Top 35 FinTech VC Funds & Investors in Morocco (July 2026)

Portfolio highlights

• Veniam — Transfer 10x more data for your video telematics, fleet operations, industrial IoT or connected vehicles.
• Cycloid — Cycloid Internal Developer Portal and Platform revolutionizes governance, cloud management, sovereignty, and DevX. Available on-prem or in any cloud.
• LAMMA — Lamma is a web and mobile platform reinventing urban movement for package delivery through an extended carpooling network.

Portfolio highlights

• GoCement — Tempatnya jual beli bahan bangunan online terlengkap berkualitas dan harga murah di Indonesia. Cari kebutuhan alat dan bahan bangunanmu, hanya di GoCement
• Jelt — HealthTech B2B Marketplace
• VIVAN Therapeutics — VIVAN Therapeutics, a company pioneering personalized cancer therapeutics using a new assay technology. MPT licensed technology from the Center for Personalized Cancer Therapeutics at Mt Sinai New York and is launching the world’s most comprehensive, personal genomics-based, block-chain enabled drug screening service. All recommended treatmentcombinations will include a cancer drug and a non cancer drug, making treatments less toxic and more affordable. Intelligently designed personalized treatment. Revolutionary cancer care.

Portfolio highlights

• ENAKL — Enakl, is a tech mobility company providing bus sharing solutions for commute rides in Africa. Our technology allows us to collect data to predict demand for commute rides, pool users per destination and create routes that will be operated by professional drivers. Our innovative business model enables affordable pricing, promoting socialinclusion. By offering flexible, safe and convenient transport options, Enakl is helping to solve the problems of congestion and access to transport in Africa.
• ZSystems — ZSystems is a transformative super app designed to redefine B2B trade.
• ORA Technologies — E-Commerce, Super App

Portfolio highlights

• Klaim — Klaim is an InsureTech platform offering a SaaS medical claim management and financing platform all in one. They provide them with total visibility on their revenue cycle, increase their revenue through reduced claim processing time and errors, and faster payments.
• Yakeey — Yakeey is an end-to-end transactional marketplace that radically simplifies the experience of buying, selling and renting real estate.We leverage on data and technology to connect all real estate market players through a state of the art platform, create a chain of trust and powerful network effects and accelerate transactions.Yakeey is builton a community of real estate advisors, YakeeyPRO, to deliver a continuous professional and tailored service at every step of the transaction.
• MYCOPHYTO — Co-created in July 2016 by Justine LIPUMA, PhD in microbiology, and Christine PONCET-DOISE, Senior Research Engineer at INRA, MYCOPHYTO is the result of 30 years of experimentation in biological crop protection.

Portfolio highlights

• Root — Launch digital and embedded insurance solutions with omni-channel distribution.
• Traction Apps — Traction apps provide businesses end to end tools they need to run and grow their businesses.
• Reliance Health — Reliance Health Global. Improve the lives of your staff with innovative company healthcare benefits fit for any business. You can rely on us.

Portfolio highlights

• Djamo — Djamo is a Provider of financial applications to allow customers to use their cards with zero fees in a wide range of services.
• Tugende — Tugende helps motorcycle taxi drivers own their own motorcycles in eighteen months or less instead of renting indefinitely. Ownership significantly increases income, job security and road safety.
• Quro Medical — Quro Medical is an innovative digital health company pioneering premium hospital-at-home services.

Portfolio highlights

• Damanesign — Damanesign operates as a digital trust solutions startup. Damanesign is a startup that is seizing new legislation opportunities on digital trust in Morocco to provide users with the utmost safety in documentation.
• Atlan Space — Building Artificial Intelligence to autonomously pilot any fixed wing drone, to monitor and take measures over very large areas
• OnePay — OnePay is a fintech startup that operates as a distributor of means of payment and aggregator of payment and value-added services in electronic transactions.

Portfolio highlights

• ENAKL — Enakl, is a tech mobility company providing bus sharing solutions for commute rides in Africa. Our technology allows us to collect data to predict demand for commute rides, pool users per destination and create routes that will be operated by professional drivers. Our innovative business model enables affordable pricing, promoting socialinclusion. By offering flexible, safe and convenient transport options, Enakl is helping to solve the problems of congestion and access to transport in Africa.
• GoSwap — GoSwap is an automated battery swapping solution for electric scooters.
• Weego — Transport prive par navette pour employes et evenements. Itineraires personnalises, suivi en direct et appli voyageur.

