Top 50 Financial Services Angel Investors in Nigeria (September 2026)

Portfolio highlights

• Terra Industries — Terra Industries develops autonomous security systems and software platforms that support the monitoring and protection of physical assets, infrastructure, and operational environments across land, air, and maritime domains. The company provides unmanned vehicles, autonomous towers, and sensor-based surveillance hardware that collect and transmitdata for continuous situational awareness. Its software layer, built around an integrated operating system, processes sensor inputs, applies artificial intelligence models, and coordinates automated responses to detected events. Terra Industries designs its systems to support functions such as perimeter security, infrastructure monitoring, asset tracking, and threat detection within complex operational settings. The company’s platforms enable operators to manage multiple autonomous devices through a unified interface that supports mission planning, data visualization, and system control. Its technology is used by organizations that require coordinated security, monitoring, and response capabilities for facilities, remote sites, and distributed operations.
• Lorum Finance — Lorum is the correspondent institution for banks and fintechs: programmable access to global clearing, named custody, and treasury on a 100% reserve model.
• Fuse Financial Technologies — Financial APIs for building products in the Middle East.

Portfolio highlights

• Zazuu — Zazuu is a platform for sending money across the border.
• Curacel — Curacel creates APIs & tools that enable businesses to embed insurance in digital channels and to administer claims cost-effectively.
• Maplerad — Global payment infrastructure for businesses.

Portfolio highlights

• JADA — JADA focuses on both technical expertise and soft skill development and is designed to upskill experienced professionals in data analytics, machine learning, and generative AI.
• Myka.Insure — Myka is a insurance sales platform that enables individuals to sell insurance policies to their family, friends, colleagues, and community while earning income . It operates as a micro-entrepreneurship program where anyone (students, gadget sellers, car dealers, parents, retirees) can start their own insurance business with zero investment,flexible hours, and free training . The company is licensed by the National Insurance Commission of Nigeria and provides instant payouts to its partners .
• Spleet — Fintech Spleet Provides Tenant verification, Rent collection solutions for landlords and rent financing (Rent now, pay later) for Tenants

Portfolio highlights

• Kira — The easiest way for non-fintech enterprises to launch AI-powered, stablecoin-based financial products. Through a unified API platform, Kira enables businesses to embed remittances, payroll, wallets, and real-time cross-border payments.
• Recall.ai — Recall.ai provides a single API for meeting bots on every platform like Zoom, Google Meet, Microsoft Teams and more.
• Arena — Arena accelerates testing, debugging, and optimization for the world’s most advanced hardware. Atlas is an AI hardware engineer grounded in applied physics with an understanding of the real-world environment.

Portfolio highlights

• Bourn — Bourn's technology is designed to automate cash flow management, offering SMEs fast access to capital.
• Alfa AI — Alfa AI is a recruitment technology company specializing in AI-driven hiring solutions.
• Emblematic — The first AI-driven Agentic Automation platform, designed to fully automate and enhance the accuracy of Finance Operations, including Bookkeeping, IFRS/GAAP Compliance, Reconciliations, and more.

Portfolio highlights

• Tana — Tana is an agentic meeting platform. Work gets done in the meeting, not after. Agents create documents, file issues, and update your context graph while you talk. And each meeting makes future meetings smarter.
• Hypercubic — Hypercubic is agentic AI for mainframe modernization, helping enterprises and governments preserve institutional knowledge and modernize COBOL.
• Default — The command center for modern sales teams.

Portfolio highlights

• Caliza — Give your users access to the digital dollar economy. Get early access!
• CreditChek — Africa's #1 credit intelligence platform. Access credit bureau API, bank statement analysis, BVN/KYC verification & direct debit for lenders in Nigeria, Kenya & Uganda. Trusted by 100+ businesses.
• Hisa Inc — Seamless trading, and Borderless investment for Africa.

Portfolio highlights

• ScholarX — ScholarX enables you to study a variety of skills online, receive money for your education, upskill your employees, and expand your business. The company provides low-income Africans with digital and affordable education.
• Jem — We give employers the ability to send company-wide communications, deliver payslips, manage leave & give employees access to their earnings, via WhatsApp.
• Bata Shoe Organization — Discover a diverse selection of stylish footwear and accessories for the entire family at Bata's online store. From athletic sneakers to elegant designs, find the latest trends and comfortable options in one place. Shop now to experience unmatched style and comfort with our extensive collection.

