Top 25 Financial Services Startup Investors in Romania (June 2026)

Portfolio highlights

• parol — A platform that streamlines clinical procedures, records the consultation in real time, files all the paperwork for the doctor, and brings in more patients.
• Cyscale — At Cyscale, we believe that a safer Cloud means a safer World. We need to do something extraordinary to have a better, easier and more secure way of designing & deploying any Cloud Infrastructure in AWS, Azure, GCP, OpenStack, VMWare, IBM Cloud, Oracle Cloud and even Alibaba Cloud.That is why we create amazing tools so that everybody canbuild & deploy cloud infrastructure with security in mind, knowing the costs upfront, while maintaining continuous regulatory compliance. All done automatically with just a few clicks.We are the first Cloud Management, Security and Compliance company empowering both regular people and cloud professionals with visual tools to meet this level of cloud automation and security.We're Cyscale, born in the Cloud to protect the Cloud!Join our team or pre-register for the product launch: https://cyscale.com
• FintechOS — FintechOS is the AI platform for financial product operations. Design, price, launch, and evolve financial products with governed AI and reduced core dependency.

Portfolio highlights

• Alcatraz AI — The Rock is an all-in-one touchless biometric access control device that combines facial biometrics, AI, and machine learning for top-notch security.
• Swipe.bg — Swipe.bg is the first Bulgarian platform for buying and selling second-hand mobile phones.
• Dronamics — Dronamics offers an all-in-one solution for the middle-mile powered by our Black Swan cargo drone, a network of droneports, and fully mobile control and cargo systems.

Portfolio highlights

• FintechOS — FintechOS is the AI platform for financial product operations. Design, price, launch, and evolve financial products with governed AI and reduced core dependency.
• Dataworks Research SRL — Soleadify provides business data enrichment with unprecedented coverage of SMBs, accurate classification and in-depth insights based on real-time updates.Always driven by the complexity of AI and Machine Learning, we build more efficient ways of getting more data and get more out of it. Urged on reliability and complete-ness, our datasets haveyet to be beaten in terms of accuracy and classification by industry mammoths.
• TypingDNA — TypingDNA provides typing biometrics authentication as a service, enabling companies to recognize people by the way they type. The company's authentication technology compares how people type on their keyboards against previous recordings. Works on both mobiles and PCs. Headquartered in New York, United States, with offices in Romania, EU.

Portfolio highlights

• Hunch — Hunch empowers you to automate your creative production and media management, to get performance uplifts faster than ever. Get started now.
• Leanpay — The easiest way to pay online in installments is here! Get ready for a new shopping experience! Completely digital, fast, and easy in your favorite stores.
• SeedBlink — All-in-one solution for fundraising, managing and trading equity. Explore promising tech startups and flexible funding opportunities with SeedBlink.

Portfolio highlights

• AERON — ÁERON’S DESIGN IS CHARACTERIZED BY THE UNIQUE COMBINATION OF SUPERB QUALITY, INNOVATIVE CRAFTMANSHIP, AND EFFORTLESS ELEGANCE. EVERY COLLECTION FOCUSES ON REINVENTING TRADITIONAL TAILORING TECHNICS WHILEONLY USING FINEST MATERIALS SUCH AS A DISTINCTIVE SUEDE JAPANESE LEATHER THAT HAS BECOME A SIGNATURE FABRIC OF ÁERON. THE DIFFICULT BALANCE OFCREATING ONE ARTFUL PACKAGE, WHERE WORK AND PLAY HARMONIZES TOGETHER, FORMS THE MINIMAL YET FEMININE SENSUALITY OF A DECADE-DEFINING ÁERON LOOK. ÁERON ENCOMPASSES A RICH VARIETY OF HIGH-WAISTED TAILORED PANTS, ASYMMETRICAL COATS, OVERSIZE SWEATERS, AND MINIMALISTIC DRESSES.
• Samebug, Inc. — Samebug is a software startup company that builds a platform to help developers to find and share solutions to software problems. Simply take a stack trace from a crash, plug it into Samebug (either via a browser or plugin to IntelliJ IDEA or Android Studio) and it will search across over a Million (and growing) solutions to determine if theproblem causing the crash has been solved by another engineer or not. If it has, Samebug will present the solution, if the problem has not been solved, Samebug will connect you with experts who can help.
• Statzup — Domain name StatZup.com is a dynamic and impactful choice for startups looking to make a bold statement in the world of statistics and data analysis. The name suggests a sense of urgency and excitement, urging users to stay on top of the la

