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Top 25 FinTech VC (Venture Capital) Funds in Bulgaria in January 2026

Last updated: Jan 2026 A list of 25 VC (Venture Capital) funds that invest in Fintech startups based in Bulgaria. We rank investors based on the number of investments they made in Fintech companies from Bulgaria. We update this investor list every month.

Top 25 FinTech VC (Venture Capital) Funds in Bulgaria in January 2026

Investor	FinTech Bulgaria investments
Eleven Ventures	4
Vitosha Venture Partners	3
PostScriptum Ventures	3
Black Peak Capital	2
Impetus Capital	2
Skynet Trading	1
International Aviation Services	1
New Vision 3	1
MFG Invest	1
Maven Capital Partners	1
Lucid Blue Ventures	1
Urban Impact Ventures	1
Bulgarian Development Bank	1
European Investment Bank	1
Magnus Capital	1
Moonrock Capital	1
ZBS CAPITAL	1
BrightCap Ventures	1
Silverline Capital	1
Peech Capital	1
AU21 Capital	1
Accession Capital Partners	1
Varys Capital	1
RR² CAPITAL	1
Marshland Group	1

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We empower local heroes to build global success. Eleven is an early-stage VC investing in technology companies in Southeast Europe.

Investment focus

Software, SaaS, Information Technology
Seed, Convertible Note, Pre-Seed
Bulgaria, United States, United Kingdom

Portfolio highlights

LAM'ON — LAM'ON OOD was created with the intention of creating a product that would be recyclable or compostable, improve environmental and human health safety, and readily replace the existing petroleum-based plastic solutions.
Bitloops — Bitloops is an AI-powered application development platform that enables organizations to develop, maintain, and operate complex web applications with ease. It helps you easily modify system designs, deploy applications to production, and manage changes, new features, and products. The platform enables teams to innovate quickly and grow the productor business without compromising the product's usability, extendability, or maintainability. Bitloops makes it simpler than ever to create high-quality software utilizing best practices and techniques like DDD, BDD, TDD, hexagonal architecture, clean architecture, ports and adapters, CQRS, and event sourcing suitable for extending legacy systems as well as new initiatives.
Outfindo — Making bikes & e-bikes buying easy

Vitosha is a EUR 26m early-stage VC fund investing in innovative businesses in Bulgaria

Investment focus

Software, Marketplace, Information Technology
Pre-Seed, Seed, Funding Round
Bulgaria, United States, United Kingdom

Portfolio highlights

SoCyber — SoCyber provides services in the field of Information and Communication Technology, specializing in Cybersecurity services. The main business lines are security as a service, penetration testing, vulnerability assessment, and IT audits. After being a successful service company for several years, SoCyber developed a holistic vulnerability managementsolution "Kikimora.io" that makes the vulnerability management process centralised, transparent and easy to follow and understand. It enables companies to prioritise the remediation of vulnerabilities and address their security issues in a timely manner. The solution saves companies time and money by eliminating the need for repeated security testing that shows the same vulnerabilities.
Vodoraslo — Vodoraslo believes that everyone deserves better air quality, so by mixing innovation, design, and nature, we can create multiple positive impact solutions.
AIOT Cloud — Enabling businesses to be energy efficient while optimizing costs

Postscriptum Ventures is a venture capital group with a broad portfolio of sustainable investments. Established in 2006, Postscriptum invests in innovative technology and disruptive business models, with a particular focus on the ongoing (r)evolution of the energy sector. We prefer to invest in early stage ventures where our expertise and experience can leverage our financial investments to help realize the full growth potential of the business.

Investment focus

Software, B2B, Manufacturing
Private Equity, Angel, Series A
Bulgaria, United States

Portfolio highlights

QualSights — World's Leading Consumer Insights Platform. Our first-of-its-kind consumer insights tools capture precise usage and deliver the deepest, most authentic insights.
Reshape Energy — Reshape is a platform providing building owners and tenants with a better suite of energy services to lower their energy costs and meet sustainability targets.
Software Group — Software Group is a global technology company that helps financial service providers digitize their business, extend outreach and improve efficiency.

