Top 35 Financial Services Startup Investors in Romania (July 2026)

Portfolio highlights

• YAROOMS — YArooms is a web based booking software package that makes it easy for you to manage rooms and resources and to book a room anywhere, even if it is in a different time zone or location. It prevents double bookings and allows revenue tracking through its Reports feature. YArooms allows for granular access of your users to the meeting rooms byorganizing users into types and soon groups. Meeting rooms can have owners, restricted users will require approval from the room owners for each meeting. If you use Outlook for work, you can bring YArooms into your email client by installing our dedicated plugin. You’ll be able to use YArooms without opening up the web application. All YArooms accounts come bundled with the YArooms Door app. Install it on a the tablet of your choice and mount that on your conference room's door. Check-in functionality with auto-release is built in, you can also book directly from the app, see the room’s current status and much more.
• Dronamics — Dronamics offers an all-in-one solution for the middle-mile powered by our Black Swan cargo drone, a network of droneports, and fully mobile control and cargo systems.
• Sypher Solutions — Sypher Suite is a GDPR software platform. Simplify and organize your GDPR compliance work. Get powerful tools for DPO effectiveness. DPIA Support. Dynamic data flows. Smart monitoring. Robust controls. Start your free trial now!

Portfolio highlights

• Cyscale — At Cyscale, we believe that a safer Cloud means a safer World. We need to do something extraordinary to have a better, easier and more secure way of designing & deploying any Cloud Infrastructure in AWS, Azure, GCP, OpenStack, VMWare, IBM Cloud, Oracle Cloud and even Alibaba Cloud.That is why we create amazing tools so that everybody canbuild & deploy cloud infrastructure with security in mind, knowing the costs upfront, while maintaining continuous regulatory compliance. All done automatically with just a few clicks.We are the first Cloud Management, Security and Compliance company empowering both regular people and cloud professionals with visual tools to meet this level of cloud automation and security.We're Cyscale, born in the Cloud to protect the Cloud!Join our team or pre-register for the product launch: https://cyscale.com
• YAROOMS — YArooms is a web based booking software package that makes it easy for you to manage rooms and resources and to book a room anywhere, even if it is in a different time zone or location. It prevents double bookings and allows revenue tracking through its Reports feature. YArooms allows for granular access of your users to the meeting rooms byorganizing users into types and soon groups. Meeting rooms can have owners, restricted users will require approval from the room owners for each meeting. If you use Outlook for work, you can bring YArooms into your email client by installing our dedicated plugin. You’ll be able to use YArooms without opening up the web application. All YArooms accounts come bundled with the YArooms Door app. Install it on a the tablet of your choice and mount that on your conference room's door. Check-in functionality with auto-release is built in, you can also book directly from the app, see the room’s current status and much more.
• Innoship — Innoship este un software avansat de tip multi-carrier shipping creat pentru nevoile tale.

Portfolio highlights

• FintechOS — FintechOS is the AI platform for financial product operations. Design, price, launch, and evolve financial products with governed AI and reduced core dependency.
• Dataworks Research SRL — Soleadify provides business data enrichment with unprecedented coverage of SMBs, accurate classification and in-depth insights based on real-time updates.Always driven by the complexity of AI and Machine Learning, we build more efficient ways of getting more data and get more out of it. Urged on reliability and complete-ness, our datasets haveyet to be beaten in terms of accuracy and classification by industry mammoths.
• TypingDNA — TypingDNA provides typing biometrics authentication as a service, enabling companies to recognize people by the way they type. The company's authentication technology compares how people type on their keyboards against previous recordings. Works on both mobiles and PCs. Headquartered in New York, United States, with offices in Romania, EU.

