Top 20 Financial Services Startup Investors in Zambia in July 2025
A list of 20 angel investors and VC (Venture Capital) funds that invest in Financial services startups based in Zambia. We rank investors based on the number of investments they made in Financial services companies from Zambia. We update this investor list every month.Top 20 Financial Services Startup Investors in Zambia in July 2025
Investor | Financial Services Zambia investments |
---|---|
Runa Capital | 2 |
ACE & Company | 2 |
The Todd & Rahul Angel Fund | 2 |
Enygma Ventures | 2 |
Vibe VC | 2 |
Babs Ogundeyi | 2 |
Ventures Platform | 2 |
Zrosk Investment Management | 1 |
54 Collective | 1 |
Goodwater Capital | 1 |
Not Boring Capital | 1 |
Blockchain Founders Fund | 1 |
Shell Foundation | 1 |
Tiger Global Management | 1 |
KFW DEG | 1 |
Jordan Engineering | 1 |
Earl Grey Capital | 1 |
Alitheia IDF | 1 |
Gbenga Ajayi | 1 |
Jag Singh | 1 |
Runa Capital is a global venture capital firm built by serial entrepreneurs that invests in early-stage software startups around the world...
Show more
Investment focus
- Software, SaaS, Financial Services
- Series A, Seed, Series B
- United States, Germany, France
Portfolio highlights
- Ubitium — Ubiquitous computing, universal RISC-V microprocessor
- Akhetonics — Creating the first all-optical RISC Processor
- Twenty — Twenty builds the modern salesforce, powered by the open source community.
ACE offers three core investment strategies across the stages of private investment: Secondaries, Buyout, and Venture. Our portfolio construction guidelines ensure that our investors access the necessary customization to achieve their risk and return requirements.ACE aims to drive returns by managing risks and strategically adjusting investmentexposure to the stage of a company’s development. We strongly believe that diversification and sizing of investments according to the risk profile are the most effective approaches to investing private capital.ACE’s specialized investment teams provide the support to create long-term and sustainable investment results.
Show more
Investment focus
- Software, FinTech, Financial Services
- Seed, Funding Round, Series A
- United States, Switzerland, United Kingdom
Portfolio highlights
- Roofr — The complete sales toolbox for roofers. From roof measurement reports to project-winning proposals.
- DePoly — DePoly is a spin off out of the LSMO lab at EPFL- Valais that has developed a novel technology allowing for the chemical recycling of PET plastic back to its main two components ethylene glycol (EG) and terephthalic acid (TPA). Our approach turns low valued materials (PET waste) into high-valued chemicals like TPA creating a circular economy. Weexpect this process to generate revenue from chemically recycling PET to TPA/EG, which can be sold back to industry to make new virgin PET plastic and allowing for a sustainable source of TPA and EG on the market.
- PatientPoint — Discover how PatientPoint delivers content that drives better health decisions and outcomes for healthcare providers, brands, and patients.
Backed by 110+ world-class founders and operators. We help you find product/market fit faster, supercharge your distribution, and raise from the best investors.
Show more
Investment focus
- Software, Information Technology, E-Commerce
- Seed, Series A, Series B
- United States, Zambia, Nigeria
Portfolio highlights
- Loyal — Loyal is a clinical-stage veterinary medicine company working on giving dogs longer, healthier lives.
- Merkle Manufactory — Merkle Manufactory is a software company contributing to the Farcaster protocol and working on clients.
- Meez Culinary Solutions — Organize, Train, Cost, Iterate, Collaborate, and Share your recipes and process.
Enygma Ventures is an investment fund for female entrepreneurs and women founders, focused on Southern Africa or SADC. Unlike traditional private equity, venture capital, and banks our team is full of award winning entrepreneurs who understand the same struggles you face first hand.
