Top 50 Payments Startup Investors in Singapore (June 2026)

Portfolio highlights

• Tino — Tino is building the future B2B payment network. The company allows merchants to use their credit card receivables as credit collateral, accessing working capital seamlessly and cheaply.Due to this increase in merchant purchase power, suppliers can boost their commercial opportunities, while keeping their default risk under control. The companyultimately aims to streamline the commercial relationship between merchants and their suppliers, leveraging data to boost transactions for B2B buying and selling.Pedro Sonego de Oliveira and Luis Eduardo Cascão founded Tino on November 2021. It has its headquarter in São Paulo, Brazil.
• Bold — Bold creates financial tools that allow users to increase sales by receiving card payments. The company was founded by José Vélez, Ana María Sandoval, Enríque Ramírez, Jorge Ulloa, and Sergio Vergara in 2019 and is headquartered in Bogotá, Distrito Especial, Colombia.
• Clever Care Health Plan Inc. — Clever Care delivers culturally sensitive Medicare options in Southern California that honor and represent the cultural values of the communities we serve. Health and wellness, centered around you.

Portfolio highlights

• Trepa —
• Parallax — Parallax offers a cross-border payments platform for freelancers, remote workers, and businesses. The service enables receiving international client payments, holding funds in USD, exchanging currencies, and sending money to domestic bank accounts and mobile wallets. Users manage balances and transfers through a web app with quoted rates anditemized fees. The platform supports global payouts and recurring disbursements to partners and team members. Compliance measures include identity verification and transaction monitoring aligned with regulatory standards. Documentation and support resources guide account setup, funding, and cash-out.
• Blueprint Bryan Johnson — On the surface, Blueprint may seem something about health, wellness and aging. It's really a system to make tomorrow better for you, me, the planet and our shared future with AI.

Portfolio highlights

• DEXTF — Democratized crypto management protocol that allows you to invest in multiple assets cheaply and easily. Create your own fund or invest into one of the many existing funds today.
• Accredify — Build digital trust for your organisation with verifiable information. Issue instantly verifiable digital documents and simplify document management processes.
• Merkle Science — Next generation crypto threat detection, risk management and compliance for businesses, banks and government agencies. Sign up now

Portfolio highlights

• Highstreet — Highstreet is a commerce-centric metaverse accessible on browsers and native PC VR. With veterans from VR, Defi, fine art, and hype markets, the mission of Highstreet is to bridge the gap between reality and the digital world and redefine how financial products should be consumed and sold on the market. Players are able to form parties to explore avast new world on the Highstreet interface, own and expand their virtual reality estates, and buy tokenized products from their favorite brands.
• Nyan Heroes — Nyan Heroes is an immersive NFT based shooter of futuristic revolutions, cats in robots, evil corporations.
• Hexagon Wireless — Hexagon Wireless is a provider of decentralized wireless technology.

Portfolio highlights

• Degame — Degame is an NFT gaming platform that provides token analytics, tracking, research, gaming strategy, and IGO.
• Flappy Bird — Flappy Bird Foundation is to uphold the Flappy Bird intellectual property and further the Flappy Bird heritage. The Foundation accurately restores our vintage and nostalgic gameplay while adding new features to give back to the worldwide fan base that started the craze.
• Diadia Health, Inc — An AI medical reasoning platform that helps clinicians analyze the root causes of symptoms and create personalized protocols that drive better outcomes.

Portfolio highlights

• dbMotion — The dbMotion™ Solution is a proven, connected healthcare, SOA-based interoperability platform that enables healthcare organizations and health information exchanges (HIEs) to meaningfully integrate and leverage their information assets, driving improvements in the quality, safety and efficiency of patient care. dbMotion transforms care through thecreation of a virtual patient record that integrates patient information to connect care providers and settings.
• Sayata — Sayata delivers rapid growth to brokers and carriers that place commercial risk.The Sayata platform streamlines the quote-bind-issue process allowing insurance professionals to seamlessly place commercial risk in a fraction of the time.Sayata provides an end-to-end technological solution along with educational tools, giving our partners theability to grow their book quickly and efficiently.To date, over 1,000 users across 75 brokerages and carriers partner with Sayata to grow their commercial book.
• DOT Compliance — Dot Compliance - Get life-changing products to market faster and safer with the industry's first AI-powered eQMS. Get a Demo.