Portfolio highlights

• Pago — Managing and paying utility bills, insurance, mobile top-ups and taxes takes too much time for many households in Europe. Pago simplifies these payments by adding automation where possible, using integrations with billers, insurers and online platforms to dramatically reduce the time needed for all these payments. The service is available in theB2C app called Pago and through B2B integrations by embedding Pago features in partner apps through SDK or API. Pago's services are used by over 500k monthly active users in Romania, Poland and Italy.
• Pago — Pago develops a digital payments platform that allows users to manage and pay household expenses through a mobile application. The company provides bill payment services for utilities, insurance, taxes, mobile prepaid recharges, road tolls, and travel-related services within a unified interface. Its platform supports account aggregation, automaticbill retrieval, payment scheduling, and notification tools that help users organize recurring financial obligations. Pago also integrates with banking and financial service applications to extend payment capabilities across partner ecosystems. The company includes transaction history, account management, and digital document storage features to support personal finance tracking and payment administration. In addition, Pago uses encrypted communications and secure payment processing technologies to support data protection and digital transaction security for consumers and partner platforms.

Portfolio highlights

• SeedBlink — All-in-one solution for fundraising, managing and trading equity. Explore promising tech startups and flexible funding opportunities with SeedBlink.
• Carfix — Carfix solves every task in minutes, eliminating costly fines for expired inspections, unpaid taxes, human errors & paper-based procedures
• SOMAREALITY — SOMAREALITY provides eye tracking solutions for diverse industries. Improve healthcare, automotive, research & aviation with real-time cognitive insights.

Portfolio highlights

• Statzup — Domain name StatZup.com is a dynamic and impactful choice for startups looking to make a bold statement in the world of statistics and data analysis. The name suggests a sense of urgency and excitement, urging users to stay on top of the la
• Volteum — Electric vehicle (EV) fleets made easy. Volteum helps companies transition to EVs, optimize charging, and manage electric car fleet operations efficiently.
• Whalebone — Whalebone offers zero disruption cybersecurity products to Telcos, ISPs, and enterprises.

Portfolio highlights

• NORBr — Build your no-code payment stack with the best payment providers. One API to rule them all. Move faster. Go further.
• Kodesage — Kodesage captures your company's collective knowledge to help understand and modernize legacy code
• GymBeam — We are a fitness e-commerce platform with sports nutrition, premium services, and fair prices. We offer a wide range of nutritional supplements and advanced foods.

Portfolio highlights

• Beez — Beez is a mobile APP that targets people who shop online and finances online shopping with credit cards. We give them an alternative for the buy now, pay later model with, NO interest, NO late fees, No commissions.Our approach is to eliminate the bank from the equation(user-bank-retailer) and support the financing costs of these loans directlyfrom the retailer as a wholesale discount to us.The problem as we see it that 70% of credit card owners end up paying interest and 25% interest rate is only the starting point they even go up to 50%Right now people get money from the bank with interest and pay for products, our approach is to pay the merchant, an get a wholesale discount, our user get the products and pay us back in 60 day with no costsOur product gives the same benefits as a credit card : - cash back on every transaction - Automated saving solution - credit at POS with NO interestTo retailers we bring : - sales - loyal customers - increase on the recovery on abandoned carts
• EZ Texting — Featuring fast registration and powerful tools, EZ Texting is the best mass texting service for sending bulk SMS marketing messages and MMS messaging. Start your free trial today!
• The Lifetime Value Co. — Our goal is to help people discover, understand and use data in their everyday lives. We provide data about people, homes, vehicles, businesses and more.

Portfolio highlights

• NEXD — Nexd is a platform for creating interactive programmatic display and video ads. Free 14-day trial.
• Smart Bill — Rezolva tot ce tine de facturare online, gestiune online si contabilitate online cu aplicatiile de business SmartBill.
• Perfect Gym Solutions — PerfectGym | Fitness & Gym Management Software

Portfolio highlights

• Infinity Power — Infinity Power is a renewable energy company that offers solar, battery storage, and grid infrastructure solutions.
• Tbc Bank Group — TBC Bank Group PLC is the UK-based parent company of JSC TBC Bank and its affiliates, Georgia's largest banking group.
• OTE Group of Companies — OTE Group is the technology company.They offers the full range of telecommunications services: from fixed-line and mobile telephony, broadband services, to pay television and integrated ICT solutions. In addition to its core telecommunications activities, the Group in Greece is also involved in maritime communications, real-estate and professionaltraining. Abroad, the Group operates in the telecommunications market of Romania, where it offers fixed-line and mobile communications, as well as television services.