Portfolio highlights

• Nawy — The ultimate real estate broker in Egypt. Browse areas, compounds, and properties by price, location, and amenities to find the perfect place.
• Chari — Chari is an e-commerce and fintech app for traditional retailers in French-Speaking Africa allowing them to order any consumer goods they sell and get delivered for free in less than 24 hours. Chari is also a financial services provider for these retailers, offering them microloans
• Tagaddod — Tagaddod is a renewable Energy and Waste Management Egyptian company, started in February 2013 and operating in Cairo –Egypt. Currently focusing on clean fuels, Tagaddod is working on Biodiesel production from Vegetable Oils. Biodiesel is a fuel alternative that is produced from waste vegetable oils and used in conventional diesel engines, whichcan directly substitute for or extend supplies of traditional petroleum diesel.

Portfolio highlights

• ATAREC —
• WafR — WafR is a reward-based loyalty startup that allows users to earn phone recharges while shopping at retail shops.
• Akorn Technology — Akorn uses upcycled, non-GMO corn by-products to manufacture edible coatings that makes the shelf life of fresh produce last.

Portfolio highlights

• Agicap — Agicap develops and sells a SaaS platform for SMBs to manage and forecast their cash flows. Agicap allows business owners to build dynamic, reliable forecasts and have real-time visibility over their current and future cash position. This data, which can be easily shared with banks, makes it easier for SMBs to access financing options and reducesthe risk of bankruptcy.
• Teknovus — Teknovus, Inc., a fabless semiconductor and software solutions company, develops and supplies access chips and embedded software for the FTTx market. It offers Ethernet passive optical network (EPON) integrated chips for central office and customer premises applications; EPON customer premises equipment ONU; TDM transport chips that provide thecircuit emulation of T1/E1/J1 on various Ethernet switched networks; evaluation kits, which support original equipment manufacturers and service provider customers; EPON OLT solutions that offer a system-on-a-chip approach to the original equipment manufacturers; and TK3401 Intelligent EPON Node Controller that enables service providers to meet various needs of network topologies and subscriber densities. The company’s system-on-a-chips incorporate firmware for the embedded processor to control the hardware. Teknovus, Inc. markets its products through distributors in the United States, Europe, and China. Teknovus, Inc. was founded in 2002 and is headquartered in Petaluma, California with sales and support centers in Tokyo, Seoul, Beijing, Shanghai, and Shenzhen. The company also has a location in San Jose, California.
• Almentor — almentor.net is a cutting-edge continuous e-learning platform curating top-rated video-based training programs delivered by leading subject matter experts and accessible through B2C and B2B channels to serve the needs of Arabs across the world. The platform was officially launched in January 2018 and currently offers the biggest Arabic high qualitycontinuous learning video library in the world, including paid courses, free talks, crash courses and books, primarily in Arabic.

Portfolio highlights

• Sylndr — Sylndr is an automotive focused e-commerce marketplace bringing innovation to the used-cars market, where customers can reliably and transparently sell and buy used cars. The company is aiming to build trust in the used-car market by becoming the go-to place for customers seeking to sell and buy their cars, through an extensive range ofhigh-quality used vehicles accessible across a diverse set of financing solutions.
• Chari — Chari is an e-commerce and fintech app for traditional retailers in French-Speaking Africa allowing them to order any consumer goods they sell and get delivered for free in less than 24 hours. Chari is also a financial services provider for these retailers, offering them microloans
• Mecho — Mecho is an on-demand auto repair and maintenance platform for individuals and businesses in Africa.

Portfolio highlights

• Chari — Chari is an e-commerce and fintech app for traditional retailers in French-Speaking Africa allowing them to order any consumer goods they sell and get delivered for free in less than 24 hours. Chari is also a financial services provider for these retailers, offering them microloans

Portfolio highlights

• WafR — WafR is a reward-based loyalty startup that allows users to earn phone recharges while shopping at retail shops.
• Checker —
• Money Fellows — MoneyFellows digitizes the ROSCA model, enabling group lending and savings.