Show more
Investment focus
- Financial Services, Lending, Education
- Seed, Funding Round
- South Africa, Zambia, Swaziland
Portfolio highlights
- Adbot — ...<div class=""><a class="text-link font-weight-bold text-light text-link--blue pt-4" href="https://adbot.co.za/">Read More</a></div>
- Koa Academy — Koa Academy is on the cutting edge of online schooling in South Africa! We offer small classes, quality educators, and individualized, engaged online learning.
- Brown and Ayo — Brown and Ayo have provided customers with an extensive online marketplace of natural hair extensions created to mimic black natural hair textures. The company prides itself in bringing innovative and well-loved products to the SA black woman consumer.
We were told no one would take us seriously as investors without a website, so here's our website.
Show more
Investment focus
- Financial Services, EdTech, Education
- Seed, Pre-Seed, Series A
- United States, India, Zambia
Portfolio highlights
- RipenHQ — A venture studio creating products and services that ripen the internet.
- DealCart — DealCart enables users to buy their favorite products in groups by allowing users to buy in groups and sharing deals on WhatsApp and other social media platforms.
- Carry — Ocho is everything you need to build wealth as a business owner.
Cofounder and CEO of Kuda
Show more
Investment focus
- Financial Services, FinTech, Finance
- Seed, Pre-Seed, Funding Round
- Nigeria, Zambia, Pakistan
Portfolio highlights
- Zazuu — Zazuu is a platform for sending money across the border.
- Curacel — Curacel creates APIs & tools that enable businesses to embed insurance in digital channels and to administer claims cost-effectively.
- 24SEVEN — 24seven.pk is using tech and data to digitize and disrupt the fresh food and FMCG verticals in one of the fastest-growing and rapidly evolving consumer markets in the world.
We back founders building the future of Africa. We invest in companies that solve for non-consumption, plug infrastructural gaps and democratise prosperity in Africa, by eliminating the barriers for access and reducing the costs of delivering goods and services.
Show more
Investment focus
- Financial Services, FinTech, Internet
- Seed, Pre-Seed, Funding Round
- Nigeria, United States, Kenya
Portfolio highlights
- Raenest — Access Virtual Accounts, Invoicing, Multi-Currency Payouts, Auto Payroll, Accounting Integrations, and Virtual & Physical cards within minutes.
- Maad — Maad is Francophone Africa's fastest-growing B2B marketplace, based in Dakar, Senegal. Our tech-driven solution allows retailers to order products from our one-stop shop and benefit from working capital loans
- Juicyway — Juice is a developer of a payment network platform for cross-border business payments for businesses and individuals. It facilitates financial transactions between parties regardless of location to allow enterprises to participate in international trade and the exchange of goods and services.
Zrosk Investment Management is an investment firm that invests in early-stage startups. We invest across the pre-seed to series A spectrum. We typically target at least 10% ownership in businesses we invest in and tend to maintain that position until series A providing much-needed early follow-on capital for our portfolio companies. Our commitmentis to provide more than just capital and to be one of the most prominent value-added investors on a company's cap table.
Show more
Investment focus
- Financial Services, FinTech, Finance
- Seed, Pre-Seed, Series A
- Nigeria, United Kingdom, United States
Portfolio highlights
- PaidHR — PaidHR works with organizations to streamline how they manage their staff. Our precisely created solutions enable them to create the ideal place to work.
- Lingawa — Learn African languages online with expert tutors. Gain practical skills in Yoruba, Igbo, and more. Start your language journey today.
- Definely — Definely creates legal tech solutions to free lawyers from frustration, saving them time when understanding, drafting and reviewing legal documents.
Building and scaling African tech startups with catalytic capital, value-add support and our global network.
Show more
Investment focus
- Health Care, Information Technology, FinTech
- Seed, Pre-Seed, Funding Round
- Kenya, Nigeria, South Africa
Portfolio highlights
- Billboxx — Empowering SMEs to pay and get paid on time, every time.
- Yeah — Yeah is a financial technology company that offers payment processing services while building a credit profile for the banked and unbanked.