Portfolio highlights

• Rena Labs — Rena was creating the execution environment (TEE) abstraction Layer, designed to streamline deployment and execution workflows. This innovation aimed to enable a broad spectrum of verifiable AI use cases by providing a secure and efficient framework. Rena’s approach bridged the gap between advanced AI applications and the need for trusted, seamlessexecution, offering a foundation for reliability and scalability in AI-driven solutions.
• Kindred — Kindred Labs is building the default interface for human–AI interaction — always-on, trusted companions that unify productivity, commerce, and emotional connection into a single relationship. As the only AI company officially trusted by 25+ iconic IPs, including Sanrio, Warner Bros., LINE Friends, and Pudgy Penguins, Kindred Labs sits on a uniquecultural and distribution moat powered by billions of existing fans worldwide.Kindred’s growth has been consistently explosive: the company has attracted millions of registered users within weeks of opening access, climbed into the Top 10 on DappRadar with hundreds of thousands of on-chain daily and monthly active users and millions of on-chain transactions in a single month, and driven an NFT free-mint that organically reached above a 1.3 ETH floor, alongside outsized gains in brand mindshare and category visibility (including a #1 gainer ranking on Kaito).Backers and partners include SEI Foundation, Protocol Labs, 0G Foundation, Techstars, Orange DAO, Sky Mavis, CoinMarketCap Labs, Nvidia Inception, ElevenLabs, and others. Kindred Labs is founded by Max Giammario, whose M.A./Ph.D.-level research focuses on human–AI interaction, and is built by a team of experts from companies such as Apple and Disney.
• Cluster Protocol — Cluster Protocol is the co-ordination layer for AI agents, a carnot engine fueling the AI economy making sure the AI developers are monetized for their AI models and users get an unified seamless experience to build that next AI app/ agent within a virtual disposable environment facilitating the creation of modular, self-evolving AI agents.

Portfolio highlights

• Instant Factoring — Instant Factoring is a fintech factoring platform providing liquidity to small entrepreneurs in max 24h, powered by robot-underwriting, transactions transparency using the blockchain, and developing machine learning based credit risk algorithms. We enable entrepreneurs to reap the rewards of their hard work immediately, turning their invoices intocash as the easiest step to getting the money they need quickly, without the burden of bureaucracy, extremely long analysis and response time.Instant Factoring’s mission is to enable the development of small businesses by providing them with flexible and innovative financing solutions.The company estimates that more than 15.000 small businesses will use its services by the end of 2022, with an average value of invoice financed of approximately EUR 2.000. Distinguishing features of the platform include: the unique and patented internal credit-scoring tool, leveraging artificial intelligence and predictive analytics to provide fast credit decisions; registering the invoice portfolio ledger on the blockchain as an anti-fraud / double sale of an invoice, while in the near future we intend to implement smart contracts and payment ledger on the blockchain. Data and information is gathered from multiple sources and processed efficiently to rate customer invoices, and provide up front transparency on pricing. The internal algorithm is continuously improving through machine learning, bringing significant competitive advantage to the business.

