# Nikolay Kostov

> Nikolay Kostov is a Series A investor at Ribbit Capital backing FinTech and Financial Services. See 5 investments, check sizes, portfolio. Updated Aug 2026.

- Type: Angel Investor
- Fund: [Ribbit Capital](https://shizune.co/investors/profile/ribbit-capital)
- Location: Palo Alto, United States
- Total investments: 5
- Last investment: Aug 2021
- Lead investor: 20%
- Last updated: Aug 2026
- LinkedIn: https://www.linkedin.com/in/nkostov/
- X (Twitter): https://twitter.com/nkostov
- Website: https://x.com/nkostov

Nikolay Kostov is a Series A investor at Ribbit Capital in Palo Alto focused on FinTech and Financial Services. Prior to Ribbit, Nikolay worked for six years at Morgan Stanley’s Investment Banking Division in New York, rising from Analyst to Associate, first in the General Industrials Group and most recently, the Global Technology Group. While at Morgan Stanley, he worked with companies in the aerospace & defense, car & equipment rental, machinery,engineering and construction, and Internet and software sectors. Nikolay was involved in the execution of over $10Bn in transactions, including public equity offerings, investment grade and high yield debt offerings, and strategic M&A assignments.

## Investment focus

### Industry

| Industry | Investments | Share |
| --- | --- | --- |
| FinTech | 2 | 40% |
| Financial Services | 2 | 40% |
| B2B | 1 | 20% |
| Banking | 1 | 20% |
| Lending | 1 | 20% |

11 industries tracked in total.

### Stage

| Stage | Investments | Share |
| --- | --- | --- |
| Series A | 2 | 40% |
| Seed | 1 | 20% |
| Series B | 1 | 20% |
| Series C | 1 | 20% |

### Country

| Country | Investments | Share |
| --- | --- | --- |
| Brazil | 2 | 40% |
| United States | 1 | 20% |

## Investments

| Company | Description | Amount | Stage | Date | Website |
| --- | --- | --- | --- | --- | --- |
| Cora | Cora is a digital bank for self-employed and small & medium enterprises. The company is currently operating in closed beta and plans to launch its first product, a free SME-only mobile account. Cora will later release a portfolio of payments, credit-related products, and financial management tools that are currently being developed. They havedeveloped a modern platform that offers a cheaper and simpler service, freeing entrepreneurs from the bureaucracy and repetitive work that usually involves day-to-day finance.Cora was founded by Igor Senra Magalhães and Leonardo Soares Barbosa Mendes and is headquartered in São Paulo, Sao Paulo, Brazil. | $116.3M | Series B | Aug 24, 2021 |  |
| Warren Investimentos | We are an investment brokerage and wealth management firm that provides access to the best investments in the market. We are the pioneering firm to implement in Brazil the goal-based investment model, utilized by the ultra-high-net-worth individuals overseas. We provide a comprehensive experience tailored to the specific life stage of eachinvestor. Our unique proposition lies in our complete alignment with your objectives, as we operate under a model that safeguards clients against a prevalent market concern: conflicts of interest. | $56.1M | Series C | Apr 28, 2021 |  |
| Cora | Cora is a digital bank for self-employed and small & medium enterprises. The company is currently operating in closed beta and plans to launch its first product, a free SME-only mobile account. Cora will later release a portfolio of payments, credit-related products, and financial management tools that are currently being developed. They havedeveloped a modern platform that offers a cheaper and simpler service, freeing entrepreneurs from the bureaucracy and repetitive work that usually involves day-to-day finance.Cora was founded by Igor Senra Magalhães and Leonardo Soares Barbosa Mendes and is headquartered in São Paulo, Sao Paulo, Brazil. | $26.5M | Series A | Apr 05, 2021 |  |
| dv01 | dv01 is the world’s first end-to-end data management, reporting and analytics platform offering loan level transparency and insight into lending markets, making them more efficient for institutional investors and safer for the world. In a nutshell, we’re doing our part to prevent a repeat of 2008.As the technological hub between lenders andcapital markets, dv01 provides all parties with unprecedented data transparency, insight, and analytics. dv01 has integrated data from 16 marketplace lending platforms, including LendingClub, Prosper and SoFi and multiple mortgage servicers. To date, dv01 has provided reporting and analytics on $105 billion of online lending and mortgage loans and $35 billion of securitization coverage. | $5.5M | Series A | Sep 13, 2017 |  |
| dv01 | dv01 is the world’s first end-to-end data management, reporting and analytics platform offering loan level transparency and insight into lending markets, making them more efficient for institutional investors and safer for the world. In a nutshell, we’re doing our part to prevent a repeat of 2008.As the technological hub between lenders andcapital markets, dv01 provides all parties with unprecedented data transparency, insight, and analytics. dv01 has integrated data from 16 marketplace lending platforms, including LendingClub, Prosper and SoFi and multiple mortgage servicers. To date, dv01 has provided reporting and analytics on $105 billion of online lending and mortgage loans and $35 billion of securitization coverage. | $5.5M | Seed | Sep 13, 2017 |  |

