# Sanjay Swamy

> Sanjay Swamy is a seed investor at Ezetap (Bengaluru) backing Financial Services and FinTech. See 15 investments, check sizes, portfolio. Updated Aug 2026.

- Type: Angel Investor
- Fund: [Ezetap](https://shizune.co/investors/profile/ezetap)
- Location: Bengaluru, India
- Total investments: 15
- Last investment: Feb 2024
- Lead investor: 47%
- Last updated: Aug 2026
- LinkedIn: https://www.linkedin.com/in/theswamy
- X (Twitter): http://twitter.com/TheSwamy
- Website: https://x.com/TheSwamy

Sanjay Swamy is a seed investor at Ezetap in Bengaluru focused on Financial Services and FinTech. Sanjay loves his wacky sense of humour ‐ entrepreneurs who work with us will have to deal with a handful of self‐graded B‐grade puns!Sanjay is well known for his founding role at ZipDial (now acquired by Twitter) and his role at mChek, the path breaking startup in secure payments, Sanjay has trodden the path of an entrepreneur all through hiscareer. After completing his bachelor's degree in engineering, Sanjay headed to Paris where he earned his Master's degree.After a stint at Xerox PARC in Palo Alto, Sanjay embarked on a journey to build world class teams and products that took him through startups like Ketera and Portal Software, mChek, Zipdial & Ezetap which he co‐founded in 2010.An active member of the community, Sanjay is a Rotarian and a charter member of TiE, a volunteer at iSPIRT, and organizes the Fintech Panel at the Nasscom Product Conclave. He also played a prominent role on the UIDAI project under the leadership of Nandan Nilekani. He is a frequent speaker and evangelist in the entrepreneurship and payments circuits in the country. Sanjay loves to blog ‐ anything you say that is half‐way intelligent will turn into a subject for his blog.

## Investment focus

### Industry

| Industry | Investments | Share |
| --- | --- | --- |
| Financial Services | 4 | 27% |
| FinTech | 3 | 20% |
| Apps | 2 | 13% |
| Finance | 2 | 13% |
| SaaS | 1 | 7% |

16 industries tracked in total.

### Stage

| Stage | Investments | Share |
| --- | --- | --- |
| Seed | 5 | 33% |
| Series A | 4 | 27% |
| Venture - Series Unknown | 2 | 13% |
| Series B | 1 | 7% |
| Series C | 1 | 7% |

6 stages tracked in total.