- Konnect — Konnect provides a cross borders payment solution intended to simplify complex financial flows allowing companies of any scale and size to send and receive payments in a practical, secure, and low-cost way.
Goodwater empowers exceptional entrepreneurs everywhere to change the world for the better. They believe consumer technology is a force on earth, shaping culture and transforming the global economy at unprecedented speed and scale. They invest in promising entrepreneurs to solve pressing problems. As a combined force, Goodwater companies are aglobal force for change, poised to measurably improve billions of lives.
Show more
Investment focus
- FinTech, Financial Services, Health Care
- Seed, Series A, Pre-Seed
- United States, India, South Korea
Portfolio highlights
- Memebox — Memebox Corporation is a consumer company that provides customers with the Asian beauty products, culture, and trends. A global company focused on forecasting trends and creating private, in-house labels inspired by K-beauty (and made for the product obsessed).
- Bigger Games — Bigger Games, a dynamic mobile gaming company, is at the forefront of transforming the mobile gaming landscape. We aim for great execution and passionately work on each and every detail in our casual games to build the best experience for our players.
- Stackup — Stackup is transforming how businesses manage their on-chain operations by offering a smart account platform designed to simplify and automate complex blockchain tasks. As the need for seamless, secure, and efficient crypto transactions grows, Stackup provides centralized control over decentralized assets, allowing businesses to take charge ofevery detail of their operations with ease. Our platform integrates advanced security and adaptive features to eliminate the chaos of traditional crypto wallets, empowering businesses to manage their crypto stack in real-time. Whether you’re orchestrating large-scale transactions or ensuring complete transparency, Stackup’s solution brings order and precision to blockchain management—turning crypto chaos into structured, seamless business flow.
Behind-the-Scenes of Raising a Fund to Invest in Companies with Stories to Tell
Show more
Investment focus
- Cryptocurrency, FinTech, Blockchain
- Seed, Pre-Seed, Series A
- United States, Canada, Zambia
Portfolio highlights
- Ambrook — Manage your finances, improve your margins, and stay independent.
- Voiceops — Your high-volume calls contain the blueprint for business growth, cost reduction, and risk management. Voiceops doesn't just analyze calls - it works alongside your team to automatically implement improvements that most businesses miss.Founded in New York and backed by top-tier investors on both coasts, Voiceops has driven billions ofdollars of revenue and cost-savings for industry leaders in education, financial services, and insurance. Real results: 80% increase in close rates, 98% reduction in compliance violations, 70% reduction in post-call work, 93% reduction in attrition, and 50% reduction in cost per lead.We're a fast-growing AI platform, with customers who have called our AI teammate “stunning” and the most advanced capability they’ve seen “by a landslide” — and we're just getting started.
- Unnatural Products — Unnatural Products is a startup pairing AI with chemistry to create treatments for drug targets. Its AI-enhanced technology platform creates entirely new drugs by engineering passively permeable, macrocyclic peptides that access traditionally undruggable targets.Unnatural Products was founded in 2017 and is headquartered in Santa Cruz,California.
We Focus Exclusively On Adding Value To Blockchain & Emerging Technology Projects With Real World Applications.
Show more
Investment focus
- Blockchain, Cryptocurrency, FinTech
- Seed, Pre-Seed, Funding Round
- United States, United Kingdom, Singapore
Portfolio highlights
- Metafide — Metafide offers AI-driven trading solutions and Web3 asset analysis for financial entities.
- Sphinx — Experience 24/7 derivatives trading with near-instant clearing, dynamic margin and up to 90% lower fees.
- Velvet Capital — Velvet Capital is a DeFi operating system that helps launch and manage on-chain funds and structured products. Velvet Capital offers its users a way to gain exposure to digital assets.
Shell Foundation is a philanthropic foundation that enables millions of people in Africa and Asia to increase their incomes with clean energy solutions.