Portfolio highlights

• deskbird — Most intuitive and people-centric - deskbird's hybrid workplace solution that employees will love. For all flexibe companies, from startup to corporate.
• FLOWX.AI — FLOWX.AI wraps and orchestrates legacy systems, making it incredibly easy for enterprises to create web and mobile front-ends for mission-critical business flows. The revolutionary AI-enabled Apeiron UX engine is able to automatically create a modern, intuitive front-end for customers and employees, helping to consolidate in a unified UI all thebusiness logic cross-systems.This enables companies with complex technology landscapes to create and launch mission-critical digital products fast, and then facilitate an easy path forward to full digital transformation.The revolutionary novel approach is 100x faster and cheaper than existing alternatives. FLOWX.AI allows delivery of enterprise-grade mobile and web digital front-ends as fast as 10 weeks, and requires much smaller engineering teams.
• SEON — SEON Fraud Prevention tools help organisations reduce the costs and resources lost to fraud. Spot fake accounts, slash manual reviews and cut chargebacks now.

Portfolio highlights

• Beez — Beez is a mobile APP that targets people who shop online and finances online shopping with credit cards. We give them an alternative for the buy now, pay later model with, NO interest, NO late fees, No commissions.Our approach is to eliminate the bank from the equation(user-bank-retailer) and support the financing costs of these loans directlyfrom the retailer as a wholesale discount to us.The problem as we see it that 70% of credit card owners end up paying interest and 25% interest rate is only the starting point they even go up to 50%Right now people get money from the bank with interest and pay for products, our approach is to pay the merchant, an get a wholesale discount, our user get the products and pay us back in 60 day with no costsOur product gives the same benefits as a credit card : - cash back on every transaction - Automated saving solution - credit at POS with NO interestTo retailers we bring : - sales - loyal customers - increase on the recovery on abandoned carts
• EZ Texting — Featuring fast registration and powerful tools, EZ Texting is the best mass texting service for sending bulk SMS marketing messages and MMS messaging. Start your free trial today!
• The Lifetime Value Co. — Our goal is to help people discover, understand and use data in their everyday lives. We provide data about people, homes, vehicles, businesses and more.

Portfolio highlights

• MOOV Leasing — MOOV Leasing develops and operates a digital platform that offers car leasing services. It offers multiple options to choose from and provides full details of available packages. MOOV Leasing was founded in 2022 and is based in Bucharest, Romania.

Portfolio highlights

• Aggero — Turn every piece of video content into actionable insights for your next campaign
• Tokinomo — Discover Tokinomo, the in-store interactive robotic promotional display helps FMCG products stand out on the shelves for an average 200% increase in sales.
• Vatis Tech — Speech-to-text recognition API with custom AI models and real-time transcription for the English language. Get started now for FREE!

Portfolio highlights

• Instant Factoring — Instant Factoring is a fintech factoring platform providing liquidity to small entrepreneurs in max 24h, powered by robot-underwriting, transactions transparency using the blockchain, and developing machine learning based credit risk algorithms. We enable entrepreneurs to reap the rewards of their hard work immediately, turning their invoices intocash as the easiest step to getting the money they need quickly, without the burden of bureaucracy, extremely long analysis and response time.Instant Factoring’s mission is to enable the development of small businesses by providing them with flexible and innovative financing solutions.The company estimates that more than 15.000 small businesses will use its services by the end of 2022, with an average value of invoice financed of approximately EUR 2.000. Distinguishing features of the platform include: the unique and patented internal credit-scoring tool, leveraging artificial intelligence and predictive analytics to provide fast credit decisions; registering the invoice portfolio ledger on the blockchain as an anti-fraud / double sale of an invoice, while in the near future we intend to implement smart contracts and payment ledger on the blockchain. Data and information is gathered from multiple sources and processed efficiently to rate customer invoices, and provide up front transparency on pricing. The internal algorithm is continuously improving through machine learning, bringing significant competitive advantage to the business.