BlackPeak Capital is a co-investment growth equity fund focused on investing in high-growth Southeast European small and medium enterprises. BlackPeak Capital is funded by the European Investment Fund, part of the European Investment Bank, through the JEREMIE initiative for support of the SME enterprises in Bulgaria.We invest in equity,mezzanine, and other forms of hybrid capital to support the investment plans of dynamic regional companies. As a co-investment fund, BlackPeak Capital invests alongside other private institutional or individual investors on pari-passu terms. Our target investment ticket is between €1-8 million per transaction.

Investment focus

Manufacturing, Software, Leisure
Private Equity, Seed, Series B
Bulgaria, France, Slovenia

Portfolio highlights

GenePlanet — GenePlanet is a European company active in the field of biotechnology, specializing in genetic testing and research. They specialize in preventive genetic tests that are intended for the end user, but they also offer clinical genetic tests which help doctors with their therapeutic procedures. Their tests adhere to the highest standards of qualityand are based on the latest scientific discoveries. They provide people with information which can help them adjust their lifestyle accordingly and take measures that will provide additional protection from health risks due to genetic predispositions.
Software Group — Software Group is a global technology company that helps financial service providers digitize their business, extend outreach and improve efficiency.
ASTRAL Holidays — ASTRAL Holidays is currently the Bulgarian tour operator. The company is the exclusive partner of Thomas Cook for the Bulgarian market since 2013, a partnership which services close to 200,000 incoming tourist annually. Astral is also an exclusive partner for BCD travel, the second largest player globally in the travel industry, covering 110countries and employing more than 11,000 professionals.

Early stage venture capital fund partnering with founders at Seed and Series A stage. We are not simply the next investor who sends you money and shows up at board meetings. Our team seeks to empower you throughout your journey with actionable, game-changing support.

Investment focus

Software, Information Technology, Analytics
Seed, Funding Round, Pre-Seed
Bulgaria, United States, India

Portfolio highlights

Delivers.AI — Delivery droid operator
Tiger Technology — Turn storage into competitive advantage with Tiger Bridge. Cut costs 60%, improve utilization 10X, seamless cloud extension without changing workflows.
Crackle Technologies — Crackle Technologies is a vibrant digital publisher ecosystem which is essential for a healthy and useful internet.

Crypto market making experts with 5+ years of experience. We provide stable liquidity, tight spreads, and 24/7 coverage for your digital assets. Book a call today.

Investment focus

Blockchain, Financial Services, Cryptocurrency
Seed, Funding Round, Series A
United States, Singapore, Switzerland

Portfolio highlights

Centrifuge — Centrifuge is the platform for tokenized real-world assets, providing the infrastructure and ecosystem to tokenize, manage, and invest into RWAs.
Hybrid — Hybrid is a fintech company that offers a decentralized central AI tool with Web3's ecosystem of AI experts, agents, and data.
Inference Labs — AI hyperscale on decentralized networks - We provide certainty for on-chain AI

Founded in 2005, IAS Ltd. initiated its activity as an aviation consulting company with experienced engineers holding FAA A & P EASA licenses.

Investment focus

Banking, FinTech, Software
Convertible Note
Bulgaria

Portfolio highlights

Software Group — Software Group is a global technology company that helps financial service providers digitize their business, extend outreach and improve efficiency.

New Vision 3 is an Early-stage Venture Capital fund.

Investment focus

Consulting, Service Industry, Agriculture
Seed, Pre-Seed, Funding Round
Bulgaria, Italy, Croatia

Portfolio highlights

Bronia — Bronia is an intelligent acoustic signal processing technology. It uses cutting-edge proprietary technology to detect noises of interest, determine their sources, and act intelligently.
AdScout — AdScout enables businesses to reach new customers through a smart social referral platform
VibeJobs — VibeJobsis a company that provides quick and easy access to the most sought-after professionals in the labor market by leveraging a chatbot-based communication and recruiting automation solution.

MFG Invest was established by a group of angel investors with the goal of financing venture capital.