Show more
Investment focus
- Energy, Solar, Agriculture
- Grant, Seed, Funding Round
- India, United States, Kenya
Portfolio highlights
- Kofa — Kofa is an automotive company that utilizes the latest electric battery and motor technology. The company aims to develop an affordable, sustainable and customer driven electric network in transformative energy, transport, and climate change around the globe. Kofa was founded in Ghana and is headquartered in Accra.
- Sistema.bio — Sistema.bio is a biodigester with biogas appliances. High efficiency biodigesters transform organic waste into renewable biogas.
- Mufin Green Finance — Mufin Green Finance is an NBFC that specialises in the electric vehicle (EV) market.
Founded in 2001, Tiger Global Management, LLC (“Tiger Global”) is a New York-based investment firm pursuing a long-term approach to investing in leading, global public and private companies that leverage technological innovation. Tiger Global’s public equity business includes fundamentally oriented long/short, long-focused and crossoverstrategies, targeting investments in high-quality, public growth companies. The private equity business invests in early through late stage companies that pursue innovative approaches to new and existing industries, building on over 20 years of experience investing in hundreds of businesses in more than 30 countries with more than 90 portfolio company IPOs. With a strong track record investing across sectors and stages, Tiger Global aims to be a thought partner to companies and their management teams across their lifecycle in public and private markets. The Firm’s mission is to generate world-class returns for its investors and to do so in a way that makes its employees, partners and portfolio companies proud.
Show more
Investment focus
- Software, FinTech, Financial Services
- Series B, Series A, Series C
- United States, India, China
Portfolio highlights
- Spinny — Spinny is a tech-powered new-age used car buying platform enabling trustworthy and hassle-free transactions in used cars. It also brings absolute trust and simplicity to the Indian used car market. They follow a full-stack business model to offer value, transparency, and simplicity to their customers. Spinny's goal is to help our customersbuy a car that matches their aspirations. It was founded in 2015 and is headquartered in Gurgaon, Haryana, India.
- SILQ — SILQ is a platform dedicated to bridging economies and empowering businesses to trade, grow, and navigate new frontiers. By enabling seamless commerce, logistics, and finance, SILQ unlocks opportunities in emerging economies, fueling ambitions and redefining global trade.The name SILQ is a modern tribute to the legendary Silk Road—reimagined forthe digital age. The distinctive “Q” comes from Souq, the Arabic word for marketplace, symbolizing our commitment to fast, accessible, authentic, and reliable commerce.SILQ aspires to transform local products and manufacturers into global brands by connecting them with entrepreneurs in emerging markets across the Gulf, South Asia, and beyond.
- Temporal Technologies — Build invincible apps with Temporal's open source durable execution platform. Eliminate complexity and ship features faster. Talk to an expert today!
KFW DEG offers financing, advice and support to private sector enterprises operating in developing and emerging-market countries. Their customers can rely on their expertise: They can benefit from their market knowledge, their 21 locations worldwide, and their international network. For entrepreneurial success and development.
Show more
Investment focus
- Financial Services, Finance, FinTech
- Debt Financing, Funding Round, Grant
- India, Kenya, United States
Portfolio highlights
- ACCIONA — At ACCIONA we offer sustainable solutions to the most urgent challenges facing the planet, such as global warming, energy needs and water shortages
- ACWA Power — ACWA Power is a developer, investor, co-owner and operator of a portfolio of power generation, renewable energy and desalinated water production plants.
- CreditAccess Grameen — CreditAccess Grameen provides micro financial products and services for women from rural poor and low income households in India. It offers microcredit loans for income generation, family welfare, emergency, and home improvement, as well as micro insurance services covering life insurance, health insurance, and national pension scheme.CreditAccess Grameen also provides non-financial services, such as enterprise development, financial literacy promotion, basic health/nutrition education, basic medical services, special medical services for women and children, and training for women and women's rights/gender issues education. Vinatha M. Reddy founded Grameen Koota Financial Services in 1999. It became CreditAccess Grameen in January 2018, with its headquarters in Bengaluru in India.
