# Philip Fretwell

> Philip Fretwell is a debt financing investor at AshGrove Capital backing Banking. See 4 investments, check sizes, portfolio and contact details. Updated Aug…

- Type: Angel Investor
- Fund: [AshGrove Capital](https://shizune.co/investors/profile/ashgrove-capital)
- Location: London, United Kingdom
- Total investments: 4
- Last investment: Aug 2026
- Lead investor: 75%
- Last updated: Aug 2026
- LinkedIn: https://www.linkedin.com/in/philip-fretwell-4556549 

Philip Fretwell is a debt financing investor at AshGrove Capital in London focused on Banking and FinTech. Philip Fretwell is based out of London, England, and is the Managing Partner and Co-Founder and Partner of AshGrove Capital. Philip previously worked at Sixth Street as a Partner & Managing Director. Philip Fretwell attended the University of Southampton.

## Contacts

5 contacts available for Philip Fretwell: work email, personal email, work phone, personal phone and socials. Sign up free to unlock them: https://app.shizune.co/sign-up/investor-profiles/find-email/philip-fretwell?utm_source=investor_profile

## Investment focus

### Industry

| Industry | Investments | Share |
| --- | --- | --- |
| Banking | 2 | 50% |
| FinTech | 2 | 50% |
| Software | 2 | 50% |
| Financial Services | 2 | 50% |
| CRM | 1 | 25% |

10 industries tracked in total.

### Stage

| Stage | Investments | Share |
| --- | --- | --- |
| Debt Financing | 2 | 50% |
| Venture - Series Unknown | 2 | 50% |

### Country

| Country | Investments | Share |
| --- | --- | --- |
| United Kingdom | 2 | 50% |
| United States | 1 | 25% |

## Investments

| Company | Description | Amount | Stage | Date | Website |
| --- | --- | --- | --- | --- | --- |
| 10X Banking | 10X Banking is a fintech company. They specialize in providing financial and banking services for customers, banks, and society. | $53.9M | Venture - Series Unknown | Aug 03, 2026 | https://www.10xbanking.com/ |
| Unifyr | Zift is the Enterprise Channel Management leader. Our ZiftONE platform enhances channel partner productivity and program profitability by automating sales, marketing, and operational processes all while integrating seamlessly with established systems and infrastructure. ZiftONE delivers all of the capabilities of Partner Relationship Management(PRM), Through Channel Marketing Automation (TCMA), and Channel Learning Management (C-LMS) in a single, innovative platform developed to maximize channel success in today’s rapidly evolving partner landscape. Zift leads the market with the ZiftONE Step-Ahead Innovation Program™ that introduced CAM Co-Pilot™ to optimize sales execution and Zift Open-Access™ to collect and connect data from across your channel. | $16.5M | Debt Financing | Aug 31, 2022 | http://www.ziftsolutions.com/ |
| Cushon | Cushon is a fintech company that provides investment, pension, financial wellbeing and workplace savings. | $47.6M | Venture - Series Unknown | Jan 20, 2022 | https://www.cushon.co.uk |
| Cushon | Cushon is a fintech company that provides investment, pension, financial wellbeing and workplace savings. | $28.3M | Debt Financing | Jun 02, 2021 | https://www.cushon.co.uk |

4 of 4 investments shown.

## Co-investors
- [Augmentum Fintech](https://shizune.co/investors/profile/augmentum-fintech) — VC Fund, 1 deal together

## About AshGrove Capital

VC Fund · London, United Kingdom

AshGrove Capital is an independent London-based pan-European credit manager. The firm's usual investments in the software and services sectors range from $5 million to $40 million.

4 contacts available at AshGrove Capital.

| Name | Title | Profile |
| --- | --- | --- |
| Ilkka Rantanen | Co-Founder and Partner | https://shizune.co/investors/profile/ilkka-rantanen-18a2 |
| Philip Fretwell | Co-Founder and Partner | https://shizune.co/investors/profile/philip-fretwell |
| Benjamin Gibson | Partner | https://shizune.co/investors/profile/benjamin-gibson-7945 |
| Jonathon Ferguson | Co-Founder and Partner | https://shizune.co/investors/profile/jonathon-ferguson-e13f |

## Similar investors

### Similar stage
- [ENISA](https://shizune.co/investors/profile/enisa-2) — VC Fund
- [Development Bank of Wales](https://shizune.co/investors/profile/development-bank-of-wales) — VC Fund
- [The FSE Group](https://shizune.co/investors/profile/finance-south-east) — VC Fund

## FAQ

### What does Philip Fretwell invest in?

Philip Fretwell invests primarily in Banking, FinTech and Software startups, most often at Debt Financing and Venture - Series Unknown stage. Most of the 4 investments tracked by Shizune back companies in United Kingdom. The Investment Focus section breaks down every industry, stage and country in the portfolio.

### How do I contact Philip Fretwell?

Public channels for Philip Fretwell include LinkedIn. For a verified work email and phone number, create a free Shizune account — contact data is searched across 20+ sources and validated before delivery, so your outreach lands in the right inbox.

### When did Philip Fretwell last invest?

The most recent investment recorded for Philip Fretwell closed in Aug 2026. Shizune tracks 4 investments in total for this profile, including round sizes, stages and portfolio companies, all sourced from confirmed public funding rounds and refreshed monthly.

### Is Shizune's investor data accurate?

Yes — every stat on this profile is calculated from confirmed public funding rounds monitored across hundreds of sources since 2020. This profile was last refreshed in Aug 2026 and is updated monthly. Spotted something off? Use the “Suggest an edit” link near the top of the page.

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