Portfolio highlights

• Duplo — We enable businesses across Africa to simplify their payment flows.
• Klump — Use Klump to buy now and pay later in instalments for up to 12 months! Businesses accept payments, increase conversion rates, and boost revenue. The Easy Life! Try it now.
• Topship — Topship is the easiest for African businesses to import/export parcels, cargo and freight to their customers, distributors and suppliers across the World. We use technology to drive transparency and delight, making it easy for African businesses to connect with customers, suppliers and distributors across the World.

Portfolio highlights

• Get It Done Now — GIDN is a Nigerian Fintech Company targeting medium and low income population for Loans and Financial products. GIDN has in addition a cashless, mobile based community marketplace, with more than 5k members, and aims to regulate the informal economy and facilitate the purchase of Services and Digital Products.

Portfolio highlights

• Padue — Padue is an all-in-one, on-demand service marketplace built for the Zambian market, designed to centralize access to emergency.
• Credit Cooperatif Africain — Crédit Coopératif Africain is a Rwandan microfinance institution established as a private limited company and subsidiary of SCIAC Ltd.
• Mwatuheka Orphanage and Vulnerable Support Charity — Mwatuheka Orphanage and Vulnerable Support Charity is a faith-based non-governmental organization (NGO) dedicated.

Portfolio highlights

• Palm — Palm specializes in AI-powered treasury software designed to optimize financial operations for businesses. The platform offers solutions for generating accurate cash forecasts quickly and managing company funds efficiently. Palm's technology streamlines automated workflows for forecasting and cash movement, ensuring enterprise-grade securityand controls. The company focuses on addressing treasury challenges with innovative solutions, supported by a team with expertise in treasury and fintech. Palm's services are aimed at improving financial decision-making and operational efficiency for its clients.
• Kontigo — We help underbanked gig workers in Latam build credit and access group financing where small groups of family or friends lend and save money together. Users can validate their income from multiple sources such as gig apps, catalog sales, and open finance (Uber, Rappi, Didi, Indriver, Avon, and all major banks). After verifying the income wedirectly offer them group savings and group loans, without leaving WhatsApp, their primary messaging app.
• Keyring Network — Blockchain compliance solutions for the financial sector.

Portfolio highlights

• RELAYTO AI Regulated Content Platform — RELAYTO converts your PDFs & presentations to interactive web experiences with instant branding, analytics & more
• Tyms — Tyms online accounting software for your business connects you to your bank, accountant, bookkeeper, and other business apps. Start a free trial today. Also available in Nigeria, Ghana, Mauritius and South Africa.
• Venco Platforms — Venco automates visitor management, billing, and collections, as well as smart utility vending for communities across Africa.

Portfolio highlights

• Cekura AI — Cekura AI is an AI based Software Development firm offering Developer Tool to observe and test AI voice agents.
• Mentra — Exploring ideas with @Mentraglass. Follow for future updates.
• Cosmoserve Space — Cosmoserve Space is developing autonomous robotic spacecraft to mitigate the rapidly growing problem of orbital debris.

Portfolio highlights

• Winvesta — Receive international payments in India from 180+ countries. Save up to 80% in collection costs.
• Wander — Never book a bad vacation home again. Every Wander comes with hotel-grade amenities, inspiring views, pristine cleaning and 24/7 concierge service.
• Delight — Delight is a dating service where users only date one person at a time. Founded in 2022 and is based in San Francisco.

Portfolio highlights

• Chowdeck — Order food, groceries, drinks, medicines & everyday essentials from top restaurants, pharmacies, local markets, and stores near you. Fast delivery with Chowdeck.
• Myka.Insure — Myka is a insurance sales platform that enables individuals to sell insurance policies to their family, friends, colleagues, and community while earning income . It operates as a micro-entrepreneurship program where anyone (students, gadget sellers, car dealers, parents, retirees) can start their own insurance business with zero investment,flexible hours, and free training . The company is licensed by the National Insurance Commission of Nigeria and provides instant payouts to its partners .
• Afropolitan — Afropolitan is building a Network State to unleash the maximum potential of Africans around the world. Are you interested? Join us with your email.