Portfolio highlights

• Swan Chain — FilSwan provides a layer 2 cross-chain infrastructure for Web3 projects by integrating data, computing, and payment into one suite. FilSwan offers a complete solution that enables web3 developers to integrate decentralized storage, edge computing, and payment across multiple chains with ease.
• CodexField — CodexField delivers next-generation infrastructure for social asset tokenization. It introduced the first social wallet on Telegram, unleashing the full potential of Web3 social and trading experiences. This breakthrough paves the way for mass Web3 adoption.Social Asset Tokenization and Revenue SharingWeb3 apps are built on the principles ofdecentralization and tokenization. CodexField allows users to tokenize on-chain assets such as pictures, music, and articles stored on Greenfield. The Trading Hub connects Greenfield with DeFi chains like BSC, creating liquidity for tokenized assets. DeFi transactions manage key aspects like ownership, usage rights, and creation rights. A compelling use case is that if AI-generated content utilizes these assets, the original creators receive a share of the revenue, opening up new possibilities for Web3 applications.Social Wallet Features and Telegram IntegrationCodexField Wallet offers direct access to EVM-compatible dApps within Telegram. It seamlessly integrates social interaction with asset management. Users can explore dApps, track on-chain activities, and share assets with friends. Whether trading, learning from peers, or collaborating on strategies, CodexField transforms Telegram into a hub for managing digital assets.
• aZen Protocol — aZen Protocol is a decentralized infrastructure for ubiquitous computing that utilizes blockchain technology to create a shared economy of computing power. It connects and manages resources globally to form a stable, distributed network that can support various applications such as DePIN, AI and Edge Computing.

Portfolio highlights

• MOOV Leasing — MOOV Leasing develops and operates a digital platform that offers car leasing services. It offers multiple options to choose from and provides full details of available packages. MOOV Leasing was founded in 2022 and is based in Bucharest, Romania.

Portfolio highlights

• Utexo — Utexo develops payment infrastructure that enables stablecoin transactions to settle directly on the Bitcoin network. The platform provides an API and related tools that allow payment operators, exchanges, wallets, and financial platforms to process USDT transfers through Bitcoin-based rails. Its system integrates technologies such as the LightningNetwork and the RGB protocol to support instant settlement, encrypted transaction execution, and predictable transaction costs. Utexo also offers cloud infrastructure and developer tools that manage routing, liquidity, and node operations required for stablecoin payments on Bitcoin. These services allow organizations to integrate Bitcoin-based stablecoin settlement into existing applications without operating or maintaining underlying blockchain infrastructure.
• Oh — Oh is the decentralized and uncensored AI products can offer a range of benefits, such as enhancing privacy, encouraging innovation, and promoting freedom of information.
• Valinor —

Portfolio highlights

• Coinzix — Coinzix - one of the most convenient and reliable crypto platforms with guaranteed liquidity and low commissions. Come in and make sure.
• VisionGame — VisionGame brings the traditional game publishing experience, boosted for the blockchain. VisionGame provides unique products, technical and creative services, all to support the ever-growing gaming blockchain industry, raising the bar one game at a time.
• MetaFi — MetaFi operates as a Trading Metaverse. Trading Metaverse is a new kind of social trading experience governed by its users.

Portfolio highlights

• Wultra — Wultra helps the leading banks and fintech companies to secure their digital systems and bring trust to the customer journeys. Our security-related software technologies cover the whole digital banking application stack, be it on the web or mobile platforms.
• Tangany — Tangany is a German provider of a regulated digital asset custody solution.
• Blockpit — Make bold decisions: Track crypto investments, capitalize on opportunities, outsmart your taxes. Get started for free!

Portfolio highlights

• Qivalis — Qivalis is a financial technology company designed for payments, settlements, and financial services.
• REPLOID Group — REPLOID Group develops insect-based circular economy systems that upcycle organic residues into proteins, fats and organic fertilisers. The company uses black soldier fly larvae and modular ReFarmUnit installations to convert agricultural and food industry side streams into marketable feed and fertiliser products. REPLOID designs and deliverscontainer-based insect farming plants, including project engineering, automation, data analysis and ongoing service. Its offerings address the needs of feed producers, fertiliser manufacturers and operators of biogas or agricultural facilities seeking to reduce disposal costs. Cloud-based data platforms and process control systems support predictive maintenance and optimisation of biological and technical processes. REPLOID focuses on standardised, decentralised solutions that enable partners to operate local waste-to-value production units.
• Sunotec Group — Sunotec Group is a general construction contractor that specializes in photovoltaic solar plant construction.

