in the motorbike industry and urban mobility.We use our high-tech and design expertise to develop a unique concept that combines the advantages of bicycles and motorbikes. We unite the lightness and agility of an eBike with the performance and sovereignty of a motorbike. Based on an electric engine and futuristic design, we create the architecture of tomorrow's two-wheeler.NOVUS will be the new premium supplier for urban electric mobility. We focus on direct distribution and subscription models, completing our D2C portfolio with vehicle individualisation and customer-oriented after-sales service. Our central intelligence – the NOVUS-OMNI system and the My NOVUS app – integrates seamlessly into the digital lives of our customers. We thus create the foundation for digital business models and enable sharing & fleet solutions for B2B customers as well.NOVUS is the promise of driving the future today.BE AHEAD

Portfolio highlights

• Replicate — Run open-source machine learning models with a cloud API
• Coverflex — Coverflex is on a mission to improve the way companies compensate their people, making it more transparent, flexible and easier for everyone to make the most of what they get. Through a fully digital solution, Coverflex helps companies manage every part of compensation beyond salary — benefits, insurance, meal allowance and exclusive discounts —while empowering people to spend on what suits them best.
• Swish Robotics — Embodied Intelligence for the Home

Portfolio highlights

• Planet42 — Having your own car has never been easier. Planet42 is a vehicle rental company offering rent-to-buy car service for private clients.
• DriveX Technologies — DriveX offers a trustworthy self-serviced car inspection software for the used car, insurance and car rental markets.

Portfolio highlights

• Claims Carbon — Claims Carbon software helps insurance companies decarbonize their value chain by providing carbon conscious underwriting and claims handling solutions. We use data and analytics to identify and reduce carbon hotspots and costs in the insurance exposure, simulate and monitor the impact of climate ac