# Ray Chua

> Ray Chua is a Series B investor at Ribbit Capital (Palo Alto) backing FinTech and Internet. See 2 investments, check sizes, portfolio. Updated Aug 2026.

- Type: Angel Investor
- Fund: [Ribbit Capital](https://shizune.co/investors/profile/ribbit-capital)
- Location: Palo Alto, United States
- Total investments: 2
- Last investment: Feb 2022
- Lead investor: 0%
- Last updated: Aug 2026
- LinkedIn: https://www.linkedin.com/in/raychuacy/

Ray Chua is a Partner at Ribbit Capital. He attended the University of Chicago Booth School of Business and the Chinese University of Hong Kong.

## Investment focus

### Industry

| Industry | Investments | Share |
| --- | --- | --- |
| FinTech | 1 | 50% |
| Internet | 1 | 50% |
| Software | 1 | 50% |
| Financial Services | 1 | 50% |
| Internet of Things | 1 | 50% |

### Stage

| Stage | Investments | Share |
| --- | --- | --- |
| Series B | 1 | 50% |
| Series C | 1 | 50% |

## Investments

| Company | Description | Amount | Stage | Date | Website |
| --- | --- | --- | --- | --- | --- |
| Fenbeitong | Fenbeitong is the enterprise consumption platform for full process control. Through intelligent control rules and reminding measures, Debeitong helps enterprises to save a lot of money during travel, car use, procurement and other public consumption. Through the credit monthly payment and unified invoice consumption mode, Debeitong helps employeesto spare money. , free of charge, no reimbursement, greatly improve the efficiency of business operations. | $140M | Series C | Feb 17, 2022 |  |
| Fenbeitong | Fenbeitong is the enterprise consumption platform for full process control. Through intelligent control rules and reminding measures, Debeitong helps enterprises to save a lot of money during travel, car use, procurement and other public consumption. Through the credit monthly payment and unified invoice consumption mode, Debeitong helps employeesto spare money. , free of charge, no reimbursement, greatly improve the efficiency of business operations. | $36M | Series B | Mar 10, 2020 |  |

2 of 2 investments shown.

## Co-investors
- [BitRock Capital](https://shizune.co/investors/profile/bitrock-capital) — VC Fund, 2 deals together
- [Glade Brook Capital Partners](https://shizune.co/investors/profile/glade-brook-capital-partners) — VC Fund, 2 deals together
- [China Growth Capital](https://shizune.co/investors/profile/china-growth-capital) — VC Fund, 1 deal together
- [CE Innovation Capital](https://shizune.co/investors/profile/creditease-fintech-investment-fund) — VC Fund, 1 deal together
- [D1 Capital Partners](https://shizune.co/investors/profile/d1-capital-partners) — VC Fund, 1 deal together
- [DST Global](https://shizune.co/investors/profile/digital-sky-technologies-fo) — VC Fund, 1 deal together

## About Ribbit Capital

VC Fund · Palo Alto, United States

Ribbit Capital is a venture capital firm that focuses on companies operating in the financial services and financial technology sectors. The firm invests in businesses that are building infrastructure, platforms, or tools that aim to transform how financial services are delivered, accessed, or experienced. Ribbit Capital engages with startupsacross areas such as lending, payments, insurance, banking, and digital assets.

5 contacts available at Ribbit Capital.

| Name | Title | Profile |
| --- | --- | --- |
| Meyer Malka | Founder | https://shizune.co/investors/profile/meyer-malka |
| Nikolay Kostov | Partner | https://shizune.co/investors/profile/nikolay-kostov-2 |
| Ray Chua | Partner | https://shizune.co/investors/profile/ray-chua |
| Sigal Mandelker | General Partner | https://shizune.co/investors/profile/sigal-mandelker |
| Tessa Savakus | Analyst | https://shizune.co/investors/profile/tessa-savakus |

## Similar investors

### Similar stage
- [Alumni Ventures](https://shizune.co/investors/profile/alumni-ventures-group) — VC Fund
- [General Catalyst](https://shizune.co/investors/profile/general-catalyst-partners) — VC Fund
- [FJ Labs](https://shizune.co/investors/profile/fj-labs) — VC Fund

## FAQ

### What does Ray Chua invest in?

Ray Chua invests primarily in FinTech, Internet and Software startups, most often at Series B and Series C stage. Most of the 2 investments tracked by Shizune back companies in China. The Investment Focus section breaks down every industry, stage and country in the portfolio.

### When did Ray Chua last invest?

The most recent investment recorded for Ray Chua closed in Feb 2022. Shizune tracks 2 investments in total for this profile, including round sizes, stages and portfolio companies, all sourced from confirmed public funding rounds and refreshed monthly.

### Is Shizune's investor data accurate?

Yes — every stat on this profile is calculated from confirmed public funding rounds monitored across hundreds of sources since 2020. This profile was last refreshed in Aug 2026 and is updated monthly. Spotted something off? Use the “Suggest an edit” link near the top of the page.

# About Shizune
Shizune.co is an investor database. Core features:
- 48,091 startup investors (angels, VCs, accelerators, and others)
- Email, phone, LinkedIn (for intros), socials, and other contact data
- Updated daily from public funding news
- CSV and Excel export

The User can access the full database FOR FREE after signing up: shizune.co