Portfolio highlights

• Seezo — Seezo provides security design reviews for every feature a company builds, leveraging Gen AI to scale threat modeling. The platform helps developers ship features faster by identifying potential risks and vulnerabilities. Seezo focuses on application security (AppSec) and aims to integrate security seamlessly into the development process.
• Sensesemi —
• JustAI — An AI-first modern enterprise marketing stack that sets you in an always-on, set-and-forget motion. Increase your experimentation velocity and keep your team lean! Say goodbye to manual campaign management.

Portfolio highlights

• Orbii AI — Our AI enriches & analyses borrower data, helping you make credit decisions in minutes. Accelerate your business loan Underwriting decisons.
• Siin — E-commerce Marketplace
• MilkStraw AI — Saving companies up to 75% on AWS

Portfolio highlights

• ENAKL — Enakl, is a tech mobility company providing bus sharing solutions for commute rides in Africa. Our technology allows us to collect data to predict demand for commute rides, pool users per destination and create routes that will be operated by professional drivers. Our innovative business model enables affordable pricing, promoting socialinclusion. By offering flexible, safe and convenient transport options, Enakl is helping to solve the problems of congestion and access to transport in Africa.
• Alya — FinTech providing instalments & payment solutions in Africa

Portfolio highlights

• SehaTech — Welcome to SehaTech, the groundbreaking company revolutionizing the health insurance market with our innovative solutions!
• REasy — Top up locally, pay suppliers globally, and manage international shipments with REasy. Fast, secure, and designed for African businesses expanding worldwide.
• Eduflexx AI — EduFlexAI is an AI-driven ed-tech platform that personalizes learning by adapting school curriculums to individual student needs. Using advanced machine learning, real-time analytics, and AI-powered tools, EduFlexAI enhances engagement, improves academic performance, and optimizes teacher efficiency. Our mission is to make quality education morepersonalized, inclusive, and accessible for students worldwide.

Portfolio highlights

• ariika — ariika is a direct-to-cosumer digital native furniture and homeware brand in MENA. We partner with artisans from all over the world to create and curate simple, modern, unique, affordable products and make them accessible.
• Yakeey — Yakeey is an end-to-end transactional marketplace that radically simplifies the experience of buying, selling and renting real estate.We leverage on data and technology to connect all real estate market players through a state of the art platform, create a chain of trust and powerful network effects and accelerate transactions.Yakeey is builton a community of real estate advisors, YakeeyPRO, to deliver a continuous professional and tailored service at every step of the transaction.
• Bluworks.io — Smart HR system for Smart Businesses | Start Today Automate payroll, shift scheduling, and attendance for your blue-collar workforce. Bluworks is the HR system trusted by all.

Portfolio highlights

• Cathedis — Cathedis has been a partner of e-merchants, adapting to the evolutions of the e-commerce market. Taking into account the trends and needs of e-merchants and e-buyers, as the constraints of their business. Their offers are always more important, competitive, personalized, and innovative.
• Premium Technology & Services — Premium Technology & Services offers cutting-edge solutions that make it easier to connect with service providers and integrate banking systems. and improves communication with players in the financial sector, reduces operating costs, and simplifies banking processes.

Portfolio highlights

• Allawee — Allawee is a corporate credit card with a credit line to help you spend smarter. We give you high credit limits, attractive cashback rewards and advanced spend management tools.
• Raenest — Access Virtual Accounts, Invoicing, Multi-Currency Payouts, Auto Payroll, Accounting Integrations, and Virtual & Physical cards within minutes.
• Woodcore Inc — Woodcore is a Cloud Enabled Core Banking System for Banks, Micro Financial Institutions and Neo Banks primarily for emerging markets. We provide them with the Core banking system to digitise their existing process from using excel or any manual ways of offering banking service and then provide them with the merchant payment platform which allowsthem to be technology ready for integrations from third parties.

Portfolio highlights

• Dataroid — Enterprise-level digital analytics and customer engagement platform that helps enhance every customer interaction with data-driven insights.
• Pagaleve — pagaleve offers payment in installments at PIX, with no interest and no credit card required. They provide merchants with a new payment method in order to increase their sales in a simple, uncomplicated, and agile manner, but they also want to provide people with the opportunity to buy what they want without committing to the card'shigh-interest rates and credit.
• Shop Circle — Shop Circle is a tech-driven company that acquires and grows the best e-commerce apps. We empower thousands of brands to build experiences that customers will love.

