Top 20 FinTech VC Funds & Investors in Romania (June 2026)

Portfolio highlights

• parol — A platform that streamlines clinical procedures, records the consultation in real time, files all the paperwork for the doctor, and brings in more patients.
• Etiq AI — Etiq AI takes the pressure off data scientists with effortless debugging across the full ML pipeline, real-time testing as you code, and learns how you work
• DesignVerse — DesignVerse is an AI platform that develops enterprise software using company documentation and internal rules.

Portfolio highlights

• Alcatraz AI — The Rock is an all-in-one touchless biometric access control device that combines facial biometrics, AI, and machine learning for top-notch security.
• Swipe.bg — Swipe.bg is the first Bulgarian platform for buying and selling second-hand mobile phones.
• Dronamics — Dronamics offers an all-in-one solution for the middle-mile powered by our Black Swan cargo drone, a network of droneports, and fully mobile control and cargo systems.

Portfolio highlights

• FintechOS — FintechOS is the AI platform for financial product operations. Design, price, launch, and evolve financial products with governed AI and reduced core dependency.
• Dataworks Research SRL — Soleadify provides business data enrichment with unprecedented coverage of SMBs, accurate classification and in-depth insights based on real-time updates.Always driven by the complexity of AI and Machine Learning, we build more efficient ways of getting more data and get more out of it. Urged on reliability and complete-ness, our datasets haveyet to be beaten in terms of accuracy and classification by industry mammoths.
• TypingDNA — TypingDNA provides typing biometrics authentication as a service, enabling companies to recognize people by the way they type. The company's authentication technology compares how people type on their keyboards against previous recordings. Works on both mobiles and PCs. Headquartered in New York, United States, with offices in Romania, EU.

Portfolio highlights

• Beez — Beez is a mobile APP that targets people who shop online and finances online shopping with credit cards. We give them an alternative for the buy now, pay later model with, NO interest, NO late fees, No commissions.Our approach is to eliminate the bank from the equation(user-bank-retailer) and support the financing costs of these loans directlyfrom the retailer as a wholesale discount to us.The problem as we see it that 70% of credit card owners end up paying interest and 25% interest rate is only the starting point they even go up to 50%Right now people get money from the bank with interest and pay for products, our approach is to pay the merchant, an get a wholesale discount, our user get the products and pay us back in 60 day with no costsOur product gives the same benefits as a credit card : - cash back on every transaction - Automated saving solution - credit at POS with NO interestTo retailers we bring : - sales - loyal customers - increase on the recovery on abandoned carts
• EZ Texting — Featuring fast registration and powerful tools, EZ Texting is the best mass texting service for sending bulk SMS marketing messages and MMS messaging. Start your free trial today!
• The Lifetime Value Co. — Our goal is to help people discover, understand and use data in their everyday lives. We provide data about people, homes, vehicles, businesses and more.

Portfolio highlights

• Leanpay — The easiest way to pay online in installments is here! Get ready for a new shopping experience! Completely digital, fast, and easy in your favorite stores.
• SeedBlink — All-in-one solution for fundraising, managing and trading equity. Explore promising tech startups and flexible funding opportunities with SeedBlink.
• .lumen — .lumen builds glasses that help the blind live a better life.

Portfolio highlights

• AERON — ÁERON’S DESIGN IS CHARACTERIZED BY THE UNIQUE COMBINATION OF SUPERB QUALITY, INNOVATIVE CRAFTMANSHIP, AND EFFORTLESS ELEGANCE. EVERY COLLECTION FOCUSES ON REINVENTING TRADITIONAL TAILORING TECHNICS WHILEONLY USING FINEST MATERIALS SUCH AS A DISTINCTIVE SUEDE JAPANESE LEATHER THAT HAS BECOME A SIGNATURE FABRIC OF ÁERON. THE DIFFICULT BALANCE OFCREATING ONE ARTFUL PACKAGE, WHERE WORK AND PLAY HARMONIZES TOGETHER, FORMS THE MINIMAL YET FEMININE SENSUALITY OF A DECADE-DEFINING ÁERON LOOK. ÁERON ENCOMPASSES A RICH VARIETY OF HIGH-WAISTED TAILORED PANTS, ASYMMETRICAL COATS, OVERSIZE SWEATERS, AND MINIMALISTIC DRESSES.
• Samebug, Inc. — Samebug is a software startup company that builds a platform to help developers to find and share solutions to software problems. Simply take a stack trace from a crash, plug it into Samebug (either via a browser or plugin to IntelliJ IDEA or Android Studio) and it will search across over a Million (and growing) solutions to determine if theproblem causing the crash has been solved by another engineer or not. If it has, Samebug will present the solution, if the problem has not been solved, Samebug will connect you with experts who can help.
• Statzup — Domain name StatZup.com is a dynamic and impactful choice for startups looking to make a bold statement in the world of statistics and data analysis. The name suggests a sense of urgency and excitement, urging users to stay on top of the la