Portfolio highlights

• Instant Factoring — Instant Factoring is a fintech factoring platform providing liquidity to small entrepreneurs in max 24h, powered by robot-underwriting, transactions transparency using the blockchain, and developing machine learning based credit risk algorithms. We enable entrepreneurs to reap the rewards of their hard work immediately, turning their invoices intocash as the easiest step to getting the money they need quickly, without the burden of bureaucracy, extremely long analysis and response time.Instant Factoring’s mission is to enable the development of small businesses by providing them with flexible and innovative financing solutions.The company estimates that more than 15.000 small businesses will use its services by the end of 2022, with an average value of invoice financed of approximately EUR 2.000. Distinguishing features of the platform include: the unique and patented internal credit-scoring tool, leveraging artificial intelligence and predictive analytics to provide fast credit decisions; registering the invoice portfolio ledger on the blockchain as an anti-fraud / double sale of an invoice, while in the near future we intend to implement smart contracts and payment ledger on the blockchain. Data and information is gathered from multiple sources and processed efficiently to rate customer invoices, and provide up front transparency on pricing. The internal algorithm is continuously improving through machine learning, bringing significant competitive advantage to the business.

Portfolio highlights

• Instant Factoring — Instant Factoring is a fintech factoring platform providing liquidity to small entrepreneurs in max 24h, powered by robot-underwriting, transactions transparency using the blockchain, and developing machine learning based credit risk algorithms. We enable entrepreneurs to reap the rewards of their hard work immediately, turning their invoices intocash as the easiest step to getting the money they need quickly, without the burden of bureaucracy, extremely long analysis and response time.Instant Factoring’s mission is to enable the development of small businesses by providing them with flexible and innovative financing solutions.The company estimates that more than 15.000 small businesses will use its services by the end of 2022, with an average value of invoice financed of approximately EUR 2.000. Distinguishing features of the platform include: the unique and patented internal credit-scoring tool, leveraging artificial intelligence and predictive analytics to provide fast credit decisions; registering the invoice portfolio ledger on the blockchain as an anti-fraud / double sale of an invoice, while in the near future we intend to implement smart contracts and payment ledger on the blockchain. Data and information is gathered from multiple sources and processed efficiently to rate customer invoices, and provide up front transparency on pricing. The internal algorithm is continuously improving through machine learning, bringing significant competitive advantage to the business.

Portfolio highlights

• OxidOS Automotive — OxidOS supplies a Secure Operating System and Development Tools for OEMs and auto software creators.
• Hyperhuman — Build, personalize, deliver, and grow modern health, wellness, and fitness products without building the stack. Hyperhuman combines workout API, exercise API, white-label fitness app delivery, AI content creation, and adaptive personalization in one platform.
• MeetGeek — MeetGeek is an AI meeting assistant that automatically video records, transcribes, summarizes, and provides key insights from every meeting.

Portfolio highlights

• Harbr — The Harbr data commerce platform powers high-margin data businesses by enabling customized data product design and delivery at scale to drive significant revenue
• BRYTER — BRYTER is the AI productivity suite for legal work, made actionable through rule-based workflows.
• Copper — We provide digital asset custody and trading solutions that reduces counterparty risk, boosts capital efficiency and gives institutions control of their crypto.