Portfolio highlights

• Cypien AI — Cypien AI is an artificial intelligence system that provides personalized experiences by converting simple web pages into an active and modular business platform.
• Mozart — Mozart developed a conversational AI platform that helps companies recover debt through virtual agents.
• MyAlice — The modern customer service and social selling platform. Support anytime and sell anywhere with all your messages, orders, and agents in one place.

Portfolio highlights

• Holged Group — Holged Group is an operator of an education center. The company offers educational services from kindergarten to 12th grade, enabling students to get a stimulating, enriching, and inclusive learning environment.
• Ecoles Yassamine — Ecoles Yassamine is the first school of the group was founded and run by Mr. Mohamed Benyahia and Ms. Najia Kabbaj, a dedicated teacher with significant experience in the education sector. The educational approach of Ecoles Yassamine was built on two pillars: The academic excellence and personal development of its students. In 2004, Ahmed Benyahiatook over as General Director, developing the single school into a network, while maintaining the pillars of success of the school’s origin. 30 years later, Ecoles Yassamine is the largest network of schools in Morocco with five entities, more than 6,000 students, and 700 teachers and support staff who devote their skills, experience, and love of the profession to their students, in order to accompany them in their personal development from kindergarten to preparatory classes.
• Luminus Education —

Portfolio highlights

• KONTA — KONTA is the end-to-end vendor spend management platform. They offer finance, accounting, software, artificial intelligence, purchasing, corporate finance, audit, reconciliation, collaboration, communication, accounting export, payment management, and reporting.
• Acousia Therapeutics — Acousia Therapeutics GmbH is a privately held biotech company based in Tübingen, Germany. Acousia has experience and expertise in identifying and developing small molecule drug candidates for the treatment of hearing loss.Sensory hair cells are the key cells for hearing in the inner ear. Acousia`s approach will help to replace lost hair cells bycellular regeneration originating from supporting cells.ASpherecousia is developing drugs for local application, which will restore hearing in patients who have lost their hearing ability induced by various reasons, e.g. noise trauma, treatment with ototoxic drugs or sudden deafness. In addition, these therapies will have the potential to treat the age-related decrease in hearing capacity.

Portfolio highlights

• Nuru — Nuru is a solar hybrid site. Nuru (Swahili for "light") is a company dedicated to enhancing connectivity in the Democratic Republic of Congo. Nuru deployed Congo's first solar-based mini-grid in 2017 and is currently constructing a 1.3MW solar hybrid site in Goma, the largest off-grid mini-grid in sub-Saharan Africa.Nuru is arenewable and environment company that specializes in the fields of storage micro-grids and solar energy. The company deployed Congo's first solar-based mini-grid in 2017 and is currently constructing a 1.3MW solar hybrid site in Goma.Nuru was founded in 2015 and headquartered in Goma, Nord-Kivu, Congo.
• BasiGo — BasiGo is an early-stage e-mobility start-up looking to revolutionize the public transportation sector by providing matatu owners with a cost-effective electric alternative to diesel buses.
• Ecoener —

Portfolio highlights

• Apata — Apata the go-to fraud prevention provider for fintech issuers.
• Knoma — Search hundreds of courses from leading schools and bootcamps. Learn now and pay later with Knoma and spread the cost with ethical finance
• The Coterie — https://blog.thecoterie.co/introducing-the-coterie-34e739cb85dcThe Coterie builds financial software for people who may make more from assets than salary. We offer founders access to venture capital investments, estate planning strategies and, coming soon, lending products. Our founders—Ethan Agarwal, Jeson Patel, and ChrisBoies—have all founded and sold companies before. We built The Coterie, alongside our incredible team, because we saw the need for these products first hand, and we created the world we want to live in. We’ve raised $50M in funding, led by Andreessen Horowitz. Other investors include Garry Tan (Midas List), Gokul Rajaram (IFKYK), Mar Hershenson (Midas List), Stanley Tang (Doordash co-founder), and more. Loans are made by Coterie Finance LLCLoans are made by Coterie Finance LLC. Investment advisory services provided through The Coterie Management Co LLC. Not investing advice, no guarantee of future results.