Portfolio highlights

• MixRift — MIXRIFT - game developers specialized in Mixed Reality
• unspun — From 3D scan to perfect fitting custom jeans. unspun makes each pair of jeans unique to your actual body and design. On a mission to reduce global carbon emissions by 1%. As seen in Fast Company's World Changing Ideas, Time's Best Inventions, and PopSci's Best of What's New. Welcome to the future of apparel.
• Mesa Quantum — Unlock the potential of chip-scale quantum sensing for enhanced Position, Navigation, And Timing capabilities. Explore Mesa Quantum's practical solutions.

Portfolio highlights

• Arf — Arf, a VISA Innovation Program company, is a global #payment network enabling instant and fully compliant fiat-to-fiat #cross-border payments by leveraging regulated stablecoins for #financial institutions, especially EMIs, PIs, MSBs, ewallets, neobanks and digital #remittance companies.
• Obita — Obita provides enterprise-grade borderless payment infrastructure for fiat and compliant stablecoins, supporting global collections, payouts, and treasury operations.
• Solana Company —

Portfolio highlights

• Aark — Trade crypto perpetuals with up to 1000x leverage, zero gas fees, and an industry-low 0.01% trading fee. Earn payback on losses with VIP rewards. RWA & altcoin perps on Arbitrum. Backed by OKX Ventures.
• Ta-da — We collect, annotate, and label audio, image, video, and text data to power your AI training. From voice and facial recognition to biometrics and object detection, we build tailored datasets for your needs.
• Itheum — As we enter the web3 and metaverse era; Itheum unlocks data silos and generates new value for your data.

Portfolio highlights

• Aver — Aver is a decentralized peer-to-peer betting exchange built on the Solana blockchain and the world’s first decentralized Web3 betting exchange.
• BULK Trade — One Exchange Infinite Markets
• Improbable — Improbable is dedicated to building powerful technology designed to help solve previously impossible problems and enable the creation of new realities. In gaming and entertainment, Improbable unlocks truly next-generation gameplay through virtual worlds of unprecedented scale, persistence, and richness. In other industries, they hope to help answercritical questions through simulations that could lead to a better functioning world.Their platform, SpatialOS, lets developers transcend the limits of regular computation, allowing swarms of servers running in the cloud to cooperate in order to simulate worlds far larger and more complex than any single server could.They are a British technology company proudly building a diverse workforce, driven by a shared desire to improve and achieve extraordinary things. They are crafting technology for the future and fostering a problem-solving culture that embraces innovation through iteration and experimentation.stitutions across the world.

Portfolio highlights

• t54 Labs — t54 Labs provides AI-driven financial services, facilitating agent-initiated transactions and comprehensive other services.
• SOON — SOON is building the highest throughput stack that allows for any SVM L2 to be deployed on any L1.
• ChainOpera AI — The Blockchain and Protocol for Co-owning and Co-creating Decentralized AI Apps and Agents for Humanity. Backed by Federated AI OS and Platform

Portfolio highlights

• Axis — Axis provides infrastructure for global price synchronization and yield generation.
• Zoo Finance — Zoo Finance is a pioneering DeFi protocol focused on unlocking liquidity from locked assets, empowering users to access capital more efficiently while maximizing the utility of their on-chain holdings.
• Injective — Explore Injective: the high-performance blockchain powering decentralized finance, governance, and next-gen Web3 apps with unmatched speed and scale.

Portfolio highlights

• PERL.eco — The Planetary Ecosystem Registration Ledger will be a dedicated blockchain for real-world ecological assets through tokenizing carbon credits and biodiversity, NFTs and decentralised (DeFi) rewards.
• Meter.io — Meter.io is a base layer hybrid consensus protocol built to address the volatility, scaling and interoperability problems in the existing cryptocurrencies.
• Injective — Explore Injective: the high-performance blockchain powering decentralized finance, governance, and next-gen Web3 apps with unmatched speed and scale.

