Ruchira Roy
Angel Investor
Ruchira Roy is a seed investor focused on FinTech and Finance. Ruchira Roy
- Total investments:
- 1
- Last investment:
- Lead investor:
- 0%
Last updated:
For AI agents: llms.txt
Industries Ruchira Roy invests in
Stages Ruchira Roy invests in
Countries Ruchira Roy invests in
Contacts
| Type | Contact | Validation |
|---|---|---|
| Work email | ||
| Personal email | ||
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Investment Focus
Industry
- FinTech 1 (100%)
- Finance 1 (100%)
- Marketplace 1 (100%)
- Financial Services 1 (100%)
Investments
| Company | Description | Round | Links |
|---|---|---|---|
| Qbera is a managed marketplace for unsecured personal loans that leverages tech-enabled acquisition, underwriting and loan processing capabilities to offer credit products co-created with banks that are part of Qbera's multi-lender network. Such origination of assets against a bank’s liabilities is performed in a hybrid lending model whereinQbera shares some of the risk with the bank.Banks and NBFCs plug their balance sheet into Qbera to tap into new customer segments using Qbera’s programmatic lending solution and benefit from lower operating expense, data-driven underwriting and credit decisioning, reduction in turnaround time, no cost of customer acquisition, proven technology and increase in profitability.Qbera has capabilities across the lending lifecycle:1. Acquisition: We have an omni-channel borrower sourcing funnel that taps into best-in-class digital acquisition strategies and tech-enabled offline partners. We operate a Lending-as-a-Service (LaaS) model for our customer acquisition partners which enables them to offer credit products to their customers.2. Underwriting: Validated risk strategy and scorecards that are hosted on sophisticated data-driven rules engine. Extending access to credit to salaried employees of more than 7 lakh companies.3. Fulfilment: Paper-less delivery of loans. Digital verification of residence, income and employment for majority of borrowers.4. Servicing: Proprietary Loan Management System (LMS) with a powerful customer relationship management platform for automated/self-service along with a dedicated contact center team.5. Collections: Data-driven early warning systems that track and provide flexibility to stressed borrowers for them to remain financially buoyant. | Seed / Jul 01, 2017 |
Co-Investors
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FAQ
What does Ruchira Roy invest in?
Ruchira Roy invests primarily in FinTech, Finance and Marketplace startups, most often at Seed stage. Most of the 1 investments tracked by Shizune back companies in India. The Investment Focus section breaks down every industry, stage and country in the portfolio.
How do I contact Ruchira Roy?
For a verified work email and phone number, create a free Shizune account — contact data is searched across 20+ sources and validated before delivery, so your outreach lands in the right inbox.
When did Ruchira Roy last invest?
The most recent investment recorded for Ruchira Roy closed in Jul 2017. Shizune tracks 1 investment in total for this profile, including round sizes, stages and portfolio companies, all sourced from confirmed public funding rounds and refreshed monthly.
Is Shizune's investor data accurate?
Yes — every stat on this profile is calculated from confirmed public funding rounds monitored across hundreds of sources since 2020. This profile was last refreshed in Aug 2026 and is updated monthly. Spotted something off? Use the “Suggest an edit” link near the top of the page.
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