# Tommy Nicholas

> Tommy Nicholas is a seed investor at Alloy (New York) backing Financial Services and FinTech. See 3 investments, check sizes, portfolio. Updated Aug 2026.

- Type: Angel Investor
- Fund: [Alloy](https://shizune.co/investors/profile/alloy-2)
- Location: New York, United States
- Total investments: 3
- Last investment: May 2025
- Lead investor: 0%
- Last updated: Aug 2026
- LinkedIn: http://www.linkedin.com/in/tommynicholas
- Website: https://x.com/tommyrva
- Facebook: http://www.facebook.com/sgt.tombo

Tommy Nicholas is a seed investor at Alloy in New York focused on Financial Services and FinTech. Tommy Nicholas is based out of New York and is the CEO of Alloy. Tommy previously worked at Knox Payments as a Head of product.

## Round sizes

| Stage | Round size |
| --- | --- |
| Seed | $3.5M–$8M |

## Investment focus

### Industry

| Industry | Investments | Share |
| --- | --- | --- |
| Financial Services | 3 | 100% |
| FinTech | 2 | 67% |
| Finance | 1 | 33% |
| GovTech | 1 | 33% |
| Lending | 1 | 33% |

12 industries tracked in total.

### Stage

| Stage | Investments | Share |
| --- | --- | --- |
| Seed | 2 | 67% |
| Series A | 1 | 33% |

### Country

| Country | Investments | Share |
| --- | --- | --- |
| Canada | 1 | 33% |
| Mexico | 1 | 33% |
| Germany | 1 | 33% |

## Investments

| Company | Description | Amount | Stage | Date | Website |
| --- | --- | --- | --- | --- | --- |
| Keep | Keep offers an all-in-one corporate credit card and chequing account tailored for small and medium-sized businesses. The platform simplifies financial management by integrating spending, banking, and sales operations into a single system. Keep provides cashback rewards and reduced wire transfer fees, enhancing the financial efficiency of its users.This service aims to streamline the financial processes that SMBs encounter, making it easier for them to manage their cash flow and expenses. By focusing on the unique needs of these businesses, Keep helps improve their overall financial operations. | $23.7M | Series A | May 20, 2025 |  |
| Altscore | AltScore enables any B2B company to create and manage their own credit products. Our 'Rails of Lending' APIs shorten the launch time of new lending products from years to just weeks, while delivering fintech-level capabilities at every stage of the loan process—from onboarding and underwriting to collections and renovations. | $3.5M | Seed | Dec 03, 2022 |  |
| Elucidate | Elucidate provides ratings and data analysis for financial institutions. Businesses and revenue growth are made possible by the company's ratings and risk pricing products, which also encourage lawful behavior and help create a fairer and more open system. With Elucidate, a business' front, and back office teams can collaborate easily,improving customer service and lowering risk. | $8M | Seed | May 11, 2022 |  |

3 of 3 investments shown.

## Co-investors
- [APEX Ventures](https://shizune.co/investors/profile/apex-ventures-12df) — VC Fund, 1 deal together
- [APEX Ventures](https://shizune.co/investors/profile/apex-ventures-2) — VC Fund, 1 deal together
- [AV8 Ventures](https://shizune.co/investors/profile/av8-ventures) — VC Fund, 1 deal together
- [Start Ventures](https://shizune.co/investors/profile/big-start-ventures) — VC Fund, 1 deal together
- [BuenTrip Ventures](https://shizune.co/investors/profile/buentrip-ventures) — VC Fund, 1 deal together
- [Caffeinated Capital](https://shizune.co/investors/profile/caffeinated-capital) — VC Fund, 1 deal together

## About Alloy

VC Fund · New York, United States

Alloy is a developer of an identity verification platform used to check frauds and make identity management effective and simple for banks and financial institutions. Alloy is an API for regulated companies to collect and manage customer data from many different sources. It also engages in helping financial institutions and FinTech companies solveidentity and compliance problems. The service allows banks and FinTechs to make better risk and identify decisions, using a single API and dashboard to manage AML, fraud, KYC, and more.The company also offers an API to help financial services companies access various aggregated identity databases and a dashboard through which to organize and analyze customer onboarding data. It also helps to improve customer conversion through the compliance funnel, reduce risk and fraud, and speed up previously manual back-office processes.Alloy was founded in 2015 and is headquartered in New York.

5 contacts available at Alloy.

| Name | Title | Profile |
| --- | --- | --- |
| Laura Spiekerman | Cofounder | https://shizune.co/investors/profile/laura-spiekerman |
| Tommy Nicholas | CEO | https://shizune.co/investors/profile/thomas-edward-nicholas |
| Charles Hearn | Cofounder & CTO | https://shizune.co/investors/profile/charles-hearn |
| Edwina Johnson | Chief Operating Officer | https://shizune.co/investors/profile/edwina-johnson |
| Jay Levy | Investor | https://shizune.co/investors/profile/jay-levy |

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## FAQ

### What does Tommy Nicholas invest in?

Tommy Nicholas invests primarily in Financial Services, FinTech and Finance startups, most often at Seed and Series A stage. Most of the 3 investments tracked by Shizune back companies in Canada. The Investment Focus section breaks down every industry, stage and country in the portfolio.

### What is Tommy Nicholas's check size?

Tommy Nicholas typically joins rounds of $3.5M–$8M at Seed. These ranges are 10th–90th percentile round sizes calculated from confirmed public funding rounds, so they are a realistic guide to the rounds Tommy Nicholas participates in.

### When did Tommy Nicholas last invest?

The most recent investment recorded for Tommy Nicholas closed in May 2025. Shizune tracks 3 investments in total for this profile, including round sizes, stages and portfolio companies, all sourced from confirmed public funding rounds and refreshed monthly.

### Is Shizune's investor data accurate?

Yes — every stat on this profile is calculated from confirmed public funding rounds monitored across hundreds of sources since 2020. This profile was last refreshed in Aug 2026 and is updated monthly. Spotted something off? Use the “Suggest an edit” link near the top of the page.

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