Portfolio highlights

• RomDefi — Our company is engaged in the development of software in the field of blockchain technology. We are currently working on nft game Rich Hens.
• Order Handler — Order Handler is a E-commerce Start Up based in Shanghai.
• Keo Technology Group — Keo Technology Group is an ed-tech startup that aims to create innovative solutions for the education industry. Through its many products, Keo Plus and Dash, we are on a mission to transform career discovery and upskilling through providing an inclusive ecosystem built and sustained by the students, teachers, and supporters. Backed by AminoCapital(early-investors of Chime Bank, Zoom, Webflow) and Mandra Capital, we are a team of curious, ambitious, and bold individuals with a common vision: Learn and Redefine. We promote a culture of life-long learning and positive transformation, hoping to empower everyone to achieve their daring dreams. Dash is our skill-sharing marketplace. We believe that everybody has skills that can empower others. Dash seeks to make education more fun through a unique incentive scheme built on common prosperity. Start earning as a teacher, student, investor, or supporter; learn and earn without boundaries!

Portfolio highlights

• Jobful — Build engaged talent pipelines with AI-powered recruitment. Reduce cost per hire by 35%, shift from reactive to strategic hiring. Trusted by enterprise leaders.
• Vestinda — Vestinda is the platform that provides investments in digital assets. Their features are portfolio tracking, crypto portfolio tracking, strategy libraries,crypto investment strategies,strategy builders, trading strategies built with no code, backtesting backtested crypto trading strategies,demo trading,crypto paper trading, and risk-free livetrading.

Portfolio highlights

• RomDefi — Our company is engaged in the development of software in the field of blockchain technology. We are currently working on nft game Rich Hens.

Portfolio highlights

• Vestinda — Vestinda is the platform that provides investments in digital assets. Their features are portfolio tracking, crypto portfolio tracking, strategy libraries,crypto investment strategies,strategy builders, trading strategies built with no code, backtesting backtested crypto trading strategies,demo trading,crypto paper trading, and risk-free livetrading.
• LIA — Lendit is a credit-sharing platform where companies and professionals can lend and apply for liquidity in a simple, fast and tailor-made manner. Specifically, Lendit provides a web-based platform to match corporate loan requests with companies, professionals or institutional investors who want to lend liquidity. Lendit's objective is to makeaccess to credit inclusive and accessible to all 'fragile' micro enterprises and entrepreneurs to credit. In fact, Lendit's target is microcredit, with applications ranging from a minimum of EUR 1,000 to a maximum of EUR 50,000. To date, almost two million enterprises are unable to obtain the desired credit. Of these, the greatest difficulty encountered is with applications under 20,000€. Lendit is also structured and built to be not only a "simple' p2p lending platform, but also to be integrated with financial institutions (thanks to partnerships with banks and intermediaries) in order to so as to create an open, multi-platform system that allows users to use innovative p2p lending services directly from their home banking
• Lendit — Lendit offers an Integrated Lending Circuit solution for partner platforms, connecting lenders and applicants through a plug and play system. This technology allows to provide inclusive lending and investment services without requiring a license. We create customized access through your platform's portal, simplifying and making the processimmediate for end users.

Portfolio highlights

• Rocket — Rocket is an on-chain prediction market platform enabling real-time price forecasts with continuous, accuracy-based rewards.
• Squads — Collaborative infrastructure for web3 native teams
• Legend. trade — Legend. trade is a crypto trading company by decentralized exchange.