Jordan Engineering
Show more
Investment focus
- Agriculture, Financial Services
- Seed
- Zambia
Portfolio highlights
- Rent To Own Africa — Rent To Own provides affordable financing to high capacity entrepreneurs in rural communities across Zambia. Rent To Own variety of rental arrangements helps business owners build assets and expand their own services. Beyond traditional asset financing, Rent To Own adapts its services and to the individual needs of each client, including guidedasset selection process, direct distribution and one-on one training for maintenance and proper equipment usage. The company unique six-step loan process mitigates repayment risk and ensures that the equipment is being used optimally.
Founders funding founders at the earliest stages of company building.
Show more
Investment focus
- SaaS, E-Learning, Information Technology
- Seed, Pre-Seed, Series A
- United States, India, Canada
Portfolio highlights
- Rubie — Rubie is a software solutions company that helps businesses with complex products streamline and accelerate customer onboarding.
- CrewAI — CrewAI is a multi-agent automation platform for enterprises to automate complex tasks. With its automation platform, organizations can deploy and manage AI agents to automate complex tasks and to value across a wide range of use cases, from research and analysis to coding and reporting.The company also offers a range of advanced new featuresincluding self-iteration, performance evaluation, persistent memory, and a range of new agent collaboration structures.
- Mino Games — Mino Games is a free-to-play mobile gaming studio that produced the top 50 grossing mobile game Mino Monsters, with over 13 million downloads. We create deeply engaging, widely appealing games for millions of fans. We’re currently building our world class development studio in Montreal.We are a small group of passionate engineers, artists andanalysts with a mission to create games that millions of people all around the world love to play for years. We are funded by the best angel investors, institutional investors, and gaming companies from across the world.Our third and latest game, Cat Game, has already hit the App Store’s Top 100 Grossing Chart in Canada. The game, currently in soft launch, is showing world class key metrics, and we are expecting it to be a global hit when we launch it by February 2019.We are looking today to grow the team and looking for world class ambitious talent to come join us on the journey, to develop and support this newest title into a global success on both iOS and Android, and help us with future projects as we rapidly grow.
Alitheia IDF is investing in dynamic and growing businesses throughout Africa. By investing in teams that recognize the importance of gender diversity the firm generates superior financial returns and impact.
Show more
Investment focus
- Logistics, E-Commerce, Retail
- Series A, Funding Round, Seed
- South Africa, Nigeria, Ghana
Portfolio highlights
- Lupiya — Lupiya is an online marketplace for microloans. It is a branch-less, innovative digital microfinance platform that leverages technology to make the process of borrowing simpler and easier so that people and businesses located across the country even in rural, remote areas can access financial services.
- Seamfix — Seamfix’s end-to-end electronic ID and credentials software solutions address the lack of digital ID systems for 30+ African countries and over 250M individuals, providing access to credit, banking, and other essential services for large parts of populations.
- Ivili Group — Ivili Group is a leading South African textiles manufacturing group that has a diversified offering in textiles; including wool processing products and services and jeanswear garment manufacturing products and services.
Gbenga Ajayi of Kanza Ventures.
Show more
Investment focus
- FinTech, Payments, Financial Services
- Seed, Series A, Series B
- Egypt, Zambia, Nigeria
Portfolio highlights
- Raenest — Access Virtual Accounts, Invoicing, Multi-Currency Payouts, Auto Payroll, Accounting Integrations, and Virtual & Physical cards within minutes.
- Union54 — Developers of ChitChat: an integrated messaging app with payments and USD Cards.
- Cedar Money — Cedar simplifies cross-border payments for businesses in Africa. We enable businesses send high-volume payments to their international suppliers at affordable rates and ZERO set-up fees.