Portfolio highlights

• Autenti — Autenti is a platform for document authorization and contracting via the Internet. It facilitates the signing of many papers and accelerates the working mode in companies.
• Smart Bill — Rezolva tot ce tine de facturare online, gestiune online si contabilitate online cu aplicatiile de business SmartBill.
• Perfect Gym Solutions — PerfectGym | Fitness & Gym Management Software

Portfolio highlights

• Swan Chain — FilSwan provides a layer 2 cross-chain infrastructure for Web3 projects by integrating data, computing, and payment into one suite. FilSwan offers a complete solution that enables web3 developers to integrate decentralized storage, edge computing, and payment across multiple chains with ease.
• CodexField — CodexField delivers next-generation infrastructure for social asset tokenization. It introduced the first social wallet on Telegram, unleashing the full potential of Web3 social and trading experiences. This breakthrough paves the way for mass Web3 adoption.Social Asset Tokenization and Revenue SharingWeb3 apps are built on the principles ofdecentralization and tokenization. CodexField allows users to tokenize on-chain assets such as pictures, music, and articles stored on Greenfield. The Trading Hub connects Greenfield with DeFi chains like BSC, creating liquidity for tokenized assets. DeFi transactions manage key aspects like ownership, usage rights, and creation rights. A compelling use case is that if AI-generated content utilizes these assets, the original creators receive a share of the revenue, opening up new possibilities for Web3 applications.Social Wallet Features and Telegram IntegrationCodexField Wallet offers direct access to EVM-compatible dApps within Telegram. It seamlessly integrates social interaction with asset management. Users can explore dApps, track on-chain activities, and share assets with friends. Whether trading, learning from peers, or collaborating on strategies, CodexField transforms Telegram into a hub for managing digital assets.
• aZen Protocol — aZen Protocol is a decentralized infrastructure for ubiquitous computing that utilizes blockchain technology to create a shared economy of computing power. It connects and manages resources globally to form a stable, distributed network that can support various applications such as DePIN, AI and Edge Computing.

Portfolio highlights

• Rena Labs — Rena was creating the execution environment (TEE) abstraction Layer, designed to streamline deployment and execution workflows. This innovation aimed to enable a broad spectrum of verifiable AI use cases by providing a secure and efficient framework. Rena’s approach bridged the gap between advanced AI applications and the need for trusted, seamlessexecution, offering a foundation for reliability and scalability in AI-driven solutions.
• Kindred — Kindred Labs is building the default interface for human–AI interaction — always-on, trusted companions that unify productivity, commerce, and emotional connection into a single relationship. As the only AI company officially trusted by 25+ iconic IPs, including Sanrio, Warner Bros., LINE Friends, and Pudgy Penguins, Kindred Labs sits on a uniquecultural and distribution moat powered by billions of existing fans worldwide.Kindred’s growth has been consistently explosive: the company has attracted millions of registered users within weeks of opening access, climbed into the Top 10 on DappRadar with hundreds of thousands of on-chain daily and monthly active users and millions of on-chain transactions in a single month, and driven an NFT free-mint that organically reached above a 1.3 ETH floor, alongside outsized gains in brand mindshare and category visibility (including a #1 gainer ranking on Kaito).Backers and partners include SEI Foundation, Protocol Labs, 0G Foundation, Techstars, Orange DAO, Sky Mavis, CoinMarketCap Labs, Nvidia Inception, ElevenLabs, and others. Kindred Labs is founded by Max Giammario, whose M.A./Ph.D.-level research focuses on human–AI interaction, and is built by a team of experts from companies such as Apple and Disney.
• Cluster Protocol — Cluster Protocol is the co-ordination layer for AI agents, a carnot engine fueling the AI economy making sure the AI developers are monetized for their AI models and users get an unified seamless experience to build that next AI app/ agent within a virtual disposable environment facilitating the creation of modular, self-evolving AI agents.

Portfolio highlights

• RomDefi — Our company is engaged in the development of software in the field of blockchain technology. We are currently working on nft game Rich Hens.

Portfolio highlights

• MOOV Leasing — MOOV Leasing develops and operates a digital platform that offers car leasing services. It offers multiple options to choose from and provides full details of available packages. MOOV Leasing was founded in 2022 and is based in Bucharest, Romania.