Portfolio highlights

• BackerKit — BackerKit simplifies the post-campaign fulfillment process by helping project creators handle all the realities of crowdfunding. It allows its clients to survey, collect data, accept pre-orders, and process pledges for fulfillment. BackerKit was founded in 2012 by Rosanna Yau and Maxwell Salzberg and is based in San Francisco, California.
• Monumental Labs — Monumental Labs is building a robot stone-sculpting factory to unleash a renaissance. Our robot artisans complete commissions in days that previously took months, with all the precision of traditional sculpting, at a fraction of the cost.
• PierSight Space — PierSight builds application-specific SAR satellite and drone systems for persistent maritime surveillance, EEZ monitoring, IUU fishing detection, and defense reconnaissance.

Portfolio highlights

• Kosa — Domain name KOSA.ai is a powerful tech-driven brand with a sleek, modern appeal. The name KOSA conveys a sense of intelligence and sophistication, making it perfect for AI-focused startups or businesses in the technology sector. As a short,
• Octamile — Octamile is Africa's best Embedded Insurance & Claims Automation solution for Insurers & B2C businesses. Get a quote today...
• Paystack — Over 60,000 businesses of all sizes use Paystack to collect payments with a modern, secure payment gateway.

Portfolio highlights

• Klump — Use Klump to buy now and pay later in instalments for up to 12 months! Businesses accept payments, increase conversion rates, and boost revenue. The Easy Life! Try it now.
• Casava — Casava is a financial services company that offers insurance and life microinsurance. Casava uses technology to provide world-class, trusted, and affordable insurance to everyone.
• Remedial Health — We improve business to business access to medicines by providing such medicines from manufactures/registered distributors direct to large and small healthcare retail businesses (large pharmacies and remote chemist/PPMVs (Patent and Proprietary Medicine Vendors)) using technology to deliver just-in-time stock and provide financing and awide selection of inventory to such retail business.

Portfolio highlights

• Freshline — Freshline's B2B e-commerce platform makes receiving, managing, and fulfilling orders 10x more efficient for food wholesalers and distributors.
• Guild — Guild is the platform for communities. Attend an Event, catch a Presentation, and follow a Network!
• Rent Small Small — New Zealand's Biggest most reliable Online Store for all your Phone Parts needs! Fast shipping, NZ owned and Operated and here to help. Shop Now!

Portfolio highlights

• Teesas — Teesas provides a platform where educators and learners engage seamlessly and efficiently, with the aim of facilitating a fun and effective learning experience via the deployment of technology and the adoption of local culture and dialects.
• OnePipe — OnePipe aggregates APIs from banks and fintechs into a standardized gateway that is easy to integrate and makes partnerships seamless.
• Kudimoney — Kuda is the digital bank built for Nigerians, fully licensed by the CBN. Zero maintenance fees, free transfers, and automatic savings. Join Kuda today!

Portfolio highlights

• Casava — Casava is a financial services company that offers insurance and life microinsurance. Casava uses technology to provide world-class, trusted, and affordable insurance to everyone.
• Edukoya — Edukoya builds online education content and offers online tutoring for students and their parents.
• Jerry — Jerry simplifies the expensive, frustrating, and time-consuming aspects of car ownership.

Portfolio highlights

• EATO — From breaking news and entertainment to sports and politics, get the full story with all the live commentary.
• Edukoya — Edukoya builds online education content and offers online tutoring for students and their parents.
• Treepz — Treepz is using technology to help people move efficiently in Africa. Be it for daily, inter-city or corporate commutes, users can book predictable, reliable and comfortable trips through a world-class, demand-responsive app all at the tap of a button.Treepz was founded in 2019 and operates in 4 African countries including Nigeria, Ghana, Ugandaand Kenya. It is headquartered in Ontario, Canada.