Portfolio highlights

• GENCY AI — Gency AI is a Web3 platform for privacy-focused, verifiable digital ads using encrypted data and proof-based tracking.
• T-Rex — T-Rex is a new blockchain ecosystem intended specifically for consumer-facing applications, with the goal of transforming the Web3 attention layer via its revolutionary Proof of Engagement (PoE).
• Bitlight Labs — Make Bitcoin Smart

Portfolio highlights

• Anichess — Anichess develops a decentralized chess game.
• EarlyFans — Welcome to EarlyFans! A new way to find your favorite creators, support them early, and get rewarded for it.
• CELL Studio — A blockchain software development company with a dedicated focus on the BTC ecosystem, committed to advancing the Nervos BTCKB initiative

Portfolio highlights

• Codatta — Unlock the value of your data securely and transparently. Codetta empowers freelancers to earn passive income by sharing your data with trusted entities. Take control and start earning today!
• Monad — Monad brings true performance as a new EVM L1 blockchain. Fast, powerful, efficient. Built for developers.
• Last Odyssey — Unite, fight, and conquer in Last Odyssey, a social Web3 game with NFT Lands and Heroes. Build, recruit, and strategize in the epic war on the continent of Middangeard.

Portfolio highlights

• AltLayer — AltLayer is a system of highly scalable application-dedicated execution layers that derive security from an underlying L1/L2.
• AlchemyNFT — AlchemyNFT is a non-fungible token (NFT) service.
• Mask Network — Your Portal To The New, Open Internet.

Portfolio highlights

• 0xbow — 0xbow is an Ethereum privacy service provider that primarily offers support for Sky’s USDS stablecoin, delivering secure, confidential, and user-friendly transaction solutions within the decentralized finance ecosystem.
• Stablecorp — Stablecorp is igniting a "step-function" improvement in financial services with our suite of products.
• Ceramic Network — Ceramic Network is a provider of protocols for decentralized and composable data applications. The network decentralizes application databases, making data universally composable and reusable across applications. It consists of three core parts: a highly-scalable, decentralized infrastructure for data availability and consensus, a marketplace ofcommunity-created data models, and a suite of standard APIs for storing, updating, and retrieving data from those models.

Portfolio highlights

• MPCH — MPCH Labs was founded on the belief that Multi-Party Computation technology is the foundation for a new world of trade, technology, and commerce.
• Chain Debrief — Chain Debrief aims to inform, educate, and connect the global investment community through our crypto guides, news, analyses, and opinion pieces.
• Injective — Explore Injective: the high-performance blockchain powering decentralized finance, governance, and next-gen Web3 apps with unmatched speed and scale.

Portfolio highlights

• Ajaib — Mulai investasi online dengan Ajaib. Platform investasi terpercaya yang aman, sudah berizin dan diawasi OJK & BAPPEBTI. Download aplikasinya & daftar sekarang!
• Venti Technologies — Venti Technologies is a safe-speed autonomous vehicles developer company.
• Cornerstone Robotics — Cornerstone Robotics operates to improve the accessibility of high-end medical services in China.

Portfolio highlights

• Canza Finance — We are an Open Finance Portal enabling access to unlimited financial services for emerging markets, backed by Polychain, Avalanche, CoinMarketCap...
• Tierion — Tierion turns the blockchain into a global platform for verifying any data, file, or business process.
• AlchemyNFT — AlchemyNFT is a non-fungible token (NFT) service.

Portfolio highlights

• Playtron — The Operating System for Gaming
• Sona — Co-founded by DJ and producer TOKiMONSTA, Sonu is a whole new way to enjoy music and support your favorite artists.
• M0 —

Portfolio highlights

• Openfort — The single platform to onboard, transact and scale onchain.
• Amulet Protocol — DeFi insurance protocol
• Vauld — Lend, borrow & trade with Bitcoin (BTC), Ethereum (ETH), Tether (USDT) and other major cryptocurrencies. Buy & sell crypto and earn interest of up to 11.57% APY. Trade while continuing to earn high interest rates.

Portfolio highlights

• Gamium — Gamium is a Web3 and Metaverse technology company building the truly Decentralized Social Metaverse.
• Lympid — We believe that anyone should have access to the amazing opportunities found on the blockchain, from DeFi protocols (aave, compound, yearn…) to Crypto Indexes, there's so much to discover! At Lympid you will be able to do it all easily in the same app, and directly through EUR.
• MonkeyLeague — MonkeyLeague is a video game company. They develop PC and console-based NFT games. The company offers a turn-based, play-and-earn multi-player soccer game that provides monkey NFTs of genetic composition formulated from 32 traits.