Portfolio highlights

• Utexo — Utexo develops payment infrastructure that enables stablecoin transactions to settle directly on the Bitcoin network. The platform provides an API and related tools that allow payment operators, exchanges, wallets, and financial platforms to process USDT transfers through Bitcoin-based rails. Its system integrates technologies such as the LightningNetwork and the RGB protocol to support instant settlement, encrypted transaction execution, and predictable transaction costs. Utexo also offers cloud infrastructure and developer tools that manage routing, liquidity, and node operations required for stablecoin payments on Bitcoin. These services allow organizations to integrate Bitcoin-based stablecoin settlement into existing applications without operating or maintaining underlying blockchain infrastructure.
• Oh — Oh is the decentralized and uncensored AI products can offer a range of benefits, such as enhancing privacy, encouraging innovation, and promoting freedom of information.
• Bleap — Connect your wallet. Buy crypto easily. Send it to your friends. Pay for dinner. Split bills.

Portfolio highlights

• Coinzix — Coinzix - one of the most convenient and reliable crypto platforms with guaranteed liquidity and low commissions. Come in and make sure.
• VisionGame — VisionGame brings the traditional game publishing experience, boosted for the blockchain. VisionGame provides unique products, technical and creative services, all to support the ever-growing gaming blockchain industry, raising the bar one game at a time.
• MetaFi — MetaFi operates as a Trading Metaverse. Trading Metaverse is a new kind of social trading experience governed by its users.

Portfolio highlights

• RomDefi — Our company is engaged in the development of software in the field of blockchain technology. We are currently working on nft game Rich Hens.
• Order Handler — Order Handler is a E-commerce Start Up based in Shanghai.
• Keo Technology Group — Keo Technology Group is an ed-tech startup that aims to create innovative solutions for the education industry. Through its many products, Keo Plus and Dash, we are on a mission to transform career discovery and upskilling through providing an inclusive ecosystem built and sustained by the students, teachers, and supporters. Backed by AminoCapital(early-investors of Chime Bank, Zoom, Webflow) and Mandra Capital, we are a team of curious, ambitious, and bold individuals with a common vision: Learn and Redefine. We promote a culture of life-long learning and positive transformation, hoping to empower everyone to achieve their daring dreams. Dash is our skill-sharing marketplace. We believe that everybody has skills that can empower others. Dash seeks to make education more fun through a unique incentive scheme built on common prosperity. Start earning as a teacher, student, investor, or supporter; learn and earn without boundaries!

Portfolio highlights

• Intraverse — The evolution of acquisition, engagement and loyalty.
• Lendit — Lendit is a credit-sharing platform where companies and professionals can lend and apply for liquidity in a simple, fast and tailor-made manner. Specifically, Lendit provides a web-based platform to match corporate loan requests with companies, professionals or institutional investors who want to lend liquidity. Lendit's objective is to makeaccess to credit inclusive and accessible to all 'fragile' micro enterprises and entrepreneurs to credit. In fact, Lendit's target is microcredit, with applications ranging from a minimum of EUR 1,000 to a maximum of EUR 50,000. To date, almost two million enterprises are unable to obtain the desired credit. Of these, the greatest difficulty encountered is with applications under 20,000€. Lendit is also structured and built to be not only a "simple' p2p lending platform, but also to be integrated with financial institutions (thanks to partnerships with banks and intermediaries) in order to so as to create an open, multi-platform system that allows users to use innovative p2p lending services directly from their home banking
• Seed Venture — Seed Venture is a blockchain-based platform that decentralizes fundraising activities for startups and SMEs by providing liquidity matching between investors and startups.

Portfolio highlights

• Rocket — Rocket is an on-chain prediction market platform enabling real-time price forecasts with continuous, accuracy-based rewards.
• Squads — Collaborative infrastructure for web3 native teams
• Legend. trade — Legend. trade is a crypto trading company by decentralized exchange.

Portfolio highlights

• Autenti — Autenti is a platform for document authorization and contracting via the Internet. It facilitates the signing of many papers and accelerates the working mode in companies.
• FINQware — Finqware - Your preferred CEE open banking provider. We empower companies to leverage open banking for cash management and treasury management automation.
• Twisto — Twisto is on a mission to challenge the status quo of everyday finances via exceptional customer experience by being at the forefront in delivering cutting edge technology. Pay simply, fast and securely.