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Top 10 FinTech Angel Investors in Bulgaria (October 2026)

The most active angel investors investing in Bulgaria FinTech startups. This investor list is updated monthly from the Shizune investor database, ranked by number of investments in Bulgaria FinTech startup companies. Find investors to raise a Pre-Seed, Seed or Angel round with Shizune.
Investor Relevant Deals Geography Stage Focus Round Size
Zoran Arsovski
Angel
3 Bulgaria, Turkey, United States Seed, Angel, Pre-Seed Software, FinTech, Internet $204k–$6.9M
Georgi Atanasov
Angel
2 Bulgaria Angel, Pre-Seed SaaS, Software, Venture Capital
Emil Tabakov
Angel
2 Bulgaria Angel, Pre-Seed SaaS, Software, Venture Capital
Svetozar Georgiev
Angel
2 United Kingdom, Bulgaria, Greece Seed, Pre-Seed, Angel Software, SaaS, FinTech $112k–$3.3M
Konstantin Dzhengozov
Angel
1 Bulgaria Seed FinTech, Finance, Financial Services
Hristo Kosev
Angel
1 Bulgaria, United States Angel, Pre-Seed SaaS, Software, Mental Health
Hesham Zreik
Angel
1 United States, India, Nigeria Pre-Seed, Seed, Series A Information Technology, Software, E-Commerce $10k–$5M
Heslin Kim
Angel
1 India, Estonia, Georgia Seed, Angel, Pre-Seed Blockchain, Cryptocurrency, Web3 $1.8M–$12M
Pressian Karakostov
Angel
1 Bulgaria, United Kingdom Seed, Pre-Seed Software, B2B, SaaS $529k–$2.5M
Danish Chaudhry
Angel
1 United States, Bulgaria, India Seed, Pre-Seed, Venture - Series Unknown Blockchain, Cryptocurrency, Web3 $1.5M–$10M
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Investor list

Zoran Arsovski
Angel · Sofia, Grad Sofiya, Bulgaria · 3 investments in Bulgaria FinTech startups

Zoran and his team focus on Digital Marketing Consulting for B2B growth-stage companies supported by the leading technology VC funds.

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Investment focus

  • Industry: Software, FinTech, Internet
  • Stage:Seed, Angel, Pre-Seed
  • Geography: Bulgaria, Turkey, United States

Investor stats

  • Total investments: 11
  • Round size: Seed $870k–$6.9M; Angel $204k–$430k; Pre-Seed $660k–$901k
  • Lead/follow: 0% lead, 100% follow

Portfolio highlights

  • Magfi — A search engine that analyzes communities into WhatsApp, Telegram, and Discord with AI, ML, and NLP and places ads with micro-targeting.
  • Visibilio — At Visibilio, we are at the forefront of a seismic shift in how companies connect with their clients. Our mission is simple: to empower companies, organizations, and individuals to seamlessly create, repurpose, and distribute meaningful content—turning their audiences into loyal clients. We believe that building your own audience shouldn’t be hardor expensive, and is much more efficient compared to buying it from platforms like Google/Facebook.Who We AreVisibilio was founded by a team of experienced professionals: Alexei Lazarov, former editor-in-chief of Bulgaria’s leading business media Capital; Zoran Arsovski, a marketing professional, entrepreneur, and investor; and Stoyan Kondev, a skilled software developer and BPM consultant. Together, they bring a unique blend of editorial expertise, business acumen, and technological innovation to drive transformative change.What We Do (And Why)Visibilio builds an AI-powered agentic workforce that transforms the way content is created and distributed. With our swarms and constelations of AI agents, telling interesting stories and building loyal audiences is no longer time-consuming or costly. We believe that the way people consume information and how businesses connect with clients is undergoing a profound transformation. In the coming years, it will be essential for companies to think like publishers—creating consistent, meaningful content, building their own audiences, and converting them into loyal customers.At Visibilio, we are developing the tools to make this shift seamless, helping businesses save time, effort, and resources while staying ahead in an evolving digital landscape.
  • Native Teams — Hire anyone, anywhere with Native Teams. Use EOR and PEO services to employ global talent or get compliant employment as a freelancer.
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Georgi Atanasov
Angel · Sofia, Grad Sofiya, Bulgaria · 2 investments in Bulgaria FinTech startups

Georgi Atanasov

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Investment focus

  • Industry: SaaS, Software, Venture Capital
  • Stage:Angel, Pre-Seed
  • Geography: Bulgaria

Investor stats

  • Total investments: 2
  • Lead/follow: 0% lead, 100% follow

Portfolio highlights

  • Icanpreneur — icanpreneur is a global digital accelerator SaaS platform that guides tech entrepreneurs through investment to product and market fit. icanpreneur was founded in 2021 and was headquartered in Grad Sofiya, Bulgaria.
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Emil Tabakov
Angel · Sofia, Grad Sofiya, Bulgaria · 2 investments in Bulgaria FinTech startups

Senior Product Manager @ Coursera (NYSE: COUR). Ex-Telerik/Ex-Progress (NASDAQ: PRGS) Emil is passionate about building products that people love, building effective teams, talent development and working on open source products.