Portfolio highlights

• Playtron — The Operating System for Gaming
• D2X Group — Trade digital asset options and futures on the EU-regulated market infrastructure for institutions.
• Coinflow Labs — Tech-driven payments solutions for your business

Portfolio highlights

• Cowboy Snake — Cowboy Snake is the TvT play-to-earn game inspired by snake on the blockchain. Cowboy Snake is a product of OrenCT Ltd.
• Formless — Formless enables gamers, NFT enthusiasts and digital collectors to find their favourite game while helping games find their targeted fans.
• Clear Protocol — Clear Protocol, Inc. is a healthcare IT company. Our product, Clear Protocol, is Software-as-a-service for hospitals, clinics, and medical offices.

Portfolio highlights

• Borderless — Stockal helps retail investors in India, Middle East and South East Asia “globalize” their savings and wealth by saving and/or investing money in mature international markets such as US, UK, Germany, HK and Japan. Using Stockal, people can, digitally, open, own and operate overseas investing accounts - digitally and affordably. Additionally,investing on Stockal is backed by big data-based automated research and analysis that helps investors make smarter investing decisions. Stockal helps investors manage their portfolio better, keep track of its health, make better investing decisions and discover interesting stocks and investing themes every day so that they don't have to scour through reams of data or depend on unreliable guesswork.
• Rare Circles — RareCircles simplifies the business of NFTs so you can focus on growing your community.
• Injective — Explore Injective: the high-performance blockchain powering decentralized finance, governance, and next-gen Web3 apps with unmatched speed and scale.

Portfolio highlights

• Arkadiah — Secure high quality carbon credits & support biodiversity. Arkadiah fuses AI with satellite data and ground truth, transforming degraded lands to be nature-positive.
• Chilibeli — Chilibeli is a social commerce platform that connects manufacturers/farmers with agents directly through various messaging tools.The company empowers farmers and its network of agents to earn extra income with ease and flexibility by streamlining the end-to-end supply chain. It aims to help more local farmers, agents, and consumers benefitfrom the social economy.The company was founded in 2019 by Alex Feng, Damon Yue, and Matt Li. It is based in Setiabudi, Jakarta,
• NextPay — Receive, manage, and spend your company's finances on a single platform. Save time and costs with a digital financial suite built to empower growing businesses.

Portfolio highlights

• Polymarket — Bet on your beliefs
• Caldera — Caldera is a network of interconnected, purpose-built blockchains, settling on Ethereum.
• Nexus — Nexus is a DEX Layer 1, purpose-built to give users around the world access to a new era of verifiable finance.

Portfolio highlights

• Ofload — Ofload connects road freight to thousands of reliable carriers and manages it through technology. This means less waste and more data. Start hauling and shipping with us today!
• NirogStreet — NirogStreet is the best platform for Ayurveda doctors. Learn and Earn from top Ayurveda Experts and get authentic Ayurvedic medicines at the best deals.
• Milaap — Free fundraising for all. 0% Fees charged on donations received

Portfolio highlights

• Helicap — Explore the world of private credit investing, a powerful approach to impactful lending and investment in alternative opportunities. Discover the benefits of deal structuring and the potential for high yield while making a positive social and environmental impact.
• XProtocol — XProtocol is a modular entertainment chain that uses base's superchain technology to help developers create games with player-driven economies.
• HELIX — Gain access to curated alternative investment opportunities and make your crypto do more today. Helix is an accredited marketplace utilising blockchain technology to provide access to off-chain private credit in emerging markets.

Portfolio highlights

• ForU AI — ForU AI operates as a real-world AI agent.
• Monit — Monit menggabungkan manajemen kas, pembayaran bisnis, kontrol pengeluaran, dan kartu kredit korporat dalam satu pengalaman terintegrasi
• CrediLinq.Ai — CrediLinq.Ai is revolutionizing SME lending using AI and machine learning. They Linq artificial intelligence & machine learning with credit underwriting.

Portfolio highlights

• GTE — GTE is a decentralized trading platform that offers end-to-end trading services.
• Hylo —
• Sprinter —

Portfolio highlights

• Carble — We provide carbon insetting technology to tropical commodity buyers and cash incentives to farmers that protect the forest. Our satellite-powered platform monitors carbon emissions, allowing for deforestation-free farming to be rewarded at scale.
• Sapyen — We take the fear out of infertility for men. Test for it at home, without stepping out to the hospital and get personalised health recommendations to improve sperm health and increase your chances of conceiving.
• One Key Access — One Key Access is an interface to the world of couriers to enable 24/7 frictionless deliveries.