Portfolio highlights

• Casava — Casava is a financial services company that offers insurance and life microinsurance. Casava uses technology to provide world-class, trusted, and affordable insurance to everyone.
• Edukoya — Edukoya builds online education content and offers online tutoring for students and their parents.
• Jerry — Jerry simplifies the expensive, frustrating, and time-consuming aspects of car ownership.

Portfolio highlights

• Sudo — Sudo is an open API platform that enables businesses to embed powerful financial features into their products. Build in minutes, launch in days.
• Venco Platforms — Venco automates visitor management, billing, and collections, as well as smart utility vending for communities across Africa.

Portfolio highlights

• GoodCourse — GoodCourse is where TikTok-style content meets expert-made learning paths - to build safer and bias-free cultures.
• Virgil — Virgil provides a financial solution to assist individuals in purchasing a home. For the buyer, Virgil is a dormant partner: in exchange for an investment of 10% of the price, Virgil buys 15% of the apartment and is paid at the time of resale, at the latest 10 years after the purchase. Virgil allows young working people to become owners on average7 years earlier than the average first-time buyer, i.e. as much rent saved. The company was founded in 2019 and is based in Paris, France.
• Defacto — Never fall behind with defacto's instant financing solution. We also integrate with your accounting systems & scale to your needs. Join our wait list !

Portfolio highlights

• Cledara — Manage, control and automate your Company's cloud software so that you can scale your operational processes, comply with regulations and save money.
• Northflank — Run AI agents, services, databases, and GPUs in secure microVMs. One governed path from commit to production, on our cloud or your own.
• Oyster — Hire, pay, manage, and take care of your globally distributed team with confidence. Try Oyster for free today!

Portfolio highlights

• GetEquity — GetEquity is a NASDAQ for venture capital. We provide an exchange and liquidity for private companies, and an infrastructure for different cadres of venture capital around investing, founder liquidity, and shareholder management
• SureGroup — Commerce in Africa is deeply facilitated by cash, but cash-based transactions are expensive, unsafe, and difficult to track. Suregifts identified an opportunity to take advantage of the growth and adoption of the internet and all things digital in Africa by creating a simple, yet safe alternative currency to be utilised for specific purposes;Vouchers.At the core of what SureGifts does, is selling and maintaining an inventory of vouchers, which can be exchanged between two or more parties, and spent at a closed but extensive network of merchants across Africa for a near-unlimited assortment of goods and services.
• Encore Pay — Encore Pay is a UAE-based FinTech and Payment solutions provider.

Portfolio highlights

• Tzafon — Tzafon's vision is to expand the lightcone of consciousness by expanding the frontiers of machine intelligence.
• Corgi Insurance — Corgi Insurance Services, Inc. ("Corgi") is an American technology company that operates an artificial intelligence (AI)-powered insurance carrier based in San Francisco, California. Corgi Insurance develops and operates a fully integrated insurance stack using AI agents to automate traditional carrier operations, becoming the world’sfirst “AI insurance company.” The company owns multiple subsidiaries operating under a dog-themed naming convention.
• Kontigo — We help underbanked gig workers in Latam build credit and access group financing where small groups of family or friends lend and save money together. Users can validate their income from multiple sources such as gig apps, catalog sales, and open finance (Uber, Rappi, Didi, Indriver, Avon, and all major banks). After verifying the income wedirectly offer them group savings and group loans, without leaving WhatsApp, their primary messaging app.

Portfolio highlights

• Weel — Weel is the all-in-one platform for finance teams. Issue smart corporate cards, automate accounts payable, and control company spend, all in one place.
• Weel — Weel is the all-in-one platform for finance teams. Issue smart corporate cards, automate accounts payable, and control company spend, all in one place.
• Edukoya — Edukoya builds online education content and offers online tutoring for students and their parents.

Portfolio highlights

• 1001 AI — 1001 is the AI-powered intelligence layer helping enterprises transform decisions, orchestrate actions, and accelerate outcomes.
• Augustus — Building the clearing bank for the AI era
• Prime Intellect — Prime Intellect democratizes AI development at scale. Our platform makes it easy to find global compute resources and train state-of-the-art models through distributed training across clusters. Collectively own the resulting open AI innovations, from language models to scientific breakthroughs.