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Investment focus

  • Industry: SaaS, Software, Venture Capital
  • Stage:Angel, Pre-Seed
  • Geography: Bulgaria

Investor stats

  • Total investments: 2
  • Lead/follow: 0% lead, 100% follow

Portfolio highlights

  • Icanpreneur — icanpreneur is a global digital accelerator SaaS platform that guides tech entrepreneurs through investment to product and market fit. icanpreneur was founded in 2021 and was headquartered in Grad Sofiya, Bulgaria.
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Svetozar Georgiev
Angel · Sofia, Grad Sofiya, Bulgaria · 2 investments in Bulgaria FinTech startups

Svetozar Georgiev is the Chairman of the Board at BESCO. He attended American University in Bulgaria, Truman State University, and Technology School Electronic Systems (TUES), both associated with Technical University-Sofia.

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Investment focus

  • Industry: Software, SaaS, FinTech
  • Stage:Seed, Pre-Seed, Angel
  • Geography: United Kingdom, Bulgaria, Greece

Investor stats

  • Total investments: 18
  • Round size: Seed $112k–$3.3M; Angel $174k–$204k; Pre-Seed $138k–$1.1M
  • Lead/follow: 28% lead, 72% follow

Portfolio highlights

  • Payhawk — Payhawk is a spending software that simplifies expenses, payments, and card spending for growing businesses. The company's platform enables financial officers and business owners to manage the entire spending lifecycle end-to-end. It collects and analyzes receipts, invoices, and card transactions to help stay in control of the budget with nopaperwork for the employees. With its paperless corporate card linked to an automated expense management, Payhawk provides a product on top of existing banks.Payhawk was founded in 2018 and is headquartered in London, England.
  • Reloyalty — We turn every bank card in Europe into a loyalty card. Reloyalty is a fully automated and personalised loyalty platform on top of card payments leveraging Open Banking / PSD2. We enable users to connect existing bank cards to Reloyalty and unlock 10-50% in reward value from their every day shopping. Participating retailers and banks can getaccess to data about their most valuable customers based on purchasing patterns and launch loyalty campaigns with measurable ROI.Reloyalty was founded with the goal of helping businesses identify their most passionate customers and helping those people get treated as such. They believe that the their relationship with the places where they shop, eat and meet with people are more than transactional.
  • Icanpreneur — icanpreneur is a global digital accelerator SaaS platform that guides tech entrepreneurs through investment to product and market fit. icanpreneur was founded in 2021 and was headquartered in Grad Sofiya, Bulgaria.
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Konstantin Dzhengozov
Angel · 1 investments in Bulgaria FinTech startups

Konstantin Djengozov is a Co-Founder and Chief Financial Officer at Payhawk.

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Investment focus

  • Industry: FinTech, Finance, Financial Services
  • Stage:Seed
  • Geography: Bulgaria

Investor stats

  • Total investments: 1
  • Lead/follow: 0% lead, 100% follow

Portfolio highlights

  • PlanDelta — PlanDelta is a next-generation financial consolidation, planning and analysis platform that helps companies budget for success through continuous agile planning and reporting all round the year.
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Hristo Kosev
Angel · 1 investments in Bulgaria FinTech startups

Hristo Kosev is a Co-Founder at Healee.

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Investment focus

  • Industry: SaaS, Software, Mental Health
  • Stage:Angel, Pre-Seed
  • Geography: Bulgaria, United States

Investor stats

  • Total investments: 2
  • Lead/follow: 0% lead, 100% follow

Portfolio highlights

  • Sentur — Own your healing journey beyond your time with a therapist with this evidence-based IFS-inspired app. A powerful self-guided self-therapy app with rich Parts & Self-work functionalities, meditations, and more. Trauma healing support companion app with a 14-day free trial.
  • Icanpreneur — icanpreneur is a global digital accelerator SaaS platform that guides tech entrepreneurs through investment to product and market fit. icanpreneur was founded in 2021 and was headquartered in Grad Sofiya, Bulgaria.
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Hesham Zreik
Angel · Dubai, Dubai, United Arab Emirates · 1 investments in Bulgaria FinTech startups

Hesham Zreik is the CEO of FasterCapital. He previously worked at DreamApps as a Project Manager. Hesham attended the University of Westminster.