Portfolio highlights

• Biconomy — Blockchain transactions made simple. Enable Gasless meta-transactions, instant cross-chain transfers, easy layer 2 onboarding & zero failed transactions
• Novastro — Novastro is a Layer 2 chain for RWAs powered by AI that integrates MoveVM and EigenLayer AVS, delivering Ethereum-level security and Move’s scalability to unlock tokenised yield opportunities across RWAs & DeFi protocols.
• Router Protocol — Router Protocol is a Cross Chain Bridge. Currently live on Ethereum, Polygon, and more. Building an interoperable cross chain future of the blockchain ecosystem.

Portfolio highlights

• Elixir — Powering deUSD, a yield bearing and fully collateralized decentralized dollar on the Elixir Network, bringing institutional-grade liquidity to RWAs.
• Hashflow — Tight spreads. Zero slippage. MEV-resistant.
• Frontrunner — Alexistogel atau di kenal sebagai alexistoto adalah salah satu situs slot yang sudah terpercaya dengan banyaknya yang ingin maxwin hari ini

Portfolio highlights

• GRVT — Trade on the next-gen hybrid derivatives exchange 100% self-custody. 0% counterparty risk. Traditional finance meets the power of blockchain.
• WOO Network — Discover WOO's ecosystem of centralized and decentralized apps to seize every opportunity in crypto.
• Holograph — Holograph enables NFTs to survive and bridge between blockchains while maintaining total data integrity. The company was founded in 2020 and is based in Los Angeles, US.

Portfolio highlights

• Biconomy — Blockchain transactions made simple. Enable Gasless meta-transactions, instant cross-chain transfers, easy layer 2 onboarding & zero failed transactions
• aPriori — aPriori is a monad-native MEV infrastructure and liquid staking mechanism developed for parallel executions.
• SharpLink — SharpLink is an online technology company that works with sports leagues, fantasy sports sites, and sports media companies.

Portfolio highlights

• Zabo — Zabo is an API for connecting to any crypto exchange, wallet, protocol or account. Sign up for access to free API keys at Zabo.com
• Ballet — Ballet Crypto is a companion mobile app, which enables sending of cryptocurrency, checking market value and activating additional currencies. The use of the mobile app is completely optional, as you do not need it to receive and store your cryptocurrency safely.
• Joystream — Joystream is a block chain-based, decentralized video platform.

Portfolio highlights

• Balus — Balus provides motion capture, Unity systems, and AR live permanent venues.The company provides character content infrastructure using real-time animation, we also support the production of original content. Balus provides the necessary technology for event planning, casting, VR events, recording and creation of production images, real-timemotion capture during live events, real-time transmission, event management, and systems that allow users to participate in the production.
• Aperza — Aperza's mission is to contribute to redesigning the manufacturing industry by eliminating three barriers in the industry which are the barrier of information, transaction and communication which most of companies and people often face in this industry.Manufacturing industry is Japanese core industry. We would like to contribute to therebirth of this industry by those activities such as supporting those companies who challenges the global market and supporting those start-ups who tries brand-new industry trend such as Industry 4.0, smart factory or IoT. We believe that this lead to the increase of the people in this industry, and the growth of the industry eventually.
• Leaner Technologies — Leaner Technologies provides cloud-based software for cost reduction analysis.

Portfolio highlights

• Medable — Medable is powering the future of clinical trials, with our decentralized and remote trial platform.
• Shihang Intelligent — Shihang Intelligent is a company that creates water robots and intelligent unmanned equipment. It requires "the ability to fight in wartime and respond in emergencies, with a focus on independent research and development, production, and sales of water robots and intelligent unmanned equipment. The company focuses on surface/underwaterspecial operation robots and takes "being able to fight in wartime, respond in emergencies, and provide peacetime services"
• Hezhong Enterprise Cloud — Hezhong Enterprise Cloud offers digital working capital solutions for enterprises. They use proprietary algorithms to create a reasonable market pricing model, improve capital flow efficiency, and achieve a win-win situation for both parties.