Portfolio highlights

• Get It Done Now — GIDN is a Nigerian Fintech Company targeting medium and low income population for Loans and Financial products. GIDN has in addition a cashless, mobile based community marketplace, with more than 5k members, and aims to regulate the informal economy and facilitate the purchase of Services and Digital Products.

Portfolio highlights

• ImaliPay — ImaliPay is a financial health platform offering financial products to freelancers and blue collar gig workers in partnership with gig platforms.
• EquityList — Equity management with online cap table management and employee stock option programs (ESOP) administration. Available free for Indian startups
• 10 Minute School — 10 Minute School is the largest online educational platform in Bangladesh. Through our website, app, and social media, more than 10 Million+ students are accessing quality education each day to accelerate their learning.

Portfolio highlights

• Maplerad — Maplerad is a fast, safe and easy way to send and receive money with friends, family or others you trust. You can receive and send money directly into any Nigerian bank account in minutes using Bitcoin, US Dollars, and Naira.

Portfolio highlights

• OnePipe — OnePipe aggregates APIs from banks and fintechs into a standardized gateway that is easy to integrate and makes partnerships seamless.
• dloHaiti — dloHaiti is a Market Based Solution for Clean Water in Haiti. Sustainable and impactful, it provides clean drinking water to underserved areas of Haiti, areas where access to clean, safe drinking water is unreliable, expensive, or simply unavailable.
• Onelamp Uganda — Distributing solar fishing lanterns and solar lights in Uganda.

Portfolio highlights

• Ewalletly — At Ewalletly, we’re revolutionizing financial accessibility and convenience for individuals and businesses across Africa. Our platform provides an all-in-one digital wallet solution that integrates seamless e-commerce, crowdfunding, employee loans, and smart logistics through smart lockers.We aim to bridge the gap between traditional banking andmodern financial solutions by offering features like virtual dollar cards, crowdfunding for startups, and even travel integrations—making it easier for users to manage finances, grow their business, and achieve financial independence.

Portfolio highlights

• Raenest — Access Virtual Accounts, Invoicing, Multi-Currency Payouts, Auto Payroll, Accounting Integrations, and Virtual & Physical cards within minutes.
• CreditChek — Bridging the trust gap between global credit businesses and underserved African consumers.

Portfolio highlights

• Tyms — Tyms online accounting software for your business connects you to your bank, accountant, bookkeeper, and other business apps. Start a free trial today. Also available in Nigeria, Ghana, Mauritius and South Africa.

Portfolio highlights

• African Valuables Collective — CURATING AFRICAN NFT ASSETS

Portfolio highlights

• Klump — Use Klump to buy today, and pay in 4 equal instalments over 3 months! Businesses accept payments and increase conversion rate and revenue. The Easy Life! Try it now.

Portfolio highlights

• NodeFlair — NodeFlair aims to help tech talents make better career decisions through jobs, salaries, reviews, company insights, and more
• AGRI SMILE — AGRI SMILE is a platform that focuses on sharing agricultural technology.
• Tyms — Tyms online accounting software for your business connects you to your bank, accountant, bookkeeper, and other business apps. Start a free trial today. Also available in Nigeria, Ghana, Mauritius and South Africa.

Portfolio highlights

• Flip — Transfer uang, top up e-wallet & kirim uang ke luar negeri lebih mudah dengan Flip. Bayar pulsa, listrik, BPJS, PDAM, dan pembayaran lainnya bisa lebih hemat.
• Trust Software — The corporate card, made social. Trust is the only corporate card that helps startups grow smarter, together. Learn more at trust.co
• Maplerad — Maplerad is a fast, safe and easy way to send and receive money with friends, family or others you trust. You can receive and send money directly into any Nigerian bank account in minutes using Bitcoin, US Dollars, and Naira.

Portfolio highlights

• Bujeti — Corporate Credit Cards, Spend Management software built for your African realities. It empowers your people to do more. It combines virtual, smart physical credit cards, payments and expenses into one experience powered by Visa Cards, dedicated NUBANs, Mobile Wallets and Faster Payments.