Investment focus

Energy, Events, GreenTech
Funding Round
France, Bulgaria

Portfolio highlights

Native Teams — With the Native Teams platform, you can easily hire anyone, anywhere as an employer or get an employed status if you're working as a freelancer. Explore our international EOR and PEO services and start working remotely with full compliance.
Tiger Technology — Turn storage into competitive advantage with Tiger Bridge. Cut costs 60%, improve utilization 10X, seamless cloud extension without changing workflows.
Native Teams — Native Teams is the all-in-one global platform for work payments and employment.We help businesses hire, pay, and manage talent across 85+ countries, without setting up local entities. Our platform handles global payroll, compliance, and taxes while empowering international teams and gig workers with flexible financial tools and multi-currencypayment solutions.Whether you're scaling your team or simplifying contractor management, Native Teams makes global hiring simple, secure, and cost-effective.Trusted by 1,500+ companies Operating in 85+ countries Up to 3x lower global employment costsGlobal payroll? Sorted. Compliance? Handled. Payments? Done.

Maven is one of the UK's leading private equity and investment firms. We provide essential capital and expertise to help businesses unlock their potential.

Investment focus

Software, Information Technology, SaaS
Funding Round, Seed, Series A
United Kingdom, United States, Germany

Portfolio highlights

Power Roll — Power Roll has reinvented solar to generate energy anywhere and everywhere, using any surface.
hedgehog lab — hedgehog lab is a global leader in digital consultancy, known for being the 'masters of our craft'. Let's digitally craft a better world.
Powerphotonic — Leaders in wafer-scale freeform optics

Lucid Blue Ventures operates as a venture capital firm.

Investment focus

Blockchain, Gaming, Cryptocurrency
Seed, Funding Round, Angel
Singapore, United States, Spain

Portfolio highlights

Relayz — Relayz is a Web3 communication that is extremely secure, protects privacy, is censorship-resistant, and is decentralized. Relayz utilizes cutting-edge technologies for better scalability.
Credbull — Credbull manages on-chain private credit funds that provide vital financing solutions to creditworthy small and medium-sized enterprises (SMEs).
Ink Finance — Ink Finance is the scalability solution for web3 DAOs, protocols and asset managers, enabling them to customize asset management and governance frameworks through a no-code interface, to effectively establish on-chain credit and financial competence. Ink Finance allows a one-stop and frictionless solution for organized financial activities, with scalability and customizability.

At Urban Impact Ventures we combine creative financial structuring and innovative technology to improve the urban quality of life in Europe.

Investment focus

CleanTech, Information Technology, SaaS
Seed, Pre-Seed, Funding Round
The Netherlands, United States, Bulgaria

Portfolio highlights

BIYU — Transform your business with our modular rental and subscription platform. Proven expertise in warehouse management, asset tracking, and circular economy solutions.
Hardt Hyperloop — Hardt develops a transport system in traveling huge distances completely emission-free, safe, and accessible to everyone. Hardt Hyperloop has emerged from the winning team at the SpaceX Hyperloop Competition, dedicated to realizing the hyperloop.
uIMPACT — Best ESG screening software for Startups and Investors. Measure your impact through the Sustainable development goals and receive expert advice. Start now with uIMPACT

Bulgarian Development Bank (BDB) is a financial institution 99.9%-owned by the Bulgarian state. It was established in 1999 as the Encouragement Bank with main focus to support small and medium-sized enterprises. BDB is among the top four Bulgarian banks in terms of credit rating, rated "BBB" with a positive outlook by Fitch Ratings. It isthe only Bulgarian bank to provide direct financing as well as financing via other credit institutions. BDB is the best-positioned local bank to raise funds from international partners. Its subsidiaries are the National Guarantee Fund, which issues guarantees for bank loans to the non-financial sector; the Micro Financing Institution Jobs, which provide financing to SMEs and start-ups; the Capital Investments Fund as well as the BDB Leasing and BDB Factoring.