Portfolio highlights

• deskbird — Most intuitive and people-centric - deskbird's hybrid workplace solution that employees will love. For all flexibe companies, from startup to corporate.
• FLOWX.AI — FLOWX.AI wraps and orchestrates legacy systems, making it incredibly easy for enterprises to create web and mobile front-ends for mission-critical business flows. The revolutionary AI-enabled Apeiron UX engine is able to automatically create a modern, intuitive front-end for customers and employees, helping to consolidate in a unified UI all thebusiness logic cross-systems.This enables companies with complex technology landscapes to create and launch mission-critical digital products fast, and then facilitate an easy path forward to full digital transformation.The revolutionary novel approach is 100x faster and cheaper than existing alternatives. FLOWX.AI allows delivery of enterprise-grade mobile and web digital front-ends as fast as 10 weeks, and requires much smaller engineering teams.
• Riptides — Riptides is the non-human identity fabric for your workloads and AI agents, and they trust Every Connection. Even the Autonomous Ones.

Portfolio highlights

• RomDefi — Our company is engaged in the development of software in the field of blockchain technology. We are currently working on nft game Rich Hens.

Portfolio highlights

• Rena Labs — Rena was creating the execution environment (TEE) abstraction Layer, designed to streamline deployment and execution workflows. This innovation aimed to enable a broad spectrum of verifiable AI use cases by providing a secure and efficient framework. Rena’s approach bridged the gap between advanced AI applications and the need for trusted, seamlessexecution, offering a foundation for reliability and scalability in AI-driven solutions.
• Folks Finance — Folks Finance is a permissionless DeFi lending platform where users can lend and borrow crypto across chains, access loans, and manage digital assets in one unified liquidity protocol.
• Cluster Protocol — Cluster Protocol is the co-ordination layer for AI agents, a carnot engine fueling the AI economy making sure the AI developers are monetized for their AI models and users get an unified seamless experience to build that next AI app/ agent within a virtual disposable environment facilitating the creation of modular, self-evolving AI agents.

Portfolio highlights

• Coinzix — Coinzix - one of the most convenient and reliable crypto platforms with guaranteed liquidity and low commissions. Come in and make sure.
• VisionGame — VisionGame brings the traditional game publishing experience, boosted for the blockchain. VisionGame provides unique products, technical and creative services, all to support the ever-growing gaming blockchain industry, raising the bar one game at a time.
• MetaFi — MetaFi operates as a Trading Metaverse. Trading Metaverse is a new kind of social trading experience governed by its users.

Portfolio highlights

• NEXD — Nexd is a platform for creating interactive programmatic display and video ads. Free 14-day trial.
• Smart Bill — Rezolva tot ce tine de facturare online, gestiune online si contabilitate online cu aplicatiile de business SmartBill.
• Perfect Gym Solutions — PerfectGym | Fitness & Gym Management Software

Portfolio highlights

• Soulstream — The first social note-taking app for books. Underline (formerly BookVitals) helps people extract notes from physical, digital and audiobooks, and then share those book notes with friends and followers.
• Hyperhuman — Build, personalize, deliver, and grow modern health, wellness, and fitness products without building the stack. Hyperhuman combines workout API, exercise API, white-label fitness app delivery, AI content creation, and adaptive personalization in one platform.
• PlaySafe ID —

Portfolio highlights

• Harbr — The Harbr data commerce platform powers high-margin data businesses by enabling customized data product design and delivery at scale to drive significant revenue
• BRYTER — BRYTER is the AI productivity suite for legal work, made actionable through rule-based workflows.
• Runware — Run AI models with the lowest-cost API for developers. Fast, flexible access to generative models for image, video, audio, LLM, 3D, and more.

Portfolio highlights

• Biconomy — Blockchain transactions made simple. Enable Gasless meta-transactions, instant cross-chain transfers, easy layer 2 onboarding & zero failed transactions
• Novastro — Novastro is a Layer 2 chain for RWAs powered by AI that integrates MoveVM and EigenLayer AVS, delivering Ethereum-level security and Move’s scalability to unlock tokenised yield opportunities across RWAs & DeFi protocols.
• Router Protocol — Router Protocol is a Cross Chain Bridge. Currently live on Ethereum, Polygon, and more. Building an interoperable cross chain future of the blockchain ecosystem.

Portfolio highlights

• Instant Factoring — Instant Factoring is a fintech factoring platform providing liquidity to small entrepreneurs in max 24h, powered by robot-underwriting, transactions transparency using the blockchain, and developing machine learning based credit risk algorithms. We enable entrepreneurs to reap the rewards of their hard work immediately, turning their invoices intocash as the easiest step to getting the money they need quickly, without the burden of bureaucracy, extremely long analysis and response time.Instant Factoring’s mission is to enable the development of small businesses by providing them with flexible and innovative financing solutions.The company estimates that more than 15.000 small businesses will use its services by the end of 2022, with an average value of invoice financed of approximately EUR 2.000. Distinguishing features of the platform include: the unique and patented internal credit-scoring tool, leveraging artificial intelligence and predictive analytics to provide fast credit decisions; registering the invoice portfolio ledger on the blockchain as an anti-fraud / double sale of an invoice, while in the near future we intend to implement smart contracts and payment ledger on the blockchain. Data and information is gathered from multiple sources and processed efficiently to rate customer invoices, and provide up front transparency on pricing. The internal algorithm is continuously improving through machine learning, bringing significant competitive advantage to the business.