Jag is one of Europe's most active angel investors, and is a Managing Partner at Angel Invest Ventures in Berlin. He's founded several companies (including two exits and a spectacular failure), and invested in over 100 startups over the last six years, including Spire (SPAC), Nutmeg (exit to JPM), Disperse, Eversend, Restack, and Anytype.He’s an ad-man at heart, and spent over a decade as a political strategist advising high-profile politicians, campaigns and corporations across the US and Europe. Jag is fluent in six languages, and can be found on Twitter via @JagSingh
Show more
Investment focus
- Software, FinTech, Artificial Intelligence
- Pre-Seed, Seed, Angel
- United Kingdom, Germany, United States
Portfolio highlights
- Konfetti — konfetti is building the leading platform for local workshops and events by empowering workshop providers with customized SaaS solutions
- Strange Loop Labs — Guru automates tax, insurance, and audit processes with generative AI
- Lightning Reach — Lightning Reach is a financial support portal that makes it easy for people to find and apply for a wide range of personalised support in one place. This support can range from; charitable grants, local council schemes, help with bills and the cost of living crisis and benefits.
Investors by industry
Consumer
Proptech
Impact
Climate
Gaming
Biotech
FinTech
Marketplace
Community
Health Care
Hardware
Energy
Artificial intelligence
Google
EdTech
Sustainability
Venture Capital
Real Estate
Photography
Clean Energy
Education
B2B
Financial Services
Big Data
Payments
Finance
Organic Food
Food and Beverage
Web3
Infrastructure
Retail
Beauty
Publishing
Video Games
Music
Art
Wellness
Franchise
Mobile
Local
Digital Media
Legal
Android
eSports
Enterprise Software
Sports
Manufacturing
Email
Medical
Social Network
Social Media
Internet
Construction
Hospitality
Platforms
Biotechnology
Cannabis
Mobile Advertising
Travel
Fitness
Recruiting
Crowdfunding
Social
Medical Device
Automotive
Wine And Spirits
CleanTech
Mobile Apps
Transportation
InsurTech
Enterprise
LGBT
Fashion
Oil and Gas
Life Science
Theatre
Film
Non Profit
Renewable Energy
SaaS
Sporting Goods
Restaurants
Social Impact
Celebrity
Software
Cryptocurrency
Machine Learning
Agriculture (agtech)
Media (entertainment)
Facebook
Blockchain
Investors by country
Canada
Germany
United Kingdom
Ireland
South Korea
India
Australia
New Zealand
United States
Middle East
Brazil
LATAM
Qatar
Indonesia
Asia
Europe
Spain
South Africa
Singapore
Armenia
Saudi Arabia
Sri Lanka
China
Africa
Belarus
Oceania
Chile
Belgium
Hong Kong
Finland
Ghana
Japan
Georgia
Ethiopia
Gibraltar
Faroe Islands
Denmark
Egypt
Vietnam
Estonia
Costa Rica
Hungary
Greece
Barbados
Croatia
Belize
Bahrain
Czech Republic
Algeria
Ecuador
Bulgaria
Bermuda
France
Kuwait
Malta
Morocco
Nicaragua
Mali
Lithuania
Peru
Lebanon
Jersey
Norway
Myanmar
Mauritius
Liberia
Mexico
Malaysia
Liechtenstein
Philippines
Italy
Israel
Panama
Poland
Senegal
Sierra Leone
Tunisia
Togo
Serbia
Turkey
San Marino
Thailand
Uzbekistan
Taiwan
Sweden
Tanzania
Slovenia
El Salvador
Portugal
Tajikistan
Ukraine
Puerto Rico
Uganda
Venezuela
Uruguay
Zambia
Zimbabwe
Rwanda
Russian Federation
Dominican Republic
Nigeria
Iraq
Azerbaijan
Bahamas
Iceland
Namibia
United Arab Emirates
Jamaica
Honduras
Bolivia
Isle of Man
Luxembourg
Grenada
Albania
Pakistan
Jordan
Bangladesh
Argentina
Romania
Kazakhstan
Kenya
Cayman Islands
Cambodia
Colombia
Latvia
Cyprus
Oman
Cameroon
Austria
Switzerland
Guatemala
Marshall Islands
Seychelles
Investors in Zambia by industry