Portfolio highlights

• Novastro — Novastro is a Layer 2 chain for RWAs powered by AI that integrates MoveVM and EigenLayer AVS, delivering Ethereum-level security and Move’s scalability to unlock tokenised yield opportunities across RWAs & DeFi protocols.
• Router Protocol — Router Protocol is a Cross Chain Bridge. Currently live on Ethereum, Polygon, and more. Building an interoperable cross chain future of the blockchain ecosystem.
• Formidium — Sudrania.com offers Fund Administration, Fund Accounting, Investor Services, Taxation Services, Regulatory Filings and Financial Statements

Portfolio highlights

• Protio — Protio is proptech startup reinventing the process of buying & selling real estate.
• TULIPR — Tulipr is your solution for Marketing Procurement in the FMCG industry. Manage suppliers and vendors efficiently.
• Metabeta — Early-stage portfolio management for startup accelerators and investors.

Portfolio highlights

• MOOV Leasing — MOOV Leasing develops and operates a digital platform that offers car leasing services. It offers multiple options to choose from and provides full details of available packages. MOOV Leasing was founded in 2022 and is based in Bucharest, Romania.

Portfolio highlights

• Aggero — Turn every piece of video content into actionable insights for your next campaign
• Tokinomo — Discover Tokinomo, the in-store interactive robotic promotional display helps FMCG products stand out on the shelves for an average 200% increase in sales.
• Vatis Tech — Speech-to-text recognition API with custom AI models and real-time transcription for the English language. Get started now for FREE!

Portfolio highlights

• Instant Factoring — Instant Factoring is a fintech factoring platform providing liquidity to small entrepreneurs in max 24h, powered by robot-underwriting, transactions transparency using the blockchain, and developing machine learning based credit risk algorithms. We enable entrepreneurs to reap the rewards of their hard work immediately, turning their invoices intocash as the easiest step to getting the money they need quickly, without the burden of bureaucracy, extremely long analysis and response time.Instant Factoring’s mission is to enable the development of small businesses by providing them with flexible and innovative financing solutions.The company estimates that more than 15.000 small businesses will use its services by the end of 2022, with an average value of invoice financed of approximately EUR 2.000. Distinguishing features of the platform include: the unique and patented internal credit-scoring tool, leveraging artificial intelligence and predictive analytics to provide fast credit decisions; registering the invoice portfolio ledger on the blockchain as an anti-fraud / double sale of an invoice, while in the near future we intend to implement smart contracts and payment ledger on the blockchain. Data and information is gathered from multiple sources and processed efficiently to rate customer invoices, and provide up front transparency on pricing. The internal algorithm is continuously improving through machine learning, bringing significant competitive advantage to the business.

Portfolio highlights

• Instant Factoring — Instant Factoring is a fintech factoring platform providing liquidity to small entrepreneurs in max 24h, powered by robot-underwriting, transactions transparency using the blockchain, and developing machine learning based credit risk algorithms. We enable entrepreneurs to reap the rewards of their hard work immediately, turning their invoices intocash as the easiest step to getting the money they need quickly, without the burden of bureaucracy, extremely long analysis and response time.Instant Factoring’s mission is to enable the development of small businesses by providing them with flexible and innovative financing solutions.The company estimates that more than 15.000 small businesses will use its services by the end of 2022, with an average value of invoice financed of approximately EUR 2.000. Distinguishing features of the platform include: the unique and patented internal credit-scoring tool, leveraging artificial intelligence and predictive analytics to provide fast credit decisions; registering the invoice portfolio ledger on the blockchain as an anti-fraud / double sale of an invoice, while in the near future we intend to implement smart contracts and payment ledger on the blockchain. Data and information is gathered from multiple sources and processed efficiently to rate customer invoices, and provide up front transparency on pricing. The internal algorithm is continuously improving through machine learning, bringing significant competitive advantage to the business.

Portfolio highlights

• Tokinomo — Discover Tokinomo, the in-store interactive robotic promotional display helps FMCG products stand out on the shelves for an average 200% increase in sales.
• Soulstream — The first social note-taking app for books. Underline (formerly BookVitals) helps people extract notes from physical, digital and audiobooks, and then share those book notes with friends and followers.
• Orbital Matter — Orbital Matter is a construction company in space that works on a 3D printing technology to be used directly in orbit and on the moon. Orbital Matter aims to manufacture large elements of space infrastructure such as walls for space stations, moon habitats, and SBSP reflectors. The company was founded in 2022 and is based in Warsaw, Poland.