Investment focus

Finance, Software, Health Care
Pre-Seed, Debt Financing
Bulgaria

Portfolio highlights

MedLease — MedLease specializes in financing solutions for healthcare SMEs, young healthcare professionals and patients. Doctors, partnering clinics and MedLease all share the same end customer – the patient. The company strives to achieve synergy via helping young professionals improve their qualification, financing smaller clinics purchase modern machinesfor treatment/diagnostics and provide the patients with reliable and transparent socially responsible healthcare financing solutions. MedLease believes that this synergy based business model provides trickle down effects that benefits and improves the quality of life of the end customer.
Evrotrust — Best way to prove who you are and agree to anything, anywhere. Fully legal, secure and personal. Our mobile first eIDAS solution allows: eID, eSign, eTimestamp, eSeal, eDelivery with the highest status – qualified

The European Investment Bank (EIB) offers lending, borrowing, and treasury services primarily within the European Union. It provides project loans for public and private sectors, loans to banks and intermediaries, structured finance products, guarantees, and securitization instruments for debts. Additionally, EIB offers equity and fund investmentproducts, including infrastructure and environmental funds, as well as venture capital funds. EIB also supports microfinance and risk-sharing finance for research and innovation, and provides technical expertise for sustainable energy projects. Its services include infrastructure advisory, urban development support, guarantees for transport infrastructure, and funding for public-private partnerships and small- to medium-sized enterprises. The bank serves various sectors, including transportation, energy, health, education, and agriculture.

Investment focus

Biotechnology, Health Care, Energy
Debt Financing, Post-IPO Debt, Funding Round
France, Germany, The Netherlands

Portfolio highlights

Solynta — Welcome to the homepage of Solynta, leader in hybrid potato breeding and development of hybrid true potato seeds with attractive traits.
Evaxion Biotech — Evaxion Biotech A/S is a clinical-stage AI-immunology™ platform company decoding the human immune system to discover and develop novel immunotherapies to treat cancer and infectious diseases. Based on its proprietary and scalable AI-immunology core technology, Evaxion is developing a broad pipeline of novel product candidates which currentlyincludes three patient-specific cancer immunotherapies, two of which are in Phase I/IIa clinical development. In addition, Evaxion is advancing a portfolio of vaccines to prevent bacterial and viral infections with one program currently in preclinical development against S. aureus (including Methicillin-resistant S. aureus) induced skin and soft tissue infections.
Electrica — Electrica is a holding company involved in projects connected to the provision of power to final consumers as well as the development and operation of electrical distribution networks. It primarily serves as the principal electricity supplier in and throughout the town as well as an electricity distribution operator. The following segments make upthe company's business: electricity and gas supply, which is involved in acquiring and providing electricity and gas to end users, electricity generation, which produces electricity, electricity distribution, which offers services related to electricity distribution, external electricity network services, which provides maintenance, repairs, and other services for electricity networks owned by other distributors, and electricity distribution.

Magnus Capital is a crypto investment firm.

Investment focus

Blockchain, Cryptocurrency, Gaming
Seed, Funding Round, Initial Coin Offering
Singapore, United States, United Kingdom

Portfolio highlights

GenLayer — GenLayer is a platform that focuses on intelligent contracts.
Spicenet — Spicenet enables universal access to the top DeFi venues across all networks, creating better financial outcomes for all.
YeagerAI — YeagerAI is a pioneering AI research lab focused on developing technology that promotes sovereignty, transparency, and decentralization.

Moonrock Capital is a Blockchain Advisory and Investment Partnership based in London and Hamburg.

Investment focus

Blockchain, Information Technology, Cryptocurrency
Seed, Funding Round, Pre-Seed
United States, Singapore, United Kingdom

Portfolio highlights

Rebar Labs — Rebar Labs is a company that offers research services and infrastructure for bitcoin. The company wants to help users in the Bitcoin ecosystem create more effective and better experiences by addressing issues related to maximum extractable value and offering services that guarantee equitable value distribution.
Yellow — Yellow is a financial services provider of software, analytics, and investments in blockchain startups.
Tren Finance — Tren Finance: a secure DeFi liquidity protocol offering seamless asset swaps, yield opportunities, and cross-chain compatibility through automated smart contracts, redefining liquidity for users and institutions.

ZBS Capital - distinguished crypto venture fund, backed by major media resources including CryptoDiffer.