## Investments

| Company | Description | Amount | Stage | Date | Website |
| --- | --- | --- | --- | --- | --- |
| OTO Capital | OTO Capital is a software platform that helps people to own or buy a car. The platform works in partnership with various banks and NBFCs to provide financing options to its customers. It also provides full auto lifecycle management, from credit underwriting to insurance, maintenance, and eventual resale of the vehicle. | $10M | Venture - Series Unknown | Feb 06, 2024 |  |
| Dozee | Dozee was founded by Mudit & Gaurav in 2015, with a vision to Simplify Healthcare to make it more accessible.Across the world, we follow a reactive approach to healthcare. Only when things go wrong we take a clinical intervention. Early intervention has the power to save countless lives and increase the quality of life. With a strongmotivation to move a brick in this direction, Mudit decided to quit his work as a race car engineer. However, he didn't leave the race cars behind. His inspiration from the sensing technology used in race cars led the foundation for Dozee. He then teamed up with Gaurav to build and evolve Dozee into India’s first contactless health monitor.After a series of intense R&D activities, partnering with premium research institutions such as NIMHANS, Sri Jayadeva Institute of Cardiovascular and Research, Dozee was proven to be 98.4% as accurate as medical grade devices and Dozee was launched in India in 2019. | $6M | Series A | Apr 04, 2023 |  |
| FinAGG | FinAGG is a Fintech company that offers stock now pay later or invoice finance/credit line, allowing repayment flexibility within the loan tenure.The company uses AI-enabled analytics to gain insights into sales and operations, determines funds, and provides loans without collateral, allowing clients to apply for loans by providing thenecessary business information and documents. | $3M | Seed | Sep 06, 2022 |  |
| NiYO Solutions | NiYO is a fintech company that helps salaried employees access company benefits and other financial services.Founded in 2015, NiYO partners with companies (employers) and banks to offer employees the opportunity to access their benefits, such as healthcare or food allowances, through a digital platform. That includes a mobile app for submittingclaims, and the option of a credit card. | $100M | Series C | Feb 23, 2022 |  |
| Dozee | Dozee was founded by Mudit & Gaurav in 2015, with a vision to Simplify Healthcare to make it more accessible.Across the world, we follow a reactive approach to healthcare. Only when things go wrong we take a clinical intervention. Early intervention has the power to save countless lives and increase the quality of life. With a strongmotivation to move a brick in this direction, Mudit decided to quit his work as a race car engineer. However, he didn't leave the race cars behind. His inspiration from the sensing technology used in race cars led the foundation for Dozee. He then teamed up with Gaurav to build and evolve Dozee into India’s first contactless health monitor.After a series of intense R&D activities, partnering with premium research institutions such as NIMHANS, Sri Jayadeva Institute of Cardiovascular and Research, Dozee was proven to be 98.4% as accurate as medical grade devices and Dozee was launched in India in 2019. | $9.5M | Venture - Series Unknown | Jan 18, 2022 |  |
| Dozee | Dozee was founded by Mudit & Gaurav in 2015, with a vision to Simplify Healthcare to make it more accessible.Across the world, we follow a reactive approach to healthcare. Only when things go wrong we take a clinical intervention. Early intervention has the power to save countless lives and increase the quality of life. With a strongmotivation to move a brick in this direction, Mudit decided to quit his work as a race car engineer. However, he didn't leave the race cars behind. His inspiration from the sensing technology used in race cars led the foundation for Dozee. He then teamed up with Gaurav to build and evolve Dozee into India’s first contactless health monitor.After a series of intense R&D activities, partnering with premium research institutions such as NIMHANS, Sri Jayadeva Institute of Cardiovascular and Research, Dozee was proven to be 98.4% as accurate as medical grade devices and Dozee was launched in India in 2019. | $5.9M | Series A | Jul 21, 2021 |  |
| Dozee | Dozee was founded by Mudit & Gaurav in 2015, with a vision to Simplify Healthcare to make it more accessible.Across the world, we follow a reactive approach to healthcare. Only when things go wrong we take a clinical intervention. Early intervention has the power to save countless lives and increase the quality of life. With a strongmotivation to move a brick in this direction, Mudit decided to quit his work as a race car engineer. However, he didn't leave the race cars behind. His inspiration from the sensing technology used in race cars led the foundation for Dozee. He then teamed up with Gaurav to build and evolve Dozee into India’s first contactless health monitor.After a series of intense R&D activities, partnering with premium research institutions such as NIMHANS, Sri Jayadeva Institute of Cardiovascular and Research, Dozee was proven to be 98.4% as accurate as medical grade devices and Dozee was launched in India in 2019. | $1.5M |  | Sep 15, 2020 |  |
| Dozee | Dozee was founded by Mudit & Gaurav in 2015, with a vision to Simplify Healthcare to make it more accessible.Across the world, we follow a reactive approach to healthcare. Only when things go wrong we take a clinical intervention. Early intervention has the power to save countless lives and increase the quality of life. With a strongmotivation to move a brick in this direction, Mudit decided to quit his work as a race car engineer. However, he didn't leave the race cars behind. His inspiration from the sensing technology used in race cars led the foundation for Dozee. He then teamed up with Gaurav to build and evolve Dozee into India’s first contactless health monitor.After a series of intense R&D activities, partnering with premium research institutions such as NIMHANS, Sri Jayadeva Institute of Cardiovascular and Research, Dozee was proven to be 98.4% as accurate as medical grade devices and Dozee was launched in India in 2019. | $1.7M | Seed | Sep 15, 2020 |  |
| Recko (Acquired by Stripe) | Recko is on a mission to automate every reconciliation flow in the transaction lifecycle, resulting in massive efficiency and accuracy gains. With the sudden blast of digital transactions, Enterprises, Banks and Financial institutions are finding it difficult to keep track of the money flowing across the organization. They are building productsthat enable them to handle and monitor massive volumes of transactional data without writing a single line of code and ensure money is flowing between the right beneficiaries, with right deductions, and at the right time. | $6M | Series A | Apr 02, 2020 |  |
| MyGate | MyGate is a mobile-based society management app for gated communities, now simplifying the everyday lives of the managing committees, RWA, residents, visitors, service/facility providers, and security personnel across the country. Packed with community management features, it reduces many hassles—authorizing entry of delivery executives,paying society maintenance bills, raising a ticket to the facility manager, amenities booking—to a single click. Its product like MyGate ERP manages society accounting and payments, resolves complaints, and keeps the community up-to-date through a digital notice board. It was awarded as the best community management solution by Times business Awards and also named as one of India’s most innovative start-ups in 2018, the company today augments security and enhances convenience for over 3.5 million+ homes in 18 Indian cities. | $56M | Series B | Oct 17, 2019 |  |