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Investment focus

  • Industry: Information Technology, Software, E-Commerce
  • Stage:Pre-Seed, Seed, Series A
  • Geography: United States, India, Nigeria

Investor stats

  • Total investments: 1171
  • Round size: Seed $20k–$2M; Pre-Seed $10k–$1M; Series A $170k–$5M
  • Lead/follow: 53% lead, 47% follow

Portfolio highlights

  • Groccery store — Groccery store is a local Groccery store based in Hlotse, Leribe, Lesotho, designed to address a key challenge in the community
  • Excel And Impact Agro — Excel And Impact Agro aims to tackle the chronic shortage of vegetable production in Côte d'Ivoire.
  • Mercy Community School — Mercy Community School is a community-driven education initiative based in Linda Compound, Lusaka, Zambia.
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Heslin Kim
Angel · 1 investments in Bulgaria FinTech startups

With deep engagement within the DLT/blockchain sector since late 2016, Heslin’s key strengths have culminated in his full engagement in accelerating the global tokenization of securities in traditional capital markets. He is a well-known KOL across the Asia Pacific having spoken at over 30 conferences championing tokenized digital securities.Operationally he has helped scale and accelerate previous blockchain businesses across over a dozen countries in the Asia Pacific region. In his previous capacities, he has led business development, sales, and strategic partnerships for both global and regional partnerships based in China, Japan, Singapore, Australia, Korea, Hong Kong, Philippines, Vietnam, Thailand, Malaysia, Indonesia, and Taiwan. To date, his work with various clients and partners has aggregated $27bn+ USD in tokenized assets.

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Investment focus

  • Industry: Blockchain, Cryptocurrency, Web3
  • Stage:Seed, Angel, Pre-Seed
  • Geography: India, Estonia, Georgia

Investor stats

  • Total investments: 7
  • Round size: Seed $1.8M–$12M
  • Lead/follow: 0% lead, 100% follow

Portfolio highlights

  • NeoFi — Buy, Sell, Trade and Invest in Bitcoin, Ethereum, Shiba Inu, Dogecoin, Cardano, Polygon and 100s other cryptocurrency from India's best cryptocurrency exchange.
  • Crestal — Crestal offers a decentralized platform that meets the objectives of Web3 applications through modular service architecture. The Crestal blockchain monitors and scores services using a Proof of Performance (PoP) consensus process.
  • Optimum — The Universal Data Acceleration Network | Powered by RLNC
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Pressian Karakostov
Angel · Varna, Varna, Bulgaria · 1 investments in Bulgaria FinTech startups

Pressian Karakostov is a Founder and Chairman at PhoneArena company. Pressian previously worked at PubGalaxy as a Founder and Chairman. He attended Harvard Business School Executive Education in 2017.

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Investment focus

  • Industry: Software, B2B, SaaS
  • Stage:Seed, Pre-Seed
  • Geography: Bulgaria, United Kingdom

Investor stats

  • Total investments: 4
  • Round size: Seed $529k–$2.5M
  • Lead/follow: 0% lead, 100% follow

Portfolio highlights

  • Outdid — Verify identities with no storage, processing, or access of private personal information
  • Swipe.bg — Swipe.bg is the first Bulgarian platform for buying and selling second-hand mobile phones.
  • Icanpreneur — icanpreneur is a global digital accelerator SaaS platform that guides tech entrepreneurs through investment to product and market fit. icanpreneur was founded in 2021 and was headquartered in Grad Sofiya, Bulgaria.
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Danish Chaudhry
Angel · London, England, United Kingdom · 1 investments in Bulgaria FinTech startups

Danish Chaudhry is a GP & Co-Founder at Paper Ventures.

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Investment focus

  • Industry: Blockchain, Cryptocurrency, Web3
  • Stage:Seed, Pre-Seed, Venture - Series Unknown
  • Geography: United States, Bulgaria, India

Investor stats

  • Total investments: 30
  • Round size: Seed $1.6M–$7M; Pre-Seed $1.5M–$3.3M; Venture - Series Unknown $5.5M–$10M
  • Lead/follow: 7% lead, 93% follow

Portfolio highlights

  • Nexio — Making Bitcoin Productive
  • Turtle Club — Aggregated, diligenced, personalized onchain yield management.
  • Neutral Trade — Quant Strategies Marketplace backed by @yzilabs @incubator @drwtrading | Official Links: https://t.co/LducMMG0ly
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FinTech Angel investor funding in Bulgaria at a glance

Stats across 7 deals from 16 investors.

16
investors
in Bulgaria FinTech startups
7
deals
in Bulgaria FinTech startups
$901k
median round
in Bulgaria FinTech startups
0%
lead investors
lead at least one round
57%
Seed
most common funding stage

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