Investment focus

Blockchain, Cryptocurrency, Financial Services
Seed, Funding Round, Initial Coin Offering
United States, Singapore, India

Portfolio highlights

Yellow — Yellow is a financial services provider of software, analytics, and investments in blockchain startups.
KIP Protocol — KIP Protocol is a decentralised AI framework unlocking digital property rights of Knowledge Assets in the AI-powered future.
Alliance Games — Build Beyond Limits. Multiplayer for the Next, Decentralized Era.

We invest in early-stage tech startups with roots in Southeast Europe, working on defensible technology and a clear strategy for entering affluent markets.

Investment focus

Software, Analytics, Information Technology
Seed, Pre-Seed, Funding Round
Bulgaria, United States, United Kingdom

Portfolio highlights

Apricity — APRICITY is the world's first virtual fertility clinic. It aims at disrupting the fertility treatment experience and at improving chances for women and couples who have difficulties to conceive using data and Artificial Intelligence. The project is led by prominent entrepreneurs, medical practitioners, committed executives and data scientistswith a proven track record.
Kardi Ai — With Kardi AI, we aim to offer medical grade cardiac home monitoring for a low cost by utilizing AI to achieve EKG level performance from a low-cost wearable that is available to the patient any time they need it. The Kardi AI kit is available from your cardiologist and contains all you'll need to have at home, cardiac monitoring whenever youneed. Kardi AI's artificial neural network will monitor and diagnose your heart every day, letting you know if you should contact your doctor or go to the emergency room.
WiseBee Hive — WiseBee is building the future of autonomous cybersecurity. Powered by AI agents, WiseBee helps companies monitor their attack surface, assess third-party risk, and fix vulnerabilities - automatically. Designed for mid-market and fintech organizations, WiseBee replaces fragmented tools with a unified, intelligent security platform that saves teamstime, reduces costs, and improves security outcomes.

Silverline Capital provides mezzanine and equity financing solutions to mid-market businesses in Bulgaria.

Investment focus

Retail, Security, E-Commerce
Series A, Funding Round
Bulgaria, United States

Portfolio highlights

Badu — Badu LTD is a fast growing online ecommerce marketplace that operates in Eastern Europe. Badu works with suppliers from around the world to provide fast, reliable and high-quality service for its customers. We deliver a hassle-free shopping experience with the highly preferable option of payment on delivery for intercontinental purchases, whichprovides us with a niche market for customers, seeking security when shopping from abroad.
Alcatraz AI — The Rock is an all-in-one touchless biometric access control device that combines facial biometrics, AI, and machine learning for top-notch security.
Codery — Codery functions as an Employer of Record (EOR), acting as the official employer for hired professionals. The firm handles the administrative and legal parts of employment, such as registration, payroll, and compliance with local labor laws, allowing enterprises to hire without having to establish regional offices or legal entities.

Peech Capital is a digital asset fund that specialises in decentralised finance and blockchain startups.

Investment focus

Cryptocurrency, Gaming, FinTech
Seed, Funding Round, Corporate Round
Singapore, Spain, Estonia

Portfolio highlights

solice — The first cross platform VR metaverse on the Solana blockchain
Kudo Labs — Kudo is building an ecosystem of DeFi and web 3.0 products like Unomi and Bitquity for mainstream crypto adoption.
Primex Finance — Primex is the cross-chain prime brokerage liquidity protocol for cross-DEX margin trading with trader scoring mechanisms.In Primex, lenders provide liquidity to pools where traders can use it for leveraged trading in cross-DEX environments, while lenders then have an opportunity to earn high yields; their interest is generated from margin feesand profits on successful trades.Lenders have the flexibility to manage their risks and return by providing liquidity to a variety of risk buckets, subsets of liquidity pools that regulate trader risk strategies.