10 of 15 investments shown.

## Co-investors
- [3one4 Capital](https://shizune.co/investors/profile/3one4) — VC Fund, 5 deals together
- [YourNest Venture Capital](https://shizune.co/investors/profile/yournest-venture-capital) — VC Fund, 5 deals together
- [JSCapital](https://shizune.co/investors/profile/js-capital-llc) — VC Fund, 2 deals together
- [100Unicorns](https://shizune.co/investors/profile/9unicorns) — VC Fund, 1 deal together
- [Accel](https://shizune.co/investors/profile/accel) — VC Fund, 1 deal together
- [Beams FinTech Fund](https://shizune.co/investors/profile/beams-fintech-fund) — VC Fund, 1 deal together

## About Ezetap

VC Fund · Bangalore, India

Ezetap makes the Ezetap device, a light-weight card reader that can be plugged into any smart device or feature phone used by a retailer. The technology allows anyone to accept cards--from merchants and cabdrivers to grocers and pizza deliverers. The firm sells the product to online retailers, insurance firms, restaurants and hotels.

4 contacts available at Ezetap.

| Name | Title | Profile |
| --- | --- | --- |
| Bala Parthasarathy | Co-Founder | https://shizune.co/investors/profile/bala-parthasarathy |
| Byas Nambisan | CEO | https://shizune.co/investors/profile/byas-nambisan |
| Sanjay Swamy | Vice-Chairman & Co-Founder | https://shizune.co/investors/profile/sanjay-swamy |
| Vineet Suneja | Chief Sales Officer | https://shizune.co/investors/profile/vineet-suneja-ba9f |

## Similar investors

### Similar stage
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- [Alumni Ventures](https://shizune.co/investors/profile/alumni-ventures-group) — VC Fund
- [Right Side Capital Management](https://shizune.co/investors/profile/right-side-capital-management) — VC Fund

## FAQ

### What does Sanjay Swamy invest in?

Sanjay Swamy invests primarily in Financial Services, FinTech and Apps startups, most often at Seed and Series A stage. Most of the 15 investments tracked by Shizune back companies in India. The Investment Focus section breaks down every industry, stage and country in the portfolio.

### When did Sanjay Swamy last invest?

The most recent investment recorded for Sanjay Swamy closed in Feb 2024. Shizune tracks 15 investments in total for this profile, including round sizes, stages and portfolio companies, all sourced from confirmed public funding rounds and refreshed monthly.

### Is Shizune's investor data accurate?

Yes — every stat on this profile is calculated from confirmed public funding rounds monitored across hundreds of sources since 2020. This profile was last refreshed in Aug 2026 and is updated monthly. Spotted something off? Use the “Suggest an edit” link near the top of the page.

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