Portfolio highlights

• HashPower — HashPower is a professional blockchain expert that provides investors seamless access to blockchain mining.
• Inferix Labs — Inferix Labs is ​​a decentralized GPU network that provides GPU visual computing solutions dedicated to 3D/AR/VR rendering and AI inference.
• Spaceport Technologies — Accelerating the growth of the next digital economy

Portfolio highlights

• Liqwid Labs — Liqwid is a non-custodial liquidity market protocol for lending and borrowing on Cardano, offering fast, affordable, and transparent liquidity solutions.
• Gasp — Trade crypto without gas, front-running & MEV. L1 chain powered by Substrate. Start trading with Mangata X.
• Pontem Network — Pontem lets you find product market fit in a permissionless environment prior to launching on the Facebook-backed Diem Blockchain.

Portfolio highlights

• HyperAccel — HyperAccel provides hardware solutions for developing AI applications.
• Mithradote Bio — Mithradote Bio is a biotechnology company developing a novel medication to help prevent drug-facilitated sexual assault
• Eavor — Eavor is an advanced geothermal technology company dedicated to creating a clean, scalable form of clean baseload power on a global scale.

Portfolio highlights

• NexGami — NexGami is a gamefi platform that empowers the next generation of players by reshaping the gaming landscape.
• Bitlight Labs — Make Bitcoin Smart
• Pop Social — Pop Social is the ultimate social gateway to Web3. Experience a multi-chain social ecosystem and discover your online social lifestyle. Connect and engage with a decentralized global community to leverage content and ownership economy.

Portfolio highlights

• KINO — KINO is a film production company that brings fans behind the scenes of their favorite hollywood films.
• Renaissance — Renaissance allows artists to amplify their streaming traction and tap into a community of their super fans.
• Virtualtech Frontier — Virtualtech Frontier develops business processes through virtual reality technology. It operates virtual event platforms, metaverse services, and virtual reality solutions. Virtualtech Frontier was founded in 2021 and is based in Selangor, Malaysia.

Portfolio highlights

• 3Commas — 3Commas develops a crypto-asset management tool for tracking investments and exchanges in a unified platform. It provides access to a unified dashboard as the central hub for trading and portfolio management execution.
• Fuel Labs — At Fuel, we are building the fastest execution layer for the modular blockchain stack.
• Optim Finance — Optim Finance provides investment tools that optimize yield on digital assets. Their financial primitives enable users to rent ADA delegation rights to power novel use cases such as SPO loans, leverage into ISOs, and initial bonds.

Portfolio highlights

• InvestaX — Discover the premier Tokenization SaaS Platform tailored for Real World Asset (RWA) and Security Token Offerings (STO). Streamline your asset tokenization with our cutting-edge solutions designed to enhance security, transparency, and efficiency in digital asset management. Ideal for businesses seeking innovative financial technology. Join us to revolutionize your asset tokenization experience!
• InvestaX — Discover the premier Tokenization SaaS Platform tailored for Real World Asset (RWA) and Security Token Offerings (STO). Streamline your asset tokenization with our cutting-edge solutions designed to enhance security, transparency, and efficiency in digital asset management. Ideal for businesses seeking innovative financial technology. Join us to revolutionize your asset tokenization experience!
• InvestaX — Discover the premier Tokenization SaaS Platform tailored for Real World Asset (RWA) and Security Token Offerings (STO). Streamline your asset tokenization with our cutting-edge solutions designed to enhance security, transparency, and efficiency in digital asset management. Ideal for businesses seeking innovative financial technology. Join us to revolutionize your asset tokenization experience!

Portfolio highlights

• 0G — The First Decentralized AI Operating System
• Blockade Games — Blockade Games is a leading blockchain video game development studio. Using industry expertise, we are developing blockchain layer two infrastructure and gaming applications.
• Ignite Tournaments — Ready to take your mobile games to the next level? Join Ignite Tournaments and compete in real money esports tournaments. Download our app now and win big!

Portfolio highlights

• PrismaStake — Unleash the Power of Multi-Chain Staking and Boost Your Assets. Stake. Earn. Grow. Empowering Crypto Investors Across Multiple Blockchains.
• Karmine Corp — Karmine Corp is an esports organization that offers merchandise and competes in games like league of legends, trackmania, and others.
• Root Protocol — ISME is building an operating system with the composition of an intent-centric aggregator of digital identity, virtual accounts, social graphs, and more to enable unified access to Web3.