Portfolio highlights

• Spring in Africa — Wallets Africa helps Africans and African-owned businesses send money, receive money, make card payments, and access overdrafts.
• Allpro Technologies — Their mission is to Facilitate the free flow of finance and data in the school ecosystem.
• ThankUCash — ThankUCash is a technology company powering rewards and loyalty for African banks and businesses. ThankUCash helps merchants grow revenue by connecting them to customers within and outside of their locations while retaining acquired customers using a data analytics-powered reward system where customers earn cash rewards for every transaction madeboth offline and online.

Portfolio highlights

• Intmax — INTMAX has developed significant innovations in ZK implementation making it a unique Layer2 rollup network that offers low cost, security, tunable privacy, and above all, scalability.
• TIBU Health — TIBU Health is a disruptive HealthTech logistics company that provides high-quality healthcare services.
• Onboard — Onboard helps hardware companies transform their text manuals to 3D, intelligent manuals with instant customer support capabilities.

Portfolio highlights

• Komia — Komia digitizes the daily operations of restaurants and food concepts.
• Stern Tech — We created a revolutionary SaaS platform for human behavior analysis. We use AI and cognitive sciences to interpret human behavior in real time. Use cases: Automotive, Health, Marketing, Training, Politics. See our partnership with Renault and STMicroelectronics : https://stern.consulting/sterntech-h1stvision.mp4
• Desk — Desk is the management software for coworking spaces and business centers that simplifies daily operations for over 200 shared space managers.

Portfolio highlights

• Revelo — Scale your development team with the top 1% of 1,000,000+ software engineers in Latin America. Get matched with senior remote developers who have strong technical and English-speaking skills & hire them without the overhead. We handle payroll, taxes, and HR. Flat monthly rate.
• Twiga Foods — Twiga is a mobile-based supply platform for Africa’s retail outlets, kiosks, and market stalls. The company is using a mobile-based, cashless, business-to-business (B2B) supply platform to access distribution into the millions of small and medium-sized vendors in African urban markets. Founded in 2013, Twiga is based in Nairobi, Kenya.
• ABBANK — An Binh Commercial Joint Stock Bank, a commercial bank, provides consumer and corporate banking services in Vietnam. The company offers consumer banking services, such as term and non-term savings, demand, and accumulated savings deposits; and unsecured consumption, home erection/renovation, secured consumption, business and production, car,home, listed and non-listed securities, overseas study, savings account book/account balance mortgage, and business and production supplementary loans. It provides corporate banking services, including commercial financing, import financing, pre-shipment export financing, SME financing, and co-financing loans; supplementary installment loans for business.

Portfolio highlights

• Munify — Fast, secure, and cost-efficient cross-border payments powered by stablecoins. Send and receive money globally without delays, high fees, or the complexity
• Bluerails — Bluerails is a fintech firm that has created an on-chain treasury platform to improve cross-border payments and treasury management for businesses, family offices, and high-net-worth individuals.
• Stream — Stream is a company that helps make payments simpler, faster, and reliable.

Portfolio highlights

• Droxi — Droxi is an AI-based platform that helps primary care physicians to reduce the amount of time spent on non-patient-facing tasks.
• Tracksuit — Tracksuit has created beautiful, always-on, and radically affordable brand tracking for modern consumer brands. Brand marketers and leaders at consumer brands have access to enterprise-tier brand tracking, specifically built for them, at a price point that works. Teams can easily track awareness, consideration, preference and brand associationsfrom real humans within the wider market, and compare results against competitors.
• Sonic Fire Tech — NASA-inspired infrasound fire suppression that protects homes and communities: damage-free, water-free, and always on.

Portfolio highlights

• Savannah Brands — Savannah Brands is a food & beverage company.
• UTU Technologies — Trust infrastructure for the sharing economy.
• African Originals — African Originals food and beverage company that offers authentic African craft beverages using traditional reciepies.

Portfolio highlights

• Bamba — Bamba is an android application allowing micro-merchants across Africa to run their entire business utilizing their phones. It focuses on simple tools for merchants to manage their customers, get paid, payout as well as takeout cash advances against their future cash flow.
• Lilo — Lilo is the first invest-and-experience platform offering the most sought-after properties around the world.
• Bamba — Today, organizations spend a lot of money on physical data gathering exercises using old-fashioned paper-based methods. These methods result in expensive, severely delayed and incomplete data . With Bamba, a client can launch a data collection exercise anywhere in the world simply from the comfort of their web browser and the client can ensureindividuals respond with complete answers by paying those individuals for that data with mobile airtime in 122 different countries thus far.