A fund dedicated to backing the most brilliant minds in the blockchain space

Investment focus

Blockchain, Cryptocurrency, Gaming
Seed, Funding Round, Initial Coin Offering
United States, Singapore, United Kingdom

Portfolio highlights

A-World — A-world is a super metaverse card tower defense battle game based on BNB CHAIN.
NeuronX — NeuronX Protocol is the pioneering decentralized lending protocol on Dfinity, setting the stage for smart DeFi. By focusing on AI-driven automation and enhanced user experiences, NeuronX aims to revolutionize the DeFi landscape and appeal to a broader audience. At the core of NeuronX is a groundbreaking innovation: AI-Powered Smart LiquidityPlatforms (AILPs). These AILPs are advanced vault strategies operated by intelligent AI algorithms. Users can effortlessly gain leverage by simply depositing a base asset. Behind the scenes, AILPs leverage AI to automate complex transactions and continuously rebalance positions, ensuring optimal leverage without the risk of liquidation. This integration of AI streamlines the process, making advanced financial strategies accessible and hassle-free.
Vue Protocol — Vue Protocol operates as a layer2 for Web3 Social.

Central Europe's leading provider of financing solutions for middle market businesses.

Investment focus

Manufacturing, Telecommunications, Health Care
Funding Round, Debt Financing, Private Equity
Poland, Bulgaria, Hungary

Portfolio highlights

5 to go — Let's find out the story of 5 to go - a business born and raised with pride in Romania
Fomtech — Fomtech is a producer of branded technical textile products in the automotive and infrastructure cable industries.
Cenatorium — Cenatorium is a property tech company. They offer digital real estate information. They are supplying tools that enable the accelerated and automated use of conventional real estate operations, particularly in the financial industry. They provide real estate valuation, including automatic valuation, real estate portfolio monitoring, and propertyassessment in terms of damage risks.

Varys Capital is a total return fund providing secure access to the digital asset class through its dual approach to investment returns in venture capital.

Investment focus

Blockchain, Software, FinTech
Seed, Pre-Seed, Initial Coin Offering
Spain, Panama, Bulgaria

Portfolio highlights

tread.fi — Explore tread.fi's institutional-grade trading platform designed to seamlessly integrate into your workflow, automate trade execution, and minimize slippage. Learn more.
Ledger Works — Blockchain consumers face significant and increasing cyber-crime. And Web3 security efforts focus on DeFi providers, not retail users. A crypto account holder should be able to receive the same fraud alerts and protection they have come to expect from their bank or credit card accounts. Our service provides account notification and cyber-crimeprotection to Crypto account holders.
Blueberry Protocol — Access premium DeFi opportunities, tokenized yield strategies, and comprehensive tools for the Hyperevm onchain ecosystem.

RR2 Capital is a venture capital firm that provides investment services.

Investment focus

Blockchain, FinTech, Bitcoin
Seed, Funding Round
Bulgaria, Seychelles, Switzerland

Portfolio highlights

STAGE — Always-on music competitions powered by the blockchain. Vote for your favorite artists and share their success.
Dolomite.io — The home of DeFi yield - access great lending and borrowing yields, strategies, tools, and opportunities.
NXI — Nexus Interactive gives collective growth and accrued value to its ecosystem.

Marshland Group is a venture capital firm focused on early-stage companies with dynamic teams and disruptive ideas.

Investment focus

Cryptocurrency, Blockchain, Information Technology
Seed, Pre-Seed, Funding Round
United Kingdom, United Arab Emirates, Bulgaria

Portfolio highlights

Me3 — Me3 is a crypto wallet to purchase, send, receive, and exchange tokens and NFTs.
Stabble — stabble is a protocol revolutionizing liquidity pools by introducing protocol-managed and arbitrage pools. This allows stabble to tackle critical inefficiencies prevalent within Solana's decentralized exchanges.
CrossCurve Metelayer — Founded in 2021, EYWA helps Web3 projects scale up by enabling them to operate, get listed, and traded on all connected blockchain networks with a single liquidity pool. Additionally, EYWA provides a truly decentralized data protocol for secure messaging.In partnership with Curve Finance, one of the largest decentralized exchanges, EYWA isintroducing a new paradigm of non-algorithmic cross-chain assets aimed at solving the problem of liquidity fragmentation. Their cross-chain protocol stands out as the most decentralized solution in the market.- Received 6 grants from biggest L1/L2 blockchain networks including NEAR Foundation, Aurora, Harmony One, Algorand, Boba Network, and others - Winning hackathons: Ethglobal Marketmake, Polygon’s BUIDL IT hackathon, Metis hackathon

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