Portfolio highlights

• Trustfull — Trustfull enables frictionless fraud prevention by assessing user risk via hundreds of digital signals on phone, email, IP, device, browser and domain.
• Tarfin — Using its cloud-based platform and smart algorithms, Tarfin provides underbanked farmers with high-quality farm inputs and competitive point-of-sale financing. Tarfin is the winner of EFSE's 2016 Financial Inclusion Challenge.
• Twisto — Twisto is on a mission to challenge the status quo of everyday finances via exceptional customer experience by being at the forefront in delivering cutting edge technology. Pay simply, fast and securely.

Portfolio highlights

• RomDefi — Our company is engaged in the development of software in the field of blockchain technology. We are currently working on nft game Rich Hens.
• Order Handler — Order Handler is a E-commerce Start Up based in Shanghai.
• Keo Technology Group — Keo Technology Group is an ed-tech startup that aims to create innovative solutions for the education industry. Through its many products, Keo Plus and Dash, we are on a mission to transform career discovery and upskilling through providing an inclusive ecosystem built and sustained by the students, teachers, and supporters. Backed by AminoCapital(early-investors of Chime Bank, Zoom, Webflow) and Mandra Capital, we are a team of curious, ambitious, and bold individuals with a common vision: Learn and Redefine. We promote a culture of life-long learning and positive transformation, hoping to empower everyone to achieve their daring dreams. Dash is our skill-sharing marketplace. We believe that everybody has skills that can empower others. Dash seeks to make education more fun through a unique incentive scheme built on common prosperity. Start earning as a teacher, student, investor, or supporter; learn and earn without boundaries!

Portfolio highlights

• Instant Factoring — Instant Factoring is a fintech factoring platform providing liquidity to small entrepreneurs in max 24h, powered by robot-underwriting, transactions transparency using the blockchain, and developing machine learning based credit risk algorithms. We enable entrepreneurs to reap the rewards of their hard work immediately, turning their invoices intocash as the easiest step to getting the money they need quickly, without the burden of bureaucracy, extremely long analysis and response time.Instant Factoring’s mission is to enable the development of small businesses by providing them with flexible and innovative financing solutions.The company estimates that more than 15.000 small businesses will use its services by the end of 2022, with an average value of invoice financed of approximately EUR 2.000. Distinguishing features of the platform include: the unique and patented internal credit-scoring tool, leveraging artificial intelligence and predictive analytics to provide fast credit decisions; registering the invoice portfolio ledger on the blockchain as an anti-fraud / double sale of an invoice, while in the near future we intend to implement smart contracts and payment ledger on the blockchain. Data and information is gathered from multiple sources and processed efficiently to rate customer invoices, and provide up front transparency on pricing. The internal algorithm is continuously improving through machine learning, bringing significant competitive advantage to the business.

Portfolio highlights

• Utexo — Utexo develops payment infrastructure that enables stablecoin transactions to settle directly on the Bitcoin network. The platform provides an API and related tools that allow payment operators, exchanges, wallets, and financial platforms to process USDT transfers through Bitcoin-based rails. Its system integrates technologies such as the LightningNetwork and the RGB protocol to support instant settlement, encrypted transaction execution, and predictable transaction costs. Utexo also offers cloud infrastructure and developer tools that manage routing, liquidity, and node operations required for stablecoin payments on Bitcoin. These services allow organizations to integrate Bitcoin-based stablecoin settlement into existing applications without operating or maintaining underlying blockchain infrastructure.
• Oh — Oh is the decentralized and uncensored AI products can offer a range of benefits, such as enhancing privacy, encouraging innovation, and promoting freedom of information.
• Plural Energy — Plural Energy helps investors invest directly in renewable energy projects. The company utilizes blockchain-enabled smart contracts to provide constant yield and liquidity to investors.

Portfolio highlights

• Intraverse — The evolution of acquisition, engagement and loyalty.
• Lendit — Lendit is a credit-sharing platform where companies and professionals can lend and apply for liquidity in a simple, fast and tailor-made manner. Specifically, Lendit provides a web-based platform to match corporate loan requests with companies, professionals or institutional investors who want to lend liquidity. Lendit's objective is to makeaccess to credit inclusive and accessible to all 'fragile' micro enterprises and entrepreneurs to credit. In fact, Lendit's target is microcredit, with applications ranging from a minimum of EUR 1,000 to a maximum of EUR 50,000. To date, almost two million enterprises are unable to obtain the desired credit. Of these, the greatest difficulty encountered is with applications under 20,000€. Lendit is also structured and built to be not only a "simple' p2p lending platform, but also to be integrated with financial institutions (thanks to partnerships with banks and intermediaries) in order to so as to create an open, multi-platform system that allows users to use innovative p2p lending services directly from their home banking
• Seed Venture — Seed Venture is a blockchain-based platform that decentralizes fundraising activities for startups and SMEs by providing liquidity matching between investors and startups.