5 of 5 investments shown.

## Co-investors
- [Greenoaks](https://shizune.co/investors/profile/greenoaks-capital) — VC Fund, 3 deals together
- [Kaszek](https://shizune.co/investors/profile/kaszek-ventures) — VC Fund, 3 deals together
- [QED Investors](https://shizune.co/investors/profile/qed-investors) — VC Fund, 3 deals together
- [Chromo Invest](https://shizune.co/investors/profile/chromo-invest) — VC Fund, 2 deals together
- [CE Innovation Capital](https://shizune.co/investors/profile/creditease-fintech-investment-fund) — VC Fund, 2 deals together
- [Illuminate Financial](https://shizune.co/investors/profile/illuminate-financial) — VC Fund, 2 deals together

## About Ribbit Capital

VC Fund · Palo Alto, United States

Ribbit Capital is a venture capital firm that focuses on companies operating in the financial services and financial technology sectors. The firm invests in businesses that are building infrastructure, platforms, or tools that aim to transform how financial services are delivered, accessed, or experienced. Ribbit Capital engages with startupsacross areas such as lending, payments, insurance, banking, and digital assets.

5 contacts available at Ribbit Capital.

| Name | Title | Profile |
| --- | --- | --- |
| Meyer Malka | Founder | https://shizune.co/investors/profile/meyer-malka |
| Nikolay Kostov | Partner | https://shizune.co/investors/profile/nikolay-kostov-2 |
| Ray Chua | Partner | https://shizune.co/investors/profile/ray-chua |
| Sigal Mandelker | General Partner | https://shizune.co/investors/profile/sigal-mandelker |
| Tessa Savakus | Analyst | https://shizune.co/investors/profile/tessa-savakus |

## Similar investors

### Similar stage
- [Antler](https://shizune.co/investors/profile/antler-be9c) — VC Fund
- [Alumni Ventures](https://shizune.co/investors/profile/alumni-ventures-group) — VC Fund
- [General Catalyst](https://shizune.co/investors/profile/general-catalyst-partners) — VC Fund

## FAQ

### What does Nikolay Kostov invest in?

Nikolay Kostov invests primarily in FinTech, Financial Services and B2B startups, most often at Series A and Seed stage. Most of the 5 investments tracked by Shizune back companies in Brazil. The Investment Focus section breaks down every industry, stage and country in the portfolio.

### When did Nikolay Kostov last invest?

The most recent investment recorded for Nikolay Kostov closed in Aug 2021. Shizune tracks 5 investments in total for this profile, including round sizes, stages and portfolio companies, all sourced from confirmed public funding rounds and refreshed monthly.

### Is Shizune's investor data accurate?

Yes — every stat on this profile is calculated from confirmed public funding rounds monitored across hundreds of sources since 2020. This profile was last refreshed in Aug 2026 and is updated monthly. Spotted something off? Use the “Suggest an edit” link near the top of the page.

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