Portfolio highlights

• NowNow — NowNow aims to democratise the mobile wallet space in Nigeria and Sub-Saharan Africa. We provide a bank and MNO agnostic online platform to recharge any mobile, pay bills, and utilities, send/receive money and pay@shop directly to merchants. The amount consumers pay is returned in the form of cashback and coupons making the recharge almostfree. We are PCI-DSS compliant and are licensed by the Central Bank of Nigeria.NowNow also offers a unique agent platform that enables additional revenue streams for individuals and businesses and provides financial services to the unbanked – allowing them to offer p2p, bank transfers, cash out, mobile recharge, pay bills etc.

Portfolio highlights

• AiPrise — Combine identity verification, fraud protection and compliance in one single platform, allowing you to expand globally hassle free.
• Integration Labs — RootFi provides a dependable and secure integration layer with an expanding list of APIs, allowing you to focus on developing features that your consumers will appreciate. Begin shipping solutions for credit risk assessment, accounting automation, and analytics.
• Grey — Open international bank accounts for free to receive and make foreign payments instantly or convert currencies - all in one place.

Portfolio highlights

• Stakefair — Stakefair is an ecosystem of blockchain, crypto and DeFi products.

Portfolio highlights

• CreditChek — Bridging the trust gap between global credit businesses and underserved African consumers.

Portfolio highlights

• Faster — Faster is a graphic design subscription service that unlocks the full potential of your marketing team!
• idwall — Idwall develops software to help small and medium-sized businesses in the customer credentialing process. It is focused on providing businesses with document validation, background check, and identity verification solutions and services. The company offers a real-time alert system that enables its users to verify customers’ data in signups andpurchases. It also provides implementation and consulting services for its solutions.Idwall was founded in July 2016 and is headquartered in São Paulo, Sao Paulo.
• Spleet — ProptechSpleet is an online marketplace for affordable residential rentals and rents financing in Africa. For the tenant, we simplify the rental process by providing flexible rental and payment options and eliminate bureaucracy and expediting the search process. For the landlords, we make renting quicker, safer and better by providing accurateinformation on the tenant and ensuring rental payments are made as and when due.

Portfolio highlights

• Paga — Paga is a mobile payment company. We are building an ecosystem to enable people to digitally send and receive money, and creating simple financial access for everyone. Our mission is to make it simple for one billion people to access and use money. Our first market is Nigeria where Paga is the leading mobile payment company.
• OnePipe — OnePipe aggregates APIs from banks and fintechs into a standardized gateway that is easy to integrate and makes partnerships seamless.
• COOKO — “Cooko” means “Source” or “Wellspring” in the proto-Bantu language of West Africa. This reflects the spirit of the company. We aim to go to the source, to work from the ground up to improve the livelihood of Cacao farmers.Our key innovation changes the way that cacao is sourced. Not only does it provide a better quality bean, we also providefirst-mile traceability. This has been identified as the key factor in transforming the industry into a more sustainable and equitable economic force.The farmer benefits: In one day they can make the money that would have required 10 days labour.The industry benefits: International traders are increasingly frustrated with low-grade cacao, contaminated with everything from stones to unfermented beans. By changing the first step in the process we lock the beans into a controlled refinement process.The consumer benefits: When you see the source-fermented™ label, you will know that your cacao (or chocolate) has been equitably sourced.

Portfolio highlights

• maviance — Maviance is a German-based consulting (business and IT) and software development company that develops industry-specific for web and mobile applications for businesses and governments. It creates sustainable and customized solutions to meet the requirements of customers by combining its industry experience with solution-oriented skills of businessre-design, concept, project management, programming, and testing.Our commitment to excellence and sustainability is evident in suite of innovative and scalable smart mobile enterprise applications in industries like Microfinance, Metering, Insurance and Sales Automation. Each of our applications consists of a web-based back office server, mobile clients and APIs for SMS, mobile billing, mobile payment and integration into existing systems. Maviance serves clients in the financial services, telecommunications and public sectors, increasing productivity, reducing costs and improving their management capabilities. Founded in 2008, maviance GmbH is headquartered in Leipzig, Germany.
• Pivo — Pivo is an all-in-one financial services platform for businesses in the supply chain. Set up accounts, access credit and manage your finances in one simple application.
• Payday — Send and receive money globally. Create virtual Mastercards that work anywhere online.