Portfolio highlights

• Cortea — Cortea leverages artificial intelligence to revolutionize the auditing process by enhancing speed, accuracy, and transparency. Cortea transforms audits from traditional, labor-intensive processes into faster, more reliable, and more transparent operations.
• Flatpay — Flatpay's fair, flat-rate pricing simplifies payments & cuts costs. Benefit from our comprehensive solution & superior customer service. Join us now!
• RPA Supervisor — Optimizing operations with AI driven orchestration and automated error handling. Providing complete insight into operations and deliveries with advanced reporting and notification capabilities.

Portfolio highlights

• Aklease — Aklease provides financing leasing options for investments across a range of industries, including production, construction, transportation, energy, and health.
• ERG Insaat — ERG Insaat is an infrastructure development company that works in the airport, road, bridges, dam, and power plant construction.
• Socar Trading — Socar Trading is a crude oil-exporting and marketing company that offers light, middle, heavy distillates and liquified natural gas (LNG).

Portfolio highlights

• Instant Factoring — Instant Factoring is a fintech factoring platform providing liquidity to small entrepreneurs in max 24h, powered by robot-underwriting, transactions transparency using the blockchain, and developing machine learning based credit risk algorithms. We enable entrepreneurs to reap the rewards of their hard work immediately, turning their invoices intocash as the easiest step to getting the money they need quickly, without the burden of bureaucracy, extremely long analysis and response time.Instant Factoring’s mission is to enable the development of small businesses by providing them with flexible and innovative financing solutions.The company estimates that more than 15.000 small businesses will use its services by the end of 2022, with an average value of invoice financed of approximately EUR 2.000. Distinguishing features of the platform include: the unique and patented internal credit-scoring tool, leveraging artificial intelligence and predictive analytics to provide fast credit decisions; registering the invoice portfolio ledger on the blockchain as an anti-fraud / double sale of an invoice, while in the near future we intend to implement smart contracts and payment ledger on the blockchain. Data and information is gathered from multiple sources and processed efficiently to rate customer invoices, and provide up front transparency on pricing. The internal algorithm is continuously improving through machine learning, bringing significant competitive advantage to the business.

Portfolio highlights

• Finite Pay — Finite Pay aims to unify Africa's payment systems to enhance cross-border trade. Our platform offers multi-currency accounts for easy local and international transactions, while our treasury services mitigate foreign exchange risks. With insights into the African market, we help businesses optimize payment processes and expand. We also supportglobal companies in making payments to and from Africa, ensuring a smooth multi-currency experience. By partnering strategically, we are establishing the financial infrastructure needed for economic growth and financial inclusion across the continent. Join us in connecting Africa through seamless payments!
• Flint — Introducing a new battery technology designed for sustainable energy solutions. Explore our innovation and its impact on the future of energy.
• Mycorium Biotech — Mycorium Biotech is upcycling waste into bioleather. We are the only startup in the world efficiently managing waste for the production of this biodegradable material.The fashion industry is in the midst of a sustainability crisis; it's the second most polluting on the planet, and it demands abandoning plastics. In line with SDG 12, we aimto promote responsible production and consumption through science.info@mycoriumbiotech.com

Portfolio highlights

• Inaam — impact investing made simple. pick your values, build a real portfolio, track where your money goes. $10/month. ASIC-regulated. built for 18-30s.
• PayToMe.co — PayToMe.co offers innovative and secure payment solutions including text-to-pay, digital invoicing, and digital checkbook services.
• Kybele's Garden — Kybele's Garden focus on algae-based bioponics and algae fermentation methods. Their differentiation strategy boosts harvest yield, source efficiency, and functional content, while improving sensory attributes and shelf life. These technologies can be used in agrifood and skin care, and integrated into existing producers' systems.